😭26 లక్షలు LOSS In Home Loan🏘️, Best Home Loan Option?
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- Опубліковано 8 вер 2024
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How invest mutual funds.
Konni videos cheyyandi please bro.
Please consider income tax payment also
Hi Annaya Mi Help Kavali
Mi Number Email ID Emaina Dorukutundha ??
Anna asalu ee stocks ante enti trading ante entii asalu ala investment cheyale oka vedio chey anna na lanti MCA boys ki use ayetadhi🙏🙏🙏
Bro nenu bank lo kontha amount fixed deposit cheyali anukuntuna best option chepthara
ఆ రెండు కాదు 50 lakhs పెట్టి ఒక open plot కొని మనం అద్దె ఇంట్లో ఉంటే మన ఆస్తి 12,15 కాదు 50cr ఆవుతుంది
1.Ardami ardamkantu undi bro ...😅
Major point here is Interest Rate
1.home loan ki interest thakkuva 6.5% to 7.5%
2.Index fund lo invest chesindi 12% interest
So Ram followed this trick and Invested with 12% interest he got profit
Basic question : will we need to Pay tax while withdrawing the SIP index fund (investment+ gains) .
అసలు home loan తీసుకోకుండా ముందే mutual funds lo invest chesi 5 years tarvata home thisukoni unte Inka లాభం పొందేవారు..
Any way ఇది చాలా మంచి suggestion 👌👏💐
Caution :- mutual funds investments are subject to market risk
I have one doubt index padipothe mari ala
5 years taravataa real estate double aypotadhiii appu chesi aynaa land konandi
Adaina cheppadaniki baagane untai, chestey kaani teliyadu aa time lo enni possible cases consider chesina, cheppe vaalu alaa cheyochu kada ilaa cheyochu kada ani salahaalu matram baaga istaaru 😂
Lam Bhorgini, you are 100% wrong, for example 2015 lo nee daggara oka 10 Lacs mutual funds lo pedite , avi 2020 ki maximum 20Lacs avutayi anthe .. but 2015 lo 10 Lacs unna home cost 2020 lo 50 Lacs avutadi ... also 2015 lo home loan teeskunna you are just paying down payment , not the entire amount
Nuvvu thope anna... Eppudo lockdown lo bajaj finance teskomani cheppav 1800 rs lo.... Ippudu ekkadiko poyindi stock. Aaroju nunchi eeeroju varaku chustunna nee channel.. I have recommend daytrader to many of my friends as well. Keep going brother. Thanks for sharing useful knowledge with us.
India mart gurinchi oka video chaiyandi not only This all types like India transporters....etc valla scams explan chaiyandi please
No assurance of 12% of CAGR for 20 consecutive years. Also, changes might happen in ROI value may be due to Repo rates/Inflation/... might increase Ram's interest portion in the EMI as he had paid less Principal amount compared to Hari till then. So, no one can predict these calculations. There might even be other factors like Preclosure charges,... which might effect the net P/L amount at the end of the term.
Correct ga chepparu. Janaalni vedavalni chesy clips ivanni
Nifty index fund 13 percent+ CAGR esthadi long term lo, BANKNIFTY 20 percent CAGR esthadi, revanth anna emka thaginchi cheparu. 12 Percent CAGR 20 years consecutive ga esthadhi ani chepaledu, on an average esthadi ani artham. Index okka year minus undochu okka year 10 percent okka year 15 percent okka year 50 percent kuda evochu
Altimate bro... intha big topic ni 1 minute lo cheppesavu... outstanding shorts idhi... its save huge peoples money
తెలుగులో సక్సెస్ అనే ఒక్క word కి సంపూర్ణంగా న్యాయం చేసే నిజాయితీ గల ఛానల్ ఇదే, thank u brothers for ur time & information 🙏🙏🙏🙏🙏
Ee alochana vachindhi naku. Kakpothe intrest kante ekkuva profits generate cheyagaluguthana ani doubt.
Very insightful and thought provoking, I will increase the tenure and increase my SIP. ❤️ you guys
Anna ne vala nenu ani telisukuttu ana thanks anna me education anti ana ela teluskuthvu ana
What if Hari invested the remaining 10 years monthly sip in 39400 in index fund @12% CAGR
Sariga ardham kaledu bro.... Manchi point ani telusthundi....
Pls make a video on credit card EMIs
Annaya how to invest in nifty, bank nifty. Already videos chaise vuntai comment lo tag chaiyandi annaya..
Mi dhagara demat account leka pothe miru phonepe app lo invest cheyachu but expense ratio konchum yekkuva vuntundi
But floating interest rates lo middle lo interest rates perigithe Ram emi or tenure chala ekkuva peruguthundi, but Hari ki less impact untumdi because he cleared more principle amount
I think you have to swap place of ram with hari
Even I am thinking the same. It's little bit confusing 👍
12% CAGR anta. . Capital gain evadu kadthadu 🤣
Shares lo loss vaste...
Shares lo 15% gain vastene house loan emi ki equal avutundi...
Please don't mislead ...
Ram aa ten years 33900 mutual fund lo invest chesthe thanaki vache profit 38 lakhs with 12 percent cagr
both loans are being cleared at 20yrs only
Very helpful , can you suggest / make video on index funds Which gives 12percent CAGR in current market scenario. I don't see any recent video on index funds in our channel.
Minimum 5 years investment chesthey 12% CAGR work avtundhi.......
1-2 years lo negative return kuda ravachu
20 yrs lo loan clear chesesi, next 10yrs lo monthly 40k invest cheste, invested amount 48L tho 92L daka ostundi ga 30th yr ki.
Pls correct me if my thought process here is wrong
But, 10 years is not enough for generating good returns...
Ram also cleared his home loan in 20 years by using 55 lac fund. And he gained 26 lac extra.
Ee video and and APPU Chesi Illu konala topic combine chesi oka small video chesthara please
Bhayya nuvvu cheppe vidhanam naku nachchindi
I had an experience when my mom want to buy a Scooty she want to do full pay for Scooty but I stopped it and bought that in emi method it's worth of 96000and down payment is 24000 for monthly installments 2000. Here is the thing I suggested give the rest of the amount as loan to someone she can trust as per interest she got 1800 which is 95%of the emi amount It will end by this September. I think considering this option also a good one although a little risk is there.
Bro this is super risky.
secondly you must ideally not take a big loan on depreciating assets. your car/bike may lose value faster than the loan value and you may end up in a negative loan situation, where the value of the asset is lower than the loan. In such a scenario, u cannot even sell the asset to cover the loan.
so basically in a depreciating asset, pay with as much upfront cash as possible. in an appreciating asset, a loan is preferable, ie. a house.
Stupid idea I have ever seen, I will still full payment instead of this
But Hari kuda 21st year nundi athanu pay chese emi amount ni bank nifty index lo invest chesthe athanu kuda 12% CAGR return gain chesthadu kada bro..
Sir Do One Video on ARBARING ORDER plz
Meru ఒక video cheyandi ela demat account open cheyali ఎలా invest చేయాలని
Hi sir memu home loan ICICI lo 5laks thisukunam athe interest vachi 6 months ki 40000 pay chesthunam ala కాకుండా మేము interest+asalu cut aithaya chepandi plz...sir.. thisukoni kuda..memu.. 4 years ఐతుంది
Background lo music vall artham kavatledu bro
Ide reverse scenario lo explain cheyagalaru.
What if Hari invests the difference of emi. a) wats the situation at 20yrs and b) at 30yrs where Ram invests entire emi amount for 10 yrs
ala calculate chesaanu....still ram is in profits
Revanth sovereign gold bonds gurinchi oka video cheyandi plz
Very interesting bro
I'm excited to learn more
The way of telling subscribe cheyandi anedhi super bro great..
అణా 5500*12=66000 ఔతుంటే 66000*25 ఇయర్స్ కి 1650000 total ఇన్వెస్ట్ మెంట్. మిగతాది vaddina మనం మని 25 ఇయర్స్ తరవాత తీసుకుంటే టాక్స్ కట్టల
Same year close chesaru annaru but 20y hari 30year Ram annaru artham kaledu bro
Meru cheptundee anthaa baganey vundee kani knowledge share chesey videos cheyyandee sir subscribing to your channel
Depends on your repaying capacity ….one who don’t take loan cannot pay single rupee interest 😂😂
Very cute when you're asking.. channel ni subscribe cheyandi...sir
Anna maku zero knowledge anna kani stocks midha intrest undhi anna....
Anna stocks midha classes pettachu kadha anna plz anna 🙏🙏
Not 26 lack loss Hari,,, 10 lack profit for Ram.... Yeah you are right but tenure differecent the interest amount,, as you said like Ram get only 10 lach profit not 26 lack....but anyway profit is profit!!
As you said like Hari pay 34000*240=816000 and Hari closing bal 29L,, so total Hari pay 110L and Ram pay 96l...
Good thoughts and great performance with u both brothers, 🌹stay blessed bro
Same ram laane hari kuda EMI tho patu nifty banknifty lo invest chesi unte 20 years ki 55lac hari dagara undevi where as ram has only 20lak.
Ila enduku chepaledu.
Meeru Baga Cheputunnaaru Anna .., kani Yenduko Artham Kaavadam ledu ., may be Me Subject language lo ceputunnatunnaru..,Bro
Abba Abba chala manchi information 😭😭
Bro, Home loan pre closure ki entha changes undocho konchem check chesi cheppandi bro, ee case lo, 29 lakhs preclose chesthe penalty entha percent paduthundho cheppandi bro
May be 4%
అర్థముకాలేదు 2 సార్లు chusa
Theoretically this logic looks beneficial but we can't predict stock matket It can fail the logic
SIP gurinchi manchi video cheyandi bro ee platform bagundhi ela invest cheyali ani
Much informative, loved it bro !
Bro nenu Canada vellali anukuntuna but na family middle class maku em propertys kuda levu so a education loan best oka video chiyagalara ?
Naku artham kala me point oka video lo neve 20 yeas lopu rmi vundlai annavu epudu malli 30lac thesukinte help avuthundi antunavu
Please make for nri home lone process and benefits n other
Your videos were very informative
Kodhi speed, thagginchi video cheyandi bro .
Who will give 12% Cagr for 20 years, please tell if you know any index funds
Sensex, nifty 50 & Bank nifty
Anni same antunnaaru..
lone Close chesea year kuda same antunnaaru,,
20 years and 30 years tenure ante same ani thelidu bro..
bro apudu nv nanu ma anna ni comper chasthunav.but అdhe problem kadhu apudu nena loss lo untuna..😂
Index funds gurinchi oka video cheyi bro
Nenu same technique tho bike thiskonna ❤🤪
Hii bro
Will you tell about Blockchain topics
I think ur say correct and Relavent words.
Sai ram , kallu teripincharu. Super chepparu.
Hari kadthunna 34900 next 10 years save chesukuntae 4728000 vasthai kada ? Or Hari ram ni follow ayyi aa money motham invest chesthae ram kanna Hari ekkuva income chudochu ga
Chala chala valuable and excellent information bro...thank you...
Mari 10 yrs full emi tho inka return vasthundi kaa Hari 33000 dasthey inka ekkuva vastadi kaa
Rupeee value yelaa penchukogalamoo Oka vide cheyyandi annayyaa
Hi bro nice informations......ur effort 100% not weast....i think this is the best Chanel compair to other chanels like this information life related info soooooo this is best.....tq for ur most valuable info broooo TQ tq tqqqqqq
నేను కూడా ముప్పై సంవత్సరములు తీసుకున్నారు. కానీ ఆ మిగిలిన మొత్తం పెట్టు బడి చేయలేకున్నా
Hii broo ntha thesukunnav broo ammount
Bro student loans gurinchi videos pettu bro
Road extension ki home potae , home insurance ki eligibility vuntunda
Home loan interest you calculate very less i think 30years for emi based i verified, 7.5% only
Excellent idiea 💡 bayya super 👌👌👏👏👏
Bro what if negative growth in mutual funds
Oka doubt andi..... Closing year same annaru... Malli ram 20 yrs and hari 30 yrs antunnaru... Sarigga artham kaledhu...
Hari kuda 20 yrs ee ke close chesthaadu appatiki emkaa 29 lakhs kattaali kakapothe 5500 already 20 yrs invest chesindi 55 lakhs ayyindi so 20 th year lo aa 29 lakhs clear chesthe aa 55 lakhs lo emkaa 26 lakhs migulutundi Hari ki.
Mee all videos ni theatre lo vesthe pan India movie avthadhi adhi
Ur all videos is very good using information..,👌👌 TQ annaya
Nice information
Can any one suggest where or how to invest in index funds?
Good
Chesanu anna manchi video s elane.manchi video s cheyandi
Characters nj confuse chesara leka xtra investment chesadu ani ayina cheppandi
Superb gaa explain chestaaru
Anna nuvu super anthey super
Same logic I am going to apply but not by tenure but by rental money.
Hii brother.
Public knowledge kosam vaka common man every month (or) every year yantha GST TAX Pay chesunnadu. Dheni medha vaka video pls.
Stocks lo Returns epudu constant ga undavu epudu profits ni kuda expect cheyalemu kada macha...
Can you please suggest to take best index funds in Nifty & banknifty, i want to invest 5k per month. Please suggest best index funds
Yes I am also intrested in investment. Plzz give me suggestions.(9177423327)
20 years /30 years ante closing year okate ela avuthundhi broo🤔
evariki ardam kavatledu... 20 years tenure 30 years tenure... intrest amount maripothadi kada
More videos cheyandi sir mutual fund related meda .. like best mutual fund
Mutuval fund series cheyandi anna
Thanks a lot Brother for very useful information 🙏🙏🙏🤝🤝🤝
Super brother. Thanks. My home 🏡 loan also 30 years 👍
Appudu Nene Nasta pothunna.....
Hi hello sir I'm Santosh from Bangalore
Sir nenu me chanal ni regular ga wach chustunta manchiga unnnayi.
Kani I'm driver from Bangalore naku morning 1am to 5pm varaku free untanu. online lo kani vere yeimaina many harning gurinchi idea chappandi sir please
I'm lot of problems
Don't mislead people with these type of videos , what is guarantee for CAGR of 12% ,some people who doesn't have the knowledge blindly believe you take loan for earning more money with greed ,please don't mislead people for getting money from youtube
హాయ్ సార్ నా పేరు రఘు నేను వన్ మంత్ IIFL హోమ్ లోన్
8 l లోన్ తీసుకున్న ఇంట్రెస్ట్ 24% వేసారు నేను చాలా లాస్
This is really very hard to decide whether paying home loan fastly or investing in other options it's a big delama
Bayya nenu ముచ్వల్ fund lo investment చేదం anukuntunna so please help me I'm a beginr
Need more explanation bro please can u send more vedio about this
Very useful Point to be think off sir.
Chits are negative and postives explain chea bro