Help with Property & Casualty Exam: Elements of a Contract, Parts of Policy, Homeowners, Coinsurance
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- Опубліковано 10 вер 2024
- Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceex...
Join my free support group here: / 1082073882582049
Subscribe to my UA-cam Channel: / @insuranceexamqueen
If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insurancee...
My FaceBook Group is a great resource as well: / 1082073882582049
Subscribe to my UA-cam Channel: / @insuranceexamqueen
Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!
I watched your videos, took notes, and read the book. I scored a 91% on my first exam attempt & 24/24 on P&C basics! THANK YOU!!! I couldn’t have done it without your videos
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
If every teacher taught like you...the world would be a smarter place!
Thank you!
I swear fr
I passed the exam today! I went to an in-person, pre-licensing corse and used several youtube videos as well. I am soooo happy that I discovered the Insurance Queen to help pull it all together!!!
YES!! CONGRATS!!
Congratulations
I had to say thanks for your help!! I studied the material for two weeks with my company,still didn't make complete sense and my job was on the line.I started looking at your videos last Friday looked at them over the weekend and studied my notes.I took my exam in TX today, and I passed with an 82!I am so grateful for your videos it helped put everything together!God bless
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
She is amazing! She did a breakdown for me and it was so helpful! She explains things in a way that helps it stick in your mind
Yay!
Thank you exam queen I passed my P&C test today on my first try. I was overwhelmed and frustrated until I saw your videos. They helped me understand the basics that I needed to pass.
Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
After studying on my own and watching your videos, I passed my test on the first attempt with an 86!!!!
Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
You helped me pass my state exam on the first try! Your videos are so easy to understand thank you so much
Yay!!
@@insuranceexamqueen Hey how are you, do u have in person on zoom classes to join?
@@mokhigulakhmedova3536 Yes I have a class tonight for flood and umbrella and another one on Thursday insuranceexamqueen.podia.com/
Hey girl how was it?
Hi Alexis
I passed both my MA Producer Property and Casualty exams today on my first attempts with a 83% and 84% and it’s all thanks to you Melissa and your team! I cannot thank you enough for your videos her on UA-cam! For so long when I was studying I was not absorbing any of the material until I found your channel! Thank you endlessly for everything you do! ❤
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@@insuranceexamqueen left you a 5 star review! Thanks again! 😊
Your style of teaching is so awesome! I looked at some of the UA-cam videos the day before. Helped me pass the FL P & C exam on the first try! 😊 Thank you for taking time to break things down!
Happy to help! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Thank you Melissa, I can listen to your classes every time and not even feeling that I am in a class. You are so proffesional and I like the style you use. I already feel I will pass on my exam first attempt ❤️
Wonderful!
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Thank you so much! I learned a lot from your videos. You’re so awesome! I just had my Georgia insurance adjuster exam this morning and I passed.
YAY! CONGRATS!
I’ve taken it twice and I go back tomorrow I really am glad I came across your videos I need to pass this time!
You got this! Keep us posted!!
My class as so unhelpful as it was self paced and just pages of info no instructor. Started listening to you last week and thanks to you I passed P&C license test on first try today. Thank you!!
Yes!! I would love a five-star review if you're able!! Insurance Exam Queen
maps.app.goo.gl/fdoGmghnbRueFBKs9
That’s how my training is 😢
@@hopecabrales88 which company are you with? They can hire me!
@@hopecabrales88 I wouldn’t have passed if it were for this channel
Thank you so much for recording this! You helped unconfuse me on several items!! I am binging on all your videos as refreshers for next weeks TX P&C exam.
You're so welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
Thank you so much for the videos! I passed my p&c for Georgia on the first try because of your help. ❤ lots of contract questions mostly that you cover in your videos, 2 boat questions, 3 math questions, and lots of definition questions btw! ❤🎉
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
I am in the process of learning everything. I got a job with an insurance company. And know nothing! So I am watching all your videos. And they are so understandable. And I am just really understanding it and remembering it. Thank you so much for pushing out this content!
I came across the Holy Grail when I found your videos!! LOVE them!! So VERY helpful!!
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I have study and read so much but still had a hard time understanding everything. You have helped so much with understanding everything! Thank you so much!!
YAY! I am so glad to hear that!
Wanted to add to all the other people who’s giving you your props! I seriously studied through exam x but really needed that boost of thorough breakdowns and hands on guidance and your channel was just the bonus I needed! And I passed my exam on my first try. Thanks for all you do! Keep it up!!
Yay! I am glad to hear this!
Just wanted to comment to say, thank you 🙏 for your videos. I know I passed my exam the first time , because of how you explain things and simplify the terms. Love your kind spirit, and your positive energy .
Congrats and thank you!!
I'd love a 5 star review if you're able! Insurance Exam Queen
maps.app.goo.gl/hnrdR9M1KttjMARX7
You are an absolute Godsend. Thank you for making this UNBELIEVABLY easier to understand!!
Thank you!!! I love what I do!!
Thank you ,thank you, thank you, for your love for teaching and doing so with such simplicity
You are so welcome!
I PASSSED ON FIRST ATTEMPT!! 🎉Thank you thank you thank you for all your helpful videos! 🍾🍾
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
I just finished up my studies and I found you videos. It has cleared up so much misunderstanding. You are amazing!
Fantastic!
I will be taking the Wisconsin P&C exams in the next week, these videos have helped me strengthen my knowledge. Just need some work on State Law and I'm good to go!
Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/
This boot camp is very detailed and very helpful. Will be taking my TX exam soon.
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I just passed with an 84! I’m so thankful for your videos!
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@@insuranceexamqueen Done!
I just took my Mississippi P&C state exam and passed! Thanks for your videos and the XCEL curriculum ❤ next I’m doing Life & health.
Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
DONE!
Hassan was me!! I felt like I was trying to absorb ALL of the information in the property policies chapters and that is just not possible. These have helped me SOO much! I am feeling SO much more confident. Definitely taking advantage of your gold package when I get my life & health in a few weeks
Thank you thank you thank you for explaining homeowners! This helped me so much!
Glad it was helpful!
Thank you!! i am in Minnesota and i am just getting started on everything!
YAY! In MN,
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. I teach both of these concepts in these two classes:
This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours:
insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics/ghsp8
This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math/ghsp8
For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood.
I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording/ghsp8
I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class/ghsp8
For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty.
This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording/ghsp8
Additionally, you need to be pretty decent in state law, and I just taught a class on that : insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc/ghsp8
While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate/ghsp8
If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
Additionally, you can find free resources in my Facebook group here: facebook.com/insuranceexamqueen
And free videos on my UA-cam here:ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/insuranceexamqueen
Thanks for all the great coaching, worth every penny and more!
Glad you enjoy it!
Im going through AD Banker it doesn’t tell me how much will be needed to know from each chapter from Minnesota for property and causality, do you know?
Casualty Insurance Terms and Related Concepts 19%
Casualty Policy Provisions and Contract Law 14%
Types of Casualty Policies, Bonds, and Related Terms 33%
Minnesota Laws, Rules and Regulations Common to All Lines 27%
Minnesota Laws, Rules and Regulations Pertinent to Casualty Only 7%
@@insuranceexamqueen thank you
you are saving my life
You got this!! What state and what exam?
Im taking my exam on saturday your videos are very helpful hope i pass my test i live in oklahoma!
You got this!
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
I knew that was your voice on the exam FX. I was like I’m understanding this voice too well it must be the insurance exam Queen!! 😂
Ha Ha! Yes!! I love this!
I am about to take the test in Florida in a week
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Is amazing the way you explain that Help me a lot thankyou for what you do
You're very welcome!
¡Gracias! thank you for the amazing explanation. Thanks to you i passed my test!
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
I joined your group on Facebook and I left a review from this particular video which by the way is amazing and I really appreciate you and if you’re still offering the free notes I would appreciate receiving them. Have a blessed day and thank you again
Hi! Here are my PC Notes: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit?usp=sharing
I was listening to another video and wished you would cover the ENTIRE Exam FX book - and here you go talkign about Exam FX :D I'm taking the Louisiana exam soon and was having a rough time time I found your videos
I used to work there lol. What state are you in?
THIS IS SO GOOD AND NOW I REALLY UNDERSTAND.
Yay!
When I go to exam fx and hit ms it shows the outline but it shows property producer outline on page 8 then casualty producer on page 10 then on page 12 shows property & casualty producer so would I use the numbers off page 12 if I’m taking the p&c ?
Which state? And yes P&C together
MS
Question: why is your child being cut by broken glass as a result of the covered peril of wind not covered by your policy since it’s a proximate cause?
Your homeowners is not your health insurance.
Taking the quizzes 100x’s doesn’t work I did that 10 years ago at “Prime-America” took me 9x’s to pass took my wife 21x’s.
Now I’m coming back to the insurance business and I’ll be learning from these classes.
Wow!
What a wealth of information! Thanks for this🙂... Would you mind sharing what I should focus on for Georgia?
in GA, Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study, also, they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. I teach both of these concepts in these two classes:
This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours:
insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics
This class teaches insurance terms, policy provisions and contract law, and dwells into homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math
For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood.
I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording
I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class
For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty.
This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording
Additionally, you need to be pretty decent in state law, and I just taught a class on that : insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc
While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate
If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
Additionally, if you want to work one-on-one with me, I do that in two ways.
You can get one-on-one audio support where you message me on either Voxer, Telegram or WhatsApp, and we can talk about your exam, you can ask me questions, I will provide you with guidance, and you have access to me for 7 days and that is for $297 and includes my all access package above: insuranceexamqueen.podia.com/royal-treatment-teacher-in-your-pocket-on-voxer
Or, the other way to work One-on-one with me is my royal treatment package. Right now it has a 100% first-time pass success rate. This is where you will have the audio support mentioned above, my all access packages of class recordings, and I will also give you direct guidance on what exact steps I want you to take, and what I want you to study, additionally, we will meet on zoom as needed leading up to your exam. That is for $997 a month, and most people only need a month.
In fact, my last Royal treatment client, we did all four exams (property, casualty, life and health) in a month, and he passed each one of them the first time: buy.stripe.com/4gwaEM07Lbzu9dmeUV
Additionally, you can find free resources in my Facebook group here: facebook.com/insuranceexamqueen
And free videos on my UA-cam here:ua-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
@@insuranceexamqueen Super Awesome!!!! THANK YOUUU so much!!!! You will certainly be hearing from me💕👍🏾💕🙌🏾
When I go to the ExamFx site and choose Georgia requirements it does NOT list what the content will be for Georgia a shown in this video. How do I see how much of each subject will on the P & C exam? i.e How much Dwelling?, How much Auto?, etc. , etc.?
I think we just talked via email :) I sent the breakdown there.
Hello, I live in Delaware but can't seem to find a breakdown. I can only find the exam outline. Can you help me out?
prepare2pass.com/requirements
Hey you! I just want to thank you so much for helping not only myself but many others. Ive been using your material over the last few days (I slacked studying the first couple of weeks of my training class because I felt so lost) then I found you! In Nevada, we have to pass with an 80 and I scored a 75. I was so close! All thanks to you! I was curious do you let people submit their scores to you for free? I was even wondering if I could email you a couple of questions I've missed in the past where I could get some clarification on? I figured I'd write you a comment instead of an email first just in case :)
Thank you for all you do.
Post your questions in my Facebook group! facebook.com/groups/1082073882582049/?ref=share
Yes you can email me your score sheet. It can take a few days for a response but I respond faster on Voxer or telegram. I am the insuranceexamqueen on both those apps.
@@insuranceexamqueen I'll download the app telegram since I don't use Facebook :)
Wow! So close! Great job 👏🏼 I’ve got 16 days left on my examFX course and I’ve been all confused and frustrated. I found this channel recently and now it’s balls to the wall time. I don’t think I will complete the course in time but I’m trying. In George it’s a closed course so I have to pass all quizzes on website first before testing. I’m trying, we shall see! Good luck to you!
@@michelleelle4622 you got this girl! If I can do it, hell! Anyone can! My father put me down so much as a child and it's followed me all the way up to my adult hood. (I'm 31) I never in a million years thought I'd be smart enough to do this. But I DID. And I passed with a score I could have never imagined because of this very kind lady posting her material. If only she knew how much she has helped my confidence. Thank you, Melissa - for helping me prove to myself that my father was absolutely wrong about my intelligence.
You all got this! Don't give up! Study, study, study!!!
I cannot find my state breakdown of the Exam. I have taken the P/C Commercial Adjuster license exam twice and missed it by 3 points the last time. I am in Georgia so is the information you are teaching applicable to the adjuster exam, 12-GA-24? I have taken the PEARSONVUE course so I am looking for the additional help.
We have all the outlines in the Facebook group
@@insuranceexamqueen Ok great!! What is the FB group name?
So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams which is why Angela Bryant our Study Buddy in the group and I join together and combine my highly acclaimed Gold class series and those adjusters specic tooics in a single course .
With that said, check out NEW Property & Casualty + Adjuster GOLD Bundle!
www.insuranceexamqueen.com/courses/gold-pc-adjuster-bundle
the website did not show for texas it just says the requiremnts
Texas doesn't need a PLE course but I have texas on my site Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com
this was a great video and helped me immensely.
YAY!!
Can you please help me, i took my test today and failed.....i cant seem to get it. PLEASE PLEASE PLEASE can i send you me results so you can properly guide me to where i need to look for help please
insuranceexamqueen@gmail.com
Omg I love you ❤️😭
I love you too!
Definitely gonna pass this test
Is there any such breakdown like this for Nevada, i have went to several links and different sites and are unable to find anything with the actual percentages! Please help!
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
You made me stop 🛑 😢! You 👩🏻🎤 are awesome 👏💃!!!
🙋🏼♀️ question: on coverage A on a home owners policy if they only carry 80% of the replacement cost estimator and the entire house burns down will they only get 80% of the replacement cost to rebuild the house or will the full replacement cost estimator amount be paid for their claim to replace the whole house?
They will only get what they have, so 80%
I cant seem to get the breakdown to pop up in Texas?? What am I doing wrong?
hi thank you for reaching out
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
Watch the videos on repeat and write down all notes that melissa has provided
facebook.com/share/XbF6toywYh315Hca/
We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! ua-cam.com/video/b8cl8AIM7j0/v-deo.html
Is there anyway you could send me the breakdown for the state of WV please?
West Virginia Property & Casualty Insurance Examination
Insurance Terms and Related Concepts 21%
Policy Provisions and Contract Law 18%
Types of Property Policies 16%
Types of Casualty Policies, Bonds, and Related Terms 16%
West Virginia Laws and Rules Pertinent to Property and Casualty
Insurance 29%
I know this is an older video, but I don’t see the tables with information for each state when I follow the steps on that site. I wonder if it has changed? Trying to find out requirements for Idaho
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Live this information
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I’ve learned more from your videos than I have from ExamFX. I’m so appreciative 💕 My course ends in 16 days and I don’t think I can complete in time but I’m trying. Do you have a study breakdown for Georgia? The red, yellow, green? I’m 1:11 into the video so excuse me if you do and I just haven’t seen it yet. Pearson P&C I feel like I have been reading thousands of pages 🤦🏼♀️ I was so confused at first when I got to chapter three (BIG One) I just decided to start all over again. 🤦🏼♀️
Insurance terms and related concepts, and policy provisions and contract law are the two most tested chapters. Then you want to make sure you hit up state law pretty well.
@@insuranceexamqueen Thank you so much 💋 I don’t think I could read, understand and remember several hundred more pages 🤦🏼♀️ I appreciate each and every single one of your videos! You explain it so I can truly understand. I JUST turned 50 and haven’t had to study for anything forever; my brain forgot how AND, I wasn’t the “smart” one of the family growing up. I lack confidence even at age 50 🤦🏼♀️ You have NO IDEA how much you have helped me so far! 🙏🏻💕💕
ExamFx was not the best place to learn insurance, the videos were not in line with the practice tests. I was more confused and frustrated studying with them. I had to extend my course and still having issues. Thank Goodness for these videos, I wish she was licensed to teach the pre-license courses and we get a certificate from her.
So what state exam are you referring too I'm in GA wanted to know if the information still applies
I think I mention which states I refer to.
Hi Melissa, the link to purchase your quiz and exam bundle is not working. There's an error message. I would like to purchase the quiz and exam bundle please but how do I buy if the link is not working?
Please email me InsuranceExamQueen@gmail.com
I need a BREAKDOWN for the state of maine P&C, i cant find it on exam fx. Thanks you
prepare2pass.com/requirements
Taking my test on April 2 (next week) in Kentucky. When I watch your videos, things make sence, but I still fail every practice test. What am I doing wrong? The terminology and wording of the questions is very hard for me.
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I have a quick question. Do I need to study auto policy as well? Would that be on the property casualty?
We’re glad you are here for support and looking forward to seeing what the group chimes in with. If you would like to be able to ask Melissa questions while you are studying you will want to get the Platinum Package available on www.insuranceexamqueen.com/
What is the Pennsylvania breakdown for the property and casualty exam?
Join our facebook group facebook.com/groups/1082073882582049
I noticed that you said HO3 was open. However, I thought HO3 was both open and named. Open on coverage A and B but named on coverage C. Please help, clarify please.
What state are you in?
@@insuranceexamqueen Texas
Can you please send me a breakdown for Illinois? I went to the website but there wasn't a breakdown. Thank you so much!
"Insurance Terms and Related Concepts
17%
Policy Provisions and Contract Law
14%
Types of Policies
31%
State Law:
Illinois Statutes and Regulations Common to All Lines of Insurance
28%
Illinois Statutes and Regulations Common to P&C Insurance
6%
Illinois Statutes and Regulations Pertinent to Property Insurance Only
4%
"
"Insurance Terms and Related Concepts
17%
Policy Provisions
14%
Types of Policies, Bonds, and Related Terms
27%
State Law:
Illinois Statutes and Regulations Common to All Lines of Insurance
26%
Illinois Statutes and Regulations Common to P&C Insurance
5%
Illinois Statutes and Regulations Pertinent to Casualty Insurance Only
11%
"
Thank you so much for this! I’m studying for Virginia P&C do have that chart that shows what we should focus more on?
In VA, The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators)
Next up is State Law/Common to All lines.
Since you need 70% correct to pass, the more you can memorize for state law, the better you can secure a pass.
This class teaches just General Insurance and P&C Basics in a 2 hour class recording:
insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics
This class teaches General insurance and P&C Basics and goes into homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math
I have a FREE dwelling lesson here on UA-cam: ua-cam.com/video/RMJBonh4qms/v-deo.html
I have a FREE Home and Auto lesson here: ua-cam.com/video/n5RRJh5mTL0/v-deo.html
I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording
I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class
This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording
Additionally, you need to be pretty decent in state law. I just taught the state regulations class and will be posting the recording today. Be on the look out!
While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate
If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/
Additionally, if you want to work one-on-one with me, I do that in two ways.
You can get one-on-one audio support where you message me on either Voxer, Telegram or WhatsApp, and we can talk about your exam, you can ask me questions, I will provide you with guidance, and you have access to me for 7 days and that is for $297 and includes my all access package above: insuranceexamqueen.podia.com/royal-treatment-teacher-in-your-pocket-on-voxer
Or, the other way to work One-on-one with me is my royal treatment package. Right now it has a 100% first-time pass success rate. This is where you will have the audio support mentioned above, my all access packages of class recordings, and I will also give you direct guidance on what exact steps I want you to take, and what I want you to study, additionally, we will meet on zoom as needed leading up to your exam. That is for $997 a month, and most people only need a month.
In fact, my last Royal treatment client, we did all four exams (property, casualty, life and health) in a month, and he passed each one of them the first time: buy.stripe.com/4gwaEM07Lbzu9dmeUV
Do you have the outline for Tx PC
"Insurance Terms and Related Concepts 23%
Policy Provisions and Contract Law 19%
Types of Property Policies 17%
Types of Casualty Policies, Bonds, and Related Terms 18%
State Law:
Texas Statutes, Rules and Regulations Common to All Lines 14%
Texas Statutes, Rules and Regulations for P&C Only 9%"
No
Thank you. Your videos are helpful; your teaching is better than the rushed classroom. Can you help me with your notes?
Email customer service support@insuranceexamqueen.com
Would smoke damage to a bedroom that was not burned in a house fire be direct or indirect loss? Direct? ask because my house burned down when I was a kid. My bedroom was not burned, but the smoke damage meant we couldn’t salvage anything.
It would be covered under direct under the peril of fire since it happened because of the peril of the fire.
Thanks, very informative.
You're so welcome!
Awesome review! Thanks Insurance Queen!!!!!!!!!
Can i please get the breakdown for WV ?
West Virginia Property & Casualty Insurance Examination
Insurance Terms and Related Concepts 21%
Policy Provisions and Contract Law 18%
Types of Property Policies 16%
Types of Casualty Policies, Bonds, and Related Terms 16%
West Virginia Laws and Rules Pertinent to Property and Casualty
Insurance 29%
I’m the beginning when you talk about reading pages are you talking about a certain book?
Whatever online course you have
Thank you so much! I cant afford to purchase your program right now but i will be an advocate!
If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/
will do thank you!@@insuranceexamqueen
you are so appreciated!
Thank you! I appreciate you!
I’m from Texas and trying to pass The Personal Lines test and keep getting 50’s. what should i focus one more?
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
forms.gle/jq8xmyLSGUCfUgoY9
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@@insuranceexamqueen thank you! I am having such a hard time with it!
This is extremely helpful content. Im getting ready to take my P&C Exam in the state of Arkansas and I'm curious which sections of the exam should I focus more on in this state.
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
forms.gle/jq8xmyLSGUCfUgoY9
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
45:40 lol fr instant thought for some reason
I love how you can teach my adhd brain lol
Yay!! Glad to be of service lol
Ugh this is my 3rd time taking my exam! I tried to check Examfx for Colorado and no luck, could you help with the breakdown and am i able to email you my results to get pointed to the right direction on what exactly i need to study on or whichever package to purchase?😭
insuranceexamqueen@gmail.com
Could you please help me breakdown California P&C and the core things I should be focusing on?
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
In CA you want to focus on General Insurance(31% of your Exam) and Personal Lines(38% of your exam) is made up of Dwelling, Home, Auto, Flood and Umbrella. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.
General Insurance is 31% of your exam and is the foundational chapter and when you know it well, it helps with all the other chapters. You want to be very good at knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
Dwelling and Homeowners(Property Policies) can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.
Flood is also a part of personal lines but it’s not a highly tested topic. There are some key things to know about flood and my Royal Treatment Class Series will go over them and tell you what to memorize.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
Now, in CA, Commercial is a big chuck on the exam, over 30%, BUT you do not need to know Commercial Policies to be able to pass because you only need a 60% to pass your whole exam. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.
Umbrella Policies are an easy concept to get points on. All my Royal Treatment Class Series include an Umbrella Class that tells you what to focus on.
Pet insurance only makes up 2% of the whole exam so it’s not worth your brain space to know it. I do not cover it at all.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
wkf.ms/3LSJC2B
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
I passed!!! Thank you 🙏🏾
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
Exam fx didnt have the same breakdown. Do you happen to know anything about the all lines Texas test? Thank goodness I found you online. Your are a great teacher. Thanks for any help you can give this retired teacher.
Yeah for some reason they have been taking them down - I can send it via email or check out Xcel they have it posted here: prepare2pass.com/requirements
I have just completed my AD banker course in GA could you tell me what chapters I need to study for exam please?
Hi, click this link and it will tell you what is important for the Georgia property and casualty exam and how I know that: docs.google.com/document/d/1pt0vdO6_kG87k-EBbX4EA_7K7kaw0kv6NyYZLRzLrRo/edit?usp=drivesdk
This has amazing information
Fantastic!
Hi exam queen have you done the Georgia and I missed it?
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
My understanding is that there is NO coinsurance on a total loss. So, if you have 80% coverage and that's the coinsurance requirement, you will be completely covered on a total loss. (at around 2:06:00)
Yes, if it's a total loss they do not do the coinsurance equation you're correct.
@@insuranceexamqueen Thank you for the videos. I passed my CT P&C exam with an hour+ to spare. Your advice on what areas to focus on and not to spend too much time on was excellent.
@@dhrudolph fantastic!! Congrats!!
What chapters would I have to study for the Missouri exam
Hello! I am Melissa, the Insurance Exam Queen.
Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
Bronze is a Basic Review with 8 hours of class recordings.
Silver is a Deeper Review with 14 hours of video.
Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze!
Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership.
You can find everything here: www.insuranceexamqueen.com/
Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
If you want One-On-One Tutoring you can book with Peter Here:
wkf.ms/3LSJC2B
If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
Where can I search for the high value chapter for Florida?
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
In another video you said the co-insurance equation was Should Carry divided by Did Carry. This video reverses those numbers. Which is it?
What other vodeo? It's did carry/ should carry.
I don’t remember which video. I’ve watched a bunch, but it was wrong and I was taking notes.
@@newbirth35 okay, if you run across it again let me know. I haven't heard that from anyone else
I just took my P&C and passed!! Thank you so much 🫶🏽
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
Excellent!!!
I can’t find the pink study chart for North Carolina, can you please help me find it?
I no longer do that but I have typed it all out
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
I thought you looked familiar! I saw you on ExamFx before this, it clicked for me when you did a video!! Thank you, you're so kind to do this, so appreciative of you!! ☮️💖✨
Oh that is awesome!
I am in Virginia when you say Auto is easy to study does that mean commercial or personal?
Personal! And easier, not necessarily easy
East coast Need some love NJ in the building personal lines !!!!! Lol great content
Thank you!