Living On $100K A Year In Fairfax, VA | Millennial Money

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  • Опубліковано 27 вер 2024
  • Kristina Truong, 24, lives in Fairfax, VA, and earns $100,000 a year as a project manager for a tech firm. She also started a cupcake business, District Cupcake, with her mom and sister. Kristina moved back home after graduation to save money and help pay for her sister’s college tuition.
    This is the latest installment of Millennial Money, which profiles people across the U.S. and details how they earn and spend their money. Do you live with your parents? Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K
    Read more about about their budget breakdown here: cnb.cx/3mCj86n
    It’s not every recent grad’s dream to live with their parents and younger sister, but Kristina Truong considers it a blessing.
    Saddled with nearly $25,000 in student loan debt, the 24-year-old moved back home to Fairfax, Virginia, after she graduated from James Madison University in 2018 so she could pay off her loans more quickly. She secured a job working as a project manager at a digital consulting firm in the Washington, D.C. area, earning $100,000 a year, and by the end of 2019, was debt-free, had saved over $50,000 and was preparing to move out on her own.
    But then the coronavirus pandemic hit, and like so many others around the world, Truong reconsidered her plans. Before the pandemic, she thought hitting a certain salary would make her feel fulfilled; now she views security differently.
    “I put a lot of emphasis on money because I was raised not having a lot, so I thought it was the end all be all,” Truong tells CNBC Make It. “Now, a goal of mine isn’t how much more I want to earn, but it’s the comfort that I feel not having to worry about living paycheck-to-paycheck or how we’re going to pay the mortgage or the rent.”
    That last point is especially important to Truong. When she was 8, her parents moved the family from Virginia to Phoenix, Arizona, where her father bought a home he thought would be a good investment. Her mother opened a nail salon, and her parents made it work for a few years.
    Then the housing market crashed in 2008. Each day fewer and fewer clients came to the salon, and her parents made the decision to pack up their lives, selling the salon and their home at a loss, and moving back to Virginia to live with family. Truong remembers the daily stress of not knowing how the family would pay their bills or where they would live.
    Though she was still in elementary school at the time, the experience had a profound effect on Truong’s relationship with money. “The most important lesson that I’ve learned about money is to always have an emergency fund,” she says. She worked throughout college so she could start repaying her loans before she graduated (a cousin also paid for half of Truong’s tuition) and attended as many events as she could to score free meals.
    Aside from paying for the necessities, Truong tries to save as much of her paychecks as possible so that she - and her family - will never again be without a financial cushion.
    “Being so young and seeing my parents struggle with their finances gave me the mindset of not wanting the same for myself,” she says. “Saving up and being frugal with my expenses has really stuck with me from a young age.”
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КОМЕНТАРІ • 2,1 тис.

  • @nightingaleofficial3604
    @nightingaleofficial3604 3 роки тому +2921

    Wow. That cousin’s selfless act is just wow. And the she turned around and will pay it forward. Double wow.

  • @chrisdang97
    @chrisdang97 3 роки тому +2803

    this is probably the most wholesome
    Millennial Money episode yet

    • @soulspirationgoddess
      @soulspirationgoddess 3 роки тому +3

      I agree! Unrelated: are you standing in front of the bell tower by chance at UC Riverside?

    • @chrisdang97
      @chrisdang97 3 роки тому +6

      @@soulspirationgoddess haha nope! It’s in front of the tower at UT Austin.

    • @hearthealthyhustlebyjonath7414
      @hearthealthyhustlebyjonath7414 3 роки тому

      Agreed

    • @pinkglitter4258
      @pinkglitter4258 3 роки тому +1

      Yesss my thoughts exactly!!

    • @BeyonKasual
      @BeyonKasual 3 роки тому +6

      Oh, by far!! Kudos to her parents for raising a wonder human!!

  • @ilikelittlejimmys
    @ilikelittlejimmys 3 роки тому +1636

    Living with your parents shouldn't be looked down upon. It's perfectly fine if you help around the house and contribute.

    • @me4five
      @me4five 3 роки тому +80

      It's an American thing, I was made fun during my 20s, living in the Bay Area.

    • @youngfinance6319
      @youngfinance6319 3 роки тому +32

      @@me4five they won't make fun of you if you make more then them

    • @t-bone9239
      @t-bone9239 3 роки тому +7

      @@me4five it’s not just an American thing

    • @me4five
      @me4five 3 роки тому

      @@t-bone9239 My bad, that came off wrong.

    • @zoekenny3619
      @zoekenny3619 3 роки тому +35

      Happens in Australia too. It's happening everywhere. Neoliberal capitalism has made life too expensive while wages haven't increased. But the 'brilliant economists' who brought us this system didn't realise that when young people don't have the means to establish their own home, this reduces the size of the economy because they're not buying home stuff.

  • @samlee6152
    @samlee6152 3 роки тому +1399

    I'm blown away. At such a young age, she's not only doing everything right with her personal finances, but she's also setting up the people around her for success. Super admirable. Great episode!

    • @enriquerenteria6089
      @enriquerenteria6089 3 роки тому +9

      Easy to do when you grow up in a functional family, and have parents who have a house to let you stay there for years

    • @marianroberts7242
      @marianroberts7242 3 роки тому +55

      @@enriquerenteria6089 I wouldn't call it easy. After all, there are tons of people who have those exact circumstances that aren't doing half of what she is. A 24 year old with a 100k job, her own business, and saving up for her sister's college tuition? Come ooon, she *is* exceptional

    • @lelabrooks04
      @lelabrooks04 3 роки тому +6

      Her family WORK together!!! Plain and simple. Her cousin gave her his college savings plan. Thats why things are going as planned.

    • @kakpunk4455
      @kakpunk4455 3 роки тому +7

      @@lelabrooks04 Asian families are like that.

    • @rohankhubchandani3694
      @rohankhubchandani3694 3 роки тому +2

      @@lelabrooks04 she still had to pay 25,000 in loans and that's not including interest. any kind of debt to pay off is always tough.

  • @Sahnya_Autumn
    @Sahnya_Autumn 3 роки тому +377

    So as I understand it, her smart cousin had a 529 plan in place for himself, which is a tax-free savings strictly for education, but he ended up getting full scholarships to all of the colleges he applied to so she got to use his tuition savings instead for her education. And now, she's paying it forward by footing the bill for her sister's education. If that isn't family helping family, than I dunno what is! From another Southeast Asian, you are an amazing human.

    • @trapbois4573
      @trapbois4573 5 місяців тому

      Thats exactly what Jewish people do, they help each other and become more successful in the long run.

  • @Jo-qb1xe
    @Jo-qb1xe 3 роки тому +1436

    This is the most responsible adult make it I’ve ever seen

    • @d.jmamba7237
      @d.jmamba7237 3 роки тому +35

      Nah the nigerian girl in New York was by far as well as graham Steph and others. There are plenty

    • @arandomkenyan
      @arandomkenyan 3 роки тому

      agreed😎

    • @dcjohnson2490
      @dcjohnson2490 3 роки тому +8

      @@d.jmamba7237 Yes, I remember her. Her name was Bucola and she has a UA-cam channel as well. I think it's called "The Come Up."

    • @hannaw193
      @hannaw193 3 роки тому

      @@dcjohnson2490 oh yeah. It’s hard to top her

    • @buzzlightyear8896
      @buzzlightyear8896 3 роки тому +1

      @@d.jmamba7237 graham Steph? are you sure? he's just a money hungry guy, no where near this girl

  • @jellyjell17
    @jellyjell17 3 роки тому +718

    She makes a lot of money, but she also gives back and that is huge for a millennial in this day and age. Kudos to her!

    • @asadb1990
      @asadb1990 3 роки тому +19

      if your family is supportive, you should help. if they are toxic, i wouldn't give them a dime.

    • @jesseman76
      @jesseman76 3 роки тому +14

      She’s not a millennial.

    • @asadb1990
      @asadb1990 3 роки тому

      @@jesseman76 how not?

    • @SpringoBingo
      @SpringoBingo 3 роки тому +15

      @@asadb1990 She’s 24, so she’s more than likely Gen Z

    • @JohnSmith-iw4qs
      @JohnSmith-iw4qs 3 роки тому +2

      @@SpringoBingo boomer-gen z.

  • @robinsonmertilus5232
    @robinsonmertilus5232 3 роки тому +746

    I’d bet she’s a solid employee. She won’t be sitting on $100k for too long. Hats off to her.

    • @uioplkhj
      @uioplkhj 3 роки тому +2

      I thought she owned her own business.

    • @aaronbuckets1326
      @aaronbuckets1326 3 роки тому +27

      @@uioplkhj she works a job and helps with the family business as a side hustle

    • @Essays4College
      @Essays4College 3 роки тому +7

      100k with what experience at 24? It's not like she has 10+ years experience. Well at least it doesn't seem so to me.

    • @tiannawoodson3074
      @tiannawoodson3074 3 роки тому +16

      @@Essays4College I'm 24 and make more than 100k and I also live in Fairfax County, VA. So maybe don't underestimate us ;) She's obviously hard working and has a good head on her shoulders. I'm sure she deserves every cent.

    • @Essays4College
      @Essays4College 3 роки тому +9

      @@tiannawoodson3074 Not denying your, or her, hard work. I'm just saying that if someone can earn that amount with little to no experience is that person really worth the salary now?

  • @quinton3689
    @quinton3689 3 роки тому +163

    Donating $600-$700 a month she is definitely one of the most generous people on the segment

    • @fay8717
      @fay8717 3 роки тому +16

      That"s why she has so much... her generous heart! Gotta love this girl cause living in Fairfax County is Expensive!

    • @JK8
      @JK8 3 роки тому

      @@fay8717 she said she lives at home

    • @bonbonS1969
      @bonbonS1969 2 роки тому +1

      to a church tho...

    • @randommonkey4900
      @randommonkey4900 2 роки тому +2

      @@bonbonS1969 is that bad?

    • @ismt101
      @ismt101 2 роки тому

      LoL. Go and look what these churches do in those third world countries than you'll understand that her generosity is doing much harm than good. These rich evangelical organization stall and disrupt many infrastructure projects through many NGOs in the name of environment. They also create artificial poverty and shortage so that they can lure the poor people towards christianity by taking advantage of their misery. These churches also fuel ethnic/religious riot and cleansing in many countries. Church of new zealand financed a genocide of indeginous people in north east india

  • @kobiadjei-yeboah6520
    @kobiadjei-yeboah6520 3 роки тому +69

    Under 25, making 100k annually, rooted in the faith, giving back to the community, easing financial burdens within the family, AND a side hustle?! We love to see it! Peace and love from Canada!

  • @Jungernaut
    @Jungernaut 3 роки тому +1990

    Credit cards. Business owner.
    This girl is going places

    • @ye23.
      @ye23. 3 роки тому +95

      Why are americans obsessed with credit cards? Im from Aus, credit cards are the devil. Never had one

    • @KristinaTruong
      @KristinaTruong 3 роки тому +15

      Thank you!

    • @GlamGoddes101
      @GlamGoddes101 3 роки тому +107

      @@ye23. Here they’re used to build up credit history so we can do things like rent apartments, buy cars, and other things that require you to have a good credit history. I think they’re only bad if you don’t pay them off

    • @quintonlamar2920
      @quintonlamar2920 3 роки тому +37

      @@ye23. they determine our value here unfortunately. :(

    • @Emmanuel-ne3oi
      @Emmanuel-ne3oi 3 роки тому +35

      @@ye23. 1. improve credit history 2. great credit = leverage to get more money 3. credit card points/cashback = free money

  • @aminat643
    @aminat643 3 роки тому +966

    Wow the family mentality here is strong. Kudos to her cousin for starting this tradition. I truly loved this one! It’s also shown me I can always do better 💜

  • @santagatofan
    @santagatofan 3 роки тому +594

    So CNBC decided to feature the best person in the world. Got it.

    • @KristinaTruong
      @KristinaTruong 3 роки тому +19

      BEST?!

    • @lindal3841
      @lindal3841 3 роки тому +1

      Honestly

    • @Tunechi65
      @Tunechi65 3 роки тому +1

      @@KristinaTruong I agree! You're awesome. Not many understand the responsibility of us immigrants especially when it comes to helping our family once we make it. Kudos to you

    • @qcpresto
      @qcpresto 3 роки тому

      Except ... she's religious. Having an imaginary friend is usually a child thing.

    • @jeremyaquino4961
      @jeremyaquino4961 2 роки тому

      @@qcpresto lol. it's always such hatred for religion. Seriously if religion is helping her be a better person then why do you care

  • @ThuyNguyen-ud2gm
    @ThuyNguyen-ud2gm 3 роки тому +275

    "Pay my sister's college tuition", such a great Asian culture - we have a moral responsibility towards our family, we put our family above our own selfish needs.

    • @afrikan_criola1923
      @afrikan_criola1923 3 роки тому +13

      It's african culture too.

    • @Awesoooooomeness
      @Awesoooooomeness 3 роки тому +5

      My older sister doing nothing for me 🥴 kristina is just a good person

    • @theendurance
      @theendurance 3 роки тому +16

      @@afrikan_criola1923 its no one's "culture", its just called being a good person. People in the West also pay for their family members college.

    • @Pushiesmakeover
      @Pushiesmakeover 3 роки тому +1

      I swear @selfishneeds. Same thing with Nigerians.

    • @mickylord21
      @mickylord21 3 роки тому +5

      I'm black and pay for my brother. Its not limited to race

  • @FinancialShinanigan
    @FinancialShinanigan 3 роки тому +1109

    If people get over the stigma of living with parents for a bit longer, they'll be farther ahead in their finances

    • @peaceandshine
      @peaceandshine 3 роки тому +74

      If the opportunity is available to someone, I definitely don’t think they should be looked down on for it. I lived at home 5 years after graduating college and that set me up really well financially for buying a house and paying for grad school in cash. I still helped my parents out and gave to charity, but I was still able to save a lot.

    • @pakigangsta5
      @pakigangsta5 3 роки тому +90

      Yep! I'm Asian, bought my second house by living with parents till I got married. I have over 1 mil in assets now. In my 20s

    • @simply_sophia
      @simply_sophia 3 роки тому +26

      I wish my parents would let me stay at home, I’d be saving a lot more money 😭

    • @tracy_cakkes
      @tracy_cakkes 3 роки тому +3

      @@simply_sophia aw ☹️

    • @isabellavuong7901
      @isabellavuong7901 3 роки тому +34

      It’s not always that stigma that keeps someone from living with their parents, but the people that do have the ability to live with their parents should definitely consider it as it will help them be ahead!

  • @revirdkcalb
    @revirdkcalb 3 роки тому +777

    $600 per month to charity...Sheeesh. I'm pretty sure there are billionaires who don't come even close to that.

    • @Ray-iz7tv
      @Ray-iz7tv 3 роки тому +40

      Yes that is very generous of her.

    • @revirdkcalb
      @revirdkcalb 3 роки тому +47

      @The New Paulo Coelho I personally am not a huge fan of charity organization either, however, I was employed as a lab technician to do cancer research for 3 years and during that time my entire salary came from donations received by a cancer research charity organization. People at the top of these organizations earn a ton of money, which is the weirdest thing about this all, however, it's not completely a scam as at least part of the money is used fair and well.

    • @alecgalbraith5604
      @alecgalbraith5604 3 роки тому +3

      @Angel S that doesn’t make sense. The tax write off is less than the money you give away.

    • @yinxuehui
      @yinxuehui 3 роки тому +7

      @@revirdkcalb Heyyyy! Fellow MLT here! I live about 90 minutes south of her in Richmond, VA. My parents are immigrants too. My parents didnt pay mine nor my younger sister's tuition. We used grants, govt loans and scholarships too. Both of us have lived at home after college graduation just like she did. When I graduated in 2007, I had $18,000 loans. I worked in a medical office at the time in the clerical area and paid all that off in 18 months. My sister had less debt because she was able to get more scholarships. She graduated with no debt. Like many immigrants' children, we saw how they managed money and we didn't want to be in their shoes either so we saved when we can. My sister eventually bought a house for around $200K and paid it off in 4 years from working as an RN. So there you have it. She's still working full time nights as an RN and I work part time on second shift as MLT since this Aug

    • @swicheroo1
      @swicheroo1 3 роки тому +3

      @@pearlsugar783 How many Christians really tithe? Very. Few. Ever.

  • @amanderzw
    @amanderzw 3 роки тому +520

    So many people get to live at home but blow all that extra money or frivolous things. Good for her for supporting her family and doing amazing in life!!

    • @tracy_cakkes
      @tracy_cakkes 3 роки тому +3

      Yeah really amazing

    • @austinip5273
      @austinip5273 3 роки тому +7

      Agreed, I’m 29 and still living at home 🤣

  • @MaryKim
    @MaryKim 3 роки тому +326

    the amount of humility and selflessness this girl has is inspiring :,) i truly teared up watching this!!!

  • @datpspguy
    @datpspguy 3 роки тому +46

    As someone who lives in this general area, everything she's doing is extremely selfless. Those are core values that you cannot teach, those are engrained in you from watching and experiencing hardships. Wish her and her family the best of luck!

  • @ToddBaldwin
    @ToddBaldwin 3 роки тому +166

    You're incredible. Pitching in with your parents mortgage and assisting with the college tuition for your sister is very noble.

  • @Ginajean45
    @Ginajean45 3 роки тому +252

    This is arguably one of the best Millennial Money episodes I’ve seen. Her mentality with money is so awesome and inspiring. ✨

    • @Ginajean45
      @Ginajean45 3 роки тому

      @The New Paulo Coelho Yes I am actually

    • @Ginajean45
      @Ginajean45 3 роки тому

      @The New Paulo Coelho Yeah my name always gives it away 😂😂. I was born in America so I can read creole really well lol but responding is a little harder. Thank you for your kind words 💕 Mesi anpil !! Nou la

    • @Ginajean45
      @Ginajean45 3 роки тому

      @The New Paulo Coelho No I don’t unfortunately 😕 Have a good night !!! 🌙

    • @ketobodybuilder2482
      @ketobodybuilder2482 3 роки тому

      big deal , i survived off much less in Fairfax va. also a business owner.

  • @digitaldrea
    @digitaldrea 3 роки тому +255

    I legit almost started crying while watching this just because of how great the family values are so touching

    • @saulgoodman2018
      @saulgoodman2018 3 роки тому +1

      Really? Must be a snowflake. Crying over her story?

    • @cerealis_5432
      @cerealis_5432 3 роки тому

      @@saulgoodman2018 ❄️

    • @ahoosifoou4211
      @ahoosifoou4211 3 роки тому +9

      @@saulgoodman2018 incel alert

    • @saulgoodman2018
      @saulgoodman2018 3 роки тому

      @@ahoosifoou4211 do you even know what an incel is?
      I don’t get emotional over what people say or do.

  • @bryanotoole3038
    @bryanotoole3038 3 роки тому +558

    *When she mentions her credit card system*
    Graham: *slow clapping with teary eyes* "YES! That's how its done!"

    • @samuelli2002
      @samuelli2002 3 роки тому +23

      Also, she got Webull and she should get her 4 free stocks already (if not 2)

    • @ilovenyc2129
      @ilovenyc2129 3 роки тому +6

      I was just going to say this!

    • @therealdavidleong
      @therealdavidleong 3 роки тому +19

      she already smashed the like button for the algorithm

    • @tracy_cakkes
      @tracy_cakkes 3 роки тому +4

      Hahaha and Webull She deposited a 100 dollars on the platform 🥺🙌

    • @nunya5235
      @nunya5235 3 роки тому +4

      did he react to this one yet. I am sure he will LOVEE this

  • @joannatran3608
    @joannatran3608 3 роки тому +66

    Best episode ever!! She’s money savvy, cares about others and I love her boldness to speak about her faith.

  • @1Phedre
    @1Phedre 3 роки тому +58

    This young woman really has her act together.

  • @rachiboo14
    @rachiboo14 3 роки тому +312

    God she is so perfect and such a nice person. She deserves the world

    • @willcasler4809
      @willcasler4809 3 роки тому

      its cause she went to JMU baby! We breed well rounded, kind hearted citizens!

  • @dayvidsdays5644
    @dayvidsdays5644 3 роки тому +1063

    As a child of immigrant parents, I'm so happy to hear her story and that she's helping out with her family. Props to her and best of luck, Kristina, with your journey!!

    • @nightingaleofficial3604
      @nightingaleofficial3604 3 роки тому +11

      What I love about her family...her parents and sis just based on this quick montage is that they are go getters and non toxic. Many successful first gen kids are taken advantage of by parents who, while are no longer in the do or die situation as new immigrants, act like they still are and keep making bad decisions and dragging their successful kids down with them because they still don’t know how to live full lives or improve their own lives even more.

    • @dayvidsdays5644
      @dayvidsdays5644 3 роки тому +6

      @@nightingaleofficial3604 oh I can see that. It really depends on each situation. I think luckily her family is more nurturing and together. All families should be like that !

    • @dayvidsdays5644
      @dayvidsdays5644 3 роки тому +6

      @@nightingaleofficial3604 I hope one day I can give back to my family. I made some poor financial decisions but I'm hoping I can show promise and growth for them.

    • @KristinaTruong
      @KristinaTruong 3 роки тому +3

      Thank you so much! I really appreciate it

    • @dayvidsdays5644
      @dayvidsdays5644 3 роки тому +1

      @@KristinaTruong NP! You got it. Happy to see a fellow east coaster. I hear too much good news for people in the west coast. It's a nice change up

  • @kktrinese
    @kktrinese 3 роки тому +54

    She's doing great for a 24 year old, and there's nothing wrong with living at home a little longer, especially in this expensive DMV area.

  • @christenford3864
    @christenford3864 3 роки тому +55

    The generosity brought me to tears. This was beautiful and easily my favorite profile done on Millennial Money

  • @SincerelyDiane
    @SincerelyDiane 3 роки тому +73

    From a fellow 24 yr old here. She is doing great and I can tell they are a close-knit loving family. There is no shame in living with your parents while trying to meet some financial goals. It's a blessing that she helps them out too especially with her mom being laid off. One of the best episodes.

    • @harshitkapoor4765
      @harshitkapoor4765 3 роки тому

      Can I ask something

    • @SincerelyDiane
      @SincerelyDiane 3 роки тому

      @@harshitkapoor4765 sure!

    • @harshitkapoor4765
      @harshitkapoor4765 3 роки тому

      @@SincerelyDiane how's life in your country compared to india like I'm an average poor indian u can ask me anything I earn around 100 dollar a month I'm a toilet cleaner work 12 hours a day no holiday we live in a slum how's life there what u do

    • @harshitkapoor4765
      @harshitkapoor4765 3 роки тому

      @@SincerelyDiane what happened

  • @elanafelberg1733
    @elanafelberg1733 3 роки тому +34

    WOW!! This young lady deserves an award. This is the best story yet, she is working full time and not only does she live with her parents she helps her parents and her sister. She is concentrating on saving her money and she has a system on how to make the most of her credit card points, bravo!. She is also not wasting money on frivolous stuff. Graham Stephan will love this! Props to this young lady. She's an example to everyone.

  • @romelrubio1821
    @romelrubio1821 3 роки тому +85

    Wow she’s smart AF and so kind too. Love it

  • @iamwindchakra
    @iamwindchakra 3 роки тому +25

    I commend her. I was like 100k and you live with your parents??!!
    BUT paying off student loans, assisting parents with their mortgage and bills, and saving for her sister is so responsible and amazing.
    What a great story.

    • @edwinortiz1262
      @edwinortiz1262 Рік тому +1

      I'd do the same if I had family here. This area has high income jobs and high-cost housing to go with it.

  • @bhaddassbre
    @bhaddassbre 3 роки тому +16

    This may be my favorite Millennial Money episode! She's doing everything right, and I love that for her! Paying for her sister's college expenses, helping out big time at home, being a business owner, what can't Kristina do?

  • @saibushayer
    @saibushayer 3 роки тому +110

    *_MILLENNIAL MONEY IS MY FAVORITE SHOW OF ALL TIME!_*

    • @CardenFinancial
      @CardenFinancial 3 роки тому +2

      Same! Love hearing other peoples journey.

  • @investingwithwilliamtherob2834
    @investingwithwilliamtherob2834 3 роки тому +106

    That is nice she is helping her sister out with college since she got help too.

  • @Quanic2000
    @Quanic2000 3 роки тому +266

    If I show this to my mom because she'll try to arrange our marriage.

    • @kuruptflip21
      @kuruptflip21 3 роки тому +22

      I would mind an arranged marriage with her 🤣

    • @Quanic2000
      @Quanic2000 3 роки тому +6

      @@kuruptflip21 i can't deal with the embarrassment lol

    • @alastairhewitt380
      @alastairhewitt380 3 роки тому +17

      Lol and that would be a bad thing? You never know until you meet someone in person, but based on this profile she seems like a catch!

    • @hassu2149
      @hassu2149 3 роки тому +10

      @@alastairhewitt380 if shes not a catch then idk who is...

    • @Marklee-lx7cd
      @Marklee-lx7cd 3 роки тому +1

      I wouldn't mind

  • @skylinec83
    @skylinec83 3 роки тому +79

    Not only is this girl going to be a millionaire by age 30, her sister is going to be following in her footsteps being featured on Millennial Money as well. Cousin - genius spreads gift of education on to her who then spreads it further to her sister and everyone wins. This is how society is supposed to work in the best case.
    You just know she's a great and wholesome person when she's not only helping her parents to pay the mortgage, but also paying $700/mon to charity. While I'm not religious whatsoever, the fact that she's so charitable and selfless really speaks volumes about her character.
    It's that immigrant struggle and hustle. I don't know how you can say anything negative about anything they're doing. Legit hats off to her and her family.

  • @MarkusOwithaK
    @MarkusOwithaK 3 роки тому +234

    My hometown Fairfax. Median income there is over 100K. One of the wealthiest counties in America.

    • @Chaoes96
      @Chaoes96 3 роки тому

      nice

    • @xaviersfinance2664
      @xaviersfinance2664 3 роки тому

      I used to live there

    • @omidhussaini7504
      @omidhussaini7504 3 роки тому +1

      I live not too far away away from Fairfax. It’s a nice area and I hope to buy a house there one day

    • @sushibi
      @sushibi 3 роки тому +23

      @@maryyiga7505 She said county, not country.

    • @fleekdasheek9176
      @fleekdasheek9176 3 роки тому +4

      @@maryyiga7505 learn how to read

  • @fdoctor79
    @fdoctor79 3 роки тому +21

    It's the "I'm a 24 years old and make $100k annually" for me. Yasss! Continued success with all of your endeavors!

  • @blakeweyerhaeuserfreddy1461
    @blakeweyerhaeuserfreddy1461 3 роки тому +13

    This woman is amazing. Paying the gift of education forward, helping her family, and saving for a house!

  • @abbyhenderson9574
    @abbyhenderson9574 3 роки тому +47

    She is such a kind and generous person!

  • @md-ayaz
    @md-ayaz 3 роки тому +67

    Finally, a video where a person is responsible with money, out of student debt quickly and living with family (parents and siblings) this is the typical Asian family (India and whole Asia). This is pretty common in India. Nice to see that culture in the West.

    • @nedunedu747
      @nedunedu747 3 роки тому +17

      This type of familial/community-orientated behavior is common in many non-western countries. Many African and South American households hold these beliefs.

    • @fabriceizzo2922
      @fabriceizzo2922 3 роки тому +4

      Not just Asian. Everywhere outside the US including some parts of western Europe.

  • @valetta29
    @valetta29 3 роки тому +13

    Best episode yet! She has her finances locked down in order. Love how she values family. Her sister is blessed to have such a sacrificial older sibling and role model.

  • @OluBieber
    @OluBieber 3 роки тому +30

    I was already loving her then it got to the faith part and I was completely sold. Love it & rooting for you girl

  • @amde8554
    @amde8554 3 роки тому +42

    I lived with my parents a few years after school, I was able to save for the down payment on my house. Great move!

  • @JustinGabrielYoutube
    @JustinGabrielYoutube 3 роки тому +239

    *Watches before lunch*...looks like I'm ordering cupcakes now.

    • @KristinaTruong
      @KristinaTruong 3 роки тому +11

      instagram.com/district_cupcake/
      order some cupcakes for lunch!

    • @haniehiravanian2841
      @haniehiravanian2841 3 роки тому +4

      @@KristinaTruong You are such an amazing person. I'm the same age as you and nowhere close to where you are in life. I also love baking, but never have had the confidence to start a business. Great job! I wish you and your family health, happiness, and success.

  • @iamsharon3306
    @iamsharon3306 3 роки тому +7

    I love how the Vietnamese community helps each other. Kristina's story is just another example of that.

  • @DesertMav
    @DesertMav 3 роки тому +5

    As someone that was born and raised in Fairfax VA, this is a very accurate representation of being there financially speaking. It's also very funny since they moved from Arizona to Virginia and I did the opposite with my parents. Kristina is on a good path financially and has a very solid foundation to move forward.

  • @iniu468
    @iniu468 3 роки тому +13

    She might be the best on millennial money so far.

  • @theexpierow8951
    @theexpierow8951 3 роки тому +20

    I'm in a university lecture call and she's giving us a presentation as I'm typing this! Wow!

  • @Utubebieber96
    @Utubebieber96 3 роки тому +8

    Beautiful, educated, kind hearted, hard working, AND the head of the household, it doesn’t get any more BOSS✨ than that, your parents must be so proud of both of you ladies 💕

  • @meredithk2892
    @meredithk2892 3 роки тому +4

    I've seen all of the Millenial Moneys, and this is by far my favorite one. She's doing everything right, and they finally found someone who gives >10% to charity! Also loved that she spent time talking about her faith. That's how it's done! Keep it up Kristina!

  • @moneybee
    @moneybee 3 роки тому +25

    Cupcakes, a great family, AND a financially minded daughter... Those parents should be proud for raising a daughter who's living the American Dream!

  • @bobobobobobobobobo9393
    @bobobobobobobobobo9393 3 роки тому +33

    She’s so smart, definitely going to build her wealth fast!

  • @MeetKevin
    @MeetKevin 3 роки тому +358

    Exciting!!

  • @IAMOTAKU
    @IAMOTAKU 3 роки тому +118

    She's got beauty, brains, money-savy attitude. MISS INDEPENDENT! Loving it!

    • @implussed
      @implussed 3 роки тому +17

      and shes a kind and giving person! what cant she do

    • @colorfulcodes
      @colorfulcodes 3 роки тому +13

      She's the total package.

  • @keatonmoore7413
    @keatonmoore7413 3 роки тому +51

    I lost interest in people making six figures.. until this video. Wow she’s really down to earth and great with her money. Tough times make strong people!

  • @kelseyford6870
    @kelseyford6870 3 роки тому +11

    This is legit the most wholesome episode ever 😭😍

  • @AdrienneRamsey
    @AdrienneRamsey 3 роки тому +80

    When you have Jesus, anything is possible 😉. Bless you and your family.

  • @clindevconsultant
    @clindevconsultant 3 роки тому +5

    What a great episode! Love how mature is she and does not only looks out for herself and her future, but also for her family. You can tell she is happy as she gives back to her family and community. She is also wise in how she stewards her finances. She is a great example for all young professionals to follow!

  • @AnhNguyen-sl5dm
    @AnhNguyen-sl5dm 3 роки тому +5

    She is smart, talented, young, beautiful, and independent! Woah! ...... kudos to her and her cousin.

  • @coreychao9561
    @coreychao9561 3 роки тому +4

    She's so financially responsible at such a young age. Very inspiring! Young girls should aspire to be like her.

  • @rparkxoxo
    @rparkxoxo 3 роки тому +12

    Hands down my favorite millennial money episode so far. She's so financially savvy and kind-hearted. Such an inspiration!

    • @harshitkapoor4765
      @harshitkapoor4765 3 роки тому

      Can I ask something

    • @tracy_cakkes
      @tracy_cakkes 3 роки тому

      My favorite too now Along with the real estate appraiser guy and a chef in a Glamour video This ones now one of my favs

    • @harshitkapoor4765
      @harshitkapoor4765 3 роки тому

      @@tracy_cakkes Can I ask something

  • @ashleyspianoprogress1341
    @ashleyspianoprogress1341 3 роки тому +7

    Wow! This girl is going places! Investing, saving, donating - she's getting it all right!

  • @nidac9420
    @nidac9420 3 роки тому +6

    “Had seen my parent struggled with money” this is a powerful statement and that is one of the reasons most immigrant families work really hard.

    • @moneyrules7075
      @moneyrules7075 3 роки тому

      DO WELL NOW TO MESSAGE MY PERSONAL ACCOUNT OFFICIAL AARON ON WHAT S APP TO MAKE HUGE PROFITS IN BTC WITH HIS AWESOME STRATEGIES 🚀🚀

    • @moneyrules7075
      @moneyrules7075 3 роки тому

      HIS AVAILABILITY IS ASSURED ✔️
      1 _9 _2 _0 _3 _8 _5 _9 _7 _3 _8

  • @haroldlee6923
    @haroldlee6923 3 роки тому +3

    Saving for (sisters’ edu, 401k,raining day money etc..) and spending frugally and donating for a cause, and a side hustle biz while locking down a full time job and help out with the family and young and pretty ..she’s perfect, well done👍👌

  • @robertdais9069
    @robertdais9069 3 роки тому +10

    Ladies and gentlemen, Kristina is what you call the "total" package! She's brilliant, frugal, generous, faithful, family oriented, modest, motivated, lovely and wise beyond her years! Wow! So many teachable moments through your testimony, Kristina. You are both blessed and a blessing to others & your story is a total inspiration to everyone who sees it! :) Great job sharing your District Cupcake business info as I'm sure many will be honored to support it.

  • @minicamini04
    @minicamini04 3 роки тому +27

    Okay I love this girl 😍! She is so smart, ahead of the game and a woman of faith that gives ( tithes). Love love love it. Best one so far 👏🏾👏🏾👏🏾.

  • @cheifs32
    @cheifs32 3 роки тому +18

    Her 30’s are gonna be lit

  • @accordingtothediops6454
    @accordingtothediops6454 3 роки тому +7

    As an immigrant, I really love this and the family values depicted here. Wishing you more success!

  • @1GQ_gent
    @1GQ_gent 3 роки тому +2

    Her Faith has played a big role in her life also she's not selfish with her money. She's invested in herself as well in her talented family together.

    • @moneyrules7075
      @moneyrules7075 3 роки тому

      DO WELL NOW TO MESSAGE MY PERSONAL ACCOUNT OFFICIAL AARON ON WHAT S APP TO MAKE HUGE PROFITS IN BTC WITH HIS AWESOME STRATEGIES 🚀🚀

    • @moneyrules7075
      @moneyrules7075 3 роки тому

      HIS AVAILABILITY IS ASSURED ✔️
      1 _9 _2 _0 _3 _8 _5 _9 _7 _3 _8

  • @jellygurl27
    @jellygurl27 3 роки тому +2

    She is just like me. I live in DC and moved back home after school to pay off debt. My mom owns a condo in DC. My mom struggled with bills years ago and is also a senior citizen so it was so helpful for me to live with her. There are people who do not understand but it's not their place.

    • @4islandbeauty
      @4islandbeauty 3 роки тому +1

      Bless your heart for caring for your mom, what a beautiful gift to give back to your parents.

  • @shburrell
    @shburrell 3 роки тому +13

    I truly appreciated the story because of the strong dynamic of giving back and paying it forward that she has within the family. Her cousin did such a wonderful act for her and she's doing the same for her sister. Plus she is also giving a good amount of money in her monthly giving towards the organization she gives towards. I love love love the relationship she not only has with her family, but also the relationship she has with the Lord. It is a huge blessing. I would definitely want to support this company that's up and coming in my area! Great job lady!

  • @andreabrooks5948
    @andreabrooks5948 3 роки тому +30

    Can’t wait for Grahams Reaction video

    • @lacyseiler6712
      @lacyseiler6712 3 роки тому

      Wow I’m getting into Stocks because of him !
      I am afraid I won’t know what to do after I get my retirement account set up. I will have to figure it out. I am pretty much on my own with this but I won’t let anything crush this dream, this opportunity, my happiness.

    • @andreabrooks5948
      @andreabrooks5948 3 роки тому

      There’s huge volatility in the markets right now and the last thing you want is to be the guy sitting around watching everyone else make moves on it. I just hit $100k in verified profits with the help of an expęrt *Elizabeth* *Warren* *Shaw* , you can easily search her onlîne to get on her website where you can shoot her a mãil easily. I didn’t know much before contacting her and I have been grabbing profits like this through out my journey so far.

    • @freemankelvin8981
      @freemankelvin8981 3 роки тому

      Mrs Shaw’s platform turned out to be exactly what I was looking for, highly recommended especially for beginners. her risk Management is among the best I've come across. Also the experience and guidance throughout not only keeps me away from lame stocks it also helps me pin down the amazing profits.

    • @robertrichardson5305
      @robertrichardson5305 3 роки тому

      @@andreabrooks5948
      i have done ok in the past years but I would like to trade the micro caps with a portion and see how I can augment my returns. Thanks for all the great info and research

    • @shermandaniels6707
      @shermandaniels6707 3 роки тому

      As a beginner, I couldn't bear the risk myself so I let the renowned Elizabeth Warren Shaw trade on my behalf because of her profound knowledge and successful track record. It wasn't a bad idea after all because it has been very profitable for me.
      Her Cell;+1(3.2.1)5.7.6-5.6.6.9

  • @thefungiblemillennial-fina2207
    @thefungiblemillennial-fina2207 3 роки тому +3

    Helping pay my sister's tuition! - such a tear jerking moment. Well done Kristina!

    • @emii639
      @emii639 3 роки тому

      I think her sister should pay for her own tuition

  • @BlindtoBillionaire
    @BlindtoBillionaire 3 роки тому +118

    Congratulations, this is awesome! I love hearing your story :-) good job with everything you’re doing. Matt

    • @KristinaTruong
      @KristinaTruong 3 роки тому +3

      Thank you so much!

    • @brandenhamptin89
      @brandenhamptin89 2 роки тому

      Which online platform do you recommend for newbies to know the secret on how to become a millionaire without loss?

    • @brandenhamptin89
      @brandenhamptin89 2 роки тому

      They are actually the best platform for newbies and companies to use in other to become a millionaire once they get started
      thank you for the recommendation. I just started making profits now from the platform. I started my account with a small capital. I will definitely add more.

  • @toothy99
    @toothy99 Рік тому +2

    Humans should learn from this woman!!!she’s giving back to her parents her sister! Cheers to immigrants!!!!

  • @Winston0Boogie
    @Winston0Boogie 3 роки тому +43

    I love immigrant type millennial money and low income mm. I'm a first generation American and feel like immigrants are among the hardest working collectively.

  • @FaithLoveDreams
    @FaithLoveDreams 3 роки тому +5

    If all families work together and then pay it forward there would be more families in better financial standing. This episode is soo inspiring.

  • @boredbeingbored894
    @boredbeingbored894 3 роки тому +5

    That cousin though! Mad props to him! I feel like money is always a sensitive issue with family members...

  • @stephen_ha
    @stephen_ha 3 роки тому +1

    Really like Kristina, Not only is she beautiful, she seems super grounded. We need more like her!

  • @camelisurfriend
    @camelisurfriend 3 роки тому +1

    I love that you did an episode on a Vietnamese American! It’s typical for Asians to live at home after college to save money and help their family. She is young and already making 100k a year. With her determination to be financially literate, I have no doubt that she’ll be even more successful later.

  • @TeachersTalkMoney
    @TeachersTalkMoney 3 роки тому +15

    Love seeing locals from the DC area share their finances! Excited to check out this business :)

    • @harshitkapoor4765
      @harshitkapoor4765 3 роки тому

      Can I ask something

    • @TeachersTalkMoney
      @TeachersTalkMoney 3 роки тому

      @@harshitkapoor4765 Yes?

    • @harshitkapoor4765
      @harshitkapoor4765 3 роки тому

      @@TeachersTalkMoney how's life in your country compared to india like I'm an average poor indian u can ask me anything I earn around 100 dollar a month I'm a toilet cleaner there are a lot of rich people like Americans Europeans etc come and stay in hotel where I work we live in a slum how's life there

  • @blipblop92
    @blipblop92 3 роки тому +7

    Landing a job making that much at 25 isnt easy but kudos to her. She has the whole family on her shoulder now.

  • @lindseyrenee928
    @lindseyrenee928 3 роки тому +2

    This entire family is remarkable! This is the way it should be. By far the best one. In my community, parents are pushing their kids out the door at the stroke of midnight on their 18th birthday and the expectation is they have a full time job, a mortgage and 401k to carry on their back.

  • @jmr18p
    @jmr18p 3 роки тому +2

    Most relatable episode yet. Kudos to all the recent grads living at home and saving before jumping into rent or mortgage payments

  • @aminat643
    @aminat643 3 роки тому +45

    Wow this was such a solid video that I don’t know what Graham can critique with this one

  • @dominick6131
    @dominick6131 3 роки тому +30

    I think Graham might fall in love with this one.

  • @chrissyr6388
    @chrissyr6388 3 роки тому +1

    What a sweet and smart cookie. You can only hope and pray your children will be this compassionate and giving. I really loved this episode 💕

  • @victoriakwong5369
    @victoriakwong5369 3 роки тому +2

    So inspiring to see someone growing up with immigrant parents to be so resourceful/well-informed financially, and start a business around my age. My favorite and most relatable episode from CNBC!

  • @TinaLeder
    @TinaLeder 3 роки тому +23

    Now this is how you do *"living at my parent's place"* right.👌💃💵

  • @Teannaschannel
    @Teannaschannel 3 роки тому +18

    I can’t even get my sister to buy me lunch let alone a college degree

    • @Teannaschannel
      @Teannaschannel 3 роки тому +7

      @Charles it was a joke 😐 and I do all of that but thanks for your 2 cents! 🙂

    • @ashton8878
      @ashton8878 3 роки тому +1

      @Charles working your butt off, saving and investing??? Geeze dude, live a little!

  • @Evergreenvic
    @Evergreenvic 3 роки тому +4

    When I was 24 I was making $17/hr. So kudos to y'all in your mid 20s making these kinds of money moves!

  • @awesomeness2571
    @awesomeness2571 3 роки тому +1

    whoever disliked this video, shame on you. she is so wonderful. her family has been through so much hardship and now being able to pay it forward for her sister and parents, that's amazing

  • @myopinion2941
    @myopinion2941 3 роки тому +2

    Best episode yet! I love her and can tell she’s genuine. Wishing her all the best.

  • @Rogcui
    @Rogcui 3 роки тому +9

    Donate $600 a month?? Holy crap that is 7.2k a year! 😯

  • @LifeofKairo
    @LifeofKairo 3 роки тому +28

    Kristina has got that financial savvy!

  • @lesliesusana1373
    @lesliesusana1373 3 роки тому +3

    My favorite CNBC make it story. Hardwork, taking care of family and modest life style. She can easily afford a lexus etc, but instead she drives a Honda. Priorities.