"America Is Collapsing Like Rome" - Ray Dalio's Warning On Money, Chaos, WW3 & 2024 Recession

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  • Опубліковано 28 гру 2024

КОМЕНТАРІ • 7 тис.

  • @nightguy5796
    @nightguy5796 Місяць тому +153

    We had had one of the largest transfer of wealth we have ever had in the last 40 years. That is a big reason the middle class is hurting. We were in a similar situation just before the Great Depression crushed our economy. Why don’t we do what we did to solve that problem back then. Oh wait, that would mean taxes would go up on the super wealthy, we better not talk about that.

    • @frankrubino1883
      @frankrubino1883 24 дні тому +8

      Yes, yes, YES!!!!!!

    • @aimeekubik8803
      @aimeekubik8803 23 дні тому

      Night guy. Of course you are right. 90 percent of us are slaves that exist to supply the ten percent with they're posh lives. Trump better step lightly! The second amendment was on it into place for a Time such as this.
      We are a broken Nation for sure. Let us designate three disireable States as Republican states, and leave themselves to themselves. All Republican minded people residing in the Blue states can pack they're bags and depart to the area with like minded people. You don't like government? Ok have a nice hurricane, tornado, disaster on your own. You don't want schools ok school your own children. What's that? You don't know how to teach your own children? Shit out of luck. You want no federal or less federal government? Good. You are now on your own, totally.

    • @doreenplischke2169
      @doreenplischke2169 20 днів тому +9

      Oligarchy will be a drastic change of events pretty quickly.

    • @rmurphy250
      @rmurphy250 19 днів тому +11

      There are no labor unions to give the people a voice like they did in the 1930s. 0:46

    • @timgriffin3368
      @timgriffin3368 17 днів тому

      If you're in the middle class, you just Think you're middle class.
      There's poor - majority; There's rich - a bit And There's the Ultra rich - 1% who Run The World.
      MIDDLE CLASS HAS BEEN GONE BEFORE THE MILLENNIUM!

  • @JasonTrang
    @JasonTrang Рік тому +1305

    Recession is most likely the result of an external factor. For the first time in decades, the United States is losing its clout as a federal reserve currency. They don't have any more economies to use to control inflation, and less money is being spent on stock and oil trading than in the past. They all lend support to the idea that a new multilateral world order is in the works.

    • @Jennyuk1
      @Jennyuk1 Рік тому +1

      @joe kim Would you mind recommending a specialist with a variety of investment options? This is extremely rare, and I eagerly await your response

    • @Jennyuk1
      @Jennyuk1 Рік тому +1

      @joe kim Thank you! I just looked up Isabel online and researched her accreditation. She seems very proficient, I wrote her detailing my Fin-market goals and scheduled a call.

    • @carlovincetti
      @carlovincetti Рік тому +2

      Should be no surprise to an agenda in the works.

    • @elladowling2005
      @elladowling2005 Рік тому

      USA toilet paper is damage world stability 🤙

    • @talkinghand122
      @talkinghand122 Рік тому +12

      @@Jennyuk1 scammer responding to scammer? 😒

  • @prehistoric_billionaire
    @prehistoric_billionaire Рік тому +197

    Timestamps:

    Three major forces are shaping the world: debt, internal conflict, and rising power.
    00:00

    Global entities owning declining assets and borrowed money is a nightmare scenario.
    07:56

    Rising debt and interest rates indicate a global crisis
    21:49

    Financial and economic problems, internal conflict, and external risks are looming
    28:06

    Diversification is the key to successful investing.
    41:21

    Other countries are moving away from the dollar as a reserve currency due to worries around sanctions and debt.
    47:59

    High school dropout rates and lack of resources are leading to societal problems
    1:00:51

    Societies that focus on basic fundamentals like earning more, being well educated, being civil, and being productive tend to work well.
    1:07:16

    Facilitating thoughtful disagreement is important for effective decision making.
    1:20:42

    The need for a unifying leader to avoid dictatorship
    1:27:02

    Approaching disagreement with an open-minded perspective
    1:40:22

    Taiwan is a red line for China and any move towards independence may lead to war
    1:46:59

    • @nischaymiglani2617
      @nischaymiglani2617 Рік тому +11

      Thanks mate 🙏

    • @kingranches
      @kingranches Рік тому +4

      I think you need to add WAR or the cost of preparing for one to that list. win loose or not even have one, ALL still mean countries that are already deep in debt will be FORCED to spend money they cant afford to spend on TOTAL worthless assets creation. Worthless because they either get destroyed completely or if you dont use them become outdated, -quickly these days. buying weapons is NOT infrastucture, it doesn't have value and it never allows a nation to create more assets. The ways a bridge, or railroad or any other infrastructure does. and we might even have to add a serious 5th factor which seems to be many more MASSIVE losses due to evey kind of storm known to man. You should see how high home insurance has gotten in Florida and thats EVEN if youre nowhere near any hurricane areas and even doubling or tripling home insurance wasn't enough the governor just nailed EVERYBODY with a 3% news tax to help state recover all its loses. I see this as a world thats gotten SO SMALL and interconnected that anything that goes wrong for anybody anywhere ends up effecting ALL of us.. Florida residents who bought homes 250 miles from the coast thinking they were being smart are finding that THEY have to pay for the stupidity of all the people who bought homes on the coast, the STUPID government that insured them for a THIRD of what they SHOULD have charged them for the risk, AND the stupidity of the insurance companies that are going to lose more than they could possibly gain to global warming- but have RIGGED it so that the State taxpayers will have to cover their loses -as in Florida.

    • @calture5086
      @calture5086 Рік тому +6

      Part of the vid title says 'Looming recession'; not sure if it's supposed to say 'depression' bc we've been in a recession for the last 2.5 years.

    • @sunrisesunset7
      @sunrisesunset7 Рік тому

      Isn't it odd that the government is spending almost to try to make this happen. Seems odd I mean $100B to Ukraine to say the least Raising rates to cause a crash. They want to usher in FedNow digital currency when the banks fail. Understand the social credit score also that can be tied to FedNow in the future (see china) Hang on to your hats kids

    • @leonardosilva9089
      @leonardosilva9089 Рік тому

      Thanks

  • @AndersonFair-cy2bb
    @AndersonFair-cy2bb 6 місяців тому +713

    Our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

    • @FaithAndrada-xo9ou
      @FaithAndrada-xo9ou 6 місяців тому +13

      People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

    • @BrewerVera
      @BrewerVera 6 місяців тому +5

      Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

    • @BrewerVera
      @BrewerVera 6 місяців тому +7

      Her name is. ‘Rachel Sarah Parrish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

    • @ckdub1888
      @ckdub1888 5 місяців тому

      @@fredrickmcgraw9491your a scammer GTFO here!

    • @patriciareilly530
      @patriciareilly530 3 місяці тому +6

      Let's not get all worked up over this. Kamala said in her CNN interview that inflation is caused by prices going up. She will solve this problem by putting price controls on groceries She will also cancel your student loan and give you $25,000 to buy a house. She's going to pay for your baby's food. I think I heard her say that. Why can't all you gloom and doomers see that happy days are here again. That's the song they used to sing at Democratic conventions, for those of us who are old enough to remember, but quit voting Democrat a long time ago.

  • @HafezBd
    @HafezBd Рік тому +2012

    It was a very bad decision to remove the Glass-Steagall Act in the late 1990s, which led to the spectacular failure of huge banks during the financial crisis of 2007-2008. To prevent another disaster, Dodd-Frank and this statute both need to be reestablished right away. What happened with SVB is only the beginning of what will happen if nothing is done to address the current situation

    • @harod033
      @harod033 Рік тому +8

      I suppose SVB was reorganizing their bond holdings. They would lose money if they sold their low-yielding bonds. However, they attempted to compensate by repurchasing bonds on the open market at the higher interest rate.

    • @patrickperez7387
      @patrickperez7387 Рік тому +7

      Although the economy has so far held up, the SVB scenario serves as a warning that Fed rate hikes are still having an impact. At times like this, investors must be vigilant about the next inevitability. You don't have to act on every forecast, therefore I'll advise you to hire a financial counselor. This has been my fallback position for a while.

    • @Igorstravinsky788
      @Igorstravinsky788 Рік тому +4

      @@patrickperez7387 I need suggestions to assist me recover my portfolio and create more effective strategies because of the huge dips. How do I locate this coach?

    • @patrickperez7387
      @patrickperez7387 Рік тому +2

      @@Igorstravinsky788 My trustworthy advisor, Ruth Loralann Brennan, works for a fee only. She actually offers free consultations and always has the interests of her clients at heart. She and I have been colleagues ever since I turned 40. She is a busy woman, but if you can catch her attention, she might be able to help.

    • @williamporter5333
      @williamporter5333 Рік тому +3

      @@patrickperez7387 Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.

  • @ExxonMobilCompany
    @ExxonMobilCompany Рік тому +1162

    Recession is often the result of external factors, and it appears that the United States is losing its grip as a federal reserve currency.
    With a decreasing ability to control inflation and a reduction in stock and oil trading, it seems that a new multilateral world order is on the horizon.

    • @robertlucas8288
      @robertlucas8288 Рік тому +2

      It's important to keep in mind that investing is a zero-sum game with both good and bad days. However, by spending and investing wisely and diversifying your holdings, you can minimise risks and maximise gains. Hiring a knowledgeable investment advisor with a wide range of options can help you achieve this and leave little room for regrets.

    • @marcelrobert9569
      @marcelrobert9569 Рік тому +1

      @@robertlucas8288 I personally worked with an investment advisor to diversify my $401k portfolio across multiple markets, resulting in over $980k in net profit from high dividend yielding stocks.
      With the right guidance, you too can make informed investment decisions and achieve your financial goals.

    • @marcelrobert9569
      @marcelrobert9569 Рік тому +1

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    • @obodoaghahenry9297
      @obodoaghahenry9297 Рік тому

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    • @rausalazar
      @rausalazar Рік тому

      Nah it means your new boss is coming the antichrist is coming and you are not ready for this coming you have been warned turn to Jesus for your salvation otherwise perish for eternity it's up to you you have a choice the end is coming and will have his 1000 year reign is coming soon stay tuned get ready vto answer for all your sins judgement day I is coming.

  • @LoughBellis
    @LoughBellis 5 місяців тому +952

    The only American who won't acknowledge this Administration's failed economic policies is Joe Biden. "Shrink-flation' is the least of our worries compared to rising rents and stagnant wages, but it is an undeniable indicator of how bad our inflation has gotten. I have $100k that i like to invest in a non-retirement account, any advice on that?

    • @PitcockRoth-9876
      @PitcockRoth-9876 5 місяців тому +4

      I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back.

    • @Odmark-u5f
      @Odmark-u5f 5 місяців тому +3

      Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

    • @PhilomenaCopple
      @PhilomenaCopple 5 місяців тому +2

      Impressive can you share more info?

    • @Odmark-u5f
      @Odmark-u5f 5 місяців тому +2

      Credits to 'Carol Vivian Constable' she has a web presence, so you can simply

    • @PhilomenaCopple
      @PhilomenaCopple 5 місяців тому +2

      She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

  • @castlecarousel
    @castlecarousel Рік тому +134

    I'm noticing in the newer episodes that Tom is a lot more reserved in needing to interject and really lets the guests expand on their thought-lines in greater depth - an awesome development in your interview skills!

    • @Tanveer97
      @Tanveer97 Рік тому +8

      yes, I think he is listening. Last interview with Ray, he was continuously cutting him off and Ray could not finish the points he was talking about and jumped into new questions.

    • @annecharvet7222
      @annecharvet7222 Рік тому +4

      I remember his first interviews - 'years' ago - and yes, Tom was doing great NOT talking too much. It was obvious he had done the research, but he let the people talk without interrupting them. His style was so refreshing. I'm glad he's back to it after some interviews where he was too passionate (about health and finance), interrupted the poor specialists - some of them do talk too much - who could not finish their sentences 😂
      Great job Tom! 🎉

    • @ZC965Tt
      @ZC965Tt Рік тому +1

      I think so too, you are a careful observer LOL, I like

    • @wynnhorton1208
      @wynnhorton1208 Рік тому +2

      yes. an improvement.

    • @megumi2769
      @megumi2769 Місяць тому

      I agree! I have noticed that too

  • @emircanbey-eh8tc
    @emircanbey-eh8tc Рік тому +26

    Thank you for being there *VRI TOKEN* when I wanted you to..... I was lost in this new world that I was hassled to start with ....you not only guided me along the way but you also showed me the proper way....whatever little I have been able to achieve in life is because of you today ..... I want to thank you for being there and showing me the proper way of doing thing for me you are my best guide as you truly showed me the way to life....once again , I would like to tell you a heartfelt thanks for being there.

  • @crypticcomputing604
    @crypticcomputing604 Рік тому +18

    Make Ray Dalio immortal please...
    Not only he changed my life but his wisdom is stratospheric and can change so many people's lives. And he sounds like such a legit and humble man!

    • @IllyaWilson
      @IllyaWilson 5 днів тому

      Jesus is a better choice 🙏 And he's a King, and my brother.

    • @stephfrancis7109
      @stephfrancis7109 4 дні тому

      @@IllyaWilson seems to me he is saying what Jesus would want for humanity.

    • @IllyaWilson
      @IllyaWilson 4 дні тому

      @@stephfrancis7109 Alright.

    • @shinseiki2015
      @shinseiki2015 2 дні тому

      It might be possible to make him immortal within the next 10 years if he survives

    • @Gphilly819
      @Gphilly819 2 дні тому

      One issue with his analysis is he doesn’t realize China is also a declining power
      China is facing demographic collapse and has so much debt in local governments that it will not surpass USA

  • @Erickruiz562
    @Erickruiz562 9 місяців тому +2436

    My wife and I are directors of our farm business and own property, plus small pensions. I am nearly 55, my wife is 52.
    We have started to save to retire from the farm, and possibly live on rental income, I'd really appreciate you go LIVE and talk about how to earn passive income online and retire comfortably, let’s say $1M.

    • @JimmyA.Alvarez
      @JimmyA.Alvarez 9 місяців тому +2

      For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.

    • @BeverleeR.Ziegler
      @BeverleeR.Ziegler 9 місяців тому

      yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k.

    • @AaronZak-js
      @AaronZak-js 9 місяців тому

      Although my knowledge of the business is limited, it seems that this is the ideal time to enter the market based on my understanding of supply and demand in the economy. The consistent price variations, which shouldn't be an issue, are the only thing stopping me. But I really need a counselor; could you please assist me?

    • @BeverleeR.Ziegler
      @BeverleeR.Ziegler 9 місяців тому

      @@AaronZak-js
      One of the fiduciaries I deal with is Alicia Ann Jordan. Just check the name. There would be a letter with the necessary information to set up an appointment.

    • @LenaSchweizer-ff8xy
      @LenaSchweizer-ff8xy 9 місяців тому

      thank you for sharing; I just looked up the broker you recommended on Google and was really impressed with her qualifications. I will immediately send her an email.

  • @neworleansjoe
    @neworleansjoe Рік тому +546

    This recession is most likely the result of an external factor. For the first time in decades, the United States is losing its clout as a federal reserve currency. They don't have any more economies to use to control inflation, and less money is being spent on stock and oil trading than in the past. They all lend support to the idea that a new multilateral world order is in the works.

    • @janeestrada007
      @janeestrada007 Рік тому +6

      Keep this in the back of your mind. There are good days and bad days. It's a zero-sum game, but keep this advice in mind: spend wisely, invest wisely, and diversify your holdings so that when one performs poorly, the others do as well. This can be accomplished by hiring a knowledgeable specialist whose platform provides a wide range of investment options. By doing so, you leave little room for regrets and may even gain more.

    • @Andrew-vt4jt
      @Andrew-vt4jt Рік тому

      These comments are a scam. All accounts started 3 months ago. The websites you search are scam sites. Search the name and scam, and you'll find the truth.

    • @nicolas395
      @nicolas395 Рік тому

      Omg dude…so many spam / scam comments in these threads. Please do not follow this B.S. or look up these “financial advisors” - they’re fake website hoping you’ll download a report and likely steal your information. Stay away.

    • @geoff9858
      @geoff9858 Рік тому +3

      The inflation is largely due to the obscene amount of QE and also due to central banks selling USD. The lost of confidence is due to policies and the inflation inflicted on developing countries due to QT as most use USD in their international trade.

    • @user-ly7th6sx7l
      @user-ly7th6sx7l Рік тому

      The recession is a result of corruption and manipulation in the financial markets.

  • @summersnow7296
    @summersnow7296 Рік тому +65

    Ray's understanding of history and world affairs is very impressive. For example, he was able to articulate China's past 200 years of history and its relationship with Taiwan accurately. If more Americans can have this level of understanding, I believe the potential of conflict between US and China would be severely reduced.

    • @joeroganpodfantasy42
      @joeroganpodfantasy42 Рік тому

      Hahaha you think government wants you to understand whats going on?
      The gov wants a war like stance towards china they have no interest in allowing what you say.
      Soon you will be in jail if you say such things .
      Just like those black socialists who were against the war in ukraine

    • @jont2576
      @jont2576 Рік тому

      U know USA has no interest in acknowledging the truth....that would mean admitting her transgressions all over the world for the past 7 decades in Asia,middle east,south america,Africa and eastern Europe......it would mean admitting her hypocrisy and everything that gives her every advantage or power in this world.
      Remember war is peace.
      Freedom is slavery.
      Ignorance is strength.
      No empire east or west is ever build on the truth......it's all about massaging the truth,writing ur own narrative and spreading the gospel.
      "Manufacturing consent" is what Noam Chomsky,convincing the public that ur not only the good guys,but what u do is not only essential and necessary to destroying the forces of evil but it's for your own sake and benefit.
      China and CCP has a long way to go to learn from the masters of the art of rhetoric and false narrative.....to create sophisticated yet believable stories to hide her wickedness,China is like an elephant in a room full of china.

    • @passby8070
      @passby8070 Рік тому

      The problem is alot of the politicians in the US are either intellectually lazy or too scared to play a moderator role. Any logical and level headed discussion about China does not seem possible which makes it all the more dangerous.

    • @PinkFZeppelin
      @PinkFZeppelin Рік тому +7

      Ray is invested in China far more than most. He’s very well read on the subject. That being said, I believe he gives a retelling that is most pleasing to the power centers in China. He does this to maintain his relationships there.

    • @Woestheboss
      @Woestheboss Рік тому +2

      @@PinkFZeppelin That might be, but he still is more truthful than the media is portraying us.

  • @donvee2000
    @donvee2000 10 місяців тому +26

    What terrifys me the most is at a time when we're literally being squeezed and financially collapsing.... People are fighting with each other.

    • @dorothysimpson7040
      @dorothysimpson7040 17 днів тому +5

      The plan is working.

    • @sharoncrawford7192
      @sharoncrawford7192 12 днів тому +4

      Wait until the total collapse comes. Messing with people's money can be deadly. I've seen siblings never speak to each other over a will.

    • @steven.4996
      @steven.4996 6 днів тому +1

      Blame vice President tRump and his followers

  • @Aarrenrhonda3
    @Aarrenrhonda3 Місяць тому +6

    Our economy struggling with uncertainties, housing issues, foreclosures, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.

  • @clintonlunn4357
    @clintonlunn4357 Рік тому +12

    Great way to interview Ray Dalio. This is the first time I've seen a forum give him the floor to talk. Very detailed, informative, and useful. Thank you

  • @lennartcederquist8265
    @lennartcederquist8265 Рік тому +46

    Now with the recent economy, to be financial FREEDOM you have to be making money while you are asleep

    • @jprinfret6112
      @jprinfret6112 Рік тому +2

      best investment one can do right now is investing on the stocks trading though forex are good but ever since I swapped to stocks I've seen so much difference in my finance

    • @antoniogene7672
      @antoniogene7672 Рік тому +1

      What opportunities are there in the market and how do I profit from it?

    • @donaldwess4461
      @donaldwess4461 Рік тому +1

      One point to clarify this, the wealthy do save up enough to buy their next assets. They do not save as a means of building wealth or as a retirement strategy

    • @piusgideon7759
      @piusgideon7759 Рік тому

      I would really like to know how this actually works

    • @kegaliwkesi2772
      @kegaliwkesi2772 Рік тому

      All you need is a good capital and the service of a professional broker, with those your investment will most certainly produce high yields.

  • @Cristian_M_
    @Cristian_M_ Рік тому +22

    Successful people don't become that way overnight. What most people see as a glance of wealth, a great career, and purpose is the result of hard work and hustle over time. I pray that anyone who is reading this will be successful in life

    • @eileengardner5462
      @eileengardner5462 Рік тому

      I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

    • @ramadhanipongela1360
      @ramadhanipongela1360 Рік тому

      Wow, really. I was able to make my $25k on investment

    • @kiyotofujita2178
      @kiyotofujita2178 Рік тому

      ​@@eileengardner5462I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings

    • @hamidu_-
      @hamidu_- Рік тому

      Assets that can make you rich
      *FX
      *Btcoin
      *Stocks
      *Gold
      *Real estate

    • @zoeyswaniawski7306
      @zoeyswaniawski7306 Рік тому

      You’re right but a lot of people remain poor due to ignorance

  • @ellahenry3221
    @ellahenry3221 7 місяців тому +7

    I would invest in farmland, water resources, gold, silver.

  • @ahmetaliylmaz9948
    @ahmetaliylmaz9948 Рік тому +60

    I started to look into NFTs to build more my knowledge. Your video was simple and very enjoyable to watch so thank you for publishing this content. I personally think this revolutionary way of buying /selling art or actually anything that can be classified as a virtual asset will need to be watched very closely. The sector is still widely unregulated and those activities can conceal massive risks of money laundering and financial crime at many levels. There was no case of money laundering or any suspicious activities when I made the decision to join *VRI TOKEN*

  • @michaelevans-jt4uq
    @michaelevans-jt4uq Рік тому +288

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life

    • @nancystanley9051
      @nancystanley9051 Рік тому +13

      You're absolutely right, to be a successful in life required not only hard work but awareness and sometime opportunity at the moment, investment remains the best way to start.

    • @parkerrosemary-it4kr
      @parkerrosemary-it4kr Рік тому +10

      @@nancystanley9051 I agree with you. Investment is the key to sustaining your financial longevity. And not just any investment but an investment with guaranteed return.

    • @paulmary-xq1mt
      @paulmary-xq1mt Рік тому +9

      yeah investment is the key to sustaining your financial longevity but venturing into any legit investment or business without a proper guidance of an expert can lead to great loss too.

    • @alonsohernandez-nb5xq
      @alonsohernandez-nb5xq Рік тому +8

      @@paulmary-xq1mt Exactly and many of us don't know where to invest our money so we invest it on wrong place and to the wrong people

    • @louranterlius9515
      @louranterlius9515 Рік тому +5

      @@alonsohernandez-nb5xq Obviously talking about been successful, I know I am blessed if not I wouldn't have met someone who is as spectacular as Debra Barton

  • @Dantursi1
    @Dantursi1 Місяць тому +5

    Tired of the "recession is coming!" threat. Recessive periods come along with equivalent market opportunities if you are well informed and equipped, I've seen folks amass wealth in the midst of economic turmoil and even pull it off easily in favorable conditions. Invariably, the collapse is getting somebody somewhere rich

    • @Derekhoffman312
      @Derekhoffman312 Місяць тому +4

      the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @docbradleydc
      @docbradleydc Місяць тому

      True, there are a ton of investors waiting like Mr. Potter and Monty Burns out there. Always will be. Problem is the vast majority of the population lack any capital to do it.

  • @FrancesRyan-b2p
    @FrancesRyan-b2p Рік тому +695

    It is good we acquire as much wealth as we can, most people fail to understand what it takes to become wealthy, they want to become wealthy overnight by thinking their savings will help them attain that, they fail to understand that investment is what truly builds wealth. I advise you all key into investing and earn side money than depending on your savings if you truly want to be wealthy

    • @DeborahPearson-ng2cs
      @DeborahPearson-ng2cs Рік тому

      Shanita is outstanding so well mannered teacher, glad i saw this here the knowledge you will gain is for a life time. Now is the time to invest in your education for 2023.

    • @KadreYilmaz
      @KadreYilmaz Рік тому

      I've been trading with her for a while now, their profits are secured and over a 100 percent return on investments

    • @JacolienVos
      @JacolienVos Рік тому

      Her training program has been insightful, and I must say, l'm most honoured to have been part and a full-time beneficiary of her daily trade signals.

    • @JacolienVos
      @JacolienVos Рік тому

      "I've seen a lot of good testimonies about her, she must be honest and committed for people to talk this good about her services"

    • @LouisMorris-vq8hf
      @LouisMorris-vq8hf Рік тому

      Mrs Shanita is obviously the best

  • @bsetdays6784
    @bsetdays6784 Рік тому +426

    My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in US.

    • @adenmall7596
      @adenmall7596 Рік тому +2

      The FED knows. They aren't committed to attacking inflation. They are going to continue to inflate, stocks and commodities will continue to go up with everything else. You can't just sit on cash waiting for a crash, get your money working for you, start buying in slowly and then gradually increase the pace of buying as the prices continue to drop.

    • @selenajack2036
      @selenajack2036 Рік тому +1

      In my opinion, now is not the moment to rely on hearsay. Every individual, regardless of their level of experience as an investor, requires guidance at some stage.

    • @kaylawood9053
      @kaylawood9053 Рік тому +4

      It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $850k.

    • @roddywoods8130
      @roddywoods8130 Рік тому +2

      Please tell me how can I connect to your advisor. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put them to work.

    • @kaylawood9053
      @kaylawood9053 Рік тому +2

      Do your homework and choose one that has strategies to help your portfolio grow consistently and steadily. ‘’Mrs Marisol Cordova” is responsible for the success of my portfolio, and I believe she possesses the qualifications and expertise to meet your goals.

  • @itzeltorreson
    @itzeltorreson Рік тому +605

    A perfect storm is brewing in the United States. Inflation, bank collapse, severe drought in the agricultural belt, recession, food shortages, diesel fuel and heating oil shortages, baby formula shortages, available automobile shortages and prices, the price of living place. It's all coming together and it could lead to a real disaster towards the end of this year (or sooner). With inflation currently at about 6%, my primary concern is how to maximize my savings/retirement fund of about $300k which has been sitting duck since forever with zero to no gains.

    • @aadenmarousek
      @aadenmarousek Рік тому +9

      Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

    • @pamelamonarch
      @pamelamonarch Рік тому +8

      These are the conditions in which life-changing money is made by those who remain calm, patient, and take controlled risks. Volatility goes both ways. The bigger the red candles, the bigger the green ones.

    • @vuhoahua
      @vuhoahua Рік тому

      I don't know much about the market, but based on what little knowledge I have of economic supply and demand, this is the best time to venture into the market, but the only thing holding me back is the constant fluctuations in prices, which it's not supposed to be a problem, but i really need guidance because i want to use this avenue of everything being on discount to build a portfolio that pays dividends and takes care of me in retirement.

    • @akirakrusemark
      @akirakrusemark Рік тому

      @@vuhoahua credits to DEBORAH DIVITO WELCH, one of the best portfolio manager;s out there. she;s well known, you should look her up

    • @curtisdarveau
      @curtisdarveau Рік тому

      I began accumulating wealth when I started following up my investment properly, The value of expert mentorship cannot be overstated. Without proper mentoring, people tend to make mistakes and loose money. This is why I prefer to invest with DEBORAH DIVITO WELCH because her methods are unique and extremely profitable.

  • @100BlaQRaok.el_1
    @100BlaQRaok.el_1 3 місяці тому +1

    I [woke] up to this channel around 4:30 am pst and stayed glued to the information.
    Yep, I do leave my phone on at times , but, with the screen facing flat or up and the covers over my head☝🏿😁 so much for blue rays, etc.
    Thank you.

  • @JohnHannay
    @JohnHannay Рік тому +547

    I'm afraid of making fatal money mistake and going broke again. I'm in my 30s and I'm here for some advise

    • @RickMckee-nq4ni
      @RickMckee-nq4ni Рік тому +7

      Earn more than you spend. Saves you a lot of worries

    • @debrab7844
      @debrab7844 Рік тому +5

      I am 61 single no kids, I had an advisor that had me living on only Soc Sec and Pension whole she had my IRA Grow to $2 Million and I thought WHY wud I want to eat gruel like scrooge w $2 million in the bank! I want to Travel a0nd enjoy Retirement I worked hard for this money!

    • @VitaliiSych
      @VitaliiSych Рік тому +4

      @@debrab7844 What is the name of this advlsor that grew your IRA to $2million? I could really use her services.

    • @SonicBonn
      @SonicBonn Рік тому +3

      Crypto?

    • @tildac1875
      @tildac1875 9 місяців тому +2

      Hahahaha - grifters

  • @scottarmstrong11
    @scottarmstrong11 10 місяців тому +254

    Recession is often the result of external factors, and it appears that the United States is losing its grip as a federal reserve currency.
    With a decreasing ability to control inflation and a reduction in stock and oil trading, it seems that a new multilateral world order is on the horizon.

    • @emiliabucks33
      @emiliabucks33 10 місяців тому +6

      It's important to keep in mind that investing is a zero-sum game with both good and bad days. However, by spending and investing wisely and diversifying your holdings, you can minimize risks and maximize gains. Hiring a knowledgeable investment advisor with a wide range of options can help you achieve this and leave little room for regrets.

    • @monicawill5
      @monicawill5 10 місяців тому +1

      I personally worked with an investment advisor to diversify my $401k portfolio across multiple markets, resulting in over $980k in net profit from high dividend yielding stocks.
      With the right guidance, you too can make informed investment decisions and achieve your financial goals.

    • @Johnlarry12
      @Johnlarry12 10 місяців тому +2

      I wholeheartedly agree, which is why I choose to delegate my daily investment decisions to a coach. They specialized knowledge, research, and risk management skills make it challenging for them to underperform. They focus on utilizing risk for its asymmetrical potential while mitigating downsides. I've been with my investment coach for over two years and have earned over a quarter-million dollars.

    • @suzannehenderson5
      @suzannehenderson5 10 місяців тому +2

      One of my goals is to employ the service of one this year. I've seen some off LinkedIn but wasn't able to get a response. Could you recommend who it is you work with?

    • @Johnlarry12
      @Johnlarry12 10 місяців тому +2

      I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

  • @Riggsnic_co
    @Riggsnic_co Рік тому +1948

    It’s always a good option to keep some gold. Well with the current market situation and everything at stake with the present economy, I’d say you’re better off staying away from stocks fr awhile or better still reach out to an adviser for guidance.

    • @kenanporubsky2122
      @kenanporubsky2122 Рік тому +3

      Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.

    • @martingiavarini
      @martingiavarini Рік тому +3

      There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

    • @angelicaaquino4109
      @angelicaaquino4109 Рік тому +3

      Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

    • @kenanporubsky2122
      @kenanporubsky2122 Рік тому +1

      @@angelicaaquino4109 Impressive can you share more info?

    • @angelicaaquino4109
      @angelicaaquino4109 Рік тому +1

      @@kenanporubsky2122 My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

  • @mitchelljamerson706
    @mitchelljamerson706 20 днів тому +3

    America could change if it wanted to, but the problem is that greed is running this country. In the end greed never win.

  • @Rachelschneider03
    @Rachelschneider03 Рік тому +541

    It all depends on the knowledge and strategies employed, but I've seen people make seven-figure profits in declining markets just as easily as they do in rising ones. There is no denying that some people have benefited significantly from the recession and crisis.

    • @ReidCoffman1
      @ReidCoffman1 Рік тому +6

      The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

    • @AshtonGrace
      @AshtonGrace Рік тому +2

      I try to speak with a financial coach before making any investing decisions because of this. I've been trading with one since the pandemic broke out since their entire business model centers around trading long and short at the same time, utilizing profit-oriented tactics and reducing risk as a hedge against inevitable downtrends. Additionally, it is almost difficult for them to perform poorly because they have access to insider data and analysis. After working with a coach for almost three years, I made more than a million dollars.

    • @MariusNatt
      @MariusNatt Рік тому +2

      @@AshtonGrace I have actually been involved in all of these for quite some time, even if I won't say I have made or lost a fortune. Would you mind suggesting a professional with a variety of investment options? extremely rare, and I eagerly await your response.

    • @MariusNatt
      @MariusNatt Рік тому

      @@AshtonGrace i just googled more about her now, impressive

    • @JK360noscope
      @JK360noscope Рік тому

      What, and they don't share?
      Dicks

  • @nvarras7
    @nvarras7 Рік тому +47

    I started thinking I’m crazy a while back. I thought I was being pessimistic about the way things are going but everyone around me tells me I’m overreacting. Then I hear Ray Dalio confirm all my worst worries. Thank you Mr. Dalio. Lol. Why aren’t more people listening to this man? I know I’m preparing as best I can.

    • @icanfixanything4u2
      @icanfixanything4u2 Рік тому +2

      bank of america in trouble

    • @qwertyqaz2227
      @qwertyqaz2227 Рік тому +2

      I still don't understand what we're supposed to do

    • @nvarras7
      @nvarras7 Рік тому +4

      @@qwertyqaz2227 Get out of debt is probably number 1. Interest rates will crush us. Buy some hard assets. Put some cash aside to take advantage of opportunities that will arise from people getting crushed by debt and payments they can no longer afford. Basically what I got out of it. I just paid off all my credit cards and have one more car to pay off.

    • @icanfixanything4u2
      @icanfixanything4u2 Рік тому +4

      @Qwerty Qaz ok, wete supposed to watch , listen, do our own research on topics and not believe everything we hear, or heard. but most of all VOTE THEM OUT. I CANT SAY IT ENOUGH . VOTE THATS OUR VOICE . DRAIN THE SWAMP. MAGA TRUMP 2024

    • @theWebWizrd
      @theWebWizrd Рік тому +1

      ​@@nvarras7 I don't know if it is correct to say that one should definitely get out of debt. Remember that in times of inflation, the real value of your debt is also hit by inflation. If inflation is above nominal interest rates, then the real value of your debt actually decreases. Meanwhile, that debt can be invested in assets that actually give a net positive real return. For instance, due to tax incentives and other things I am currently paying something like an effective 3% interest on my mortgage. Meanwhile, salaries in Norway, where I live, will increase by a little over 5% for the year due to inflation, and even that is projected to barely if at all increase real purchasing power. So my mortgage is actually decreasing in real value over the year - ie there is absolutely no reason to getting rid of it. My money is much better spent investing in productive assets that should on average net me income above the rate of inflation.
      That being said, it is a time where debt is more risky than it has been for a long time. If you have any doubts that you will be able to handle current or even slightly higher interest rates, you should definitely make reducing debt a priority. Do not invest any money in stocks or other risky assets if you think you might need it to pay off monthly installments on your debt, because you might then be forced to sell your financial assets in bad times at a loss. That is the only and most dangerous way you might lose your invested money if it is invested reasonably well, like in an index fund. Do not use debt now to finance anything non-productive like buying a nice new car or a vacation. Of course, that is generally good saving advice, but it is much more important now than before.

  • @HartmannStein
    @HartmannStein Рік тому +319

    I've been saying this for a long time now: instead of worrying about what's coming, we should prepare for when it comes. The market always recovers, and we've seen this time and time again. Just take the 2008 financial crisis, for example. The market eventually bounced back, and although it took some time, it did recover. Instead of being paralyzed by fear during tough times, we should focus on making smart investment decisions and positioning ourselves for long-term success. By doing so, we can weather any storm that comes our way and come out stronger on the other side.

    • @JurggenDietrich
      @JurggenDietrich Рік тому +3

      Spot on! I couldn't agree more. Instead of DWELLING on the negatives, we should be focusing on strategies to maneuver our current situation. Despite the challenges, many individuals and companies are finding ways to thrive and make millions in this down market. Unfortunately, this information doesn't always make it to the news.

    • @NavaaMehrabaan
      @NavaaMehrabaan Рік тому +5

      Therefore, it's essential to seek out and learn from those who are succeeding in these times. By doing so, we can gain valuable insights and develop strategies that will help us come out on top. It's all about shifting our mindset and finding opportunities in the midst of adversity.

    • @corbynsmithe
      @corbynsmithe Рік тому +5

      Well, it's no secret that the top players and pros in the investment world have access to exclusive information and data trajectory that isn't disclosed to the public. This knowledge gives them an edge that most of us don't have. While knowing the right strategies to apply in this time is essential, having the right information to successfully pull it off is just as important.

    • @HartmannStein
      @HartmannStein Рік тому +3

      I strongly believe that having an investment coach to guide my day-to-day investment decisions is the best course of action for me. Investment coaches are experts in going long and short at the same time, employing risk for its asymmetrical upside, and laying off risk as a hedge against the inevitable downward turns. In addition to their exclusive information and analysis, it's nearly impossible not to outperform the market with their help. I've been using an investment coach for over two years now, and the results have been exceptional. I've netted over 1.5 million dollars, and I attribute much of my success to my investment coach's guidance.

    • @corbynsmithe
      @corbynsmithe Рік тому +1

      ​@@HartmannStein The demand for investment-advisers has skyrocketed by more than 41.8% since the onset of the pandemic, as reported by Investopedia. To ensure the best possible outcome, it is highly advisable to seek out the same adviser you have used in the past.

  • @rudeawakening3833
    @rudeawakening3833 3 місяці тому +2

    What an insightful man , with a proven track record , and a great host allowing Mr . Dallio to answer the questions in deep detail . No politics , but a history lesson ALL of mankind needs to hear . Imagine taking the BILLIONS of dollars that each nation spends on bombs and bullets ; and FAILS as a nation in developing positive thinking and education for its people . ( I come from a 100 % military family including my mother and sister ) I understand we need a strong military , but from the words of President Kennedy “ Important to have a strong military but earn the respect upon the world stage to where you need not implement it “
    Peace ☮️

  • @keshabpoudel3126
    @keshabpoudel3126 Рік тому +20

    Ray Dalio is real Guru who can not only teach economics & finance linking these to practicality but also make the topics so simple & interesting. Love you a lot Professor. God bless you with good health and long age !

  • @robc8468
    @robc8468 Рік тому +11

    Best Ray Dalio interview I ever heard. Well done!

  • @Richardcarlett
    @Richardcarlett Рік тому +1207

    The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies

    • @berkrix4312
      @berkrix4312 Рік тому +6

      The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

    • @theresahv
      @theresahv Рік тому +3

      Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk Рік тому +2

      @@theresahv Please can you leave the info of your investment advisor here? I’m in dire need for one

    • @theresahv
      @theresahv Рік тому +3

      @@DavidRiggs-dc7jk My advisor Julie Anne Hoover’is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk Рік тому +2

      @@theresahv Thank you for this tip , I must say, Julie appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, educational background, and qualifications, and I must say, it was quite impressive. I reached out to her, and I have booked a call session with her.

  • @paulfalke6227
    @paulfalke6227 9 місяців тому

    Ray Dalio: "meditation is a huge benefit" and "Serenity prayer: give me the serenity to accept that which I can't control, give me the power to control which I can and give me the wisdom to tell the difference". Very wise words from a money man.

  • @edwards.peterson2758
    @edwards.peterson2758 Рік тому +156

    Correct me if I'm wrong but I imagine why they're going after Binance and Coinbase is because they're basically becoming banks in of themselves. Crypto is supposed to be decentralized, but these institutions are centralizing it and are by default becoming like crypto banks.

    • @michealolmez3269
      @michealolmez3269 Рік тому

      Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

    • @edwards.peterson2758
      @edwards.peterson2758 Рік тому +1

      The crypto market is highly profitable with an expert broker just like Johnson Nikon. I got recommended to him and since then my financial life has been a success.

    • @monroep.hunter
      @monroep.hunter Рік тому

      He is currently helping me get back all that i have lost from this creepy market

    • @michealolmez3269
      @michealolmez3269 Рік тому

      Oh please, how can someone get to speak with Johnson Nikon ?

    • @edwards.peterson2758
      @edwards.peterson2758 Рік тому +2

      Tevlegram and He's verified

  • @JaykeTurner
    @JaykeTurner Рік тому +354

    During a bear market, the headlines will focus on negative news, whether it's declining economic growth, geopolitical upheaval, cultural and legal turmoil, or some combination of all three. I listened to a podcast of someone that grew his reserve from $120k to almost $460k during this Red season, can you share tips on how to make such aggressive proceeds in short periods?

    • @ArthurLedgeeer
      @ArthurLedgeeer Рік тому +2

      Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

    • @AlexanderTurke
      @AlexanderTurke Рік тому +2

      The uncertainties accompanying this present maket is more reasons I have my daily investment decisions guided by a portfoIio-coach seeing that their entire skillset is built around going long and short at the same time, both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive information/analysis, it's quite impossible not to outperform. Netted over $550k in return on investment, since using a coach for about 2years.

    • @RebeccaLee-ks4cq
      @RebeccaLee-ks4cq Рік тому +2

      @@AlexanderTurke I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

    • @AlexanderTurke
      @AlexanderTurke Рік тому +2

      @@RebeccaLee-ks4cq credits to HEATHER ANN CHRISTENSEN, one of the best portfolio manager;s out there. she;s well known, you should look her up.

    • @RebeccaLee-ks4cq
      @RebeccaLee-ks4cq Рік тому +2

      @@AlexanderTurke Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé

  • @joesphcu8975
    @joesphcu8975 Рік тому +1259

    According to certain economists, it's possible that the U.S. and certain parts of Europe might experience a recession at some point in 2023. Although a global recession, which is characterized by a decline in annual global per capita income, is relatively uncommon due to the faster growth rates of emerging markets like China, in comparison to developed economies. I have pulled out more than $340k from my bank. After all, the FDIC covers only up to $250,000, and the implosion could have bad effect. Looking to invest into the stock market now. Does anyone know how I could go about it?

    • @alexyoung3126
      @alexyoung3126 Рік тому +2

      Currently, my primary worry is how to increase revenue during periods of quantitative easing. I cannot afford to witness my savings dwindle away.

    • @Mah-Bharatiya
      @Mah-Bharatiya Рік тому +1

      Buy physical gold and /or silver

    • @BotSniffer221
      @BotSniffer221 7 місяців тому

      🚨🚨🚨 SCAM WARNING 🚨🚨🚨
      Knowing these "Conversations" are fake makes them even more Cringe.

  • @growstronger6708
    @growstronger6708 9 місяців тому

    This was a spectacular interview. I loved your respect and ability to listen and draw out answers from Ray.

  • @11Itchyknuckles
    @11Itchyknuckles Рік тому +39

    Tom was able to draw out Ray Dalio’s wisdom better than anyone else I’ve ever seen. Great interview!

    • @stapes28
      @stapes28 Рік тому +2

      Could of asked what he thought Ray thought were possible places in the world that didn't have a high internal conflict and had good balance sheets financially. Looking for that place he wants to go, but doesn't suggest any places...

  • @sinatra187
    @sinatra187 Рік тому +10

    I love how Tom has gone from not knowing anything when it came to money, despite making a hell of a lot, to needing to know everything about money, which is a hell of a lot. Great turnaround. Keep the quality guests coming.

  • @williamyejun8508
    @williamyejun8508 Рік тому +1397

    According to certain economists, it's possible that the U.S. and certain parts of Europe might experience a recession at some point in 2023. Although a global recession, which is characterized by a decline in annual global per capita income, is relatively uncommon due to the faster growth rates of emerging markets like China, in comparison to developed economies. I have pulled out more than $340k from my bank. After all, the FDIC covers only up to $250,000, and the implosion could have bad effect. Looking to invest into the stock market now. Does anyone know how I could go about it?

    • @jamescomb1170
      @jamescomb1170 Рік тому +3

      Currently, my primary worry is how to increase revenue during periods of quantitative easing. I cannot afford to witness my savings dwindle away.

    • @jameswood9772
      @jameswood9772 Рік тому +1

      @@jamescomb1170 It's a delicate season now, so you can do little or nothing on your own. Hence I’ll suggest you get yourself a financial expert that can provide you with valuable financial information and assistance.

    • @jameswood9772
      @jameswood9772 Рік тому +4

      @@jessicamoore3093 My financial advisor, "LISA ANGELIQUE ABEL", is a highly qualified and experienced professional in the financial market. She possesses a broad understanding of portfolio diversification and is recognized as an expert in this field.

    • @mikemiller659
      @mikemiller659 4 місяці тому +1

      Yea right

  • @BharathiNarayana-pd5xy
    @BharathiNarayana-pd5xy 8 місяців тому

    Thanks for the free upload❤enables writing down making notes fue diligence❤ Jai shree gurudev❤

  • @leonarodwell
    @leonarodwell Рік тому +1570

    A weak dollar can signal an economic downturn, making me to ponder on what are the best possible ways to hedge against inflation, and I've overheard people say inflation is a money-eater thus worried about my savings around $200k

    • @micheallancelot
      @micheallancelot Рік тому +2

      The stock market is a way to hedge against inflation. Most notably amidst recession, investors need to understand where and how to allocate funds to hedge against inflation and still make profits.

    • @jetkastrokdova
      @jetkastrokdova Рік тому +1

      @@micheallancelot in my opinion, the impact of the rise or fall of the U.S. dollar on investments is multi-faceted but learning how to grow your money has never been easier than now that you can explore and experience a truly diverse marketplace passively by using a well-performing portfolio-advisor.

    • @TiffanyLaos
      @TiffanyLaos Рік тому +1

      @@jetkastrokdova I agree, having a portfolio-advisor for investing is genius! Not long ago amidst the pandemic crash in March 2020, I was really having inveesting nightmare prior touching base with a license portfolio-advisor. In a nutshell, i've accrued over $550k with the help of my advisor from an initial $120k investment thus far.

    • @MarkMilley810
      @MarkMilley810 Рік тому +1

      @@TiffanyLaos >You are right! I diversified my $500K portfolio across various market with the guidance of an investment coach, I have been able to generate a little bit above $1m in net profit across high dividend yield stocks, ETF and equity during this red season in the market But the truth is that you cannot do that without a tested trading strategy

    • @jirinamuzikova
      @jirinamuzikova Рік тому +1

      @@MarkMilley810 that's impressive! I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you

  • @Sheil-hard
    @Sheil-hard Рік тому +1240

    I'm really worried about the current bank crisis. If a bank as big as SVB could fail, I fear for a lot more. I know a friend who is running a high-growth startup, and was badly hit by the bank run. I have pulled out more than $340k from my bank. After all, the FDIC covers only up to$250,000, and the implosion could have bad effect. Looking to invest into the stock market now. Does anyone know how I could go about it?

    • @hermanramos7092
      @hermanramos7092 Рік тому +2

      One strategy for protecting against a recession is to buy equities. Investors, especially during a recession, need to know where and how to put money in order to make money while avoiding inflation.

    • @lipglosskitten2610
      @lipglosskitten2610 Рік тому +1

      It has never been easier to understand how to build your money than it is right now, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investtments, in my opinion, are complex.

    • @kenanporubsky2122
      @kenanporubsky2122 Рік тому +1

      Working with a Financial Advisor to help guide you on your wealth-building journey if you're just starting out is a wonderful way to get started and thats how i was able to accrued good gains . They helps to manage investment overall risk profile , prevent permanent loss of capital consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal

    • @Nernst96
      @Nernst96 Рік тому

      @George How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings?

    • @Jon-zb7bs
      @Jon-zb7bs 11 місяців тому

      Buy gold, guns, and help others trust GoD, your hoarding paper

  • @eminentcasper2034
    @eminentcasper2034 Рік тому +923

    I'm not in any event joking when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it, Investing is a long-term game, so I try to focus on the long term.

    • @wilsonkrusk8652
      @wilsonkrusk8652 Рік тому

      I cannot focus on the long run when I should be retiring in a few years, you see l've got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/ unstable market doesn't provide any calculated risk opportunities to make profit?

    • @GabriellaEstelaAracely
      @GabriellaEstelaAracely Рік тому

      There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts

    • @EmilianoLeonardo1
      @EmilianoLeonardo1 Рік тому

      I totally concur, I have been consistent with my profit regardless of the market conditions, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a popular forum, long story short, its been years now and I've gained over $850k following guidance from my investment adviser.

    • @mykreid
      @mykreid Рік тому

      I've been down a ton, I only hold so that I can recover, I really need help, who is this investment-adviser that guides you

    • @EmilianoLeonardo1
      @EmilianoLeonardo1 Рік тому

      If that is the case, it would be an innovative suggestion to look out for Financial Advisors like Olivia Maria Lucas who can help shape up your portfolio. Trying times are ahead, and good personal financial management will be very important to weather the storm.

  • @mabisgarcia3087
    @mabisgarcia3087 6 місяців тому

    Such an amazing conversation. The grimace priceless 😊

  • @FelixThompson-km5mj
    @FelixThompson-km5mj Рік тому +20

    This administration has putting so many families into difficult situations, I pray for our country,

    • @-janetlucas-eb9pk
      @-janetlucas-eb9pk Рік тому

      Things are getting worse these days, if you don't find a way to multiply your income, you might wake up one day to realize you did not mean well for your household.

    • @MillerJohnson-hi6hk
      @MillerJohnson-hi6hk Рік тому

      Even with the economy re upcession and downtown,im so happy , I've been earning $60 000 return from my investment on short time, investing with Mrs Celina raghee

    • @SherryBryn
      @SherryBryn Рік тому

      People prefer to spend money on liabilities, Rather than investing in assets and be very profitable.

    • @SamaraWayne
      @SamaraWayne Рік тому

      ​@Danielanderson-uy8io how can I rach her please 🙏

    • @SherryBryn
      @SherryBryn Рік тому

      *RGCELINA*

  • @alexanderfinlay9639
    @alexanderfinlay9639 Рік тому +75

    A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

    • @PhilipMurray251
      @PhilipMurray251 Рік тому +1

      On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal portfolio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $150k since then.

    • @Alejandracamacho357
      @Alejandracamacho357 Рік тому

      I need guidance so i can salvage my portfolio due to the massive dips and come up with better strategies. How can I reach this advisor?

    • @PhilipMurray251
      @PhilipMurray251 Рік тому +4

      My advisor is DEBORAH JEAN DYKSTRA.With the help of google you can book an appointment. She has a wealth of experience in the financial market gained over several years.

    • @Alejandracamacho357
      @Alejandracamacho357 Рік тому

      Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé

  • @akcayakcay-ez8pr
    @akcayakcay-ez8pr Рік тому +28

    When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss *VRI TOKEN*

  • @PremSteve-yg4de
    @PremSteve-yg4de 5 місяців тому +1

    Our economy struggling with uncertainties, housing issues, foreclosures, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.

  • @Saganeeere
    @Saganeeere Рік тому +6

    You are one of the most sophisticated and brilliant UA-camr/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for *VRI TOKEN* much love from Chicago

  • @andrew.alonzo
    @andrew.alonzo Рік тому +341

    Since Biden took office, there seem to have been more unfavorable results in America. These results include effects on the markets, such as price declines and sharp increases in inflation, as well as bank failures. I wonder if the sudden increase in interest rates will help value investors or if it would be wiser to stay away from the stock and financial markets for the time being.

    • @james.atkins88
      @james.atkins88 Рік тому +2

      To "buy the dip" It will be profitable in the long run. However, investors should be wary of the bull run. It is advisable to connect with a skilled adviser to fulfill your growth objectives and prevent mistakes. High interest rates typically result in lower stock prices.

    • @hunter-bourke21
      @hunter-bourke21 Рік тому +1

      I truly enjoy having a portfolio coach to help me make market judgments on a daily basis. They possess a special combination of abilities that enable them to take both long and short positions, benefiting from the possibility of significant gains while also safeguarding against downward turns. I have had a portfolio coach for more than two years and throughout that time I've actually earned over $645k. It was a wonderful experience!

    • @rebecca_burns14
      @rebecca_burns14 Рік тому +1

      @@hunter-bourke21 How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @hunter-bourke21
      @hunter-bourke21 Рік тому +1

      Camille Alicia Garcia, maintains an online presence that can be easily found through a simple search of her name on the internet.

    • @rebecca_burns14
      @rebecca_burns14 Рік тому +1

      @@hunter-bourke21 Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @geraldt331
    @geraldt331 Рік тому +473

    We can't ignore the potential impact on portfolios. Bonds are often considered a safe haven, and if they crumble, investors like me might scramble. I’ve been investing for 11 yrs and my $1m portfolio has never been this depleted, how i do hedge this?

    • @yeslahykcim
      @yeslahykcim Рік тому

      In fact, markets have incorrectly priced in such a pivot six times over the last two years, according to Deutsche Bank, which sounded cautious about this seventh time. Still showing us why pointers from market experts are essential

    • @Jadechurch-ql3do
      @Jadechurch-ql3do Рік тому

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.

    • @lucaswilliams9992
      @lucaswilliams9992 Рік тому

      @@Jadechurch-ql3do impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

    • @Jadechurch-ql3do
      @Jadechurch-ql3do Рік тому

      I'm being guided by “Leila Simoes Pinto’’ who is widely recognized for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.

    • @brianwhitehawker1756
      @brianwhitehawker1756 Рік тому

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @M.R.C.R.
    @M.R.C.R. 7 місяців тому

    Fran: Lo felecito por su canal, su trabajo y por su forma de ser! No lo cambias por unos pocos criticando a usted! Si usted empiesa de hacer caso a las que critican empiesa de murir su canal proque te van a bombardiar con mas criticas. Simplemente sigue hacendo que hace, binde informacion de la mejor manera que puedes! Saludos desde Costa Rica!❤💪💯

  • @simonbad
    @simonbad Рік тому +607

    Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

    • @IrenaDolinsek
      @IrenaDolinsek Рік тому +2

      Big moving stochastics are not the secret to high returns. It involves controlling risk in relation to reward. Putting on the proper size and spinning your edge as many times as required to achieve your objective. That is valid for both day trading and long-term investments.

    • @MuradSamadov-n6i
      @MuradSamadov-n6i Рік тому +4

      @@IrenaDolinsek I've been able to scale from $50K to $189k in this red season because my Financial Advisor figured out Defensive strategies which help portfolios be less vulnerable to market downturns.

    • @AstaKristjan
      @AstaKristjan Рік тому +4

      @@MuradSamadov-n6i Who is your financial coach, do you mind hooking me up?

    • @MuradSamadov-n6i
      @MuradSamadov-n6i Рік тому +4

      @@AstaKristjan Kathleen Yanelli Carole, she was in the news when she revived Grumac in 2018. You can look her up online, there isn’t much I can say here so it doesn’t seem as if i am promoting an agenda.

    • @AstaKristjan
      @AstaKristjan Рік тому +2

      @@MuradSamadov-n6i I did check her out, I see why you said she's probably booked up, her creds/resumé is topnotch. I booked a consultation with her regardless...

  • @lisaollie4594
    @lisaollie4594 Рік тому +145

    More quarters and outlooks from big tech names, powered by Nvidia (which has more chips than we thought!), as well as this trader FOMO, may lead to renewed buying strength in markets in September and October. I want to invest more than $300k, but I'm not sure on how to mitigate risk

    • @anthonyrussell5718
      @anthonyrussell5718 Рік тому +9

      Nvidia stock is roaring like many did during the 1990s bubble. But this time around, the hype around new chips is happening in a more mature demand environment.

    • @svengrot7943
      @svengrot7943 Рік тому +8

      With the help of an investment advisor, I was able to diversify my $550K portfolio across multiple markets, and in just a few months, I was able to earn over $950K in net profit from high dividend yielding stocks, ETFs, and mutual funds

    • @lisaollie4594
      @lisaollie4594 Рік тому +7

      Pls who is this Advisor that guides you? I’m in dire need of one, Having a good FA is essential for portfolio diversification.

    • @svengrot7943
      @svengrot7943 Рік тому +8

      My adviser is “KAITLIN ROSE STERNBERG” You can easily look her up. She has years of financial market experience and she is also FINRA & SEC verifiable

    • @roseroland1998
      @roseroland1998 Рік тому +2

      have you considered investing in Gold…

  • @twalightscaping
    @twalightscaping 4 дні тому

    You guys are very sober, I love that about you.

  • @rustamazimov8497
    @rustamazimov8497 Рік тому +19

    I love when Tom making interview with Ray Dalio. That's the real deal to watch, a lot to learn from they point view❤

  • @creditoenespanol
    @creditoenespanol Рік тому +8

    Ray Dalio, thank you very much for your contribution, by providing essential information. Thank you Joseph for making it happen. God bless you both - Gob bless us all.

  • @leadershipvids
    @leadershipvids Рік тому +19

    I've made my home in Singapore for 30 years... and became a citizen here because I truly admire what they have achieved and I am very happy to have become a member of society here. The level of maturity and clarity of mind in the way the country is run puts many 'advanced' countries to shame that have become a sad 3 ring circus

    • @drcornelius8275
      @drcornelius8275 Рік тому +3

      Are they still caning people there?

    • @leadershipvids
      @leadershipvids Рік тому +4

      @@drcornelius8275 the law has that as one part of the methods to maintain order... does that answer your question or did you want to make a shallow good-boi point??

    • @drcornelius8275
      @drcornelius8275 Рік тому

      @@leadershipvids "advanced" ??

    • @leadershipvids
      @leadershipvids Рік тому

      @@drcornelius8275 yup buddy... where are you from ;-) stop hiding and come out in the open lil scaredy cat... I promise we won't bite you

    • @SwimminWitDaFishies
      @SwimminWitDaFishies Рік тому +1

      Yeah, no average middle class citizen owns a private single family house in Singapore. It's all high rise apartment style structures. Then the ability to afford and live in those cubby holes is controlled by the government. If you are a young person with children, you are given preference. If you're older and childless, then you're obsolete and on your own. Maybe you'll live, and maybe you won't.

  • @juanresendiz56jr
    @juanresendiz56jr 3 години тому

    Great interview! Great wisdom in the conversation!! 👍🏼💙

  • @jadelucas-im7wm
    @jadelucas-im7wm Рік тому +24

    The government has really made things more difficult for its citizens and we can't sit back and bear all the consequences, we need to invest and gain financial freedom.

    • @ClaudiaSauter-rh9qz
      @ClaudiaSauter-rh9qz Рік тому

      Trading with celina is a life time advantage I also trade with her

    • @-janetlucas-eb9pk
      @-janetlucas-eb9pk Рік тому

      Good meeting people who also trades with her. I Couldn't believe the process until I got my profit of $ 9,800 within the first week investings

    • @JohnWillson-zy6rv
      @JohnWillson-zy6rv Рік тому

      Alright thanks for the recommendation,

    • @theprophet489
      @theprophet489 4 місяці тому

      Really just think of masters and slaves which one is you 😂😂😂

  • @HarrisRyan-oy8eo
    @HarrisRyan-oy8eo Рік тому +473

    Banks are crumbling one after another as a result of the uncontrollable market.. Could there be any potential in the stock market for a boomer like me? I am working on an approximate estimate of $3M for retirement.

    • @EverlyndPerez
      @EverlyndPerez Рік тому +6

      You should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

    • @RickWatson-xu6gw
      @RickWatson-xu6gw Рік тому +5

      I needed a good boost to help my portfolio stay afloat, hence I researched for license advisors and came across someone of due diligence, she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

    • @judynewsom1902
      @judynewsom1902 Рік тому +5

      I wouldn't mind consulting the advisor who guides you, I really want to grow my retirement fund since I could retire in 3 years.

    • @RickWatson-xu6gw
      @RickWatson-xu6gw Рік тому +3

      I started out with an FA named *Kaitlin Rose Sternberg* Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.

    • @A_francis
      @A_francis Рік тому +2

      I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

  • @benitabussell5053
    @benitabussell5053 Рік тому +672

    The market is out of control, and banks are failing one by one. Could there be any potential in the stock market for a boomer like me? I am working on an approximate estimate of $2.5M for retirement.

    • @EverlyndPerez
      @EverlyndPerez Рік тому +5

      You should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

    • @RickWatson-xu6gw
      @RickWatson-xu6gw Рік тому +2

      I needed a good boost to help my portfolio stay afloat, hence I researched for license advisors and came across someone of due diligence, she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

    • @BenTodd-fl8nv
      @BenTodd-fl8nv Рік тому +2

      I wouldn't mind consulting the advisor who guides you, I really want to grow my retirement fund since I could retire in 3 years.

    • @RickWatson-xu6gw
      @RickWatson-xu6gw Рік тому +2

      I started out with an FA named *Alicia Estela Cabouli* Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.

    • @A_francis
      @A_francis Рік тому +2

      I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

  • @cryptozeno
    @cryptozeno 8 місяців тому

    Tom, I don't know what you're doing but the quality of the Podcasts are just getting BETTER & BETTER. ❤

  • @annbella9567
    @annbella9567 Рік тому +8

    The comment about Singapore deserves a feedback. I was a Singaporean who came to the US to further my education.
    I believe the success of Singapore as a society is because despite our multicultural society, we all are pretty similar in our wants and needs hence, is pretty homogeneous as a population which allows the government to impose rules much easier. Also, being a one party government, the government can imposed rules without worrying about buying votes. The government can be heavy handed towards any opposition. The squeaky wheels there gets eliminated. Resulting in peacefulness for the majority! Here in the US, there is so much infighting within the two parties, the states and the counties and towns, nothing gets accomplished! Coupled that with all the different races with different outlooks, resulting in the squeaky wheels gets the attention! In short, the basic foundation is totally different!

    • @BobHill-s2c
      @BobHill-s2c 4 місяці тому

      Common wants and needs, like money and status? 😂

    • @cartabontrace61
      @cartabontrace61 4 дні тому

      Sorry, that sounds like a dictatorship. The people are peaceful but full of resentment inside because they can't be themselves and are saddled with policies they probably don't agree with, but cannot express their opinion. Believe me, your economy will collapse at some point because that form of government only fosters the stagnation of the creative mind and citizens become robots obeying what a handful of people in power want for them. If there is no opposition, how can you know if the country is moving in the right direction? Every socialist country has failed because of this. Imagine having Kamala Harris as president of Singapore without any other option.....Lord help you guys!!

  • @chris-pj7rk
    @chris-pj7rk Рік тому +1298

    Inflation depreciates idle money. I'm in a privileged position to be able to save almost 65% of our net household income, as I placed it on safer investments. The key for us was not spending beyond our means. If you invest and have other sources of income outside of dividends then you will be able to live off dividends. Got north of $200K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further

    • @alexyoung3126
      @alexyoung3126 Рік тому +6

      The main problem is that most folks don’t care about anything other than football, Basketball and Music etc. They find it normal to take credit card debt which will cost them 20percent per year but considers it risky to invest their money and make 10percent or more per month. Learning to avoid high interest debt while also learning how to put your money to work for you by investing is a very powerful combo

    • @joesphcu8975
      @joesphcu8975 Рік тому +1

      Trying times are ahead, and good personal financial management will be very important to weather the storm. It would be very a innovative suggestion to look out for Financial Advisors who can help shape up your portfolio.

    • @kimyoung8414
      @kimyoung8414 Рік тому +2

      Please i want to learn how to manage and invest my resources, can you leave behind the name of the F/A guiding you

    • @joesphcu8975
      @joesphcu8975 Рік тому +2

      Having an advisor is essential for portfolio diversification. My advisor is Helene Claire Johnson who is easily searchable and has extensive knowledge of the financial markets...

    • @kimyoung8414
      @kimyoung8414 Рік тому +3

      just copied and pasted her full name on my browser, super impressed with what I've seen so far. thanks for sharing!

  • @tommychestnut5335
    @tommychestnut5335 10 місяців тому +270

    The current economy is unnecessarily tougher for some most people, myself included. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market. Plus inflation is already catching up with my $310k portfolio. I’m really worried about survival after retirement.

    • @Robertgriffinne
      @Robertgriffinne 10 місяців тому +7

      The government has let us down; just buy gold.

    • @LarsBergstrom-uh2eu
      @LarsBergstrom-uh2eu 10 місяців тому +4

      I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

    • @LarsBergstrom-uh2eu
      @LarsBergstrom-uh2eu 10 місяців тому +3

      Just ran an online search on her name and came across her website; pretty well educated. thank you for sharing.

    • @100perdido
      @100perdido 10 місяців тому

      @@LarsBergstrom-uh2eu Sorry but she has been arrested by the Feds and being held for trial.

    • @100perdido
      @100perdido 10 місяців тому +1

      @@traviswes7082 I heard that she got locked up for fraud.

  • @zipi_zape9158
    @zipi_zape9158 3 місяці тому

    Thank you for the interview, Ray. Extremely generous. :)

  • @Harperrr.99
    @Harperrr.99 Рік тому +678

    I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. I've been scrambling for somewhere to put the money, where I can make an effort to use the gains to pay bills so I can quit my job or should force early retirement. All roads have pointed to the financial market of some sort which is a good idea buh where else should I put money besides the financial market? We have a 13% RPI rate so cash is tough.

    • @Aziz__0
      @Aziz__0 Рік тому

      Yep great question and that’s always the one - where would you rather be if you have an option. Personally I’m always invested aside from a small emergency fund. Financial-market for me seem the only way forward with my long time horizon (accrued almost $1.4m in gains since 2020 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe! . Just know the risk you're comfortable with . Mistake is expensive

    • @2024Red-j5t
      @2024Red-j5t Рік тому

      @@Aziz__0 I fully agree; I'm 60 years old and recently retired with approximately 1.2 million in outside retirement funds, no debt, and very few dollars in retirement funds in comparison to my portfolio balance over the last three years. To be honest, the financial advisor's role can only be ignored, not dismissed. Therefore do your research to get a reputable one.

    • @TXLandBill
      @TXLandBill Рік тому

      I'm in the real estate investment business. Lend your money on assets you can touch, see, and feel. Buy at a discount and hold then sell or lend your money to investors like myself or others to get interest return on it so you don't ever touch a hammer etc and continue your life while your money grows.

    • @misterogers9423
      @misterogers9423 Рік тому

      Depends on your risk tolerance and how close you are to retirement and how much you have and your spending rate. Roughly, you should aim to spend 4% of your total nest egg each year.

    • @t20shorts70
      @t20shorts70 Рік тому +3

      Buy bitcoin

  • @susannicky
    @susannicky Рік тому +17

    Inflation is far more harmful to individuals than a collapsing stock or property market because it directly affects people's cost of living, which they immediately feel. It is not surprising that the current market sentiment is extremely pessimistic. In today's economy, assistance is critical if we are to survive.

  • @JB-dg7if
    @JB-dg7if Рік тому +4

    Ray Dalio is a great mind . Thank you for sharing your insight !

  • @virginiahaupt6466
    @virginiahaupt6466 2 місяці тому

    Thanks very interesting !! Good listening !! Informative!! ❤❤❤❤❤❤❤❤❤❤❤

  • @ahmetbozkurt8611
    @ahmetbozkurt8611 Рік тому +7

    I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with , Love the knowledge keep it up *VRI TOKEN*

  • @roseroland1998
    @roseroland1998 Рік тому +564

    The US dollar is losing purchasing power due to inflation while strengthening against other currencies and assets. The stock market, real estate, crypto AND precious metals are down because people are fleeing to the "safety" of the dollar. where else can we put our investment money? I can't afford to see my savings of around $320,000 turn to dust in front of my eyes

    • @louisairvin3052
      @louisairvin3052 Рік тому +5

      Personally, I would say have a mentor. Not sure where you will get an experience one, but if your knowledge of the market is limited, it seems like a good bet.

    • @HerrParasit
      @HerrParasit Рік тому +2

      Well you will not be alone in this. Now everything is politics as they said in the 70-ies. They who the voter "belives" in choose. And we almost always just vote against "the other" or just ego.

    • @twenty3_co_uk
      @twenty3_co_uk Рік тому +1

      This is the everything crash. Invest in security, physical security, food security and energy security. Cameras on the house, Solar on the roof, veggie patch in the garden

    • @williamvirta7854
      @williamvirta7854 Рік тому +3

      get real property, no paper, in whatever form.

    • @thecelt4807
      @thecelt4807 Рік тому +6

      invest in companies making weapons for wars

  • @UniteAmericaUnite
    @UniteAmericaUnite 8 днів тому

    Ray is so giving of his thoughts and time. Great interview.

  • @shotsvideolar9593
    @shotsvideolar9593 Рік тому +38

    I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with *VRI TOKEN* . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

  • @kimyoung8414
    @kimyoung8414 Рік тому +494

    Every day we encounter novel challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

    • @alexyoung3126
      @alexyoung3126 Рік тому +3

      Despite hearing that insider trading secrets could lead to making millions in the financial market, I hesitated to invest as I lack the required skills and a sound strategy to surpass the market and achieve profitable returns. Additionally, although I possess $160,000, I find it challenging to take the plunge due to a shortage of funds.

    • @joesphcu8975
      @joesphcu8975 Рік тому +1

      It is advisable to steer clear of cons that appear improbable. Seeking guidance from a fiduciary advisor can be helpful as they are highly skilled in their field and can provide tailored advice based on an individual's risk appetite. While there may be unscrupulous individuals, there are also remarkable ones with a positive track record.

    • @yaroslavmantsevich
      @yaroslavmantsevich Рік тому +2

      put it all in Bitcoin. You wont refret it. Well at least half of it. You'll tripple it at minimum

    • @mr.fanstastic9010
      @mr.fanstastic9010 Рік тому

      This is what happens when women are hired to play a leadership role in movies, jobs and in homes

    • @kikigreathouse4631
      @kikigreathouse4631 Рік тому +2

      Um, the dude is telling you that if you have 680K in cash you're screwed! Cash is worthless and getting worse daily!

  • @alantravis4986
    @alantravis4986 5 місяців тому +7

    Austerity. 1. Eliminate welfare programs for anyone who cannot pass a drug test 2. Stop all foreign aid.
    3. Defund CIA
    4. Defund ATF
    5. Defund FBI
    5. Defund Congressional Benevolence programs
    6. Place Congress on same Medicare programs of tax paying citizens.
    7. Etc, Etc.

  • @PUBGbilgikaynağı
    @PUBGbilgikaynağı Рік тому +27

    VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *VRI TOKEN* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

  • @smithwillison6345
    @smithwillison6345 Рік тому +105

    Do you think they will consider young people as their "equals" when it comes to investments?

    • @williamadams2361
      @williamadams2361 Рік тому

      ​@Albert John I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having inveesting nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850k with the help of my advisor from an initial $120k investment...

    • @williamadams2361
      @williamadams2361 Рік тому

      ​@Olivia George I think your proposal has much to comment on..

    • @williamadams2361
      @williamadams2361 Рік тому

      ​@Olivia George Credits to Mrs Debbie Pattinson, one of the best portfolio managers out there. she's well known, you should look her up...

    • @williamadams2361
      @williamadams2361 Рік тому

      Tele gram her name below...

    • @williamadams2361
      @williamadams2361 Рік тому

      ​@Olivia George Debbiepattinson

  • @christellachua1245
    @christellachua1245 Рік тому +6

    This is such a comprehensive and healthy conversation about the current financial situation.

  • @sweetfeat23go
    @sweetfeat23go 6 місяців тому

    Ray Dalio, true economic and theoretical plus, surplus practical genius and mastermind. Kudos, good luck!

  • @Baldwin321
    @Baldwin321 10 місяців тому +133

    Now the ETF is approved, institutions will need to buy Bitcoin for their ETF. There will be marked increase in demand, can i get in and still make profits? i have set aside $250k to get fully invested this year

    • @Theodore3241
      @Theodore3241 10 місяців тому

      Yes of course you still can. Reminds me of the guy who bought bitcoin in like 2011 and everyone was calling him a chump, then the market boomed and after a few years and he made a killing, whereas many people got burnt because they doubted.

    • @Christian67337
      @Christian67337 10 місяців тому

      The only issue you might have is the fear of missing out, just like everyone else. A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure.

    • @Scarlett34568
      @Scarlett34568 10 місяців тому

      Thats massive gains! mind sharing details of your adviser please? I’ve started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help fuel my money goal

    • @Christian67337
      @Christian67337 10 місяців тому

      Aileen Gertrude Tippy, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @Scarlett34568
      @Scarlett34568 10 місяців тому

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @akip.9390
    @akip.9390 Рік тому +4

    Always enjoy Ray's explanation - clear & simple - irrespective of who/how the questions were asked.

  • @andrewvare3173
    @andrewvare3173 4 місяці тому +1

    So cheery!

  • @mustafaegeersoy1117
    @mustafaegeersoy1117 Рік тому +38

    Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they don't have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I’m 26 with over 800 credit score, time was put into that to build it up by *VRI TOKEN*

  • @dgyson
    @dgyson Рік тому +539

    Making accurate predictions for the housing market is quite a task due to the uncertainty surrounding the Federal Reserve's ability to effectively reduce inflation and borrowing costs. This delicate balance must be maintained to prevent a substantial decrease in demand from buyers, affecting everything from houses to automobiles.

    • @Onlycharliechang1
      @Onlycharliechang1 Рік тому +1

      If you are new to the market, I recommend seeking professional assistance. The most effective approach to creating a well-organized portfolio is to begin with a professional who is knowledgeable about the turbulent yet profitable market.

    • @Clearvaluie
      @Clearvaluie Рік тому

      Who’s the person guiding you ?

    • @ClementRusso2
      @ClementRusso2 Рік тому

      @Rodxmirixm Thanks, I just googled Stacey Lee Decker and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

  • @robertthurmond8161
    @robertthurmond8161 Рік тому +48

    some economists have projected that both the U.S. and parts of Europe could slip into a recession for a portion of 2023. A global recession, defined as a contraction in annual global per capita income, is more rare because China and emerging markets often grow faster than more developed economies. Essentially the world economy is considered to be in recession if economic growth falls behind population growth.

    • @harleycartley3138
      @harleycartley3138 Рік тому

      My main concern now is how can we generate more revenue during quantitative times? I can't afford to see my savings crumble to dust.

    • @donaldlocher2537
      @donaldlocher2537 Рік тому

      It's a delicate season now, so you can do little or nothing on your own. Hence I’ll suggest you get yourself a financial expert that can provide you with valuable financial information and assistance

    • @walter.dlawson2580
      @walter.dlawson2580 Рік тому

      @@donaldlocher2537 Very true! I've been able to scale from $60K to $190k in this red season because my Financial Advisor figured out Defensive strategies which help portfolios be less vulnerable to market downturns

    • @harleycartley3138
      @harleycartley3138 Рік тому

      @@walter.dlawson2580 How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings?

    • @walter.dlawson2580
      @walter.dlawson2580 Рік тому +1

      ​@@harleycartley3138 My consultant is ‘’Susan Kay Mack ’’ I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can look her up online if you care supervision. I basically follow her trade pattern and haven't regretted doing so.

  • @chrischadwell7602
    @chrischadwell7602 7 місяців тому

    EXTREMELY GRATEFUL FOR YOUR KNOWLEDGE

  • @kelvinjohnson4
    @kelvinjohnson4 Рік тому +343

    In light of the ongoing global economic crisis, it is crucial for everyone to prioritize investing in diverse sources of income that are not reliant on the government. This includes exploring opportunities in stocks, gold, silver, and digital currencies. Despite the challenging economic situation, it remains a favourable time to consider these investments.

    • @KelvinWallace
      @KelvinWallace Рік тому +3

      Despite utilizing the correct strategies and possessing the right assets, there can still be variations in the investment returns among different investors. It is important to acknowledge that experience plays a crucial role in investment success. Personally, I realized the significance of this and sought the guidance of a market analyst, which enabled me to substantially grow my account to nearly a million. I strategically withdrew my profits just before the market correction, and now I am taking advantage of the buying opportunities once again.

    • @Karagoldberg7
      @Karagoldberg7 Рік тому +3

      @@KelvinWallace Please can you leave the info of your investment advisor here? I’m in dire need for one

    • @KelvinWallace
      @KelvinWallace Рік тому +4

      @@Karagoldberg7 I am being advised by “Colleen Janie Towe , an experienced financial professional. If you're interested, you can easily find more information about her as she has accumulated years of expertise in the financial market.

    • @Karagoldberg7
      @Karagoldberg7 Рік тому +1

      @@KelvinWallace Thank you. I will search on her site online and do my due diligence. If She seem proficient. I write her an email and scheduled a phone call.

  • @realabotsivia1
    @realabotsivia1 Рік тому +7

    I'm happy to watch Ray and Tom talk about this topic.

  • @margueritebridges9029
    @margueritebridges9029 9 місяців тому

    I realy like Ray Dalio. I listen to him whenever he is in an interview.

  • @Peter-MH
    @Peter-MH Рік тому +5

    Ray is a super smart guy, and I love how he’s passing on his knowledge like this 👍

    • @Smoove_J
      @Smoove_J Рік тому

      So nice to find a real person in these comments. The bots have absolutely taken over this thread.

  • @Rochelletrem
    @Rochelletrem Рік тому +1382

    Every day we encounter novel challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk Рік тому +3

      Despite hearing that insider trading secrets could lead to making millions in the financial market, I hesitated to invest as I lack the required skills and a sound strategy to surpass the market and achieve profitable returns. Additionally, although I possess $160,000, I find it challenging to take the plunge due to a shortage of funds.

    • @theresahv
      @theresahv Рік тому +3

      It is advisable to steer clear of cons that appear improbable. Seeking guidance from a fiduciary advisor can be helpful as they are highly skilled in their field and can provide tailored advice based on an individual's risk appetite. While there may be unscrupulous individuals, there are also remarkable ones with a positive track record.

    • @berkrix4312
      @berkrix4312 Рік тому +3

      @@theresahv How can I reach this adv-iser of yours? because I'm seeking for a more effective invest-ment approach on my savings

    • @theresahv
      @theresahv Рік тому +3

      My consultant is JULIE ANNE HOOVER I found her on a CNBC interview where she was featured and reached out to her afterwards. she has since provided entry and exit points on the securities I focus on. I basically follow her trade pattern and haven’t regretted doing so

    • @berkrix4312
      @berkrix4312 Рік тому +2

      @@theresahv Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @aprillemiller8325
    @aprillemiller8325 Рік тому +6

    Tom, this was an EXCELLENT podcast! I learned so much from it! I felt like I was reading your mind when you were asking Mr Dalio questions towards the end. I still have questions as I thought you did as well. Thank you again!! Really great!! I’m on my way to watch Ray’s videos. Hopefully I’ll get the answers to some important questions that I need.

    • @DavidGreg066
      @DavidGreg066 Рік тому

      Indeed 😊! I pray God gives you lots of beautiful days, I’m David Greg originally from Spain Granada, I live in Austin Texas and you ?