RBI MPC Cuts Repo Rate For First Time In 5 years | Impact On Indian Economy? By Ankit Agrawal
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- Опубліковано 9 лют 2025
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RBI MPC Cuts Repo Rate For First Time In 5 years | Impact On Indian Economy? By Ankit Agrawal, The Reserve Bank of India (RBI) has finally reduced the repo rate after 5 years! What does this mean for the Indian economy, businesses, and common citizens? Will EMIs get cheaper? How will the stock market react? What’s next for inflation and economic growth?
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Sir, Will it impact education loans ?
It's Ad free video No Skip
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Kaise smjhe yr
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Veto to you
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Aaj Ad free video hai mst dehko 😂
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Kaise pta
Only regular viewers can understand 😂😂😂
Ad aaya hai mujhe 😂
8:48 correction needed bcz less interest only applicable for those who chose floating interest but many of them haven't
Mera Floating hai
@ShreyashPatil1811 good for you
Most choses floating only in HL
banks won't pass on this reduction. Liquidity in system all matters. Govt is not spending . No pvt capex happening.
10:08 Q) Ans: Option A) - Food and Fuel
The impact of the reduction in Repo rate is expected to be felt over a period of 2-3 quarters, with a subsequent boost to the country's GDP. It may take some time for the effects of the rate cut to trickle down and reflect in the economic growth, but it is likely to have a positive influence on the overall economy in the medium term but more rate cuts needed to boost our GDP
Yup atleast 25 bp more.
@@nicksonpinto2074it would be more increase in inflation.
true! just 25 bps rate cute will only benefit banks at the movement. banks will not pass on these benefit to the end customer, unless and until your loan is having floating rate interest rate. I hope rbi will cut 25 bps after every 2 months for 5 times. then only banks will transfer this benefit to end customer.
Why raise only 25 bp when it's not going to achieve its intended purpose.
Sanjay malhotra. RBI GOV
Sanjiv khanna CJI
Sanjay murthy. CAG head
Sanjay Singhania-AIR VOICE Ghajani😂
Sir apki videos bahut achi hoti hain ..ekdm detailed, sab dimag m chhap jata h
The government should be ready to face inflation because after reducing tax and now reducing the repo rate.
😂😂😂
Countering inflation?
Countering inflation?
@@Incarnation2025 there is no need to tackle inflation in case of "Tax free" because government letting go money to people hands from its hand, "there is no extra creation of money in market". Yes! demand can increase, but the supplies are already ok, as per companies.
Then why inflation is high now? Bro the food inflation is out of the roof and this would increase it more(i think it's the right step to decrease the repo rate but govt has to do something to reduce food inflation by increasing the availability of food items)@@AmanChauhan-9161
but ek doubt hai?? agar repo rate kam kar diya and tax mai bhi benefit mil gaya to kya isse inflation badhne ke chance nhi hai?? kyuki agar sabhi ke hath paise honge and manufacturing to limited hai so demand fulfill karne ke liye import karna pdega to ky hamari currency aur depreciate nhi hogi??
Hai bhai but kafi time se growth kaam aa rhi
Actually 2 aspects hai ek toh log expenditure badhayenge ya phir save ya invest karenge. Toh agar 1st aspect se logo ne socha tha phir usse domestic industries ko bhi fayda mil sakta hai. Ya fir log agar travel kare toh usse bhi boost milta hai economy ko.
Aur agar 2nd aspect se logo ne socha toh phir ek toh share market mein aayega Paisa jisase automatically growth hogi ya phir bank mein save karenge jisse banks small or medium business ya phir big enterprises ko loan de sakti hai jisse bhi economy ko fayda hoga.
Matlab tax ke naam se rota tha ab kam kr rhe fir bhi ro rha he😂
bhai abhi recession chl rhi hai , ise control k liye rate cut , jaise hi economy boost up hogi , iske sath inflation bdhegi ,
phir repo rate upper kar denge , is trah se balance maintain krte h
Recession kya hota hai pata hai kya@@PritamKumar-bb6ep
A). Food and Fuel
Repo rate refers to the bank rate in which the central bank (RBI) of the country is prepared to give credit to the commercial banks. Increase in repo rate increases the rate of interest and credits becomes dear. Accordingly, the demand for credit is reduced. On the other hand, decrease in the repo rate decreases the rate of interest charged by the commercial banks from their borrowers. Credit becomes cheap and accordingly, the demand for credit expands.
Decrease in repo rate = More credit and borrowing ; the supply of money is increased and people will have more money to spend on buying goods and services leading to increased economic activity ; good for startups and entrepreneurs ; risk is inflation
Increase in repo rate = decrease the money supply and credit; people will have lesser money to spend on goods and services leading to decreased spending and economic activity ; risk is deflation
Answer: A) Food and Fuel
❤
No ads today😊
10:12 option 1
Very nice sir ji ❤❤❤
Amazing video, thanks for examples and keeping it Ads free. Its easy to watch while eating ❤🔥❤🔥👌👌
10:20 The answer is FOOD & FUEL
Good information 😊😊
H.W. - Food and Fuel. Total 8 core inflation.
ANS -(A) FOOD AND FUEL
A) 10:17 food and fuel
In west bengal vegetable price , tomato 🍅 -3kg / 20 rs
Potato - 18rs / kg
Sim - 10 rs / kg
Vegetable prices r too low now days , so maybe cpi inflation is in control , hopefully 😊
Price low hai ku ki jiada production hai iss time me
Kab tak rahega wo dekhne wali baat hogi
In amethi uttar pradesh tomato 10 rs per kg
Potato- 15 rs per kg
Pea-20 rs per kg
Wait for some months everybody will cry vegetable price is too high
Msp dede government agar kisano ki chinta hai to😂😂
Construction and manufacturing
2-3 days prior to repo rate announcement the market was gaining strength because people were expecting too much from RBI. But the news did not ring good in investor’s ears and it started coming down
Congratulations 🎉
Ankit sir forgot to mention that interest on new fixed deposits also reduce which impact sizable number of population who depend on bank interest for their livelihood.
जय श्री राम सभी को ❤
जय हिन्द जय भारत 🇮🇳
will it work on existing loans?
Will it effect on car loan also ?
yes
RBI governor
Sanjay Malhotra
Hain... Sanjeev nhi
Very good.
when this revision repo rate will be applied? and in what timeframe bank should revise loan interest rates?
Complete 19 million subscribers 🎉
Answer: A. Food and Fuel
Food and Fuel
What about inflation ?
It's Food and Fuel
Does this benefits existing personal loan?
In Bangalore 🍌 is 100rs /kg.
Govt is saying inflation is in control?
Ans: (A)
Now I am eagerly waiting for the inflation rate data for the January month. 😅
Will it affect the current ongoing EMIs ?
Yeah
only if you have taken loan on floating interest rate and not on fixed rate and also it is upto bank to cut interest rate
ANS D HOUSING AND TRANSPORT
Will this declaration affect any interest of any ongoing home loan??
I think sir forgot to put ad
OPTION ; A
Ans a- Food and fuel are removed from headline inflation to get core inflation
Answer - option (a)-food and fuel
Jinka loan pahle se hai unka EMI bhi km hoga kya
Raghuram Rajan 🤡
Jo Banda india me rehke india ki development me nhi contribute kr skta ,retirement k baad... Uske criticism bhi koi maaene nhi rkhte videsh me baithe baithe...
@@Optimistic_life.oDhruv k video sab dekhte hai and uska criticism matters karta ki nahi wo to sab ko pata hai but tera jane de 😂
अंधभक्तों ka opinion matter karta hai bas
Tu akhilesh ki gulami karo vo tumhe development dega gulam 😂😂😂 sudhro gulamo😂😂@@brijeshkumaryadav1237
Tera baap tha wo
A) Food and fuel
A) Food and fuel
Option d
Verry good decision.
Does it affect already taken home loans? Do I have to pay less interest now?
Almost every Home Loans are floating interest rate. So, it will have positive impact on your current home loan.
Only if your loan is floating rate
Only if your bank follows RBI and reduce interest rates, Indian banks are selfish, they won’t reduce but now they make profits.
Call your bank to make sure they are following this. Especiaaly if u have taken loan from hdfc.
Sir all ready chl rahi loan per kya benefits hoga
Main inflation - volatile products. Option A
Option (A)
Banks never give this benefit immediately to existing loans, only after 6 months to 1 year they will do. But they will immediately increase when repo rate increases. The government has to take a look at this.
emi loan interest are increase or decrease now?
Will decrease
Decrease.
For floating not for fixed
Might increase inflation now. 😢
Why every buddy is happy 😂, we are doomed.
Obvious hai growth badhega to inflation bhi saath badhega
@@suryanshusingh8863developing desh main inflation 7% se niche hona chahiye
Might? It will.
Not in next 2 quaters, food inflation will be in control as in summer farmers prefer vegetables cultivation because of less rainfall so the food inflation will be in control until next August...as farmers start cultivating commodity yields in rainy season like cotton dal these things the retail inflation increases...@@suryanshusingh8863
Does repo rate cut also reduce personal loan emi ?
Yes if intrest rates also decrease acvording
Sir
when will be the applicable date of this RBI Monitory policy to bank is it be applicable from 01 April 2025
Aaj Ankit Sir ne toh khud hi Ad skip kr diya 😂😂
Option A
Even if RBI reduced repo, most of the common salaried people won't receive much benifits, bcos in many cases the banks create a monopolistic situation in which they don't reduce the interest rates on the consumers side for profit. It's not necessary that the banks are bound to reduce interest rates on the consumers side making this decision worthless. This happens many times. You may research on this to know more
Sir but faayda to floating interest rate walo ke liye hi hai na jo ki bohot Kam log opt krte hain
Guru existing home loan emi kam hogi kya ?
Wow this is the best decision by the RBI , this shows that the government listens to us. This will give a huge boost to our economy 👏🏻🇮🇳
A- Food and fuel
To fir share market upar kyun nhi ja raha hai aaj?? 🤔
Foreign investors us mai jyada interested
Food and fuel not included in core inflation
Some people now
0.25 me kya hoga humari sarkaar hoti to 2.5 kaat deti 😂
0.5 to ktna he chahiye tha 😂😂
@@thegreatestdax7896 Inflation abhi tak expected mark tak nahi aaya hai toh koi sense nahi banti 0.5 bps cut ki aur jyada inflation bhadak sakta
Bank ka fd rate ghatega phir bank me fd 4% par karana aur jhunjhuna bajana@@thegreatestdax7896
Currency depreciation bhi hua aur ab FII aur sell karenge.@@surajbokade66
Majak chal rha hai, 0.25 kam karke sabko bewakoof banane ka kam aur kya
RBI has reduced the rates but will the banks follow and reduce the interest rates? Indian banks are selfish lot. They won’t reduce interest rates.
How will it impact my overnight fund
food and fuel
Can I get my current existing home loan taken at floating ROI decreased ?
Yes it will decrease in March or next financial year .
Practically applicable Kab se hoga??
From 7th Feb the same date but it was applicable for only fresh loans.
@A_Krishna_Devotee13 what about running loans??
@tarun9317 it wasn't applicable for fixed interest loans or earlier loans but applicable for floating rate loans/floating loans and fresh loans. Check whether you have a fixed or floating internet rate.
@A_Krishna_Devotee13 will it affect running loans?
@tarun9317 if your loans wasn't sanctioned or internet free period wasn't over the new internet applicable.
Ans): A)-Food and fuel..
This move isn't surprising at all. It was bound to happen and the first indication of the move was removal of ex RBI governor Shaktikanta Das from his post.
Option B) service and agriculture
Jai Hind ❤❤
kewal home loan per he.. personal loan per nhi...jo lone le chuke h..us per v laagu hoga?
Agar liya gaya lone floating intrest pe he to.
Sare loan ka kaam hota hai
AGRICULTURE OPTIONAL
Kya jo ongoing car loan hota h us pr bhi asar padta h ??
Yes. Call u bank to make sure they have reduced the rate. Generally they wont lower unless told. Greedy
Sir Vedio ke annt me ak summary korege ta remembere ke liye acha rehega
Which country take 8.25 or 8.5 percent interest!! India is on another level😢😢 India need 200 BPS cut.
Fd rate also will be low if cuts come like this
Bro 8.25 is good for developing country caz if interest rates goes down then fd, bonds intrest will also go down
It is to be seen ifthe banks pass it to the customer
economy again and again boosted, now all time low currency against USD, inflation
Core inflation=stable price-Headlines inflation
Repo rate cut and personal tax rebate won't be able to solve the economic slowdown. We indians are conservative and just don't take loans for the sake of it. The central problem is the exorbitant amount of gst rates, bureocracy, red tapism and inefficient government policies
A) food and fuel is the correct answer
Thankyou for 1500 subscribers 😊😊😊 keep supporting guys 🎉🎉🎉
Option A is the Right Answer.
कुछ भी बूस्ट नहीं होगा us tariffs के वजह से increase होगा inflation तो US fed का rate cut भूल जावो तब RBI करेगा 50 basis points increase 😂
Yeh us itna extreme and instant decision le raha hey. Trump ekdin pitega
Rapo rate 7 basr increase kiya abd ek baar onlu 0.25% decrease kiya to koi badha kaam nahi kiya, mere loans ka EMI bahuth badh gaya hai, aur isase jyada fayda nahi hoga😢
That mean Bank FD rates should be 👎 in upcoming times.....
Cut v kiya to 25 bps se...loan me to impact aane ka chance kafi km hai😢 budget jyada khushi diya tha
जब तक LTCG कम नहीं होगा तब तक FIIs नहीं आयेगे न ही मार्केट ऊपर जाएगी।
It is Sanjay Malhotra not Sanjeev