Breaking: HDFC Bank Credit Cards Devaluation 😩

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  • Опубліковано 25 сер 2024
  • Major devaluation has been done on HDFC Bank credit cards. The devaluation done is going to affect all the credit cards of HDFC & that makes this video a must watch. It's important to keep a track of all the devaluations as it keeps you informed and help make wise decisions.

КОМЕНТАРІ • 144

  • @akashpatel291
    @akashpatel291 2 місяці тому +72

    Close credit cards.

    • @SahilMandre
      @SahilMandre 2 місяці тому +4

      True

    • @Mufiz125
      @Mufiz125 2 місяці тому +13

      Its not devaluation bro. It's good step from HDFC bank. Misuse karne ki bhi ek limit hoti hai. Genuine user ko isse koi dikhat nahi hogi. Except Reward redemption fees

    • @shubhankarpradhan2672
      @shubhankarpradhan2672 2 місяці тому

      ​@@Mufiz125correct 💯.

    • @vedprakashyadav91827
      @vedprakashyadav91827 2 місяці тому +1

      Aaj hi band karwa hai bhai.

    • @akashpatel291
      @akashpatel291 2 місяці тому

      @@Mufiz125 Wait for some more time. You'll see all credit cards except some top level ones will be significantly devalued.

  • @sachinhj9910
    @sachinhj9910 2 місяці тому +60

    Thumb nail= Diva in distress
    Video = Maa Sita
    😂😂😂

  • @jaythakkar5909
    @jaythakkar5909 2 місяці тому +16

    Cheers to those who do not revolve credit misusing these loopholes, do not make such massive utility and fuel payments and also never make a late payment. This does not affect us. Though a redemption fee of 50 rupees is questionable.

  • @groupstudywithme
    @groupstudywithme 2 місяці тому +11

    Previously : reward redemption charge 99+gst, now what? Decrease?

    • @Mufiz125
      @Mufiz125 2 місяці тому +5

      No rewards points redemption fee is still same. Changes in Cashback card for redemption fee of 59Rs.

  • @jatingupta9599
    @jatingupta9599 2 місяці тому +5

    I feel good that Amex does not change things drastically and I feel as IDFC is a very good bank they would come up with stable credit cards. Rest is now a game use a new card for a year and when things are over shift. But for me Amex works and Vistara too, so no major problems 😊

    • @piyush9961
      @piyush9961 2 місяці тому

      Idfc bhi karega they just waiting for traffic to increase

    • @jatingupta9599
      @jatingupta9599 2 місяці тому

      @@piyush9961 they are the only ethical bank in India.

  • @sandiproy9059
    @sandiproy9059 2 місяці тому +5

    All changes are welcome. Only those people will feel offended who use credit card for bank transfer in the name of rent payment / utility / education fee

    • @veeresh_22
      @veeresh_22 2 місяці тому +2

      how do/can people misuse utility payments?
      P.S. I'll not get into such things, I'm just curious

  • @ankitdada123
    @ankitdada123 2 місяці тому +2

    Thankyou for bringing up this ideo so quickly

  • @AmitavaRoy
    @AmitavaRoy 2 місяці тому +14

    This is How INDIA will reach the 3rd Largest Economy in the World. Thanks to BJP & RBI. Thank God, I already closed the TATA NEU INFINITY PLUS Card, 45 days back.

  • @shouvikdebnath1608
    @shouvikdebnath1608 Місяць тому +5

    Reward points redemption charges on statement is the worst decision, rest are fine

  • @veeresh_22
    @veeresh_22 2 місяці тому +6

    how do/can people misuse utility payments? what's the catch here?
    P.S. I'll not get into such things, I'm just curious

    • @prudent_investor
      @prudent_investor Місяць тому +1

      It is mostly for businesses and SMEs misusing Credit Cards to pay corporate bills like Electricity etc running into lakhs

  • @maxy1337
    @maxy1337 2 місяці тому +7

    Extremely good steps by HDFC, misuse karne waalon ko hi dikkat hogi, normal consumers ko nahi... ( only point of concern would be the redemption fees)

    • @unreal_tushar
      @unreal_tushar 2 місяці тому +2

      Emi processing fee is also something which is wrong

    • @unreal_tushar
      @unreal_tushar 2 місяці тому +1

      Kyuki sare banks 199 charge kar rhe hai sirf yeh log 299 karenge

  • @TDSGLOBALGAMING007
    @TDSGLOBALGAMING007 2 місяці тому +1

    Love your videos ❤

  • @jangvirsingh6165
    @jangvirsingh6165 Місяць тому +1

    Thank you for good information

  • @lonelykaraokist
    @lonelykaraokist 2 місяці тому +2

    Very good HDFC bank! A very welcome move by them. The people crying about these changes are the ones we should all hate, they use personal cards for business spends and devalue the cards.
    BTW, I haven't received an email for my Infinia card yet, only received it for UPI Rupay HDFC card.

  • @panchajanyanaralasetty7370
    @panchajanyanaralasetty7370 Місяць тому

    Just a small correction, 50k for utility spends is per transaction and not per month. Please cross check and let me know if it’s wrong

  • @sc1zj
    @sc1zj 2 місяці тому +5

    Bogus card, will surrender

  • @AmitYadav-zw1lo
    @AmitYadav-zw1lo 2 місяці тому +1

    Very quick video editing and publishing.

  • @philiprohit
    @philiprohit 2 місяці тому

    I think the hook for the video is misleading, just like some of the marketing tactics of these cards - terms and charges may have changed, rewards points haven't been "devalued".

  • @rajattrt
    @rajattrt Місяць тому

    1% Education charges applicable on payments made via redgirrafe?

  • @Shreshya.stuart
    @Shreshya.stuart Місяць тому

    Mam THEY HAVE SENT IN MAIL IF SPEND IS PER TRANSACTION, AND NOT ON FULL VALUE AS YOU HAVE TOLD OVER HERE , PLEASE CLARIFY

    • @Shreshya.stuart
      @Shreshya.stuart Місяць тому

      This is for utility transaction , they have sent in mail per transaction and not for full months transacted value

  • @mdfilms6893
    @mdfilms6893 Місяць тому

    Not a big issue hdfc is trying to stop the loophole for saving cards for genuine transactions

  • @ek_virus
    @ek_virus 2 місяці тому +1

    These are good changes.
    Only cash redemption and processing fees increase is bad.

  • @aghori7675
    @aghori7675 2 місяці тому

    No madame it is been charged from ladt year itself rent payment 1% plus gst

  • @suneetsardana123
    @suneetsardana123 2 місяці тому +2

    Shaabash Card academy Vaali Ladki. Yeh main tujhe batane vaala tha. Lekin tune pehle hi bata diya. uske Liye tera Thank u

  • @mayuraglawe4600
    @mayuraglawe4600 Місяць тому

    they are also eating our limit. last month i fully paid credit card bill and available limit was 7000 rupees. now in next billing cycle available limit showing as zero. where is gone my 7000 rs limit . answer is finance charges . itne mein to mera ghar ka rent aur kirana bhi nikal jata hai. its time to close the card. it is better to invest in mutual funds and then redeem money as and when required

  • @manishtripathi1990
    @manishtripathi1990 Місяць тому +1

    Dear BJP, you take all his salary and make him poor, why u are not against petrol price hike in karnatka...please don't hide behind banks....

  • @anjaniashutosh
    @anjaniashutosh 2 місяці тому

    Mam mera ek question h
    Kaafi platinum debit cards me bhi free launge access milta h toh kya cash withdrawal, recharge and utility bill payment consider honge last month or quarter ke payments me to avail free launge access??

  • @mohitjain2943
    @mohitjain2943 Місяць тому

    Wrong information - For utility bill payments the limit is 50k per transaction and not 50k overall per month.

  • @kartikeyaggarwal2561
    @kartikeyaggarwal2561 Місяць тому

    Which card to go for now? So many devalutaions - Kya hi kare ab?

  • @shashankm8981
    @shashankm8981 2 місяці тому +1

    Ab toh debit card hi better lagre😂

  • @1SunnySharmaa
    @1SunnySharmaa Місяць тому

    Dide consumer pay the bill .. and companies controlling where they should spend thats insanity. Chargeson charges. What stupidity. If someone wants to pay rent or fuel that should his choice . Charges should be levied only on lat fee etc

    • @CardAcademy
      @CardAcademy  Місяць тому +1

      This is done because a lot of people are using cards for non-personal usage.

  • @shubhankitdhir
    @shubhankitdhir 2 місяці тому

    Anyone! Is there any card which is best in all areas, doesn't matter how much fees is

  • @adit2795
    @adit2795 Місяць тому

    Make a video for best credit card for car purchase.

  • @user-yg4qk9vq4f
    @user-yg4qk9vq4f 2 місяці тому

    i have moneybackplus & rupay card then shouuld i close this card

  • @jilson1104
    @jilson1104 2 місяці тому +1

    @cardacademy..I have hdfc regalia first card..and I want to close this card and find another option. Please suggest a better card than this..

    • @AnimeRecapInHindi
      @AnimeRecapInHindi 2 місяці тому

      regalia se acche toh or bahut saare h...aapko hdfc k saath hi jana h kya? and major payments kis type ki rehti? mai suggest karta aapko

    • @jilson1104
      @jilson1104 2 місяці тому

      @@AnimeRecapInHindi Any bank is ok..
      Offline usage is more and air longue access was very helpful. But now it's useless.

    • @AnimeRecapInHindi
      @AnimeRecapInHindi Місяць тому

      @@jilson1104 airport lounge aaj kal sabhme aata...mai aapko firbhi best cards batata hu aap dekh lena...
      1. Axis ace credit card
      2. Hdfc millennia credit card
      3. Amazon icici credit card
      4. Tata neu infinity hdfc rupay credit card
      Mai suggest karunga ki jisme aapka account ho usme lo toh acha h kyo ki fir limit and offers ache milte. Amazon wala lifetime free hai baaki me aap free karwa sakte agar relations ho... especially tata neu wala free ho jaega agar aap unki app use karoge or aapka hdfc me account hai lag raha toh wo help bhi karega (but partner sites check kar lena, reward points ussi me use hoge)
      mere liye tata wala best card h kyo ki usme lic and baaki insurance pay pe bhi 5% cashback milta or 1.5% upi pe bhi milta rupay variant se which is great saathme lifetime free mila h tata neu app se big basket pe grocery le leke 😆

    • @AnimeRecapInHindi
      @AnimeRecapInHindi Місяць тому

      @@jilson1104 acha khasa comment kiya or yt ne hata diya...wah 😞

  • @abhishekkhadake1901
    @abhishekkhadake1901 2 місяці тому

    Could you please make video on Tata Neu HDFC cc which is going to devalue from 1st Aug

  • @user-wb3is5oc9v
    @user-wb3is5oc9v 2 місяці тому

    No major change.

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr Місяць тому

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐

  • @Spiderweb007
    @Spiderweb007 2 місяці тому

    Cashback redemption charge is scummiest change, at least others are understandable

  • @abhinavshots01
    @abhinavshots01 2 місяці тому +1

    What if I use credit card for lic premium Is there any fee charge for that ..?? (HDFC BANK CREDIT CARDS)

    • @sakshammakkar7460
      @sakshammakkar7460 2 місяці тому +1

      No there is no charge on that, and if you have amazon icici credit card you will in fact get 1% cashback on that

    • @abhinavshots01
      @abhinavshots01 2 місяці тому

      @@sakshammakkar7460 ok thank you 🙏🙏

    • @abhinavshots01
      @abhinavshots01 2 місяці тому

      @@sakshammakkar7460 i have that also

  • @vishalsharmaize
    @vishalsharmaize 2 місяці тому

    Close all major banks cards now..

  • @chiragsanchetee9316
    @chiragsanchetee9316 2 місяці тому

    hdfc millennia credit card points ko cash me convert karne par charges lagega ??

  • @PankajGNandi
    @PankajGNandi 2 місяці тому +1

    Criteria to get BUSINESS CARD

    • @TDSGLOBALGAMING007
      @TDSGLOBALGAMING007 2 місяці тому

      You should have current account you can file application from bank manager they will update you can get or not 🐣

  • @sreejithekarunakaran5673
    @sreejithekarunakaran5673 2 місяці тому

    Going to close my HDFC cards

  • @aryanpandit4750
    @aryanpandit4750 2 місяці тому

    I Closed 1 Axis & 1 SBI Card Already
    Now HDFC Yes Bank Ki Baari Hai

  • @ankitm8246
    @ankitm8246 2 місяці тому

    No effect on me

  • @pradipjana8167
    @pradipjana8167 Місяць тому

    Insurance payment me charge lagega keya...?

  • @someonespecial1171
    @someonespecial1171 Місяць тому

    Just one month ago I took millennia credit card

  • @saffronkeshariya8423
    @saffronkeshariya8423 2 місяці тому

    TRUE 😮

  • @ashwin9823
    @ashwin9823 Місяць тому

    Time to close!

  • @user-tm4jn5zu1k
    @user-tm4jn5zu1k 2 місяці тому +3

    From last few months she had been making videos with full covered clothes, may be her family wants to be more conservative on social media

    • @DeveshBeri
      @DeveshBeri 2 місяці тому +7

      Focus on the information

  • @intal1000
    @intal1000 2 місяці тому

    Wrong information , utilities par per transaction ki limit h , monthly nhi

  • @parthaj33
    @parthaj33 Місяць тому

    gajgiri never heard this word before .....😆 😆

  • @NeerajKumar-vs9fd
    @NeerajKumar-vs9fd 2 місяці тому +5

    I think it’s good move by HDFC to avoid the abuse of CC, except cash back.

    • @SahilMandre
      @SahilMandre 2 місяці тому +2

      You might the employee oh HDFC
      .. isiliye aapki jal Rahi hai...
      Warna bhai jisko jaise use karna hai karne do... Payment time pr mil raha hai na ..bas ...ye hona chahiye...already bahut charges lagaye ja rahe hai....
      Jada charge lagenge to log kyu hi lenge

    • @NeerajKumar-vs9fd
      @NeerajKumar-vs9fd 2 місяці тому

      @@SahilMandre Bhai mai koi HDFC ka employee nhi hu, even mai kisi bhi bank ka employee nhi hu but the way people use credit cards, bank are trying to reduce the cost. They will give benefits if they will earn more money.
      Bhai har cheez me negative hi ku dekhte ho.
      Kuch logo ki wazah se genuine card user bhi suffer karte hai. And waise bhi after few years, credit card market India me down hoga. Foreign countries me to cards pe sirf miles milte hai and interest free period only.

  • @mainhoonnoobita4005
    @mainhoonnoobita4005 2 місяці тому

    Ma'am I have an HDFC swiggy credit card...Will I get cashback If I purchase from the Iqoo online store and realme online store rather than purchasing from Amazon or Flipkart?

  • @asgaralisiddiqui4047
    @asgaralisiddiqui4047 2 місяці тому

    Thanks for content mam 😊😊😂😂😂

  • @MithileshBhoir17
    @MithileshBhoir17 2 місяці тому

    RIP Millenia card😢

  • @MANISH12665
    @MANISH12665 2 місяці тому

    I have one doubt the cashback redemption charge will also be applicable on hdfc debit card ?

    • @balajibalu1481
      @balajibalu1481 Місяць тому

      No charges When u redeem points into bank account but you can only redeem cashback points minimum 500. Maximum 3000.

    • @MANISH12665
      @MANISH12665 Місяць тому

      @@balajibalu1481 we have to redeem in multiple of 250 and there is no such maximum amount as such for platinum easy shop debit card

  • @vigilante_stark
    @vigilante_stark Місяць тому

    CCs ke sath sath kisi aur ki bhee devaluation ho gayi 😂

  • @narendrareddyguvvala7474
    @narendrareddyguvvala7474 2 місяці тому +2

    This is very unfair. Now everyone should close their hdfc cards. Then hdfc will know its impact

    • @SahilMandre
      @SahilMandre 2 місяці тому +1

      Sure I will close my two card of HDFC

    • @cmdhanu8158
      @cmdhanu8158 2 місяці тому +1

      don't! , genuine spends unaffected

  • @Ravicgsce
    @Ravicgsce 2 місяці тому

    Credit cards are becoming less attractive. Middle class ko giradiye hai. Inflation sida assar hai.
    Only jyo super high spenders ko hi some what benefit hai.

  • @itsinvinciblegaurav
    @itsinvinciblegaurav Місяць тому

    Ab Credit Card Close Karna Padega

  • @mrkumar3222
    @mrkumar3222 Місяць тому

    Dhere dheere sab bnd kar dega

  • @sksahu84
    @sksahu84 2 місяці тому

    Madam your voice is very sweet.

  • @MANISH12665
    @MANISH12665 2 місяці тому

    Hdfc millennia par nahi lana tha yaar

  • @v.7680
    @v.7680 2 місяці тому

    Video me camera ke close aake video banaye madam..

  • @shikharsingh5521
    @shikharsingh5521 2 місяці тому

    Too much devaluation

  • @Chets
    @Chets 2 місяці тому +2

    Thodi dholu ho gayi ho

  • @darshanshukla497
    @darshanshukla497 Місяць тому

    3:31

  • @rasulrasul3833
    @rasulrasul3833 2 місяці тому

    Gaya tata khatam.... education payments...khatam...tata 😅😅❤😂

  • @arche6188
    @arche6188 2 місяці тому +1

    Millennia card close karna padega abhi

  • @textinjordan1427
    @textinjordan1427 Місяць тому

    Hdfc sent wrong card😑
    I asked for millennia and got privilege

    • @CardAcademy
      @CardAcademy  Місяць тому

      If you haven't activated it, then you can call the bank and cancel it.

  • @SAHILSHAIKH-xr6my
    @SAHILSHAIKH-xr6my Місяць тому

    Toilet mein hagne keliye bhi charges lagayega bahut jald plus gst

  • @prateekbatta2012
    @prateekbatta2012 2 місяці тому +2

    Kuch b kaho... ladki sundar h. Ye mujhe roz bataye credit cards k baarein mein. Mai sunuga

  • @divyanshumishra7896
    @divyanshumishra7896 2 місяці тому

    How to request for higher limits on axais bank I have tried but fail😅

    • @amrit0501
      @amrit0501 2 місяці тому

      give bribe

    • @pshivakumar6811
      @pshivakumar6811 2 місяці тому

      wait for six months after issuance and spend some good every month in that 6 months and contact customer care
      for higher limit

    • @divyanshumishra7896
      @divyanshumishra7896 2 місяці тому

      @@pshivakumar6811 I have always used 90% bro I will try again next month
      I will I have American express card with limit 230000 soo please give me something about 1lakh to 1.5lakh
      What u say ,?

    • @divyanshumishra7896
      @divyanshumishra7896 2 місяці тому

      @@amrit0501 from credit card 😂

    • @divyanshumishra7896
      @divyanshumishra7896 2 місяці тому

      @@pshivakumar6811 I will say that I have American Express card with limit of 2.3lakh soo please give me limit of 1.5 to 2 lakh please
      What u say ?

  • @sauravkumar-to6qg
    @sauravkumar-to6qg 2 місяці тому

    Tm yaar aur v alag category ka vodeo bnao... Achha chalega cards wlaa utna log nhi dekhte.

  • @ushnish_bose2001
    @ushnish_bose2001 2 місяці тому

    😢😢😢

  • @harunshaikh2695
    @harunshaikh2695 2 місяці тому

    Nich look new

  • @kdn6827
    @kdn6827 2 місяці тому

    Looks like you have stopped trying to put efforts in looking good.

  • @Jayjagannath582
    @Jayjagannath582 2 місяці тому

    Mein mera 14 credit card close Kara rahu

  • @QUICKKNOWLEDGE
    @QUICKKNOWLEDGE 2 місяці тому

    Band kro card

  • @sauravkumar012
    @sauravkumar012 2 місяці тому

    ☝️

  • @Riteshkumar-jy8cv
    @Riteshkumar-jy8cv 2 місяці тому

    😂😂
    Gaya

  • @greatestananth
    @greatestananth 2 місяці тому +1

    Humble feedback - Some investment could be dressing/make up/hairstyle to make the presenter more pleasing.

  • @23abhi23
    @23abhi23 Місяць тому

    Dear BJP, you take all our salary, make us poor. Why are you hiding behind banks and other charges

  • @aarifnityy
    @aarifnityy 2 місяці тому

    Bajpa ne Desh ki waat laga di….. Hope 🇮🇳 Financial condition stables once again…. Missing Dr.Manmohan Singh

  • @hasanraja1934
    @hasanraja1934 2 місяці тому

    Accha hain, AJ HDFC BANK JANE WALE THEE , 4 BAJ GEYA THAA AND ABHI ISS VIDEO DEKH KAR MIND CHANGE.

  • @Kunal-ss7ku
    @Kunal-ss7ku 2 місяці тому

    Cutie

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr Місяць тому

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐