Perpetuity, Tagalog

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  • Опубліковано 24 гру 2024

КОМЕНТАРІ • 27

  • @masaearthdagalangit8353
    @masaearthdagalangit8353 4 роки тому +4

    I’m always having a hard time with this topic “PERPETUITY” but now it seems like kaya ko naman pala. Thankyou sir gets na gets kona. ✨

  • @maryclairevargas7455
    @maryclairevargas7455 4 роки тому

    A loan of Php 80,000 with interest of 10% compounded semiannually is to be amortized by 5 equal payments at the end of each 6 months, the first payment is to be made after 2 years. Find the semiannual payment and construct an amortization schedule. Thank you in advance Engineer!

    • @Engr.miller
      @Engr.miller  4 роки тому

      Hi ms Mahriah, please check out my video on annuities, nacover ko yung mga ganyan duon. Ang mga equal payments kasi ay tinatawag na annuities, so andun yun. Nasa description ng video na to yung link👇. Pag napanood mo at nakukulangan ka parin, then just let me know. Thanks a lot sa panonood and hope nakatulong yung video.😉

    • @maryclairevargas7455
      @maryclairevargas7455 4 роки тому

      @@Engr.miller thank you so much Engineer!

  • @christiandavebalatico9024
    @christiandavebalatico9024 4 роки тому

    Thank you sir galing nio po magturo :)

  • @vveighna
    @vveighna Рік тому +1

    Pano po yung 0.3605 pag ginamit po kasi yung
    1+i=(1+r/m)^m
    1+.08=(1+x/4)^4 ang makukuha is 0.0777
    Pag naman ..
    1+i=(1+r/m)^m ang makukuha is
    0.0824
    Pero ang ginawa nyo po ganto...
    1+i=(1+r)^m lang kaya nakuha nuo po .3605
    Ganon po ba dapat yun?
    Thank you po.

  • @rhustleraamera4678
    @rhustleraamera4678 2 роки тому

    17:38 How to arrive at the conversion? I'm thinking about the concept of effective interest rate, but it seems like there is other concept applied there. Engr. @Marvin Miller Garcia

    • @Engr.miller
      @Engr.miller  2 роки тому

      What i did there is the concept of effective interest, the amount of interest using the interest rate every four years is equal to the amount of interest in 4 years using the interest rate every year. 1peso-4year analysis

    • @vveighna
      @vveighna Рік тому

      @@Engr.miller di po ba dapat i-divide yun sa m? Yung r/ m po?

    • @Engr.miller
      @Engr.miller  Рік тому +1

      @wenalynombac5753 nope, hindi na po kailangan kasi nakayearly naman na siya so yung m is 1. Yung m kasi is the number of terms per year, kaya pag monthly m=12, pag quarterly m=4, and so on. So, pag yearly yung interest rate yung m ay simply 1, so kahit wala na. Thanks po sa question! ☺️

    • @vveighna
      @vveighna Рік тому

      @@Engr.miller thank you po pero confused pa rin po ko huhu sorry, kung yearly po sya bakit po may m na 4 pa po sa taas?🥺
      Ito po yung isa ko pa pong comment..
      Pano po yung 0.3605 pag ginamit po kasi yung
      1+i=(1+r/m)^m
      1+.08=(1+x/4)^4 ang makukuha is 0.0777
      Pag naman ..
      1+i=(1+r/m)^m ang makukuha is
      0.0824
      Pero ang ginawa nyo po ganto...
      1+i=(1+r)^m lang kaya nakuha nyo po 0.3605
      Ganon po ba dapat yun?
      Thank you po.

    • @Engr.miller
      @Engr.miller  Рік тому +1

      @wenalynombac hehe, medyo naconfuse ka nga siguro jan. Hehe, nagcoconvert kasi tayo ng interest every year to interest every 4 years dahil yung payments ay every 4 years. So: 1 + i(**every 4 years) = [1 + i(**every year)]^4. Yung m sa baba is 1 so no need to right.

  • @ma.jobellineelefane3641
    @ma.jobellineelefane3641 4 роки тому

    Support natin guys! Lez go

  • @ceejaymonta4792
    @ceejaymonta4792 4 роки тому

    It is estimated that insulation of steam pipes in a factory will reduce fuel bill by as much as 20%. The cost of insulation is P9,000 and the cost of taxes and insurance is 5% of the initial cost. Without the insulation, the annual fuel bill is P18,000. If the insulation is worthless after 6 years and a minimum of 12% is desired, would it be worthwhile to invest in the insulation?

    • @Engr.miller
      @Engr.miller  4 роки тому

      malapit na kong gumawa ng video para dito, hehe. wait mo lang

  • @ceejaymonta4792
    @ceejaymonta4792 4 роки тому

    sir pwede sa Basic Methods For Making Economy Studies?

  • @jhenconstantino5680
    @jhenconstantino5680 2 роки тому

    Hello Sir, qq po. bakit po nung sinolve ko sa calcu yung (1+.08)^4 = 1.0365 yung answer? Salamat po.

    • @Engr.miller
      @Engr.miller  2 роки тому

      Pakiulit nalang yung calculation mo Jhen, baka kasi na miss encode mo lang, try mo ulit. Hehe

  • @angelicacarlos2460
    @angelicacarlos2460 3 роки тому

    Thank you, sir!

  • @johnalfredsumalinog1829
    @johnalfredsumalinog1829 2 роки тому

    Hi sir sa problem number 2 po yung finding he interest rate within 4 years how come po sya naging 0.3604... but when you calculate the (1+0.08)⁴ Ang lalabas ay 1.3604...

    • @Engr.miller
      @Engr.miller  2 роки тому

      Hi John, meron pa kasing 1 dun sa left side ng equation, so pag nilipat dun sa right side magiging negative 1, kaya ang matitira nalang ay 0.3604.