YFP 376: From Student Debt to Financial Freedom: How Brandon Paid Off $160k

Brandon Gerleman, PharmD shares the strategy for how he paid off $160k of debt.
This episode is brought to you by APhA.
Summary
Brandon Gerleman, a 2017 pharmacy graduate from the University of Iowa, shares his journey of paying off $160k of debt through not one, not two, but five refinances along the way. Brandon discusses his repayment strategy, why he decided for a more aggressive loan payoff, and what’s next for him and his family. He emphasizes the importance of living within your means, being aware of finances, and the impact of interest rates on repayment strategies. Brandon and his wife are now looking toward the future and he shares what other financial goals they are preparing for.
About Today's Guest
Brandon Gerleman, PharmD is a 2017 graduate of the University of Iowa College of Pharmacy. He currently works as a Senior Product Manager on the Pharmacy Product Team at Outcomes, where he manages products to help pharmacists practice at the top of their training and provides tools to help drive pharmacy campaigns and increase efficiencies. After graduating in 2017 with $161,000 in student loan debt, he paid it off in May 2024. Brandon and his wife, Mariah, have 2 children and live in a rural community in Iowa. He enjoys spending time with his family, golfing, and watching Iowa Hawkeye football.
Mentioned on the Show
Brandon Gerleman on LinkedIn APhA Membership Discount with coupon code YFP Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group Your Financial Pharmacist YFP Disclaimer YFP Newsletter

[@FunStuffBuddy]

Great interview! Congrats Brandon!! Sounds like doing all the little things right which adds up to big results. We had $225k in student debt and lived with my parents for a year while engaged (paid some rent) and fast forward less than 15 years later and all loans gone, paid off house, and much more in the bank. Keep up the great work!