Things I Cut From My Budget That I Don't Miss At All
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- Опубліковано 20 чер 2024
- In today's video, I'm sharing all the things I slashed from my budget in 2023 that I no longer see value in spending my money on. Turns out, some things I don't miss at all and I'm happy to put that money towards things like my savings goals, or towards some "Fun Money". It's a good idea to regularly audit your mindful spending plan, so you can evaluate if the places you find you're spending your money on (after essentials) are still the things you see value in. Spend on the things you love, and ditch the things you don't.
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Thank you so much for an amazing year! 🎉🎉❤❤ I love you all!! And tell me, what have you stopped buying that you don’t miss? Or what do you PLAN to stop buying?
I added a personal trainer to my budget in September. A long term big budget item. I have osteoporosis and am not willing to risk it side effects from the medication that my aunt experienced. I need a coach to keep my form on point and keep me from injuring myself.
I don’t shop for my fantasy self anymore! 😂❤ my real self is enough to focus on
I agree with this but I also feel like in my 40s I've actually worked on kinda "being" my fantasy self more...like I used to have bohemian inspired dresses I never wore because when would I? Now I swap those out for shorts and tees in the summer, and actually go out to a 70s bar with friends where the dresses work and don't seem like too much after all. So fun!
i stopped getting monthly manicures at a salon last summer. for years i was convinced i can't shape my own nails, however all it took was getting a decent pair of clippers. this will save me 120 euro a year which might not seem that much money, however this amount is approximately how much i spend on a weekend staycation in my favourite city by the sea so i'm more than happy to use the money to get a break i will actually appreciate
That’s awesome! I’m a nail biter so manis have helped me stop. Hope to get to your level one day haha 😅 💅🏻
Great idea!
I did the same thing this spring, bought an UV led nail lamp and gel nail polishes and for a year that save me at least 300 euros🎉
Yes!!! I learned from another UA-camr that u can use regular nail polish color on your nails, put a clear gel topcoat over the regular colored nail polish & cure it w/a UV lamp. If you’re careful, your nail polish will last longer & bc u used a gel top coat, it stays shiny & doesn’t fade after a couple of days. This technique also strengthens your nails too bc u can take the colored nail polish & the gel topcoat off w/regular nail polish remover. Another tip is to order a glass nail file off of Amazon for like $12. I absolutely love mine & u get such a nicer smoother filed nail. I hope this helps.
I just started getting mani's last year! Nope, that's my treat myself special me time haha
I hadn’t been in an H&M or Zara for years and just went over the holidays. I was shocked at the horrible fabrics, poor fit and bad construction. Ive worked in the fashion industry for almost 20 years and it still shocked me!
I want to teach more people how to do simple mends like sewing on buttons and hemming, or fixing a little rip. Continue to fall in love with the clothes you already have is my 2024 philosophy!
When there's a sale on clothes I've started asking myself "would I buy this if it was full price?" that's really helped me realize that I would buy clothes because they were on sale/cheap not because I actually liked the piece of clothing. As a plus size woman it's hard not to have the scarcity mindset with clothes (there's only 2 stores in all of Ottawa that carry my size), but I'm trying to change that and play with pieces in my closet.
In the summer I bought a swim pass from the city and while I initially was worried about how much it was, it has been 100% worth it. Swimming is my favourite form of exercise and I can't believe I made myself go to the gym when I absolutely hated it 😅
Go over to Kathy over 50. She's plus size and Canadian and has some great places to shop..online for the most part
She's wearing a very expensive Sezane cardigan, $170.😮
This is a great one. It helps when you're decluttering to ask "would I buy this today if I didn't own it?"
Swimming is great! But be careful. It's not a weight bearing exercise so won't help with bone density. It's very important for women to do some weight lifting to make our bones strong because post menopause our bones can become weak very easily
The quality of your content has been so amazing this year! I always look forward to your videos. Great tips!
Thinking in general about what can be minimized for betterment is a great task every year. I recently got a new phone plan, reduced cable which saves me $$$ a month. I purchased less than 30 clothing items in 2023 (mostly secondhand) and have minimal beauty/skincare additions. It’s not just less money, it’s less time to manage. My time is valuable, maybe even more valuable than money.
I find the same issue with alcohol, I was wondering if it was just me! Drinks are really expensive where I live and I don't miss cutting a $20 cocktail from my dinner bill.
Same!
Not to mention how bad it is for our bodies! I recommend Huberman Lab’s YT video on what alcohol does to the body :)
plus our skin benefits and overall we look better!
I have the same. There actually is a thing called alcohol intolerance!
Fewer makeup and skincare products-definitely! I have found that the more junk you plaster on your face every day, the more problems you have to try to cover up later. My daily routine is nothing more than brow pencil, mascara and a dab of blush on my cheekbones and a swipe of lip gloss! The natural look. And people never think I’m as old as I am. Foundation, etc. clogs my pores and makes me break out. Then you have to cover it with more…It’s a vicious cycle.
Eating out....we always say to each other, "How much meat could we have bought with the price of this meal?" We keep our grocery budget very minimal -- meat, dairy, a tiny bit of veg. It makes life so much easier. Eating well can also help with spending on medical issues.
Unlike retailers, where I agree the quality has been declining (more synthetic blends, unlined pants), you've just been getting better. I so appreciate your forthrightness. Being brave and showing up as yourself on your journey is a winning formula.
And unlined coats!
I also found myself quitting alcohol from one day to the next at the beginning of August. I was just fed up with it - unnecessary money and unnecessary calories. Since then, I've had alcohol twice on "special occasions" and... I wasn't particularly impressed, nor did I miss it. Never thought it would happen to me! 😂
Me either!
2 types of protein (chicken and type of seafood), 2 types of vegetables (sometimes we get creative here), 2 types of fruits, a starch (usually potatoes since we have many shelf stable options at home to go through), yogurt, and any pantry basics to refill. This is the general formula my boyfriend and I now use, and it allows us enough restrictions that we don't over purchase in a category and still allow us variety from week to week. I still find creative ways to jazz things up further with things we already have on hand.
Love this! Some things for me...
1. Subscription meal kits. This was super convenient when I worked at the office and got home late, but now that I WFH I have more time to cook from scratch since I don't have to commute, and its way cheaper.
2. Clothing for occasions I rarely go to. I used spend way too much on buying fancy dresses or skirts, when I don't really go out that much. And when I do go out I am much more comfortable in casual clothes, so I'd rather try to dress up something casual.
Where I want to spend more is jewelry, like investing in a few timeless staples. I own very little jewelry and hope it can help me add some interest to my fairly minimal wardrobe.
I find fast food makes me feel terrible, I think it’s all the sodium in the food. Alcohol really affects my sleep so I don’t drink it anymore. All your tips are terrific 👍🏼
I am similar to you. I haven’t had fast food for years and don’t miss it. I feel yucky after eating it and can’t believe how I lived on fast food as a child-I was an ultra-picky eater. My alcohol tolerance is practically zero. Easy ways to save money for both of us!
I’ve given up pedicures. I live in the south and wear sandals for most of the year but the price kept rising and the quality of the work diminishing. I watched a few videos and learned to give myself a pretty good one.
I have done this also. I read a book called Rescue Your Nails by Ji Baek and it helped a lot. I feel like it was a gamechanger for me and my nails have been so much nicer since.
Can you recommend the vids?
Pretty much gave up drinking in 2020 and not missed it at all. Charity (thrift) shops are my mini department stores, swopped out to a budget supermarket and use every discount/loyalty scheme that I can find... this means that next year we should be able to move to a 2 bed place in the Scottish Highlands. We're 48 and all we really want to do is travel, see gigs and comedy shows and be "doing" rather than "having." Happy new year, Christina - really loved your channel this year 🎉🎉
My mother an father were so frugal. I grew up like that an at the age of 81 I am still frugal. Under these circumstances I have been able to support myself in my later years. I still will travel around town to save a dime😊 whatever you can do to save money do it. It's a challenge but we'll worth it when you see that extra $adding up.
I love that attitude and how well it has served over the generations!
Love this! One thing I cut was supplements. I realized I don’t need a vitamin/powder for everything. I still use some but have cut it down to what I feel truly works for me.
Same! I just take AG1, vitamin D and magnesium!
You’re so right! Unless a supplement is medically prescribed by my doctor I no longer get sucked into the hype. Therefore I only take calcium, Vitamin D and Iron.
This year will be my first attempt to a no buy/low buy year when it comes to clothes, shoes & purses. I practically purchased a whole new wardrobe over the last two years. I have the means to make these purchases, but it has become overwhelming and I really want to STOP! I want to learn to embrace what I have and become creative with styling my wardrobe pieces that I already own. Thanks for your inspiration.
Same here! Best of luck!
Shout to feeling like crap after a single drink. I often feel its just me so thanks for sharing that. x
I gave up buying lots of stuff and in turn I spent money doing home renovations myself (cheaply). I even just finished painting the entire house for $200 (exterior) whereas the interior cost me a bit more. Proud of my learning to say ‘no’ to things.
I'm going for a low buy year this year. It's my first time but my spending habits are out of control and I really wanna spent my money differently, like for travels etc. So here we go, 2024! 🎉🥳
Love the editing on this video! I've cut out spending on trips to the salon. I no longer get my nails done and I cut my own hair.
I feel like I save a lot of money on this too. I get a facial every couple of years or a mani and pedi but more as a special treat only.
Love that you're talking about food waste! Together with getting off the trendmill / away from fast fashion, food and reducing food waste is my passion. :) There's nothing wrong with recipe repeating, just as there's nothing wrong with outfit repeating especially if you're eating things you actually enjoy.
I stopped going to a fancy salon and go to Fantastic Sam’s. I found a stylist I like and am getting better cuts than at the fancy salon for a huge savings. I also color my own hair and do not get professional manicures.
I would love to see a video of your morning and evening skincare routine! This would be so helpful for us still spending hundreds and hundreds on each of our skincare items. Please and thank you!
You got it!
Yes please! Will you also do a video on your favorite current makeup? Esp what you are wearing in your latest shorts video posted just a few days ago?
@@andreahanson3366 can do!
One of the biggest things I’m going to do this year is to stop watching haul videos as well as stop going to the stores. My clothes shopping has been out of control but I’m fine if I don’t see it. If I see it, I cant stop thinking about it until I buy. Perhaps that’s a bigger problem..😮 I love watching UA-cam videos so I’ll replace the hauls with videos like this as well as healthy eating and exercise. Thankyou so much for the inspiration. Happy New Year! 🎉
the biggest expense i cut was menstrual products!!! i invested in period undies and can’t believe how much i used to spend on feminine hygiene before them. also paper towels! we use cleaning rags for everything and im shocked more people don’t. i haven’t bought period products or disposable paper products in like 4 years and have saved so much!
Yeah! I invested in reusable pads a couple of years ago. It’S sure nice not having to buy a pack or two of supplies every month or two although it was an upfront investment. I also only used paper towels to sanitize my piano during CoVid when my students were switching…I haven’t used them since. I still have some rolls but they just sit collecting dust in my cleaning storage closet, and I might post them on a buy nothing group. I have a bunch of nice soft microfibre cloths that work great, and wash and dry well too. Little to no wear and I’ve had them years now and use them every week (different ones for counter vs floor for instance) or multiple times a week.
I felt very lonely this morning, so I was happy to see there was a video from you. Thank you Christina and a very happy new year!🎊🎈
@@katem3961 it's so sweet of you, Kate! Happy new year to you too!
Most of these, I'm right there with you. Except food. We spend A LOT on food, and would gladly cut back in 100 other places before changing how we eat. And when I say we spend on food, I mean food for the house, not take out or restaurants. Food is what I live for, and it brings me a ridiculous amount of joy.
I'm with you on quitting alcohol! I've been finding the same, and have reduced my consumption to almost nothing (I've had 3 drinks in the past 8 months), and I definitely feel better all around. I'm also glad you mentioned fast fashion retailers and investing in quality and shopping second hand first. Some things I'm spending more money on are bottled salad dressings and take out 🙃 While this is not something I want to keep up long term, our family has had a busy year of building a new house while continuing to work full time and parent, so any short cuts have been worth the spend.
Your list is very similar to mine. I've cut out cable tv and travel souvenirs. In 2024, I plan to reduce takeout/delivery, reduce coffee shop purchases by making it at home, stop buying smoothies and make those at home, and purchase no more than 20 pieces for my wardrobe. I'm more focused on reducing quantity, versus quality and cost. Looking forward to your content and new inspiration next year!♥
I'm with you on the alcohol. Any more, just one drink makes me feel terrible the next day, anxious and depressed. So I now abstain, and my budget thanks me.
Me toooo it’s wild! The entire next day is a write off 😭
My female friends and family "of a certain age" have mentioned problems too. Our bodies know, that's for sure.
Can you please do a video of your home made salad dressings please ?
Natasha’s Kitchen is a channel and she has some dressings.
Happy New Year! Thanks for your great content in 2024.
I agree 100% with buying skin products that work vs. assuming expensive skin care products are better. The best overall skin care is consistently wearing sunscreen.
The voice of reason!
These are all great, I’ll add - buying coffee take out instead of making your own, not setting a food budget (I am whole food/plant based), hoarding food (over stuffed pantry), I used exercise/relaxation as stimulation (walking, hiking, reading, beach going, tub soaking) as apposed to shopping/buying items
Love it! I plan to pour more time into fitness during my No Buy Jan so this is great! ❤
Going plant-based saved me so much money - and I'm so much healthier for it. I have also cut back almost completely on processed/pre-packaged foods and make most of our meals at home.
@@CynthiaDerrick Same here! My meals are centered around fresh fruits and veggies plus tofu, beans and grains. Grocery shopping is a breeze since I don't have to go up & down every aisle for all the packaged and canned items. 🙂
I was always taught to eat at home, meal plan, homemade freezer meals and keep it simple. New and different means clutter and overflowing. The one time I eat out is a rare weekend/ holiday or a rare social occasion.
Thank you for this video! I totally agree about alcohol - whatever they say about "quality" beverages, like fancy wines or single-malt whiskeys, alcohol is still just a poisoning substance for a human body and brain! And thanks again for reminding me to declutter my makeup box, certainly quite a lot of things there are expired already, not being used more than a couple of times...
I have been working a retail job since the week before Black Friday and now only have five shifts left! I wasn’t supposed to be seasonal, in fact I was the full time assistant manager, but being the one whose job it was to convince people to buy more became so heavy because of my personal preferences around spending. I also started shopping more just because the employee discount on top of clearance was so good. Turns out I’m not a retail girly. My time budget is changing from working this job to finally expressing my creativity and submitting musical compositions to publishers. That, and I’m pregnant, so I’d much rather spend money on diapers than shoes I’ll wear twice!
Painting my nails while watching your video's, my ultimate comfort-channel here on UA-cam🙏 Thank you so much for all the content this year, wish you all the best for 2024!❤️
❤️❤️✨✨
Great video! I chunk of my monthly budget goes to my horseback riding lessons. It’s an expensive hobby, but I get SO much out of it. Worth every penny to me😍
Great tips! I am definitely guilty of the “buying groceries for a new recipe I won’t make” dilemma! Thanks for making me mindful of that as we’ll head into 2024. One way I have been saving has been to quit paying for a gym membership and working out at home. It’s much more convenient and there are so many options out there now.
I’ve been using high end skincare since I was 16!! People thought that was ridiculous but here I am 45 and look decades younger than my peers. It pays off in the long run.
I wish I'd done this honestly!! No high end stuff for me til I hit 30 but at 47 I'm still pleased with my skin. I credit sunscreen and not smoking or tanning somewhat too though!
I am a creature of habit and pretty much buy the same groceries as well (even if I switch it up here and there-it remains pretty much the same) so you are correct, being wasteful or dreaming of cooking we will never do lol can set us back financially :-) loved this video!
Thank you for a year of amazing content, Christina! I also gave up alcohol, after learning that even that "one glass of red wine a day" is NOT healthy for you and could even increase your risk of heart attack and breast cancer. I don't miss it at all! 😊
All the best in 2024 and I look forward to your future videos! ❤
In 2024 I plan to pop my own popcorn. It is very simple and symbolic.
I totally agree I food shop once a week and treat myself to a lunch at a quality restaurant only once a month that way the food is better quality and not Pay full price.
I shop a sale if I need a specific items like a belt for example after I damaged the thrifted leopard belt I tried before spending full price.
Updating under garments on a yearly sale makes sense for quality items.
No more random 4 dollar Starbucks. I buy a bag of whole bean coffee at Starbucks sale and freeze the bag to keep it fresh daily. They grind it for you.
I save alot alot of money by replacing things I use daily and skip zara and h&m sales.
I will thrift a trend I want to try and donate it if it doesn't work out.
I save on car washes by keep the inside clean and wiped down and only go once a month.
No more nail shop every 2 weeks once a month manicure pedicure. Saved alot.
Now if I could just stop buying handbags I donated 5 but bought 3 more on sale but doesn't everyone need a leather coach bag? I didn't have one at all but it was half off of 495. 😊
Maybe bags are your money dial! It’s totally about spending where you see value guilt free and cutting mercilessly where you don’t. Meeting your financial needs (living, saving, investing, debts) and then allocating funds to what brings you joy! 🎉❤
@@Christinamychas makes sense! keep up the quality content. Great channel 👏👍
We frequently order water with lemon as our out-to eat meal beverages & make coffee at home or the office. We often will bring lunches from home instead of ordering out Huge money saver there. 😊❤☕☕ Thanks, Christina, for these great tips.
Sent this to my 32 year old daughter. Thank. You.
I stopped buying take away coffee on my way to work. The cost has really snuck up and I can make one in a keep cup at home for a fraction of the cost.
Books. I found a great library app that has e books and audio books. It’s changed my life!
Manicures. They cost a lot of money and my nails got wrecked.
Thanks for the great list! When it comes to clothes, I don't have a defined wishlist per se, but while I'm looking at an item at the store, I check out my Pinterest boards. one is a capsule wardrobe inspiration board with outfits I can make with items I already have, and the other is more of a wish/desire board for inspiration. If I don't see the item reoccurring in my wish/desire board and it wouldn't fit into my capsule board, then I won't buy it.
I love this! I also use my Pinterest style board a lot to determine what I should or shouldn't bother adding to my wardrobe. Another good rule of thumb for me especially when thrift shopping is asking myself "Will I be excited to wear this in the next week?" or if it's an off season piece "Will this be top of mind when summer comes?" and sometimes the answer is a big yes so I know it's worth the buy.
Great video! I will be doing my first low to no buy year in 2024. I don't need more clothes, household items or art supplies. I eat a simple plant-based diet with home cooked meals and rarely buy take-out. I don't buy beverages. Water is good enough and preferred. I just canceled my PO box rental. I'm sure there are more ways to cut out additional spending. My extra dollars will go toward travel and other fun experiences.
I do love to try out new recipes (and like the challenge of using up odds and ends of ingredients) but I have a trick for keeping my grocery budget under control. I have a large chalkboard, which a local school was throwing out, where I write down EVERY SINGLE recipe I can make with what I currently have in the house. Even obvious things like tapioca pudding, pancakes, etc. That way, I don't feel tempted to go to the store yet when I can still put together tons of breakfast options, baked goods, dinners, and sweet treats.
When I go shopping, I first write down the names of all the recipes I'm making in the coming week, with what I need to buy for each listed underneath. As soon as I get home from the store, I transfer the names of all those recipes straight to the Menu Board. So it stays up to date. This little routine helps keep me from always thinking I need to go shopping because I'm out of food!
Great reminders! Thank you🎉
Thank you so much for your insight and have a Happy New Year 🎉
Great tips, especially going into the new year.
Happy New Year! 🎉
I hardly ever drank anyway but when I do my right arm aches so I don’t at all now. The issues I have is finding hobbies that keep me off the internet/social media and seeing all the stuff I need going to have to work on it
Happy, healthy new year
Another great video. A very happy new year to you! 🎉
I love your no nonsense, practical approach to things, Christina, it’s refreshing and very helpful. Happy New Year! 🎉
Happy holidays, everyone and be safe out there. I love your videos. Its truly has helped me out in my wardrobe as well as makeup so thank you again for your tips and your honesty. I really do appreciate it.❤❤
This video was so helpful. Thank you!
Thank you so much Christina!! ❤
Gurl. I love this jacket AND the tips! THANK YOU.
Excellent video, Christina! 🎉
LOVE YA THANK YOU FOR SUCH GREAT GUIDANCE!!!
The groceries part and sticking to the same meals you like definitely is what I prefer. Saves me a lot of money.
100% agree and practice the same things.
“And it can quite frankly get exhausting” hahaha yeah 😅you are so right
Thank you! ❤
These are great tips! I was so good with my spending for a while but fell off the wagon lately. I completely agree with not buying things on sale.
oh man, the thing about groceries and recipes really hits home. Recipe expenses can be completely out of control if i'm not paying attention. Our college-aged sons love to cook and they are great at budgeting--one of them suggested to me that our meal plan can just be eating the same things many days of the week. Dining out is insane now. We've taken that out. My husband and I love going out on dates, but we can cook and enjoy at home. Really good idea about the sample sized makeup when we need something specific! love that. Have been enjoying your channel very much as we navigate building up better habits and, as a result, building our savings.
I became allergic to alcohol a few years ago, and generally my life is better without it. Hopefully you will also find other things which suit you better.
#1 🙌 so underrated as a budget cut/improvement, as well as lifestyle simplification! I live alone - so I eat variations of the same thing too, and then switch it up for a while when I feel like it, and I have little to no food waste while still enjoying my meals! But as for things I spend MORE money on now that I'm loving : that is BOOKS!
Happy New Year! I’m definitely like you about the cell phones, I have zero desire to spend more on a new one when the current will last far more than 2 years. I love your idea about take out only on the weekends, I may try that!
Very helpful - I can relate to buying the same clothing items.
You make a huge point when it comes to make up!
I have saved so much money (and space) since I have the very basic products
Alcohol makes me fell like crap the next morning, even one. I appreciate your perspective.
SAME
YES to not getting sucked into food blogs & recreating recipes every week! 🍲 I'm much happier now I've found a recipe book that uses the same base spices for many of the dishes, because of that simplicity my meals have become much more automatic & less stressful.
I’m curious which recipe book?
@@peeksiek2135the Pinch of Nom series. Red cover.
@@bethany9477 thank you!
Thank you for your content it’s therapeutic to listen to it in my case
This was great! Very insightful
Thanks Christina and Happy New Year!
I recently included the question ‘would I buy this -item/holiday/food- if it wasn’t ‘reduced in price/on sale’ and it was the usual price’. My mum thinks I’m crazy when I look purchases in this way, but I recognise that our compelling need to buy something because we think we’re getting a bargain, or ‘one over on the company’ who are marketing the item, has imbalanced our rational thinking and what really is a need for any of us. This question has made me think more than twice about whether said purchase is really worth including in my life. Additionally, when I hit ‘complete purchase’ when online shopping and I feel that ‘Pit’ in my stomach I feel that gives me a genuine guide on if that purchase was really a bargain or did I just buy it because it was on sale or I was bored!!!!
I do like your financial videos. Especially as you dug yourself out of a hole and have learned to budget. This will be my goal for w024. I waste so much money on clothes and groceries! These two area really need some work. Thanks for your inspiration!
Great video Chrisitina!
Great video. I've slowed down on a lot of these things in 2023 and am taking it even further in 2024. Another thing for me is clothes and toys for the kids. Believe me, they have enough! I also want them to grow up to value the things they do have. I'm a new subscriber and look forward to your 2024 videos 😊
These are such helpful ideas and the older I get the more I try to be mindful about how I spend my money. I'm pretty conservative by nature but I can easily get pulled into a "bargain" on something I really don't need. I have also stopped buying expensive skincare, manicures and luxury makeup. I spend more on travel and I do love niche fragrances so I try to be selective. I'm always fascinated by hearing what people choose to buy or not buy. Happy New Year!
Love your content ! Personally, now, when I want to try a new recipe I try to buy the things that I won't necessary use for other things in bulk. That way you have the perfect amount of what you need without wasting what's left!
Happy New Year’s Eve everyone! Midnight is in 20 minutes for me!
I’m going to do my best at a successful no buy/minimal buy this year!
I spent less on specialty groceries, makeup/skin care, take out too!🙌. I spend more on taking small trips with my family, having a life coach and giving to others. Love your videos!
I am so glad I stumbled upon your channel! I am in the midst of revamping my closet…I definitely have too much, and have certainly bought for my fantasy self 😳. I only started watching and your content really resonates with me, and the work I need to do to get my closet in check. Thank you for the inspiration to get started!
Great video. This is my New Year’s resolution. Smart spending and purposeful planning. I don’t plan well and impulse buy. Then I feel like crap. I’m going to start with smart steps.
I have cut, or never included, most of the same things you have! I've also definitely reduced my clothes and restaurant budgets. I'll still go out to eat with people just as often, but I almost exclusively go for the company over the food, and often just order appitizers or other munchy food so I can focus on chatting! And spend a little more on fun snacks for home. I keep my groceries simple, but like having easy and enjoyable food around too. And clothes... I love clothes, but I have very nearly cut my budget for them entirely, as I have all the foundations of my wardrobe well and truly established (which was a major goal of mine). Now my small budget for clothes goes to accessories, especially with memories attached, very specific wishlist items, or to hobby supplies instead! I crochet and sew, so many of my statement items are me-made. I'm choosing to aim my budget that direction instead! I'm also putting most of my time and money into education these days, trying to keep out of as much debt as possible and set myself up for the most financially stable future I can. What's not spent on necessities is definitely aimed toward making memories with others. Love your content as always, and especially your emphasis on adapting systems and priorities to fit one's own life and goals!
I have cut back on my shopping a lot this past year, in part by implementing a 'wish list' the same as you do. Even outside of sale season, I focus on only buying the items I've already identified as gaps in my wardrobe that I know I'll get good use out of (I'm not perfect, but I'm getting there). This also helps me feel okay spending more money on these few pieces to make sure I'm getting something quality that will look good and last longer. I love to allocate my money to travel as well!
Thanks for the great content in 2023! Midway through the year I quit buying books, even e-books. I now utilize the local library, where books are download for free. This also provides practice in patience as I wait for a particular book to become available. Now, I need to minimize clothing purchases (my nemesis!).
I have to agree with the things you mentioned 100% . It took soo long and so many bad purchases to realize the same things
I always love your content but the way this video is edited & the icons/animations is awesome! Super informative but visually interesting video ☺️
With regards to take aways/delivery foods: some of the delivery apps offer a discount on quiet weeknights, so picking a Tuesday as your "no cook treat" day can save you more money
Reallt like these tips abd completely agree with you x