2 things, I’m a plumber. After a few years your gonna want to have your sewer scoped again for roots. Those roots will work their way back into your sewer. Also, after your rehab you may want to have you re house appraised. The renovations should add some equity to the property.
I couldn’t agree more with the sewer scope suggestion. We purchased our home in 2019 in within the first 6 months found out we had roots in our pipes and it cost 20k to fix. Now I recommended a sewer scope to anyone buying a house, it can save you so much!
@@chrislanejones This is our business and I can't complain, although my husband is really the one doing the work but I tell everyone who is in the market for a place to have a septic inspection and have the entire line camera'd. We do a ton of these but when people call and ask for an inspection they have no clue what that actually entails and I always recommend having the line camera'd!!! It's rather expensive but so worth it and don't buy a place without the completed inspection, which should include the septic system and the main line should be recorded. The cameras to do this type of work can cost upwards of $100 grand and even more!!
@@BrianClarkpharmd Veritas. It is also true that when something begins you start getting closer to the end. I have “owned” my house for decades....but I also know in only a few years I won’t be able to do basic maintenance....too old, too fragile (fall off a ladder). Soon I will sell my house & I will move on & the new folks will be willing imprisoned by ownership.....
As a realtor I can tell you this is spot on. However, keep in mind that this home was built in 1960. They build homes using much different materials now. If you are intending to live in and remodel or purchase and flip one of these oldies, you had better allocate a lot of extra money to getting things to modern code or you'll never pass an inspection. Clay pipes, cast iron pipes, cloth wiring, old unsafe electrical panels and who knows what else lurk in these older homes. Modern homes will not have these issues to deal with.
Modern builders cut corners in other areas like cheap, poorly installed concrete that begins to fail shortly after the homeowner warranty expires. Improperly vented gas furnaces and water heaters that leak carbon monoxide into the walls. Inadequate foundation sealing which allows moisture infiltration. Bare minimum wiring potentially causing the home owner to spend thousands on electrical upgrades. Siding so loose it falls off the house in light winds. Most of these will not show up in the average inspection, at least in my state. California may be more stringent.
@@bugatti314159 more specifically TRACK home builders. It might seem like a good idea to buy in a cookie cutter neighborhood from a nationwide builder but they’re the WORST. I’ve been in the industry 10 years and will tell anyone to go with a custom smaller local builder, they actually care and this is their livelihood on the line. I get constant calls from homeowners about shoddy work from the big guys but rarely ever hear complaints from people who hire custom builders. You get what you pay for!!
@@Desert_Dreamin024 Definitely. The local "walmart" of cookie cutters is throwing up hundreds of houses simultaneously. We have looked through many of their houses just for curiosity and they all had issues. I feel sorry for the people buying them but some have no choice with the insane real estate market right now.
Shelby you are an inspiration!! I lost my job due to the pandemic. Since then, I’ve started a UA-cam channel on money… And it is growing!!! Thank you for all of your content, and everyone else, never give up!
I have bought and sold 12 houses over the last 40 years, we live in the 12th one and don't plan to sell. Reality TV shows on this are not what it's like in real life. Renovations take longer are always more expensive than you planned. Still a great investment, but the best investments have been in stocks; less hassle.
Good luck with all the renovations! On the flip side, even brand new homes have some flaws when you start finding areas where the contractors cut corners!
Exactly! 😅 in the long term it’ll all worth it in the end 😍 Btw if you’re looking for something to watch, I have a channel with videos from London and other places where I travel☺️
A seasoned realtor would have RECOMMENDED the sewer inspection. Plus, a GOOD home inspector would have identified the electrical and mold issues and recommended a separate electrical and mold inspection. At the very least, you could have been in a position to negotiate for some serious seller credits. That's a real shame.
Not to be critical because I do think you're working towards creating a beautiful house and I understand the focus is really to create a high-end experience with this property, but I also think maybe for the next one, think about what the minimum work needed to get the property profitable would be and focus on getting that done then work your way up to that higher-end if that's the goal.
One good thing out of all of this: you will know that home inside and out by the end of the renovation! Also, when something breaks that you can’t handle, you have a contractor and a team of professionals that will be there in a jiffy to fix whatever it is. Still enjoying the daily reno vlogs on your other channel. ❤️
Shelby, Thank you for being transparent of your real experience on buying and owning a home and going through remodeling and repairs. Its a pain and I personally don't want to deal with it after having a year of repairs and remodeling projects. Home ownership isn't all glits and glamour.
Hahaha. This was me when I thought it might be a good idea to develop a side hustle flipping real estate. I did one house, had a complete nightmare, lost money and never did it again. The stupid tv programs don’t show the blood sweat and tears it involves.
You become wiser as you get more experience in renovations. You'll still be ahead in the end, its a nice house/yard. Not sure why you need a hottub in paĺmsprings. Its so hot there.
You can make money flipping homes, but you make all your money on the day you buy the home for a significant discount. You can't buy a decent home and expect to have a margin by pouring more money into it. You want to find the house no one in their right mind would buy. You want torn drywall, stained carpet, electrical problems, and so on. And you want to pay what it's worth, which is next to nada.
Wow, I just got out of a home buy, it was a bad house flip, in that it was sloppy. But as you know homeowners are supposed to disclose the issues you talked about. I got out of everything by paying a home inspector 350.00. He discovered stuff the homeowner didn’t disclose. I then was easily able to pass, on it, but not without my real estate agent trying to con me into purchasing it. So when back on the market it was bought by someone else immediately. Buyer beware.
I really lucked out when I bought my house. My realtor knew it was my first time buying a home and explained most of these to me so I wasn't blindsided. I just assumed most realtors would do the same but I guess not!
Also when shopping for financing, it's important to watch the "points" which is a flat fee for doing the loan. Lenders will cut the interest rate, but add points to make up for it. That can add thousands of dollars, and you're paying interest for 30 years on the points as well.
@@Angelcake1371 The lender charges a fee for creating a loan, and rather than you paying out of pocket, they add it to the loan amount. You can pay it out of pocket, which is much better in the long term. One point is 1% of the loan amount. Rather than call it percent, they call it Origination Points, which I feel like is a tactic to make it not sound expensive.
Every new home or used home buyer should be required to watch this video. I have bought a couple homes and these things are 100% unavoidable, so you just need to be prepared. Great job on this video!!!!
Happy Birthday Shelby. I believe that everyone should have the best birthday that they can in this new year in a safe way and that includes you. So have an amazing birthday today.
Next time bring a contractor during the home inspection he/she can give you a more accurate estimate. But I assume you would have bought the house anyway because of the market we’re in
I’m sure the previous homeowner knew about the sewer. The agent may have known also. If so, that’s a disclosure issue and the agent could be liable. I wouldn’t have re done the concrete, I would have put in grass. Welcome to home ownership. Hope you got the house at a good price. And yes, once it’s all done you’ll be happy and also have gained a lot of experience in the renovation world. Cheers from Northern Ontario Canada.
Really great video, and very informative! We are looking to buy a home soon and you tackled things we never thought about. Good luck with the rest of renovations!
As far as u having a home inspection (subject to purchasing the house) -- the inspector should have known that the very long roots of the trees/plants were blocking the pipes -- since the water in ur house was backing up. He didn't want to mess up the sale - I had the identical situation when buying an old home in 1986. Many home inspectors are also incompetent. I always say NEVER pay points --- $5,000 - was way too much. Better to pay a little higher interest rate. You also could refinance at a lower rate now - and the $5,000 would be a loss. Buying an old home has lots of challenges - and it's stressful having to deal with all the construction. I'm happy that u now love ur home.
This is very unfortunate to have these issues. A few things people might want to know buying for the first time: In California, buyers should not be paying fees to a Realtor typically. Sellers pay the buyers agents for bringing them clients. Usually the 6% listing fee to sell is a commission split between the selling and buyers agents (that fee is negotiable by the way). Additionally, Realtors should not be giving or assigning monetary costs to renovate or remodel unless they have a contractors license through that state. Inspections: We always recommend getting a pest inspection (this will identify wood destroying insects and molds, such as dry rot), home inspections (will not cover the following - interior wiring and buried plumbing, pre-1975 homes - asbestos inspection, roof inspection (some loans require a separate roof certification, like VA or FHA, banks want to know if the home will still be habitable during the duration of a 30-year loan), chimney inspection (if applicable), and septic inspection (if applicable). If there is an in-ground pool, always get that inspected. I talk people out of more homes than I sell. If you have contractor or carpenter friends take them with you to look at houses prior to submitting an offer. You can always negotiate points on your loan into the deal as "seller credits". Realtors do get a bad wrap, and sometimes rightfully so...
Loving all the renovation videos from both you and Monica. As well as Tara, so blessed!! Thank you for making good content in these uneasy times. Thank you!! 🥰
In buying a house new or old always run the water in all sinks, tubs washer lines. To make sure they all drain. In the past houses that were foreclosed had plaster of Paris and other such products to plug plumbing. In many new homes arguments between contractors have caused sabotage. You also need a real inspector go through to discover hidden problems. . Be sure to make accurate real estimates as repairs can tun you 50% more than you estimated have A/C and heating checked and only buy newer units as old units may need replacing almost immediately
Oh first time home ownership.... Been there...home inspections are a joke, getting trades people in to look at the house is far better such as getting a furnace/AC person, a plumber, a roofer, a electrician ect. Real Estate agents are there to sell a house, they aren't qualified to give estimates on Reno's. You will be so prepared for your next home purchase.
Sadly this is my 2nd home purchase so i feel like i would have known more by now haha. This one was just totally different because the first house was turn key!
@@ShelbyChurch I hear that. Our first place was a condo so totally went through unexpected costs when buying our first house. Live and learn as they say 😉
Yes! I am first time home buyer and I am going through this exactly the same process right now. I have learned so much by doing allot of the details my self by working alone side with the contractor. It is very true by visiting the property once with the inspector will not find anything useful for later. The best thing for buying a old house or condo really is just to check the lighting and direction of the property is facing, which is something you can not change for sure. I would suggest to gut it out completely and it will save you more money down the road and keep a healthy life in the long run. With my condo, it looks all ok from surface, once we start digging, everything is Rotten under the surface, we end up spending more and more on material. Also be careful with contractor you choose to work with, I end up fire 2 contractor team in this process and last one I found in front of the Home Depot is perfect. But you really have to have some knowledge of what they are doing, understand the right material is a key, other wise those contractor will screw you left and right.
A sewer scope is a great inspection to have when buying a home. We had a sewer scope done and it looked clear at the time but years down the road roots crept in and then you get to repair the damage done. Oh the joys of home ownership.
Like I said in the previous video that you bought only land at high cost. Cause everything needs to be changed in that house. A thorough research initiative is a must before buying for own satisfaction. What a costly experience and nightmare! Now if you happen you to sell this in future that buyer will be lucky and your chance to cover your current loss.
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Summary: 5. Get your sewer checked out (sewer scope) 4. The cost of renovation 3. The time renovation takes 2. Look around for loans 1. Buyers remorse at beginning
I bought a rental house recently, it was built in 1957.... I got the sewer line scoped and it showed it needed replaced. I estimated it would cost $10k Canadian to change it out, and negotiated with the seller that they would take $5k off the price of the house. It ended up costing me $8k to replace. Always get an older house sewer line scoped!
I've bought and sold 11 houses/condos/townhouses now and every time I think I've got it figured out - something surprising comes along. It doesn't get much better with experience. You just have a better idea of what to expect but even then - you won't know everything. I think the best rule of thumb is to take your estimated reno expenses and add 30%. That might get you close ;) Thanks for sharing Shelby!
I really liked the last point that the buyers remorse will pass. That happened with our home - there was so much more than we expected! But we got through it and love our home.
Also some insurance companies will cover sewer pipes or water pipes. Here in Colorado when we first moved into our house our neighbors were talking about how the water lines going from the street to the house more than 50% of them fail and need replacing which can cost anywhere between $5k and $25,000. Luckily I called my insurance company and they said it was already covered under our policy for 35K.
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Totally! And I was so not aware of all these costs 😅 Btw if you’re looking for something to watch, I have a channel with videos from London and other places where I travel☺️
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WoW !! My second house had a huge beautiful Weeping willow in my back yard, roots that went to the front of my house and like your house I had those old clay sewer pipes. Well as you now know roots will find any little opening and burrow themselves to get at water. Chalk this as Experience for your next homes little Lady. You are getting SMARTER by the hour. You already knew to shop around for rates, you saved money doing so.. You will know better the next time and the next and the next.etc. Etc. You’re growing, one day you’ll be a giant full of knowledge.. Hang in there kiddo...
I'm so happy to have found your channel. You are a very smart young lady financially, and though I'm a bit older than you, I definitely value your input and respect you. It's so very refreshing to see such a young adult on UA-cam that is so motivated and so financially sound, rather than most UA-camrs your age that upload nonsense. Thank you. I have subscribed to your sister as well. ❤
I wish I would have searched for these kinds of videos before we bought my house. This is really helpful. Thanks for sharing your experience and tips! I bought my house in the middle of winter and the inspector couldn't check the air-conditioning. Once summer came we found out it didn't work at all and that we have to replace it completly.
Yes definitely agree with number one 1! And this kind of problem happens everywhere, we bought our home Branford Ontario and the trees that were on the front property did the same thing to our clay pipes. Thousands and thousands of dollars later we had to replace the clay pipes and get a scope to clean out. Luckily my husband is really handy and did a lot of the work too but we still had to pay a lot of money. This is such a great investment for you and it will do very well in the future. It is such a cool AirBnb and it’s going to be amazing!!!!!
Buyers remorse is a real thing but as you noted it does go away. I have done many renovations to my place. The sense of pride you develop is a real thing...
I just LOVE your approach to video making. I watched at first to see how you structure things. I’m trying to deconstruct them to be honest. But, time after time, I end up watching the whole thing. You are kind of magician in my mind. Love your work and appreciate your skills so much. Your new fan....Andy
You’ll get all your money back easily because the value of the house will go up after renovations and also I believe in the meantime it will be a good income source for you guys! can’t wait to see when it’s done and for the update
I wanted to hire a home inspector to check out MY house to give me a different perspective on what I needed to do to make it sale ready. After talking about what they looked for and asking about some specific things to check....one said really I knew what needed to be done. Not what I was looking for.
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Same!! I’ve watched so many videos about this house!😍 Btw if you’re looking for something to watch, I have a channel with videos from London and other places where I travel☺️
Hi Shelby! I love your content and love that you provide so much value to us subscribers. You provide real content that is so essential to young people!
My mom tells me to expect a 12-20% over estimate for the renovations you want and to do them at the same time in the timeframe of when you’re purchasing/looking to purchase/building so you can get the keys all at once and all done before you move in :)
I think they saved money They each make more than $300k/ year and Monica made a video on how they both were able to save like $100K in a joint account 🤷🏻♀️
If you have to take out a loan for the cost of renovation, then you most likely shouldn't be in this line. There are so many costs in rehabbing that paying interest on a loan is just too much off the bottom line. If I had to guess, I would say over 90% of flippers are all cash from start to finish. The other 10% are soon to be not doing it.
Buying a house it feels like there is always something to enhance or fix lol loving the house vlogs it’s so inspiring and can’t wait to see it once it’s all Complete ❤️👍🏼
Shelby, consider using a mortgage broker the next time you refinance, or when your current mortgage term matures. Mortgage brokers are great, because: 1) they DON'T charge you a fee, as they are getting a small commission from the lender you decide to go with; 2) they present you with offers from a bunch of different lenders, and you can choose the best offer there is; 3) they can negotiate a LOWER rate that's usually not offered to the general public. Google the conditions that mortgage brokers work on in your state though! It's different everywhere.
Rent, rent, rent. Real estate is like a boomer trap unless it's a hot market area where the property will increase in value over time regardless of any improvements done. Since this is a profit generating project I wonder if some land lords would agree to allow you to AirBnB the property as long as you meet the rent because you'll be doing all the work of listing, booking, arranging cleaning, paying for staging, furniture and photos, etc. Good luck in Palm Springs Shelby!
I lived in Palms Springs many years. Loved it. However, here are a few other lessons I learned: 1. Water. Water is so dang expensive in this desert town. 2. Power. My electric bills gave me high blood pressure. 3. Neighbors. Great people, however they like their privacy and noiseless neighbors. Tougher for air bnb rentals. 4. Heat. No, not the Robert De Niro movie, I'm talking 110 Fahrenheit, for at least 3 to 4 months. 5. 100 miles from work. Los Angeles, Orange County, gonna take a few hours of driving. Otherwise, great town, enjoy Shelby!
Welcome to the rest of your life, Shelby. If you are really on the ball, and trying to use your head, being smarter than the next guy, generally being informed, prepared, educated, alert to the variables and readying yourself going into each day's decisions...Expect the unexpected. When you scream to yourself, "I can't fucking believe this!" the 500th time stop counting. All the best with the house. God bless.
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@@cryptorookie.9095 - I'm in Rancho Mirage doing minor curb-appeal improvements, interior and pool area redecorating, as a result of my mother's recent passing. This whole process is so much more time-consuming, frustrating, and expensive than I'd prepared for. Bottom-line is I have nothing but all the respect in the world for what you and your sister micro manage on a daily basis. You are both so likable and so impressive in your dedication. I' ve suggested your videos to many friends. One last thing, how afraid are you of all this anti-AirBnB local legislation?
I love your house and upgrade share videos. I‘ve spent a lot of time in Palm desert. Nothing is more relaxing than the pool in the spring. It’s like a resort out there. I realized the cost of the backyard at the beginning, but I think in this particular case it is totally worth it and you will recoup it. You may find you need a overhang? Roll out or built? I’m so happy for you guys. I want a house out there. 👍😂
Same thing happened to us...we bought our house in Sept there was a storm in October and all our precious stuff that was still in moving boxes in the garage got absolutely ruined. Garage flooded because tree roots had grown into pipes and we lost everything in moving boxes. And no, insurance won't cover it unless you specifically get flood insurance. Moral of story: if there are trees in front of your house...do a pipe inspection like Shelby says!🤓
I’m literally shocked that you didn’t know how much all these items cost and what inspections are important. This should have definitely been something your realtor should have warned/advised. Another thing to pay attention to is the taxes, especially supplemental if there was a price difference between your purchase price and the last owners purchase price.
@@ShelbyChurch That makes me so sad to hear. Karma comes for everyone and he will get his. I know it’s awful but you’re making it work and sharing the knowledge that is so gracious of you. I know you have helped save many others as well as this will never happen to you again. Wishing you all the best ✨
Shelby, do you feel that you and Monica were taken advantage of during this process because of your age? I think if your dad had been involved there would have been a lot more disclosure by the previous owner and the home inspector would have done a better job.
Sort of... i dont really think my Dad being there would have made a difference, I think its more in the fact that it was a sellers market that we were buying in
@@ShelbyChurch Even so, that shouldn't relieve the previous owner from having to inform you guys of major deficiencies in the house. Not being told this info upfront has cost you a lot of money and Monica a ton of mental anguish.
Great video. I hope this helps people. I am in real estate and it’s unfortunate how not all of this is communicated by agents. There really just isn’t enough practical training for agents. Even if they don’t know the answer they should know how to point you in the direction where you can research it yourself.
omg the same thing happened to me with the plumbing at my house!! first weekend there and the basement/garage was completely backed-up and flooded - turns out there was a huge tree root blocking the main pipe (legit same haha) my house was built in 1956 and i think it's funny that basically everything you said in this vid is way too relatable 😂
Whenever you need to make decisions that require a lot of information/knowledge/guidance use your huge platform of followers and ask for help. I am sure there are many fans out there who are delighted to help you Shelby😊💫💖
I learned from James Holmes you never by a house without hiring an inspector to come look at everything in the house, it cost but it will tell you whether or not you should bother buying the house..if something is found then you can decide if you can afford or adjust your budget to cover those costs, if it's even worth it or not.
2 things, I’m a plumber. After a few years your gonna want to have your sewer scoped again for roots. Those roots will work their way back into your sewer.
Also, after your rehab you may want to have you re house appraised. The renovations should add some equity to the property.
Then your taxes immediately go up!
You only need a new appraisal when ur ready to sell.
I couldn’t agree more with the sewer scope suggestion. We purchased our home in 2019 in within the first 6 months found out we had roots in our pipes and it cost 20k to fix. Now I recommended a sewer scope to anyone buying a house, it can save you so much!
20k time to leave web development and become a Sewer Scoper and Sewer Maker.
Indeed - a sewer scope & a colonoscopy
@@chrislanejones
This is our business and I can't complain, although my husband is really the one doing the work but I tell everyone who is in the market for a place to have a septic inspection and have the entire line camera'd.
We do a ton of these but when people call and ask for an inspection they have no clue what that actually entails and I always recommend having the line camera'd!!!
It's rather expensive but so worth it and don't buy a place without the completed inspection, which should include the septic system and the main line should be recorded.
The cameras to do this type of work can cost upwards of $100 grand and even more!!
This is incredible to hear actual *COSTS* wow. I'm surprised and this was very specific and helpful.
Exactly! She’s always so real but also gives me headache 😅
First 5-7 years after buying the house, there was a breakdown that one needs to hold to be in great shape for making gains.
Hey :)
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I have owned my house for over 30 years. I have learned that in many ways you think you own the house but the house owns you
Wow.. that’s very true 😅
Btw if you’re looking for something to watch, I have a channel with videos from London and other places where I travel☺️
@@VASIGTravelingLifeinLondon I love London. Been there often!
Not to mention, thanks to property taxes, you never really own your house
@@BrianClarkpharmd Veritas. It is also true that when something begins you start getting closer to the end. I have “owned” my house for decades....but I also know in only a few years I won’t be able to do basic maintenance....too old, too fragile (fall off a ladder). Soon I will sell my house & I will move on & the new folks will be willing imprisoned by ownership.....
@@alexius23 great! What do you like about London?😍 it’s so empty now though😅 I can’t recognize the city!!
As a realtor I can tell you this is spot on. However, keep in mind that this home was built in 1960. They build homes using much different materials now.
If you are intending to live in and remodel or purchase and flip one of these oldies, you had better allocate a lot of extra money to getting things to modern code or you'll never pass an inspection.
Clay pipes, cast iron pipes, cloth wiring, old unsafe electrical panels and who knows what else lurk in these older homes.
Modern homes will not have these issues to deal with.
Oh I’ve learned 😩 we upgraded the electrical panel and have to get a lot of other random stuff fixed
Modern builders cut corners in other areas like cheap, poorly installed concrete that begins to fail shortly after the homeowner warranty expires. Improperly vented gas furnaces and water heaters that leak carbon monoxide into the walls. Inadequate foundation sealing which allows moisture infiltration. Bare minimum wiring potentially causing the home owner to spend thousands on electrical upgrades. Siding so loose it falls off the house in light winds.
Most of these will not show up in the average inspection, at least in my state. California may be more stringent.
@@bugatti314159 we live in a society where they don’t make things to last, but to break so you have to BUY MORE! 😅 it’s a shame
@@bugatti314159 more specifically TRACK home builders. It might seem like a good idea to buy in a cookie cutter neighborhood from a nationwide builder but they’re the WORST. I’ve been in the industry 10 years and will tell anyone to go with a custom smaller local builder, they actually care and this is their livelihood on the line. I get constant calls from homeowners about shoddy work from the big guys but rarely ever hear complaints from people who hire custom builders. You get what you pay for!!
@@Desert_Dreamin024 Definitely. The local "walmart" of cookie cutters is throwing up hundreds of houses simultaneously. We have looked through many of their houses just for curiosity and they all had issues. I feel sorry for the people buying them but some have no choice with the insane real estate market right now.
Shelby you are an inspiration!! I lost my job due to the pandemic. Since then, I’ve started a UA-cam channel on money… And it is growing!!! Thank you for all of your content, and everyone else, never give up!
Dude you have 12 views. Calm down.
@@love_nyc_ Got to start somewhere
@@love_nyc_ what an awful thing to say ! How about encourage the individual and wish them luck!
@@Neil_S. No, it's called REALITY.
On way to 12 million you pass 12. Fact.
I have bought and sold 12 houses over the last 40 years, we live in the 12th one and don't plan to sell. Reality TV shows on this are not what it's like in real life. Renovations take longer are always more expensive than you planned. Still a great investment, but the best investments have been in stocks; less hassle.
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Good luck with all the renovations! On the flip side, even brand new homes have some flaws when you start finding areas where the contractors cut corners!
Exactly! 😅 in the long term it’ll all worth it in the end 😍 Btw if you’re looking for something to watch, I have a channel with videos from London and other places where I travel☺️
A seasoned realtor would have RECOMMENDED the sewer inspection. Plus, a GOOD home inspector would have identified the electrical and mold issues and recommended a separate electrical and mold inspection. At the very least, you could have been in a position to negotiate for some serious seller credits. That's a real shame.
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Not to be critical because I do think you're working towards creating a beautiful house and I understand the focus is really to create a high-end experience with this property, but I also think maybe for the next one, think about what the minimum work needed to get the property profitable would be and focus on getting that done then work your way up to that higher-end if that's the goal.
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There were a lot of things done that were "wanted" not "needed". You always pay more for the things you want.
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@@sushmitasingh673 stop spamming!!!
One good thing out of all of this: you will know that home inside and out by the end of the renovation! Also, when something breaks that you can’t handle, you have a contractor and a team of professionals that will be there in a jiffy to fix whatever it is. Still enjoying the daily reno vlogs on your other channel. ❤️
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I bought a house in July 2020 and in 30 days had to pay $14000 for a new sewer line. Same thing happened to me, tree roots in the pipes.
Shelby, Thank you for being transparent of your real experience on buying and owning a home and going through remodeling and repairs. Its a pain and I personally don't want to deal with it after having a year of repairs and remodeling projects. Home ownership isn't all glits and glamour.
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Hahaha. This was me when I thought it might be a good idea to develop a side hustle flipping real estate. I did one house, had a complete nightmare, lost money and never did it again. The stupid tv programs don’t show the blood sweat and tears it involves.
Flipping houses sounds so stressful to me now haha
You become wiser as you get more experience in renovations. You'll still be ahead in the end, its a nice house/yard. Not sure why you need a hottub in paĺmsprings. Its so hot there.
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You can make money flipping homes, but you make all your money on the day you buy the home for a significant discount. You can't buy a decent home and expect to have a margin by pouring more money into it. You want to find the house no one in their right mind would buy. You want torn drywall, stained carpet, electrical problems, and so on. And you want to pay what it's worth, which is next to nada.
Can’t wait to stay in this house once it’s finished and on Airbnb!
facts!
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Wow, I just got out of a home buy, it was a bad house flip, in that it was sloppy. But as you know homeowners are supposed to disclose the issues you talked about. I got out of everything by paying a home inspector 350.00. He discovered stuff the homeowner didn’t disclose. I then was easily able to pass, on it, but not without my real estate agent trying to con me into purchasing it. So when back on the market it was bought by someone else immediately. Buyer beware.
Yeah Real Estate agents can be skeevy....
you need a better buyer agent.
@@fenomfrey4639 Realtors are all the same - they're out for the commission. The words, "Buyers Agent" make no sense.
I really lucked out when I bought my house. My realtor knew it was my first time buying a home and explained most of these to me so I wasn't blindsided. I just assumed most realtors would do the same but I guess not!
You got lucky ! Majority of real estate agents have no clue what things cost and are just after the commissions
Most realtors know as much as the buyer.
Also when shopping for financing, it's important to watch the "points" which is a flat fee for doing the loan. Lenders will cut the interest rate, but add points to make up for it. That can add thousands of dollars, and you're paying interest for 30 years on the points as well.
Could you explain more? I’m new to this
@@Angelcake1371 The lender charges a fee for creating a loan, and rather than you paying out of pocket, they add it to the loan amount. You can pay it out of pocket, which is much better in the long term. One point is 1% of the loan amount. Rather than call it percent, they call it Origination Points, which I feel like is a tactic to make it not sound expensive.
Actually very helpful. As an immigrant in the US I'm buying my second property, first house ( the first property was a lot) and this great advice.
@@thewaltersshow609 maybe not themselves but definitely their ancestors... I've been here for approximately 6yrs.
Welcome to America Gabi!
Every new home or used home buyer should be required to watch this video. I have bought a couple homes and these things are 100% unavoidable, so you just need to be prepared. Great job on this video!!!!
We paid $150 for a sewer scope on our house and it ended up saving us $10,000.
Money Moves!!
That’s very wise!!👏🏼 I honestly never even though of looking into this when buying a house 😅
@@VASIGTravelingLifeinLondon there are other things too, we paid extra for a radon inspection and a mold inspection.
Happy Birthday Shelby. I believe that everyone should have the best birthday that they can in this new year in a safe way and that includes you. So have an amazing birthday today.
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Next time bring a contractor during the home inspection he/she can give you a more accurate estimate. But I assume you would have bought the house anyway because of the market we’re in
I’m sure the previous homeowner knew about the sewer. The agent may have known also. If so, that’s a disclosure issue and the agent could be liable. I wouldn’t have re done the concrete, I would have put in grass. Welcome to home ownership. Hope you got the house at a good price. And yes, once it’s all done you’ll be happy and also have gained a lot of experience in the renovation world. Cheers from Northern Ontario Canada.
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Wish to buy my own place soon this is so inspiring ❤️
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Really great video, and very informative! We are looking to buy a home soon and you tackled things we never thought about. Good luck with the rest of renovations!
Congrats on the baby!! 🙌🏾🙌🏾
Nobody gives a shit
As far as u having a home inspection (subject to purchasing the house) -- the inspector should have known that the very long roots of the trees/plants were blocking the pipes -- since the water in ur house was backing up. He didn't want to mess up the sale - I had the identical situation when buying an old home in 1986. Many home inspectors are also incompetent. I always say NEVER pay points --- $5,000 - was way too much. Better to pay a little higher interest rate. You also could refinance at a lower rate now - and the $5,000 would be a loss. Buying an old home has lots of challenges - and it's stressful having to deal with all the construction. I'm happy that u now love ur home.
This is very unfortunate to have these issues. A few things people might want to know buying for the first time:
In California, buyers should not be paying fees to a Realtor typically. Sellers pay the buyers agents for bringing them clients. Usually the 6% listing fee to sell is a commission split between the selling and buyers agents (that fee is negotiable by the way). Additionally, Realtors should not be giving or assigning monetary costs to renovate or remodel unless they have a contractors license through that state. Inspections: We always recommend getting a pest inspection (this will identify wood destroying insects and molds, such as dry rot), home inspections (will not cover the following - interior wiring and buried plumbing, pre-1975 homes - asbestos inspection, roof inspection (some loans require a separate roof certification, like VA or FHA, banks want to know if the home will still be habitable during the duration of a 30-year loan),
chimney inspection (if applicable), and septic inspection (if applicable). If there is an in-ground pool, always get that inspected. I talk people out of more homes than I sell. If you have contractor or carpenter friends take them with you to look at houses prior to submitting an offer. You can always negotiate points on your loan into the deal as "seller credits". Realtors do get a bad wrap, and sometimes rightfully so...
This video is very realistic unlike others. Thanks!
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Loving all the renovation videos from both you and Monica. As well as Tara, so blessed!! Thank you for making good content in these uneasy times. Thank you!! 🥰
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@@sushmitasingh673 stop self promoting
In buying a house new or old always run the water in all sinks, tubs washer lines. To make sure they all drain. In the past houses that were foreclosed had plaster of Paris and other such products to plug plumbing. In many new homes arguments between contractors have caused sabotage. You also need a real inspector go through to discover hidden problems. . Be sure to make accurate real estimates as repairs can tun you 50% more than you estimated have A/C and heating checked and only buy newer units as old units may need replacing almost immediately
Oh first time home ownership.... Been there...home inspections are a joke, getting trades people in to look at the house is far better such as getting a furnace/AC person, a plumber, a roofer, a electrician ect.
Real Estate agents are there to sell a house, they aren't qualified to give estimates on Reno's.
You will be so prepared for your next home purchase.
So real advice
Sadly this is my 2nd home purchase so i feel like i would have known more by now haha. This one was just totally different because the first house was turn key!
@@ShelbyChurch I hear that. Our first place was a condo so totally went through unexpected costs when buying our first house. Live and learn as they say 😉
Yes! I am first time home buyer and I am going through this exactly the same process right now. I have learned so much by doing allot of the details my self by working alone side with the contractor. It is very true by visiting the property once with the inspector will not find anything useful for later. The best thing for buying a old house or condo really is just to check the lighting and direction of the property is facing, which is something you can not change for sure. I would suggest to gut it out completely and it will save you more money down the road and keep a healthy life in the long run. With my condo, it looks all ok from surface, once we start digging, everything is Rotten under the surface, we end up spending more and more on material. Also be careful with contractor you choose to work with, I end up fire 2 contractor team in this process and last one I found in front of the Home Depot is perfect. But you really have to have some knowledge of what they are doing, understand the right material is a key, other wise those contractor will screw you left and right.
I just had that happen to me in Florida. The tree roots grew into our pipes and caused a terrible mess.
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I get it. Our home we bought in May was built in 1830 so it has a lot of old quirks. And we had to replace a sewer line to fix tree's roots too.
I love the helpful content on here, it applies to everyone at some point in their life
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A sewer scope is a great inspection to have when buying a home. We had a sewer scope done and it looked clear at the time but years down the road roots crept in and then you get to repair the damage done. Oh the joys of home ownership.
Like I said in the previous video that you bought only land at high cost. Cause everything needs to be changed in that house. A thorough research initiative is a must before buying for own satisfaction. What a costly experience and nightmare! Now if you happen you to sell this in future that buyer will be lucky and your chance to cover your current loss.
Thanks for your comment,
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Summary:
5. Get your sewer checked out (sewer scope)
4. The cost of renovation
3. The time renovation takes
2. Look around for loans
1. Buyers remorse at beginning
There are also many scam contractors - a very big problem.
I bought a rental house recently, it was built in 1957.... I got the sewer line scoped and it showed it needed replaced. I estimated it would cost $10k Canadian to change it out, and negotiated with the seller that they would take $5k off the price of the house. It ended up costing me $8k to replace. Always get an older house sewer line scoped!
Good thing you have 1.63 million subs. Keep the content coming. You do great work
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I've bought and sold 11 houses/condos/townhouses now and every time I think I've got it figured out - something surprising comes along. It doesn't get much better with experience. You just have a better idea of what to expect but even then - you won't know everything. I think the best rule of thumb is to take your estimated reno expenses and add 30%. That might get you close ;) Thanks for sharing Shelby!
When the house is renovated, it will be worth all the money and effort invested.
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I really liked the last point that the buyers remorse will pass. That happened with our home - there was so much more than we expected! But we got through it and love our home.
Also some insurance companies will cover sewer pipes or water pipes. Here in Colorado when we first moved into our house our neighbors were talking about how the water lines going from the street to the house more than 50% of them fail and need replacing which can cost anywhere between $5k and $25,000. Luckily I called my insurance company and they said it was already covered under our policy for 35K.
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This is a great and very detailed informative video.
Totally! And I was so not aware of all these costs 😅 Btw if you’re looking for something to watch, I have a channel with videos from London and other places where I travel☺️
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These new estate videos are soo helpful, thanks. STONKS😍🚀
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Doing a proper Inspection and shopping around for the best mortgage rate can save you a good amount of money and time in the long run.
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WoW !! My second house had a huge beautiful Weeping willow in my back yard, roots that went to the front of my house and like your house I had those old clay sewer pipes. Well as you now know roots will find any little opening and burrow themselves to get at water. Chalk this as Experience for your next homes little Lady. You are getting SMARTER by the hour. You already knew to shop around for rates, you saved money doing so.. You will know better the next time and the next and the next.etc. Etc. You’re growing, one day you’ll be a giant full of knowledge.. Hang in there kiddo...
I'm so happy to have found your channel. You are a very smart young lady financially, and though I'm a bit older than you, I definitely value your input and respect you. It's so very refreshing to see such a young adult on UA-cam that is so motivated and so financially sound, rather than most UA-camrs your age that upload nonsense. Thank you. I have subscribed to your sister as well. ❤
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When is Papa Church making his return? Hehe. He's like the dad I never had, so I love seeing him in videos and following him on IG.
aw this comment is so nice and cute! I agree he’s the best
Yes he will be soon!
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I wish I would have searched for these kinds of videos before we bought my house. This is really helpful. Thanks for sharing your experience and tips!
I bought my house in the middle of winter and the inspector couldn't check the air-conditioning. Once summer came we found out it didn't work at all and that we have to replace it completly.
I’m definitely sticking with apartments till I die
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This video makes me feel so much better about my purchase.
Omg. I am so happy that I chose a boring, basic old house.
Yes definitely agree with number one 1! And this kind of problem happens everywhere, we bought our home Branford Ontario and the trees that were on the front property did the same thing to our clay pipes. Thousands and thousands of dollars later we had to replace the clay pipes and get a scope to clean out. Luckily my husband is really handy and did a lot of the work too but we still had to pay a lot of money. This is such a great investment for you and it will do very well in the future. It is such a cool AirBnb and it’s going to be amazing!!!!!
Did you get a disclosure statement before you bought the house? There's no way they didn't know about that sewer issue.
Buyers remorse is a real thing but as you noted it does go away. I have done many renovations to my place. The sense of pride you develop is a real thing...
I know the feeling but I gutted my house and redid it. 15 years later it is in great shape. Trust me you will enjoy it
I just LOVE your approach to video making. I watched at first to see how you structure things. I’m trying to deconstruct them to be honest. But, time after time, I end up watching the whole thing. You are kind of magician in my mind. Love your work and appreciate your skills so much. Your new fan....Andy
All things aside, this place will be amazing once it's done 🙌🙌
Great info!!
Hey there :))
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Great Video! So helpful, thanks!
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You’ll get all your money back easily because the value of the house will go up after renovations and also I believe in the meantime it will be a good income source for you guys! can’t wait to see when it’s done and for the update
I wanted to hire a home inspector to check out MY house to give me a different perspective on what I needed to do to make it sale ready. After talking about what they looked for and asking about some specific things to check....one said really I knew what needed to be done. Not what I was looking for.
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Thanks for covering this about getting a sewer pipe inspection and mold. It's always good to be reminded and informed for when I'm able to buy.
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Hoping all the renovations work out, can't wait to see it finished!
Same!! I’ve watched so many videos about this house!😍
Btw if you’re looking for something to watch, I have a channel with videos from London and other places where I travel☺️
@@VASIGTravelingLifeinLondon sweet I'll check it out!
@@pharmacistv thank you, hope you like my content!❤️
The tree roots thing!!!!! Happened at my house. I just put tree root killer down the pipes every 6 months to take care of it.
Hi Shelby! I love your content and love that you provide so much value to us subscribers. You provide real content that is so essential to young people!
I LOVE all of your house renovation vlogs!!!
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Love this transparency! Congrats on getting one step closer to finishing the project
5 Years From Now: Shelby's second AirBnb: Shelby learns to lay concrete for her pool. Video clip of her pouring concrete.
😆🤣
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My mom tells me to expect a 12-20% over estimate for the renovations you want and to do them at the same time in the timeframe of when you’re purchasing/looking to purchase/building so you can get the keys all at once and all done before you move in :)
Shelby is so intresting how she explains stuff good job shelby for explaining stuff
Do you have to take out another loan for the cost of renovation? Or did you save money for renovation also?
I’ve been wondering this as well
I think they saved money They each make more than $300k/ year and Monica made a video on how they both were able to save like $100K in a joint account 🤷🏻♀️
If you have to take out a loan for the cost of renovation, then you most likely shouldn't be in this line. There are so many costs in rehabbing that paying interest on a loan is just too much off the bottom line. If I had to guess, I would say over 90% of flippers are all cash from start to finish. The other 10% are soon to be not doing it.
With a house older than 30 years a home warranty is one option to look into. It can cover sewer, roofs, mold, appliances, ect.
Buying a house it feels like there is always something to enhance or fix lol loving the house vlogs it’s so inspiring and can’t wait to see it once it’s all
Complete ❤️👍🏼
I'm a simple man.. I see Shelby video I click on it
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"It's more expensive than we thought" Welcome to owning a house 🏠!
Nice work Shelby. Always good to hear perspective of home buyers.
Shelby, consider using a mortgage broker the next time you refinance, or when your current mortgage term matures. Mortgage brokers are great, because: 1) they DON'T charge you a fee, as they are getting a small commission from the lender you decide to go with; 2) they present you with offers from a bunch of different lenders, and you can choose the best offer there is; 3) they can negotiate a LOWER rate that's usually not offered to the general public.
Google the conditions that mortgage brokers work on in your state though! It's different everywhere.
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Rent, rent, rent. Real estate is like a boomer trap unless it's a hot market area where the property will increase in value over time regardless of any improvements done. Since this is a profit generating project I wonder if some land lords would agree to allow you to AirBnB the property as long as you meet the rent because you'll be doing all the work of listing, booking, arranging cleaning, paying for staging, furniture and photos, etc. Good luck in Palm Springs Shelby!
I've been loving all the videos related to the house.
I lived in Palms Springs many years. Loved it. However, here are a few other lessons I learned:
1. Water. Water is so dang expensive in this desert town.
2. Power. My electric bills gave me high blood pressure.
3. Neighbors. Great people, however they like their privacy and noiseless neighbors. Tougher for air bnb rentals.
4. Heat. No, not the Robert De Niro movie, I'm talking 110 Fahrenheit, for at least 3 to 4 months.
5. 100 miles from work. Los Angeles, Orange County, gonna take a few hours of driving.
Otherwise, great town, enjoy Shelby!
Welcome to the rest of your life, Shelby. If you are really on the ball, and trying to use your head, being smarter than the next guy, generally being informed, prepared, educated, alert to the variables and readying yourself going into each day's decisions...Expect the unexpected.
When you scream to yourself, "I can't fucking believe this!" the 500th time stop counting.
All the best with the house. God bless.
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@@cryptorookie.9095 -
I'm in Rancho Mirage doing minor curb-appeal improvements, interior and pool area redecorating, as a result of my mother's recent passing.
This whole process is so much more time-consuming, frustrating, and expensive than I'd prepared for.
Bottom-line is I have nothing but all the respect in the world for what you and your sister micro manage on a daily basis. You are both so likable and so impressive in your dedication. I' ve suggested your videos to many friends.
One last thing, how afraid are you of all this anti-AirBnB local legislation?
I love your house and upgrade share videos. I‘ve spent a lot of time in Palm desert. Nothing is more relaxing than the pool in the spring. It’s like a resort out there. I realized the cost of the backyard at the beginning, but I think in this particular case it is totally worth it and you will recoup it. You may find you need a overhang? Roll out or built? I’m so happy for you guys. I want a house out there. 👍😂
Yeah Graham is going to react to this
Same thing happened to us...we bought our house in Sept there was a storm in October and all our precious stuff that was still in moving boxes in the garage got absolutely ruined. Garage flooded because tree roots had grown into pipes and we lost everything in moving boxes. And no, insurance won't cover it unless you specifically get flood insurance. Moral of story: if there are trees in front of your house...do a pipe inspection like Shelby says!🤓
can we talk about that one guy wearing a Schitts Creek t-shirt!!!
That's their dad 😂 he apparently loves the show
I love her energy
I’m literally shocked that you didn’t know how much all these items cost and what inspections are important. This should have definitely been something your realtor should have warned/advised. Another thing to pay attention to is the taxes, especially supplemental if there was a price difference between your purchase price and the last owners purchase price.
He was representing the sellers too so I think he just wanted to get the deal done and get his bag lol
@@ShelbyChurch That makes me so sad to hear. Karma comes for everyone and he will get his. I know it’s awful but you’re making it work and sharing the knowledge that is so gracious of you. I know you have helped save many others as well as this will never happen to you again. Wishing you all the best ✨
Shelby, do you feel that you and Monica were taken advantage of during this process because of your age? I think if your dad had been involved there would have been a lot more disclosure by the previous owner and the home inspector would have done a better job.
Sort of... i dont really think my Dad being there would have made a difference, I think its more in the fact that it was a sellers market that we were buying in
@@ShelbyChurch Even so, that shouldn't relieve the previous owner from having to inform you guys of major deficiencies in the house. Not being told this info upfront has cost you a lot of money and Monica a ton of mental anguish.
Great video. I hope this helps people. I am in real estate and it’s unfortunate how not all of this is communicated by agents. There really just isn’t enough practical training for agents. Even if they don’t know the answer they should know how to point you in the direction where you can research it yourself.
Thank You So Very Much for the heads up Shelby😊
omg the same thing happened to me with the plumbing at my house!! first weekend there and the basement/garage was completely backed-up and flooded - turns out there was a huge tree root blocking the main pipe (legit same haha) my house was built in 1956 and i think it's funny that basically everything you said in this vid is way too relatable 😂
Happy Birthday
Always get asbestos inspection too for really old homes
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you got good Contractors looking at those photographs and that is definately a Blessing
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Whenever you need to make decisions that require a lot of information/knowledge/guidance use your huge platform of followers and ask for help. I am sure there are many fans out there who are delighted to help you Shelby😊💫💖
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lowkey watching all your ads so you earn something back lol
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I learned from James Holmes you never by a house without hiring an inspector to come look at everything in the house, it cost but it will tell you whether or not you should bother buying the house..if something is found then you can decide if you can afford or adjust your budget to cover those costs, if it's even worth it or not.
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