CIBIL Score - Credit Score Explained in Hindi

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  • Опубліковано 26 січ 2025

КОМЕНТАРІ • 835

  • @AssetYogi
    @AssetYogi  Рік тому

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  • @bhavikasoni1894
    @bhavikasoni1894 4 роки тому +16

    Your expertise in teaching has put our minds at ease.

    • @AssetYogi
      @AssetYogi  4 роки тому +2

      Glad to know that 😊

  • @lohitpant70
    @lohitpant70 5 років тому +1

    Bahut acche hai sir saare video.... Kal exam hai financial management ka... Maza aa gaya....
    Hindi mai sabse acche video lage aaj tak bba Or mba last sam hai...
    Like n subscribed n pressed bell icon as well

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    @floraschulteisz9266 2 роки тому +21

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      @marcusradebe2982 2 роки тому +2

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      @johnbarnes4300 2 роки тому +1

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      @ginaa.alvarez3685 2 роки тому

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    • @frankmuth5210
      @frankmuth5210 2 роки тому +1

      vyaktigat antardrshti kee tulana mein vyaapaar karane ke lie aur bhee kuchh hai, haan aapako ek vyaapaarik rananeeti kee aavashyakata hai lekin jyaadaatar baar vyaapaar karate samay aapako asurakshit antargyaan ke astitv ko samajhane kee aavashyakata hotee hai aur yah ek peshevar ka daayitv hai ki vah aapako maargadarshan kare

    • @tawana6298
      @tawana6298 2 роки тому

      aap kis baare mein baat kar rahe hain aur ise kaise samajhaaya ja sakata hai? kya koee samajha sakata hai

  • @supplicantworshipper
    @supplicantworshipper Рік тому +1

    Good explanation in less time...👍

  • @cryptonews4242
    @cryptonews4242 5 років тому +4

    Apart from CIBIL how we can calculate credit score ? What is the method for the calculation ? What are the required parameters while providing loans to the businesses or general traders ? Kindly make a short video on this if possible.

  • @imrAnkhAn56009
    @imrAnkhAn56009 4 роки тому +2

    Thanks bro smjhne k liye bahut pyar se batya h apne or Mera credit score 756 ha abhi

  • @Nitinprakahofficials
    @Nitinprakahofficials 5 років тому +1

    Sir cibil score check krne par points down hote hai????????
    Like pesa bazar etc

  • @pritisinha6673
    @pritisinha6673 2 роки тому +1

    Good morning Thanks 👌 A Lot Sir 🙏🤗

  • @aakashsalunke621
    @aakashsalunke621 6 років тому

    Private local banke be report cibil ke pass hota hai kya sir plz reply

  • @dairyentrepreneur8484
    @dairyentrepreneur8484 5 років тому +1

    Sir CIBIL bar bar check Karne se Kuch problem hota hai ky

  • @dailychart369
    @dailychart369 5 років тому +2

    Dear Sir,
    Mere credit card ke upar emi pe mobile liya vo mere cibil record pe dikhega kya?

  • @jitendramishra7591
    @jitendramishra7591 6 років тому +2

    Sir please explain, how to do effective PD.

  • @Rah_E_Alam
    @Rah_E_Alam 2 роки тому

    sir, I have no any NA and NH .how can I start to score good cibil by taking how much minimum loan?

  • @SunilKeshari
    @SunilKeshari 6 років тому +19

    Very informative video

  • @debasishdas185
    @debasishdas185 6 років тому +4

    excellent video, audio,and all information given in a very short time.. all the best

  • @hirenhs1298
    @hirenhs1298 3 роки тому +1

    Great information and useful tqsm👍🏼🙏🏻🥰😇

  • @sureshgirigoswami9764
    @sureshgirigoswami9764 5 років тому +1

    Cibil copy loan custumer ko milti he kya

  • @babysahu4769
    @babysahu4769 4 роки тому +2

    Explain very nice sir ...keep it up

  • @sonamwazir9357
    @sonamwazir9357 2 роки тому +1

    Very helpful sir..thanks

  • @rrajkumar7615
    @rrajkumar7615 5 років тому +1

    Go get score kya h sir please reply me?

  • @-nil-bhavsar2703
    @-nil-bhavsar2703 5 років тому +2

    Tnkyu sir.. U give very important information... For new loan applicant..

  • @ShaikhNoor-wv6de
    @ShaikhNoor-wv6de 4 місяці тому

    Sir You Given Enough information Great Sir Ji

  • @LuckyKumar-vi2by
    @LuckyKumar-vi2by 5 років тому +1

    Basis kya hai pan card ya address plz clear

  • @brajdhanka4944
    @brajdhanka4944 4 роки тому +1

    Thank you sir bahut Achcha video hai aapka bahut acche dhang Se Samjhe Aate Hain aap👍

  • @nishchaytaneja4543
    @nishchaytaneja4543 2 роки тому +1

    thank you sooo much unkal for information of credit score info about education loan plese

  • @KhwajajiAjmer786
    @KhwajajiAjmer786 6 років тому

    Sir mane chek kar liya cibil bass ab cibil kase bare ga 784 aya he but mane kafi lone cliyer kar chuka hu bajaj se 12 lone the jo clr he capitel first se 7 lone clr aur hdb se 2lone clr aur hdfc se abi lone liya he aak mobil fins karwaya he 30000 thousand ka aur credit card ke liye apple bi kiya he to mera cibil uper hoga yha 784 hi rahega so aap ke video drk ta hu bhut acche video banate ho aap to mare sare problam ka salushan bateyaga aap thank u sir i m wating ur answer

  • @mayankdubey4878
    @mayankdubey4878 5 років тому +1

    How do i take loan if internet is not showing my credit score

  • @prakhyathmunna254
    @prakhyathmunna254 2 роки тому +1

    Thnk you sir ! Very nice explanation ❤️✌️

  • @SOULPU
    @SOULPU 6 років тому

    Sir Indiabull app se Lone lena sahi hai kya

  • @JadoogaarPancham
    @JadoogaarPancham 6 років тому +1

    Mera loan close ho gaya ha . Phir bhi cibil pe show kar raha ha kyu ? Us ke liya kya karna pare ga . Please tell me .

  • @dineshsihal3202
    @dineshsihal3202 5 років тому +1

    Mera credit score not available bta raha h or mujhe loan ki aawskta h kya kru

  • @homeplan3532
    @homeplan3532 5 років тому +1

    Loan process complete hone per bank chech deta h ya fir D Draft deta h please reply

  • @sudhakarjaiswar8115
    @sudhakarjaiswar8115 4 роки тому

    Is cibil score is ony used in unsecured loan only??

  • @mamtadive4145
    @mamtadive4145 4 роки тому +1

    Sir ham apni school ke decoment par lon mil jata ga hamare phone per credit card ka banvane ka phone aaya

  • @alisha7784
    @alisha7784 5 років тому +2

    Sir please make video on loan eligibility calculation of partnership firms.

  • @srhipl3872
    @srhipl3872 6 років тому

    What are course I should have to learn to become expert in realestate

  • @hijabicrafer101
    @hijabicrafer101 5 років тому +1

    Sir plzzz mari ek problem solv kr do plzzz plzzzzzzz muje nahi pata ya sab kase hua lakin mera number pr hamesa ek msg aaya rahta h ki aap ka credit score is increased aur ek ya be aaya h ki ( get a better deal on a personal loan with a high credit score )sir plzz bataiya ki ya sab kya h mujeh bhut dar lagraha h plllzzzz answer me sir plzzz ki.muje ya notification kyo aata h

  • @manishkhullar1890
    @manishkhullar1890 3 роки тому +3

    Great explanation with good eg and benefits and draw backs

  • @mayurshahade523
    @mayurshahade523 2 роки тому

    Paytm ap pr jo cibil dikhaya jata hai wo sahi hota hai kya?

  • @sunskar
    @sunskar 6 років тому +1

    Does parents cibil score matters in education loan ?
    Plz reply

  • @nitcomputer3564
    @nitcomputer3564 6 років тому +1

    Sir maine credit ke againt insta loan liya h 50000 limit h meri or maine 34000 ka loan liya h jisse meri limit 34000 ki block ho gai h sir kya esse bhi credit report down aata h kya

  • @revolutionaryresearcher
    @revolutionaryresearcher 5 років тому +1

    Different websites shows different CBIL SCORE... how to check correct CBIL SCORE????

    • @AssetYogi
      @AssetYogi  5 років тому

      Watch this video ua-cam.com/video/0Zc98SGQ0Do/v-deo.html

  • @eanrevparmash5136
    @eanrevparmash5136 5 років тому +1

    Whether a private co like tikona can also impact our cibil scores or not... In case of non payments of last monthly bill.

    • @connie404
      @connie404 5 років тому

      Sir, may I ask you about the use of credit products? We want to create a similar app.Thank you.

  • @Sarasworld2018
    @Sarasworld2018 5 років тому +1

    Please tell us... Can we pay more amount during home loan to decrease principal amount... Which can ultimately lead to decrease in amount of interest....

    • @AssetYogi
      @AssetYogi  5 років тому

      Yes, that can be done. In the case of lump-sum payment, the bank will ask if you want to reduce the amount of EMI or loan tenure.

    • @Sarasworld2018
      @Sarasworld2018 5 років тому

      @@AssetYogi thanks...

  • @happinessoverloaded2119
    @happinessoverloaded2119 3 роки тому +1

    Very good Content Sir

  • @rijwanshaikh1988
    @rijwanshaikh1988 4 роки тому +1

    Kya hume bar2 cibil score nhi chek karna chahiye kya bar2 cibil score chek karne se bhi kam ho jata hain please selisan

    • @AssetYogi
      @AssetYogi  4 роки тому

      Baar baar CIBIL score check karne se aapka CIBIL score km nahin hota hai

  • @funcrickettelugu
    @funcrickettelugu 5 років тому +2

    Sir please answer. which website gives us exactly credit score because some shows 870 and some shows 610 and will be there difference between paying credit score and free credit score?

  • @abidalisidd
    @abidalisidd 5 років тому +7

    भाई साहब एक सिंपल सा सवाल है
    अगर लोन credit score देख के दिया जाता है तो पहली बार किसी को क्रेडिट कार्ड या लोन कैसे मिलेगा बिना cibil score के। जवाब ज़रूर दीजियेगा please

    • @gangadharlahane6548
      @gangadharlahane6548 5 років тому

      Not an expert but as far as i know they will check your transaction history, income statement and FD

    • @abidalisidd
      @abidalisidd 5 років тому

      @@gangadharlahane6548
      I have good balance, transaction and FD alo but no bank gives me credit card

    • @gangadharlahane6548
      @gangadharlahane6548 5 років тому

      @@abidalisidd check with sbi

    • @abidalisidd
      @abidalisidd 5 років тому

      @@gangadharlahane6548 already rejected by sbi

  • @vishalkumarjain7750
    @vishalkumarjain7750 5 років тому +1

    Hi sir civil score -1 how can approve credit cards u talks loan pls help to u

  • @songlyricsremixacrobat2317
    @songlyricsremixacrobat2317 3 роки тому +1

    Sir, I have 1 cibil score, what Am I do now? How can I improve it? Should I buy one month of paid subscription? will it improve my cibil?

  • @armankhankhan3981
    @armankhankhan3981 5 років тому +1

    Sar kya ladies ko bhi mil sakta hai

  • @nadeemchaudhary7172
    @nadeemchaudhary7172 6 років тому +1

    Sir 1st time loan lena ho toh uska CIBIL point kaise check karen uska toh koi CIBIL point ni hoga

    • @AssetYogi
      @AssetYogi  6 років тому

      Agar ap pehli bar loan lete hain apki koyi credit history nhi hone ki wajah se CIBIL score N/A ya N/H hota hai.

  • @hemantaneja8467
    @hemantaneja8467 4 роки тому +1

    kehte h Banks 30-45 days mai report update krte h cibil ko
    Lekin krte nhi hai .... September m last update dikha rha h meri report

  • @dr.rameshbhosale569
    @dr.rameshbhosale569 3 роки тому +1

    Very good explanation of the topic.

    • @jagdish.kotedkoted7099
      @jagdish.kotedkoted7099 3 роки тому

      सिबिल सही नहीं हो रही क्या करु

  • @DineshKumar-hz8ej
    @DineshKumar-hz8ej 2 роки тому +1

    Sir ji
    Hello
    My is dk
    Mere 2 saving a/c h ,
    Or me inhe use 4saal see nahi kar raha hu
    To kya isse bhi cibile down Chala jata h

  • @bnbhydrogarden
    @bnbhydrogarden 6 років тому +1

    Hello sir mai ne education lon liya tha par abhi bhar nahi paya. Mera cibil 574 hai. Abi bank satelmet bol rahi hai 300000 ke 200000 bol rahe hai. To kay mera sibil bad me bad sakata hai. Plzz reply

  • @VocalistRakesh
    @VocalistRakesh 6 років тому

    Mukul ji agar cibil score check karte hai toh kya score decrease hota hai ya koi effect hota hai

  • @YouTuberShubham
    @YouTuberShubham 6 років тому

    Aur agar 749 ho cibil to milegi ya nahi personal loan?

  • @jitendrasahu7138
    @jitendrasahu7138 6 років тому

    सर आपका ये वीडियो मुझे बहुत पसंद आया है ।

  • @roshanijoshi5914
    @roshanijoshi5914 5 років тому +1

    Please make video on cibil iscan

  • @sourajkundu07
    @sourajkundu07 4 роки тому +1

    Home loan taking steps ka video agar possible hota then please make a video on that

    • @AssetYogi
      @AssetYogi  4 роки тому

      Watch this video: ua-cam.com/video/t-GVQJhkoRo/v-deo.html

  • @bodobigrai1144
    @bodobigrai1144 6 років тому +1

    Sirji mene already personal loan le rakha hai kya mujhe comercial vehicle loan milega ? Please answer.

    • @AssetYogi
      @AssetYogi  6 років тому

      Mil sakta hai. Aapki overall loan eligibility par depend karega.

  • @mahanandyadav8445
    @mahanandyadav8445 5 років тому +1

    Ham Apna Kist Ac Se Payment Hota Hai J C B or 1 Trake ka Kist Hai Lekin Ham Dusera Ka Garenter Bangaye Jo Jankari Nahi Thi Jo Samaye Se Kist Nahi Deraha Hai Ham Kya Kare

  • @pawankumar-nx8vj
    @pawankumar-nx8vj 4 роки тому

    boss..scoore pr konsa loan or credit card effect kr rha h kse pta kre...

  • @munnachoudhary9914
    @munnachoudhary9914 6 років тому +7

    mai abhi loan nahi liya hu to kaise civil score check kare Sir nice hai sir g

  • @abhaykumarsingh7329
    @abhaykumarsingh7329 4 роки тому +1

    Jisne kabhi koi loan nahi liya hai . Uska bhi civil score genret ho jayega kya

  • @kishankhurana9640
    @kishankhurana9640 6 років тому

    sir kya koi garunter apni gurantee loan clear hone se pahle vapas le sakta hai ?

  • @prashantwasnik125
    @prashantwasnik125 6 років тому

    Demate account k bare me video banao aur jab iske like power of attorney jaruri h kya

  • @shivramsingh4348
    @shivramsingh4348 6 років тому

    Loan khatam karne k bad cibil s turant data kaise remove karway.. Pls reply

  • @pranalshewale7639
    @pranalshewale7639 5 років тому +1

    Sir Maine Bajaj loan pe ek mobile liya thaa mere 5 emi regular paid he or sath main home credit ke 3 emi BT abhi tk Mera cibil create nahi huva...or kitna time lagega

  • @vchauhangits8144
    @vchauhangits8144 4 роки тому

    Kcc ka loan kitne time ke liye charge free hota h sir ye pta krna tha

  • @ganatrakishan4281
    @ganatrakishan4281 6 років тому +1

    Hello sir pls help me mere check bounce hue hai aur credit card ka payment late hua hai me kya karu mera score 680 hai

  • @RabbaniSabri
    @RabbaniSabri 5 років тому

    Thanks sir bahut achhi jankari diye h

  • @pradeepammanagi15
    @pradeepammanagi15 2 роки тому

    How to Remove unwanted loans on my cibil report.

  • @MohitSingh-uo7cs
    @MohitSingh-uo7cs 5 років тому +1

    Mere pas 2 credit cards hai jinki payment m time par krta hu uske bad bhi cibil score NA show hora hai why...? Please rpy me

  • @sachinkagre
    @sachinkagre 6 років тому

    I have transferred my Home Loan from Indiabulls to SBI...But in CIBIl the salary is showing less i.e Salary of 2 years back....So how can I update the salary .

  • @HimalayanVloggerr
    @HimalayanVloggerr 6 років тому +7

    Sir aap super ho. .Kafi acche topics laate ho keep updating

  • @bhendegaa
    @bhendegaa 2 роки тому +1

    This is really nice and very useful for beginners who are new with CIBIL. I have quick question on this, One of my friend was saying his CIBIL score is not good enough to apply home loan, but he didn't applied for any loan (NA/NH) only he was saying he is guarantor of two loans who his friends took, so its matter if we are becoming guarantor for any loan then our CIBIL score affect. Thanks in Advance.

    • @AssetYogi
      @AssetYogi  2 роки тому +2

      Yes.
      Legally, a guarantor is a co-applicant.
      Therefore, when the applicant defaults, it not only adversely affects his/her CIBIL score but the guarantors too.
      If the applicant is unable to pay for the loan for a considerable period of time, the concerned bank or financial institution might ask the guarantor to pay the outstanding dues on the applicant’s behalf.
      Under such circumstances, not only is the borrower viewed as a debtor, but the guarantor also becomes a defaulter of the loan.

  • @mukeshkumarsharma1222
    @mukeshkumarsharma1222 5 років тому

    Plz solve my query. I borrowed 300000/- as a personal loan from HDFC Bank in April,2016. I forclosed it on 14/11/2019 before 17 month of it's end of tenure e.i. the last instt. on 04/04/2021. But the bank charged from me 2% of the balance of principal amount plus 18% GST, 2.36% extra in all. Now, plz clear if the bank is right or wrong.
    Thanks

  • @sureshjaykar544
    @sureshjaykar544 6 років тому

    Sir ,mene bajaj ki our se loan liya tha jiski kuch EMI mera accident hone k karan me pay nahi kar paya hu,lekin me ab sare payment pay karna chahta hu,our apna cibil score bhi fir se maintain karna chahta hu,to sar kya mene agar aaj mera balance EMI pay kar diya to kya fir bhi mera nam cibil me aayega, our kya me fir se loan k liye eligibal ho jaunga,our cibil score kabtak thik honga...pls help

  • @lakhvirsingh7747
    @lakhvirsingh7747 5 років тому +1

    Cibil score kitne time baad update hota hai?????

  • @biswajitchattaraj2112
    @biswajitchattaraj2112 6 років тому +1

    Thanks, dada mujhe ye bataiye ki main aagar 20000/- ke Mobile lu finance main to uske emi kaise calculate kore? Plz help me

  • @vishwajeetsingh3072
    @vishwajeetsingh3072 5 років тому +4

    PERFECT information sir ji

    • @AssetYogi
      @AssetYogi  5 років тому +1

      Keep Supporting Vishwajeet :)

  • @mridularawat1000
    @mridularawat1000 4 роки тому +3

    Your voice very loud and clear .🙄❤️🙏👍

  • @vaibhavjoshi1624
    @vaibhavjoshi1624 4 роки тому

    Please make a video on “what are the various ways to generate newly CIBIL score.” [ Ex- issuing a credit card, getting loan etc. ]

  • @KhwajajiAjmer786
    @KhwajajiAjmer786 6 років тому +1

    Sir cibil score kase chek kare latest cibil score plz help me

    • @AssetYogi
      @AssetYogi  6 років тому +2

      CIBIL score kaise check karte hain ye janne ke liye ap is video ko dekh sakte hain.
      How to Check CIBIL Score - ua-cam.com/video/0Zc98SGQ0Do/v-deo.html

  • @shivanikaushik1269
    @shivanikaushik1269 6 років тому +2

    U explained it the best way sir. Thanks

    • @AssetYogi
      @AssetYogi  6 років тому

      Thank you, hope it helps.

  • @arpitarout3715
    @arpitarout3715 2 роки тому

    Hlo sir,mene e-mudra loan lia he,to bank balone kuch fee Dene ko bola he,ek to inspection charges or ek debit adjustment cgfmu fee lagayahe,mera monthly emi katrahahe mere ac se to easare charges q lagaya hua he bata sakte he kya sir

  • @SUSHILKUMAR-ej1ff
    @SUSHILKUMAR-ej1ff 6 років тому

    Very great sir
    Can we check for any company cibil?

  • @Toon4FUN
    @Toon4FUN 5 років тому +1

    Kya bank account m pese nhi rakhne se cibil hit hota hai

  • @BrijeshParihar5
    @BrijeshParihar5 4 роки тому

    hi sir mere pass ICICI fd credit card hai limit 9000 hai but Maine ek emi li hai 7200 ki vo Cibil maine show kb hoga aur mera credit card bhi

  • @ahanagarwal2187
    @ahanagarwal2187 5 років тому +1

    Sir cibil score bar bar check karne se cibil score kharb hota hai kya?? plzz tell me

  • @Milestoneskyscrapers
    @Milestoneskyscrapers 5 років тому +1

    Sir agar cibil score NH se about 800 above tak badhne me kitna time lagega?

  • @SachinKumar-yu8cz
    @SachinKumar-yu8cz 6 років тому +2

    Mukul Bhai, Please make a video on "how to prepare DPR-Detailed Project Report" for bank to get a loan for startup. Thanks

  • @babalutvsraidar
    @babalutvsraidar 6 років тому

    Sir, How much credit history require for cibil score to first time credit card user

  • @ramsham7800
    @ramsham7800 2 роки тому

    I took loan from citi financial bank in 2005 after that bank closed my remaining balance is around 23,500/-. it is reflecting on my cibil score badly..
    1. how to remove this from my cibil report??
    2. now a days many scammers calling me and telling that they are agents/advocates behalf of kotak bank (merged with citi finance) asking to pay money within 2 hours or some arrest warrant was issued against you and your all family members... what is the solution for this?
    Kindly help any one... advance thank you

  • @AwesomeLifestyle101
    @AwesomeLifestyle101 6 років тому

    Cibil ki website par payment karna sahi hai ya nahi daily updates kye liye. Issye cibil per koi bura impact tho nahi padaga

  • @DEHINBHAGAT82
    @DEHINBHAGAT82 5 років тому +1

    @asset yogi.. Hi maulik ....Can you tell me ....the effect of unpaid postpaid bill on CIBIL score or LOAN approval?

  • @sharadbhagat3366
    @sharadbhagat3366 6 років тому

    Sir mine home lone ke ek ko sing.diya hai wo mere sibil me dikha raha hai to usake liye kay karna padega.pl.reply digiye ga