I am turning 62 next August and have made the decision that this is my final year as a school counselor. I will take my pension and social security. I was 90% sure of this last Spring but wanted to tell you your videos helped solidify my decision. I love your candid and relatable approach and your honesty and personal perspective. Keep up the good work Ronnie!
Congratulations David. I work as a school counselor to and plan on retiring this coming June. Can’t wait to retire and thankful for the many students I’ve been able to help over the years. Ronnie thank you for the things you are sharing. I enjoy your channel.
I love your videos! I'm 47. I spent 23 years in the Navy. I recently bought a house and chose a 15 year mortgage which is a huge payment each month. But the house will be paid off when I'm 62. Suddenly, taking Social Security at 62 with no debt and a paid for house seems like a good idea.
Having a home mortgage free is a game changer. We need a place to live and when you own a home outright, it's a game-changer on so many levels. Thanks for commenting. And congrats!
Hi Ronnie! My 50’s and 60’s have definitely been my happiest! Especially since retirement😀 I agree that my expenses are less than I thought they’d be. Getting completely debt free, paid for house in advance of retirement was key. Thanks for another super video!
You might need less money that you think. You will save on work clothes, lunches and coffees, work events where they ask for money like lotteries etc., going out for drinks work related. You can ask youi car insurance to change you to mileage driver and this save huge! Less on car repairs and gas. Great vids, Ronnie!
So very true. I'm 68, and I came out of an abusive relationship 3 yrs ago. Still had a mortgage and high debt due to keep buying things for him to keep him happy (which didn't work). I drew up a plan and budget, lowered my outgoings by working from home, withdrew a lump sum from my pension, and paid off the mortgage. I then concentrated on clearing all debts and paying into a tax-free savings account. I will never have millions, but now I have a nest egg and am planning to stop work at the end of January when my contract finishes. I have been so afraid to give up until I started watching your videos. You are so correct. There is nothing I want to buy and the freedom of reading a book or going swimming when I want to seems like a miracle. Instead of fear, I now can not wait till January. Thank you so very much for your practical advice and experience, it has made a huge difference to me 😊
Hoping to hit my 2nd peak next year when I start part time instead of full time. Maybe it will lead to full retirement, maybe not. I'll have to see if part time makes me happy or not. :) Love your show Ronnie. ang
I think we just come into our own (a new level of confidence & maturity) when we get in our 60s whether we fully retire or become semi-retired. Congrats on your next move!
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I am turning 62 next August and have made the decision that this is my final year as a school counselor. I will take my pension and social security. I was 90% sure of this last Spring but wanted to tell you your videos helped solidify my decision. I love your candid and relatable approach and your honesty and personal perspective. Keep up the good work Ronnie!
Oh, thank you so much for those kind words. And congrats on your next move!
Congratulations David. I work as a school counselor to and plan on retiring this coming June. Can’t wait to retire and thankful for the many students I’ve been able to help over the years. Ronnie thank you for the things you are sharing. I enjoy your channel.
I love your videos! I'm 47. I spent 23 years in the Navy. I recently bought a house and chose a 15 year mortgage which is a huge payment each month. But the house will be paid off when I'm 62.
Suddenly, taking Social Security at 62 with no debt and a paid for house seems like a good idea.
Having a home mortgage free is a game changer. We need a place to live and when you own a home outright, it's a game-changer on so many levels. Thanks for commenting. And congrats!
Nailed it again
My happiness sure peaked in my 60's. Became single again.
Hi Ronnie! My 50’s and 60’s have definitely been my happiest! Especially since retirement😀 I agree that my expenses are less than I thought they’d be. Getting completely debt free, paid for house in advance of retirement was key. Thanks for another super video!
Thank you for sharing your story! And yes, being debt free is a game changer.
You might need less money that you think. You will save on work clothes, lunches and coffees, work events where they ask for money like lotteries etc., going out for drinks work related. You can ask youi car insurance to change you to mileage driver and this save huge! Less on car repairs and gas. Great vids, Ronnie!
Yes everything you say is true. I am very frugal that helps me a lot. Thank you.
So very true. I'm 68, and I came out of an abusive relationship 3 yrs ago. Still had a mortgage and high debt due to keep buying things for him to keep him happy (which didn't work). I drew up a plan and budget, lowered my outgoings by working from home, withdrew a lump sum from my pension, and paid off the mortgage. I then concentrated on clearing all debts and paying into a tax-free savings account. I will never have millions, but now I have a nest egg and am planning to stop work at the end of January when my contract finishes. I have been so afraid to give up until I started watching your videos. You are so correct. There is nothing I want to buy and the freedom of reading a book or going swimming when I want to seems like a miracle. Instead of fear, I now can not wait till January. Thank you so very much for your practical advice and experience, it has made a huge difference to me 😊
Wow! Thank you so much for sharing your story... and the kind words towards me.
🎉🎉🎉 Thanks 🎉🎉🎉
Hoping to hit my 2nd peak next year when I start part time instead of full time. Maybe it will lead to full retirement, maybe not. I'll have to see if part time makes me happy or not. :) Love your show Ronnie. ang
I think we just come into our own (a new level of confidence & maturity) when we get in our 60s whether we fully retire or become semi-retired. Congrats on your next move!
mine has been a HUGE pile of zig zags.... LOL. 61 now and waiting for that peak.
I am 41 i worry that millenials and genz not gonna be able to retire as previous generation
I bet you found out also your working and raising kids days went by as fast as lightning.
Yes. I blinked my eyes and it was over.