Best Credit Cards 2024 - My FAVORITE Cards for Everyone!
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- Опубліковано 1 чер 2024
- Check out my favorite personal credit cards below (Click "Show More" to see Ad Disclosure):
milevalue.com/best-credit-car...
We also have a cool CardMatch service where you answer some questions and it pairs you with the best credit card offers:
milevalue.com/cardmatch/?aff=cc
In this video, I review my top picks for personal credit cards that anyone can sign up for in 2024 and beyond. I've created a list of personal credit cards that offer great welcome bonuses and rewards that anyone can take advantage of right now. My goal is to help you choose the best credit card possible, and you can find detailed reviews for each card linked below.
Learn more about the credit cards mentioned:
Chase Sapphire Preferred® Card: milevalue.com/creditcards/cha...
American Express® Gold Card: milevalue.com/creditcards/ame...
Capital One Venture Rewards Credit Card:
milevalue.com/creditcards/ven...
Capital One Venture X Rewards Credit Card: milevalue.com/creditcards/ven...
The Platinum Card® from American Express:
milevalue.com/creditcards/the...
► Daily advice and BTS on my Instagram: / charlie__chang
► Get access to my FREE side hustle courses: www.sidehustlemastery.com
Make sure you watch the entire video to the end because I'll share why I'm such a big advocate for using credit cards strategically and how I leverage rewards to travel the world and stay at crazy hotels for free. Throughout the video, I'll also share essential travel hacks and optimal points redemption strategies, while comparing all cards across key categories like sign-on bonuses, annual fees, rewards rates, and premium parks. Without these credit card points, I probably would not have traveled as much and created all the memories that I had.
If you liked the video, and you want to see more interview videos like this, check out my other videos:
7 SMART Places to Put Your Money (After You Get Paid):
• 7 SMART Places to Put ...
Millionaire Rates The Best "Regular" Side Hustles in 2024 (Tier List):
• Millionaire Rates The ...
Thank you for watching! I hope you have a wonderful rest of your day.
- Charlie
#CreditCards #Money #Cashback
Timeline:
0:00 - Intro
0:36 - Credit Card #1
2:40 - Credit Card #2
4:50 - Credit Card #3
6:40 - Credit Card #3.5
7:15 - Credit Card #5
9:48 - Credit Card Comparison
10:02 - My Experience With Credit Cards
12:07 - How To Maximize Your Credit Card Points
13:57 - Conclusion
Disclaimer:
Charlie Chang is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.
► My Instagram: / charlie__chang
Check out my favorite personal credit cards here:
milevalue.com/best-credit-cards/?aff=cc
Hope you find this video helpful - I started getting credit cards in 2014 and have since traveled the world using free points, all just using credit card sign on bonuses and points that I got from my credit card purchases. If you have good credit and spending habits, ditch the debit card and check out these cards. They have very solid sign on bonuses right now and you can learn more using the link above. Happy credit card hunting!
-Charlie
Card 1: Chase Sapphire Preferred
Card 2: Amex Gold Card
Card 3: Capital One Venture Rewards
Card 4: Capital One Venture X Rewards
Card 5: Amex Platinum
amex plat sucks. The rewards are "spend money to make money" and the lounges are so packed and no grab and go options so it's almost pointless in a lot of travel situations.
Informative breakdown! Helped me choose wisely. Thanks for sharing!
Appreciate this vid, Charlie!
Very good list. I would agree with you that Chase Ultimate Rewards points are by far the most valuable. I would wait for higher sign up bonuses on the Sapphire Preferred & AMEX Gold. There are often targeted offers on the AMEX Gold. Lastly I would just stuck with the Venture X versus the regular Venture card.
Awesome video and terrific editing thanks for the info man fr!
good stuff charlie
I have all of these. Great Video.
Should I own both chase safire preferred and the amex gold if why then explain
Thank you.
Great video on Starter Story! Have been a sub for quite some time now, you're somebody look up to in a sense and proud of. As a fellow solopreneur, always appreciate channels of other solopreneurs who're open to sharing what they've got going on. It's incredible the numbers you push because sometimes the videos don't have crazy amount of views but still works and you're so consistent. I'd be a millionaire now if I was that consistent on UA-cam easily, have a large following on another platform so know can do it here too
Appreciate the support man!!
Thanks for giving financial game bro! Never knew this. Always seen people with Amex cards but never knew what it was about until you teaching on this video 😂 appreciate it 🙌🏼 great channel,good videos 👍🏼
Hi Charlie, what are your favorite capital one transfer partners?
Thanks!
Wow Greg thank you!
can you make a video on what you think about the claw machine/ mini claw machine business
Underated
Use to have a 50k limit venture card with 2m+ annual spend until capital one closed all my accounts for buying crypto once with a card which even charged cash advance . Chase cards are my fav as they almost never decline for security reasons like some others do. My replacement for venture is Fidelity 2% which easily can transfer the rewards to investment accounts
The fidelity card is a lowkey sleeper of a card with dead-simple perks and automatic cash back as a statement credit and their debit card with ATM fee reimbursement is really nice.
Chase sapphire can we get points on foreign transactions? Or its just with in USA?
i used it in japan and got pooints
Love the credit card game. Relatively new but in about a year my partner and I have made out like bandits for our trips this year.
Flights:
3 round trip tickets to New York, 1 round trip ticket to Austin for my first Grand Prix, 2 round trip tickets to Vancour.
Hotels:
1 Night at the Thompson in NYC, 3 nights at the Hyatt Place Austin, 1 night in Hyatt Regency Houston, 1 night in Hyatt Place Madison, and 3 nights Hyatt Regency in Vancour.
Our combined annual fees are $440 and since we use them like debit cards and only make purchases within our limits, we've spent $0 on interest. Cannot recommend credit cards enough. IF you're responsible.
Dude that's awesome!
What cards do you have if you don’t mind me asking?
Shop owners actually consider the 3% you are talking about in the goods they sell, thus the price increase. That's why gas stations, etc.. charge you less if you pay cash. Nonetheless, thanks for sharing!
this is amazing advice!
question? how many credit cards are ideal? ive heard places have said about 3
Amex may be slightly more than Sapphire for food but many small family restaurants don’t like or take Amex cause Amex charges them like twice the rate. Sapphire card is king for food
My wife and I go out to dinner a lot, so we could definitely benefit from the 3X offered by the Chase Sapphire Preferred card. Does this apply to ALL restaurants or ONLY CSP partner restaurant?
It applies to all restaurants!
Thank you.@@CharlieChang
My advice for those new to the credit card game is to start with one or two credit card(s) preferably with no annual fee and pay it off each month. The credit cards mentioned here are great for travel but have a very high APR. You do not need bougie credit cards with a lucrative welcome bonus or benefits to build credit score. Do your research to see which card fit your needs at this moment.
If people are brand brand new to credit cards, then the Chase Freedom, Freedom Unlimited could be good no annual fee options :) High APR is sorta relevant but I encourage anyone who gets credit cards to never get to the point where they are paying interest. Always pay in full!!
@@CharlieChang Thanks for commenting, Charlie. I really enjoy your content and videos. Just wanted to share my thoughts as there is no one-size fits-all when it comes to credit cards. It comes down to individual circumstances and priorities, but it is always a good idea to have at least one travel credit card on hand.
I love cash back on my credit cards but I don't spend nearly enough to get any of the sign up offers
Works out very well for resellers on eBay and such
The regular venture with its $95 AF is pointless. If you travel, the VX with its $395 AF is paid for by the $300 credit (+10k yearly points). If you don't travel, just get a 2% catch all card like the citi double cash, sofi, or fidelity card and save yourself $95.
Agreed!
I've signed up for 2 credit cards over the last month. AMEX gold car and Chase freedom unlimited card. Should I wait a while before I decide to apply for other cards? At what point is it applying for too many credit cards where I become a risky borrower? I've never missed a payment and never will but, I also heard if someone applies for too many in a short period of time it hurts them as well. Any advice because I definitely want to keep taking advantage of other sign on bonuses? Thank you
You want to prioritize chase cards because of their 5/24 status. It's typically recommended to wait between 6-8 months between new credit applications. Companies like Capital One are more credit inquiry sensitive. So if you've applied to the Amex Gold and Freedom unlimited recently, I'd give it a bit before applying for any of their cards.
Is Amex changing Gold card membership this year
Ok so, Amex gold is best for food. I still can’t seam to find the best card for gass and day to day expenses. It seems that anything above 2x back for day to day spending is unheard of. All points that exceed 2x are always for food, flights and hotels. What card should I get after I get the gold for day to day? After all, I don’t travel enough to justify the other cards quit yet.
The cards are great for people with high income
What’s the best credit card for gas, ads and food?
Bank of America has a really good card for that.
yeah.....not interested in paying annual fees!
In this economy? Absolutely not 😂
Is it true that some don't have the annual fee for military members?
I’m active duty and have the AMEX platinum; that one has no annual fee for military.
@@CarmonSandiego Thank you, is it limited to active?
For example once I finish my contract would I need to start paying the fee?
@@guerrerosaurio Veteran here, yeah they track that like a hawk. As soon as you are no longer active duty, they will mail you a letter stating that you will have to start paying annual fee.
@@Wenshu_Art bummer, but thank you for the info, I plan on staying in but can't stay forever.
@@guerrerosaurio yes, active duty only, unfortunately. Even retirees have to start paying up after their service ends 🥲
How can you have that many credit cards but still have a credit score over 800? Didn’t all those hard pulls lower your score?
I applied for (and got approved for) 3 credit cards in about three weeks this year and my credit score went from about 812 to 774.
As your credit ages, hard pulls have less of an impact. One reason is because it won't affect you average age of accounts as much.
Most times there is a small temporary reduction of credit score but it always bounces back
Hey Charlie, how do I get a credit card with a 625 credit score and how do I build the 625 credit score to at Least a 740 plus I looked at my credit history it said I need 115 points to reach to 740 how much money should I put in my secure credit card ???
@@Chaycetownson what is future imperative Corps ?
🔥🔥
Hello, am a beginner and I live in italy, which credit card can i apply for?
Great content! as the world crisis progresses the smartest thing people do lately is building a strong investment that isn’t controlled by the government. Like digital currencies.
That’s really interesting! I’ve been thinking about investing in digital currencies lately but wondering how to do it, do anyone have any thought on that?
Thank so much for the advice do you recommend any professional ?
"Hey everyone! 👋 Just starting my investment journey in crypto and stocks. 🚀 Learning the ropes and excited about the possibilities. Any tips or or info on how I’ll reach out to Kimberly Jane Carl,Let's grow together! 🌱
Please how do I reach out to her? I’m in need of her assistance.
What do you mean this isn't Brian Jung? 😮
Discover the top credit cards of 2024, tailored to your financial needs and goals!
Don’t get the AMEX platinum card unless you want that $700 annual fee
We ain’t paying an annual free..
It is SO worth it if you can use the benefits
all you said in this whole video is travel lol