@pauladams6100 there is a reason that retirement age is 60-65 in most countries. The mind and body deteriorate. Look at Biden. Poor guy should be looked after with a carer, not running a country.
It’s depressing you say that because you probably don’t believe what he’s saying to be true.. I pity you honestly, the whole point of what he is saying doesn’t have anything to do with a course or advertising of any product. It’s just cold facts.. the system you live in is not what you think it is.. actually a shame how you have 215 likes.. common sense in this world is fading away..
@@SnipeTradesnot it’s the fact that he’s trying to profit from people needing help. Acting like he’s super invested in their well being but in reality he’s invested in their pocket book too!
Real estate has killed us. Yon can’t have a $200k house increase in price just because an investor buys it from another investor who buys it from another investor who buys it from another investor etc etc…. Now that house is over $400k just because it changed hands. The value is still $200k or what the materials cost to build it.
Inflation increases the price of the materials, land, and labor. The real winners are those with a lot of assets like stock, gold, and real estate since those all naturally hedge inflation
Well, one side has been decrying the citizens united ruling and sounding a warning about CEO wages out pacing employees by 1200% since the 70s, income/wealth inequality ect. And then the other side who made a tax dodging real estate billionaire president.
Working harder is in fact not the only option that the working class has, understand that the reason we are in this mess is the result of complacency and arrogance of powerful people who still have names and addresses just like everyone else. I know what I’m doing when my same job’s pay is no longer sufficient
Theoretically there should be a smarter way however when a person's salary only increases let's 5% but cost of living goes up 25% that smarter way goes out the window. Especially when the national debt quadruples and we the people are stuck with that debt. This government has the audacity to give a credit rating to we the people when they are sending billions to other countries while blatantly ignoring its citizens.
I make $95k and drive an $18k truck… People need to get their priorities aligned. Although this inflation is outrageous right now and pushing people into poverty
I have a distinct childhood memory of reading a school book in class in grade school. There was a picture of a person pushing their hands up against a brick wall. It was talking about "what is work?" and showed that no matter how much effort you put into pushing against the brick wall, if it's not moving, you're not doing any work. Effort and work are two different concepts. Work and effort do not always correlate.
@@podcouchcastnot that complex. I wasnt the best in highschool and I dont have any crafting skills so I started working at a bank and became a certified banker. Im now studying finance and planning to go into bigger banks or consulting or controlling
Imagine if the average person wasn't clueless and actually understood what you wrote. How much better things would be... Putting away 10% of an average salary over that time would see you end up with around $1.7 million. Just 10% of an average salary. Now imagine if you had some ambition...
Yep unless we knock off with the fighting one another. And be what America suppose to mean. See who the real enemy is. And it at the person working the same job with me getting same poor health care as me. And kick them avarice f out the government.
We need to heavily reduce taxes and govt spending on nonsense bs like Ukraine and expanding programs that only benefit a select few and increase take home wages. Interest rates need to drop significantly on loans everywhere and insurance rates need to chill tf out. Corporate greed and govt overspending is killing us.
The older generation just doesn't fully understand the core concept of inflation and why you can't just work two or three jobs to make ends meet like you could totally do in the 70's and 80's
In my country natural gas prices many times in last year. This winter, +15 degrees Celsius in a room cost the average monthly salary of one person. Food prices have increased by 30-50%. Salary hasn't changed, by the way 😂
I graduated from high school in 2002 now I'm 39 and disabled from working so hard. I have no 401K and only bring home about $650 a month with a family of 4. I fear that my end is near😢
Work smarter? My best advice is get off the phone and ignore these influencers. Your time is the most important thing to you. Because your time is about to be completely owned by someone else. And if you don't like that then you starve.
No. Early 80s. Look at wages vs productivity vs inflation and the wealth divide. It's all been in the design from the late 70s, instituted by Reagan and continued by every president since then.
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Anybody 60 or older should not be in Congress
Ahh discrimination based off age… not a new tactic but ok…
@@pauladams6100better solution is term limits
@pauladams6100 you don't use a VCR to play a DVD do you?
Don’t think I want people In congress that don’t think there are biological differences between men and women.
@pauladams6100 there is a reason that retirement age is 60-65 in most countries. The mind and body deteriorate. Look at Biden. Poor guy should be looked after with a carer, not running a country.
"Just buy my course bruh" 🙄
It’s depressing you say that because you probably don’t believe what he’s saying to be true.. I pity you honestly, the whole point of what he is saying doesn’t have anything to do with a course or advertising of any product. It’s just cold facts.. the system you live in is not what you think it is.. actually a shame how you have 215 likes.. common sense in this world is fading away..
😂❤
@@SnipeTradesnot it’s the fact that he’s trying to profit from people needing help. Acting like he’s super invested in their well being but in reality he’s invested in their pocket book too!
All he needs to say is AVOID DEBT. 😅
@@Hardworkpays209LOL facts
" As long as you work hard you can achieve the American dream". Told that all my life. Now I'm an adult and it's rough out here
Its always been rough. Were just dipping our toes back into the icier water. Nothing has changed, we are just going through the cycle of things.
Peak oil. It lowers our standard of living.
@@Patrick-zr8tvThat's some bullsh++.
@@UA-camDeletesComments if you think you would be having an easier time of life two hundred years ago you are sorely mistaken.
@@Patrick-zr8tv Who said anything about 200 Years ago?
32 years old and I found out the hard way. You cannot outwork this system with just hard work. I promise you. You must find a smarter way.
36 here. I approve this message.
What is it
@@JediWebSurf
OnlyFans😂😂😂
@@JediWebSurfI would tell you but that disadvantages me and even telling you this is disadvantageous but yall are just cattle
In my current life situation i figured out what you just said. Its about hard work and smart work.
Parents bought a home in 2001 with about 30 grand net income and we lived very comfortably.
Making double that now and can barley pay our bills.
Should have went with a fixed rate loan
@@Lemmesipdat Ba-dum tss
Made near 55k last year. Still cavy afford health insurance OR a car.... Nevermind both.
Because you have a spending problem. When was the last time you made a real budget (let alone lived by it)?
“What’s a budget?”
@@peacemaker9807get a full time job and like magic you will have health insurance. I mean seriously what are you talking about
Its by design my frens... "You will own nothing and be happy."
I grazed my knee last night
Agreed!
Omg a globohomo just flew over my house!
forever in debt . Even when u pay ur house off it still isnt your , its the propertytax mans.
What capitalism does
And they wonder why mental health is such a issue now vs 50 years ago
And it's gonna get worse.
Who said it wasn’t an issue 50 years ago when we knew less about the human brain and mental illness. When Exorcisms were a bigger thing.
mental health has always been an issue. we just stopped being silent about it
@TheJTcreate some people still need to cast their demons out.
I believe George Carlin pointed this out like 30 years ago.
Glad he’s wormmeal!
bro im sitting here in my trailer on 1/2 acre of land with a 2009 nissan Altima with no debt and 6k in the bank feeling alot better about myself
Have fun with retirement
Congrats you’re losing in life
Wtf bro why
@@Karel1because he's smart.
if you have a able body a working vehicle and a stable roof what else really matters and yea solid clothing and food
The people running the system are playing on cheat mode.
Nailed it, the rest of us are just NPCs
It's them old heads.
This doesn't affect them one bit. They don't play the rules
@@shaydesofblue2281your generstion cant define what a woman is.
You dont even know what the federal reserve does.
@@shaydesofblue2281they have big nose
"You will own nothing, and you will be happy."
Yup...
Yo got it..
💯🙏💯
Yes, exactly, if you think this is not bad enough...it will get worse soon with CBDC
I love Klaus Schwab😍😍
It’s by design.
That's partially true.
Real estate has killed us. Yon can’t have a $200k house increase in price just because an investor buys it from another investor who buys it from another investor who buys it from another investor etc etc…. Now that house is over $400k just because it changed hands. The value is still $200k or what the materials cost to build it.
You are correct, things have an inherent value. Marx said it first.
Inflation increases the price of the materials, land, and labor.
The real winners are those with a lot of assets like stock, gold, and real estate since those all naturally hedge inflation
And some people can't seem to connect this to their voting habits
If voting made a difference they would never allow it .
@scottnewton1019 there is corruption, but your vote does matter
Neither major party in the duopoly are offering alternatives
C. West entering the race offers alternatives
Well, one side has been decrying the citizens united ruling and sounding a warning about CEO wages out pacing employees by 1200% since the 70s, income/wealth inequality ect. And then the other side who made a tax dodging real estate billionaire president.
@@scottn1019..... I take it you are a fk Trump person .
The only way you can live comfortably is if you live close with family and friends. It's hard to live alone.
That’s not true at all
@@jesse_-really depends on where you live... some states cost of living is insane ...
@codyramos3200 yeah, this is often the biggest factor that is always overlooked.
Marriage it's a contract
Not if you have a real job
Working harder is in fact not the only option that the working class has, understand that the reason we are in this mess is the result of complacency and arrogance of powerful people who still have names and addresses just like everyone else. I know what I’m doing when my same job’s pay is no longer sufficient
Debt and regret is the killer of the human soul
We're going backwards at an insanely fast pace.
Joe Biden
@@hvacexplained9341been happening longer than that. You can blame Biden, Trump, Obama
Just imagine 30 years from now
Change it
@@hvacexplained9341 It started with Reagan, actually.
You have to get rid of the corrupt politicians.
It's pronounced Cap-i-tal-ism
There wouldn't be any politicians left if we got rid of all the corrupt ones.
End fractional reserve banking
@@LeeeerrrroooyJennnnnkinsit's pronounced Centra-lised-banks! You sheep shagger, you've been shafted all your life
Upgrade your finances don't worry about politics
We know the problem...let's talk about solutions
Older generations will never understand just how broken this system is
They broke it
Democrats and the New Deal was a generation of shared prosperity. Reaganomics changed that inequality soared, and living standards stagnated.
Oh yes we do!
I’ve been shouting this out forever.
The elites had us captured loooooong ago.
Yes they do because they’re the ones that broke it on purpose!
They will in nursing homes. 😉
The problem is the government and corporate monopolies. You shouldn't NEED to start a successful business to start a family and live comfortably.
no no no. the problem is moronic decisions from people buying brand new cars, racking up credit cards, keeping up with the Jones' lifestyle.
It’s also technology. When AI reaches full max yes you will need a successful biz and it won’t get better in our lifetime
The government is run by the corporations who want to keep us poor and reliant on them. Fun times
But you don't need to. You just need to live below your means and be smart.
@@alvinsheczlek5243 When AI reaches full max you wont need to do anything anymore.
Can’t have your savings devalued if you have none. *taps head*
😂
This man is going placed 😂 not vacation, but places
Fair enough. 😅
Exactly right....spend it all
@@alexanderaltanian6683 No, yes vacation 🤣
I guarantee you that the average person doesn't drive a 60k car
Full size SUV’s like Tahoe’s and Expendition’s are the most sold class in America
Lots of hillbillies with new trucks.
Abolish the Fed
Theoretically there should be a smarter way however when a person's salary only increases let's 5% but cost of living goes up 25% that smarter way goes out the window. Especially when the national debt quadruples and we the people are stuck with that debt. This government has the audacity to give a credit rating to we the people when they are sending billions to other countries while blatantly ignoring its citizens.
Reddit ratings are not given by the government it’s private company’s assessing the level of risk of loaning to you…
Revolution time!!!!!
Exactly!! Sometimes pulling yourself up by your bootstraps and getting a side hustle doesn’t pay the rent.
I make 80k a year, no student loans. The only debt on my credit is a 30k car loan, I can’t afford a house in my state. Not even close.
"Honest INTELLIGENT effort is always rewarded!"
Devalued work and employment. We're screwed. Society can't function without it
As long as you can afford rent and fast food you won't riot.
Be happy w wat u got
@@sean2549so true. Everything’s f****ed but Atleast I can get my $10 quesarito.
Don’t buy a $60k car when you make $50k. Pretty simple.
The most sensible comment among all the nonsense here.
But then I wouldn’t be an entitled POS with my head up my…
I make $95k and drive an $18k truck… People need to get their priorities aligned. Although this inflation is outrageous right now and pushing people into poverty
Great, now fix housing
Smart, common sense. But isn't a solution
Graduate=150k+. Let’s keep piling on the debt.
I had student debt. I became disabled and it wiped the debt off. No student debt.
You can believe this Lil Native American enjoyed that...
Trades are simple better
I love it when they say your just not working hard enough.
I love how they say they don't make enough but still eat fast food every day 😂
@@MercenarySedgotta love when people make assumptions based on the few crappy people in their personal bubble
@@julannelly ikr. Like who says "you're just not working hard enough" except a few crappy ppl in his bubble? Crazy
My ex wife said that when I was working a full time job plus over time while she sat on her butt, that's why shes my EX
@@julannelly From my personal bubble, the people who complain about workload and paycheck are not exactly the most stellar workers.
At this point the boss has clocked us out and we are still working…
Thank you buddy!! Finally someone that understands
Investing in the stocks market will beat a 401k all day long
You can invest your 401K into the market…
401k is based off investments in the market..
As a native Californias the only way to beat inflation in my opinion is buy physical asset “property” and get a job with a pension.
The Government will take your property and your pension will be gone!
No jobs have pensions anymore. At least not in the south. Unless you go in the military.
@@user-xr6lt7ed2pyou are uneducated. Go on indeed and there are thousands of jobs that off 401ks with 4-6% match. It’s not that hard
@@kigan___2161 I think he was thinking a traditional pension which isn't the same as a employee funded retirement account.
@@kigan___2161 401k is not pension.
I have a distinct childhood memory of reading a school book in class in grade school. There was a picture of a person pushing their hands up against a brick wall. It was talking about "what is work?" and showed that no matter how much effort you put into pushing against the brick wall, if it's not moving, you're not doing any work. Effort and work are two different concepts. Work and effort do not always correlate.
😢bbn b km
Homesteading sounds nice right about now
Yeah and employers are still crying about "quiet quitting"
Employers are not who you should be mad at.
We are all facing the consequences of tenured politicians.
@@TherealJesseLivermoredepends on the employer I guess
@@TherealJesseLivermoreyes actually corporations are a big part of the problem but of course there’re other factors too
It feels like this guy is trying to sell me something
Oh, it’s not just a feeling 😂😂
They’re all the same aren’t they? Lol.
Scummy salesmen.
Sell you facts maybe.
@@7803bigartwhat are those ‘facts’? 🤡😂
@@taco8512you saying what he just said is a lie?
Hard work towards a career still gets you places don't let them make you think you cant be successful.
@@podcouchcastnot that complex. I wasnt the best in highschool and I dont have any crafting skills so I started working at a bank and became a certified banker. Im now studying finance and planning to go into bigger banks or consulting or controlling
Every word of this is spot on. Broken system, corrupt government. This country is such a wreck.
S&P was around 450 in 1993, it is now around 4300. That is nearly 10x in 30 years.
Imagine if the average person wasn't clueless and actually understood what you wrote. How much better things would be... Putting away 10% of an average salary over that time would see you end up with around $1.7 million. Just 10% of an average salary. Now imagine if you had some ambition...
The solution is quit . Break the system .
Walter white enters the chat…
@@0987__yep , make tons of the best meth ever made !!!
Thanks Joe😊
Get rid of the Fed and reset the system.
Finish your GED. Then, go to a tertiary institution and learn finance.
@@barrygoldwasser5449 Wow, U so smart!
@@robertbeasley2070 explain to us the function of the federal reserve. Go ahead. Start studying. Then, get back to me
@@barrygoldwasser5449 Barry, shut up
@@barrygoldwasser5449stop acting important nobody cares about anyone but themselves
In other words we are all screwed
Yep unless we knock off with the fighting one another. And be what America suppose to mean. See who the real enemy is. And it at the person working the same job with me getting same poor health care as me. And kick them avarice f out the government.
You not me
@@BruceLee-xn3nnyou definitely are since the middle class is screwed
@@chiefvyhu_ru4487facts
The only solution is Trump 2024.
Lmfao 😂 the gen z way. 😆 😅😂
IKR?
Bro just explained why I frozen in time and have been since 2011
That’s just because you peaked in high-school.
@@BoboDaSk8teryou're funny but is this a term u guys say now? 😢
@@ChristEnlightenment Only people that peaked in High School say it.
@@mattharvey7799nah it's nerds like me who resent people who were cool in highschool that say that.
Thats just life
Average person (in America) isn't even making $50k/year.
Actually yea they are average salary is almost 60
@@DLPDADON it’s actually 38k buddy
@@austindelisle3900no it’s not lmao
@@austindelisle3900 haha I don’t think so buddy
Just googled it, avg salary in America is 50.5 k
I keep yelling about this and I will continue yelling about this long with mental health issue and cost of living that America has a problem with
Working hard and smarter doesn't work even if you do both when system is corrupt and broken
The unfortunate reality is that it’s a problem that won’t be solved until a collapse.
It’s not just the US it’s happening all over the world
Yep
The world is prepping with the bric Union currency, we are not
This was the best video ive seen today period
“Work hard and be honest” I’ve strived to do all my life!
Greed cost us all
In the end a bag of gold won't buy a loaf of bread.
False, gold will have value, the USD wont!
What's the end?
Why are you bearish on gold? Did you figure out some secret revolutionary mining technique? How about silver?
@@ssoffshore5111Gold is useless. Shiny metal…wow. Trades and skills will be the only currency in the end
@@user-hk7hz9cn7vGold isn't useless in a technological world. Nor a world where the wealthy want shiny things
I tell myself, I can’t take it with me. It’s enough til I am 90.
Massive tax breaks would help. So much of wages are taken in tax. Also stopping massive population growth in short amounts of time.
I can’t work harder man. I’m exhausted
This system is broken. A collapse will happen at some point.
Yup, but we gotta enjoy the ride or change up everything in time
@@unknownshadow4476I’m definitely living my best life till the collapse
Uh collapse is happening guys, it doesn’t happen as fast as you think. It is speeding up though
It’s all by design!
You can trust him. He has multiple bracelets on.
Millennial are living of their parents, that's pretty smart work 😂😂😂😂😂
We need to heavily reduce taxes and govt spending on nonsense bs like Ukraine and expanding programs that only benefit a select few and increase take home wages. Interest rates need to drop significantly on loans everywhere and insurance rates need to chill tf out. Corporate greed and govt overspending is killing us.
Corporate greed can only go as far as we let them, govt spending is unlimited
Corporate owns government capitalism baby
This guy sells whole life insurance on the side
Unfortunately the older generations don’t understand this and insist on fighting back again this
The older generation just doesn't fully understand the core concept of inflation and why you can't just work two or three jobs to make ends meet like you could totally do in the 70's and 80's
So true, such a bright man.
Part of the problem is that we allow foreign investors to buy home and properties.
And the whole problem is they're not building enough new houses
Yup capitalism
@@latruce Yup big government / socialism
@@gpsantos1materials cost so much
Problem is house price is growing up and not devaluated as a car.
This man just coined a new term "dump work."
News Flash! Everything's crushing the average American these days
In my country natural gas prices many times in last year. This winter, +15 degrees Celsius in a room cost the average monthly salary of one person. Food prices have increased by 30-50%. Salary hasn't changed, by the way 😂
Makes $50k a year but buys a $60k vehicle. He is right, you have to be smarter.
People should not be forced to drive hoopties then tho
Yes, but I think you also missed the point of the video.
So how do we keep up with the youtubers, tiktok and influencers of social media?😂
@@MeganWall1019 You don’t have a “right” to a nice car…
Exactly
Its on purpose. Keep us poor and busy and distracted.
Yes this, they want us so busy and stressed that we don't notice them robbing us.
People living above their means is a very small part of the overall problem…
That's why I live with my Grandmom. It's way, way cheaper than...
It's crazy that people don't see what's happening
Exactly it’s right out in the open
I’m 24 in SoCal making 50k after taxes and still can’t live alone without any roommates
Dude your poor.
@@earlreid6811 just got a promotion last week , 80k net, how we’re you doing at 24 yrs old bud
As long as your doing what makes you happy everything will work out
System literally broken along ago
I graduated from high school in 2002 now I'm 39 and disabled from working so hard. I have no 401K and only bring home about $650 a month with a family of 4. I fear that my end is near😢
Why are you talking about this publicly
@@Ace42988 Helping today's generation realize it's all fun and games until it isn't and you're screwed.
It's not the worker's fault.😂
I've been told all my life, "Work smarter, not harder." It applies. It is true. Keep your heads up. :)
Damm nailed it 💯💯
Inflation can go down if the government reduced their spending but I don't see that happening
Ukraine needs billions that’s why 🤦♂️
vote Republican
Work smarter? My best advice is get off the phone and ignore these influencers. Your time is the most important thing to you. Because your time is about to be completely owned by someone else. And if you don't like that then you starve.
Or revolt
Just an option
You do have a solid point.
You broke
Me living in Argentina: Ah yes that happens every year here
We all had it better under Trump.
Exactly. This has been going on since the late 90s. And people don't get it
Since 1971
No. Early 80s. Look at wages vs productivity vs inflation and the wealth divide. It's all been in the design from the late 70s, instituted by Reagan and continued by every president since then.
Lifestyle inflation is a massive killer.
The work smarter not harder phrase but summarized in a short. FACTS
Keep voting democrat, it’s working out great 👍
Entire world is ffed up, not just your precious America
Is it a broken system when it does exactly what they want it to do?
The system was never broken. Its intentional.
And, yet, in the SF Bay Area tons of immigrants are working hard and making bank.
Sounds like a consumption problem.
It's a fiat/constitution problem.
Don't tell Dave Ramsey this
If someone is buying a 60k car on 50k a year, they need Ramsey!
@@SquidShieldFr man!
Rice & beans!!!😂😂😂
@@mattenderle1766beans & rice 😂
He thinks that inflation is a temporary problem.