I’m only into your vid about 3mins and you have NAILED IT!!!!!! So many retirement channels think you need to be traveling all the time or your some kind of fudy dudy if you just want to stay home. My grandparents never left our state their whole lives. And my great grandparents never left the county they farmed in. These guys and gals preaching to travel are worth millions and just don’t get it. Some people are happy where they put down roots.
You are so right. People are being taught to fear retirement. Yes there are no rules in retirement. Nothing wrong with laying back with a piece of straw in your mouth watching the birds.
Semi-retired, wife about ready to fully retire. Made last house payment yesterday in preparation. Traveling is exhausting as you age, tourist destinations are full of the things you want to retire from in the form of other people. All we really want is a good cup of morning coffee and the view out our back deck. I've never understood the need of retirees to cram a million things into their retirement. To me it's all about relaxing and staying moderately active. God offers enough free stuff outdoors to satisfy my needs.
Steve is telling like it is. I'm with ya brother. The 31st is comming fast and on Monday I'll be sitting on the porch with a glass of tea, watching folks leave for work....
Good video Steve! Retirement is what you want it to be, not what everyone tells you it should be. It’s been a year and a half for me and it’s been everything I thought it would be, maybe a lot busier. Lol! But we are loving every minute of it. Take care. Robert
I love retirement. They eliminated my 37 yr job in 2012. I was 61. At 62 I took SS. I am the happiest person just living life. Debt free, have savings and live in our house of 45 yrs. We are simple people. Never lived above our means. Never kept up with the Joneses. Peace and contentment ❤️✝️🇺🇸🙏
It’s not about “retirement” it’s about living and being relevant, present, and independent with the people you care about most. Making a difference for the good when and where you can.
Last week was negative temps all week it was nice not having to be to work 7:00 am. Rather than a vacation to France last week we did a 3000 pc jigsaw puzzle of a scene from France lol
I'll retire in 4 years..I'm always asked what I will do with myself when I'm retired..like you have to have something in mind to do..not working is my answer!
Steve, as usual, you hit the nail on the head. Do what makes you happy. Appreciate what others find important or want to do……. But do what makes you happy
Retired at 55 Steve. Very easy to fall into the trap of not “experiencing “ enough and living up to others expectations about the desired retirement people have in their heads.Truth is when you retire you get the time to reflect and be honest with yourself about what makes you happy. I always thought we would doa lot of traveling but the truth is I am quite happy at home. Thanks for the content as always!
I couldn’t agree more. The main thing I wanted from retirement was to maintain my same lifestyle that I had while working. Bonus if I’m able to travel a little extra. I do try to stay active for my health. When I was a kid in the seventies I watched my grandparents retire. Both sets lived a very modest lifestyle. One set continued horseback riding, as they had before, expanded their gardening, and did some traveling mostly around the US. They lived into their nineties. The other set had worked very, very hard their whole lives and when they retired they just wanted to relax. They spent most of their time sitting on the couch and you could see their decline. Both were gone by 70. The main reason I work too much is to keep my body from decaying.
The whole reason I do my morning walk and exercise. Hopefully if I make it to 70-80 I'll still be able to do somethings I enjoy. It helps both mentally and physically plus I think I sleep better at night when I do. Staying mobile is important. Thanks. Steve
I don't care what anyone else's expectations are from retirement. I will do it my own way. The best thing everyone can do for themselves is to prepare for retirement at least 20-30 years before it happens. When you can pay all of your bills with enough left over to treat yourself now and then, that's when you can retire.
As another commenter said, you don't have to fill every moment with an "experience". Just spending time sitting in the yard under a tree, with a glass of tea, sounds awesome!
I wanted my husband to retire for several reasons. One reason was so he could enjoy life - he'd cancelled several vacation days because work needed him. I wanted us to be able to spend time together. He may get involved in part time work at some point, but right now he is adjusting to life on his own terms. I agree you don't have to retire to something like a job and you don't have to fill every second.
I traveled all over the place when I was young. That chapter is done. While I was working I picked up the tools to do my hobbies. I did the major upgrades in the home before I was retired. I own most of the things that I need in retirement. The cost of retirement is very low for me because I planned and did the things I wanted to do before I retired. I am now retired and doing things like planning to build a green house. Sewing an Alaskan winter parka out of Wisconsin deer skin and Sherpa Wool. This is what my retirement is all about. You have to find what makes your retirement work for you.
To me …..it’s just retiring from what you did for the last 40 years and do something different. Work part time, volunteer, whatever, just something different, spend more time with friends, family, grandkids, It’s great. Thanks Steve. Good topic. ❤️🌵
I worked 2 full time jobs for 20 years and put in 48 years of work( .Construction and industrial maintenance) Count schooling and thats another 16 years of being a time slave to someone elses schedule. I dont plan to retiring to something. I plan to relax and do what I want on my schedule. Sleeping in and hitting the gym 4 or 5 times a week.
True as ever Steve! They want you to do 10 burpees on your way to the fridge! My purpose is to do as little as possible and let as many people know as possible 🤣👌🏻
You have a lot of great videos, but this is by far the BEST content yet - straight from the heart! After working 49 years and obedience to 3 high performing CEOs for 30 (years), I need to live in peace without pressure to find more purpose. A simple life that involves smelling the changes of the seasons is enough for me… Thanks again, Steve.
Love your channel. You are very grounded and real. I'm 42, married with 4 kids. I'm saving as much as I can. However, raising a family has its financial challenges. Doing the best I can. I plan on working at least until 70, and I'm fine with ther. God willing I'm still here. Thanks Steve for your videos and insights!
Steve - as an engineer, I have a saying that I don't like marketing people. Know why? Because they're the creators of what you're referencing you don't like. Mass media needs to market things to separate you from your hard-earned money to stay in business and sell you something. Create a need that makes the masses feel like they're not living up to what they should, or what everyone else is. We engineers will always find something that needs fixed, repaired, piddled with whatever. Basically, we're happy in our own little worlds. Retirement, I'm learning, is whatever you want it to be and whatever makes you happy. Folks who like to sit around and do nothing could end up dying early from that, who knows. But if that makes them happy, then have at it! I'm looking forward to doing what I want at a slower pace. No longer having to be a weekend warrior. Anyway, I guess you got me thinking enough to comment. I usually don't, but today's topic made it happen. Enjoy the weekend.
Greetings from Corpus Christi, TX, I always enjoy your videos, you are spot on as usual with this video. I will retire Jan 31st after 46 years working in public transportation, I am ready!
Congrats Terry! You're just days away from enjoying life how you want.Going to be a big class for "Cowbell Tuesday" and I got you down. Take care and enjoy. Steve
You hit the nail square on the head. I'm doing everything that I was doing before I retired plus things that I wanted to do but didn't have time. I know retired people and people still working. Those still working don't know what they would do if they retired, and the ones that are retired don't know why they waited so long.
Mr. Steve you are right on us everyday people!! No fancy vacations already done most of all that flying around to nice places and by the time you get back your give out! The days in retirement are really slow and easy! We will drive and stay somewhere for a couple of days!! Then back home. Don't need the stress!! Great show as always keep them coming!!!
That is so true bubba, we are bombarded everywhere with "we have to do this or do that when we retire" I also believe we earned it to do nothing or do whatever we feel like damn it .....thanks so much for letting people know, that its ok to do you and we do what we like in retirement, that's what makes us happy, joyful and grateful people.......
1 1/2 years in. Relaxing at home. Gardening and spending time helping my mom and family. That’s all I want and need. Go to bed when I want and get up when I want.
Greetings Steve from Minnesota! I love the wisdom of this video. It really speaks to me. I’ve been watching your videos for a long time. Not sure maybe two years. They’ve all got some wisdom in them and thanks for that. Almost 42 years working in production/factory . Before that I was working at 10 years old on a dairy farm. When I retire, I just want to relax at least for a while. I have lots of things on a list that I want to do when I’m done working. However, I also love the fact that You have to live your life and make memories as you go through life. Don’t wait for retirement to make memories and experiences. Right now it’s looking like May 2 , will be my last day of work. I’m looking forward to it. We have a boat on the Mississippi river and I plan on spending all summer on the River And not worrying about much of anything else. Thanks again for your videos. Keep it up!
So true Steve! A simple life is best and definitely not poverty living. Retirement has definitely changed. Our grandparents didn’t even get to retire they worked until they died.
I enjoy being an "Active Senior" as far as I do what I want and participate in things that I want to do. This Winter has been less active because of the weather, I've been hibernating and I"m OK with that. We do OK financially, better than some, worse than others but there is no way I can live the "Retirement Lifestyle" that is portrayed out there by the media and advertising. I retired at 60 and health insurance was a major expense but I'll be 65 this year and looking forward to Medicare. I do plan on doing some more traveling while I can, I'm active in church, do some breakfasts with some friends once or twice a month, take care of my mini-farm and animals. I'm always on the lookout for "free" local activities. My basic goal is trying to stay healthy and physically active. I've definitely cut back on purchasing things. I'm happy with the things I have. Who needs a new car or new furniture or a bunch of new stuff for my home at this age?
Sounds like a great retirement to me and how it should be. Living life on YOUR terms. Most retirees I've known have done it the same way you are and seem to be pretty content with life. All I was looking for in retirement. Take care. Steve
You are so spot on again Steve, thanks for bringing the thought of (and living in) retirement back to a common sense perspective your genuine content is refreshing
This is the first video I’ve ever watched of yours, and it makes a massive amount of sense. I appreciate your idea that retirement can look like anything you want it to look like. I turned 65 a couple of months ago and I thought of working until 70, but now I’ve decided against that. Too many people at my church, my age or older, are falling to degenerative diseases and cancer, so I have decided to pack it in, start Medicare, and live off of savings for a few months until beginning SS. After a trip to the local SS office on Monday to ask some questions, I will give my two-week notice. Wish me luck, please. 🙂
Steve has a LOT of common sense wisdom in his retirement chats. Support him by going back and watching a few more of them! Congrats on deciding to retire - welcome to the club!!
I’m much like you currently into my 33rd year of shift work at the same chemical plant at the age of 56. I lead a very simple life as a widower, I enjoy weightlifting daily with walks, I buy my clothes and books at thrift stores and am perfectly content with my simple life. As of this week my net worth just went north of a $1,100,000 and I still worry about retirement. This frigid weather we’ve been working in lately has me seriously contemplating just when I want to get out but as it stands I still make good money with seven weeks off a year so that puts me working about 11 days a month if I can just make it to March of each year. Enjoy your perspective from someone much like myself it seems.
I love seeing that you have a phone on the wall because it fits perfectly with the theme of this video. Old School was a good school, even though I didn't pay as much attention as I should have. Ha! Another great video. Cheers!
Great video! Those contemplating retirement, I'd suggest going back and watching all of Steve's videos. You will find a lot of ideas and comfort/self-confidence and a few things to maybe better position yourself. I am four years into retirement at 64 and the toughest thing I had to experience was maybe a little separation anxiety from being cog in the work world. Wish all the best!
Yep, you're a guy kinda like me. Working in a plant on swing shifts and weekends in the cold and heat.I figure I'm getting my fire retirement in the end because I will prolong my life by 5 years getting out.
Kind of how I saw it also. I got fortunate to be able retire a few years early and hopefully prolong it a few years. I kind of went slow and steady. Thanks. Steve
The FIRE movement is more about time freedom. You can enjoy the journey along the way. You and I retired early, but you did it right. I started late in life so I had to work two jobs to retire early. We have both won the game 😁
Exactly! We've won the game and now we can play by OUR rules. How's that finance thing going at the library? It's a great idea and can help many. Take care. Steve
@@retirementcorner I am partnering with the Library and they are giving me a room. A couple of non-profits are letting me put flyers up. I have 3 people so far, but I suspect that I will get more as the word get's out.
I'm with you, Steve. Retirement can be whatever you want it to be. I'd love to be able to live my same life, just without work. And, it will be nice to just get in the car and drive to Florida if we choose to. It doesn't have to be expensive travel. Also, having been risk averse, there were so many chances that I Never took. Once I'm retired, I'll be free to try a few of those if I choose! 😀
One of your best videos, Steve. I agree 100%. To "kick back and knock around" has been my goal for retirement for 47 years. Personally, I'm REALLY looking forward to it :)
The only place I'm retiring to is to do what I like within reason. We purchased private health insurance and for both of us it's only around $220 per month including dental, better than I thought.Have a good day. 😊
Angie - what were your resources to find your health insurance? Who'd you end up going with? That seems like a really great price. It sounds like you guys are not yet Medicare eligible, so assuming your health insurance costs are not for your supplement. Healthcare has been my biggest roadblock to retiring early.
@jimcarleton we found our insurance through Covered California (ACA) it's an hmo silver plan not ppo like we had before but it'll do until we move. Not sure what state you're in but check out the ACA assistance.
Exactly the way retirement should be I think. That's a great deal on your insurance. Including dental makes it even better. Just shows it pays to look at and explore all the options that might be out there. Good job. Take care. Steve
This to me is refreshing to hear. I think the word retire is the problem. You retire a tool when its worn out. I am thinking of "retiring" from my current job at 62 but looking at it as just moving on. I have no idea what to expect as it seems like there is a secret curtain you are not allowed to look through on what retirement is about and if you choose to look through the curtain there is no going back. The financial planners and you tubers have charts and grafts and risk analysts saying this that and everything else. Commercials show retirees jet setting the world, buying race cars zooming around tracks. I don't get it. Seems like 3 squares a day and a decent house with a dog is all you need. I think k Steve has it figured out.
Ya it’s great!you awake longer hours,one day blends to another,everything goes up in price daily,Boredom,young people hate old people,no family left,parents passing away.hurting yourself and you don’t even know how you did it!more trips to the doctor.Bad teeth since your getting older and can’t afford most of the dental work.Otherwise being retired is great!
All that is called getting old and it happens whether we retire or not. I'd much rather go through it retired than having to report to a job and still deal with it. Just me. Take care. Steve
I’ve been retired for 4 1/2 years now. When I went back to my job I retired from one man said wow you’ve aged. Yes I did and I thought, yup 4 1/2 years worth . And they were way better aging in retirement than aging in work. Yee -hah !!!
Yep. This was done in my moms kitchen. I was over there messing around that day. She has one through that door you see in the video also. That's her Den. Thanks. Steve
Yes, yes, yes. I find having a retirement purpose so annoying. I didn’t have time to do anything when I was working. Why can’t I relax. A purpose in life is not to help yourself, it’s to help everyone else. Get a job. Do a volunteer job. I’m not good enough to be my own purpose apparently. If you arent paying someone’s salary stop telling them what to do apparently some peoples purpose is to tell you that you need a purpose.
"Not good enough to be my own purpose" exactly how they make you feel. The big problem is everybody has their own idea about those things. My purpose ain't anybody else's and vice-versa. Same when I worked. Too busy keeping keeping a roof over our heads and food in the bellies to do much of anything else. Now I want to kickback a bit. Thanks. Steve
It's still there I just didn't say it this time. Comes out automatic and I've got no control over when and how often. Same for "Doc", "Partner" and a few others. Take care. Steve
I wonder if the talk you refer to is aimed at a younger generation, who, unlike us boomers, are facing a much tougher environment. Buying a house, let alone paying off a house, is so much harder. Defined Benefit pensions are rare now. A scary stock market for their DC pension. The job for life that I enjoyed is not so common now. I would not want to be a younger person hoping for a comfortable retirement now. Maybe the voices you hear are trying to scare the younger generation into taking action now. I didn’t have to give retirement a thought until it was time to retire. Maybe I should make a YT video advising people that if they want a comfortable retirement like me, they just need to be born earlier 😀
Doesn't sound right to me either. Suppose I got $999k you telling me I can't retire. Doesn't hold water. Some very well might need that much or more but I don't think most "Average Steve's" do. I sure hope so anyway cause I ain't got it. Take care. Steve
MAGA people have no issues with Billionaires sucking all their money up like leaches and then scraping by during their golden years. I hope you do well by buying Trump and Melania 💩 coins.
I’m only into your vid about 3mins and you have NAILED IT!!!!!! So many retirement channels think you need to be traveling all the time or your some kind of fudy dudy if you just want to stay home.
My grandparents never left our state their whole lives. And my great grandparents never left the county they farmed in. These guys and gals preaching to travel are worth millions and just don’t get it. Some people are happy where they put down roots.
We're are working folks not the upper class , just be thankful for not having to go to work anymore
You are so right. People are being taught to fear retirement. Yes there are no rules in retirement. Nothing wrong with laying back with a piece of straw in your mouth watching the birds.
Semi-retired, wife about ready to fully retire. Made last house payment yesterday in preparation. Traveling is exhausting as you age, tourist destinations are full of the things you want to retire from in the form of other people. All we really want is a good cup of morning coffee and the view out our back deck. I've never understood the need of retirees to cram a million things into their retirement. To me it's all about relaxing and staying moderately active. God offers enough free stuff outdoors to satisfy my needs.
Steve is telling like it is. I'm with ya brother. The 31st is comming fast and on Monday I'll be sitting on the porch with a glass of tea, watching folks leave for work....
You're just days away. Congrats Danny! You're going to love it. The bell will be ringing so enjoy your glass of tea. Take care. Steve
Good video Steve! Retirement is what you want it to be, not what everyone tells you it should be. It’s been a year and a half for me and it’s been everything I thought it would be, maybe a lot busier. Lol! But we are loving every minute of it. Take care. Robert
Spot on. I'd much rather have to work less years, than be "rich" in retirement.
I love retirement. They eliminated my 37 yr job in 2012. I was 61. At 62 I took SS. I am the happiest person just living life. Debt free, have savings and live in our house of 45 yrs. We are simple people. Never lived above our means. Never kept up with the Joneses. Peace and contentment ❤️✝️🇺🇸🙏
It’s not about “retirement” it’s about living and being relevant, present, and independent with the people you care about most. Making a difference for the good when and where you can.
Last week was negative temps all week it was nice not having to be to work 7:00 am. Rather than a vacation to France last week we did a 3000 pc jigsaw puzzle of a scene from France lol
I'll retire in 4 years..I'm always asked what I will do with myself when I'm retired..like you have to have something in mind to do..not working is my answer!
Swimming,gardening pets shelters!
Steve, as usual, you hit the nail on the head.
Do what makes you happy. Appreciate what others find important or want to do……. But do what makes you happy
Retired at 55 Steve. Very easy to fall into the trap of not “experiencing “ enough and living up to others expectations about the desired retirement people have in their heads.Truth is when you retire you get the time to reflect and be honest with yourself about what makes you happy. I always thought we would doa lot of traveling but the truth is I am quite happy at home. Thanks for the content as always!
we call men like steve here in Kentucky a " old Hat" i love this guy
I couldn’t agree more. The main thing I wanted from retirement was to maintain my same lifestyle that I had while working. Bonus if I’m able to travel a little extra.
I do try to stay active for my health. When I was a kid in the seventies I watched my grandparents retire. Both sets lived a very modest lifestyle. One set continued horseback riding, as they had before, expanded their gardening, and did some traveling mostly around the US. They lived into their nineties. The other set had worked very, very hard their whole lives and when they retired they just wanted to relax. They spent most of their time sitting on the couch and you could see their decline. Both were gone by 70. The main reason I work too much is to keep my body from decaying.
Movement is medicine
@@jaygrenham indeed
The whole reason I do my morning walk and exercise. Hopefully if I make it to 70-80 I'll still be able to do somethings I enjoy. It helps both mentally and physically plus I think I sleep better at night when I do. Staying mobile is important. Thanks. Steve
@@retirementcorner mobile but lazy is what I’m looking for 😂
I was debating on what to do today. Now, I believe I'll just sit and have a glass of tea... You got it figured out, ol boy. LOL
Sometimes that's the extent of my day. Just enjoying retirement however I want. Thanks and take care. Steve
I don't care what anyone else's expectations are from retirement. I will do it my own way.
The best thing everyone can do for themselves is to prepare for retirement at least 20-30 years before it happens.
When you can pay all of your bills with enough left over to treat yourself now and then, that's when you can retire.
As another commenter said, you don't have to fill every moment with an "experience". Just spending time sitting in the yard under a tree, with a glass of tea, sounds awesome!
I wanted my husband to retire for several reasons. One reason was so he could enjoy life - he'd cancelled several vacation days because work needed him. I wanted us to be able to spend time together. He may get involved in part time work at some point, but right now he is adjusting to life on his own terms. I agree you don't have to retire to something like a job and you don't have to fill every second.
I traveled all over the place when I was young. That chapter is done. While I was working I picked up the tools to do my hobbies. I did the major upgrades in the home before I was retired. I own most of the things that I need in retirement. The cost of retirement is very low for me because I planned and did the things I wanted to do before I retired. I am now retired and doing things like planning to build a green house. Sewing an Alaskan winter parka out of Wisconsin deer skin and Sherpa Wool. This is what my retirement is all about. You have to find what makes your retirement work for you.
To me …..it’s just retiring from what you did for the last 40 years and do something different. Work part time, volunteer, whatever, just something different, spend more time with friends, family, grandkids, It’s great. Thanks Steve. Good topic. ❤️🌵
“I didn’t retire to squat”. I love that. Simple life. Thank you for this video.
I worked 2 full time jobs for 20 years and put in 48 years of work( .Construction and industrial maintenance) Count schooling and thats another 16 years of being a time slave to someone elses schedule. I dont plan to retiring to something. I plan to relax and do what I want on my schedule. Sleeping in and hitting the gym 4 or 5 times a week.
True as ever Steve! They want you to do 10 burpees on your way to the fridge! My purpose is to do as little as possible and let as many people know as possible 🤣👌🏻
You have a lot of great videos, but this is by far the BEST content yet - straight from the heart! After working 49 years and obedience to 3 high performing CEOs for 30 (years), I need to live in peace without pressure to find more purpose. A simple life that involves smelling the changes of the seasons is enough for me… Thanks again, Steve.
Love your channel. You are very grounded and real. I'm 42, married with 4 kids. I'm saving as much as I can. However, raising a family has its financial challenges. Doing the best I can. I plan on working at least until 70, and I'm fine with ther. God willing I'm still here. Thanks Steve for your videos and insights!
Steve - as an engineer, I have a saying that I don't like marketing people. Know why? Because they're the creators of what you're referencing you don't like. Mass media needs to market things to separate you from your hard-earned money to stay in business and sell you something. Create a need that makes the masses feel like they're not living up to what they should, or what everyone else is. We engineers will always find something that needs fixed, repaired, piddled with whatever. Basically, we're happy in our own little worlds. Retirement, I'm learning, is whatever you want it to be and whatever makes you happy. Folks who like to sit around and do nothing could end up dying early from that, who knows. But if that makes them happy, then have at it! I'm looking forward to doing what I want at a slower pace. No longer having to be a weekend warrior. Anyway, I guess you got me thinking enough to comment. I usually don't, but today's topic made it happen. Enjoy the weekend.
You nailed it!
Greetings from Corpus Christi, TX, I always enjoy your videos, you are spot on as usual with this video. I will retire Jan 31st after 46 years working in public transportation, I am ready!
Congrats Terry! You're just days away from enjoying life how you want.Going to be a big class for "Cowbell Tuesday" and I got you down. Take care and enjoy. Steve
You hit the nail square on the head. I'm doing everything that I was doing before I retired plus things that I wanted to do but didn't have time. I know retired people and people still working. Those still working don't know what they would do if they retired, and the ones that are retired don't know why they waited so long.
There you go again Steve, reading my mind and saying it out loud. God bless.
Mr. Steve you are right on us everyday people!! No fancy vacations already done most of all that flying around to nice places and by the time you get back your give out! The days in retirement are really slow and easy! We will drive and stay somewhere for a couple of days!! Then back home. Don't need the stress!! Great show as always keep them coming!!!
Good talk Steve!
Sometimes when you talk i feel like I’m listening to myself talk. Thanks for confirming what i believe.
That is so true bubba, we are bombarded everywhere with "we have to do this or do that when we retire" I also believe we earned it to do nothing or do whatever we feel like damn it .....thanks so much for letting people know, that its ok to do you and we do what we like in retirement, that's what makes us happy, joyful and grateful people.......
1 1/2 years in. Relaxing at home. Gardening and spending time helping my mom and family. That’s all I want and need. Go to bed when I want and get up when I want.
Pretty much the exact same as my retirement. All I really wanted out of retirement. Take care. Steve
Absolutely Steve, I'm on board with you!
Good words, Steve! Much needed
Thanks. Hope my ramblings helped. Take care. Steve
Great topic Steve and you nailed it!
Dennis
Totally agree. I retired early by choice.
I’m content to relax. I don’t need a ton of experiences anymore. Been there done that already.
Greetings Steve from Minnesota! I love the wisdom of this video. It really speaks to me. I’ve been watching your videos for a long time. Not sure maybe two years. They’ve all got some wisdom in them and thanks for that. Almost 42 years working in production/factory . Before that I was working at 10 years old on a dairy farm. When I retire, I just want to relax at least for a while. I have lots of things on a list that I want to do when I’m done working. However, I also love the fact that You have to live your life and make memories as you go through life. Don’t wait for retirement to make memories and experiences. Right now it’s looking like May 2 , will be my last day of work. I’m looking forward to it. We have a boat on the Mississippi river and I plan on spending all summer on the River And not worrying about much of anything else. Thanks again for your videos. Keep it up!
So true Steve! A simple life is best and definitely not poverty living. Retirement has definitely changed. Our grandparents didn’t even get to retire they worked until they died.
I enjoy being an "Active Senior" as far as I do what I want and participate in things that I want to do. This Winter has been less active because of the weather, I've been hibernating and I"m OK with that. We do OK financially, better than some, worse than others but there is no way I can live the "Retirement Lifestyle" that is portrayed out there by the media and advertising. I retired at 60 and health insurance was a major expense but I'll be 65 this year and looking forward to Medicare. I do plan on doing some more traveling while I can, I'm active in church, do some breakfasts with some friends once or twice a month, take care of my mini-farm and animals. I'm always on the lookout for "free" local activities. My basic goal is trying to stay healthy and physically active. I've definitely cut back on purchasing things. I'm happy with the things I have. Who needs a new car or new furniture or a bunch of new stuff for my home at this age?
Sounds like a great retirement to me and how it should be. Living life on YOUR terms. Most retirees I've known have done it the same way you are and seem to be pretty content with life. All I was looking for in retirement. Take care. Steve
You are so spot on again Steve, thanks for bringing the thought of (and living in) retirement back to a common sense perspective your genuine content is refreshing
This is the first video I’ve ever watched of yours, and it makes a massive amount of sense. I appreciate your idea that retirement can look like anything you want it to look like. I turned 65 a couple of months ago and I thought of working until 70, but now I’ve decided against that. Too many people at my church, my age or older, are falling to degenerative diseases and cancer, so I have decided to pack it in, start Medicare, and live off of savings for a few months until beginning SS. After a trip to the local SS office on Monday to ask some questions, I will give my two-week notice.
Wish me luck, please. 🙂
Steve has a LOT of common sense wisdom in his retirement chats. Support him by going back and watching a few more of them! Congrats on deciding to retire - welcome to the club!!
I’m much like you currently into my 33rd year of shift work at the same chemical plant at the age of 56. I lead a very simple life as a widower, I enjoy weightlifting daily with walks, I buy my clothes and books at thrift stores and am perfectly content with my simple life. As of this week my net worth just went north of a $1,100,000 and I still worry about retirement. This frigid weather we’ve been working in lately has me seriously contemplating just when I want to get out but as it stands I still make good money with seven weeks off a year so that puts me working about 11 days a month if I can just make it to March of each year. Enjoy your perspective from someone much like myself it seems.
Straight forward, solid, simple advice. Steve you nailed it again. Thank you.
I love seeing that you have a phone on the wall because it fits perfectly with the theme of this video. Old School was a good school, even though I didn't pay as much attention as I should have. Ha! Another great video. Cheers!
Great video! Those contemplating retirement, I'd suggest going back and watching all of Steve's videos. You will find a lot of ideas and comfort/self-confidence and a few things to maybe better position yourself. I am four years into retirement at 64 and the toughest thing I had to experience was maybe a little separation anxiety from being cog in the work world. Wish all the best!
Yep, you're a guy kinda like me. Working in a plant on swing shifts and weekends in the cold and heat.I figure I'm getting my fire retirement in the end because I will prolong my life by 5 years getting out.
Amen!
Kind of how I saw it also. I got fortunate to be able retire a few years early and hopefully prolong it a few years. I kind of went slow and steady. Thanks. Steve
Good speech Steve! Think you can take that calendar from 2022 off the wall ! 😂
The FIRE movement is more about time freedom. You can enjoy the journey along the way. You and I retired early, but you did it right. I started late in life so I had to work two jobs to retire early. We have both won the game 😁
Exactly! We've won the game and now we can play by OUR rules. How's that finance thing going at the library? It's a great idea and can help many. Take care. Steve
@@retirementcorner I am partnering with the Library and they are giving me a room. A couple of non-profits are letting me put flyers up. I have 3 people so far, but I suspect that I will get more as the word get's out.
"DO YOU NEED TO TAKE A CRUISE EVERY MONTH?" Preach it, Steve! Yes!
Just came to me. No telling what could happen on the corner. Thanks. Steve
Thanks for the video Steve!!!
Thank you for taking the time to watch and comment. Take care. Steve
Hey Steve,Long time listener don’t comment much,but sure get a kick out of your videos and I like your perspective about things lol Thanks
Thanks Glen. Just trying to make heads or tales out of this retirement thing. I don't fit into this "New Age" of retirement. Take care. Steve
Great Video....
Thanks. Steve
Words of wisdom brother
I'm with you, Steve. Retirement can be whatever you want it to be. I'd love to be able to live my same life, just without work. And, it will be nice to just get in the car and drive to Florida if we choose to. It doesn't have to be expensive travel. Also, having been risk averse, there were so many chances that I Never took. Once I'm retired, I'll be free to try a few of those if I choose! 😀
I just love your videos! 💯
Another great topic and I agree with all uou said.
Word
That was a different perspective on things I enjoyed that
Voice of reason!
One of your best videos, Steve. I agree 100%. To "kick back and knock around" has been my goal for retirement for 47 years. Personally, I'm REALLY looking forward to it :)
Thank you goofball Steve. You help me every talk. Bob 63
The only place I'm retiring to is to do what I like within reason. We purchased private health insurance and for both of us it's only around $220 per month including dental, better than I thought.Have a good day. 😊
Angie - what were your resources to find your health insurance? Who'd you end up going with? That seems like a really great price. It sounds like you guys are not yet Medicare eligible, so assuming your health insurance costs are not for your supplement. Healthcare has been my biggest roadblock to retiring early.
@jimcarleton we found our insurance through Covered California (ACA) it's an hmo silver plan not ppo like we had before but it'll do until we move. Not sure what state you're in but check out the ACA assistance.
Exactly the way retirement should be I think. That's a great deal on your insurance. Including dental makes it even better. Just shows it pays to look at and explore all the options that might be out there. Good job. Take care. Steve
I feel the same way
Amen Brother!
My sentiments exactly! Good word, Steve!
Just some things I don't fully understand. I don't fit into this "New Age" of retirement. Thanks. Steve
Enjoy yourself too.
I agree
This to me is refreshing to hear. I think the word retire is the problem. You retire a tool when its worn out. I am thinking of "retiring" from my current job at 62 but looking at it as just moving on. I have no idea what to expect as it seems like there is a secret curtain you are not allowed to look through on what retirement is about and if you choose to look through the curtain there is no going back.
The financial planners and you tubers have charts and grafts and risk analysts saying this that and everything else. Commercials show retirees jet setting the world, buying race cars zooming around tracks. I don't get it. Seems like 3 squares a day and a decent house with a dog is all you need.
I think k Steve has it figured out.
Ya it’s great!you awake longer hours,one day blends to another,everything goes up in price daily,Boredom,young people hate old people,no family left,parents passing away.hurting yourself and you don’t even know how you did it!more trips to the doctor.Bad teeth since your getting older and can’t afford most of the dental work.Otherwise being retired is great!
All that is called getting old and it happens whether we retire or not. I'd much rather go through it retired than having to report to a job and still deal with it. Just me. Take care. Steve
I’ve been retired for 4 1/2 years now. When I went back to my job I retired from one man said wow you’ve aged. Yes I did and I thought, yup 4 1/2 years worth . And they were way better aging in retirement than aging in work. Yee -hah !!!
Good words Steve. I think you’re smarter without the hat!😂
You got it Steve! You make the rules and you change them as needed. Is that a phone on the wall? :)
Yep. This was done in my moms kitchen. I was over there messing around that day. She has one through that door you see in the video also. That's her Den. Thanks. Steve
Seems to me retirement will just be one really long weekend, I'll be doing whatever I usually do on the weekend, but with more time. Fuck the cruises.
Too much month, not enough money
Yes, yes, yes. I find having a retirement purpose so annoying. I didn’t have time to do anything when I was working. Why can’t I relax. A purpose in life is not to help yourself, it’s to help everyone else. Get a job. Do a volunteer job. I’m not good enough to be my own purpose apparently. If you arent paying someone’s salary stop telling them what to do apparently some peoples purpose is to tell you that you need a purpose.
❤❤❤❤
I love that statement: "If you arent paying someone’s salary stop telling them what to do" Amen brother!!!!
"Not good enough to be my own purpose" exactly how they make you feel. The big problem is everybody has their own idea about those things. My purpose ain't anybody else's and vice-versa. Same when I worked. Too busy keeping keeping a roof over our heads and food in the bellies to do much of anything else. Now I want to kickback a bit. Thanks. Steve
@@retirementcorner thanks Steve
Like that you removed BOSS from your vocabulary Carry on trooper ! Enjoy Tim NJ
It's still there I just didn't say it this time. Comes out automatic and I've got no control over when and how often. Same for "Doc", "Partner" and a few others. Take care. Steve
Is this Steves twin brother!?
Common sense smarts that's all. I'm with ya.
I wonder if the talk you refer to is aimed at a younger generation, who, unlike us boomers, are facing a much tougher environment. Buying a house, let alone paying off a house, is so much harder. Defined Benefit pensions are rare now. A scary stock market for their DC pension. The job for life that I enjoyed is not so common now. I would not want to be a younger person hoping for a comfortable retirement now. Maybe the voices you hear are trying to scare the younger generation into taking action now. I didn’t have to give retirement a thought until it was time to retire. Maybe I should make a YT video advising people that if they want a comfortable retirement like me, they just need to be born earlier 😀
My favorite line of BS is you have to have a million dollars to retire comfortably. I still laugh at that.
Doesn't sound right to me either. Suppose I got $999k you telling me I can't retire. Doesn't hold water. Some very well might need that much or more but I don't think most "Average Steve's" do. I sure hope so anyway cause I ain't got it. Take care. Steve
Steve, you're wrong, Boss. You retired to be a Content Developer, but you're not looking in the mirror clearly. 😂😅 Blessings, Brother!
Enjoy a few years when your younger, then go back to work with a walker and enjoy working when you can't travel anymore.
Now that's a retirement plan I never thought about.😁 Take care. Steve
You dont need a million dollars to retire, and alot of there planners are trying to get people to hold out until they get there nest egg there......
Some might but I don't think the majority of us "Regular Steve's" do. I sure hope so because I ain't got it. Take care. Steve
No one worries about their purpose every weekend.😂
Exactly! I never thought about that but you're right. Retirement is an extended weekend. Enjoy it however you choose. Take care. Steve
Steve, move your camera up to almost eye level. The glare off your glasses is crazy ridiculous.
🎯🙏🔱🙏🎯
Thanks. Steve
You shaved your beard!
Late Christmas present for the "Baby".😂 Hopefully the really cold weather is behind us this year and I won't need it any longer. Take care. Steve
The MAGA Retirement channel.
MAGA people have no issues with Billionaires sucking all their money up like leaches and then scraping by during their golden years.
I hope you do well by buying Trump and Melania 💩 coins.