OCBC NISP IdeatiON 2018 - FUTURAMA

Video ini dibuat guna mengikuti perlombaan OCBC NISP IdeatiON 2018 "Banking Innovation: Inventing Our Future"
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Perkenalkan kami dari tim FUTURAMA, beranggotakan:
1. Gabriel Pierre
2. Titto Airlangga
3. Ishlah Bimo
Melalui video ini kami mengangkat ide untuk menjawab permasalahan yang terjadi di masyarakat dewasa ini dan mentransformasinya menjadi inovasi di bidang perbankan di masa depan, sejalan dengan tujuan untuk meningkatkan inklusi keuangan di Indonesia
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For those who could not understand 'bahasa'. Here, we give you the script in english:
Based on survey from McKinsey, in 2030, Indonesia will be one of ten countries with the largest financial sector in the world. Certainly, it will be a challenge and opportunity for Indonesia. Talking about financial sector, banking is closely related to it.
It is marked with the growth of financial sector in Indonesia as much as 8.9%. Banking sector contributes 70% of the growth.
Ironically, there is only 36% of Indonesian that have access to banking activity, making a clear sign of less-inclusive Indonesia financial sector.
However, we believe that in the future financial inclusion can be achieved through easy to use and based on customer experience banking product.
Before we talk about customer experience, we have to understand thoroughly customer behavior in Indonesia.
The first one is the fact that only 54% Indonesian that have access to the internet and there are 39% Indonesian are using smartphone.
Based on spending, our survey shows that six out of ten people tend to plan their spending habit for short and even long term period. From that numbers, 70% of them feel that it is quite difficult to realize their plan because of their inability in managing their money.
Reflecting from the problem above, we bring an idea of integrated financial planner as a feature on mobile application, called 'Future Ready' that aims to be a one stop solution in which later it may help customer to get their financial plan and enhance financial inclusion.
To make it easier, I will introduce Titto, a fresh gradute that has a dream to take a further education, buy a new car, and bring his parents to do hajj.
Because of Future Ready, attached with time deposit feature, Titto may get a suggestion from the system shown in the form of auto-calculation and advisory regarding financial management. The goal of this feature is to help Titto's dream come true.
Coming up with next challenge, many feel that deposit account and another banking product is awfully irrevocable and unable to turn into cash at any time. It will be bothering if we need an urgent spending. As a result, we offer another feature that adopts the concept of 'gotong royong' known as crowdfunding. With this concept, Titto may get a fresh capital without taking his long-term deposit account.
Of course, we have a system to mitigate the risk by applying a minimum threshold along with another requirement.
In the future, when this solution may be implemented, the benefit for the society is: facing new banking experience and comfortable financial planning.
Another benefit is the big data that is taken from the pattern of financial and crowdfunding activity from the customer that can be used as a credit scoring system that is absolutely helpful for the bank.
Therefore, we believe that the solution we offer can be a great banking innovation in the future because it deals with the main problem that occurs in the society at the present time and hopefully, in the long period, it will enhance financial inclusion in Indonesia.
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[@DaffaFavian]

Bagus banget intro hooknya, alur problem ke solusinya juga bagus. Idenya juga keren, ditunggu realisasinya!

[@diahrahayu8313]

Good luck

[@IzalFanani]

Good luck lahh. Keren abisss 💪💪

[@naffiabsk]

suka banget sama idenya!

[@Abiezs]

Well said, good luck!

[@rahadyanalim2011]

Keren cuk solutif bgt. Ditunggu jaegernya

[@_____kc]

Semoga impian titto untuk S2 di Universitas XYZ terwujud. Amin

[@muhammadanugrah5895]

Ini dia alumni universitas xyz

[@fachriazizy4077]

Wa gila sih. Sukses sob!

[@widisme8829]

Informatif sekali. Suka infografisnya juga.

[@jesitaajani5201]

IDE BRILLIANT, pasti menang

[@muhamadmaruf2822]

Kerenn idenya gannn 👍

[@mujahidmujahid9139]

Keren

[@essaaditha5759]

Juara 1 nih

[@lutfiyahsungkar]

Suka bgt sama idenya

[@miftahuljannah1391]

Sangat jelas untuk orang orang awam. Sukses yaaa

[@muhammadanugrah5895]

bagus nih

[@LarasAAbida]

Bagus2

[@klaudiusls]

Solusi yang keren dan bermanfaat buat kedepan ni!

[@romadhonfalaqh8514]

edan edan, ini baru keren

[@diahrahayu8313]

Good luck ya

[@togupandiangan6566]

inspiring idea! goldluckk gab mo to!

[@widnyanawartama8861]

This should be epic

[@veronikaxaveria6537]

gils gils mantap bgt sih idenya

[@ivanrivaldi1160]

menurut gw idenya bagus gaboong,smg realisasinya bisa lebih bagus lagi

[@respatiputra1525]

Keep it up guys

[@MuhammadIdhamAzhari]

Mantabb, kereen STORY TELLING nya, sangat informatif! muhammadidhamazhari.com

[@andikaparadipta9649]

Mantap bosq ✊

[@dennadias]

solutif nih!

[@syamatulaisyah]

Goodluck gab