Scholars who study the stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread across $400k into profit yielding dividend equities but unsure of which to get into.
I stopped listening and taking financial advise from these UA-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice to take advantage and make profits.
I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance advisors you could check out. We have been working with Tenley Megan Amerson, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.
In no order: 1) VOO 2) QQQM 3) SCHG/VUG 4) VTI 5) SCHD/DGRO. Personally I put down 2.3m$ on few ETFs, still diversifying. it was this time last year I made my first million with a liquid 200k. handed it to a trader here in CA, I get weekly pay out which I put back on long term ETF's. Google will be a huge buy for me when the market bottoms.
I've known Kath since my early days as an investor. She trades for me and advised me to diversify dividends to 50% FXAIX, 25% SCHD, and 25% QQQM, which has been great. I highly recommend her.
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month this 2024 investing with Rebecca Hickman.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
YES!!! That's exactly her name (Rebecca Hickman) so many people have recommended highly about her and am just starting with her from Brisbane Australia
in my case Fergus Waylen has assisted me in doing that effectively, I'm not an expert so I lack experience in investment strategies, I work and my consultant handles the rest....
Riding the market wave entails understanding the market volatility, Fergus Waylen has been doing an awesome job reviewing the charts, enabling me to capitalize on the volatility via day trading.
What impresses me most about Fergus Waylen is how well he explains basic concept of winning before actually letting you use his trade signals. This goes a long way to ensure winning trades.
His technical analysis is excellent and hid interpretation/projections of the market is so accurate I sometimes ask myself if he is human haha. Point is, Waylen is the perfect trader to follow for advise and daily signals.
I allocate 80% to VOO or VFAIX and 20% to SCHD in my tax deferred accounts with reinvestment of dividends. I allocate 80% to VOO and 20% to SCHG in my taxable account. Easy, no sweat investing. Eventually I will invest into individual stocks but I’m not there yet.
I like how you put different ETFs into tax deferred accounts and reinvest your dividends to compound the portfolio 💪🏼. No sweat, simple long term focused investing. When you do get into individual stocks (I personally like the under 5% allocation) but that’s just my 2 cents. Your risk tolerance could be more or less. Regardless great portfolio 💪🏼
I’m not a financial advisor but I’ll chime in my 2 cents. $50,000 savings is a substantial amount so you want to invest it smartly. Blue chip stocks like Microsoft and apple are good avenues (great historical returns and can’t go wrong with 2 of the most valuable companies in the world). However, individual stocks heighten the risk of an investor more than say an ETF would like a broad based diversified index fund like the S&P 500 or VOO. This is because you are investing in 1 company, versus VOO has 500 companies (including apple). Let’s say apple has earnings or is under a lawsuit which it is right now, then the stock will go down but if apple has bad earnings in an ETF, who cares because 499 other companies could go up and the stock will net not go down but maybe it will be flat or increase. So you don’t get punished for one bad apple. Growth ETFs like SCHG and QQQM have apple at a larger holding but you have other great diversified growth investments so you don’t just bet on the performance of one stock like apple or even VOO is a great growth and income play. Im a firm believer of the 5% rule that you should not dabble more than 5% of your portfolio into individual stocks because of the risk posed to them but also individual stocks do encourage trading and short term thinking because of the recent news, earnings, etc to the stock and the intense research needed to be done. Hope this helps!
🏆 Excellent organization and analysis, Marcos! I like that you used Portfolio Visualizer. Anything with heavy tech weighting will look great over the past 15 years and more. As you point out, it’s impossible to predict the next decade’s winner. I also prefer VOO and VTI over the growth / dividend focused ETFs. Always enjoy your optimism and outstanding videos. Keep up the great work brother!! 🌟☮️
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
I have QQQM over QQQ, just used QQQ for “ keyword “ reasons but had to include the plug of “ check out QQQM” in the video. Love ur 3 fund portfolio too!
When the ETF is approved, institutions will need to buy Bitcoin for their ETF. There will be marked increase in demand, can i get in and still make profits? i have set aside $250k to get fully invested this year
Yes of course you still can. Reminds me of the guy who bought bitcoin in like 2011 and everyone was calling him a chump, then the market boomed and after a few years and he made a killing, whereas many people got burnt because they doubted.
The only issue you might have is the fear of missing out, just like everyone else. A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure.
@@maryHenokNftKudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?
The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I trust these 3 ETF's so much that I own 2 of them in my Roth IRA as the four front of my retirement and future growth of wealth in my brokerage.VOO AND SCHD are those 2 ETFs I will hold till leave this earth.QQQ I own in my brokerage its great.But its very good for return and very bad for loss.However I still love it because its still more good then bad.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Kathleen Chandler
What impresses me most about Kathleen Chandler is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.
Hello Marcos. I have a question. If I buy $VOO ETF with my individual brokerage account instead of Roth IRA. Do I get the same returns ? Beside the taxes difference.
I am 35 age and I have around 90k in 401k all in VOO(90% of portfolio as of now) I recently started to add QQQM (as I wanted growth) and SCHD as well in 401k (so it's 10% of portfolio as of now for both this etf) Question is if I consider to rebalance my portfolio 40% VOO, 50% QQQM and 10% SCHD at this stage, is it fine since majority of my money is in VOO ?
I would say, add schd to a Roth IRA because the dividends will not be taxed when you eventually live off the account. If you were to add QQQM to the Roth, just me personally I and a lot of other investors on UA-cam and in general keep the s&p 500 as the highest holding so maybe check out doing that (not a financial advisor) and then have QQQM as the next highest holding followed by schd at that 10%. I would say QQQM is lowkey at the peak of its price but I wouldn’t worry because who knows how well it will do in 25+ years, my prediction is it will 🚀
It’s all up to you. That’s the beauty of investing. I’m not here to sway anyone into investing into something because at the end of the day it is their own decision.
My first question is What do you think about SMH etf ? is it good for investment? Moreover, I need your advise how to orgonize my portfolio😢! i want to invest in low risk and give me a return as 10% of my investment… If the investmen is monthly 500$, what is the best divesirty and percentages? Your kind advise is most apreciated
Semiconductors is what SMH holds. It can be a very high rewarding one if the semiconductor area does well, however, it can be very volatile given semiconductor stocks have the ability to go up very fast and down very fast as well, given the growth stock nature of this fund. People who hold SMH are essentially having a positive outlook that semiconductors will continue to do well in the future say in the next 5-30 years. If you feel comfortable about that bet and have a high risk tolerance and want to hold some of the best semiconductor stocks in the world, then maybe it’s something to take a look into at a lower exposure to your portfolio. I personally don’t hold SMH since most of the highest performing ones are already in VOO and QQQM, but I know people who add SMH to this 2 etf portfolio as fun money. When someone asks a low risk investment that yields 10% on average, I think of the S&P 500. However “ low risk” in my opinion is not the S&P 500, vanguard in its website has their S&P 500 funds of a risk scale of 1-5, 5 being the most risk of a 4, which I agree with because holding 100% stocks is a fair risk compared to short term treasuries or bonds which have low risk in my opinion or a high yield savings account that is FDIC insured. ( not financial advise) but since you’re really new to investing, I would keep it simple and perhaps starting researching researching researching more about investing and how it works will defiantly be the best investment you can do. I personally started off with buying VOO for around 3 years before I even added any other stock or etf to get comfortable with holding 1 fund. I now manage 4 different funds. That’s what I would do if I was given your shoes. Not financial advise once again but I’m glad to provide my 2 cents. Also holding for the long term in high quality ETFs or stocks will give a higher chance of good returns with reinvesting your dividends
@@Marcos_Milla Thanks alot for your valuable answer. Again may i disturb you with one more question please? As a biggner” Do you believe that investing with SCHD for 5years contiounsly can provide a good revenue?
@@abbasalkhailani7496 totally, schd is a great dividend with a great dividend yield that is higher than the usual average in its category. Depending on the amount of dividend income you want in 5 years. I did the math for you, I did a 10% annual return with a dividend of 3.4% and investing 500 per month for 5 years and that will turn to $37,435 so the dividends will be $1,272 per year. Certainly not life changing income but that’s why I’m a long term investor because the dividends just snowball in the next 5-15 more years. Hope this helps
Also why does bnd get a boom..since its inception in 2007 almost 17 years ago, it's down like 5 percent , 4 dollars? I don't understand investing in anything when it don't make money?
You have a point ! Bonds right now are getting absolutely destroyed from high interest rates but in a low rate environment, they serve a purpose for those wanting very risk off investments that are better than a bank checking account
How bad would it be to add other etfs from the "Honorable Mentions" list? Say I add all of them as long as each section is still 1/3rd of the portfolio?
So I’m not a financial advisor but it would cause a ton of unnecessary fund overlap, would be a hassle to buy every single fund, and you’d have to do your research on every single etf to make sure it’s something you can hold for at least 10+ years. A lot of other UA-camrs who are good at what they do always advice to keep it simple and invest in ETFs or anything you firmly believe in and love day in and day out. For me it’s having 4 ETFs total and probably will keep it that way for a while. It gets tough to manage your account when you get more and more ETFs. Kind of like credit cards where you really only need one or two but you can have like 4-6 for different benefits but it gets more of a hassle to manage it. Hope this helps!
In terms of a video idea or just my opinion? I like smh for the long term. Semis are not going anywhere anytime soon, but be aware of the concentration risk and the volatility will be higher than QQQ. But of course high risk=high reward.
search based reasons. I do own QQQM and not QQQ. As a UA-camr of course I’m trying to reach as many people as possible to not only entertain but also of course make it worth for myself if you get what I mean? People search QQQ more than QQQM. I hope this helps!
I’d say schg is as comparable if not more of a better comparison to QQQ. So yes I’d agree with you. I just used these 3 because it’s the 3 most popular in terms of an index fund (nasdaq-100, s&p 500, & dividends from schd). Probably am going to make a video in the future on why schg is better than QQQ in some aspects and why the other is better in other aspects.
@Marcos_Milla's point is that comparing the performance of growth, dividend, and index fund ETFs is like comparing apples to oranges, as they are designed for different purposes. But these 3 make up one of the best combo in a portfolio if that's your point. Cheers.
Anyone following this guy needs to abandon ship. Long-term holds can be an index fund, like VOO/QQQ, but are probably best suited for growth funds like SCHG/VUG/SPYG/etc. And SCHD is a value fund...somewhat of a hedge against recessionary times
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
Deborah Lynn Dilling, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Which is your favorite out of these 3 ETFs? (Also, 25% Discount Code for Seeking Alpha in the Description!)
Scholars who study the stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread across $400k into profit yielding dividend equities but unsure of which to get into.
Simply put, if you’re not investing in dividend stocks, you’re doing it wrong.
I stopped listening and taking financial advise from these UA-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice to take advantage and make profits.
I've been looking to switch, but have been kind of relaxed about it. Could you recommend your wealth manager? I'll be happy to use some help.
I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance advisors you could check out. We have been working with Tenley Megan Amerson, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
What would be the best 5 etfs for a beginner
In no order: 1) VOO 2) QQQM 3) SCHG/VUG 4) VTI 5) SCHD/DGRO. Personally I put down 2.3m$ on few ETFs, still diversifying. it was this time last year I made my first million with a liquid 200k. handed it to a trader here in CA, I get weekly pay out which I put back on long term ETF's. Google will be a huge buy for me when the market bottoms.
Good picks, Smart strategy for beginners, Please share this Expert with me.
She is Katherine Elizabeth Humphreys look her up online
I've known Kath since my early days as an investor. She trades for me and advised me to diversify dividends to 50% FXAIX, 25% SCHD, and 25% QQQM, which has been great. I highly recommend her.
Good buys, 50% FXAIX, 25% SCHD, and 25% QQQM. this diversification is FIRE she definitely knows what she is doing.
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month this 2024 investing with Rebecca Hickman.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
I'm new at this, please how can I reach her?
YES!!! That's exactly her name (Rebecca Hickman) so many people have recommended highly about her and am just starting with her from Brisbane Australia
SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME
Hickman109 💯 ..that's it
Lately i got interested in crypto but has no idea on how to go about it. How does it work please..
in my case Fergus Waylen has assisted me in doing that effectively, I'm not an expert so I lack experience in investment strategies, I work and my consultant handles the rest....
Riding the market wave entails understanding the market volatility, Fergus Waylen has been doing an awesome job reviewing the charts, enabling me to capitalize on the volatility via day trading.
I am surprised that this name is being mentioned here, I stumbled upon some of his clients testimonies on CNBC news last week..
What impresses me most about Fergus Waylen is how well he explains basic concept of winning before actually letting you use his trade signals. This goes a long way to ensure winning trades.
His technical analysis is excellent and hid interpretation/projections of the market is so accurate I sometimes ask myself if he is human haha. Point is, Waylen is the perfect trader to follow for advise and daily signals.
My goal is consistently investing 1/3 of SCHD, VOO, QQQM
Best 3 fund out there
Our portfolio is made up of 24% QQQ & 24% VGT… love their outlook over the next few years.
💪🏼💪🏼
Yessir been Dollar Cost Averaging on three of them 😁💪🏽
yessir
I allocate 80% to VOO or VFAIX and 20% to SCHD in my tax deferred accounts with reinvestment of dividends. I allocate 80% to VOO and 20% to SCHG in my taxable account. Easy, no sweat investing. Eventually I will invest into individual stocks but I’m not there yet.
I like how you put different ETFs into tax deferred accounts and reinvest your dividends to compound the portfolio 💪🏼. No sweat, simple long term focused investing. When you do get into individual stocks (I personally like the under 5% allocation) but that’s just my 2 cents. Your risk tolerance could be more or less. Regardless great portfolio 💪🏼
Seeking advice at 32 with $50,000 savings-considering Microsoft/Apple or ETFs SPY/VOO.
I’m not a financial advisor but I’ll chime in my 2 cents. $50,000 savings is a substantial amount so you want to invest it smartly. Blue chip stocks like Microsoft and apple are good avenues (great historical returns and can’t go wrong with 2 of the most valuable companies in the world). However, individual stocks heighten the risk of an investor more than say an ETF would like a broad based diversified index fund like the S&P 500 or VOO. This is because you are investing in 1 company, versus VOO has 500 companies (including apple). Let’s say apple has earnings or is under a lawsuit which it is right now, then the stock will go down but if apple has bad earnings in an ETF, who cares because 499 other companies could go up and the stock will net not go down but maybe it will be flat or increase. So you don’t get punished for one bad apple. Growth ETFs like SCHG and QQQM have apple at a larger holding but you have other great diversified growth investments so you don’t just bet on the performance of one stock like apple or even VOO is a great growth and income play. Im a firm believer of the 5% rule that you should not dabble more than 5% of your portfolio into individual stocks because of the risk posed to them but also individual stocks do encourage trading and short term thinking because of the recent news, earnings, etc to the stock and the intense research needed to be done. Hope this helps!
Allocate a percentage to a successfully growth oriented publicly traded company for leverage.
FYI Dollar Cost Avg. with whatever you do, weekly or monthly, do not throw the whole lump sum in the market at one time.
@@quezy8000 agreed!
Caution against hasty market re-entry; await sustained positive signals or stay largely in cash.
Thank you so much for the detail information. I’ve watch many videos and you are the only one that explained it well.
I Try my best💪🏼
Buy all three and weight them according to your risk sensitivity
Facts
I agree 100% and that's exactly what I do.
🏆 Excellent organization and analysis, Marcos! I like that you used Portfolio Visualizer. Anything with heavy tech weighting will look great over the past 15 years and more.
As you point out, it’s impossible to predict the next decade’s winner. I also prefer VOO and VTI over the growth / dividend focused ETFs.
Always enjoy your optimism and outstanding videos. Keep up the great work brother!! 🌟☮️
My guy 💪🏼 thank you! I try my best! you keep it up as well🤝
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
Those are actually the three ETFs that I have except i have qqqm rather than qqq. I have them split 40%SCHD, 30%QQQM and 30%VOO.
I have QQQM over QQQ, just used QQQ for “ keyword “ reasons but had to include the plug of “ check out QQQM” in the video. Love ur 3 fund portfolio too!
When the ETF is approved, institutions will need to buy Bitcoin for their ETF. There will be marked increase in demand, can i get in and still make profits? i have set aside $250k to get fully invested this year
Yes of course you still can. Reminds me of the guy who bought bitcoin in like 2011 and everyone was calling him a chump, then the market boomed and after a few years and he made a killing, whereas many people got burnt because they doubted.
The only issue you might have is the fear of missing out, just like everyone else. A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure.
@@maryHenokNftKudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?
The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I trust these 3 ETF's so much that I own 2 of them in my Roth IRA as the four front of my retirement and future growth of wealth in my brokerage.VOO AND SCHD are those 2 ETFs I will hold till leave this earth.QQQ I own in my brokerage its great.But its very good for return and very bad for loss.However I still love it because its still more good then bad.
📈🤝
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Kathleen Chandler
You trade with Kathleen Chandler too? Wow that woman has been a blessing to me and my family.
What impresses me most about Kathleen Chandler is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.
she's mostly on Telegrams, using the user name
fxannchandler 💯 ..that's it
Hello Marcos. I have a question.
If I buy $VOO ETF with my individual brokerage account instead of Roth IRA. Do I get the same returns ? Beside the taxes difference.
That is correct
I am 35 age and I have around 90k in 401k all in VOO(90% of portfolio as of now)
I recently started to add QQQM (as I wanted growth) and SCHD as well in 401k (so it's 10% of portfolio as of now for both this etf)
Question is if I consider to rebalance my portfolio 40% VOO, 50% QQQM and 10% SCHD at this stage, is it fine since majority of my money is in VOO ?
I would say, add schd to a Roth IRA because the dividends will not be taxed when you eventually live off the account. If you were to add QQQM to the Roth, just me personally I and a lot of other investors on UA-cam and in general keep the s&p 500 as the highest holding so maybe check out doing that (not a financial advisor) and then have QQQM as the next highest holding followed by schd at that 10%. I would say QQQM is lowkey at the peak of its price but I wouldn’t worry because who knows how well it will do in 25+ years, my prediction is it will 🚀
So I can still go ahead and do rebalance let’s say 60 Voo, 40 QQQm
Do you recommend I invest in all 3 in my Roth IRA and individual account?
It’s all up to you. That’s the beauty of investing. I’m not here to sway anyone into investing into something because at the end of the day it is their own decision.
@@Marcos_Milla Thanks!
My first question is What do you think about SMH etf ? is it good for investment?
Moreover, I need your advise how to orgonize my portfolio😢!
i want to invest in low risk and give me a return as 10% of my investment…
If the investmen is monthly 500$, what is the best divesirty and percentages?
Your kind advise is most apreciated
Semiconductors is what SMH holds. It can be a very high rewarding one if the semiconductor area does well, however, it can be very volatile given semiconductor stocks have the ability to go up very fast and down very fast as well, given the growth stock nature of this fund. People who hold SMH are essentially having a positive outlook that semiconductors will continue to do well in the future say in the next 5-30 years. If you feel comfortable about that bet and have a high risk tolerance and want to hold some of the best semiconductor stocks in the world, then maybe it’s something to take a look into at a lower exposure to your portfolio. I personally don’t hold SMH since most of the highest performing ones are already in VOO and QQQM, but I know people who add SMH to this 2 etf portfolio as fun money. When someone asks a low risk investment that yields 10% on average, I think of the S&P 500. However “ low risk” in my opinion is not the S&P 500, vanguard in its website has their S&P 500 funds of a risk scale of 1-5, 5 being the most risk of a 4, which I agree with because holding 100% stocks is a fair risk compared to short term treasuries or bonds which have low risk in my opinion or a high yield savings account that is FDIC insured. ( not financial advise) but since you’re really new to investing, I would keep it simple and perhaps starting researching researching researching more about investing and how it works will defiantly be the best investment you can do. I personally started off with buying VOO for around 3 years before I even added any other stock or etf to get comfortable with holding 1 fund. I now manage 4 different funds. That’s what I would do if I was given your shoes. Not financial advise once again but I’m glad to provide my 2 cents. Also holding for the long term in high quality ETFs or stocks will give a higher chance of good returns with reinvesting your dividends
@@Marcos_Milla Thanks alot for your valuable answer. Again may i disturb you with one more question please? As a biggner” Do you believe that investing with SCHD for 5years contiounsly can provide a good revenue?
@@abbasalkhailani7496 totally, schd is a great dividend with a great dividend yield that is higher than the usual average in its category. Depending on the amount of dividend income you want in 5 years. I did the math for you, I did a 10% annual return with a dividend of 3.4% and investing 500 per month for 5 years and that will turn to $37,435 so the dividends will be $1,272 per year. Certainly not life changing income but that’s why I’m a long term investor because the dividends just snowball in the next 5-15 more years. Hope this helps
@@Marcos_Milla Thanks dear 🙏🏻
@@abbasalkhailani7496 of course
Since I use Fidelity, can I swap out VOO for FXAIX & QQQ for FSPGX? Or is it not the same?
VOO & FXAIX are 100% interchangeable. & yes QQQ and FSPGX are interchangeable!
I do QQQM , SCHD and SPLG
SPLG is a great replacement for VOO. Cheaper share price & a lower fee (barely noticeable) but still lower!
Is SCHG also a best etf for long term investment?
Current own schg in my Roth IRA. 100%
I’m doing 100% into fxaix
Love the low fees of FXAIX
@@Marcos_Milla same as Voo correct?
@appleztooranges correct 💪🏼
@@Marcos_Milla nice I’m trying for $500 per month. I’m already putting 23% or more into my retirement so keeping this separate.
Literally the only 3 that I have! All in on all 3!!
Goated 3 fund portfolio 🙏🏼💪🏼
@@Marcos_Milla agree! The only three you need for the long haul! Great video!
40 Voo
50 qqqm
10 schd
Age 35 and DCA 2500 every month
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what matters in practice are the dividends, the rest is the rest, SCHD is King in day in day out
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I'm in voo myself, but those qqq returns are *insane*: $800k. I'd be too stressed though, I find Voo feels.... safer
@@Atraa 📈love my VOO
Also why does bnd get a boom..since its inception in 2007 almost 17 years ago, it's down like 5 percent , 4 dollars? I don't understand investing in anything when it don't make money?
You have a point ! Bonds right now are getting absolutely destroyed from high interest rates but in a low rate environment, they serve a purpose for those wanting very risk off investments that are better than a bank checking account
I actually have all 3 of those.
@@Rob-qr2kn all great funds!
QQQM is my favorite! It's been doing well so far. Also, as a side note, Marcos puts the "M" in QQQM and he's so QQQ-cute LOL
Brah😭😭😭
@@Marcos_Milla so true 👍 your videos give me the motivation to invest in my ETFs!
90% of my portfolio are Schd, Vug, VTI.
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Is qqq qualified dovidends like schd?
Yes ✅
How bad would it be to add other etfs from the "Honorable Mentions" list? Say I add all of them as long as each section is still 1/3rd of the portfolio?
So I’m not a financial advisor but it would cause a ton of unnecessary fund overlap, would be a hassle to buy every single fund, and you’d have to do your research on every single etf to make sure it’s something you can hold for at least 10+ years. A lot of other UA-camrs who are good at what they do always advice to keep it simple and invest in ETFs or anything you firmly believe in and love day in and day out. For me it’s having 4 ETFs total and probably will keep it that way for a while. It gets tough to manage your account when you get more and more ETFs. Kind of like credit cards where you really only need one or two but you can have like 4-6 for different benefits but it gets more of a hassle to manage it. Hope this helps!
Makes sense! Thanks.. I'll keep that in mind.
MTUM is also another good alternative to QQQ.
Agreed 👍🏻
What about SMH replacing QQQ ?
In terms of a video idea or just my opinion? I like smh for the long term. Semis are not going anywhere anytime soon, but be aware of the concentration risk and the volatility will be higher than QQQ. But of course high risk=high reward.
My Portfolio
VOO 30%
QQQ 30%
SCHD 30%
IAU 5%
IBIT 5%
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Three great blend!!!
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I prefer CGDV.
Capital group 💪🏼
Don’t need voo 50/50 qqqm and schd is perfect combination
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Why didnt u use QQQM instead
search based reasons. I do own QQQM and not QQQ. As a UA-camr of course I’m trying to reach as many people as possible to not only entertain but also of course make it worth for myself if you get what I mean? People search QQQ more than QQQM. I hope this helps!
voo %50 + QQQ %50 ?
Great combo, check out QQQM (same etc as QQQ but with lower expense ratio & cheaper share price)
What about schg over voo? How come no one is talking about it? Schg out perform voo over the last 10 years.
It's also outperforming QQQ. It's my choice.
I’d say schg is as comparable if not more of a better comparison to QQQ. So yes I’d agree with you. I just used these 3 because it’s the 3 most popular in terms of an index fund (nasdaq-100, s&p 500, & dividends from schd). Probably am going to make a video in the future on why schg is better than QQQ in some aspects and why the other is better in other aspects.
@@edwardjh05 refer to my comment to G
Money
I prefer schg or vug over qqq. schg is in my roth and vug in my brokerage. both performing well and have much lower fee!.
not an apple to apple comparison.
Any comparisons you want to see or suggest? I’m all ears.
@Marcos_Milla's point is that comparing the performance of growth, dividend, and index fund ETFs is like comparing apples to oranges, as they are designed for different purposes. But these 3 make up one of the best combo in a portfolio if that's your point. Cheers.
Recently forgot my pass word i have about 5k in VOO
What brokerage?
@@Marcos_Milla fidelity but I'm fine I have my phone number linked to it thank god
SCHG has been outperforming QQQ.
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50% SCHD, 25% SPLG, 25% SCHG 🎉
I’ll probably do a video comparing schg to QQQ/QQQM and probably an etf people choose. Such a great etf growth etf schg is. Love the 3 fund!
@@Marcos_Milla absolutely. Growth ETFs basically kind of give the S&P 500 etf a turbo boost when it goes! 😁
@@tylersucher8653 that’s probably the best analogy I’ve heard 😎
OMG! Thank you. .I really appreciate you doing an analysis of these ETFs . Great information you provided Marcos!
My pleasure 💪🏼🙏🏼
Hello Sir
Are you looking for a professional UA-cam thumbnail designer.
Let me know please
Thanks.
My email is in my description
VOO and SCHD
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IYW is better than QQQ if you are looking for pure technology
IYW a great etf for pure technology!
Anyone following this guy needs to abandon ship. Long-term holds can be an index fund, like VOO/QQQ, but are probably best suited for growth funds like SCHG/VUG/SPYG/etc. And SCHD is a value fund...somewhat of a hedge against recessionary times
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