Apart from CIBIL how we can calculate credit score ? What is the method for the calculation ? What are the required parameters while providing loans to the businesses or general traders ? Kindly make a short video on this if possible.
I’m new to the stock market and I would really love to know about it. I think this is the perfect opportunity to get positioned, because from the predictions I have been seeing, the bull season is closed and I wouldn’t want to miss it
har baar nivesh karane ka ek achchha samay hota hai, nivesh lotaree kee tarah mauka ya kismat ka khel nahin hai, balki isamen mahatvapoorn tark, yojana, parishram aur pramukh lakshy ko praapt karane par dhyaan kendrit karana shaamil hai.
My biggest mistake on crypto was that I didn’t start up trading account on time, my candid advice is just buy and trade, holding is not advisable, for me I will say trade wisely
vyaktigat antardrshti kee tulana mein vyaapaar karane ke lie aur bhee kuchh hai, haan aapako ek vyaapaarik rananeeti kee aavashyakata hai lekin jyaadaatar baar vyaapaar karate samay aapako asurakshit antargyaan ke astitv ko samajhane kee aavashyakata hotee hai aur yah ek peshevar ka daayitv hai ki vah aapako maargadarshan kare
Sir mane chek kar liya cibil bass ab cibil kase bare ga 784 aya he but mane kafi lone cliyer kar chuka hu bajaj se 12 lone the jo clr he capitel first se 7 lone clr aur hdb se 2lone clr aur hdfc se abi lone liya he aak mobil fins karwaya he 30000 thousand ka aur credit card ke liye apple bi kiya he to mera cibil uper hoga yha 784 hi rahega so aap ke video drk ta hu bhut acche video banate ho aap to mare sare problam ka salushan bateyaga aap thank u sir i m wating ur answer
Bahut acche hai sir saare video.... Kal exam hai financial management ka... Maza aa gaya.... Hindi mai sabse acche video lage aaj tak bba Or mba last sam hai... Like n subscribed n pressed bell icon as well
भाई साहब एक सिंपल सा सवाल है अगर लोन credit score देख के दिया जाता है तो पहली बार किसी को क्रेडिट कार्ड या लोन कैसे मिलेगा बिना cibil score के। जवाब ज़रूर दीजियेगा please
Please tell us... Can we pay more amount during home loan to decrease principal amount... Which can ultimately lead to decrease in amount of interest....
Plz solve my query. I borrowed 300000/- as a personal loan from HDFC Bank in April,2016. I forclosed it on 14/11/2019 before 17 month of it's end of tenure e.i. the last instt. on 04/04/2021. But the bank charged from me 2% of the balance of principal amount plus 18% GST, 2.36% extra in all. Now, plz clear if the bank is right or wrong. Thanks
I took loan from citi financial bank in 2005 after that bank closed my remaining balance is around 23,500/-. it is reflecting on my cibil score badly.. 1. how to remove this from my cibil report?? 2. now a days many scammers calling me and telling that they are agents/advocates behalf of kotak bank (merged with citi finance) asking to pay money within 2 hours or some arrest warrant was issued against you and your all family members... what is the solution for this? Kindly help any one... advance thank you
Sir please answer. which website gives us exactly credit score because some shows 870 and some shows 610 and will be there difference between paying credit score and free credit score?
I have transferred my Home Loan from Indiabulls to SBI...But in CIBIl the salary is showing less i.e Salary of 2 years back....So how can I update the salary .
Hi, If someone's cibil has got these remarks, then is he eligible for a credit card or personal loan And yes she has got cibil score of -1 NO ELIGIBLE TRADE FOR SCORING, NOT ENOUGH AVAILABLE CREDIT, PRESENCE OF A HIGH NUMBER OF ENQUIRIES, INSUFFICIENT HISTORY TO SCORE Please tell
This is really nice and very useful for beginners who are new with CIBIL. I have quick question on this, One of my friend was saying his CIBIL score is not good enough to apply home loan, but he didn't applied for any loan (NA/NH) only he was saying he is guarantor of two loans who his friends took, so its matter if we are becoming guarantor for any loan then our CIBIL score affect. Thanks in Advance.
Yes. Legally, a guarantor is a co-applicant. Therefore, when the applicant defaults, it not only adversely affects his/her CIBIL score but the guarantors too. If the applicant is unable to pay for the loan for a considerable period of time, the concerned bank or financial institution might ask the guarantor to pay the outstanding dues on the applicant’s behalf. Under such circumstances, not only is the borrower viewed as a debtor, but the guarantor also becomes a defaulter of the loan.
Sir mere father nii hai meri mother ki pension aati hai aur mere Bhaiya father ki jagah jab karte hai railway Mai bhaiya ki salary 24K hai aur phb Mai account hai , Sir hum house banane ke liye 20 lakh ka loan Lena chahte hai . Plz bataye ki itna loan mil Sakta hai to EMI kitni hogi aur loan PNB bank se Lena profitable hoga ya LIC se . aur kya hame loan bhaiya ki salary Mai se Lena sahi rahega ya Mummy ki pension se . Plz reply karein
Sir plzzz mari ek problem solv kr do plzzz plzzzzzzz muje nahi pata ya sab kase hua lakin mera number pr hamesa ek msg aaya rahta h ki aap ka credit score is increased aur ek ya be aaya h ki ( get a better deal on a personal loan with a high credit score )sir plzz bataiya ki ya sab kya h mujeh bhut dar lagraha h plllzzzz answer me sir plzzz ki.muje ya notification kyo aata h
I have left the job and no income hence I sreates consultancy Business and need Loan of 10 lakh to increase the business...My cibil score is 826/ 900 . Kindly advice
If a take a loan from Bank X and repay it on time, suppose after 5 years, I want to take a loan from Bank Y, will my timely repayment/non-repayment of previous loan affect my new loan?
Sir ,mene bajaj ki our se loan liya tha jiski kuch EMI mera accident hone k karan me pay nahi kar paya hu,lekin me ab sare payment pay karna chahta hu,our apna cibil score bhi fir se maintain karna chahta hu,to sar kya mene agar aaj mera balance EMI pay kar diya to kya fir bhi mera nam cibil me aayega, our kya me fir se loan k liye eligibal ho jaunga,our cibil score kabtak thik honga...pls help
HDFC charged me over 7000 as non maintenance fee. The account is now in negative balance, so will it affect my cibil score if I close my account without paying the non maintenance fee. This is not anything that I took as a loan or as credit but the fee HDFC levied for me not using my account for 18 months. Could you please clarify this. Thank you.
Sir maine credit ke againt insta loan liya h 50000 limit h meri or maine 34000 ka loan liya h jisse meri limit 34000 ki block ho gai h sir kya esse bhi credit report down aata h kya
My credit score is getting down and down day by day and i dont understand what i do, i have multiple loan accounts and multiple credit cards, is it gonna affect my scores ?
When a borrower is looking to get cash using a financing service, the first thing that he needs is a good CIBIL score. CIBIL is the rating which is given by a cibil, an institution which provides rating according to your financial health. In India 750 score is considered as good for getting an unsecured loan. But NBFCs will generally provide an unsecured loan at bit lower score as well. To understand CIBIL score more in detail, read here: www.bajajfinserv.in/what-is-cibil-score
Sign-up to our new app for discounts and early access:
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Your expertise in teaching has put our minds at ease.
Glad to know that 😊
Apart from CIBIL how we can calculate credit score ? What is the method for the calculation ? What are the required parameters while providing loans to the businesses or general traders ? Kindly make a short video on this if possible.
Aur agar 749 ho cibil to milegi ya nahi personal loan?
I’m new to the stock market and I would really love to know about it. I think this is the perfect opportunity to get positioned, because from the predictions I have been seeing, the bull season is closed and I wouldn’t want to miss it
har baar nivesh karane ka ek achchha samay hota hai, nivesh lotaree kee tarah mauka ya kismat ka khel nahin hai, balki isamen mahatvapoorn tark, yojana, parishram aur pramukh lakshy ko praapt karane par dhyaan kendrit karana shaamil hai.
LMAO 😂 I tried investing on trading crypto on my own, never got lucky on this shit
My biggest mistake on crypto was that I didn’t start up trading account on time, my candid advice is just buy and trade, holding is not advisable, for me I will say trade wisely
vyaktigat antardrshti kee tulana mein vyaapaar karane ke lie aur bhee kuchh hai, haan aapako ek vyaapaarik rananeeti kee aavashyakata hai lekin jyaadaatar baar vyaapaar karate samay aapako asurakshit antargyaan ke astitv ko samajhane kee aavashyakata hotee hai aur yah ek peshevar ka daayitv hai ki vah aapako maargadarshan kare
aap kis baare mein baat kar rahe hain aur ise kaise samajhaaya ja sakata hai? kya koee samajha sakata hai
Thanks bro smjhne k liye bahut pyar se batya h apne or Mera credit score 756 ha abhi
Sir mane chek kar liya cibil bass ab cibil kase bare ga 784 aya he but mane kafi lone cliyer kar chuka hu bajaj se 12 lone the jo clr he capitel first se 7 lone clr aur hdb se 2lone clr aur hdfc se abi lone liya he aak mobil fins karwaya he 30000 thousand ka aur credit card ke liye apple bi kiya he to mera cibil uper hoga yha 784 hi rahega so aap ke video drk ta hu bhut acche video banate ho aap to mare sare problam ka salushan bateyaga aap thank u sir i m wating ur answer
Sir CIBIL bar bar check Karne se Kuch problem hota hai ky
Bahut acche hai sir saare video.... Kal exam hai financial management ka... Maza aa gaya....
Hindi mai sabse acche video lage aaj tak bba Or mba last sam hai...
Like n subscribed n pressed bell icon as well
Go get score kya h sir please reply me?
भाई साहब एक सिंपल सा सवाल है
अगर लोन credit score देख के दिया जाता है तो पहली बार किसी को क्रेडिट कार्ड या लोन कैसे मिलेगा बिना cibil score के। जवाब ज़रूर दीजियेगा please
Not an expert but as far as i know they will check your transaction history, income statement and FD
@@gangadharlahane6548
I have good balance, transaction and FD alo but no bank gives me credit card
@@abidalisidd check with sbi
@@gangadharlahane6548 already rejected by sbi
Sir, I have 1 cibil score, what Am I do now? How can I improve it? Should I buy one month of paid subscription? will it improve my cibil?
Sar kya ladies ko bhi mil sakta hai
Basis kya hai pan card ya address plz clear
Please tell us... Can we pay more amount during home loan to decrease principal amount... Which can ultimately lead to decrease in amount of interest....
Yes, that can be done. In the case of lump-sum payment, the bank will ask if you want to reduce the amount of EMI or loan tenure.
@@AssetYogi thanks...
Does parents cibil score matters in education loan ?
Plz reply
Thank you sir bahut Achcha video hai aapka bahut acche dhang Se Samjhe Aate Hain aap👍
mai abhi loan nahi liya hu to kaise civil score check kare Sir nice hai sir g
Munna Choudhary
-1 ha phr abhi bt no worry loan mil skhta h based upon your earning n all
Cibil score kitne time baad update hota hai?????
Cibil copy loan custumer ko milti he kya
thank you sooo much unkal for information of credit score info about education loan plese
Good explanation in less time...👍
Thanks and welcome
Plz solve my query. I borrowed 300000/- as a personal loan from HDFC Bank in April,2016. I forclosed it on 14/11/2019 before 17 month of it's end of tenure e.i. the last instt. on 04/04/2021. But the bank charged from me 2% of the balance of principal amount plus 18% GST, 2.36% extra in all. Now, plz clear if the bank is right or wrong.
Thanks
sir, I have no any NA and NH .how can I start to score good cibil by taking how much minimum loan?
Tnkyu sir.. U give very important information... For new loan applicant..
Sir You Given Enough information Great Sir Ji
Good morning Thanks 👌 A Lot Sir 🙏🤗
Most welcome Priti
I took loan from citi financial bank in 2005 after that bank closed my remaining balance is around 23,500/-. it is reflecting on my cibil score badly..
1. how to remove this from my cibil report??
2. now a days many scammers calling me and telling that they are agents/advocates behalf of kotak bank (merged with citi finance) asking to pay money within 2 hours or some arrest warrant was issued against you and your all family members... what is the solution for this?
Kindly help any one... advance thank you
सर आपका ये वीडियो मुझे बहुत पसंद आया है ।
Hello sir cibal score kase check Kar te hi
Loan process complete hone per bank chech deta h ya fir D Draft deta h please reply
After how much time of using credit card, does cibil score generates?
excellent video, audio,and all information given in a very short time.. all the best
Thanks
How do i take loan if internet is not showing my credit score
Private local banke be report cibil ke pass hota hai kya sir plz reply
Mera credit score not available bta raha h or mujhe loan ki aawskta h kya kru
Sir cibil score check krne par points down hote hai????????
Like pesa bazar etc
Sir please answer. which website gives us exactly credit score because some shows 870 and some shows 610 and will be there difference between paying credit score and free credit score?
Is cibil score is ony used in unsecured loan only??
Whether a private co like tikona can also impact our cibil scores or not... In case of non payments of last monthly bill.
Sir, may I ask you about the use of credit products? We want to create a similar app.Thank you.
Great explanation with good eg and benefits and draw backs
Loan khatam karne k bad cibil s turant data kaise remove karway.. Pls reply
I have transferred my Home Loan from Indiabulls to SBI...But in CIBIl the salary is showing less i.e Salary of 2 years back....So how can I update the salary .
Mera loan close ho gaya ha . Phir bhi cibil pe show kar raha ha kyu ? Us ke liya kya karna pare ga . Please tell me .
Hi,
If someone's cibil has got these remarks, then is he eligible for a credit card or personal loan
And yes she has got cibil score of -1
NO ELIGIBLE TRADE FOR SCORING,
NOT ENOUGH AVAILABLE CREDIT,
PRESENCE OF A HIGH NUMBER OF ENQUIRIES,
INSUFFICIENT HISTORY TO SCORE
Please tell
Jisne kabhi koi loan nahi liya hai . Uska bhi civil score genret ho jayega kya
No
How to Remove unwanted loans on my cibil report.
This is really nice and very useful for beginners who are new with CIBIL. I have quick question on this, One of my friend was saying his CIBIL score is not good enough to apply home loan, but he didn't applied for any loan (NA/NH) only he was saying he is guarantor of two loans who his friends took, so its matter if we are becoming guarantor for any loan then our CIBIL score affect. Thanks in Advance.
Yes.
Legally, a guarantor is a co-applicant.
Therefore, when the applicant defaults, it not only adversely affects his/her CIBIL score but the guarantors too.
If the applicant is unable to pay for the loan for a considerable period of time, the concerned bank or financial institution might ask the guarantor to pay the outstanding dues on the applicant’s behalf.
Under such circumstances, not only is the borrower viewed as a debtor, but the guarantor also becomes a defaulter of the loan.
Sir please make video on loan eligibility calculation of partnership firms.
Dear Sir,
Mere credit card ke upar emi pe mobile liya vo mere cibil record pe dikhega kya?
Cibil स्कोर और bank bazar का क्रेडिट स्कोर में क्या अंतर है?
Cibil स्कोर और क्रेडिट स्कोर 1 hi chiz hai
sir kya koi garunter apni gurantee loan clear hone se pahle vapas le sakta hai ?
Thnk you sir ! Very nice explanation ❤️✌️
Keep watching
Sir Mera 728 cibil score he mujhe loan ki jarurt he, loan kaise miles please sir hame suggestion dijiye.
Bhai please madat kar online account kese delete karu
Kya baar baar cibil check krne se cibil kaam ho jata hai
Sir cibil score kase chek kare latest cibil score plz help me
CIBIL score kaise check karte hain ye janne ke liye ap is video ko dekh sakte hain.
How to Check CIBIL Score - ua-cam.com/video/0Zc98SGQ0Do/v-deo.html
Mukul ji agar cibil score check karte hai toh kya score decrease hota hai ya koi effect hota hai
सर जिसने कभी कोई लोन नही लिया हो या क्रेडिट कार्ड use नही किया हो तो उसका सिबिल कोड कैसे बनेगा उसको लोन लेने का आधार क्या होगा
Mera acutchly nh hai is liye maine apka video dekha so thank you ki apne yhe video banaya
Sir mere father nii hai meri mother ki pension aati hai aur mere Bhaiya father ki jagah jab karte hai railway Mai bhaiya ki salary 24K hai aur phb Mai account hai , Sir hum house banane ke liye 20 lakh ka loan Lena chahte hai . Plz bataye ki itna loan mil Sakta hai to EMI kitni hogi aur loan PNB bank se Lena profitable hoga ya LIC se . aur kya hame loan bhaiya ki salary Mai se Lena sahi rahega ya Mummy ki pension se . Plz reply karein
If my CIBIL score are -1 or my Brother CIBIL score are only 2 ....its good or bad Pls confirm??????
as per details CIBIL score ranges are 300 or 900
Its a really bad score.
Good because its fresh
What are course I should have to learn to become expert in realestate
Paytm ap pr jo cibil dikhaya jata hai wo sahi hota hai kya?
Sir agar cibil score NH se about 800 above tak badhne me kitna time lagega?
Sir plzzz mari ek problem solv kr do plzzz plzzzzzzz muje nahi pata ya sab kase hua lakin mera number pr hamesa ek msg aaya rahta h ki aap ka credit score is increased aur ek ya be aaya h ki ( get a better deal on a personal loan with a high credit score )sir plzz bataiya ki ya sab kya h mujeh bhut dar lagraha h plllzzzz answer me sir plzzz ki.muje ya notification kyo aata h
Ignore it
@@AssetYogi okkk thnqq
I have left the job and no income hence I sreates consultancy Business and need Loan of 10 lakh to increase the business...My cibil score is
826/ 900 . Kindly advice
Watch this video: ua-cam.com/video/UFXLqxVo6q4/v-deo.html
How cibil is required to take loan easily
Sir 1st time loan lena ho toh uska CIBIL point kaise check karen uska toh koi CIBIL point ni hoga
Agar ap pehli bar loan lete hain apki koyi credit history nhi hone ki wajah se CIBIL score N/A ya N/H hota hai.
Explain very nice sir ...keep it up
Thanks 😊
Sir Indiabull app se Lone lena sahi hai kya
Is paisa bazar safe
Hello Mukulji, does a loan on lic policy reflect / affect CIBIL score?
No effect sir
Mukul Bhai, Please make a video on "how to prepare DPR-Detailed Project Report" for bank to get a loan for startup. Thanks
Kya bank account m pese nhi rakhne se cibil hit hota hai
Nahi
Sirji mene already personal loan le rakha hai kya mujhe comercial vehicle loan milega ? Please answer.
Mil sakta hai. Aapki overall loan eligibility par depend karega.
If a take a loan from Bank X and repay it on time, suppose after 5 years, I want to take a loan from Bank Y, will my timely repayment/non-repayment of previous loan affect my new loan?
Very helpful sir..thanks
Most welcome
Sir cibil score bar bar check karne se cibil score kharb hota hai kya?? plzz tell me
No
Very good explanation of the topic.
सिबिल सही नहीं हो रही क्या करु
Sir ,mene bajaj ki our se loan liya tha jiski kuch EMI mera accident hone k karan me pay nahi kar paya hu,lekin me ab sare payment pay karna chahta hu,our apna cibil score bhi fir se maintain karna chahta hu,to sar kya mene agar aaj mera balance EMI pay kar diya to kya fir bhi mera nam cibil me aayega, our kya me fir se loan k liye eligibal ho jaunga,our cibil score kabtak thik honga...pls help
HDFC charged me over 7000 as non maintenance fee. The account is now in negative balance, so will it affect my cibil score if I close my account without paying the non maintenance fee. This is not anything that I took as a loan or as credit but the fee HDFC levied for me not using my account for 18 months. Could you please clarify this. Thank you.
Sir please explain, how to do effective PD.
Great information and useful tqsm👍🏼🙏🏻🥰😇
My pleasure 😊
Thanks sir bahut achhi jankari diye h
which credit report is sccepeted most?
experian or cibil??
Sir maine credit ke againt insta loan liya h 50000 limit h meri or maine 34000 ka loan liya h jisse meri limit 34000 ki block ho gai h sir kya esse bhi credit report down aata h kya
How i can check my civil score
My credit score is getting down and down day by day and i dont understand what i do, i have multiple loan accounts and multiple credit cards, is it gonna affect my scores ?
jo log NA ya NH wale hai....kya unko loan asani se mil sakta hai
Cibil report showing astronomically high amount in high credit & bank had not reported credit limit . How it's impacts on my cibil score?
Please make a video on “what are the various ways to generate newly CIBIL score.” [ Ex- issuing a credit card, getting loan etc. ]
Different websites shows different CBIL SCORE... how to check correct CBIL SCORE????
Watch this video ua-cam.com/video/0Zc98SGQ0Do/v-deo.html
First time le rhe hai to civil score kitna hoga?
सर हम लोन कभी नहीं लिया है बैंक से तो क्या मिलेगा
Loan against fd se kya cibil score banta hai?
U explained it the best way sir. Thanks
Thank you, hope it helps.
Sir, How much credit history require for cibil score to first time credit card user
Who gives Cibil score and how is it allocated on first time.?
When a borrower is looking to get cash using a financing service, the first thing that he needs is a good CIBIL score. CIBIL is the rating which is given by a cibil, an institution which provides rating according to your financial health. In India 750 score is considered as good for getting an unsecured loan. But NBFCs will generally provide an unsecured loan at bit lower score as well. To understand CIBIL score more in detail, read here: www.bajajfinserv.in/what-is-cibil-score
sir , kiya CIBIL score minimum balance maintain pe fark padta hai