How I Built Excellent Credit as a First-Gen Latina

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  • Опубліковано 10 лип 2024
  • This video was created in partnership with ‪@WeAreUnidosUS‬ with the goal of promoting financial empowerment for Latinos! If you want to learn more about the largest Latino civil rights organization in the United States, check out
    unidosus.org/.
    #Ad #financialempowerment
    Get early access to my book and be one of the first to review it at www.missbehelpful.com

КОМЕНТАРІ • 35

  • @oliviacook5717
    @oliviacook5717 Рік тому +6

    I’m one of your Day 1 viewers and I’m so happy to see how far you have come. Congratulations with all your endeavors and I can’t wait to get your book. You’ve helped me come a long way with my credit and I can’t thank enough. 🎉 Again so happy to see how much you’ve grown and where you are today. Thank you

    • @missbehelpful
      @missbehelpful  Рік тому

      Awww thank you soooo much ❤ tear in my for real! 😊

  • @IndyCrewInNYC
    @IndyCrewInNYC Рік тому

    Love this channel. The goal for me: to reach 760 by the end of next year, paying three times the minimal for my school loans and double my credit card minimal. Just cut off my cable as well to save $. Keep representing us Quisqueyanos. You make us all proud, hermana. 👍

  • @wiseman4160
    @wiseman4160 Рік тому +3

    Hi I just wanted to add what was an excellent video! Mortgage lenders and other lenders are looking at more than just your credit score. They want to see at least 2 credit products, such as Visa or Master card and line of credit. Those two products have to have a limit around at least $3000 for each one. Also they look at your net worth. If you have a lot in savings and investments, they might treat you better than a person with excellent credit score with low net worth or no savings or investments period. If you have only visa, but have a very high net worth, then they might not care if you have line of credit. I wish someone taught me this when I was younger. I'm still young-ish.

    • @missbehelpful
      @missbehelpful  Рік тому +1

      Boom! Thanks for sharing and pointing this out

  • @junaidabdulaziz5721
    @junaidabdulaziz5721 Рік тому +1

    Happy to see you after long time. I would definitely like to read your book.

  • @alteredillusions100
    @alteredillusions100 Рік тому +3

    Wow welcome back to UA-cam❤

  • @emperorbliss
    @emperorbliss Рік тому +2

    Apparently people with high credit scores are gonna be paying higher interest rates on homes after May 1st, while people with low credit will pay less than before. Do you know anything about this? It makes no sense to punish good credit.

  • @seventheoutlawspits
    @seventheoutlawspits Рік тому

    I can watch her all day 🥰

  • @curtisdavis8594
    @curtisdavis8594 Рік тому +1

    Excellent contents.. Thanks for sharing your story!! 😊

    • @missbehelpful
      @missbehelpful  Рік тому +1

      Thank you for ALWAYS showing me support Curtis! 🎉

  • @michaelleahy6848
    @michaelleahy6848 9 місяців тому

    Please do a new video!

  • @abbyc.4215
    @abbyc.4215 Рік тому +1

    You do not know how happy I am to see you back Yanely!

  • @ladydalrymple
    @ladydalrymple Рік тому +1

    YAAAASSS

  • @anhle-cr2yo
    @anhle-cr2yo Рік тому +1

    Welcome back...long time no view...but always great content. 👍

    • @missbehelpful
      @missbehelpful  Рік тому +1

      Ayyyy now you know why I was away for so long - my book!!!

    • @anhle-cr2yo
      @anhle-cr2yo Рік тому +1

      @@missbehelpful Congratulations and to your continued success 🙌

  • @kavitamadray7879
    @kavitamadray7879 Рік тому +1

    What’s a good bank to open a savings & checking?

    • @missbehelpful
      @missbehelpful  Рік тому +1

      Check out this list: www.forbes.com/advisor/banking/best-banks/

  • @geraldvounas2452
    @geraldvounas2452 Рік тому +1

    🙌

  • @Jesus-kt5dc
    @Jesus-kt5dc Рік тому +1

    I'm shocked you made an appearance on your channel. 😂

    • @missbehelpful
      @missbehelpful  Рік тому

      HAHAHA bro! I was WRITING A WHOLE BOOK 😂

  • @chrisA.n
    @chrisA.n Рік тому +1

    IN YOUR 30?!?s wtf I’m 20 and i thought you were 24! Next video must be a skincare routine lol

  • @DoomTrooperTV
    @DoomTrooperTV Рік тому

    Daaang, You been workin' out?

  • @wnderbug
    @wnderbug Рік тому

    Welcome baaaccckkk!! 🫶🏾