RBI Cuts Repo Rate For 1st Time In 5 Years: SBI Announces Relief On Home Loan EMIs | Monetary Policy
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- Опубліковано 9 лют 2025
- After its longest ever pause on a repo rate cut, the Reserve Bank of India finally decided to cut key lending rates by 25 basis points. RBI Governor Sanjay Malhotra, in his first monetary policy committee meeting, decided to cut policy rate from 6.5% to 6.25%. Watch!
#rbi #rbipolicy #rbireporate #reporate
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It shd hav atleast 50bps.
Real estate rates have gone doubled after 2022
50 bps not 0.5 bps
No, 200 basis points or 2% cut..
Still Inflation is not in control, they're looking inflation to cool down enough then they can take step drastically
Still no use, it is important increase private sector minimum salary.
It should be atleast 5lakh per year.
I bet 99% of the people watching this don't even know what repo rate is lmao
While cost of buying a house has increased tremendously esp in big cities. How many people can really afford it?
Slightly lower Interest rate on loan is not going to make a difference when cost of a house makes it difficult to even think of buying one.
I bet 99% of the people watching this don't even know what repo rate is lmao
Still banks will take months to implement this and what about the surge in the high price in tier 1 and tier 2 on for what 0.25% ??
Not like that ... Interest rate will be reset on t+ 1 basis...u ll get the reduced interest from the very next day onwards
I bet 99% of the people watching this don't even know what repo rate is lmao
25bps!! Why we keep celebrating such pennies 🥲
Bhai something is better then nothing
25 points for 20 years turns out to lakhs.
Learn calculations first before criticising.
You are not happy that people are getting benefited?
You are rich you can afford , don’t hurt middle class Indians.
Lakhs do matter for people who take loans
@@sunilramii don’t worry, they increase once it’s normal, however it’s should be more. Banks will give 1 % less and increase over course
@@livingstonravi2243 don’t hurt yourself by giving unwanted explanation which is not called for.
Increase/decrease are part of polices based on country’s economic situation.
They reduced it now- which mean interest rates come down.
In 2014 it was 8% now it’s 6.25 - reduction of 1.75 which is huge in in terms of money.
I know you can’t appreciate the reduction. At least let others feel and take the benefit.
@ huh? Why do you want to get into unnecessarily argument. All I am saying is 25bps is not enough. Should have been 50bps at a minimum. I have a huge home loan and other loans to deal with and do understand economics. Anyways.
When this will be implemented?
I hate this type of musical financial video, just 1 min of information stretched to 3-4 min unnecessarily😮
INR trending at all time low, GDP trending low with forecasts that per government are not looking good.. India’s Dollar reserve going low..
I really want to understand how under these conditions can rbi reduce repo rates? Am I missing something?
In modi tenure all types of loans gone upto 18-24% from 4% before 2014
😂😂😂😂konsa loan h 18-24 percent mere bhai?
@Uzumaki7136
Go and in the market man
@Uzumaki7136
Banks pl = 12-18%, secure loans 10-14 %(home, mortgage,auto)
Personally I had experienced Gold loans increase 4%(agri) to 10%
NB
@@trumper9298cambodian loan or thai loan?
@@trumper9298 I have home loan at 9 percent and even personal loan at 15. Also the loan percent was around 10 in 2014 at least google it before saying thing😅
Inflation 🚀🚀🚀🚀🚀
No tension ... no EMI... Just Debit 🎉😂
I bet 99% of the people watching this don't even know what repo rate is lmao
Still very less, shud have been 50 bps
I bet 99% of the people watching this don't even know what repo rate is lmao
Slow clap for Vishwa Guru
If try to get floating interest. These bank leavy 2% extra on existing interest.
Finally RBI got the message
Will this have impact on fd rates too?
Cut the repo rate by 4% and then talk about reduced burden on people 😏 0.25% is near nill
You would say better than nill but then it's nothing to boast about or be satisfied for the next decade
So this is why Shaktikant Das was asked to leave and Malhotra was appointed as the new RBI gov
The 8th pay commission, the tax break up to 12 lakhs per annum and slashing of repo rates are being implemented to soothe the restless and anxious middle class(which are a core votebank of the BJP).
BJP ka Aadmi hai yeh naya RBI Governor. 😢
FD interest will Reduce,but not loan interest.
All banks and institutions should immediately pass on benefits to home loan borrowers. Many times they do only after we ask them, otherwise they remain silent. It should be made mandatory
Rupee ki MKC hoga aur zada
Holding XAI315K tight. I tilt my hat to you for mentioned it the first time
So what will be the rate of interest on Homeloan?
0.25 provided banks forward the benefits to customers
Bullet trains will decrease real estate rates. Dont buy overhyped plots.
4 days before bank has sent sms saying that home loan interest rate has been increased now rbi is saying rate cut that means rate cut is fake its has not change, its like increasing the rate and giving discount.
Reality is banks doesn't give pass for 6 months 😢
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Does interest rates given for fixed deposits will increase?
Will decrease
Hate this type of vids where there is no audio.
Maan lijiye kisi ne personal loan agar liya ho 2 din pahle to kya us pr yh niyam lgkar kya uski emi kam turant ho sakti hai ya nhi . Yadi ho sakti hai to kya tarika hai?
Yadi turant yh niyam nhi lgega to kb se lgega yh niyam .25 basis kam hogi to kb se hogi ya kis month se hogi.
If repo rate is decrease will my loan intrest will also decrease?? Pls answer
yes
0.25% reduce
Its another tactics of middle class pick pocketing
Very low cut
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This music is old and now annoying
As per my calculation, this will save me total 2k in my home loan interest. Bank will probably charge more as fees to reduce the interest rate.
Why do they charge when rates are floating ? It's hypocrisy
@_psychopath_5623 we should be grateful they dont charge extra for increasing the rates 😆
For me it is around 6K
@Apache1970 total or monthly?
@@diysai please give the calculation,
Loan amount, rate of interest and period.
All the poor people who are saving money for their future have lost their money and the benefits is going to the rich people . The RBI take the money from the poor and want to increase the GDP.
My homeloan is @8.6% how it will affect my ROI? It will be around 8.35% ?
I'm up over 60% in just XAI315K. I def ain't selling now lol
Super Bull Cycle for XAI315K. This coin won't stop profitting.
6.5 to 6.25😂😂😂😂
any relief for existing customers?
It should happen if your loan is mclr linked. Fixed rate loans ofcourse won’t see change.
@StopCensoringTheTruth thanks
Personal loans will have no change.
@13eenPost ok thanks 👍
6.25% repo rate reduction how much will be the reduction of emi of 58000
200 - 250 rupees reduction possible
@@zyphtronwonderful 😅😅😅
😂😂😂😂
25 rs
700-800, its depend.
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