Problems with Popular Expat Retirement Locations
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- Опубліковано 30 вер 2024
- Why Retired Expats Should Not Buy Real Estate Overseas:
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𝗗𝗮𝗻’𝘀 𝗥oad Map to Freedom Overseas (Retire Overseas Course)☆★☆
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𝗗𝗮𝗻’𝘀 𝗛𝗼𝘄 𝘁𝗼 𝗠𝗮𝗸𝗲 $$$ 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗛𝗼𝗯𝗯𝘆 𝗖𝗼𝘂𝗿𝘀e
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What kinds of risks are you taking if you move overseas?
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Why Retired Expats Should Not Buy Real Estate Overseas:
vagabondbuddha.com/why-retired-expats-should-not-buy-real-estate-overseas/
𝗗𝗮𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗘-𝗕𝗢𝗢𝗞→ 𝗙𝗶𝗿𝗲 𝗬𝗼𝘂𝗿 𝗕𝗼𝘀𝘀 𝗧𝗿𝗮𝘃𝗲𝗹 𝗪𝗼𝗿𝗹𝗱
vagabondbuddha.com/fire-your-boss-travel-world/
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𝗗𝗮𝗻’𝘀 𝗥oad Map to Freedom Overseas (Retire Overseas Course)☆★☆
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𝗗𝗮𝗻’𝘀 𝗛𝗼𝘄 𝘁𝗼 𝗠𝗮𝗸𝗲 $$$ 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗛𝗼𝗯𝗯𝘆 𝗖𝗼𝘂𝗿𝘀e
vagabondbuddha.com/courses/the-hobby-income-course/
What kinds of risks are you taking if you move overseas?
vagabondbuddha.com/our-liability-disclaimer-the-risk-is-on-you/
So I lived and worked in Thailand and had to return West during Covid. I’m choosing to retire in the Philippines, but I personally avoided Dumagette simply due to all that drama on UA-cam it reflected poorly on the community, and I just didn’t wanna have to deal with any of that because that’s a lot of the reason. I’m leaving America permanently in seven days.
This is a good one Dan....I want to add something (as a long time graduate of your schooling)...I have seen expats chase women around restaurants and bars and speak to the local women in such an insulting and condescending manner ("big American here to save you from your miserable life!")....I stopped going to those places. I'm back in Mexico now, my suggestion is that if you want to meet truly great women try volunteering a day a week. You will also learn the local language, and make your town a better place for everyone! Skip the bars and cheap pickup lines.
You will see things differently.
Great tip!
Where would you volunteer? I am in Puerto Vallarta and speak Spanish well.
Chasing women (or men, for that matter) in bars rarely leads to good results no matter where you are. One of life's consistent truths.
You were very diplomatic in your discussion of the problems generated by a high concentration of expats in any area of a foreign country. I suspect when that occurs it results in a microclimate of wherever those expats originated. Thus ethnic/social/religious/political tensions get exported to the foreign locale inhabited by these expats. The same happens in the U.S. within any concentrated immigrant communities. As a member of the minority community in the U.S. I would not want to go to Dumaguete for the same reasons I do not wish to go to certain parts of the U.S.
I grew up in Subic as a child when the American bases were still there. We were so integrated into American military culture that it was not hard to adapt once i made it to America and lived in Norfolk Virginia. I actually experienced a bigger culture shock when i lived in my wife's village in another island in the Philippines and I'm Filipino.. You are correct, the presence of expats changes the culture specially if they are in large numbers. I did not realize how far away the culture in Subic has strayed away from most Filipino culture until i went to another location in the Philippines. Very good topic to cover. Thanks!
I signed up to several expat groups on Mexico for a few months and was shocked by griping, complaining about dual pricing, crime, dog packs, and other things like whether there was a Costco or not. I am looking to spend a year away, or so, and ruled out Mexico so it was helpful to join these groups. Real eye opener.
Hi Qiang and Dan. I first moved to Jomtien Thailand in 2003, and lived in a very nice condo for 15,000/mo before I bought a villa in 2005. Just moved back 15 months ago, and discovered that the units are still renting for the same 15k. Prices on food are much higher, but still the best deal is the 10b baht bus. Great posting!
Great information guys. Keep up the good work!
Some recommendations I can give is to not rush to get a permanent residence. First study what the taxes on your income in that country will be. Also consider slow travel. 3-6 months in a country before u move on.
Brilliant. :-)
Hi Dan! Yes we are in Huatulco, Mexico. Prices are rising so fast! Many now need to leave. Some are moving to smaller non beach towns nearby. Even locals are struggling with high rent. Healthy Food is higher too. Thanks for letting me share, Cindy
Yes Dan this person is correct. As you know Dan I have worked in Mexico for 12 years and come to Mexico in 1982 and TJ and Tecate are even more expensive as many work across the border and can pay higher prices especially for rent. It is cheaper to live in Malaysia and I will be returning in Jan.
I would never live in a cruiseship town. Just looking like a gringo makes you a walking atm to the locals.
Thanks for the update in Huatulco. :-)
One thing is you can’t generalize all expats as the same we all have different interests depending on where they grew up. One thing is a lot of people from uk and Australia get together and watch soccer me growing up in the USA the interest wasn’t there. Myself growing up in the USA I grew up a football fan ( American football the uk people will say) but usually bars are closed during the games and I have no interest watching reruns and it is a letdown when they only show the Super Bowl.
Muh sports ball on the tv
Regarding the post-COVID influx of expats to expat havens: currently I’m house sitting in San Miguel de Allende, the epitome of an expat bubble. It’s a lovely town, but since Covid, rents have skyrocketed. Meanwhile nearby Guanajuato city and Querétaro are still quite reasonable. But in the latter locales, you’d best know your Spanish.
Yes, we enjoy visiting San Miguel de Allende but we would rather live in Querétaro. :-)
I was a Peace Corps Volunteer in Cameroon, Africa and the only white man in my village. It was challenging because I would get noticed everywhere. It was the opposite of living in an expat community.
I just pray these places don’t become californicated and eventually become unaffordable to your average Joe.
I once worried about that. But now I realize that I can just move to other areas of the world (or the Philippines) that are just like the places I loved were 10 or 20 years ago. You will often find them just a short distance away. :-)
Your audio is pretty bad, which makes it a bit tough to listen to your video (which is unnecessary).
Thanks for trying.
SMH
Great video, I agree about expats not always creating a pleasant atmosphere. I gave Jomtien a shot for about a month before I decided to leave. Fortunately, I just rented a place for a month. I didn't like getting approached constantly by salespeople in the Pattaya area. It seemed like everyone was out for a dollar from me. I feel that Chiang Mai has much less of that and the vendors are much less pushy, if at all, compared to Pattaya/Jomtien.
For me the only time I’am approached by vendors is in the popular areas of the beach, living in the less touristy areas it’s not a problem!
Great channel Vagabond, great info . The 'simple life ' for me , forget the drama. Lol. 😂😊
Saw and said hi from the hotel hope you remember. Anyway i have to say Boracay is not good for a expat to retire. Lol. I have seen people working here that live in other places say even the markets and food is too high. I couldn’t see living here
Thanks for saying hi. We have mixed feelings about Boracay but we are interviewing a couple of guys that moved here 3 yrs and 18 yrs ago and they rave about the place. One has a budget of $1500 per month, the other is rich, and we interviewed a couple that lived here on $1200 month for 8 months and got bored and moved to Iloilo City. :-) Here is that interview: ua-cam.com/video/_QVrSduRcH8/v-deo.html
@@VagabondAwake I definitely can relate with the boredom. Two days, three days is enough
here yeah
I miss Boracay 😔
To your point about the "overcharging expats" thing,...
While in central downtown DaNang, Vietnam this week, I went out one night to buy some bottled water for my morning coffee. I try to buy from the local vendors normally. Just a few shops down "grandma" had a little shop with the usual wide array of stuff...including bottled water. I asked her "how much" and she first sheepishly held-up 1 finger indicating 100k VND (a little over $4 USD). The reasonable going price is 10-15k VND. Being new to this my 3rd foreign currency I've dealing with, I pulled out my VND and started to sift through it (it was also dark-ish). She must have had a little bit of a conscience moment as she grabbed a 50k bill instead. I actually thought she was going to get some change, but instead she opened a pouch and got one of those plastic tabs that goes around the top of the bottle to allow easier carrying. Very toughtful. :)
I got back to my hotel and determined she had charged me 4-5x for that 1.5L of water. I mentioned it to my host who was VERY unhappy. She said that most Viets would NOT do that and asked me which vendor it was. I said no biggie as that cash possibly means more to her than to me ... but it did keep eating away at me. I decided I would not enable her bad behavior because (at a minimum) it's bad business all around. I went back the next day and firmly, but as politely as Google Translate will allow, asked her why she had so grossly overcharged me. She at first smiled as she read the translation and then immediately dug out 40k as a refund.
I will find out before I leave but I'm betting my terrific family-stay host went down and read her the riot act about it. As you say Dan, it pays to know prices in the country we visit!
I plan to pop down there before I leave and give her a 100k bill. Hopefully...at least for a bit I hope....her view of westerners will be more about doing the right thing is always the better approach.
Thank you so much for this video! I will send it to people I know who are researching leaving the USA. Actually may I post this video on my website, please? Let me know, Cindy
I am the only westerner in my Thai village. My wife tells me that the villagers think I am a good guy but that just tells me that they are talking about me. I am a bit of a novelty to the local school kids when they see me.
There are other expats in the area and we hang out at a few spots. I like to meet up with someone once or twice a week. I make a trip to the city a few times a month to stock up on hard to get food items.
There are only two restaurants in the area that serve western food.
This definitely a low density expat location
If it is not o much to ask . . . where are you located?
@@thetrumpetplayer1109 Sisaket province near the city of Katharalak about 1 hour south of Ubon Ratchathani. There are expats on this area and Ubon is not that far away. I have been making monthly trips to Bangkok as well but it is an 8 hour drive.
Same thing with me in my “village”. I’m in Chonnabot, about an hour from Khon Kaen, and hardly see any westerners. We just got a KFC and Pizza Company a few years back. To be honest, I kind of like it this way. It’s peaceful and countryside living is alright, even though it can get boring sometimes.
I have to travel more, I’ll start to travel to the Philippines to start, then branch out to other locations to enjoy my life and find a life partner. Thanks for sharing and I’ll become a member for your group today. Best wishes for you both and your futures together.
Welcome aboard Steven. :-)
I've seen the changes in siargao. When I first arrived 28 years ago, I was one of the few Americans to ever visit. Now, it's completely different with all the Australians, Europeans, and Americans. It's no longer my quiet, peaceful haven that I thought I would retire to. Now I'm going to make it into an airbnb and find another less expat dense location. Great video btw.
Dual pricing is the worst. It leaves a long sour taste in ur mouth.
In my experience, that is a temporary problem until you figure out where to get things for local market prices.
Nice video. So much good information. I have made 4 trips (and soon a 5th) to visit my fiance in the province of Bulacan. On my last trip, which ended in September, I didn't see another foreigner for 30 days. For me, I like the fact that there are very few foreigners, if any. I find that it helps me adapt to food, language, and other customs.
Have fun!
I remember visiting my sister who was living in Imus Caviti. The hotdogs 🌭 were tinted red.😮 and everyone stopped and pointed at me the young guy 17 with blonde hair and blue eyes. While in Manila no one blinked twice and there was a ton of western food.
Like Cancun or San Miguel Allende 🤔.
Thanks for highlighting these points.👍
It is more fun being noticed. That may sound immature but it is true. Under it all we all like feeling special in some way. We don't like being cattle. We are a self-promoting species in a large respect.
"Souround your self with wisdom" U.S.N.
What do you think about Malaybalay? It keeps coming up in expat chats but they say they will bring a lady back there but they are currently not there. It’s like people know about it and like it but for some reason few expats currently live there.
Scott from "Regular Guy" did some videos from there a few weeks ago, and it looks really promising. Much cooler climate, good affordability, and apparently several hospitals so high quality healthcare available. Plus not a lot of foreigners! 😂
We have through that area and it was beautiful but haven't spent enough time there to make any meaningful comment about living conditions. :-)
@@bigjohnson7415 might be a nice spot.
@@VagabondAwake Thank you for sharing.
iloilo is on my radar
Thank you for the great insights and sharing your experiences
Actually smaller cities in Thailand such as Ayutthaya also have “karaoke” clubs with girls on the menu. Thai men frequent prostitutes more than foreigners, they are just more discrete about it. They wont let foreigners in unless they know and trust them. English teachers are persona non grata.
Yes be going to Thailand since early 70’s the girl industry is huge locally as you mentioned, the whole country male/female is super active in that department. I was very young on 1st visit(17) and travelled all over was surprised at the red light places in every town/village throughout Thailand, love the food although even it has suffered from modern commercialized farming.
Agree, its built into the Thai culture.
Great observations Dan and Qaiang. Some of the cons were pros depending on whether someone wants the conveniences of a big city and is willing to accept higher prices and less local culture. I love local culture and a smaller village lifestyle. Crowded with lots of expats?, no thanks.
Great perspective and insight.. much thanks... I attribute a lot of the drama to the person.. if you have drama in your life.. it will follow you know matter your zip code. And if you find the long term expats in a community, they typically know the where to go and where to stay away from.. My goal in travel is to blend in and embrace the culture.. the locals love it when you use their language even if its rudimentary.. a good morning and smile goes a long way ... Food is another big thing that will happen around you.. if you are invited into someone home.. they will try to feed you.. my recommendation is to eat small.. until your digestive system has developed a taste for the "new" or less hygienic substances.
You do not leave America to have American food or an American experience! I lived overseas for 10 years and the struggle is part of the fun of learning. If you don't want to move out of your comfort zone then you aren't moving to that country. You are moving to America overseas and that's really sad.
Haven't retired yet, but I'm living like a poor college student the past almost 2 years. Let go of all the stuff!
Is Baguio what you would consider a soft landing city?
I visited Baguio and didn’t see many expats at all. There are nice shopping malls where one can buy most things but it’s crowded and polluted. I ruled it out as a place to stay.
I would, yes.
How many expat are in Dumaguete? Excluding Valencia and Duin.
I haven't seen an offical count anywhere. Let me know if you find one. :-) I would guess 3 to 6 thousand of the people that live there carry foreign passports.
I guess if you do find a slice paradise that is relatively affordable, this is a good reason to buy a property before the cost of renting/purchasing goes through the roof.
Two thing to consider when buying - when slice of paradise becomes popular, more investors build new projects making your location less desirable. Also, liquidating your property if you need to leave can be difficult causing financial hardship.
I usually say to wait until your second or third year to buy since the honeymoon has worn off by then and you will really know all the bad things about buying in your favorite country. Details here: vagabondbuddha.com/why-retired-expats-should-not-buy-real-estate-overseas/
@@WilliamFluery I agree that when the location becomes popular that it may become less attractive for someone who originally wanted peace and to avoid the crowds. Hard to imagine the property would depreciate in a place that has become more popular, unless of course the developers over-saturate the market. Dan's 'wait until the honeymoon is over' advice is sensible: I think there ought to be a market created for buying property call options: pay a premium to secure the right, but not obligation, to buy a property you are renting by a future date, say within 12 months. A bit like putting down a non-refundable security deposit on a yet to be built condo.
@@perspective4517 Sounds like trading options in the stock market type of thing. Maybe there’s a way to hedge your property purchase. I’m ignorant of that kind of thing
I have seen a low entry barrier option for citizens in the Philippines where it resembles rent-to-buy. Low/No deposit and a portion of the rent builds equity in the townhouse or condo. A really good way for the locals to eventually own. It is also great that they reserve a large portion of a condo development for local ownership only and prohibit foreigners from owning land outright. This helps avoid locals being priced out of the market in their own country.
Many good points. Always enjoy your vids.
I'm sitting on the beach at the exact location at the moment here at station 3. I saw the 2 of you at Bistro De Amis yesterday morning. I've been living here since 2018. Yes, a little more expensive, but its worth the extra cost as we have most things we need except good medical facilities especially if facing an emergency. Enjoy your time here on Boracay.
Can I rent a modern Western style home in Boracay with real queen/king beds and split level quiet type air cons? If so, what is the name of your recommendations that I can Google?
@@tomsorrell4918 It is possible, however you'd have to have boots on the ground to check to see what might satisfy your requirements. I wouldn't be able to provide you with any specifics, as they are always quickly rented. Boots on the ground.
Do you go everywhere together all day and night?
I leave my gf at home in the morning and explore on my own all day, lone wolf style, and then we meet up again around 5pm.
Maybe i need a better gf, or we are all different.
It was like that with my last gf. I golf, she doesn’t and she liked to shop a lot.
They discussed on a previous video that they do have their alone times to do their own thing.
We have alone time, but mostly we are together. :-)
These u tube video , are not being total honest . Too many scam , Filipino women depend on you , your money , you paid bill , alway tell you sorry tale . You live at lower standard , bank system , all want extra if you in rush on getting stuff . If you into wanting sex more than standard of living then yes move there ..
To each his own. Live & let live.
Maybe say no? And one who stays is a keeper?
I couldn’t disagree with you more
Wonderful information.
People from the US arguing?? Come on Dan, that can't be true...
lol.
Cool 😎
👍
nice topic! what particular area in boracay you’re at? i only see some people in background!😄
Station 3 and the back beach is where you will feel more comfortable if you are not a fan of crowds.
Hello 👋
Good morning!
Great content.
Thanks for sharing.
Hi, love your show. Hey, btw did you know you are the spitting image of Stan Laurel of “Laurel and Hardy.” True, a dead ringer… 😮
What country and area do the vagabond awake couple live in currently and is it the number 1 place they have ever found.
We travel and write reports about the best places. :-)
Thanks 🙏
I am from PR, lived in Culebra. A tiny island that is now not a paradise…why? Too many people shared paradise.
Bummer.
Great information!
How do you like it! Any high rises on beach?
Love it. We are still on the fence whether we could live here long term or not. More on that later. Nio highrises. More laid back.
Check out new coast boracay, its a condominium by the beach. Station 1
Transactional difference? Call it what it is, RACISM!
There are Filipinos that were born in other countries and when they visit/move here, predatory sellers quote higher prices because they know they are naive just like us. So not really about race. But not all sellers here are predatory. And once you know the local prices, you just say no to those sellers and move onto ones that quote you local prices. So its not really racism ... in my opinion. But plenty of expats have bad things to say about all Filipinos. I just don't see it that way. My experience is that they are just people like the rest of us. Most good, some bad. Just like every other race.
It sounds like you are denying the long nose tax. It is a reality.
@@VagabondAwake
It is what it is, but I don't get worked up about stuff like that. You only hurt yourself when you allow yourself to get upset. Especially when you can work around it by learning what's a reasonable price & what's not. Let the buyer beware. Applies everywhere.
@@johng4093exactly
Love you two and your videos, l have learned so much from watching your comments and advice.
I am English, 68 retiring to the Philippines in late December 2023. I am looking at Bohol, Dumaguete and Sqikijor , l will spend 1 month in each area to chose where we will stay permanently. I am bringing my partner with me who is a Philippineo close to my age. So no need to look for a young girl. I hope to meet up with you one day.
I came from Alaska and Lived in Dumaguete for a year. I dont like living around Ex Pats, most don't understand the culture and often Misbehave. We Moved to another city that has fewer ExPats.
Wonder if a wind sock would help audio on future vlogs.
Or maybe fix the mic underneath the tea shirt to help with wind noise ,
Yes.
100% correct.
I went to Boraccay in the hope that I could windsurf, but it is a lagoon with boring flat water and the wind was too weak, even Kitesurf was borderline, it is a Honey moon place for Chinese and I found it a terribly boring place to be. Beyond this beach there is nothing to do or place to go.
I didn't know Boracay was suggested as a windsurfing mecca. Did you read that somewhere?
Not a Mecca but it used to be listed as a windsurfing spot, but it is really for beginners,
Good thoughtful actionable information. Thank you for your efforts.
All i can say is check prices of things do not believe what you here on UA-cam.chwck prices.
@mitch8575, Here is how we find cheap apartments all over the world now. Watch the video and read the text to get all of our tips:
vagabondbuddha.com/how-i-find-perfect-apartments-traveling-the-world/
Thanks,
Dan
@@VagabondAwakewell that was simple 😂
Great information guys! Firstly, I love Boracay! Spent a week there myself with my family several years ago will definitely be getting back there at some point. The information you give about ex-pats just makes total sense, when relocating there in two years I will be looking for a definite low expat concentrated area, L O L. Don’t need the drama and want to live with the locals, don’t need the drama! Safe travels.
I that y'all was going to talk about the cost of living in the place y'all made this shoot
I have witnessed these concepts over the last 11 years of living in Latin America. Recently, I hear that a Lap Dance was $40 USD for 1 song! WTF? Surgeons are not paid like that. ATB from sunny Cancun! 😎
Great question @dhobby7771, I have one report where I explain what I do about health care and another where I show you how I search for health insurance.
What I do about health care: vagabondbuddha.com/two-biggest-risks-of-retiring-early-overseas/
Report where I search for health insurance: vagabondbuddha.com/best-health-insurance-for-ex-pats-in-philippines/
By the way, once you search for health care you will start seeing more offers for health insurance and travelers insurance when you are online. Health insurance is one of the most dynamic or changing industries in the travel world because so many people around the world are deciding to live or retire outside their home country. So do a search every year before you renew to make sure you have the best available for your personal circumstances because new ones come out every few months. Thanks for asking so I could answer this for many people! Dan
Beer sing song (I want 2 singha beers)
Hey there Dan and Qiang , I have to agree with you on many of your opinions. I spent about 3 months on Boracay nearer to Diniwid Beach ( and loved it ) . Rented a place with a 4 minute walk to Diniwid Beach. Less crowded, more locals. The food options are limited ( I feel ) for foreigners everywhere in the Pl unless you’re in a major mall. Its either D Mall or something along the beach on Boracay. I too spent some time in Iloilo City, nearer the river not far from Molo Plaza. I’ve tried to eat more of the local cuisine, but could only eat about a hand full of local dishes. 😮 I’ve made many friends in the Pl, locals and expats. All very hospitable, open with opinions and conversation and always ready to lend a hand. Besides the issue I had with the food was also the health care around the country. Although Iloilo City has some quality health care, and I was looking for place to stay long term. Many ( including the locals ) warned of home break ins in the more popular “expat areas” that I found within my budget. Now I am on the island of Phuket in Thailand. It’s a party island and it shows sometimes. Yeah, some of the same problems you see in your home country can and do follow and fall over here as well. The bars are filled with the same “old gaffers” every day, all day, all the time. I find the people you want to “watch out for” are the foreigners. The locals are as sweet and friendly as possible. Every once in a while if there is an opportunity for “economic enhancement” …. well , it happens and sometimes I don’t mind knowing they get paid very little for what they do. Food prices for a “better meal” can run the equilavant $8 to 10 USD here. Also not hard to find delicious food options for $3. Anyway I’ll catch you on your next posting . Till then ……. enjoy Boracay…!!!!
Where in Boracay can I rent a modern Western style home where there is no roosters, split level quiet type air con, queen/king bed that sits up high like an American bed with all amenities? What's some names i can Google where to stay?
Wow Great Karmar you both
Great tips! Thanks.
What about scammers? It seems to be more common in areas where there are many expats. My experience.
Yes, the market reacts when there are more people with extra money in their pocket.
Great advice as always
What location was this video taped?
Boracay station 3.
Where are yall at during this video? Its a very nice location.
Station 3 on Boracay. Fewer people over here.
@@VagabondAwake I like the beach, with all the palm trees.
I’m seeing rents in Dumaguete increase dramatically
The place we stayed was $20 per month more than when we lived there last 3 years ago.
@@VagabondAwake Yes but the two of you are masters at getting short term rentals. I’m talking about the properties I see on channels such as Mikes Philippine Retirement. Leases for houses and condos that an expat would get on a yearly lease.
Dive bar?
Very informative!
If you ask how to go to Pattaya ([pronounced Patiiya ) and you pronounce it as it is spelled , no Thailand person will know what you are talking about. I spent.years in Thailand and made the same mistake. Great Vlog y'all
PS. You have such a cute wife.