HOW to Finance a 26ft Box Truck WITH PENSKE AND COST
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- Опубліковано 29 тра 2024
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Factoring
Alex Rodriguez
Business Development Associate
RTS Financial Service, Inc.
Direct Line: (913) 335-6476
Email: alrodriguez@rtsfinancial.com
Website: www.rtsfinancial.com
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Nick Price
Business Development Manager
RTS Carrier Services
Office Phone: (615) 614-5157
Email: nprice@rtscarrierservices.com
Website: www.rtscarrierservices.com
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Insurance Agent
Ken Judd
office: (919) 679-7442
email: ken@breweriigroup.com
website: www.bigtruckinginsurance.com
Eld Keeptrucking
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I’ve watched your videos over and over! My wife and I we’re renting as well and we’re currently in the process of buying. I’m leaning toward Penske too. I really appreciate and enjoy your content! Keep going…NO RUSH!!!!
Noooooo RUSH Baby you can do it
I appreciate your content and honesty. Especially at a time when most box truck people on UA-cam don't keep it real.all the best to you and your company. Hopefully we'll bump into each one day in a love's or pilot
Yeah man I might see you out there on that road man I’m be looking for you
Ryder has different lenders they go through. Just bought a truck from them. Only had to put 5% down. The lender did all the paper work for me. Made it a super easy process.
What was the interest?
Thanks for the updates, keep trucking
Your welcome
Good info… appreciate y’all for this video!!!
Your welcome thanks for watching
Keep up the good work guys
Keep up the good work we rooting for y’all 💯💪🏾
Thank you
Real talk, thanks for the gems!!!
Your welcome for sure
Thanks for the information. I'm looking to pick up a 2017 box truck myself. What interest rate did they give you?
Didn’t know y’all where from NC I’m live in wilson. This make the dream more real for me. Proud of y’all. God bless
Yessss sirrrrr
Bro I’m lookin to finance a truck myself you the man for your videos. You keep it 1hundo
Got to keep it real just film the life
@@norushcrew you and wifey are motivation for me and mines !
👏🏾👏🏾👏🏾👏🏾🎉🎉🎉🎉Awesome information!!! We are (FINALLY) about to purchase our truck. Getting out of this dag on rental is going to be a blessing for us!!!!!!! Thanks for sharing!!!
#KeepPushin #StaySafe
Yessssss yesssss get out that rental
IKR #LetsGooooooo
Its cool to see lots of people getting on to this. I am in the middle of getting things together. Transportation industry is on demand so i know we all got the chance and make a opportunity!!!
For sure for sure
👍🏿thanks for the info
Your so welcome enjoy
Congratulations y’all…🎉🎉🎉🎉
If you don’t mind me asking. How long was the loan for? And what was the rate?
Great content but that hassle was frustrating like dang! Dang! But you rolling now Let’s Go!! Fam
Yes it was so frustrating
We definitely appreciate yall. 🙏 it's great I said this before everybody want you to buy 300 dollar book or sign up for something so definitely appreciate the free game
🤝 your welcome just sharing our life events
What was the interest rate if you don’t mind me asking?
Who y’all use for insurance
Thanks for putting out a video letting people know that Ryder doesn't offer 0% down financing for people that haven't been doing business with them for two years. People need to know that, as to be able to catch onto the misleading things they say, that they shouldn't be saying. But as far as buying a truck, what made you decide that the price you'd end up paying for it would be an okay price to pay? Isn't $65,000 still a bit high to be paying on a box truck?
We wanted to buy a truck that we knew was taken care of as far as regular maintenance and also offered further warranty. Penske offers up to 3 years of additional warranty and roadside assistance. $65,000 is the lower end of trucks that they sell unfortunately. They also only wanted 10% down when a lot of places want 20-30%.
Thank you for the videos very good info..
Just trying to what my over head would be how much would the monthly about be?
2,500
I went to Ryder as well and was like nope... They wanted me to have been in business for two years. Their ad is misleading.... Im with Penske right now. I start my lease 04/07!
How is it going for you
How do you get such a cheap insurance rate anything less than 1 grand seems good to me
What was the mileage on the truck?
Good info, I’m looking to jump into first of year, I’m curious do you guys use your business credit
Yes we did use are business credit and personal for back up
wat credit bureau did they pull from
hey let me ask you two this question if both of you had walked into penski and paid total cash payment payed it off, as a recreational vehicle with shower sink toilet kitchen sink wouldve it been cheaper like an RV style ?
I have no idea
Hi guys
We are buying a truck from Penske as well. This video is very insightful. Do we need to have the DOT posted on the door when we’re driving it from NY back to SC and do we have to stop at weight stations on our way back?
I believe if you put a NOT FOR HIRE sign on the truck, you can travel without being stopped for inspection
I don’t think so if your empty but I would put my binder in there to make sure be safe
Thank you
Appreciate you guys so much! I heard you mention Raleigh and I'm from that area. I'm currently living in Fuquay-Varina. I have moving company and want to eventually get a 26ft truck for my company but not sure how much funds I'll need. If you don't mind sharing, I'm very curious, what is your monthly payment on the truck?
2500
When u start your box truck business do you also have to apply for a EIN number for tax purposes and how do you do it
Yeah that’s a must it comes when you make your LLc
Did you all add warranties we are also going through Penske and their making us put down about 14,000 we also added on the 3 year warranty. Plus does your truck have DEF system?
Yes it has a def system
is there a big difference between a 24ft box to a 26ft box when it comes to getting loads?
Yeah if you trying to max the truck out the extra 2 ft is love
How long is the loan term? How much are the monthly? Thanks for all the information!!!
Three years 2,500
Keep striving guy’s peace and blessings!Do you mind sharing your insurance agent
Look in the description he only works in NC
Congrats on your purchase.
What insurance company you using.
National general we actually have a video on it
ua-cam.com/video/DjUK0KPZZjA/v-deo.html
@@norushcrew
Thanks, I did see the video.
At the time of contracting, did yall have to pay additional fees on top of the down payment that you weren't aware of? Our down payment was $7,000. We put a $1,000 deposit down but they're still saying we need to wire $7,000 because of the doc fee and another fee.
Na we had non of that problem
I didn't think yall did. I watched the video and didn't hear yall say anything about any extra being paid. Penske is tripping. But thanks for all the videos. Yall have really helped us along the way. We're right up the street in Greensboro. See yall on the road.
Did you buy your warranty thru them or another company
Thru the loan company
Did they do a credit check on you before putting down the down payment?
Yes
Hello, I herd you mention bank statements. So how much you need to make?
They just need to see you have the money for the downpayment in the bank
@@norushcrew ok the reason why I asked because went to a place and they asked to see paystub, and what I did before I got my business. They just gave me a run around. So I will check Penske out then. Thank you
For the 10% down with Penske did they require you to be driving or have your business for 2 years or did they just go off your credit score? Looking into buying one but I have a new business & new to trucking. Trying to find a way around not paying 20-25% down payment for a box truck. Also I appreciate your videos & all the information y’all provide!
Noooo way we are a new business we actually just cross 1 year with are LLC
Do you know the minimum credit score that's required?
No. Unfortunately we don’t. But you could probably contact them (Premier Financing) and find out
How did you get such a low down payment? Is 10% there standard down payment?
Work that credit we worked that credit and pay down some stuff
Do i need a cdl for a box truck ?
We do none CDL
What insurance company did you all go with
National general
What insurance company did you go with?
Stop Al General gave us the lowest ratewe use a agent to find that for us
Did u guys have good credit when u went to finance the truck
We got are usage down so we could get a good rate we where about a 689
Okay cool I’m waiting on them to respond back to me tomorrow with a answer that about wat my credit score is now
@@norushcrew can u guys be my mentor I need a few things before I get on the road
How much are you guys paying for insurance?
Running the truck and making money we from NC so it’s not that high
What’s your monthly payments ?
2500
Do you mind sharing your interest rate?
It’s base off your credit and business credit
Damn everyone taxing man that's crazy
Yeah it ain’t no joke
Yeah see that’s what PISSES ME THE F*CK OFF because there’s ALWAYS A CATCH and it was the sales rep priority to NOT tell you about the 30% down when they’re advertising 0% down for their fleet of CDL Semi-Trucks, Straight Box Trucks, Pickup Trucks, etc … I hope you guys negotiated to at least 15% down for her misleading you after she did a HARD PULL on your credit
That was in the being so we didn’t even go with them we end up going with Penske
@@norushcrew I have a commercial business account with Enterprise Trucks but I haven’t looked at their fleet yet to get financing for a 26’ft Straight Box Truck & Sprinter Cargo Van/ Ford Transit 350 Cargo Van..I’ve been looking at Merchant’s Fleet commercial though . Have you heard of them?