The current market/economy is unnecessarily tougher for boomers/senior citizens, I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
Most times it amazes me greatly the way I moved fro an average lifestyle to earning over $62k per month, utter shock is the word. I have understood a lot in the past few years to doubt that opportunities abound in the financial markets, The only thing is to know where to focus.
@@kimberlycobbs9303 Anyways not actually, what I know about trading almost on zilch lol. I make huge profits on my investment since I started trading with an Expert, her trading strategies are top notch coupled with the little commission she charges on her trade.
Great idea, how did you do it? I could use some help over here too, My Crypto picks have been depressingly bad Tbh I'm in need of a good investment plan currently, I have a lump sum of $80k+ in a savings account yielding next to nothing. Do you have more clues that could help?
@@kimberlycobbs9303 The best strategy to use in trading crypto is to trade with a professional who understands the market quite well, that way maximum profit is guaranteed. Because I have learned along the way of my investment that research and analysis are important, note that experience is more needed, than luck when it comes to the stock market.
@@douglasturner7882 You right, getting in touch with a Trading Consultant is how I was able to scale through the crazy stock downtrend which helped saved my finance.
Hi Rina Hicks, this is your brother from Luanda, Angola. I learned a lot in this 27minutes, I have subscribed to both your UA-cam Channel + Switch TV and I am buying your book Kindle version... Thank you fot the tips!
The philosophy of the rich and the poor is this: "the rich invest their money and spend what is left. The poor spend their money and invest what is left".
Interesting, most people don't understand the market moves and tend to be mislead in facts like this and always depend on Money in the Bank very bad idea.
I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do because I have no idea of how and where to invest in?
I'm happy to see Mr Jay Frank mentioned here, My spouse recommended him to me after investing £4000 and he has really helped us financially in thu times of COVID-19 lockdown here in Australia.
Fluke! I have been researching all these while for a digital asset to invest in and I found the crypto market to be the most profiting among them all. I'm definitely bouncing on it.
@@JamesClara-nl6ii As a beginner investor, it's essential for you to have a mentor to keep you accountable. Myself I'm guided by Mrs BEATRICE AQUILA. A widely known crypto expert.
Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works
I totally agree with you, the stock market is the most profitable venture I ever invested in, I reached my goal of $500k yearly trade earnings. Setting realistic goals is an essential part of trading
But successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time.
*Rich people plays the money game to win.* *Poor people plays the money to not lose.* *The goal of the truly rich people is to have massive wealth and the poor sees a surplus as an opportunity for consumption instead of investing it.* *change your mindset and do what the rich does,* *which is investing,* *investing and investing.*
Consistency is the key to success. I started putting aside 100 just a few weeks ago and voila I have 1800 now, enough to get something nice. I'll keep it up and see where it leads. 😀
I needed to hear this, I have saved ksh3.5 m so far, I need to invest it.At 25 my aim is to be financial independent by 35 leave my job as watch my money working for me.The idea of working 8-4pm job doesn't auger well with me.
Remember to give your life to Jesus Christ while at it (if you haven't already). Your soul is worth more to God than your financial status, so I pray that as you prosper financially your soul to prosper. Riches are uncertain and tomorrow is promised to no man. God bless
Might be a little late to the party but defo taking notes! The lady is so passionate and breaks it down so well. Would be a brilliant idea to bring her back.
There is no such thing as retirement in your life. Only the duties change, but you work all your life. As a youth, physical work. As an elder, societal community work.
im currently 22 and i really want to start saving but didnt know where to start....im very guilty of wanting to live a rich life at this young age without thinking of the future but have decided with how the world is going you never know what is ahead...better to save for the rainy days...thank you for this
The key to a secure financial future is "SAVING". I wish all our children could listen to this. As a young woman, we were duped into taking loans from SACCOS, which was a grave mistake. We repaid the loans through our noses and back into poverty.
that book at 6:00 happens to be a book am reading now. it is '' the millionaire next door''... i recommend everyone to atleast read the first 2 chapters
Saving is a great strategy, but look at it this way,,if you put your money to work,that is instead of saving,you invest in an asset that gives you positive cashflow every month, you'll accelerate your wealth to the 1% population of the wealth. The goal is financial freedom,,and this cannot come from saving your money,,invest in a generational wealth ,in assets such as real estate, businesses , commodities. I wish for financial freedom to all that will read this.
Your idea is cool but you can not put all your eggs in one basket...the thing is you can use the idea you have at the same time what you get from that you can invest else where like shares in saccos etc
Iam turning 34. Only started serious investment last year August. I wish I knew about investing 13 years ago when I started working. The thing is we lack this type of knowledge
Because we Don't read books, there's wealth in books,..the richest man in babylon, rich dad poor dad, who moved my cheese, think and grow rich,eat that frog 🐸 ..among other books
Never regret, you now have the info.... Get to action and start building your wealth... You are now more financially mature and well capable of making your life easier and more importantly much better... Do it
Same here, I was looking at my spending compared to my almost nothing savings n already 31 😢 I felt it's too late...so am not alone, guys we can do this
She's spitting facts n she's on point I liked it even tho it won't help me. Cos I'm already ahead investing into the stock market n making lots of money.
Good investment however it results in low returns... Imagine spending over 10 million in buying land and building rentals then only earning about 80 k a month.... How long will it take for you to recover your invested 10 million??
@@brianbett8537 that's a good investment ..that's a 9.6% p.a...it will take 7.5 years to get your money back plus the property appreciation.... WOW...imagine you reinvesting and buying like 2 properties in those 7.5 years... Compare this to the shiity interest bank of Kenya who are playing with our minds😂😅
I will forever appreciate this channel, you've helped my family alot, your videos, advice, lessons and funny words are inspirational and helpful to us. My husband and I have been able to be minimal, conscious in spending, saving and investing wisely, I now earn every week. You're such a blessing to this generation. we all love you😘😘
I'm very happy for you dear 😘and you're creating a great reputation for this channel and everyone,I will love to achieve this great goal you're enjoying now.
@carter ariana I can share some that helped me, 1. Plan towards it 2. Be frugal and minimal on spending (don't buy what you don't need) 3. Save money wisely towards retirement 4. Save to invest, it's a proven way to get richer.
@@stormclair1572 I have had no luck investing in cryptocurrency , I actually invest on my own but my profit ain't always as I expect, sometimes I keep losing money 😥😥😥😥
Saving assures you of having something on a rainy day, investing doesn't always. What's the surety of your investing picking up n getting returns? No matter what, always save
Crypto currency and NFTS will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profits from my current investment.
It is possible to produce superior performance provided you do something different from the majority. However most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.
@@aidanbeazley3536 You are right but the market is profitable if you are using a really good broker or account manager to help out with trades or provide signals
@Bright Jan Interesting. I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it. You seem to be doing excellent for yourself, how do you achieve this?
As a busy person, investing and getting returns was all I ever wanted so I could still retain my job. Although I never believed at the first then after my cash out of $9,755 I don’t need new evidence
I thank God for Rina Hicks. I have gained a lot of knowledge ever since I stumbled on her channel money wise. Indeed we do perish because we lack knowledge. I wish someone would have taught me this while I was in high school, but it's never too late to start investing.
Thank you so much for this. I've started saving this year at 27 years and mam feeling like it's too late now that I'd like to settle down. The fact that I don't have much savings makes me shy away from settling
Do not forget to subscribe to our UA-cam channel.. Click here to subscribe -- ua-cam.com/users/switchtvkenya
I want to join the investment
How do I start
Jagx 100x
The current market/economy is unnecessarily tougher for boomers/senior citizens, I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
Please can you leave the info of your lnvestment advisor here? I’m in dire need for one.
I just checked her out and I have sent her an email. I hope she gets back to me soon.
If you are watching this read the richest man in Babylon.
Read it already and it's interesting how it explains everything and all those principles that it gives
This is awesome. Rina Hicks is 'gold' for those wanting to invest. Thanks, Mwikali for bringing her here!
Most times it amazes me greatly the way I moved fro an average lifestyle to earning over $62k per month, utter shock is the word. I have understood a lot in the past few years to doubt that opportunities abound in the financial markets, The only thing is to know where to focus.
Wow buddy, that's more than a mouthful of profits you're making. How do you achieve this feat consistently? You must be a genius in trading.
@@kimberlycobbs9303 Anyways not actually, what I know about trading almost on zilch lol. I make huge profits on my investment since I started trading with an Expert, her trading strategies are top notch coupled with the little commission she charges on her trade.
Great idea, how did you do it? I could use some help over here too, My Crypto picks have been depressingly bad Tbh I'm in need of a good investment plan currently, I have a lump sum of $80k+ in a savings account yielding next to nothing. Do you have more clues that could help?
@@kimberlycobbs9303 The best strategy to use in trading crypto is to trade with a professional who understands the market quite well, that way maximum profit is guaranteed. Because I have learned along the way of my investment that research and analysis are important, note that experience is more needed, than luck when it comes to the stock market.
@@douglasturner7882 You right, getting in touch with a Trading Consultant is how I was able to scale through the crazy stock downtrend which helped saved my finance.
Well elaborated Rina,,,I love the discussion,,perfect discussion
Hi Rina Hicks, this is your brother from Luanda, Angola. I learned a lot in this 27minutes, I have subscribed to both your UA-cam Channel + Switch TV and I am buying your book Kindle version... Thank you fot the tips!
Have the tips helped you
So informative.God brought me here
LOOOOOOVE this interview, very very insightful.
The philosophy of the rich and the poor is this: "the rich invest their money and spend what is left. The poor spend their money and invest what is left".
Investing in today is priceless because tomorrow isn't promised, trading Bitcoins,gold, silver and crypto secure a better tomorrow.
Interesting, most people don't understand the market moves and tend to be mislead in facts like this and always depend on Money in the Bank very bad idea.
It's nice to hear people discuss about investment, because investment always beat cash.
I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do because I have no idea of how and where to invest in?
I'm happy to see Mr Jay Frank mentioned here, My spouse recommended him to me after investing £4000 and he has really helped us financially in thu times of COVID-19 lockdown here in Australia.
Thanks Rina,im 39 and i have been motivated.i feel its not too late for me.i have bought your book
Book name please
Perfect discussion of investing money that has open my mind
True that.
Fluke! I have been researching all these while for a digital asset to invest in and I found the crypto market to be the most profiting among them all. I'm definitely bouncing on it.
Hello sir, I have 0.092 BTC in my wallet . Please how to invest? can you help me as a tuitor?
@@JamesClara-nl6ii As a beginner investor, it's essential for you to have a mentor to keep you accountable. Myself I'm guided by Mrs BEATRICE AQUILA. A widely known crypto expert.
I met expert Mrs BEATRICE firs at conference in London. I invested €15k and made of over €98k. Indeed she's the best
@@richardfernande4142 please how can I get in touch with Mrs BEATRICE?
sʜᴇ's ᴀᴠᴀɪʟᴀʙʟᴇ ᴏɴ ᴡʜᴀᴛsᴀᴘᴘ 👇
So glad I've gotten this info at 20...now to learn how to open a money market fund start investing!
How do you open money market fund
Wow! What a nice topic?? Thank you ladies for opening my mind. At least i now understand how to multiply my money gains. Be blessed Rinah.
Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works
I totally agree with you, the stock market is the most profitable venture I ever invested in, I reached my goal of $500k yearly trade earnings. Setting realistic goals is an essential part of trading
But successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time.
Talking about being successful!
I know I am blessed because if not I wouldn't have met someone who is as spectacular as expert Hans Gunther
And despite the economic crisis, this is also the best time to Invest in bitcoin or the stock market
Very insightful. Thank you.
Wow. Such sound advice. I am really challenged to get started soonest.
This was heaven sent. Thank you. Totally ordering the book.
Hi did it help you
i wish i watched this earlier but i am glad i have today. Mwikali THANK YOU SO MUCH!
Perfect discussion. Thanks mwikali for this!
Ooh, Rina thanks for sharing
This has been so informative, I hope Rina can be hosted again.
Can I have Rina's Tel please, I need advice from her please please
Wow🎉so amazing 🥳 thank you Rina
Mwikali this is great.
That's real talk. A profound money topic.
*Rich people plays the money game to win.* *Poor people plays the money to not lose.* *The goal of the truly rich people is to have massive wealth and the poor sees a surplus as an opportunity for consumption instead of investing it.* *change your mindset and do what the rich does,* *which is investing,* *investing and investing.*
That's right sir.
Investment should be what every wise person should engage in.
Yeah. Poor people plays the game not to lose because they don't have much to lose on the same game.
So they have to be sure
@@patersondavis3858 lol that's true.
Great topic. Haba na haba hujaza kibaba..
Rina is a gem, she's full of wisdom...
Wisdom gani hajui hesabu
That guy commenting eti "I don't believe in saving"! What then do you believe in? Watu wengine ku-take advice ni ngori 🤣🤣🤣
But don't blame him,he was honest to himself n wanted help ifatold there is... ofcorse there's always option b right.
I also don't believe in savings
@@magdalenenzili9782 So how do you invest without savings? Someone chanua me coz it seems I'm a dunderhead.
He's right saving it's a scam if you're not investing your savings
@@laryclassics0189 "If you're not investing"....that's the point of saving. Why save if you're not investing?
I like the journalist, very patient. Kudos!
Very informative, I'm glad Rina could come to the show
I love Rinah Hikcs. She is very smart
Thanks Rita...you have been such a great help
In investment, the higher the risk the higher the rate of returns vice versa.
That was wonderful. Would love to see her again. Ahsante sana from America.
Wow, I love this. Was just about to join one but now am very motivated to kick start
Consistency is the key to success. I started putting aside 100 just a few weeks ago and voila I have 1800 now, enough to get something nice. I'll keep it up and see where it leads. 😀
😂😂😂😂
Congratulations 😂🎉. Soon you'll have 5000
Wow
Thank you Rina for the profound information.
what a conversation, thank you for airing this some of us really needed this wisdom
Amazing discussion.
The host is just amazing as well as the guest...and they both look good
Thank you so much learned alot from this
Very well timed video. Thanks for this gem!
Thanks.This was so informtive.Made things so clear.
I needed to hear this, I have saved ksh3.5 m so far, I need to invest it.At 25 my aim is to be financial independent by 35 leave my job as watch my money working for me.The idea of working 8-4pm job doesn't auger well with me.
Remember to give your life to Jesus Christ while at it (if you haven't already). Your soul is worth more to God than your financial status, so I pray that as you prosper financially your soul to prosper. Riches are uncertain and tomorrow is promised to no man. God bless
@@TheForgivenman You're delusional 😂😂😂😂😂
@@tafari988 true dat! 😅
wow ,this is so inspiring .Thank you for this @Nyakundi
@@tafari988 I like that! This lazybones will look for every opportunity to reap from where they have not sowed.
Thank you mwikali for hosting hicks...
Constitency is all that matters in investing....
VERY EDUCATIVE.A PERFECT CONVERSATION AT THE RIGHT TIME.
I'm almost 30, i have no money, i don't have a job, no assets, no savings. Si rahisi 🙆🏿♂️
I wish the best, for ALL of Kenya/ALL of Africa and Asia, from England.
I love this, best advice. Saving is the key.
Might be a little late to the party but defo taking notes! The lady is so passionate and breaks it down so well. Would be a brilliant idea to bring her back.
There is no such thing as retirement in your life. Only the duties change, but you work all your life. As a youth, physical work. As an elder, societal community work.
Very right you are!
This was soo insightful!!! Thank you!!
Wonderful knowledge that has impacted me ,,thumbs up Rina.
kwanza umevaa vizuri una mawao mazuri ......wanawake wengi wa mjini wangekua na mini na watashindwa kuongea wakivuta sketi . uko na full wisdom
A lot to improve on my financial literacy, very educative conversation
Very inspirational, than you so much
Pleasure 🤗
Very helpful 👍
I wanna recommend this book to you, rich dad, poor dad. It will work wonders on you. Good talk Rina.
Then get Cash flow Quadrant after reading Rich Dad Poor Dad
@@benjaminachieng8959 meaning?...
@@beautyscolary1743 haha naona watu wa aim global huku
@@madamalicia725 English please.
The book has good approaches to investments.
im currently 22 and i really want to start saving but didnt know where to start....im very guilty of wanting to live a rich life at this young age without thinking of the future but have decided with how the world is going you never know what is ahead...better to save for the rainy days...thank you for this
You are in the right track,better you are realizing this early
The key to a secure financial future is "SAVING". I wish all our children could listen to this. As a young woman, we were duped into taking loans from SACCOS, which was a grave mistake. We repaid the loans through our noses and back into poverty.
My dear, thanks for the advice
This goes out to our Kenyan teachers who are made to believe by banks that taking loans is the key to success..
the key to financial success is investing. saving money is cool but not smart!
@@morrismutugi4304 Save and then invest. As opposed to taking sacco loans.
Saving is good but not wise, investing is the key to financial success.
that book at 6:00 happens to be a book am reading now. it is '' the millionaire next door''... i recommend everyone to atleast read the first 2 chapters
Helpful info
Hello thank you so much the interview was very inspiring.....i am faith please connect me with her so that she can Mentor me ....
Saving is a great strategy, but look at it this way,,if you put your money to work,that is instead of saving,you invest in an asset that gives you positive cashflow every month, you'll accelerate your wealth to the 1% population of the wealth. The goal is financial freedom,,and this cannot come from saving your money,,invest in a generational wealth ,in assets such as real estate, businesses , commodities.
I wish for financial freedom to all that will read this.
dude, she is talking about investing 25$ how can u invest that in real estate?
It's my goal this year n henceforth..
@@iraguhashawn4786 .you can invest in what is known as REITS, DO RESEARCH ON THAT , YOU DON'T HAVE TO OWN A PHYSICAL PROPERTY
100% agree with you
Your idea is cool but you can not put all your eggs in one basket...the thing is you can use the idea you have at the same time what you get from that you can invest else where like shares in saccos etc
Wait I have a question...and thank you alot I have learnt something
Iam turning 34. Only started serious investment last year August. I wish I knew about investing 13 years ago when I started working. The thing is we lack this type of knowledge
Don't regreat plz,this is the best time.
This when God had prepared u for this
This month am turning 25, as am employed at Bucha. I have to start soon
Because we Don't read books, there's wealth in books,..the richest man in babylon, rich dad poor dad, who moved my cheese, think and grow rich,eat that frog 🐸 ..among other books
Never regret, you now have the info.... Get to action and start building your wealth... You are now more financially mature and well capable of making your life easier and more importantly much better... Do it
It's never too late
This has help me a lot. Thanks
So powerful. I will really love to attend the new cohort. Please how do I go about it.
I love this, I'm 31 almost 32 and just starting..
Same here dearie,we can do this it's never too late.
I'm 27, life imenifinya mbaya but thanks to speakers like her and others, I know I'm not late.
Am 32, almost 33😁
I am 32 ,looking forward to 33 this week.
Same here, I was looking at my spending compared to my almost nothing savings n already 31 😢 I felt it's too late...so am not alone, guys we can do this
What do I know?....quite informative. Thank you
She's spitting facts n she's on point I liked it even tho it won't help me. Cos I'm already ahead investing into the stock market n making lots of money.
Which shares
Which shares
Enlighten me how you started about stock market
thank you very much
I love investing because it creates more profit with time
~Msg right away 👆📝for mentorship and advice```~
Superb 👌
Can't relate the 401k..IRA ...TAXES...😂😂Hizo ni stuff za majuu...
GOOD TO GO
I have learned good investment is plots or rentals very good investment
Good investment however it results in low returns... Imagine spending over 10 million in buying land and building rentals then only earning about 80 k a month.... How long will it take for you to recover your invested 10 million??
@@brianbett8537 that's a good investment ..that's a 9.6% p.a...it will take 7.5 years to get your money back plus the property appreciation.... WOW...imagine you reinvesting and buying like 2 properties in those 7.5 years...
Compare this to the shiity interest bank of Kenya who are playing with our minds😂😅
@@brianbett8537 the land is in appreciation.Remember
I love rinah Hicks,she inspires me alot.
he knowledge is garbage … who is going to save for that long to get 16m? … you can invest 150k and be a millionaire in less than a year
@@wazalendo8031 invest your own way .let us who like her follow her advise.nobody is forcing you.
@@wazalendo8031 kindly teach more of that
@@wazalendo8031 hahaha
@@wazalendo8031 share your secret or formula...thank God for your openness
I will forever appreciate this channel, you've helped my family alot, your videos, advice, lessons and funny words are inspirational and helpful to us. My husband and I have been able to be minimal, conscious in spending, saving and investing wisely, I now earn every week. You're such a blessing to this generation. we all love you😘😘
I'm very happy for you dear 😘and you're creating a great reputation for this channel and everyone,I will love to achieve this great goal you're enjoying now.
@carter ariana I can share some that helped me, 1. Plan towards it
2. Be frugal and minimal on spending (don't buy what you don't need)
3. Save money wisely towards retirement
4. Save to invest, it's a proven way to get richer.
There are lots of investing options (real estate, stocks,gold silver, cryptocurrency, Airbnb,ETFS)
@@stormclair1572 I have had no luck investing in cryptocurrency , I actually invest on my own but my profit ain't always as I expect, sometimes I keep losing money 😥😥😥😥
@@mateonoah2677 The most common mistake I see new investors make is rushing Into cryptocurrency without any guidance.
great information
*She's beautiful and confident*
saving can and will never get you wealth,
investing however will.
don’t save, invest !!!
No! save first then you will have something to invest
Saving and investing go hand in hand coupled with discipline and consistency. Just as she said.
You must save to invest
Saving assures you of having something on a rainy day, investing doesn't always. What's the surety of your investing picking up n getting returns? No matter what, always save
Crypto currency and NFTS will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profits from my current investment.
Investing in stocks is a good idea, a good trading system would put you through many days of success.
It is possible to produce superior performance provided you do something different from the majority. However most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.
@@aidanbeazley3536 You are right but the market is profitable if you are using a really good broker or account manager to help out with trades or provide signals
@@matthewjoan8413 Exactly, the trick is to diversify your investment, don't panic when everyone else is and invest consistently.
@Bright Jan Interesting. I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it. You seem to be doing excellent for yourself, how do you achieve this?
a great conversation am going to start am 25 thank you
As a busy person, investing and getting returns was all I ever wanted so I could still retain my job. Although I never believed at the first then after my cash out of $9,755 I don’t need new evidence
Invest large cap company more safe and more return
Rina Hicks is a Godsent just the right information i needed to build my money mindset.
I thank God for Rina Hicks. I have gained a lot of knowledge ever since I stumbled on her channel money wise. Indeed we do perish because we lack knowledge. I wish someone would have taught me this while I was in high school, but it's never too late to start investing.
The hosts voice is jst wow...mesmarized
Forex trading is another way to invest. It's working okay for me. Great discussion.
Hi urban
Which platforms are you using as I have since started in 2018 and still not winning
Hello can you refer me
Give me a clue
Hi ,asking if your can help me in online businesses
Am a victim l know how one feel if someone enlightened us earlier but it's never later
This is amazing 😮😮
It is not easy for the people who earn hand to mouth ,even buying a clothes and shoes you need God intervention.
THIS IS A MORE IMPORTANT INFORMATION.
Welcome on here family, am glad you watched please leave a message to my admin with the above username🆙️. On Something profitable
Thank you so much for this. I've started saving this year at 27 years and mam feeling like it's too late now that I'd like to settle down. The fact that I don't have much savings makes me shy away from settling
You and I both
Am 22 but don’t let age discourage you...your path is unique
Me too girl. Congratulations on beginning, let's stay focused on our goals🙌
It's never too late.
This is the time God had prepared u for this..
Amen @Martha Kiiru
deep..l like
Pls. have you considered the culture of corruption in the country?
The book by Thomas J. Stanley is The Millionaire Next Door. The affluent saves and invest and live in normal neighborhood