2 saal ka retention bonus, he needs to negotiate better with the company. Retention bonus should not be part of CTC. These are very cheap tactics done by some organisations.
Hey, Anshuman can you also talk about 1. Negotiating with employers 2. Bad tactics that these startups play in order to recruit people like prasad. I know many startup founders who pay much more salary to employees who are working in cloud computing (although he did not mention at what role he works), I feel that would help them negotiate better. A lot of times people face lot of job rejection and that's why they find it hard to negotiate but in my case I had that economic security from parents to negotiate for better pay. Let me know what you think about this.
This is best episode covering most common use case people staying in PG in Bangalore and pay around 8 to 10 k for stay including food. There salaries are not more than 2.5 to 5 Lakh per annum. They need ti be aware of as you said how to improve income first. Thanks very much you went to actual PG and covered it. Its a like talking to good friend
This has to be most relatable video ever ..that one year plan was all I ever needed like a proper one ...i wanted someone to tell me priority wise ki emergency fund or health or investment...like order of securing each categories....thank you for the content you put out
Hi Anshuman, It would be great if you could do this type of video , with low income professional ( 1-2 videos atleast). Coz many of the freshers are being paid 3.6-4 LPA. And it's really very hard to plan the budget when ones income is around 20k-30k per month Thanks in advance.
health insurance is the biggest safeguard....if possible take some critical illness plan too which will give u lumpsum or monthly salary on any critical illness...
Guys I am surviving in Bangalore with income 27k/month (2 years exp) with debt my own expenses somehow around ~7k/month ! Am I underpaid? I am now pondering by seeing how others earning that high? Can someone pls suggest for my improvement? Note: I am from core company not IT
Is it "Fix Your Finance in Bangalor or only Fix Your Finance", i love your content but you should reach all major metro cities like Delhi, Kolkata, Mumbai. Because in different cities the cost of living is different. More over in other mega metro cities have different pay scale. Its just a request. Don't take it otherwise. I found this thing little bit odd that's why i mentioned it.
Hi Anshuman bhai, love your videos, i have an idea, can you please highlight the story of someone jo gale take debt me hain, and usne kafi saare bad financial mistakes kiye hain, jisko dekh k logo kok samjh me aaye ki yeh nahi karna hain, that someone is me, agar aap chaho toh main detail me apni story with prove de sakta hu, i have given hope, jo bhi kamata hu debt clear me chala jata hain, credit card debts me aisa fasa hu ki genuinely has bhi nahi pata hu, bohot try karta hu motivated rehne ka but nahi ho pata, all and all sabhi se yahi kahunga paise utte hi kharch karo jitta khud k paas ho, and AVOID CREDIT TRAPS
Hey bro, I completed my BTech this year. I am currently unemployed. I have average programming knowledge. I know frontend development little bit. Will I get a job in Bangalore?I don't have high salary expectation.
@@av7337 I built a few sample projects like Spotify clone(using simple html,CSS, JavaScript),Text Utils application (using basic Reactjs and bootstrap). I think I am on the right way. Bangalore is my dream place ☹️.
Hey bro, I completed my BTech this year. I am currently unemployed. I have average programming knowledge. I know frontend development little bit. Will I get a job in Bangalore?I don't have high salary expectation.
@@debanikgoswami4834if you are fresher there are high chances to get into IT if your basic aptitude is good and if you have done projects in your college and basics concept of any 1 programing language will surely help you crack .
@@debanikgoswami4834 See brother don't be confused there is scope in evry field ,the first thing is select the field you want to grow your career and continue till you become confident enough with that niche. Web development is good really really good but it must not depend on anyone advice what you choose to do it must be of your own selection.
Hello Anshuman, Your advices are really good. You talked about health insurance here. I want to know one thing, My employer provides me with a health insurance cover of 3 Lac. Should I get the health insurance immediately or I should wait?
Anshuman please answer this question. If my credit card limit is ₹10,000 and I use it for ₹8,000 but pay ₹8,500 before bill is generated will it impact my credit score? Because outstanding bill amount is -₹500 when the bill is generated
@@Adgjmptw343 before bill is generation if I pay anything or suppose the bill generation date is 20th and on 20th I pay some amount that is considered but If on the same day if I make a big purchase that is not.
Sahi baat intitally income pe focus kro Upskilling krke jyada kamao Aajkal log kehte h 1000₹ mahine invest krke bane crorepati Ye bahi dekhte ki 30-40 saal lagenge aur tab 1 cr ki kya value hogi Isse acha h better not to invest for 2&3 years and focus on earning atleast 50k per month tab shuru kro thoda investment
If you leave your company and join another company,just assume your new employer is not providing health insurance then you need to take a new insurance personaly. The new insurance will have a waiting period for 2 to 3 years for existing illness.
@@AravindKumar-lj7kx ..I have same ques..can you little bit brief on new plan has waiting period of 2_3yrs..does it means that I have wait that long? What about emergency cases.. I thought it start from day one..Any addition will be helpful..thank you in advance
@@rajninegi53 Hi.. there are 2 types of waiting period 1. Waiting period for pre-existing diseases(2 to 3 years depends up on the policy) 2. Normal waiting period-For any new diseases/problems there may be 30 days waiting period. For Accidents the coverage starts from day 1(no waiting period).
What will happen if you buy same stock every single working day for 1 year or more?? To find this answer i am buying 2 infosys stocks every single working day from past week hopefully i will make it to 1 year or more🤞🏻
Hey, bro how difficult it is to get an IT job in Bangalore? I have average programming knowledge of C, Java, HTML, CSS, JavaScript etc . I completed my BTech last year . I am currently unemployed.
Get some data engineering skills there are in demand. Like ETL, python, pyspark, sql, hive, hdfs, unix shell script, hadoop. due to upcoming AI trends, data engineer will be in huge need
Anshuman, hi I had a personal loan which caused a dip in my credit score by 110 points now it's around 658 so does taking loan hamper credit score by such big margin??
This is more relatable than "Surviving on 40 lakhs package"
Lol 'surviving'
@@vikasp5161 😂😂
Or as they say on quora "barely" surviving.
@@vikasp5161 sounds weird
true 😂😂😂
Awesome.. finally you catered to scenario which is mostly common across India having ( 0-6 years) of exp..
This really helps !
2 saal ka retention bonus, he needs to negotiate better with the company. Retention bonus should not be part of CTC. These are very cheap tactics done by some organisations.
Done by many big companies
Among the many tactics to inflate and make you feel good
correct ...cheap mentality
Hey,
Anshuman can you also talk about
1. Negotiating with employers
2. Bad tactics that these startups play in order to recruit people like prasad.
I know many startup founders who pay much more salary to employees who are working in cloud computing (although he did not mention at what role he works), I feel that would help them negotiate better. A lot of times people face lot of job rejection and that's why they find it hard to negotiate but in my case I had that economic security from parents to negotiate for better pay. Let me know what you think about this.
I want to get an IT job. Should I consider moving to bangalore? Many companies are not hiring freshers due to recession.
This is best episode covering most common use case people staying in PG in Bangalore and pay around 8 to 10 k for stay including food. There salaries are not more than 2.5 to 5 Lakh per annum.
They need ti be aware of as you said how to improve income first. Thanks very much you went to actual PG and covered it. Its a like talking to good friend
This has to be most relatable video ever ..that one year plan was all I ever needed like a proper one ...i wanted someone to tell me priority wise ki emergency fund or health or investment...like order of securing each categories....thank you for the content you put out
Whenever he goes in surviving in these much lakhs.. I'm like.. skip the video 😂
We need more videos of these budget segments brother ❤️
By listening to this I’m recalling my days when i stepped into Bangalore. Now that I’m way ahead of this package, this video was nostalgic. 😊
How much are you earning now?
@@dailydoseofamazingness7925 Double score 🙂
Same for me .. was feeling bit nostalgic while watching this 😊
Hi Anshuman,
It would be great if you could do this type of video , with low income professional ( 1-2 videos atleast).
Coz many of the freshers are being paid 3.6-4 LPA. And it's really very hard to plan the budget when ones income is around 20k-30k per month
Thanks in advance.
EVEN 2.6 TO 3.2 LPA
I love this concept anshuman!
Keep up the good work:)
He is a good hardworking boy 👍🏻 .. i wish him all the best in life
Company is taking advantage of his honesty and innocence 😢
Iam still surprised how he survived in Mumbai with less than 3L pay per annum 😅
He stayed with his parents and together they managed all the expenses
@@anshumanfinance Oh ok, thanks for replying ♥️
People do survive bro. I used to make 23k per month few years ago. Used to stay far away in Virar and travelled daily for 5 hours 😅
@@parikshithegde7477 Yeah but it might be hard for people who don't want to spend much time on travelling.
Mai bhi ja Raha hu Mumbai...... Jan 23rd ko .......
Salary 28k me survive karna parega ........ let's see
By bringing the hustlers like him. Your content is also becoming hybrid like his job. 😅
Great job anshuman 👍
I love to see how people manage life with low income in big cities.
Companies literally pay from 12-17k in Bangalore for freshers and they're surving with their parents
So nthg to be surprised 💀
Do you also work in it sector?
@@debanikgoswami4834 yes 😥
@@vinivinci4381 I am currently learning frontend development . Hope I would get a job there .
Exactly man, it employees are underpaid and they are working for big slavery giants like tcs, wipro, Infosys
"Your income needs to be increased" yeah I also want the same thing to happen 😂😂😂
It is not not possible
health insurance is the biggest safeguard....if possible take some critical illness plan too which will give u lumpsum or monthly salary on any critical illness...
The last advice to focus on Income just saved me from jumping into a bad decision... secret recipe at the end🤣nice video.
Am I the only one who feel happy the he got sponsor and I also watch promotion section ☺️
Guys I am surviving in Bangalore with income 27k/month (2 years exp) with debt my own expenses somehow around ~7k/month ! Am I underpaid? I am now pondering by seeing how others earning that high? Can someone pls suggest for my improvement?
Note: I am from core company not IT
I am also earning same, working in tcs lol😢
Very good video bhai.
And hats off to the dude for disclosing his financial on social media platform.
Way more underpaid 🥴 cloud with 3 years of experience is approximately 12 LPA+ 🙏🏻
Love this series bro 👏!
Is it "Fix Your Finance in Bangalor or only Fix Your Finance", i love your content but you should reach all major metro cities like Delhi, Kolkata, Mumbai. Because in different cities the cost of living is different. More over in other mega metro cities have different pay scale.
Its just a request. Don't take it otherwise. I found this thing little bit odd that's why i mentioned it.
It's fix your finance but there's an entire crew behind every shoot so it will take some time for us to sort the finances to do it PAN India
@@anshumanfinance Bhai again I love your content, please kharab mat sochna mera comment ko. 🙏
@@anshumanfinance Fix your finance needs to fix it's own finances!! The irony ;)
Amazing video for people in 20s and 30s 👍🏼
Bhai tum andaaza nahi laga sakte kya sahi series bana rahe ho ✅💯🤲🏾
Hi Anshuman bhai, love your videos, i have an idea, can you please highlight the story of someone jo gale take debt me hain, and usne kafi saare bad financial mistakes kiye hain, jisko dekh k logo kok samjh me aaye ki yeh nahi karna hain, that someone is me, agar aap chaho toh main detail me apni story with prove de sakta hu, i have given hope, jo bhi kamata hu debt clear me chala jata hain, credit card debts me aisa fasa hu ki genuinely has bhi nahi pata hu, bohot try karta hu motivated rehne ka but nahi ho pata, all and all sabhi se yahi kahunga paise utte hi kharch karo jitta khud k paas ho, and AVOID CREDIT TRAPS
ab relatable relatable sa laga
Kudos to prasad. More power to you bro. Lots to learn from you than people who survive with a 50 lakhs package
This one was really helpful and people would be able to relate more!!
This is a very engaging series. keep it up
Stayed in Bangalore when my salary was 11k for almost 2 years😅😅
Hey bro, I completed my BTech this year. I am currently unemployed. I have average programming knowledge. I know frontend development little bit. Will I get a job in Bangalore?I don't have high salary expectation.
@@debanikgoswami4834 project bn bro
@@av7337 I built a few sample projects like Spotify clone(using simple html,CSS, JavaScript),Text Utils application (using basic Reactjs and bootstrap). I think I am on the right way. Bangalore is my dream place ☹️.
@@debanikgoswami4834 placement nahi mila kya
@@BarkaDog my college doesn't have much placement bro 😔.
Stayed in bangalore when my salary was 4000 thousand. Back in 2011.
Hey bro, I completed my BTech this year. I am currently unemployed. I have average programming knowledge. I know frontend development little bit. Will I get a job in Bangalore?I don't have high salary expectation.
@@debanikgoswami4834 Hi man I am not into engineering field.
@@debanikgoswami4834if you are fresher there are high chances to get into IT if your basic aptitude is good and if you have done projects in your college and basics concept of any 1 programing language will surely help you crack .
@@livingmeme9908 I am currently learning web development. How is the scope for freshers?
@@debanikgoswami4834 See brother don't be confused there is scope in evry field ,the first thing is select the field you want to grow your career and continue till you become confident enough with that niche. Web development is good really really good but it must not depend on anyone advice what you choose to do it must be of your own selection.
Bro if you are a cloud engineer with more than 3 yrs of experience you should go for a change along with upskilling, I think it's too underpaid.
correct, he atleast should have 10lpa
Best of luck, buddy. Wish you the best in your upskilling.
Hello Anshuman,
Your advices are really good. You talked about health insurance here. I want to know one thing, My employer provides me with a health insurance cover of 3 Lac. Should I get the health insurance immediately or I should wait?
U should man. Kis jamane me jee raho ho bhai
Dude you are working on very low CTC you might get 15 lac easily .
Bhai chutiya hai ye banda 😂😂😂
Do you work in it sector?
@@debanikgoswami4834Have you got an IT job now
I am from tamilnadu , can you speak English it's fine to understand very well for non Hindi persons also , your views also increased.
Anshuman please answer this question.
If my credit card limit is ₹10,000 and I use it for ₹8,000 but pay ₹8,500 before bill is generated will it impact my credit score?
Because outstanding bill amount is -₹500 when the bill is generated
That's good because your utilization rate is negative
How can you pay more than the billed amount?
@@Adgjmptw343 before bill is generation if I pay anything or suppose the bill generation date is 20th and on 20th I pay some amount that is considered but If on the same day if I make a big purchase that is not.
Tactics of big companies, Tabhi Anshuman says, Anshuman said, ki ye Aapka katne ke baad 🤣. But then corrected 😉
Sahi baat intitally income pe focus kro
Upskilling krke jyada kamao
Aajkal log kehte h 1000₹ mahine invest krke bane crorepati
Ye bahi dekhte ki 30-40 saal lagenge aur tab 1 cr ki kya value hogi
Isse acha h better not to invest for 2&3 years and focus on earning atleast 50k per month tab shuru kro thoda investment
Powered by cred great going brother 👏🏻👏🏻👏🏻👏🏻
This is really relatable ❤
which course you have taken and from where you took. Please mention .even I am interested in cloud and want to upgrade my skill
Bangalore is the same place where people buy Rs 20 Crore Doggies
We see many people who comes under this bucket in bangalore
Such a click bait video
My company provides a health insurance, should i also buy one my self?
You should
100%. who will cover your expenses if you become unemployed and sick
he missed to mention what course he is doing!
thank you for the video.
The only advice I would give in switch the company at earliest
What is he doing in cloud, that is important too
Support I guess
If the health insurance is provided by our company do we have to take a separate health insurance?
If you leave your company and join another company,just assume your new employer is not providing health insurance then you need to take a new insurance personaly.
The new insurance will have a waiting period for 2 to 3 years for existing illness.
@@AravindKumar-lj7kx ..I have same ques..can you little bit brief on new plan has waiting period of 2_3yrs..does it means that I have wait that long? What about emergency cases.. I thought it start from day one..Any addition will be helpful..thank you in advance
@@rajninegi53 Hi.. there are 2 types of waiting period
1. Waiting period for pre-existing diseases(2 to 3 years depends up on the policy)
2. Normal waiting period-For any new diseases/problems there may be 30 days waiting period.
For Accidents the coverage starts from day 1(no waiting period).
@@AravindKumar-lj7kx ..Thanks.. understood 😀
Dude you can get deduction in your itr for personality development. Hence your course loan is covered
1:48 aapka katne ke baad ....😂😂😂
Lol
How many of you guys got any benefit from the CRED app ?
Not a big deal to survive in 15 k in blr !
Koramangala nd middle OMG 😂😂😂😂
I get the point of middle but as soon as he told that lol😂😂
its not in the middle tho
Can you do follow up with these guys which really had issues and show ua hw they improved
8 L ctc and 40k monthly ,😳 very low
Cut 2L which is retention bonus
Way way low
Government job wale ka bhi kro bhai koi interview
Jyada suggestions nahi hoga usme, kyuki switching and upskilling nahi rehta jyada usme
15000 bol ke clipbate kyu kr rhe ho
because his rent + food = 15000
rest he sends to his parents + sip
so he is managing on 15k
so that's why maybe 👀🙂
What will happen if you buy same stock every single working day for 1 year or more??
To find this answer i am buying 2 infosys stocks every single working day from past week hopefully i will make it to 1 year or more🤞🏻
Where is this guy's PG woh bata do
Hi,.i m software engineer, I also want my finance to be fixed 😊, how can i reach you?
Hey, bro how difficult it is to get an IT job in Bangalore? I have average programming knowledge of C, Java, HTML, CSS, JavaScript etc . I completed my BTech last year . I am currently unemployed.
Get some data engineering skills there are in demand.
Like ETL, python, pyspark, sql, hive, hdfs, unix shell script, hadoop.
due to upcoming AI trends, data engineer will be in huge need
My package is not 10lpa bro😂😂
Bring like this video's more instead of doing videos on 40L 1 cr. All that ..
How to get featured in this channel?
Badhiyaa
The 40 lakh package is just a show off for those ppl
Anshuman, hi I had a personal loan which caused a dip in my credit score by 110 points now it's around 658 so does taking loan hamper credit score by such big margin??
Taking a loan doesn't, not paying it back timely does and maybe the one's with smaller EMI's and longer payback periods.
Which Agency? Cibil or Experian?
Sometimes it’s a mistake by cibil too
Bro is illuminati... Look at the hand gesture 6:50
Bro want to fix his financial condition kudos
Mannn u r amazing
Can u come to Lucknow
What's the best platform for buying Insurance. Any new recommendations?
Bhai koi mechanical engineer ki interview v karo
Berojgar hu bhai B tech liya hai 20k CTC in hand 15k
Company ka bus ka food Pf bonus kaat ke
Nice video but this dude ruined his dating chances😅
Do more of these
Bro Bengaluru not banglore 🤦🏻♂️😑😑
Luru is for natives. Expats is comfortable with lore
@@sr-xd8jbit is BENGALURU
@@nanuunknown611 as I said doesn't matter to expats
@@sr-xd8jb everyone need to respect the place culture language of the place he/she lives
@@nanuunknown611 again. Doesn't matter. Expats mainly remain isolated from locals.
Bro if possible give subtitles for videos.
Konsa health insurance le bhai?
Bhai in sab ko dekh k Dharr lg rha hai koi motivation nhi aarhi hai pls entrepreneurs ko leke aao
Asliyat hai ye duniya ki!! fake motivation pasand hai kya tujhe?
@@SINGH_RAJAT Duniya ki asliyat nhi hai gareebi hai ye
Chup hoja sandeep Maheshwari ke chode
Humare liye kuch aayga
😃
kat raha hai bhai ka
Whereas Uber, ola, rapido driver make 30k to 50k a month
Bro, LinkedIn kya kaam tha ki ap aise content abhi youtube pe le aaye ? 🥲