Suggestion: Do an episode (maybe with Dr. Book) on what CEO's actually do. I think part of the problem is that most people don't understand what CEO's do, the importance of their job, how the decisions they make can make or break a company, how difficult the job is, that they often miss family events because of work, etc. People think CEO's don't actually work, that they just delegate everything to underlings and then use their private jet to take exotic vacations. Maybe explain why the million-dollar salaries & "golden parachutes" are justified.
Cut out the 'middle man' ( insurance ) and go back to the days when 'managed care' did not the exist ( 1960s era) and you just paid the doctor for services. All the inflated prices of healthcare would normalize and the patient would have more control instead of the government.
@myles6235 Except you're not. You misunderstand fundamental causes for your unhappiness with health care. You blame CEOs who are doing good and encourage the government to do more when government involvement is the actual cause of the inefficiencies and problems with the health care system as a whole. You villainize heroes and praise authoritarians.
@@myles6235Villainizing the heroes and praising authoritarianism is the opposite of doing what's in your self-interest. There's a misunderstanding of the fundamental causes of the problems and inefficiencies with our health care system.
Great video, and this perspective needs to be more visible. I’d like to add, however, one point that should’ve been made… to the extent that claims are *wrongly* denied, then it would be a use of force, similar to fraud. I think it’s important to note this point, because that’s what many people who talk about denied coverage are upset about, and to the extent that there are wrongly denied claims the insurance companies need to apologize for and remedy that. And ignoring this makes it easy for people to smear you as shills for insurance companies. It’s also important to argue that the identification of and remedy for fraud needs to be done by the courts. There is no justification for violence, at the very least until it’s shown that the court system has completely defaulted on this responsibility.
We know that there are wrongly denied claims that end in death. What have the courts done? You say that violence isn't justified until its shown that the court system as defaulted on this responsibility. But the court system has totally defaulted on this responsibility. We wouldn't be murdering CEOs if they were held accountable.
@@myles6235Can you point me to some court cases where the you think the plaintiff has a good case but has not been given justice? I’d be interested to see it.
@@eviltiki13 In Aetna Health Inc. v. Davila (2004), the plaintiffs sued their HMOs under Texas law for denying medically necessary treatments, leading to severe health complications. The U.S. Supreme Court ruled that their claims were preempted by ERISA, a federal law governing employee benefit plans, which limited them to ERISA's narrow remedies and barred state law claims. Juan Davila suffered a near-fatal heart attack as a result of his insurance denying coverage of his medication and received zero justice through the court system. The healthcare industry in 2023 alone spend over 600 million dollars lobbying the government. They've been spending this level of money for a lot longer than one year. Do you think that they're lobbying against their financial interest? If the lobbyists weren't successful, why would healthcare companies spend hundreds of millions a year on it? After billions have been invested in writing laws how they want them written, how could you arrive at any other conclusion other than the laws are written how the healthcare giants want them to be written? A very well known reverend once said "riots are the language of the unheard". When insurance companies deny coverage, people end up dead. When the courts reinforce the insurance company's right to kill, people will take things into their own hands. The same policy makers who say "there is no justification for violence" are the same ones who sign their names on bombs that kill innocent children in the middle east. Insurance companies can kill for profit and that violence deserves no justification whatsoever, but when the victims of their crimes fight back it's problematic violence with no justification.
The problem with socializing health. People loose incentive to make healthy choices. I don’t want to pay for your healthcare if you are obese , you eat McDonald 7 times a week and you have health problems…
Not all problems are obesity caused by overeating. By the way, you realize that Ayn Rand kept smoking no matter what doctors told her, and that lung cancer killed her. Familiarize yourself with the stories of those denied care, and then decide.
@ lol, maybe read the fucking Contract before singing an insurance coverage! Sincerely,
Місяць тому
No they don't The obscenely obese American is a common stereotype and a joke around the world yet US citizen for the most part depends on grossly over priced private insurance for there medical needs. While the citizens of those nations that have there own take on running social health care schemes are on average much healthier and pay much less for medical care and are much healthier that the US equivalent . FACT.
As a european, my understanding is that American employers get tax benefits when they offer health insurance in the salary package of their employees. Is that true ? If so, then I am not surprised that insurance contracts are expensive bcs the higher the contract price, the less tax employers have to pay. How can you say than that government works against insurance companies ?
In my view it is a fatal flaw to tie health insurance with employment. It’s a legacy from wage control by FDR, but we are still chained to this system. Insurance companies surely are taking advantage of this arrangement to inflate their premiums. What we need is not to abolish health insurance, but to make sure consumers can freely shop for the best health coverage without government interference.
Paying more for a tax deductible service does not make you money. Let’s say the business has a 20% tax rate. If it pays $100 for a tax deductible service, it pays $100 but then saves $20 on its taxes-so a net cost of $80. If it pays $1,000 for a tax deductible service, it pays $1,000 but then saves $200 on its taxes-so a net cost of $800.
@@DAWN001 Lots of people (myself included) do not understand very well how American government interferes in the insurance market. For lots of europeans, the insurance market in the US is a free market and hence the high prices and disgusting practices as a result. It would be great to have a video that clearly explains the negative influence of government policies in the "free" US insurance market . Not only for everybody in the world, but for lots of Americans this would be very interesting as well , I guess !
@@eviltiki13 Even that 20% makes a lot of difference for lots of companies ! Honestly, If I would be the CEO of an American insurance company, I would instruct my sales departments to concentrate on employers as customers. After all, If I can "catch" one employer having 100 employees then I get automatically 100 people in my customer base. Imagine what it would take an insurance company to catch 100 people.... compare this with the effort of only catching 1 employer .... Of course if you are fired and go by yourself to an IC , then it will become more expensive for you. My understanding is, is that tax reduction laws give a clear path to ICs to look for employers and not for (jobless) consumers. But , hey, I am european, and see this from a looong distance from the other side of the Atlantic ...
What you do not realize is that the system itself, was bad from the start no matter who controls it exactly the same way with the presidency and politics. Those systems are based upon small community size enterprises. There are 400 million plus in the USA something like that, a system like that no matter how expanded and upgraded, its like playing cod modern warfare 2019 on the cod 2 engine with upgraded systems, its just not enough. Change the fucking system or we're completely fucked
Місяць тому+2
It's a none argument. The ruthless murder of anyone is murder, be it a murder off rip-off medical insurance CEO, a ruthless dictator or a murdered husband by his much abused wife. It does need a boring 35 minute rambling by two on the make twits to discuss the point,
You clearly missed the point. The episode was not about whether a murder is bad, but on why there's one category of people whose murder isn't considered a big deal by large parts of society.
Місяць тому
@@nikos_1717 OK, still the same answer. The reason that CEO's murder went round the world and tens of thousands of murders go totally unreported is because THAT CEO happened to be well known because of the way his important company did its business. All you are doing is producing video's to promote your own income. None of you have any great knowledge about anything but you ride on the back of Ayn Rand's output, which your own common sense must tell you would be unworkable in the real world.
Dreadful murder. But unless you've no understanding of human nature, the fact that resentment is bound to occur in a life or death situation is no surprise.
@@tuxedoblackfoot Well, time to think logically about all this, rather than just go with the lazy narrative that says CEOs and rich people are powerful and evil. Do the work.
Is that what I said? That CEOs and rich people are powerful and evil? No, no it isn't. Did this video say that CEOs are an oppressed minority? Yes, yes it did. Read next time. You not only didn't do the work, you didn't read what I said.
When we have corrupt systems, there are consequences. I imagine people don’t care because they are waking up to their own self-interest. Thought you two might understand that atleast.
Suggestion: Do an episode (maybe with Dr. Book) on what CEO's actually do. I think part of the problem is that most people don't understand what CEO's do, the importance of their job, how the decisions they make can make or break a company, how difficult the job is, that they often miss family events because of work, etc. People think CEO's don't actually work, that they just delegate everything to underlings and then use their private jet to take exotic vacations. Maybe explain why the million-dollar salaries & "golden parachutes" are justified.
Brilliant video. Thank you, Onkar & Nikos
Thank you!
Cut out the 'middle man' ( insurance ) and go back to the days when 'managed care' did not the exist ( 1960s era) and you just paid the doctor for services. All the inflated prices of healthcare would normalize and the patient would have more control instead of the government.
This video will receive a lot of backlash because of people's inability/unwillingness to think with acuity and reason.
Well, too bad for the haters. This was an excellent discussion.
I have been highly disappointed in my fellow human beings after this incident occurred in their comments and memes shared. Abhorrent.
We're just operating in our own self interest.
@myles6235 Except you're not. You misunderstand fundamental causes for your unhappiness with health care. You blame CEOs who are doing good and encourage the government to do more when government involvement is the actual cause of the inefficiencies and problems with the health care system as a whole.
You villainize heroes and praise authoritarians.
@@myles6235Villainizing the heroes and praising authoritarianism is the opposite of doing what's in your self-interest.
There's a misunderstanding of the fundamental causes of the problems and inefficiencies with our health care system.
@@johngleue Who is praising authoritarianism. Are you ok?
@myles6235 It's not obvious, but it's implied in the justification of killing a private business's CEO.
Oh no! Not the corporate overlords! Oh no! Not the poor people with all lobbying power in the government! They're powerless and persecuted!
Envious guy alert
Great video, and this perspective needs to be more visible. I’d like to add, however, one point that should’ve been made… to the extent that claims are *wrongly* denied, then it would be a use of force, similar to fraud. I think it’s important to note this point, because that’s what many people who talk about denied coverage are upset about, and to the extent that there are wrongly denied claims the insurance companies need to apologize for and remedy that. And ignoring this makes it easy for people to smear you as shills for insurance companies.
It’s also important to argue that the identification of and remedy for fraud needs to be done by the courts. There is no justification for violence, at the very least until it’s shown that the court system has completely defaulted on this responsibility.
We know that there are wrongly denied claims that end in death. What have the courts done? You say that violence isn't justified until its shown that the court system as defaulted on this responsibility. But the court system has totally defaulted on this responsibility. We wouldn't be murdering CEOs if they were held accountable.
@@myles6235Can you point me to some court cases where the you think the plaintiff has a good case but has not been given justice? I’d be interested to see it.
@@eviltiki13 In Aetna Health Inc. v. Davila (2004), the plaintiffs sued their HMOs under Texas law for denying medically necessary treatments, leading to severe health complications. The U.S. Supreme Court ruled that their claims were preempted by ERISA, a federal law governing employee benefit plans, which limited them to ERISA's narrow remedies and barred state law claims. Juan Davila suffered a near-fatal heart attack as a result of his insurance denying coverage of his medication and received zero justice through the court system.
The healthcare industry in 2023 alone spend over 600 million dollars lobbying the government. They've been spending this level of money for a lot longer than one year. Do you think that they're lobbying against their financial interest? If the lobbyists weren't successful, why would healthcare companies spend hundreds of millions a year on it? After billions have been invested in writing laws how they want them written, how could you arrive at any other conclusion other than the laws are written how the healthcare giants want them to be written?
A very well known reverend once said "riots are the language of the unheard". When insurance companies deny coverage, people end up dead. When the courts reinforce the insurance company's right to kill, people will take things into their own hands. The same policy makers who say "there is no justification for violence" are the same ones who sign their names on bombs that kill innocent children in the middle east. Insurance companies can kill for profit and that violence deserves no justification whatsoever, but when the victims of their crimes fight back it's problematic violence with no justification.
nikos ❤please fix your audio (wrong mic 🎙) ❤
Wrong mic indeed (new software), already fixed!
Great video!
The problem with socializing health. People loose incentive to make healthy choices.
I don’t want to pay for your healthcare if you are obese , you eat McDonald 7 times a week and you have health problems…
Not all problems are obesity caused by overeating. By the way, you realize that Ayn Rand kept smoking no matter what doctors told her, and that lung cancer killed her.
Familiarize yourself with the stories of those denied care, and then decide.
@@adrianainespena5654 And What's the point against my idea? Get your brain fixed!
@ and it was her decision to smoke. Not mine
@ lol, maybe read the fucking Contract before singing an insurance coverage!
Sincerely,
No they don't
The obscenely obese American is a common stereotype and a joke around the world yet US citizen for the most part depends on grossly over priced private insurance for there medical needs.
While the citizens of those nations that have there own take on running social health care schemes are on average much healthier and pay much less for medical care and are much healthier that the US equivalent .
FACT.
As a european, my understanding is that American employers get tax benefits when they offer health insurance in the salary package of their employees. Is that true ? If so, then I am not surprised that insurance contracts are expensive bcs the higher the contract price, the less tax employers have to pay. How can you say than that government works against insurance companies ?
In my view it is a fatal flaw to tie health insurance with employment. It’s a legacy from wage control by FDR, but we are still chained to this system. Insurance companies surely are taking advantage of this arrangement to inflate their premiums. What we need is not to abolish health insurance, but to make sure consumers can freely shop for the best health coverage without government interference.
Paying more for a tax deductible service does not make you money.
Let’s say the business has a 20% tax rate.
If it pays $100 for a tax deductible service, it pays $100 but then saves $20 on its taxes-so a net cost of $80.
If it pays $1,000 for a tax deductible service, it pays $1,000 but then saves $200 on its taxes-so a net cost of $800.
@@DAWN001 Lots of people (myself included) do not understand very well how American government interferes in the insurance market. For lots of europeans, the insurance market in the US is a free market and hence the high prices and disgusting practices as a result. It would be great to have a video that clearly explains the negative influence of government policies in the "free" US insurance market . Not only for everybody in the world, but for lots of Americans this would be very interesting as well , I guess !
@@eviltiki13 Even that 20% makes a lot of difference for lots of companies ! Honestly, If I would be the CEO of an American insurance company, I would instruct my sales departments to concentrate on employers as customers. After all, If I can "catch" one employer having 100 employees then I get automatically 100 people in my customer base. Imagine what it would take an insurance company to catch 100 people.... compare this with the effort of only catching 1 employer .... Of course if you are fired and go by yourself to an IC , then it will become more expensive for you. My understanding is, is that tax reduction laws give a clear path to ICs to look for employers and not for (jobless) consumers. But , hey, I am european, and see this from a looong distance from the other side of the Atlantic ...
@@eviltiki13 someone takes your money and gives back a fraction of that, and told you it’s a benefit. then you think it’s indeed a “benefit”… 😅🤣
I was hoping that ARI addressed this; I was thinking of Ayn Rand when I read about thids appalling story.
What does this guy you've never met have to do with your self-interest? Some objectivist.
@@myles6235 1) Basic human decency;, and 2) It's literally in your self-interest not to live in a jungle society celebrating murder.
@@myles6235you have a looong way to go
What you do not realize is that the system itself, was bad from the start no matter who controls it exactly the same way with the presidency and politics.
Those systems are based upon small community size enterprises.
There are 400 million plus in the USA something like that, a system like that no matter how expanded and upgraded, its like playing cod modern warfare 2019 on the cod 2 engine with upgraded systems, its just not enough.
Change the fucking system or we're completely fucked
It's a none argument.
The ruthless murder of anyone is murder, be it a murder off rip-off medical insurance CEO, a ruthless dictator or a murdered husband by his much abused wife.
It does need a boring 35 minute rambling by two on the make twits to discuss the point,
You clearly missed the point. The episode was not about whether a murder is bad, but on why there's one category of people whose murder isn't considered a big deal by large parts of society.
@@nikos_1717
OK, still the same answer.
The reason that CEO's murder went round the world and tens of thousands of murders go totally unreported is because THAT CEO happened to be well known because of the way his important company did its business.
All you are doing is producing video's to promote your own income.
None of you have any great knowledge about anything but you ride on the back of Ayn Rand's output, which your own common sense must tell you would be unworkable in the real world.
Some people shouldn’t have microphones
Haha, is this from the Onion?
no. this is what actual free thinking 🤔 sounds like 🎉❤
Dreadful murder. But unless you've no understanding of human nature, the fact that resentment is bound to occur in a life or death situation is no surprise.
This gotta be a joke, right?
no. it’s not a joke. welcome to the ayn rand school 🏫❤🎉 of philosophy ❤🎉
A joke?
That ARI is AGAINST force, coercion, violence, murder?
What makes You think they would STAND for these irrational things?
Yep. I thought the title was a joke too. It wasn't. They're unironically saying that CEOs are a persecuted minority.
@@tuxedoblackfoot Well, time to think logically about all this, rather than just go with the lazy narrative that says CEOs and rich people are powerful and evil. Do the work.
Is that what I said? That CEOs and rich people are powerful and evil?
No, no it isn't.
Did this video say that CEOs are an oppressed minority?
Yes, yes it did.
Read next time. You not only didn't do the work, you didn't read what I said.
When we have corrupt systems, there are consequences. I imagine people don’t care because they are waking up to their own self-interest. Thought you two might understand that atleast.
Your own self-interest is wackos executing whoever they don't like, and society applauding or shrugging their shoulders?