If you have children it would be wise to go over the budget with them after you and your spouse go over it. That way they learn about budgeting and understand why they should wait on something they may want.
YES! Absolutely. This is something we plan to do when we have kids one day. I think it would be extremely helpful for them. Thanks so much for watching Charles and for the suggestion!
I agree Yes and No. children have a way to spread all your business. 😆 I definitely think they should see their parents discussing money and saving for purchases etc.
Your advice is pure gold. There's more here than how to budget with your spouse. If you succeed with all this, I'm pretty sure you're going to do more than make a working budget. You're also going to majorly level up your marital happiness. My wife and I are doing great financially, able to afford whatever we want, within reason. Even so, I think we need to get together and dream about something big. It would be good for us to have to pull on a rope together, like you describe. It doesn't even have to involve money. Date night is tonight. I think I'm going to start a conversation.
Wife and I have avoided combining income for awhile now, literally 11 years in we're finally gonna take the dive.... let's hope I don't screw this YNAB thing up haha. Thanks for the video.
Figuring out your WHY together is so important, that is how I was able to get Jayme on board with budgeting and cutting our spending so that we can reach out big financial goals!
Absolutely! Glad that this worked for you with Jayme. It really is the source to getting on the same page and absolutely why you have to start with it. Thanks for sharing that Kelly :)
The tip about both parties having access to the budget is very smart. I have been using my own budget in google sheets that I have on my phone and my boyfriend literally asks me which credit card or account to use with every single purchase because he never looks at the budget. I'm switching to YNAB and I hope I can get him to use the app and make some decisions on his own so he feels more in control.
As a pastor who handles premarital counseling I can see that you handled remarkably well one one of three areas of, um, challenge when she goes from "Miss" to MRS: m-oney, r-elatives, s-ex. First and foremost is communication. Well done!
Thanks Nick great video! I'm engaged to be married later this year and we have had many conversations about how we will do this together. The best tip for me is to sit down with her and ask her about her dreams and goals. This will help lighten the budget talk and help us both to map out our plan to reach our potential. Thank you again for the video!
TheRandumHero boom! So glad the video was helpful for you. And congrats on your engagement! that's super exciting The importance of talking about your dreams and goals seriously cant be understated. So I'm glad to hear you're going to do that. Thanks for watching!
This might be the tactic I need to use on my hubby, as he doesn’t “get” the idea of budgeting as we are not in debt as such other than having a mortgage.
Absolutely, even though you may not have other debt, you still likely have things you'd want to do, places to go, and goals to hit. And budgeting helps you do those things :)
Guys! I seriously love you guys ! So my fiance went on a little weekend get away to reset and plan and had much of these conversations. I have a 4 year old he is adopting. We're getting married in April and due to personal beliefs and choices were staying in seperate places...how about not being able to save money 😖😩. But we were able to sit down and really sit down and say why are we doing this ? What is our heart behind this? You guys remind us of ourselves it's quite beautiful. But finally. The ynab app...we have a small time bank and ynab is the first financial app that has it !! Praiseee 🙌keep it up guys you rock
This is amazing! I'm so so happy for y'all. Totally understand the staying in different places (we did the same). Love your commitment to planning and talking through things. That's amazing and so important. Hanna and I are doing our quarterly planning this week as well! Looking forward to it. Thanks for watching :)
Hey Carole! Glad to hear that :) I really appreciate you watching. Good luck getting on the same page in your relationship, and celebrating those wins along the way :) Thanks!
loved seeing the two of you. having common goals and working together as a couple to reach them brings such blessing. and talking openly and honestly is always a good idea. i really liked not labeling yourself as a spender or saver, not boxing yourself into one camp or the other, great info!
Thanks Kari! So glad you enjoyed it :) We're big fans of not boxing yourself into one camp or the other, so happy you liked that too! Thanks for watching :)
Excellent, excellent video guys. I’m still working on this with my hubs. I’m not being pushy about it at all, and I actually think that he’s coming around slowly.🤗 And I’ll take what I can get.
This is a wonderful video I think people on YT have needed for a long time. I don't have a spouse, and I mentioned in a recent video how I don't know how to get a reluctant spouse on board. I will definitely refer people to this video if anyone ever asks me!
This would have been helpful when we started YNAB last month! Great tips, and yes I also recommend knocking out tip #1 before even talking about money.
haha, dang, one month late! Well thanks for watching anyways Troy and I appreciate you backing up the starting with number 1. It's extremely important to nail down your wants and your "why" first. Thanks for watching man and good luck with the budget!
Great video, guys. Your content has been a game changer for my girlfriend and I getting our finances under control after years of reckless spending. We've been YNABing since March and have already made great progress. Thank you so much for your videos. Also love the Jocko shout. (Financial) Discipline Equals Freedom!
haha, Financial Discipline does equal freedom! Love that. Glad to hear that the videos have been helpful for y'all! Really appreciate you taking the time to leave the comment and let us know. Just keep after it my friend.
Word of caution: I've found it is a bit counterproductive to reward myself for good budgeting habits by doing something that then spends the money. (Same with rewarding yourself for exercising by getting Ben & Jerry's). I always try to find a reward that isn't moving backwards or tempting me into bad habits.
Great video, even better message Nick and Hannah! We just did a video on budgeting for vacations as couple and honestly having an initial discussion is so important ✨
it's great to learn and get tips from other couples! This is how Tom and I manage our family finances and include our financial goals. ua-cam.com/video/rd8WkxvMAqg/v-deo.html xCC
Thanks P C! We really appreciate it :) Glad that you like the videos with both of us. And yes, Carol Dweck's book is amazing. I wish everyone would read it.
Hey Ashleyanna! Thanks for the question. A lot has changed in our life since this video, so while we are still planning to adopt - we have yet to take big steps towards this. We definitely will be adopting at some point in the next few years, and when we do, we'll probably share some of that journey here as it makes sense. But unfortunately, we don't know much yet :)
I guess I’m a late subscriber. Just wanted to say thanks for all the encouragement in your videos. 59 and just getting started with managing our money better. Thanks again
Hey Tony! So glad you’ve found us. I really appreciate the comment. It means a lot that you’re enjoying the videos. Let me know if there’s ever anything I can do to help!
Proverbs 18:21 relates to the labels. "Death and life are in the power of the tongue, and those who love it will eat its fruits." If you are constantly speaking "Spender" "Saver" "Looser" etc then don't be surprised when that is all you get.
Hey I'm So grateful you guys made this video just for my hubby and I 😂 LOL!Seriously, thank you! Also, the quotes were thought provoking and perfect with the points you made. Awesome video👍
Hey! You're very welcome. It's amazing how many folks run into this same issue :) I'm so glad that you enjoyed the video and it especially means a ton to Hanna when folks enjoy the videos she's part of. Thanks so much for watching and commenting. And good luck with your husband!
Awesome. Rollll Tide. I’m new to YNAB . I really enjoy the videos with all the information you guys provide. Thank you so much. By the way I live in Chattanooga Tn. I’m not sure if that’s where you were located or not. Keep up the good work. Positive flow.
Hey Eric! Thanks man. How cool you’re in Chatt! We used to live there and that’s where we met. Now we’re traveling in our RV full time, but still have a lot of love for chatt! Thanks for watching.
Ive been using YNAB for a few years, but Ive just now gotten to the point that I am REALLY using it or having it as an effective prebudgeting tool. Is there a way that my husband and I can download the app on our phones and look at one budget? I am currently the one that primarily uses it and I would like him to be able to see what we are dealing with.
Hey Jesse! So glad that you're finally using it effectively. That's great news :) And yes! You totally can. If you both download the YNAB app on your phone, you just simply need to login to the same account. So if YNAB is setup with your email, just have your husband download the YNAB app and then login with your account email and you both can see the same budget. That's what Hanna and I do and it keeps us on the same page :)
Nick True - MappedOutMoney thank you so much! I figured so, but it’s always good to double check. Blessings and well wishes to you both on your journey! I’m sharing these videos with those I know would benefit from it. ✌🏼
@@JesseEricksonSutton Thanks Jesse! So glad that you're enjoying the videos :) I really appreciate the comments. Thanks so much for sharing! That means a ton.
Nick thanks for the videos! I started using YNAB at the end of 2018 and started watching your videos then. I am getting married in about six months and just starting the conversation with my fiance about joining finances. She is down to work together and budget but doesnt want to feel restricted. I have a pretty efficient system in place with my standard income. I get the same amount into my direct deposit bi weekly. merging two different paychecks into one ynab seems so daunting and I can't seem to wrap my head around it. She is a nurse and her paychecks amounts are variable every week. Any tips on how to start this? I dont how how I would fill in the budgeting categories evenly with two different paychecks. After we dont get paid the same day! So is it first come first serve with the paychecks? Whichever check comes in first gets allocated to the fixed monthly expenses or what? I am an accountant so I could be making this way more complicated because I like things to be precise and exact. I am going to contribute proportionally more I think since I am making slightly more. Tips please and any words of encouragement on how to incorporate YNAB with two people. It has been a Godsend for me, but at the moment it doesn't seem like a viable option with two paychecks coming in at separate times. Thanks and let me know,! Carson
Hey Anthony! Good to see you here! Thanks so much for watching, glad you liked the video and all of the references haha :) Hard to beat those three, especially when combined!
So Hanna ditched the PT life? Thought travel PT can be pretty lucrative (~$1700+/week) with all the tax write offs compared to perm jobs. But good for her for pursuing business with you!
Hey, Tyler! Yeah, I left PT in March '18. I didn't love working in the healthcare system. And Nick and I obviously have a lot more travel flexibility since we can both work remotely. So we can to take full advantage of living in an Airstream :) You do make good money as a travel PT... but it's not as straightforward as recruiters will make it seem. In travel world, you make a really low hourly wage and then the majority of your income comes in the form of stipends, which are hypothetically tax-free. But there are a lot of stipulations around not paying taxes on your stipends (I actually have a friend who got in hot water because she didn't totally understand this). In my experience, I was making a pretty comparable salary to my classmates with perm jobs. But travel is still cool from the perspective of getting to try out different settings and work with new people. Thanks for checking out the video! And sorry for giving you way more info than you were probably looking for haha
Hanna True not too much information at all! Yea, I had heard about all the “tax home” hurdles you have to jump through. Thanks for your perspective. Debating going the independent contractor route, seems like a lot of work though. Gonna try living out of a nice converted van to keep living costs as low as possible while traveling. Anyway, best of luck, YNAB and this channel have REALLY changed how I view money now.
Tyler Smith That’s awesome! You can definitely save a lot of money doing that. And van conversions are really cool. That’ll be a fun project! I don’t have any experience with the independent contractor option... it does sound like it’d be a bit trickier. I worked with Fusion Medical Staffing while I was a traveler, and I had a really good experience with them. We’re so glad you like the channel. Don’t hesitate to reach out if there’s anything we can help you with!
Thanks @Tyler Smith for watching! I'm glad it was helpful, and glad Hanna was able to give some explanation. Hope to see you around more. Good luck YNABing!
@@mappedoutmoney We lived together, before it got married. And always kept it separate. He moved into my house. At the time we got married. He had 3 minors to pay child support. Now it's one left. The only thing we have joint is a savings account. And my mother told her 4 daughter's. "Have some money stashed away, because you never know " which I do. But i had that money WAY before I met him. I know it doesn't sound ideal. But what marriage is? And he has helped out his adult children. Which they haven't paid him. Thats why i budget, like I'm single
@@e.castillo7763 Gotcha, yeah, that's for sure a more unique situation. You've gotta find what works for you and glad that it sounds like it's working. The key is just making sure everyone is on the same page and working together whether that's with combined accounts or not. Thanks for sharing!
Couple budgeting is so important if you want to take control of your financial destiny. This is how Tom and I manage our family finances and include our financial goals. ua-cam.com/video/rd8WkxvMAqg/v-deo.html xCC
If you have children it would be wise to go over the budget with them after you and your spouse go over it. That way they learn about budgeting and understand why they should wait on something they may want.
YES! Absolutely. This is something we plan to do when we have kids one day. I think it would be extremely helpful for them. Thanks so much for watching Charles and for the suggestion!
I agree Yes and No. children have a way to spread all your business. 😆 I definitely think they should see their parents discussing money and saving for purchases etc.
Your advice is pure gold. There's more here than how to budget with your spouse. If you succeed with all this, I'm pretty sure you're going to do more than make a working budget. You're also going to majorly level up your marital happiness.
My wife and I are doing great financially, able to afford whatever we want, within reason. Even so, I think we need to get together and dream about something big. It would be good for us to have to pull on a rope together, like you describe. It doesn't even have to involve money. Date night is tonight. I think I'm going to start a conversation.
Hey thanks Jeff! I really appreciate that, thanks for taking the time to watch and have fun on date night!
Wife and I have avoided combining income for awhile now, literally 11 years in we're finally gonna take the dive.... let's hope I don't screw this YNAB thing up haha. Thanks for the video.
Figuring out your WHY together is so important, that is how I was able to get Jayme on board with budgeting and cutting our spending so that we can reach out big financial goals!
Absolutely! Glad that this worked for you with Jayme. It really is the source to getting on the same page and absolutely why you have to start with it. Thanks for sharing that Kelly :)
The tip about both parties having access to the budget is very smart. I have been using my own budget in google sheets that I have on my phone and my boyfriend literally asks me which credit card or account to use with every single purchase because he never looks at the budget. I'm switching to YNAB and I hope I can get him to use the app and make some decisions on his own so he feels more in control.
As a pastor who handles premarital counseling I can see that you handled remarkably well one one of three areas of, um, challenge when she goes from "Miss" to MRS: m-oney, r-elatives, s-ex. First and foremost is communication. Well done!
Hey Scott! Thanks man. We really appreciate that :) As you said communication is absolutely key. It's the foundation for it all :)
Thanks Nick great video! I'm engaged to be married later this year and we have had many conversations about how we will do this together. The best tip for me is to sit down with her and ask her about her dreams and goals. This will help lighten the budget talk and help us both to map out our plan to reach our potential. Thank you again for the video!
TheRandumHero boom! So glad the video was helpful for you. And congrats on your engagement! that's super exciting
The importance of talking about your dreams and goals seriously cant be understated. So I'm glad to hear you're going to do that.
Thanks for watching!
This might be the tactic I need to use on my hubby, as he doesn’t “get” the idea of budgeting as we are not in debt as such other than having a mortgage.
Absolutely, even though you may not have other debt, you still likely have things you'd want to do, places to go, and goals to hit. And budgeting helps you do those things :)
Guys! I seriously love you guys ! So my fiance went on a little weekend get away to reset and plan and had much of these conversations. I have a 4 year old he is adopting.
We're getting married in April and due to personal beliefs and choices were staying in seperate places...how about not being able to save money 😖😩. But we were able to sit down and really sit down and say why are we doing this ? What is our heart behind this?
You guys remind us of ourselves it's quite beautiful.
But finally. The ynab app...we have a small time bank and ynab is the first financial app that has it !! Praiseee 🙌keep it up guys you rock
This is amazing! I'm so so happy for y'all. Totally understand the staying in different places (we did the same). Love your commitment to planning and talking through things. That's amazing and so important. Hanna and I are doing our quarterly planning this week as well! Looking forward to it.
Thanks for watching :)
Tip #4 had our name all over it and we use YNAB, so that should be pretty easy to rectify. Thanks for putting this together.
Hey Carole! Glad to hear that :) I really appreciate you watching. Good luck getting on the same page in your relationship, and celebrating those wins along the way :)
Thanks!
An adorable couple with adorable pets. Kudos to you both!
Thanks John! We super appreciate that!
loved seeing the two of you. having common goals and working together as a couple to reach them brings such blessing. and talking openly and honestly is always a good idea. i really liked not labeling yourself as a spender or saver, not boxing yourself into one camp or the other, great info!
Thanks Kari! So glad you enjoyed it :)
We're big fans of not boxing yourself into one camp or the other, so happy you liked that too!
Thanks for watching :)
Excellent, excellent video guys. I’m still working on this with my hubs. I’m not being pushy about it at all, and I actually think that he’s coming around slowly.🤗 And I’ll take what I can get.
Thanks so much for watching! And good for you and your husband! Nick had to be patient with me too :)
Hey! Good to see you :) And yes, pushy never works. So I think that's wise :) Good luck!
A lot of wisdom for such a young couple.
I am a new subscriber and looking forward to future content.
Thanks Russell! We really appreciate that. It means a ton. Thanks for watching!
Watching from chattanooga right now!
Small world! We loved our time in Chattanooga, it's a fun city.
This is a wonderful video I think people on YT have needed for a long time. I don't have a spouse, and I mentioned in a recent video how I don't know how to get a reluctant spouse on board. I will definitely refer people to this video if anyone ever asks me!
Hey Rachael! Thanks for that :) I really appreciate the kind words. That means a ton.
This would have been helpful when we started YNAB last month! Great tips, and yes I also recommend knocking out tip #1 before even talking about money.
haha, dang, one month late! Well thanks for watching anyways Troy and I appreciate you backing up the starting with number 1. It's extremely important to nail down your wants and your "why" first. Thanks for watching man and good luck with the budget!
Great video, guys. Your content has been a game changer for my girlfriend and I getting our finances under control after years of reckless spending. We've been YNABing since March and have already made great progress. Thank you so much for your videos.
Also love the Jocko shout. (Financial) Discipline Equals Freedom!
haha, Financial Discipline does equal freedom! Love that.
Glad to hear that the videos have been helpful for y'all! Really appreciate you taking the time to leave the comment and let us know. Just keep after it my friend.
Word of caution: I've found it is a bit counterproductive to reward myself for good budgeting habits by doing something that then spends the money. (Same with rewarding yourself for exercising by getting Ben & Jerry's). I always try to find a reward that isn't moving backwards or tempting me into bad habits.
Great video, even better message Nick and Hannah! We just did a video on budgeting for vacations as couple and honestly having an initial discussion is so important ✨
Love it! That's awesome y'all. We totally agree that having an initial discussion is so so important. Really appreciate you watching :)
it's great to learn and get tips from other couples! This is how Tom and I manage our family finances and include our financial goals. ua-cam.com/video/rd8WkxvMAqg/v-deo.html xCC
Dweck's book on mindset is a game changer! Great job applying mindset to budgeting. And I love videos with both of you.
Thanks P C! We really appreciate it :) Glad that you like the videos with both of us.
And yes, Carol Dweck's book is amazing. I wish everyone would read it.
🙋♀️love your videos...however, topics related to your adopting kids...would love those. Its a topic my spouse and I talk about from time to time.
Hey Ashleyanna! Thanks for the question. A lot has changed in our life since this video, so while we are still planning to adopt - we have yet to take big steps towards this. We definitely will be adopting at some point in the next few years, and when we do, we'll probably share some of that journey here as it makes sense. But unfortunately, we don't know much yet :)
LOVE seeing Hannah in the video!! :)
Thanks Kelly!! We really appreciate that. She's definitely going to be joining more and more :)
I guess I’m a late subscriber. Just wanted to say thanks for all the encouragement in your videos. 59 and just getting started with managing our money better. Thanks again
Hey Tony! So glad you’ve found us. I really appreciate the comment. It means a lot that you’re enjoying the videos.
Let me know if there’s ever anything I can do to help!
Great video Nick! I'm trying to get my wife on the channel as well. Just purchased my FinCon ticket today. Look forward to meeting you there!
Awesome JJ! Super pumped to meet you in person. And yes, hopefully your wife will join you on the channel soon!
Thanks so much for watching buddy.
Proverbs 18:21 relates to the labels. "Death and life are in the power of the tongue, and those who love it will eat its fruits." If you are constantly speaking "Spender" "Saver" "Looser" etc then don't be surprised when that is all you get.
Great stuff. And very cool that you did this together. Nice work!
Thanks Robert! I appreciate you taking time to watch and comment. Glad you enjoyed it!
I loved the book recommendations. Thank you for your honesty and encouragement.
Thanks Gina! We really appreciate you watching. Glad you enjoyed it :)
Boom! Love you guys and your channel and YNAB! Thanks for all the tips and tricks.
Thanks Jennifer!
So glad that you're enjoying the videos. That means a ton :)
Hey I'm So grateful you guys made this video just for my hubby and I 😂 LOL!Seriously, thank you! Also, the quotes were thought provoking and perfect with the points you made. Awesome video👍
Hey! You're very welcome. It's amazing how many folks run into this same issue :) I'm so glad that you enjoyed the video and it especially means a ton to Hanna when folks enjoy the videos she's part of. Thanks so much for watching and commenting. And good luck with your husband!
Always great content and Jocko! Fantastic stuff keep up the great work.
Benjamin Medlock thanks! Glad you enjoyed it. And yes, we love some Jocko.
Excited to get those shirts!
This video is nice. I was expecting something different.
Well glad you liked it!
This was so helpful on many levels. Thank you!
Awesome, thanks Wendy! So glad that it was helpful for you :)
Awesome. Rollll Tide. I’m new to YNAB . I really enjoy the videos with all the information you guys provide. Thank you so much. By the way I live in Chattanooga Tn. I’m not sure if that’s where you were located or not. Keep up the good work. Positive flow.
Hey Eric! Thanks man. How cool you’re in Chatt! We used to live there and that’s where we met. Now we’re traveling in our RV full time, but still have a lot of love for chatt!
Thanks for watching.
Just found your channel. ... love it !
Hey Tane! So glad you're enjoying the videos :) Really appreciate it.
Hello, it's really interesting. Can you please share the app you're using on your computer and phones to track your expenses. Thanks.
This was an awesome video. Thanks guys 👍👏👏👏👏
What a great video!!!
Belinda Tucker thanks! So glad you liked it :)
We really appreciate you watching!
Great advice
Thanks Shelley! Super glad to hear that it was helpful for you :)
Ive been using YNAB for a few years, but Ive just now gotten to the point that I am REALLY using it or having it as an effective prebudgeting tool. Is there a way that my husband and I can download the app on our phones and look at one budget? I am currently the one that primarily uses it and I would like him to be able to see what we are dealing with.
Hey Jesse! So glad that you're finally using it effectively. That's great news :) And yes! You totally can. If you both download the YNAB app on your phone, you just simply need to login to the same account. So if YNAB is setup with your email, just have your husband download the YNAB app and then login with your account email and you both can see the same budget.
That's what Hanna and I do and it keeps us on the same page :)
Nick True - MappedOutMoney thank you so much! I figured so, but it’s always good to double check. Blessings and well wishes to you both on your journey! I’m sharing these videos with those I know would benefit from it. ✌🏼
@@JesseEricksonSutton Thanks Jesse! So glad that you're enjoying the videos :) I really appreciate the comments. Thanks so much for sharing! That means a ton.
Nick thanks for the videos! I started using YNAB at the end of 2018 and started watching your videos then. I am getting married in about six months and just starting the conversation with my fiance about joining finances. She is down to work together and budget but doesnt want to feel restricted. I have a pretty efficient system in place with my standard income. I get the same amount into my direct deposit bi weekly. merging two different paychecks into one ynab seems so daunting and I can't seem to wrap my head around it. She is a nurse and her paychecks amounts are variable every week. Any tips on how to start this? I dont how how I would fill in the budgeting categories evenly with two different paychecks. After we dont get paid the same day! So is it first come first serve with the paychecks? Whichever check comes in first gets allocated to the fixed monthly expenses or what? I am an accountant so I could be making this way more complicated because I like things to be precise and exact. I am going to contribute proportionally more I think since I am making slightly more. Tips please and any words of encouragement on how to incorporate YNAB with two people. It has been a Godsend for me, but at the moment it doesn't seem like a viable option with two paychecks coming in at separate times. Thanks and let me know,!
Carson
Knocked this one out of the park! Carol Dweck and Jocko and waffle house?!? Well done.
Hey Anthony! Good to see you here! Thanks so much for watching, glad you liked the video and all of the references haha :) Hard to beat those three, especially when combined!
Nicely summed up and relatable.
Nathan Boler thanks man! Really appreciate it. 👍
Have you Try to get on the YNAB Team?
haha, no I haven't. But I do appreciate the encouragement! Hope you enjoyed the video :)
So Hanna ditched the PT life? Thought travel PT can be pretty lucrative (~$1700+/week) with all the tax write offs compared to perm jobs. But good for her for pursuing business with you!
Hey, Tyler! Yeah, I left PT in March '18. I didn't love working in the healthcare system. And Nick and I obviously have a lot more travel flexibility since we can both work remotely. So we can to take full advantage of living in an Airstream :)
You do make good money as a travel PT... but it's not as straightforward as recruiters will make it seem. In travel world, you make a really low hourly wage and then the majority of your income comes in the form of stipends, which are hypothetically tax-free. But there are a lot of stipulations around not paying taxes on your stipends (I actually have a friend who got in hot water because she didn't totally understand this).
In my experience, I was making a pretty comparable salary to my classmates with perm jobs. But travel is still cool from the perspective of getting to try out different settings and work with new people.
Thanks for checking out the video! And sorry for giving you way more info than you were probably looking for haha
Hanna True not too much information at all! Yea, I had heard about all the “tax home” hurdles you have to jump through. Thanks for your perspective. Debating going the independent contractor route, seems like a lot of work though. Gonna try living out of a nice converted van to keep living costs as low as possible while traveling. Anyway, best of luck, YNAB and this channel have REALLY changed how I view money now.
Tyler Smith That’s awesome! You can definitely save a lot of money doing that. And van conversions are really cool. That’ll be a fun project!
I don’t have any experience with the independent contractor option... it does sound like it’d be a bit trickier.
I worked with Fusion Medical Staffing while I was a traveler, and I had a really good experience with them.
We’re so glad you like the channel. Don’t hesitate to reach out if there’s anything we can help you with!
Thanks @Tyler Smith for watching! I'm glad it was helpful, and glad Hanna was able to give some explanation. Hope to see you around more. Good luck YNABing!
Thank you!
Thank you for watching! So glad you liked it.
Hi Hanna!
Benji!! Hope all is well!
Roll tide
Aaron Pennington haha, roll tide!
I'm married, but I budget like I'm still single. If that makes any sense.
Really, why is that? Meaning y'all both budget separately?
@@mappedoutmoney
We lived together, before it got married. And always kept it separate. He moved into my house. At the time we got married. He had 3 minors to pay child support. Now it's one left. The only thing we have joint is a savings account. And my mother told her 4 daughter's. "Have some money stashed away, because you never know " which I do. But i had that money WAY before I met him. I know it doesn't sound ideal. But what marriage is? And he has helped out his adult children. Which they haven't paid him. Thats why i budget, like I'm single
@@e.castillo7763 Gotcha, yeah, that's for sure a more unique situation. You've gotta find what works for you and glad that it sounds like it's working. The key is just making sure everyone is on the same page and working together whether that's with combined accounts or not. Thanks for sharing!
What's the app called?
The budgeting app we use is called "YNAB" it's short for You Need A Budget. Thanks for watching :)
Her: can we go to Hawaii this year?
Me: remember? You chose amazon over Hawaii
hahaha, that could be a fun conversation :)
Couple budgeting is so important if you want to take control of your financial destiny. This is how Tom and I manage our family finances and include our financial goals. ua-cam.com/video/rd8WkxvMAqg/v-deo.html xCC