AFFORDABLE Dream Homes in These 10 Cities
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- Опубліковано 25 лип 2024
- First time home buyers I feel your pain. Trying to find an affordable home these days feels impossible. What if I told you there are cities where affordable homes exist? I’m revealing in this video the top 10 cities where your dream home doesn't just exist in dreams but is an affordable reality. Stay tuned to uncover these hidden gems. Some of these price tags will leave you speechless.
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Jacqueline "Jackie" Baker
NJ License 1541448
Coldwell Banker Realty
Allendale/Saddle River
#realestate #jackiebakerrealtor #jackiebakersellsnj #homebuyingtips #homesellingtips #realestateinvesting
I live right in between Pittsburgh and Cleveland in a lovely, safe, and idyllic suburb: Boardman, Ohio. I purchased a beautiful Colonial Revival, move-in ready Home for such a low price, I STILL cannot believe it. I bought my Home outright, in Cash so as to live with no mortgage, ever. It's my forever Home! I left expensive Florida behind a little over a year ago and I never looked back. Nor, will I ever.
Best wishes!🎉
I like your strategy and I may well do the same after I retire ~ 7 years from now, but in a western state (which one TBD). I'll look for a small town with just enough "stuff" (movie theater, music venue, well stocked supermarket, Gym). Hopefully a beautiful area that's walkable (which I really enjoy daily) with reasonable housing prices. This future town can be perhaps an hour away from a larger city with more stuff in it (major concerts, professional sports, etc.) so I can partake of it when desire on occasion. I live in Denver now and love it, but the housing prices are simply too damn high...
#6 Rochester woohoo! I live near there. I moved back 7 years ago from California and I have loved the change. There are things I miss from Cali, but I feel so much more rooted here. Rochester has so much history, beautiful, old homes, beautiful neighborhoods, friendly people, all 4 seasons, so much culture, and it's the headquarters of Wegmans, the best supermarket in the US!
As a travel nurse who just started a new contract in Pittsburgh and bought a house, I couldn't help but notice how shockingly affordable the houses are close to the city. It makes me wonder why this isn't more widely discussed.
I've been hearing that too about how cheap homes are there. Maybe they don't want people to find out cause it will drive up home prices.
Don’t tell anyone. The good deal will disappear. Look what happened to Seattle and Austin. Thanks to Californians flocking and flinging their millions around.
@@JackieBaker ...makes sense. Here in Branchville NJ (Sussex county) you can't buy a house because nobody wants to move out. A large insurance company keeps property tax down and they return the solar electric power back to the home owners (so I was told). AND, if someone is selling a house there, it rarely makes it on Zillow or other real estate sites. It's an "in house" information LOL.
As someone who lives in Cleveland and also has family in NJ (and lived there myself for a few years) I can honestly say that Cleveland can’t be beat. I love Jersey for some things, but it’s only a 7 hour drive. I’ll take the low taxes, home prices, car insurance, amazing healthcare jobs, zero risk of natural disasters, and so on, and visit Jersey a few times a year. I have relatives that can’t afford to buy homes at 50 years old in Jersey when my home was paid for at 40. A peaceful and easy retirement is the biggest goal for me.
I live in Chicago and for $300k, you either get a gut job in a nice neighborhood, a newer condo in a less trendy area, or a move-in ready/remodeled home in a neighborhood where you don’t go outside after dark. Homes are closer to 400-450 in livable neighborhoods.
Jackie, There are neighborhoods in Chicago where the homes start at $500,000 and go up to just over $ 1M
Pittsburgh here. Housing prices are through the roof. Houses in all price ranges are selling above asking and property (school)taxes in Allegheny County are outrageous. The downtown area is just sad and depressing.
Notice that is you multiple by monthly payment by 12, then by 30 years of the loan, you will be paying a little over DOUBLE the price of the home. That’s like buying 2 homes. That’s because of interest. NEVER make your minimum payment. Always try to pay double your mortgage or set yourself up to buy in cash, or buy a home that you know you can pay well over the minimum payment. They aren’t selling homes, they are selling interest rates. Do the math and see for yourself. 360 months (30 year loan) multiplied by your monthly mortgage. It will be well over the amount of your home. Approximately double.
I'm so glad I found you Jackie you are so truthful forthright and you get down to business to tell us the honest truth I'm not buying a home. I'm gonna pass you along to my daughter so she can watch you also. Keep up the great work
Thank you so much!
I lived in the Indianapolis area from April 2023 - April 2024. The homes for 273K are probably not in the most desirable areas of Indianapolis. In the surrounding suburbs (Carmel, Westfield, Noblesville, Fishers) where I lived - housing was on an upswing and definitely not affordable, especially for a first time home buyer. Rents are outrageous as well. 2K a month for most 2 bdrm/2 ba apartments. I don't know how people are affording to buy a house earning 73K a year. They also have state, county and city taxes taken out of your paychecks in addition to all the federal taxes. It's a beautiful city and I loved it, but had to move. Very unaffordable.
Woohoo Detroit baby!! I'm a realtor in the Metro-Detroit area :D It is definitely up and coming and I'm so glad to be from here! Come move here, and shoot me and email if you need an agent!
i moved (back) to central illinois in october 2021 from phoenix. i lived there with my (now ex wife) for 9 years and every year we tried to better our position, the market outpaced us. when covid hit, i was work from home, so my job allowed me to relocate and we moved to Peoria, IL and bought our first house. it is an older house that needs updates, but it's in a very good neighborhood. it's a 3/2 brick colonial that i bought for 180k and the zestimate is showing 238k since then. i know this isn't a big city, but there's enough to keep my busy. the property taxes are kinda high, but you'd be surpised how much 200-300k can get you here vs. most other places in the country.
Peoria is a cool town!
I was surprised that Columbus, OH didnt make this list.
On behalf of Detroit, the downtown is beautiful. A lot of the neighborhoods are making a resurgence. A few downfalls are the property taxes and car insurance. Winters are milder than they've ever been. Also our roads are under construction all year.
Thanks for sharing your personal insight!
Detroit got a Gucci store. That may be a sign of resurgence.
Some really good advice‼️👍👍
I find these prices questionable- I live in one of these cities and you cannot find a decent starter home in a safe neighborhood for less than $400k I’m sure the prices average out lower based on really unsafe areas
The average West Virginia home value is only $161,063.
It is even more affordable than the most affordable one mentioned in the video- $201,600 in Pittsburgh PA.
I wonder why it is not mentioned in the report by Zillow.
Does anyone have an answer?
Loved the video! Will be in contact in a few years when we are ready to move, we were hesvily looking into pennsylvania as a whole
Glad it was helpful!
As a fellow New Jersian who now lives in Chicago, I find it odd that we on the East Coast are so undereducated and under-informed on the Windy City, which I felt was really under-sold in this video. It's hands-down the best big city in the USA in summer and fall and I've never felt unsafe before. Beaches, festivals, a "Summer Fridays" culture where people go home early, amazing international food, wine, beer, art, theatre, live comedy, cheap and usable public transit, beautiful and diverse architecture, endless cycling trails, I could go on and on. Did I mention beaches? And don't scoff at it being a lake, it looks like the Caribbean with clear turquoise waters and soft, fine sand, and wave action you can body board on, all literal steps from the downtown and all up and down the city skyline -- every time friends from China or Scotland or wherever visit me they ask "which ocean is this again?". It's definitely a better swimming experience than Sea Isle, Coney Island, LBI, Avalon etc. No sharks, no salt in your eyes, no jellyfish, and nobody throws their cigarette butts on the sand (seriously NJ wtf is up with that?). And the icing on the cake is the property diversity -- you can buy a 150 year-old limestone townhome, a 1960s modernist condo, a new-build detached home, a high-rise penthouse, vintage Neoclassical co-op, 1930s Prairie School four-square homes, 1890's factory lofts, Gothic Revival church condos, anything you can think of for under 400,000. I've lived all over the world from London to Shanghai, Hong Kong to Sydney and I've never seen a more bang-for-your-buck housing market for middle class professionals. Plus, Chicagoans are super friendly with a help-thy-neighbor culture and they generally like transplants who take a shine to the city! I would strongly consider it.
Awesome take on Chicago!
You make good points. I moved 19 years ago from San Antonio and considered several cities but narrowed it down to Chicago or Denver. I ultimately chose the latter mainly for the weather, beauty of the Rockies, and DIA's central location nationally (at the time I was flying 80% of the year for nationwide consulting gigs). I really love Denver with one exception: The outrageously high cost of housing in the Denver Metro Area.
St. Louis is a great city. You just have to watch your neighborhoods but, it has great culture, food, and is architecturally beautiful. New or historic homes are available. I live in the urban city near forest park and feel very safe.
I live slightly outside of Rochester, NY, and yes, my three bedroom, 55 year old, 1,300 square foot ranch home in a decent suburban neighborhood (about three miles from the city) is valued at $200K. Unfortunately, it does come with a "yeah, but..." and it's the fact that I'm paying $6K in annual property taxes. But still, my entire house payment has stayed at $1,000 per month because I bought it in 2016 when homes were much cheaper. Most of the suburbs in my hometown area are decent and nice, but I would avoid the city. It has become a dump with lots of poverty and crime.
I live in Rochester ny, my house is 4 bed 2/12 bath 1900 square feet. Total taxes $11,000!!!!
@quickturn66 That is unbelievable. I live in Bel Air, MD, my house is 3 bed 2 bath 1860 square feet, and my taxes are about $3,500 (which I think is crazy expensive)!
@@luciepepe1322 mine were 3500 total in 2000 when I bought the house for 133000 now it’s assessed at 256. Went up 70 in the last 2 years. They are crooks because the tax should represent their spending but they simply applied the same 33 dollars per thousand to the new assessment. I pay 33 dollars per thousand of value to the school and another 33 per to the town, county and fire department. Strange thing is it’s 1100 for the whole town and 1300 to the fire department, how is that possible.
@@quickturn66 Yes, government = crooks. It seems that property taxes are one of government's tools to make us own nothing and be happy about it. When property taxes and insurance costs exceed rent costs, people will rent rather than own. NY is beautiful but property tax rates combined with quickly increasing property assessments may be forcing people to move.
Just moved to Pittsburgh after checking it out for a decade. It's a great city. Check it out! It's highly rated for livability and also is rated as a great place to retire (great medical care, teaching hospitals, etc.)
Bare in mind if you live within 50 miles of the great lakes you will experience allot of snow. Be prepared to buy winter tires and a snow blower.
This year has been an exception for my hometown in Rochester, NY. We only got 53 inches of snow the entire season last winter which is far below our average of around 100 inches per year. Getting two or three 12 inch+ snowstorms each winter is something we're used to. But Buffalo gets more snow than we do because of it's geographical position in relation to Lake Erie.
Being born in OKC and living there much of my life, I can say it’s very difficult to reach an income above 30k a year
Also gotta factor in the yearly tornado risk
I love my city and what it’s grown in to but it has lots of problems to contend with
Pittsburgh got a bad rap because of its dominant role in the US Steel industry but that all collapsed in the 80's. By the mid 90's there was not a steel making facility left in Pittsburgh. The area itself is naturally beautiful and it's dirty industrial days are well behind it.
I don’t know about Chicago😩 I house hack my 3unit and want to move so bad. I’m finding it hard to find something I can afford in a place I want to live.
Oh wow. Hope you can move sooner than later.
Come to Lincoln Square we'd love to have you here.
I find it curious that there are no affordable cities west of Denver on the list.
In Cincinnati, you don’t get urban life or suburban life.. you’re sitting on the freeway in your free time 🤣
Any states where the weather is warm? Thx you!!
Myrtle Beach, SC
Put a jacket on! Don't be a pussy
We live in down state Illinois. We visit St. Louis, Chicago, Indy, and Louisville often. All are cool places and underrated.
We have family in STL area and Chicago and are considering moving to one of them in 3 to 5 years. There are good neighborhoods in both metros and both offer sports, festivals, museums, architecture, and so much more. We just watch where we're at but almost always feel safe.
Regarding Chicago, they are getting ready to build a new Bears stadium, 3 new multi billion dollar neighborhoods (Lincoln Yards, the 78, one in Brownzville near Obama library) and possibly a new Sox stadium. Plus, there is still a ton of room to expand in Chicago with few water (you can go west , north, and south) and no mountain or valley boundaries fencing them in. Or choose a suburb - many of which have their own downtowns that feel like a small town. And there's actually a beach scene/life on Lake Michigan as well.
These cities are on the come up again and I predict they will be the next "it" cities due to affordability and milder climates related to climate change.
Chicago is one of my favorite US cities. If you want a big city life but can't handle the refrigerator box living of NYC, this is the only correct choice in the USA. Seattle is smaller, more parochial, and 2x the cost -- the only reason to choose it over Chicago is if you love hiking, in which case I can totally see Seattle's allure. Just get good earthquake insurance!
Nothing west of St Louis. Id prefer a secondary populated community around 100k folks...like Pocatello ID, Billings MT, Tuscon AZ, Topeka KS etc... still have all the stores, shopping, better schools, less crime and traffic etc...
Topeka is a terrible place to live and has gotten worse since I left. Tons of businesses shutting down, roads are awful, bad crime, floods etc.
Yep - look up crime stats and school public education / test score stats. Be wise.
Zillow is lying to people. Just saying. 🤷♀
Detroit is NOT on the up and up. I know a lot of people myself that ran out of that hellhole.
As well as my bother and sister with their own families ran out of Chicago. Many of these places Zillow is listing are disastrous. Just saying 🤷♀
Chicago is far from disastrous. I've lived in 7 cities over 3 continents in my life and have been here for 6 years -- it's a lovely city
I lived in Chicago for 24 years, (I'm in the suburbs now), and even though I would never move back there, it is a beautiful city with lots to do and some beautiful older neighborhoods. It's a very clean city too!
I think there’s a confusion between metropolitan suburbs and the actual bad neighborhoods closer to downtown, it’s like two different countries