Top 3 Ways I Use HDFC Infinia to Get Maximum REWARDS In 2024
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- Опубліковано 5 сер 2024
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Discover the top 3 ways to maximize rewards with the HDFC Infinia credit card in 2024! Learn how to optimize your spending for maximum points on Amazon Pay vouchers, domestic flights, and international travel. Get insider tips on leveraging this premium card for ultimate benefits.
Timestamps:
00:00 - Introduction to HDFC Infinia
00:28 - Getting the HDFC Infinia Card
01:15 - Fee and Reward Rate Overview
02:28 - Basic Features and Rewards
02:55 - Using HDFC Infinia for Amazon Pay Vouchers
03:44 - Booking Domestic Flights with HDFC Infinia
05:01 - International Travel Benefits and Rewards
06:08 - Redeeming Points for Flights
06:34 - Summary and Final Thoughts
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Pls do subscribe. Apply for HDFC now - lucrative.gotrackier.com/click?campaign_id=303&pub_id=506&url_id=1
Make video on HDFC biz black
Hello please Say about HDFC biz black and i am using regalia &how to upgrade it to infinia
will exclusion list such as wallet transaction, government transaction , Fuel Spends part of milestone threshold calculation of 4Lakh quarterly in DCB Metal ?
Hi sir , the global program that you mentioned is currently being denied by customer care , is it discontinued ?
I have moneyback plus 6 months over no offer for upgrade, any tips? I dont file itr since im a student
Which one is your primary card and for which purpose you use which card? Can you keep a session, may be paid one as well.
What happened to using infinia points for accor live ?? Is that not worth it ? And what about buying gold from tanish if you dont fly much ?!? Also net reward on utility is 8% buy doing amazon vouchers ?
@dugarniraj on 4:37, you say If i book flight tickets using reward points, i get 16.5% back on that as well. how can the spend using reward point can incurr rewards back??? Have you really done it?
you pay 30% in cash right? spends on smart buy give you 5x back. so 5x on that 30%
Hi, I had DCB LTF, but was not using it much since I have SBI Cashback, AMEX MRCC. Now I was able to take an upgrade to Infinia Metal chargeable. Was it a worth move? I am able to meet the 10 Spends, but nothing more than 10. So was it a wise move?
worth will depend on how you're able to use the card :)
@@dugarniraj mostly spending on those categories where I would get a meagre 1%, and then the multiplier, so a wise move I believe! Thank you :)
Amex MRCC or Amex Gold charge card?
For basic spend of 6k per month on insurance for the reward points.
I am confused as Gold charge card has a high renewal fees compared to MRCC with no renewal benefit.
Please recommend.
Definitely Gold if you can spend 1000x6=6000rs monthly on reward mutiplayer. Else MRCC
MRCC IMO
@dugarniraj I see the offer is changed now for platinum travel card. instead of 40k points they are giving only flipkart vouchers? can u please make an updated video and evaluate if still worth it? Can we still transfer these points to Marriot?
Where do you see it saaar
Currently, they are providing infinia metal card only. Is there any way to get the normal infinia card?
New only metal
Does Infinia makes sense if your yearly spends are under 10L, which I try to split between Atlas and AMEX Platinum Travel?
Doesn’t make sense
@@dugarniraj why tho , you can spam them on flight or tanisq vouchers with 1:1 redeeming ? I searched far and wide and haven't come come accor a better card. My statement excludes Amex with their obscene fees and Almost nil acceptability. I don't enjoy splurging on expensive hotels much.
Do we get 12500 reward points if we meet the fee waiver spend limit? Is it worth stretching spends to meet the spend limit?
You don’t
How to turn on global value program is it applicable on sevis i20 payments on infinia card ?
How will GVP be applicable on local payment?
OK BTW how to turn on gvp ?
I earned about 4.5lakh worth points last year and redeemed it for Tanishq gold vouchers worth the same amount😎
Incredible
Bro how much do you spend to earn 4.5 lakh worth points ?
@@nitinsingh1569 sshhh
Bro you should have done that spend via axis magnus. That would have tripled your returns. Even in hdfc transfer to accor to almost double your return
You spend around 1.25cr
That would have fetched you around 10 to 29 lakh in form of hotel and flights depending upon your usage
Hey if we do upi transaction does it count on card spending?
if your card is linked to UPI, yes
Hi Niraj,
I bought the amazon pay gift card from the infinia card and added to amazon pay balance. But its the shopping balance only and can be used for shopping not for paying utilities bills. I have checked terms & condition, its all about shopping balanace.
How do you do it? Am i missing something here?
Looking forward to your response!
There are two different types of vouchers
Amazon pay
Amazon shipping voucher
You bought the latter
@@dugarniraj i couldn't find the amazon pay voucher... its just say amazon pay gift card
yes that..
@@dugarniraj but that gets added as a shopping voucher not as a amazon pay wallet balance.
it would be great if you can come up a small video on that... and may differentiate the two as well as most of the people doesn't understand the shopping balance vs wallet balance.
How about buying Zomato, blink it etc these kind of vouchers on gyfter if we are using these apps regularly?
can do that
I recently got HDFC Infinia Mastercard version. Is there any difference in features compared to Visa variant card?
Nope. I think you can ask for visa too
Visa
Infinite
Has BOOKMYSHOW movie and f&b ticket benefit
No difference. Infinia is a credit card offering from HDFC Bank. Visa/Mastercard is just a network partner. Hence no difference
How did you get? I mean did they upgrade from any existing credit card?
Visa infinite has book my show ticket benefit , I don't think Mastercard has
You get reward points for insurance payments seperately? You’re saying we don’t get it?
you get - 5k per day but 3.3% only
not able to pay monthly recurring bill payments through amazon vouchers. kindly rectify the video.
So my video is incorrect because you are not able to pay? 😃
Yes it is a shopping voucher . I was not able to use the voucher for bill payments. Are u able to ?
shopping voucher does not work. its for "shopping". You need to use amazon pay voucher
Amazon pay voucher not available. How to get Amazon pay voucher with infinia card
@@dugarniraj I am also not able to pay. Gytr gives gift vouchers and gift voucher balance cannot be used to pay utility bills. Please guide .
Dear Niraj, I've liked & subscribed your channel. Also, applied for HDFC card using your link. I was only eligible for HDFC Moneyback, Swiggy & IndianOil cards but, not Infenia. So, I've continued & applied for Moneyback as of now. Its been approved, I shall then use it & build the credit history then, try to upgrade for Infinia. Appreciate all your time & efforts. TA, Santosh from Bangalore - We shall be in-touch as I'm also Credit Card enthusiast !!!
good to know Santosh - let me know how your journey goes
Hi will you be doing a video on HDFC Infinia after the new downgrade? Thanks
No significant changes
@@dugarniraj thank you.
The Amazon pay voucher is only applicable for shopping and not bill payments. Not sure if you really use it.
Bro that’s Amazon shopping voucher. There are different types. Pick the right one
@@dugarniraj Sure bro. Need to have a second look. Thanks.
Hi if I refill my Amazon pay balance will I still get the points. As I can't see any option where a gift voucher can be used for other payment. They have put a checklist where in it shows can't be used on Amazon pay
Which is your primary credit card?
No such thing as primary card. It’s a portfolio
But I dnt want to maintain a portfolio, just 1-2 cards that maximize my cashback.
Yearly spend - around 15 lakhs
As of now using Axis vistara Card
Global value program is no longer active on infinia metal.
It is. I'm using it
Please share video of journey to get infinia
Journey From HDFC Regalia First To HDFC Infinia for 33% Rewards | CA Niraj Dugar
ua-cam.com/video/5g4tD4p7g-Q/v-deo.html
Not able to make utility bill by Amazon voucher
buy amazon pay voucher bro
Where to buy Amazon pay voucher? As smart buy gives only shopping vouchers
@@dugarniraj from where to buy buy Amazon pay voucher bro...its not available I think
WHY NOT USE DCB NIYO CARD WHERE THERE IS NO FOREX MARKUP FEE AND GST
why are you shouting? :)
Why should I not take the extra 2.3% points ?
How 2.3% extra?
3.3% base reward -- 2.3% FX markup (Including GST) gives a net benefit of 1%. How are you getting 2.3% ?
use more visual text, cards, images than monologue.
Totally agree Mohit but UA-cam doesn’t make any money for me so no budget to spend on editing 😊
I've got Infinia LTF
superb congratulations
Hi, could you please let me know how u got it?
@@saravanansavb sure
@@cb7762 u can comment here itself if that is ok for u
Bro nice information, but please speak little slowly. U r going too fast 😂
Wow you can’t understand this? I generally make the video 1.2x
Practice listening at 2x. It’s a waste of time otherwise
@@dugarniraj i understood and what u said is true about 2x listening. But when it comes to important subject. I like to go slow to understand best.
Nice content u r making
Thanks and keep doing
@@dugarniraj kahan jana h bhai, itna time bacha k, thoda relax hi krlo... jyada fast fast karna everything creates a negative impact on body and mind. #justchill
well there are lots of better things do in life -
I do long distance running, run a business, run this channel, write on nirajdugar.com, learning to play the piano, manage real estate for my family. so I cant chill :)
@@dugarniraj haha, to sabkuch fast fast hi karenge kya Niraj ji aap. Sorry but I didn't mean that you don't have other priorities or interest etc, I just meant whatever you do, doing with easy mind is good for body and soul. anyhow you are your own boss and way matured than me, so NVM.
I was talking to my RM last week and he was saying you can get infinia if you have high salary of 2.5 - 3 lakh per month
3.5 lakhs in hand from what I know
I bought 1.3 L policy from them and got the card.
Getting the card is not that difficult, getting it for life time free is the key if anyone can help me.
@@harryp3804 bad idea
@@dugarniraj I bought the policy for my parent , I needed to buy something anyways so it's not a complete loss to be honest. And if iam getting the card then why not. But iam super pissed because of the all the devaluation they have done on the card specially on Accor. I guess the best option I see now is spam tanisq vouchers and get on the gold buying spree.
RM is the most useless thing that banks offer..Most RMs are useless. I dont even get a callback from my RM. If anyone knows whom should i complain/escalate this, pls let me know. I am also an imperia customer
Principal nodal officer
Global value program is stopped now
have you called and checked?
@@dugarniraj yes, checked with customer care
I enabled it one month earlier
Yes, the Global value program got discontinued from 31st March 2024 onwards
Such an outdated vijio really , hdfc suckling hard by spamming these card for insurance policies nowadays and devaluing the heck out of it.
everything is fine, but pls try to speak little slow
This 20000rs amazon pay voucher
Is reduced to 10000rs now
just bought 20k voucher
Hi @dugarniraj
I applied for Amex Platinum travel card using your referral link. Hope you got your referral bonus points.
Thanks for educating us on credit cards, comparisons and best practices.
Please keep making more videos on credit cards regularly (even better if Amex 😜)
Hahah sure. Let me know what topics on Amex
@@dugarniraj I heard some of my friends that Amex is not accepted everywhere, is that true ? What’s your experience in bangalore been ?
@@dugarnirajwould you recommend hdfc Infinia or Amex platinum travel is better ?
See if you can get infinia. It’s good to have 100%. Plat travel if your expenses are high you can add