🚨 FEBRUARY 2024 TAX-FREE INFRASTRUCTURE BOND: How To Invest Invest, Bond Amortization,& Redemption

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  • Опубліковано 25 лис 2024

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  • @TheWealthTribe
    @TheWealthTribe  9 місяців тому +29

    Tribe,
    Please give this video a like👍🏽
    1. THE RESULTS ARE OUT!!!! 18.4607% is the coupon/interest rate!! WOW!! 🤩 How excited are you?
    2. Was this video useful? If yes, mind leaving me a tip ☕ through this link?👉🏽👉🏽 flutterwave.com/pay/thewealthtribekfcf
    You can pay what you believe this video is worth to your financial freedom journey…it could be 10 shillings, could be 5,000 - you decide🤑
    3. If you'd like to set up a Money Market Fund account, click this link to submit your application👉🏽👉🏽👉🏽 invest.sanlameastafrica.com/on-boarding?agent=02611
    4. From minute 10:31 to minute 15:50 where I take you through the Excel spreadsheet, please watch it on full screen on your phone or watch it on your computer: I'll make the font larger next time 😉
    5. For me to help you with specific questions about your bond investments, book a 1 Hour Pick My Brain 🧠 session here 👉🏽selar.co/pickbrain?currency=KES
    Happy investing!🤑

    • @tushiyakey9677
      @tushiyakey9677 9 місяців тому

      Happy investing Tribe. 😅

    • @miriammaina9907
      @miriammaina9907 9 місяців тому

      Hi beautiful tribe, I submitted my initial bid via the DhowCSD portal on 21/02/24, and it indicates that the bid has been submitted. I'm curious, how long does it typically take to receive an email confirmation with the reference number?

  • @agneskitana2843
    @agneskitana2843 9 місяців тому +7

    I like you for free.....your simplicity when explaining these jargons to us is amazing.Keep up the good job......I have learnt alot so far....God bless you.

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      😂😂😂😂 This is so cute 🥰 ☺️ 🥰
      God bless you too!

    • @miriammaina9907
      @miriammaina9907 9 місяців тому

      ​@@TheWealthTribe
      Are there any additional deductions besides the 15% withholding tax when investing in Kenyan Treasury bills?

    • @deedee25four
      @deedee25four 6 місяців тому

      @@miriammaina9907 None.

  • @nyivacorretor939
    @nyivacorretor939 9 місяців тому +3

    Oh yes, the knowledge is here with us

  • @kennedymuchoki5208
    @kennedymuchoki5208 9 місяців тому +2

    You really came in at the right time. Am ever confused about this type of investments with sirikali "Government." Be blessed 🙏🙏

  • @Tamarrind97
    @Tamarrind97 9 місяців тому +4

    Thank you so much. Very useful information for CSD rookies.

  • @CMX00
    @CMX00 8 місяців тому +1

    Please create a video about selling on the secondary market. Thank you

  • @EvansMusomi
    @EvansMusomi 9 місяців тому +2

    Thanks for the insightful breakdown of the amortization and redemption jargon 👍

  • @Honestalways
    @Honestalways 8 місяців тому +1

    Hi Agatha,i love this video,i keep watchng it...but i missed feb infrastructure bond😢.When is the next likely to be?any infor?thanks

  • @paulinemumbi5214
    @paulinemumbi5214 7 місяців тому

    Asante sana . Well explained 👏

  • @miriamkaylan5546
    @miriamkaylan5546 6 місяців тому

    great job you are doing to educate pple about investment. WELL DONE .You are speaking too fast we miss your details pls try to slow down to be understood fully.

  • @jdMokaya
    @jdMokaya 9 місяців тому

    Fellow retail investors we meet again! Nicely done presentation... Tick kapsaa!

  • @karenmuka2059
    @karenmuka2059 9 місяців тому

    Great insights as always. Keep up the good work you are doing.

  • @missmiriam1682
    @missmiriam1682 9 місяців тому

    Thank you very much. Your presentation and explanation are always on point. Glad to be here and keep up the good work 🎉🎉

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      Yaaaaay! I love having you as part of The Wealth Tribe 🤑

  • @esthermwikali616
    @esthermwikali616 9 місяців тому +1

    Good information right there. Kindly advise on how one can sell/ trade the bond in the secondary market incase they need the money back before the maturity period

  • @ChombaMunyi
    @ChombaMunyi 5 місяців тому

    Good job young lady

  • @PaulKimiti-ub9qc
    @PaulKimiti-ub9qc 9 місяців тому +1

    Thanks for the regular videos, quite informative. I have a question though. When one gets back some percentage of the principal invested in a bond during armortized payments, is interest for the remaining years till maturity calculated based on original investment amount or the percentage of the principal that remains? Thanks

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      This shows you didn't watch the full video 😁 I answered this question

  • @Dan13Speed
    @Dan13Speed 9 місяців тому

    Thank you for the valuable information. I missed out on this one, and I will definitely participate on the next one. Kindly keep us posted.

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      Will do! I always do!

    • @wuodalego1
      @wuodalego1 3 місяці тому

      You are MIA on this reopened IFB. Away on holiday? ​@@TheWealthTribe

  • @simonngugi3370
    @simonngugi3370 9 місяців тому +1

    thanx Agatha

  • @1ramah
    @1ramah 9 місяців тому +1

    Good job . Kenyans in diaspora I advice you open a commercial bank in Kenya . This will ease up most of the stress for purchasing securities. Agatha I need some advice nitakutafuta.

    • @tushiyakey9677
      @tushiyakey9677 9 місяців тому +2

      The standard chart bank is the best for this kind of remittance. Never been disappointed.

    • @1ramah
      @1ramah 9 місяців тому

      @@tushiyakey9677 good to know that . I use Co-operative which is good too . Now when I am buying securities I just have to send a text on my co-op app and put in necessary information for the security been purchased . How do you go about with your bank ?

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      Good tip!

  • @dominicmurumbutsa8949
    @dominicmurumbutsa8949 8 місяців тому +1

    For those who invested less than 1 million in tye 6 yr bond. When will they be given they full principal back now that you have said the 8.5yr one will be given.aftwr 3yrs. Regards

  • @tushiyakey9677
    @tushiyakey9677 9 місяців тому +2

    My girl too late aki. But it's ok. I reminded you immediately they announced it on one of your videos but I guess you didn't see.

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      Sometimes work is overwhelming 😢

    • @tushiyakey9677
      @tushiyakey9677 9 місяців тому

      @@TheWealthTribe I do understand. The schedule in this sandpit can be overwhelming.

  • @Invible943
    @Invible943 9 місяців тому +1

    how does the secondary market work? can I top up a bond? how does the top-up go?

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      This shows you didn’t watch the full video

  • @otiengraba6843
    @otiengraba6843 9 місяців тому

    Woow right on time 😊

  • @rostondopshiro8899
    @rostondopshiro8899 3 місяці тому

    Where can i get the excel you used in the video please

  • @davidkoo2503
    @davidkoo2503 9 місяців тому

    What is the coupon rate on the bond? and how can you check?

  • @PaulOnyangoObare
    @PaulOnyangoObare 7 місяців тому +1

    Kindly I need guidance on how to open a money market fund investment account

    • @TheWealthTribe
      @TheWealthTribe  7 місяців тому

      Click this link to watch a guide on How Money Markets Funds work ua-cam.com/video/9OkeMpCkbjk/v-deo.html
      After that, click this link to apply for a Sanlam Money Market Fund account invest.sanlameastafrica.com/on-boarding?agent=02611

  • @jacqsnc1572
    @jacqsnc1572 3 місяці тому

    Wealth of information right here.
    Qn. If I bid 500k 3xs before it's closed, will that be counted as 3 different of 500k each or one of 1.5 m?

  • @tatani6775
    @tatani6775 9 місяців тому

    Any chance of a video on the (re)opened 3/5/10 year bonds?

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому +1

      No. For those, book a Pick My Brain Session using this link selar.co/pickbrain?currency=KES

  • @Faluthe
    @Faluthe 9 місяців тому

    Was looking forward for this analysis; always very informative. A million and below for a 3 years term is sweet spot, considering current labile economic environment.

  • @johnkiragu5352
    @johnkiragu5352 9 місяців тому +1

    It is a must you go to central bank to open the account

    • @StevoGitz
      @StevoGitz 9 місяців тому

      No, even if you go they tell you to register with their app on your phone. I was there a while back.

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      ua-cam.com/video/P12Ge8A83hQ/v-deo.html

  • @mwongzie
    @mwongzie 9 місяців тому

    How do you determine the second armotization amount - 1.25Mn - The first 1Mn is mentioned in the IFB1 brief, the 2Mn is the competitive bid threshold, how do you determine the 2nd threshold?

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      It's written in the prospectus

    • @sienamoh6860
      @sienamoh6860 8 місяців тому

      1.25mn is the threshold? for a scenario where the outstanding principal would be redeemed after the full 8.5 years (since the principal amounts after amortization in 2027 and 2030 will still be above 1M).

  • @Victor_145
    @Victor_145 8 місяців тому +2

    For the 1M and below after 100% redemption there will there be any interest after 3 years since you have been paid back all your principal amount?🤔

    • @marywanjiku4330
      @marywanjiku4330 6 місяців тому

      No interest after receiving your money

  • @l.k.8658
    @l.k.8658 9 місяців тому +1

    Yes yes you are very late, I have been looking out for this.

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому +1

      Sometimes, life can be overwhelming

    • @mwangiemma7634
      @mwangiemma7634 9 місяців тому

      Me too... But I am glad I alot has been demystified

  • @tushiyakey9677
    @tushiyakey9677 9 місяців тому

    I'm not really happy with the 18.46% though.
    Girl lots of respect. Thank you so much. As always I was looking forward to this info from only you.Yes I received a message for a new 8 digit number unlike the previous 12 digit number.

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому +1

      😂 😂 You wanted a 20% coupon rate, huh?

    • @tushiyakey9677
      @tushiyakey9677 9 місяців тому

      @@TheWealthTribe😅

    • @SirjMuriithi
      @SirjMuriithi 9 місяців тому

      Have you received the 8 digit key already? Me not yet

    • @mercybarasa7135
      @mercybarasa7135 9 місяців тому

      ​@@SirjMuriithi please check your account under transactions.. the number is in red

    • @anjawecarg9792
      @anjawecarg9792 9 місяців тому

      ​@SirjMuriithi did you manage to get the 8 digit ?

  • @faithwandiri2117
    @faithwandiri2117 7 місяців тому

    Please let us know when the next one is open

  • @walemabarnett4866
    @walemabarnett4866 7 місяців тому +1

    When is the next one? This has passed me.

    • @TheWealthTribe
      @TheWealthTribe  7 місяців тому

      All we do is wait, there's no schedule

  • @rahabgitau7439
    @rahabgitau7439 6 місяців тому

    Its 5 mon of 2024 i have opened cds accnt already can i diposit money if it thru pls

  • @johnmakokha84
    @johnmakokha84 6 місяців тому

    Great

  • @JumaJacktone
    @JumaJacktone 6 місяців тому

    Can you share a link of the spreadsheet for download

    • @TheWealthTribe
      @TheWealthTribe  6 місяців тому

      It's on sale 👉🏽 selar.co/qtb4gf

  • @Andy-ht8lc
    @Andy-ht8lc 9 місяців тому

    Hi. I'm new here. Quick question; is the redemption calculated by the interest repayment or is the redemption a different sum altogether?

    • @deedee25four
      @deedee25four 6 місяців тому +1

      Redemoption is your principal. Redeem here simply means to return. So on the redemption date, the govt will return the entire amount you lent them initially

  • @Honestalways
    @Honestalways 9 місяців тому

    Hey,you have explained so well.thanks but its lste for me😢.kindly tell me if they reopen how do i invest?waching from Asia...

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      If you have the DhowCSD app and activate notifications, you'll always be notified 🔔

    • @Honestalways
      @Honestalways 9 місяців тому

      Thanks for replying.you earned a subscriber ❤

  • @seintives
    @seintives 9 місяців тому +1

    If I took a bond through an investment bank and I invested less than 1m will it also be paid back in 3 years or does this work differently?

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      Please ask them (read their terms and conditions) because I've seen some investment banks says they reinvest your coupons and principal

    • @seintives
      @seintives 9 місяців тому

      @TheWealthTribe My coupons are currently being paid to me so they are not being reinvested but let me check with them. Thanks

  • @kingprince2604
    @kingprince2604 7 місяців тому

    so it only happens in February, or when again can one invest in an infrastructure bond? someone help

    • @MATTHEWNGATIA-jd1pk
      @MATTHEWNGATIA-jd1pk 6 місяців тому

      Soon there will be another release of ifb, possibly this month of may

  • @lucienelssuperb
    @lucienelssuperb 9 місяців тому

    Agatha 🎉🎉🎉where do we tip you ❤ aaah Good knowledge =power💪

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому +2

      That would be so nice aki 🥺🥺🥺. I have a 'Buy Me a Coffee ☕️' link here 👉🏽 flutterwave.com/pay/thewealthtribekfcf

  • @annemuringi6377
    @annemuringi6377 6 місяців тому

    Who can explain to me kindly, when you bid a certain amount, lets say 50,000 but the price they ask you to pay is 55,000 what has happened?

    • @deedee25four
      @deedee25four 6 місяців тому +1

      You must have bid for a tap sale/ reopened bond. You'll always pay more if you bid for a reopened bond or a tap sale of a bond because it is assumed the bond has 'earned' some value since the first time it was put out.

    • @deedee25four
      @deedee25four 6 місяців тому

      And of course it's actually a calculated so you can always work back to see if you are paying the right amount

  • @euniceolembo4634
    @euniceolembo4634 9 місяців тому

    Hey girl for those who'll receive their full principle on 15th Feb 2027, does this come with the interest for that month or do we get back the principal only?

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому +1

      It comes with interest

    • @euniceolembo4634
      @euniceolembo4634 9 місяців тому

      @@TheWealthTribe I greatly appreciate your response. Stay blessed 🙏

  • @jacksonmichael5603
    @jacksonmichael5603 9 місяців тому

    Hi Wealth tribe ..How do i get the cbk 8 digit reference number?My bank needs that to process my payment to cbk

    • @mercybarasa7135
      @mercybarasa7135 9 місяців тому

      Open your DHOW CSD account, then check under transactions .. click this specific bid and you will see it highlighted in red. Please use your computer cause I had tried checking it with the phone and I did not see it

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      ua-cam.com/video/hD_PZmJywJ8/v-deo.html

  • @simonngugi3370
    @simonngugi3370 9 місяців тому

    can I transfer money on RTGS to CBK on a Saturday?

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      No. RTGS works on weekdays till 3 PM

  • @Reading.of.financial.books.
    @Reading.of.financial.books. 9 місяців тому

    Is this bond the same as bills where if you took a bid of 100,000 you will have to pay maybe 95,000 to cbk or do you have to pay the full amount

    • @SirjMuriithi
      @SirjMuriithi 9 місяців тому

      You pay the full amount. Face value

    • @tushiyakey9677
      @tushiyakey9677 9 місяців тому

      This is not a bill. Bills are discounted but bonds aren't.

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      👏

  • @kenada254
    @kenada254 9 місяців тому

    Are fx bonds floated monthly?

  • @stephennyahoro
    @stephennyahoro 6 місяців тому

    Can you take a loan against a bond

    • @TheWealthTribe
      @TheWealthTribe  6 місяців тому

      This shows you didn't watch the full video 😁

  • @otiengraba6843
    @otiengraba6843 9 місяців тому

    Why can’t they allow us to use mpesa money transfer for diaspora citizens 😢😢😢

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      Hopefully this will happen in the near future

  • @victorrono7693
    @victorrono7693 Місяць тому

    Thanks for the knowledge shared regarding the IFB bonds. If I purchase the bond on secondary market, let's say 2 years after issuance of the bond. Will the redemption dates be the same irregardless of the purchase date.

  • @wuodalego1
    @wuodalego1 3 місяці тому

    Did you quit on your tribe?

  • @nduatifaith3187
    @nduatifaith3187 9 місяців тому

    Hallo gal I'm being dissapointed with my local bank, equity. Emailed ncba as you adviced but they need my physical appearance or we use DHL. I'm not around. How I need to start investing aki

    • @tushiyakey9677
      @tushiyakey9677 9 місяців тому +1

      Standard chart bank never disappoints they are Bamba ku Bamba with the RTG remittance.

    • @nduatifaith3187
      @nduatifaith3187 9 місяців тому

      @@tushiyakey9677 I will reach out, hope they will help. Thank you for your response

    • @margaretmwirigi677
      @margaretmwirigi677 9 місяців тому

      I bank with Equity and my transaction was very smooth I just emailed them filled the form online and money was transferred without any hiccups

    • @TheWealthTribe
      @TheWealthTribe  9 місяців тому

      I hope you find help 🥺

    • @nduatifaith3187
      @nduatifaith3187 9 місяців тому

      @@margaretmwirigi677 waoh. I'm. Waiting for their response as I told them I'm outside the country. But they take too much time without responding.

  • @michaelbosire6151
    @michaelbosire6151 9 місяців тому

    I think there is no hope of reopening this bond because it was oversubscribed by over 200 billion

  • @fredrickkoech8396
    @fredrickkoech8396 4 місяці тому +1

    do not invest through an intermediary