Box Truck Financing - Don't Make This Mistake?

Поділитися
Вставка
  • Опубліковано 8 січ 2025
  • Quick live chat to help someone make a critical decision before.
    ▶️ calendly.com/b...
    ▶️ Factoring: otrcapital.com...

КОМЕНТАРІ • 199

  • @brucemorrissette8214
    @brucemorrissette8214 6 місяців тому +1

    3:18pmCDT
    I appreciate you my brother! The factoring referral and load board demo was invaluable for a new starter. I believe in giving as you get:
    In the financing options, if someone has 20-40% dp for a truck try proposing to put that in your bank in a savings vehicle that can be used to collateralize the truck purchase or a line of credit. Then you have a solid means of establishing your businesses credit history.😎

  • @chadmorris1089
    @chadmorris1089 10 місяців тому +3

    I got an 20ft isuzu npr that's what I'm starting with paid off 2013

  • @raplakai
    @raplakai 2 роки тому +4

    You helping a lot of people with this free game keep it up

  • @tabonaparte
    @tabonaparte 3 роки тому +7

    Gems on top of Gems. I'm in the process now. Appreciate you

  • @trinidtrucker5267
    @trinidtrucker5267 3 роки тому +6

    I learned that the hard way bro 💯facts in my early years as a owner operator

  • @matthewgilliard4978
    @matthewgilliard4978 3 роки тому +3

    Financial Literacy People.. Lets Go.. Bigg Vic is Speaking The TRUTH

  • @coinfreight3241
    @coinfreight3241 3 роки тому +2

    Was shoot Vigg. I 6 months late. But I’m glad I found your content. Looking to get my first box truck

  • @h2o40fpv
    @h2o40fpv 2 роки тому +3

    Hey Bigg Vic thank u for this video Men great inf.

  • @jasonbrown361
    @jasonbrown361 2 роки тому +2

    What's good l appreciate what you're doing. Information is valuable. Keep it coming boss

  • @Dan13Speed
    @Dan13Speed 2 роки тому +3

    100% True. Rule of 72. Divide 72 by the interest rate, and that is how many years it takes for the interest to equal the principal. At 35% in a little over 2 years, the interest has bought another truck. If you finance for 5 years you will have bought the same truck 3 times over. That is CRAZY

  • @misterdontplay58
    @misterdontplay58 3 роки тому +4

    And I wait for the amazon relay loads to hit the load board and I can in and get even more...I get up to 800 or more sometimes... once you call first they go with you almost 100% of the time even if you request more

  • @carlitot5388
    @carlitot5388 2 роки тому +2

    Straight game! Thanks brother 💯💪🏽

  • @christopherwilliams8902
    @christopherwilliams8902 3 роки тому +4

    Your videos are awesome man, very informative.

  • @eman3414
    @eman3414 3 роки тому +5

    Thanks for the good information bro.

  • @kirabutler7985
    @kirabutler7985 2 роки тому +3

    Right now, I think daycabs are a good idea for Amazon. Same as a semi and cheap as a box truck.

  • @davidrosenberg353
    @davidrosenberg353 3 роки тому +1

    school them,. Vic, that's right fleet trucks are good 19 to 35% Robbery without a gun or knife, GOOD SHOW KEEP GOING.thanks Vic.

  • @jamessalmon5314
    @jamessalmon5314 Рік тому +1

    What's up my brother, this is James from Mississippi

  • @toddwilson3702
    @toddwilson3702 3 роки тому +5

    Black man, thank you for the knowledge.

  • @jshryer89
    @jshryer89 3 роки тому +5

    Gotta get that credit right!

    • @tonytucker8651
      @tonytucker8651 3 роки тому

      Gotta get your money right. Learn money management skills. Good credit means you are a good consumer. Plenty of people with credit and zero liquid funds

  • @sabrinarussell333
    @sabrinarussell333 2 роки тому +1

    To the CDL holder…if you don’t want to go the hotshot route, you can also run with a 28’ box trucks

    • @sabrinarussell333
      @sabrinarussell333 2 роки тому +1

      30’ and more also…24 and 26 are popular because you don’t need a CDL…the larger boxes should be easier to find

    • @keseg5221
      @keseg5221 2 роки тому

      does loads pay more ? with the cdl 30ft truck ?

  • @raymondwilliam9925
    @raymondwilliam9925 2 роки тому +1

    I get what you’re saying about people taking low rates but some people got a loan to pay and if time is running out sometimes you gotta take the low rate just so you can make the payment or lose your truck. Everybody can’t protest

  • @andrewlangford9485
    @andrewlangford9485 3 роки тому +9

    I actually don't agree with running from that opportunity. This man is speaking from the prospective of having good credit. In some cases It can work. This must be answered from a cash flow prospective. Considering the amount of time It can take get your credit good it would be unwise to wait until your credit improves and leave money on the table(unless is just mildly bad, then wait)The high interest is just the fee for bad credit and all credit will improve over time. Considering you have cash on hand your only going to make less profit(not a major issue). Thankfully my credit is good now however I created my empire when it was bad. Just do the math It can work.

    • @antoniobohanon6370
      @antoniobohanon6370 2 роки тому +2

      You did a commercial loan that was over 19%? I’m kinda in this situation now. Got approved for a truck 20% interest rate. my authority is active and my insurance is about to roll around and the financing part is with Balboa(getting the truck from Penske)

    • @ynorlizem3446
      @ynorlizem3446 2 роки тому +3

      @@antoniobohanon6370 as long you pay more than the minimum in a monthly basis to pay off your loan early.

    • @antoniobohanon6370
      @antoniobohanon6370 2 роки тому

      @@alexmouton6306 yeah I know I had my lawyer look over it before I signed. It’ll be a year in Feb, I haven’t had a problem with them so far

    • @shaggy3255
      @shaggy3255 10 місяців тому

      I wouldn't lock yourself into a horrible rate like that it's going to hold you back in the long run... if you think you can afford it paying that type of financing then I'd say atleast try to rent first to see if you can save that way...

  • @MG-bb1rp
    @MG-bb1rp 3 роки тому +13

    Thanks for the advice bro. I actually was leaning towards making that mistake out of shear impatience/desperation but I’ll have to remap things after this video

    • @BiggVic
      @BiggVic  3 роки тому +4

      Glad I could help!! Them rates are mind boggling.

  • @victoriaanderson4184
    @victoriaanderson4184 3 роки тому +1

    Thanks for sharing!

  • @COOLasDRE
    @COOLasDRE 3 роки тому +1

    I just started producing and also looking for Box truck now!!!

  • @jAMAICA785
    @jAMAICA785 3 роки тому +5

    I have a brother who have a mechanic shop in Georgia near to the city and he have roadside assistance too, he will not charge those expensive prices

  • @tshering2003
    @tshering2003 3 роки тому +2

    Thank you, good information

  • @bryancummings2947
    @bryancummings2947 3 роки тому +1

    Appreciate you Big Vic👍😊

  • @riedollazgq4216
    @riedollazgq4216 3 роки тому +1

    Taking notes 📝 ✍️

  • @terrymitchell4579
    @terrymitchell4579 2 роки тому +2

    Is best to book the load on the PC versus your phone

    • @BiggVic
      @BiggVic  2 роки тому +1

      Whatever works for you. I do both.

  • @argonaut119
    @argonaut119 3 роки тому +13

    Hey Bigg Vic: You're doing good! I'm setting up to get my Box Truck into motion. Hey, wanted to ask you if you have any videos on the Startup Process (all the way from LLC formation through all the steps that you recommend or experienced)? There are other vids out there on parts of the process, but was wondering on what your advice is. Appreciate your work. Keep Trucking LOL

    • @BiggVic
      @BiggVic  3 роки тому +7

      Right here, step by step walk through. ➡️ www.sixfigureboxtruckbiz.com

  • @the_DE_network
    @the_DE_network Рік тому +1

    Much respect 🙏

  • @jasonsamuels2749
    @jasonsamuels2749 3 роки тому +10

    get your credit right!!!! you honestly robbing yourself, my credit is good, not to brag i paid 10% down with a 11% interest rate on my truck, you cant blame no one but yourself....GOD BLESS!!!!

  • @valerietubman8345
    @valerietubman8345 9 місяців тому +1

    I hate up water keep gettin they bag you sre a t motivation yup see a real motiva

  • @paulellerinternetbusinessc6767
    @paulellerinternetbusinessc6767 2 роки тому +1

    good job

  • @pureperufamilia6289
    @pureperufamilia6289 Рік тому +1

    What about them NTP Warranties box truck Warranties....anybody have any information ?

  • @cisco150
    @cisco150 3 роки тому +3

    Liked and subscribed

  • @activehomebuyersofjax1068
    @activehomebuyersofjax1068 3 роки тому +3

    I totally agree with you bro!! However it's very similar to renting a truck.

  • @michaelrichardson631
    @michaelrichardson631 3 роки тому +8

    I can rent two box trucks for 3 months at the price they're paying for one truck with 20% down and 19 to 35% financing

    • @BiggVic
      @BiggVic  3 роки тому +1

      Exactly 🤣👍

    • @OMOREDE13
      @OMOREDE13 3 роки тому +3

      Rentals are almost impossible to come by at this point. That was my first choice, now I’m forced to finance to buy a decent truck.

    • @jontarioteague3443
      @jontarioteague3443 3 роки тому +1

      @@OMOREDE13 yeah its nothing out there at all!! Did you find one yet?

  • @cisco150
    @cisco150 3 роки тому +2

    Whats goods. Great info

  • @tremainewoodall1917
    @tremainewoodall1917 3 роки тому +7

    Bigg Vic, appreciate the blessing with the info. Tell me this though, how long have you had your authority and when you first got it, who and where did you first start running with?

    • @BiggVic
      @BiggVic  3 роки тому +3

      6 months with Authority. Ran Amazon relay exclusively first 90 days.

    • @martelprayer416
      @martelprayer416 3 роки тому +3

      @@BiggVic Hey Bigg Vic should I focus primarily on moving Amazon freight for first few months after receiving authority?

    • @BiggVic
      @BiggVic  3 роки тому +3

      @@martelprayer416 No

  • @techconnect4113
    @techconnect4113 4 місяці тому

    Would you still recommend Amazon Relay? How long did it take for you score to get back to where you can have those features back with them?

  • @Josediaz-cz2ns
    @Josediaz-cz2ns 3 роки тому +2

    Blessings

  • @sanfordperezjr6358
    @sanfordperezjr6358 3 роки тому +1

    Thank you for this!!!

    • @BiggVic
      @BiggVic  3 роки тому +1

      No problem 😊

    • @thepeopleviews
      @thepeopleviews 2 роки тому

      @@BiggVic where do I sign up for consultation and more from you?

    • @BiggVic
      @BiggVic  2 роки тому

      @@thepeopleviews Hi Tisha you can go here: www.calendly.com/biggviccoaching

  • @Buttermilk145
    @Buttermilk145 3 роки тому +2

    Good Morning

  • @gogetter9888
    @gogetter9888 3 роки тому +1

    I do credit repair for a flat fee!! The best thing about this is that i don't need your info because I train you how to do it!!

  • @johnhowell2601
    @johnhowell2601 2 роки тому +1

    I did 8 and 10% cause I had to and regretted it every day.

    • @BiggVic
      @BiggVic  2 роки тому

      For a commercial vehicle that isn’t considered a bad rate. I’ve seen much higher.

  • @sixtyonenine
    @sixtyonenine 3 роки тому +2

    Truth yo

  • @Dave-nl3zr
    @Dave-nl3zr 3 роки тому +1

    Broooo, im very new to your channel. Im a diesel tech for Ryder... Hino is JUNK! Stay clear.

    • @BiggVic
      @BiggVic  3 роки тому

      Everybody swears by Hino because of the toyota parts.

    • @walkersboyz5618
      @walkersboyz5618 3 роки тому

      What should we buy or look for? Heard to stay away from International also

    • @BiggVic
      @BiggVic  3 роки тому +2

      @@walkersboyz5618 If you listen to everything out there you'll be staying away from everything lol. So much chitter chatter on the net. Just make sure you can get maintenance paperwork on any potential purchase you're thinking about buying.

  • @cedrickboleware3280
    @cedrickboleware3280 3 роки тому +1

    Hey big V my name is Cedrick from Houston hwo much do you need to get started. And ware. Can you get loads

  • @javiervaldez5889
    @javiervaldez5889 8 місяців тому

    You know of any good dispatchers that work with new authority

  • @jamesbanks2329
    @jamesbanks2329 2 роки тому +1

    Just get your credit right first. “Facts”

  • @MrHPT3
    @MrHPT3 2 роки тому

    When I saw your post I thought you were Voddie Baucham.

  • @tabonaparte
    @tabonaparte 3 роки тому +2

    Bro been following u since Gerald told me you was a good dude from downtown Florence....then it was beats but I was no good🤣

    • @BiggVic
      @BiggVic  3 роки тому

      That's what's up 😊

  • @biggwilldehustler.1536
    @biggwilldehustler.1536 3 роки тому +1

    Yes

  • @ronaldakers3086
    @ronaldakers3086 2 роки тому +2

    What should we look for in percentage then

    • @BiggVic
      @BiggVic  2 роки тому

      Anything under 11% is considered good for commercial loans. You can go higher but you'd need to double up on the notes to cut the interest tremendously. ✌🏿

  • @dariushart9251
    @dariushart9251 Рік тому

    19-35% Are they out there mind!!!! That’s for someone who doesn’t know better and is inexperienced and thirsty to just start without doing research!!! Crazy

  • @phillipsimmons8434
    @phillipsimmons8434 Рік тому

    NY information

  • @RaymondCruz-jg6jq
    @RaymondCruz-jg6jq 9 місяців тому

    is there a market for hazmat box truck loads?

  • @johnnycooper7585
    @johnnycooper7585 11 місяців тому

    What's good Vic

  • @NIP28
    @NIP28 Рік тому

    Where do you park your truck? Seriously a dumb question

  • @totalpublicexposuret.v.cha2874
    @totalpublicexposuret.v.cha2874 3 роки тому +2

    What does your song Say? Welcome to my world

  • @moneymakingt2981
    @moneymakingt2981 2 роки тому +1

    Had a question got approved with penske but they want some cash down and interest rate is 17.99% should i try another lender? I am a start up company

    • @BiggVic
      @BiggVic  2 роки тому

      About the lowest rate I’ve seen is about 10% that personal credit plays a major part in that rate. I’m also learning just recently talking to a business loan broker that business address vs personal home address makes a big difference unless you are above 750 on the personal side.

  • @kingofeverything8833
    @kingofeverything8833 2 роки тому +1

    Hello bro nice videos. Is Amazon touch or no touch freight??

  • @dane4472
    @dane4472 3 роки тому +5

    I produce music too and my concern is will this take a lot of time away from producing? I was thinking about bringing my mac with and a 25 key midi keyboard lol

    • @BiggVic
      @BiggVic  3 роки тому

      You pretty much can set your own schedule for when you want to run loads. Making beats on the go shouldn't be a problem. Light set up. ✌🏽

    • @michaelrichardson631
      @michaelrichardson631 3 роки тому +1

      How ironic...to meet two people that is doing the same thing that I trying to balance. Now you guys maybe more advanced than myself. I picked it up because my son is an artist and the was always complaining about studio cost and time. So I bought what he needed and the rest is history. But I would like to converse with you two at another time on another platform.

    • @1roundleft821
      @1roundleft821 3 роки тому

      It might. Depends on how fast you get the business down.

  • @melindaharris1365
    @melindaharris1365 3 роки тому +2

    Goodmorning can you recommend a good factoring company to get paid quickly

    • @BiggVic
      @BiggVic  3 роки тому +1

      GM I use: Factoring: otrcapital.com/biggvic-connect/

    • @melindaharris1365
      @melindaharris1365 3 роки тому

      @@BiggVic thank you

  • @bryancummings2947
    @bryancummings2947 3 роки тому +1

    What's your link in order to connect with you ....Bryan C Columbus,Ohio

  • @integrityandtenacity
    @integrityandtenacity 2 роки тому

    What was your credit score they got you approved? What should I be at?

  • @davidwells9242
    @davidwells9242 2 роки тому

    How do you determine what a load should pay per mile, I have a daycare and a 53 foot dry van ?

    • @BiggVic
      @BiggVic  2 роки тому

      Figure out your cost per mile .. Google that one. Too much to type. Or UA-cam it!! ✌🏾

  • @bigpapapapa2452
    @bigpapapapa2452 2 роки тому +1

    It is good money in box truck

    • @BiggVic
      @BiggVic  2 роки тому

      Yup!! 👍🏾

  • @jacktrippa843
    @jacktrippa843 6 місяців тому

    So with using a factoring company do they send the carrier packet are would I have to still send that myself?

    • @BiggVic
      @BiggVic  6 місяців тому +1

      You onboard yourself with every broker unless you are using a dispatcher to handle that. ✌🏾

    • @jacktrippa843
      @jacktrippa843 6 місяців тому

      @@BiggVic 10-4...would I be able to run a rental truck with the dat load board. I want get my feet wet before I go out and buy or finance a truck

    • @BiggVic
      @BiggVic  6 місяців тому +1

      @@jacktrippa843 Yes.

    • @jacktrippa843
      @jacktrippa843 6 місяців тому

      Last question...I want to bring someone on to work with me what information do I need to do that and I can I add them to DAT account

  • @ProdbyGrimeyred
    @ProdbyGrimeyred 2 роки тому +2

    So upon watching this vid and others when it comes to load board work and the rates, I have yet to see anyone speak about how brokers are using Partials to low ball box truck drivers. Also, I wonder how many days a shipper gives the broker to move their load? There's a very easy way to legitimately get to shippers.

    • @BiggVic
      @BiggVic  2 роки тому +3

      I talked about brokers and low ball partials a long time ago in older videos.

    • @ProdbyGrimeyred
      @ProdbyGrimeyred 2 роки тому

      @@BiggVic I'm a look that one up

  • @misterdontplay58
    @misterdontplay58 3 роки тому

    Opportunity Fund has great rates

  • @kevincarter413
    @kevincarter413 3 роки тому +3

    Hey Vic what DAT package did you get ?

  • @tremaynegarrett3467
    @tremaynegarrett3467 3 роки тому +3

    What up

  • @kingpreemo7
    @kingpreemo7 2 роки тому

    Which authority do I need for box truck?

  • @brucebalfour8042
    @brucebalfour8042 3 роки тому +3

    You would get better rates from local loan shark

  • @watsoncuttino1901
    @watsoncuttino1901 3 роки тому +2

    Jewels 💎

  • @stevenknowles4866
    @stevenknowles4866 3 роки тому +1

    How do owner operators get paid and how long does it take to get paid?

    • @andrewgreen7129
      @andrewgreen7129 2 роки тому +2

      You have to sign up with a Factoring company they charge a% but that’s how you get paid within a few days..if not you will never survive in this business

  • @matthewgilliard4978
    @matthewgilliard4978 3 роки тому +2

    Is there any Load Board Training Available?

    • @BiggVic
      @BiggVic  3 роки тому +1

      I'm releasing a full course this week, any day now!! Be on the look out for it.

  • @Entrepreneur.stanlo
    @Entrepreneur.stanlo 2 роки тому

    Yea build your business credit no pg

  • @relaxingrainsounds6859
    @relaxingrainsounds6859 2 роки тому +1

    With Amazon can you have 16' box truck an do business or is it only 24' 26'

  • @MrBigR928
    @MrBigR928 Рік тому +1

    On old trucks too? Damn, waaaay too much pimp'n going on 🤦🏿‍♂️

  • @misterdontplay58
    @misterdontplay58 3 роки тому +1

    Yo vic.... what year is your truck... I have a 2013 and I scale over 14k easily. Why is it everyone's weights are so low?

  • @stephenbradley9537
    @stephenbradley9537 3 роки тому +1

    What's the best eld to have in a box truck

    • @BiggVic
      @BiggVic  3 роки тому

      I don't know, but the most popular is Keep Truckin.

  • @domdollar
    @domdollar 3 роки тому +3

    Yo Vic I heard Amazon are leaning towards only dealing with people with 5 trucks or more, is that true ?

    • @BiggVic
      @BiggVic  3 роки тому +5

      No it isn't. They are just offering contract dedicated work for your company if you own five trucks. There is still spot work available for new carriers.

    • @domdollar
      @domdollar 3 роки тому +2

      @@BiggVic thank you Vic that shit had me scared lol but I’m just trying to get over the 90days then I’ll branch off

    • @BiggVic
      @BiggVic  3 роки тому

      @@domdollar you can still branch off before 90 days

    • @domdollar
      @domdollar 3 роки тому +2

      @@BiggVic I’ll book A consultation with you so you can put me D!

    • @bryancummings2947
      @bryancummings2947 3 роки тому +1

      @@BiggVic Hey Vic much respect to you bro and what you do my question is would you recommend renting a box truck when getting started in this game with my credit being very poor right now but I'm working on it currently right now cleaning it up that was my question.

  • @deereed1818
    @deereed1818 2 роки тому

    Do I need a factory company for local run? ( box truck)

  • @williamgraham2453
    @williamgraham2453 2 роки тому

    Bigg Vic do you have a recommendation of who to finance with and I was told if you are a first time Commercial Vehicle buyer that they are going to require a down payment regardless of your good credit. Is that true.

    • @626weekendwarriors9
      @626weekendwarriors9 Рік тому

      Did you ever get an answer to these questions? I’d also like to know.

  • @anthonyallen4206
    @anthonyallen4206 3 роки тому +1

    im conflicted on something, i am being told different things about amazon, like do you need three trucks to run for amazon or can you start with just one truck?

    • @BiggVic
      @BiggVic  2 роки тому +1

      Stop watching then bootleg youtubers lol. One truck fam. 5 trucks for contract work if available in your area. Now go hit that subscribe button. ✌🏿😬

    • @anthonyallen4206
      @anthonyallen4206 2 роки тому +1

      @@BiggVic thanks cuz very much appreciated

  • @paullewis8522
    @paullewis8522 5 місяців тому

    How much coast do a rental

    • @BiggVic
      @BiggVic  5 місяців тому

      I don’t know, I don’t rent trucks.

  • @cedrickboleware3280
    @cedrickboleware3280 3 роки тому

    Please give me some insight

  • @tabonaparte
    @tabonaparte 3 роки тому +2

    🤣🤣🤣🤣on the Cherokee

  • @reeneejackson4685
    @reeneejackson4685 2 роки тому

    how do you get a good score on amazon relay?

    • @Ejpratt87
      @Ejpratt87 2 роки тому

      Run loads that arent as good first.

  • @cisco150
    @cisco150 3 роки тому +3

    What you think a 28ft box truck good, or to big. and its a tandom axle one

    • @brucebalfour8042
      @brucebalfour8042 3 роки тому +2

      Unless you have your CDL this truck probably has GVWR above 26000lbs or if under the extra weight of the vehicle might reduce your payload weight capacity

    • @cisco150
      @cisco150 3 роки тому +1

      Yes I'm cdl.

    • @1roundleft821
      @1roundleft821 3 роки тому

      There's never a "too big" box truck when you're moving freight. You need as much space as possible.

  • @calebmendez9969
    @calebmendez9969 3 роки тому +1

    how much are your courses ?

    • @BiggVic
      @BiggVic  3 роки тому

      www.sixfigureboxtruckbiz.com

  • @dariushart9251
    @dariushart9251 Рік тому

    50% is illegal, that’s impossible.

  • @cedrickboleware3280
    @cedrickboleware3280 3 роки тому

    And ware is that program poor credit

  • @TyMapp
    @TyMapp 3 роки тому +1

    Hey fam you’re from Hartford?

    • @BiggVic
      @BiggVic  3 роки тому +1

      Bridgeport

    • @TyMapp
      @TyMapp 3 роки тому

      That’s what’s up! Ct. 💪🏾💪🏾💪🏾💪🏾

    • @TyMapp
      @TyMapp 3 роки тому +1

      Amazon Relay just reached out to me and approved me. It’s time I learn this load board and get this bread! I definitely need some pointers from you bro. I have to rent my trucks right now. But it’s good. I just joined a couple of load boards.

    • @alexc08
      @alexc08 2 роки тому +1

      Aye Stamford native here

  • @RonaldBrooks-p7h
    @RonaldBrooks-p7h 4 місяці тому

    What’s up?

  • @laj121381
    @laj121381 2 роки тому +1

    Will balboa approve for a new business for a box truck

    • @BiggVic
      @BiggVic  2 роки тому

      With a nice size down payment.

    • @laj121381
      @laj121381 2 роки тому

      @@BiggVic so tandem is better ?

    • @BiggVic
      @BiggVic  2 роки тому

      @@laj121381 They did mine with no money down. In business name and doesn’t report on my personal credit. But I did PG it.