Saral Hindi which is very clear. Only one question- The interest rates mentioned by you in the table. Are the fixed OR undergo annual revision. Pls clarify.
Well explained in a simple and lucid language but pl speak in some slow motion because pick up level of each viewer is different. No comment given whether the policy can be taken in on line or offline or in both mode.
If a subscriber has a dependent with handicap, you mentioned this product can be taken. Can you explain whether in such a situation, the subscriber can get Section 80DD benefit?
Sir aapne jo example diya hai usme aapne kaha monthly usko 6371 pension milega .. ye kaise aaya plz batayenge kya aap .. actually na muze iss pr case study present karna hai isliye ..
Does the pension amount changes if we enter at a younger age say 30 years and what will be the yearly pension received if i invest 5 lakhs. And kindly also make a detailed analysis of option g if possible
Sir meri policy option F ke under hai isme policy holder ki death ho gyi hai ab jo monthly pension aata hai kya us payment ko eeturn karna hoga kya death bad bala pension ka aya hua rs LIC balo ko return karna hoga ya nahi
Very well explained. But I want to know, when I can withdraw the money and if I withdraw what amount will be deducted. When I can withdraw full amt. Of money. That means without deducting money.
Dear Sir, I heard your nice educative vedio. Plz guide me in which u recommend to invest for monthly or qrtly, or half yrly pension for me and my spouse. We both are central govt employees getting pension and hence advise us accordingly for investment. We can keep the money for more than 5 years. Will u advise us?
Since both of you are a government employees and having good pension , i would recommend you to invest in mutual fund for 5 years. If you are happy with return you may continue your investment in MF else you may take immediate annuity plan after 5 years.
Plan : Jeevan Akshay VII Annuity Option : [F] Annuity for life with return of purchase price on death Age :43 Sum Assured : 1000000 Single Premium : 1018000 Annuity : Yearly : 53150 Halfly : 26075 Quarterly : 12925 Monthly : 4287 Insurance Advicer sumitra :
@@ChandramohanBA ok as u wish...but if u will interest to buy any policy then tell me bcz it's always a better choice to take a insurance plan..thank you
Sir lic se mera binamra nibedan hai 60 saal ke baad koi aadmi pension ke liye rupaya jamaa rakhta hai kisi jarurat ke liye ek saal baad unka apna rupaya wapas mil jai . pension stop bhi ho jaye .agar ye mushkil ke time PE kaam Na aye to rupiya kiun deposit rakhen?
How is this plan different then Jeevan Shanti Plan? Is Jeevan Shanti Plan closed now? Also can we buy this plan multiple times like today I buy it for 10L and say suppose after 5 or 10 years again can I buy this plan for 5 or 10Lacs?
@@InsuranceTechnical Thanks for clarifying this. This was a gr8 help as I was confused and none of the videos so far this info was included. Pls include this info in all your videos. I hope this is a confirmed info.
Sir hum govt emplyee hai 2 year me reitire ho jayege is samaya hamare pension achi me 14 lakh hai 2 sal bad ya retiter se pahale lic ka option lena hai ya form bharna hai agar opt j lete hai to kya kuch paisa annuity bech kar ley sakte hai kya ya pura paisa pension me rahega
whats point investing it? for Option F it give 5.5% return every year and return of initial amount at annuity. so better to put money is FD and get higher interest rate plus you can access your money anytime needed . i too invested but i see FD is better option.
आपने बहुत ही सरल भाषा में प्रभावी और डिटेल में जानकारी दी है। आपको साधुवाद श्रीमन
सरजी आपका समझाने का तरीका शानदार है इससे लोगों को समझने और फेसला लेने मे मदद मिलती है Thanx जय हिंद 🇮🇳🇮🇳
Thanks, Jai Hind
@@InsuranceTechnical ppp
आपने बहुत ही सरल एवं उपयोगी तरह से समझाया है आपको बहुत बहुत साधुवाद 👌👍🙏🌹🙏
Thank you so much
In a very easy n soft way se samjhaya bro aapne....!!
Thanxxx for sharing..!!
Thanks
Apke samjhane ka tarika bahut acha hai.. shandar,,,
Thank you very much
Plan ko aap ne bahut achha se samghaye hain aapko mere or se bahut bahut dhanyavad sir
BAHUT Badiya bahut hi shaandaar tariqe se aapne samjhaya
Shukriya 🙏
Pura achhi tarah se samajh me aa gaya. Bahut acha se samjhaya🙏🙏
100% Right and customer friendly information
Very well explained, thank you
Bahut sandaaar samjhaya h sir Ji...... Verry nice
thank you for the information, very much appreciated🙏
Thanks for your appreciation
Thank u. Maaza aa gaya.
ग्रेट सर, thank you very much
Very good explained.Thanks
Bohot achha sey apne samjhaya.
Very good say , Analysis is systematic , informative also
Bahoot accha explained sir 👍
Excellent explanation and wise advice contained. Thanks.
Thank you sir very helpful vedio
Wonderfully explained.
Very well explained, good knowledge..thnk u..keep it up
Saral Hindi which is very clear.
Only one question- The interest rates mentioned by you in the table. Are the fixed OR undergo annual revision. Pls clarify.
Once you take the policy, Its fixed for life time.
Well explained in a simple and lucid language but pl speak in some slow motion because pick up level of each viewer is different. No comment given whether the policy can be taken in on line or offline or in both mode.
Good explain sir Thanku very much
Thanks for making this informative video. The graphics are superb. Keep up the good work.
Bahut accha presentation.
Jeevan shanti ka jo video banaye hai, please uska link dijiye.
Thanks so much sir, vedio m kafi deep or ache se samjhaya , but agar 39 age ho ,or co 10 lac deposit kare uske liye kon sa best option h F ya koi or ?
Sir ham 10lac pe 10k monthly de sakte hain
Very nice and clear explanation
60 year ki liya pansion plan reped krna bahut accha batya hi aapney
Awesome explanation Sir! Big Kudos to you!! Great Job!!
Thanks for all the useful information...
Suggestion : speak slowly so that the information is fully understood
Thanks for your appreciation and valuable feedback
Bahot achha samjaya aapne
Ye plan LIC me website pe ‘withdrawn’ plans me in hi.....matlab ye plan ab kharid nhi sakthe???
Surrender procedure kya hai ?
J option liya hai??
Very nice presentation !
Excellent Explanation, I hope that you will provide /give mutual fund scheme , its return & benefit.
f5
सटीक विश्लेषण
Sir kya original principal amount return Hoga kya sabhi cases mein????
If a subscriber has a dependent with handicap, you mentioned this product can be taken. Can you explain whether in such a situation, the subscriber can get Section 80DD benefit?
Muchal fand ke bare me bahot aachi bat kahi aapne
Nicely explained 👍
Thank u.. good explanation.. helpful
Sir ji option G ka details vedio banaiye please kya har saal 3% badhta rahega yani agle saal 6% fir agla 9%
How the surrender value can be calculated for option - J
Very well explained
Nice and easy to understand. Thank you
is jeevan akshya locking period 1 year or 5 year
Thanks for your information
Jivan Akshay 7 ke form fill up per bhi ek video dijiye ...kaise form fill up kare ...ek video form fill up per kijiye plz
Good video. Well explained. How is Icici gift plan compared to Jeevan Akshay?
Sorry not aware
Thank you so much sir
Nicely described👍
Sir aapne jo example diya hai usme aapne kaha monthly usko 6371 pension milega .. ye kaise aaya plz batayenge kya aap .. actually na muze iss pr case study present karna hai isliye ..
Does the pension amount changes if we enter at a younger age say 30 years and what will be the yearly pension received if i invest 5 lakhs. And kindly also make a detailed analysis of option g if possible
there is lic calculator you can check there.
@@pizdominicglemore23 ¿
Bahot hi acha sir
Thanks
Har parti ko opshean j khahi silkshen karvnea ha sahi rhegan sir
Agr nomini ki deth policy shark k pahle ho jayegi tab kya hoga
Good informative. Pl speak in somewhat slow motion to better understand in one sitting only.
Sir meri policy option F ke under hai isme policy holder ki death ho gyi hai ab jo monthly pension aata hai kya us payment ko eeturn karna hoga kya death bad bala pension ka aya hua rs LIC balo ko return karna hoga ya nahi
Hello
If there is any provision of withdraw the principal amount after 5years
Please give information about Jeevan Sathi Plan
Very nice description
Thanks for detailed video. Worth of time.
Thanks
Pension mode change ho sakta 2year after ya nahi
Bahut badiya !!
Very well explained. But I want to know, when I can withdraw the money and if I withdraw what amount will be deducted. When I can withdraw full amt. Of money. That means without deducting money.
Nice explain
what was the tax on premium before 2014? There wasnt any tax prior to 2014?
You explain very well 👍
Thanks
*surrender value* for 857??
if J option is selected??
Please let me inform whether I can choose the option J with my daughter as my wife has died .
Yes if she has completely 30 years
Ok I'll iic
@@InsuranceTechnical lekin daughter ko pura premium milega kya....agar unki bhi death ho gyi ti??? me option [f] lene ki soch rha....plz reply.
Good .God bless you.
Thanks
Thanks a lot
Very nice plan, sir
Can we give nominee names more than one ?
WHIVH IS GOOD FOR SENIOR CITIZENS ? JEEVAN SHANTI OR JEEVAN AKHAY
Jrevan Akshay as it is immediate annuity plan
Which plan is better Jeevan shanti or Jeevan Akshay?
Boyh are different, immediate pension ke leye jeevan Akshay hai aur deferred annuity ke keye jeevan Shanti hai.
Dear Sir,
I heard your nice educative vedio. Plz guide me in which u recommend to invest for monthly or qrtly, or half yrly pension for me and my spouse. We both are central govt employees getting pension and hence advise us accordingly for investment. We can keep the money for more than 5 years. Will u advise us?
Since both of you are a government employees and having good pension , i would recommend you to invest in mutual fund for 5 years. If you are happy with return you may continue your investment in MF else you may take immediate annuity plan after 5 years.
Does this scheme replace JEEVAN SHANTI scheme?
Nahi sir
Sir I am 43. If I buy this policy for 10L for option F, pls tell me how much yearly annuity I will be getting? Thank you.
Plan : Jeevan Akshay VII
Annuity Option : [F] Annuity for life with return of purchase price on death
Age :43
Sum Assured : 1000000
Single Premium : 1018000
Annuity :
Yearly : 53150
Halfly : 26075
Quarterly : 12925
Monthly : 4287
Insurance Advicer
sumitra :
Apne plan khareed liya Kya??
@@insuranceadviser2317 No. And not interested in any insurance plans now
@@ChandramohanBA ok as u wish...but if u will interest to buy any policy then tell me bcz it's always a better choice to take a insurance plan..thank you
Policy lene ke baad usme additional purchase karne ki suvidha hai kya?
No for additional u have to take another policy
Sir lic se mera binamra nibedan hai 60 saal ke baad koi aadmi pension ke liye rupaya jamaa rakhta hai kisi jarurat ke liye ek saal baad unka apna rupaya wapas mil jai . pension stop bhi ho jaye .agar ye mushkil ke time PE kaam Na aye to rupiya kiun deposit rakhen?
Good said Sir.
How is this plan different then Jeevan Shanti Plan? Is Jeevan Shanti Plan closed now? Also can we buy this plan multiple times like today I buy it for 10L and say suppose after 5 or 10 years again can I buy this plan for 5 or 10Lacs?
Now jeevan shanti is only deferred annuity plan.
Yes you can
@@InsuranceTechnical Thanks for clarifying this. This was a gr8 help as I was confused and none of the videos so far this info was included. Pls include this info in all your videos. I hope this is a confirmed info.
Sir LIC IPO ke upar video banaiye
Kisne liya hin ye plaan kripya bataiye
APY k bare me pure bistar se jankari chahiye......
Kya aap bata sakte h......
Sir hum govt emplyee hai 2 year me reitire ho jayege is samaya hamare pension achi me 14 lakh hai 2 sal bad ya retiter se pahale lic ka option lena hai ya form bharna hai agar opt j lete hai to kya kuch paisa annuity bech kar ley sakte hai kya ya pura paisa pension me rahega
Mob no send me sir
guruji, minimum amount se batana thaa na & minimum age ke saatha,
Sir bt 10 sal fd Kiya h 10 sal pension leta h ar 10 sal bad fd break krega to kuch milega ni kya?
Mr. Dinesh bewakoof hoga tabhi iss policy ko lega 😀
Kaise bro?
100% agree
@@Radhakrish-i5c math korlo Samaja aajagya
What is the difference between lic jeevan shanti and this policy
Shanti deferred aur ye immediate annuity plan hai
LIC jeevan Shanti mein at least 1 year wait karna parega aur ismein immediate annuity plan hay aur ismein return of policy premium ka option v hay
sir proposal form 440
lic jivan akshay -vii kese bhre btaye plz
whats point investing it? for Option F it give 5.5% return every year and return of initial amount at annuity. so better to put money is FD and get higher interest rate plus you can access your money anytime needed . i too invested but i see FD is better option.
Very good sir
App Jeevan suraksha table 122 aur table plan Jo closed ho Gaya maturity benifit bataye.
Table plan 147 bhi.
Good information
well explain,thx dear