This is an amazing video! I recently applied for the ion+ visa after using rbc mastercard cashback for a year. I looked up online on which card to get next but a good amount of them requires an annual income.
How would you rate the RBC Avion Visa Infinite? While the earn rates on this card are not the best, it my experience it has the strongest set of travel benefits in monetary value. Especially with insurance! Unfortunately I don’t see anyone talking about this card even though it provides higher insurance thresholds than most Amex peers as well.
I'd say it's a pretty decent card. As you mentioned, the earn rates are what probably drag it down for most people. I would probably hold the Ion+ and then get the Avion VI when I know I want to redeem the points, as it has higher earn rates and you can transfer the points across the two accounts. We've made a full video on the Avion cards if you want to hear our thoughts in a little more detail.
I am a temporary resident of Canada, I currently have a security credit card with TD Bank First Class Travel VISA, I am earning some TD REWARDS IM VERY HAPPY WITH THAT. I have a second credit card with CIBC Costco Mastercard. but now I want to Moving forward to the next level, I only travel 1 or 2 times a year and I would like to accumulate more points than my current First class card with TD bank, what do you recommend?
Hi I have a quick question. Do you just keep on applying for new cards every year because let’s take an example of aeroplan you got that bonus 70k points you ll prolly just get 2 business class flights on…I see people travelling all over the world with multiple flights are they doing the same or actually spending money on their credit card
I can't say for others, but I'd assume a balance of both. In my case, the vast majority comes from applying for new cards (~75%), and the rest comes from spending.
Hey, I just turned 18 I was wondering if it was a good idea to apply for the Amex simply cash-back card even though it’s a beginner card I heard Amex requires u to already have a credit file open to apply for any of their cards. I don’t know if I will get declined or not. Any insight on this?
We just posted a video on the best credit cards for students, check that out and it may answer your question! If not, feel free to shoot us an email (contact@creditverse.ca) and we'll do our best to help you out!
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Thank you for breaking that down. I'm due for a new credit card and this helps determine which may be a better fit for me right now.
Wonderful video with a wealth of information! Thank you! I just finished my basic portfolio using many of your videos as guides.
Appreciate the kind words! Do you have any topics in mind you'd like to learn about further?
What if your not a student or and not working
what do you think about the rogers 2-3% cashback mastercard?
This is an amazing video! I recently applied for the ion+ visa after using rbc mastercard cashback for a year. I looked up online on which card to get next but a good amount of them requires an annual income.
Thanks Danny! The Ion+ is a great step up from the Cashback MasterCard. What do you think you’re going to add to your wallet next?
How would you rate the RBC Avion Visa Infinite?
While the earn rates on this card are not the best, it my experience it has the strongest set of travel benefits in monetary value. Especially with insurance!
Unfortunately I don’t see anyone talking about this card even though it provides higher insurance thresholds than most Amex peers as well.
I'd say it's a pretty decent card.
As you mentioned, the earn rates are what probably drag it down for most people. I would probably hold the Ion+ and then get the Avion VI when I know I want to redeem the points, as it has higher earn rates and you can transfer the points across the two accounts.
We've made a full video on the Avion cards if you want to hear our thoughts in a little more detail.
I am a temporary resident of Canada, I currently have a security credit card with TD Bank First Class Travel VISA, I am earning some TD REWARDS IM VERY HAPPY WITH THAT. I have a second credit card with CIBC Costco Mastercard. but now I want to Moving forward to the next level, I only travel 1 or 2 times a year and I would like to accumulate more points than my current First class card with TD bank, what do you recommend?
I'd take a look at the Amex Cobalt, or if you want to stick with TD, the Aeroplan Visa Infinite.
Hi I have a quick question. Do you just keep on applying for new cards every year because let’s take an example of aeroplan you got that bonus 70k points you ll prolly just get 2 business class flights on…I see people travelling all over the world with multiple flights are they doing the same or actually spending money on their credit card
I can't say for others, but I'd assume a balance of both. In my case, the vast majority comes from applying for new cards (~75%), and the rest comes from spending.
Hey, I just turned 18 I was wondering if it was a good idea to apply for the Amex simply cash-back card even though it’s a beginner card I heard Amex requires u to already have a credit file open to apply for any of their cards. I don’t know if I will get declined or not. Any insight on this?
We just posted a video on the best credit cards for students, check that out and it may answer your question! If not, feel free to shoot us an email (contact@creditverse.ca) and we'll do our best to help you out!