When Debt Pushes You Over The Edge | Debt & Depression
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- Опубліковано 13 вер 2019
- TW: deals with depression, mental health, suicide, and more.
If you are feeling despair, reach out to any of the resources below:
➝ suicidepreventionlifeline.org CALL 1-800-273-8255
➝ www.crisistextline.org/depres... Text CONNECT to 741741
➝ anthemofhope.org/hopeline
A debt payoff plan can help ➝ shop.penniesnotperfection.com...
I've been avoiding sharing this video, but I have to share this with you guys to be honest and transparent about why all of this means so much to me and why I talk about money on UA-cam.
I rarely ever talk about this but one thing I learned at FinCon was that being vulnerable and transparent can reach more people than holding back. So while I AM TERRIFIED to share this video, I know I need to. I've prayed a lot in my life over this and I'll continue to do so, now praying that it reaches the right person and they find hope.
Debt is not worth the despair and shame many of us have felt. That's why I talk about money on UA-cam, that's why I talk about mental health on UA-cam.
Life can be so, so terribly hard y'all. So hard. While I believe that God has given us blessings even in our suffering, we all need help to get through them. It is ok to need help! We are not made to go through life alone and needing help doesn't make you a burden.
If you are feeling despair over debt or just how hard life can be, reach out to any of the resources below:
➝ suicidepreventionlifeline.org CALL 1-800-273-8255
➝ www.crisistextline.org/depres... Text CONNECT to 741741
➝ anthemofhope.org/hopeline
➝ afsp.org
Or feel free to leave a comment here and share your story! Comments will be monitored and moderated and this will be a safe place or comments will be disabled, fair warning.
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WHY GET OUT OF DEBT (10 REASONS) | COLLAB
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Mary
P.O. Box 240981
Memphis, TN 38124
Website: penniesnotperfection.com
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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only.
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If you are feeling despair, reach out to any of the resources below:
➝ suicidepreventionlifeline.org CALL 1-800-273-8255
➝ www.crisistextline.org/depression Text CONNECT to 741741
➝ anthemofhope.org/hopeline
Debt payoff planner to help make a plan ➝ shop.penniesnotperfection.com/products/debt-payoff-planner-bundle-printable
I'm a 22yr old who has been in debt for over a year + now, it all started when my mom died last year January... she was paying for my higher education and after she died I had no where to live and no way of paying for my next tuition fees so I resorted to borrowing, I got a part time job which wasn't enough so i made some really bad choices in order to survive, a year later I've found myself in so much debt I don't know how to get out, I'm barely surviving trying to pay back and it's deeply eating me up, I've dropped out of university cause it's just making my situation worse, I'm depressed and completely unaware of how I'm going to get out
@@KasiBrucehow are you doing now?
I’m fighting every day to not take my own life because of the debt I’m in
It'll be fine brother
It's 3am and I'm super depressed so I came here to hear her remind me it's temporary. 😢 it's so hard to see the other side so please let's hang in there. Reach out to your friends and family so they can help or call a local church. I hope you are ok.
Sending everyone in this situation lots of love. I promise debt is never worth your life. It’s something that can be erased, forgiven, managed, or paid off. Lots of solutions to a very temporary problem.
Me too! I’m drowning right now
I am so so sorry 😞 it’s not worth it. You can bring so much good into this world. I believe there’s hope.
It feels like when you’re in debt you’re not allowed to be happy…
Literalllyyyyy. This is exactly how I feel!
I came here because I am literally drowning in debt. The worst part is I don't know how to get out. No, the very worst part is that debts collectors are calling with threats. I am depressed. I feel like vanishing. Forever
same feeling. i dont know what to do right now. i want to lost forever and never exist in this world. no family and friends will help me...
Pray everything gonna be OK bro
Keep praying 🙏
This is the first video I watched from your channel and I am going to subscribe. Thank you for sharing this. I have depression and have had it long before I was in debt. I look forward to seeing more of your content.
We all have debt. We all feel helpless at time. You are not alone .
I'm trying to accept that I've screwed my life up and let myself down. I don't know how it's possible to undo the damage. I'm just stuck. I hate myself for how badly I've messed everything up.
How are you now?
Yeah, I'm mid 30s and had to move back home after dealing with the unexpected death of my best friend and my 13 year relationship coming to an end
Another way of coming out of debt is to overcome fear. Fear is the worst enermy when you're in debts. One has to be courageous enough to face it.
Very true without a certain amount of courage is almost impossible
I'm so glad I came across this. I'm deep in debt at the moment and I've dealt with severe depression my entire adult life, and I'm on two antidepressants, seeing a psychiatrist and now two therapists. Some days I cannot get out of bed, or if I do, it's too late in the day to earn what I need. I'm struggling but I'm a survivor. Thank you for sharing.
Getting help is great, but also do reflection on the cost of all the medication and appointments. In the end, those are all money-draining activities that are only contributing to the problem. Seems contradictory because it is.
I pray that you find peace and the willingness to pick yourself up and figure out how to get out of this. I understand as I’ve cleared a ton of debt already and still in my 20s.
Our son's friend did this years ago too. 😭 If you're reading this and thinking about this, please know that 100's of people will be hurt without you. You are valuable!
Thanks for sharing Mary. 😍
Thank you so much. There are definitely so many people that hurt when someone is gone. It’s hard to know until they are gone but we are all loved in this world.
But the debt and the little amount I make as a school educator is just not worth living for anymore. My mom did 38 years in education and died at work, now I’m 14 years in education field and I’m going to die in my home. Debt is not worth living in…. It’s miserable .
@@mshotcounselor DON’T ever give up, things will ALWAYS get better 💜
The problem is that people don't show they care until you're gone
People don't talk about this enough. It is now more important than ever and not many videos on UA-cam highlights money issues. I'm sorry your sister had to go through this.
Thank you all for the response. You are amazing.
We see the despair and stress EVERY SINGLE DAY! It's so sad because it's so preventable!
Preventable are u sure?
I hope UA-cam does not demonetize this, because it's just as important - if not more - than any other content you or anyone else publishes. Thank you so much for sharing this.
Kate Lavender After seeing the response I’ll keep it up regardless because this really does need to be talked about. They’ve demonetized my videos where I talked about therapy in the past so I assume this one will follow, but it’s ok. This is important and honestly more important than me making any money.
Thank you for sharing this, this is very emotional for me. I am in a very, very, very dark place right now and I don't know, I just found your video while typing : how to get out of debt. Yes, there is not a day I don't think of ways how to die, I feel like I couldn't get out of my situation, and I felt like a burden to my husband because of my poor financial decisions..... And yet everyday somehow , something like this keeps me from doing another poor choice. Thank you for sharing your vulnerable side, you just saved another person, (me)
@@mdwang0923 Our value as a human beings is not how much we have in our bank account. Your life worth more than your financial situation. Even if it’s hard finance is something that has solutions fortunately. Maybe take a finance course or ask someone to help you manage your finances, it may take time but I am sure you will get there. You are already researching on how to get out of that situation, it means you are in the right path. I wish you all the best! 💝
I don't often comment on videos but this one is important.
Thank you for sharing and thank you for being human. Im so incredibly sorry for your loss. As sad as it is and as harsh this may sound, it already helped one person. You! You learned from it and attacked your own debt. It made you stronger in the end.
Your videos help me to keep my eyes on my goals. I have a new mortgage and a 36000 euro debt. A debt that will be paid off in 10 years as long as I pay every month. No problem, but I want to pay it of in maximum 5 years (preferably earlier, but I would be happy with 5 years) and your videos help boost my confidence that I can.
You are so strong! Yes, you cried but hey, you lost your sister. You lost a person you care about because of money shit. Its hard to talk about it and that's okay. Be proud of who you are and what you've accomplished. I may only just start attacking my debt but you already helped me and I bet there are many more people out there that you helped with your videos.
Thank you for sharing and thank you for all your videos. You've come a long way but please, keep making video's!
A hug from the Netherlands,
Inge
Inge Hermans Thank you for this comment. You are right. Her experience helped me and changed me greatly. And because of that I now get to hopefully help others too. I definitely believe you will have that debt paid off in 5 years or less!
Penny I want to thank you for putting this out there. I’m a mental health therapist and I see it everyday how debt impacts others. I found your videos about 6 months ago and I watch everything you post. I lost all my brothers and my father within about 5 years of each other. I have a sister but she does not live close by and we seldom talk. I know how you feel when you say you lost someone you love and how she struggled with finances. The same year I lost my father I lost a very dear Sisterinlaw and she was extremely sick and felt the same as your sister. She didn’t commit actual suicide but in a way she did. She gave up and refused todo anything the doctors told her because she felt like there was no other way out. So I’ve shared this to let you know that you do help others and you help me every time I watch your video. I’m 54 years old with no retirement no health insurance and not much savings and I have 150,000 in debt so I could very easily be your sister. Most of this debt is student loans no credit cards thank god. My career does not support what I owe by no means so I NEED you and your channel. I am inspired by you to keep trying. I’ve been working hard this past 6 months because of your channel and the hope you have brought to me . Keep on making those videos and never feel what your sharing is not making a difference or helped anyone because it has helped me in so many ways. God bless and so sorry for your loss but know something good is coming out of your story. Please keep sharing you never know who you can help.
Thank you so much for sharing your story. I'm proud of you for the work you've been putting in. While it might feel hard and not ideal, you are doing a great thing so you aren't struggling even worse in future years. You have a lot of time left to clean up that debt and build up a retirement nest egg so you have more to supplement social security. Definitely don't lose hope in that because I've heard the stories like yours on Dave Ramsey's show where they did exactly what you are trying to do. Your path might look different since you should be saving something for retirement and need to get health insurance (exchange? health sharing like medishare?) but you can do this Vickie! Proud of you! - Mary
So sorry for your loss and it is so true how suicide affects the family and friends of the person who took his /her life.
marta ehulech It definitely does and has ripple effects out from the immediate family even further. It’s hard to see how important someone is until they are gone.
Im not gonna kill myself ill Just wait
MARY THANK YOU FOR BEING OPEN AND SHARING THIS! There are so many people in debt and struggle with it. I watched my Mom paying on credit cards from things when I was back in high school. I seen what not to do, but it would take me many years later and taking Financial Peace classes to understand Money, Respect Money, and Make it work for me. I'm a Single Mom of 2 girls and through the Grace of God raised them to be financially woke young adults. Thank you for being open, I will be sharing this video ❤❤
DIVING WITH PURPOSE I also mostly learned what not to do when learning about money. You did such a great thing raising 2 girls to be strong and smart about money and life! I truly hope I can be like you. ❤️
@@PenniesNotPerfection You are doing an AMAZING job and just Think your baby girl will learn so much from you, God Bless ❤
Thank you for sharing this. You share a great message and purpose. Keep it up! 👍
Passive Income Tom Thank you Tom. I so very much appreciate your support and everything I’ve learned from you here!
I recently found your video because I was looking for some sort of connection between debt and the feelings I’m feeling. I was so happy to hear you say my feelings are justified and that I’m not alone. Because my parents think the simple solution is to not spend any money. So I literally stopped eating, stopped spending money on food and entertainment. Now I just wake up, go to work, come home, do nothing, then go to bed. And I was wondering why I felt so sad because I know I’m saving money by having this lifestyle. But it’s getting to be so depressing and lonely. I told myself I should be happy with this lifestyle because in the long run, I’m saving money and will be able to get out of debt sooner, and I know that’s what my parents want, but they don’t understand why I’m unhappy with the good things I do have in life such as my new job. It was just hard to explain so this video really REALLY helped me feel heard and justified that this lifestyle IS hard and not fun. But I have hope and I will watch some of your budgeting guides so I can save money but still live a happy life. Thank you ❤
Watching this from India... Totally depressed because of financial problems. I have no home no food no friends no family I've no one like totally alone... Sometimes feels like let's just end this all coz nobody cares if I'm there or not nobody will ever even notice my presence...
I won't try to push a belief down your throat,
Or try to be some motivational hero who ''knows it all'',
Just giving you a reminder... that there's 1 of YOU...
If you didn't have a powerful voice and a pure, heartwarming soul... why were you born in the first place?
Seriously Shaif,
Shut all that self sabotaging chatter in your mind for 10 seconds and realize that you've had a purpose since you were a baby -
You weren't gifted a pumping heart, complex brain, entire nervous system and a godly soul just to throw it away because of some coins and paper bills.
Realize you're special.
God gives the biggest, most difficult, and scary obstacles to his strongest soldiers.
Go out there and make the biggest comeback ever!
I believe in you.
Leadersadapt
I am so sorry for your loss! I appreciate you sharing to show just how much money can affect lives. You are amazing Mary and I’m so thankful for your videos
Thank you for sharing. I feel like a failure every time our account goes into the negative. Every time we don’t have money for milk because I rob Peter to pay Paul. Every time my kids say mommy I need this for school and I say it has to wait. When I see a light at the end of a tunnel, it closes so fast. Thank you for giving me hope.
Hi Michele, I didn't respond to your comment initially because it really hit me. I have felt all of that and it sucks but that isn't what your life will always be. You are learning and getting better every day even if it doesn't feel like it. Keep trying and finding what works and that light at the end of the tunnel will stay open longer and longer. You'll eventually find that it is a whole different way of life. You've got this!
Pennies Not Perfection - A Merry Life, On A Budget Thank you so much for responding. You have helped me realize that I can do this. Even through some weeks will be harder than others, I will get through it. Please keep doing what you are doing.
Thank you for sharing. I'm so sorry your family went through that. My aunt took her own life when I was a teen, but she will always be a part of our conversations. Sending love.
Thank you so much for sharing...my heart goes out to you. Im in the parking lot about to get my eyelashes done, now my eyes are all wet. I relate to this so much...i come from a community of Financial desperation...evictions...no food...lights turned off so much it becomes normal, not just for your family but an entire neighborhood. Thank you for your purpose...thank you for your mission...thank you for sharing your story.
Yes financial desperation is the exact phrase and I’ve seen what you are talking about. It’s so devastating but hope can be in short supply. Thank you for the comment and your mission and how you’ve inspired me with my channel. ❤️
love love love this video!!! Thank you for opening up. You are helping so many. Sending hugs!
Thank you for sharing this, Mary! I’m so sorry for your loss. You are helping and you are making an impact 💕
My family lived below the poverty line. Going to college had a huge opportunity cost. I could've worked full time. The money I would have made could've helped pay bills. It killed me to learn that my mother would hide the fact that the water had been shut off or the lights had been cut off while I was miles away accuring debt. I never want my child to feel that way and therefore, I manage my money very well. I created a community of youtubers that keep me motivated and you're one of my favorite youtubers to listen to. Never stop!
That's awesome! I totally relate to some of that because my mom did similar things and struggled but didn't want any of us to know. She ended up in a really bad spot. I'll have to share that at some point but I've tried to keep the stories and such to just my own as I'm trying to correct some of my mistakes and her mistakes too, honestly. It's a hard thing to climb out of but you can do it! I'm glad you found all of us on UA-cam, I love this community!
So sorry for your loss. Life is not easy. You are an inspiration to all of us that a Merry life is possible. May God continue to bless you and comfort you.
You are amazing for sharing something so personal. I am sure that someone needed to hear this today, and you made them feel less alone 💞
I am so sorry for your loss! Thank you so very much for doing this video! I myself have suffered from anxiety and depression for most of my life. I spent a decade self sabotaging. I still struggle daily with thoughts of not being "enough". I absolutely agree that debt makes it feel so much worse. I remember times of feeling like I would never make it out or not even wanting to stick around to try. I am so thankful for where I am today. I will always struggle with my mental health, but it's definitely more manageable for me now. Lots of love to you ❤
Thank you for sharing yours and your sister’s story . I wish more people would have the courage to share all there financial struggles like you did. Thanks you again.
I am incredibly proud of you for being courageous enough to tackle a topic like this. The work you are doing is precious. I'm deeply saddened by your sister's passing.
Thank you for taking the time to share this!
I'm sure it took a lot of courage and I'm sorry about your sister!
Hang in there!
Big hugs, Mary. I'm so sorry for your loss. Thank you for sharing your story and your sister's struggle with us. I hope this video does help someone.
Thanks for sharing your story and your sister's story. I know what it can be like to feel crushed by the burdens of life and usually finances are at the center of that. Plugging into the Fincon community has been a blessing for me and even though I am still on that journey to financial freedom, I am gaining so many helpful tools that I know will get me there. Thanks again for sharing.
Suicide is a permanent solution to a temporary problem. Thanks for sharing your story , too many times we make mental health very taboo. I find all of my inspiration in channels like yours. I lost my brother in law to suicide years ago, and lost my brother 4 years ago, and it affects you every day. One of my big goals of getting out of debt is to be able to live the life they deserved to have. Keep doing what you're doing, don't let negative people take away your shine or your drive
I'm sorry to hear that it has affected you too but we have very similar motivations. I promised I'd live the life she didn't get to and being debt free and loving my babies is a huge part of what she would have wanted. It's definitely a permanent solution to a problem that is temporary and can be solved. Thank you so much for sharing and watching. Much love to you my friend!
@@PenniesNotPerfection Agree!! People always ask me why I'm so laid back and don't get bothered by
much. But I've lost a lot of people in my life (my mom and dad passed away before I was even 20), So I def don't sweat the small stuff. Life is too short! Thanks again for sharing your story and making those of us who feel your grief, feel not alone : )
Totally understand that! I let a lot more go and don’t strive for perfection anymore becAuse I’ve learn through faith, therapy and experience that it’s not the point. Care about what matters and let the rest go.
Thank you for sharing your story ❤ you are such an honest and amazing person, I'm so honoured that you chose to share with us all.. I will be praying for you xx
Thank you for saying that Nigella. It really means a lot to me.
Thank you for sharing this. I’m sorry to hear your sister felt that she was a burden. Debt sucks. It is important to talk about money. Wish more people would talk about it.
Thank you for creating this video. It helped me to hear someone else went through being in so deep and the depression it brings and then talking about what it took to rebuild your financial situation. I’m so embarrassed just thinking bout having to return my car I can’t afford and even worse I’d rather return than have a tow truck come take it away snd the whole Apt complex watching and talking. I hate it but I’ll have to bum rides until I can figure out my future and resolving debt. Bless your heart, it took a lot putting this out there and I’m so glad you did!!!
Hi Mary, I think it's is very cathartic to voice your feelings out loud. That is good for the soul. Mary, you're helping more people than you realize, and the fact that you show your vulnerability says so much about you, and that's not a weakness but an inner strength coming out to empower you. By speaking about your sister and what happened, it'll help others by see they're not alone. You have become one of my favorite UA-camrs because I see your reasons behind your determination to become debt-free and yours is a journey I want to celebrate! I'm sorry for your loss and feel your sister would be so proud of you at this very moment! Sending you a warm hug.
Wow. I’m so sorry that happened. It was really brave of you for sharing. Thanks for doing what you’re doing - it is amazing. You’re inspiring me and tons of people out there ❤️
Super proud of you for sharing! God bless you and your family. ❤️
Thank you Stephanie!
No one would ever think that your stupid or anything. You are the most kind person on here. We are all here to support one another through good and bad. Girl you got this. We are all here for you.
Thank you. It takes courage to share what you’ve shared. There’s so many people in debt and battling depression yet it feels so alone. I’m sorry for your loss 😢 Because of what you shared, it’s made me think again about my choices and how it affects people I care about. Thank you again!
This is heartbreaking, but thank you so much for sharing this! I have been through deep depression, and I continue to struggle with it all the time and knowing how much of a burden my debt is, doesn't help. It's something I've vaguely mentioned myself and tend to brush over at times when I feel like I have to point it out, so I know this was hard to film and post, but I think this video will help so many. You are very brave for posting this and I really hope you don't take it down because I think it will help so many!
Mary,, your sister’s legacy will continue to have a positive impact because of the work you are doing. Stay strong and continue the journey.
Thank you so much for sharing and leaving this up. I am so sorry for your loss. This video is the one video that has taken the edge off my depression and anxiety. Finding out I'm not alone in what feels like drowning and your encouragement and positivity mean so much to me. Thank you for being so brave.
I'm so glad it's taken the edge off of those feelings. It can honestly feel like you are THE ONLY ONE ever to be in debt and struggling with money. It can feel hopeless because people don't often talk about money stresses and lie to cover it up. I hope that being more open makes everyone realize these things happen but they also aren't so important they are worth your life or any suffering.
Hugs Mary. I’m sorry for your loss. Everyone’s life is a story...thank you for sharing.
So true, we all have stories and hurts and wins too. Thank you for the hugs and for watching my channel and leaving comments. I appreciate you Anita!
I’ve watched your channel a long time but had never seen this video. It’s such an important conversation, especially now as our current economic climate is causing so much strain on people. Thank you for sharing this story, and I’m so very sorry for your loss. I’m sure you’ve helped many people with this video.
There has to be multiple ways to get your head above water. File bankruptcy even if that’s the last thing you wanted to do. Cut those dang cards up, give that car up and ride the bus, debt is something that you can rise above. Your life is so much more than debt.
❤️ we love you Mary! This was such a needed video and will bless someone’s life! Praying for you and your family. Love your story and your videos! You definitely motivate people and we appreciate each and every video! Keep sharing your story and lessons learned!
Winning with the Smith’s Thank you so much! ❤️ I prayed about this a lot and finally realized that my discomfort and fear wasn’t supposed to stop me from sharing because maybe just that one person needs to hear this.
i really appreciate that you unapologetically talk about mental health!
Thank you! I think it's definitely needed. I felt so bad for so long thinking something was wrong with just me, but these are very common problems. Once you start talking about it openly you realize lots of people have the same issues they are just scared to talk about it. I've really appreciate my church talking about it and starting a mental health ministry, they refer people out to local therapists and offer support people in the church that follow up. Stuff like that has made a big difference, just talking about it!
Mary, I'm so so sorry about your sister. Thank you so much for sharing. This is a very powerful story. I got close to where your sister was several years ago when I went through a lot of losses in a short period of time and I had a lot of debts. Somehow I made it. There are no words to say how sorry I feel for the pain your sister experienced, and the pain you've experienced since she passed, but I'm just so sorry. Thank you for sharing your why. Thank you for sharing your journey. God bless you.
NdiNaija I’m so sorry you were in that dark place too. I’m so glad you made it through and are able to share your experience. God bless you too my friend and thank you for sharing your strength and your story. ❤️❤️
Wow thank you so much for opening up about this. I’m so sorry about your loss. I’m thankful that you decided to share this because I am sure someone is feeling overwhelmed right now and needed this
Thank you, I certainly hope so. I really do believe if even one person benefits from this message then it was worth it.
Thank you for being open and honest with your story and emotions. It's inspiring.
Thanks Lynne. I appreciate your comment. Thank you for watching.
❤️ ❤️ ❤️ ❤️ ❤️ this!! I suffer from depression for other reasons but debt doesn’t help it. I watch your channel and a few others to keep me motivated that debt isn’t going to end me.
Your strength, honesty and openness are a wonderful gift that you can share with the world , and you do that beautifully
Thank you so much Jennifer. I really appreciate you saying that. It means a lot to me.
Thank you for sharing such a painful (but so relevant) back story! I appreciate your honesty, your bravery and your selflessness. God bless you and your family.
Thank you so much Aunty Harry! It is painful to think about and share but it really is important to talk about these things. I appreciate your comment and blessing. Thank you for watching.
Thank you Mary for opening up this discussion, you are such a strong and inspiring woman! We are all here for you! ☺️💕
Thank you so much!! It's been a really good conversation and I've found people in my "real life" have been messaging me and sharing stuff I never knew about so it's been a really affirming and special experience. I'm so glad I shared. Thank you for watching and commenting!
*HUGS* My greatest condolences friend. Keep spreading your magnificent light. You're making a great impact 💕
Debt Free Dee Thanks Dee. I appreciate you!!!
@@PenniesNotPerfection Same here 😊
I am so sorry for your loss. 😊 Thank you for being brave enough to expose your vulnerability in sharing your “Why” ❤️ Not an easy thing to do. I have been enjoying your channel for awhile now and I appreciate how authentic you are!!!!
Thank you Bernadette. There are multiple reasons why talking about money on UA-cam has been such a great journey for me and I definitely wanted to share this one as it was one of the most formative experiences in my life.
Thank you so much for sharing this. I am so sorry for your loss. She would be so proud of you.
Thank you for sharing! Thank you for being brave! You are inspiring me to be a better person.
Thank you so much for saying that Tina. I strive every day to be better as well. I constantly fail but I am lucky to be a believer who receives grace and gets to try again. Thank you so much for the encouragement.
🧡🧡🧡You’re so brave for getting this out there. I’m sure it has helped others. Thank you for sharing.
Thank you for sharing! I just found your channel and you are so brave for putting this out there!
thank you for saying that Jana!
Thank you so much for sharing this, Mary. It's so important to talk about both of these topics. And you did a great job of touching on both. Your sister would be so proud of all of the great things you're doing with your own finances. And I can tell you that your videos have helped me tremendously, especially early on in our journey. I'm sure that I am one of MANY others who have experienced the same. 💜💜💜
Thank you so much for saying that!
Mary, thank you so much for sharing this with us. You are brave and powerful and you have helped so many by sharing this! Love ya!
Thank you Kate, and thank you so much for the encouragement to post it. You are awesome and I love you!
Thank you Mary ! Your channel helped me a lot! Depression is a sneaky thing and money problem can be so hard.....
I'm so thrilled to hear that. Depression is sneaky and insidious and convinces people of things that aren't reality. Like my therapist says about anxiety, "it's fake news about yourself". Depression can tell people they are failures, or can never get out, but it isn't true.
Mary Thank you for sharing this, it really helps. Debt is truly an anchor in our lives, weighing us down and keeping us in one spot.
It really is an anchor. It weighs more heavily on some than others but either way it still drags on people.
Ah! Your thumbnail already makes me sad and I haven’t even seen this video yet. Hugsss!!
And *THANK YOU* for mentioning this! Mental health is EXTREMELY important and NEEDS to be spoken about more. I’m sad that her medicines caused her debt. This country’s healthcare has got me 😡. I work in the healthcare field and see this firsthand-see the struggles of so many patients to AFFORD their medications, therapy and/or hospital stay itself... I am so, so, so sorry for your loss! Hugs x a million! Thanks for spreading awareness ❤️ You and your channel make a difference. 💗💗💗
Edit: THANK YOU for adding the Suicide Prevention Hotline - though it may seem like it to the people having negative thoughts, you ARE NOT alone 💓
Thank you for sharing. I'm so sorry that you lost your sister, but I think you're doing something amazing in your sister's memory and we didn't know that until you shared this story, but I definitely thing you're inspiring and helping a lot of people.
Thanks Aly. I definitely hope we are improving our own lives and inspiring others too. That's the goal! :)
Thank you so much for this Video. I needed this more than you know. My depression & fear of my debt is crippling at times. Thank you
Mary you are such a bright light! Keep spreading your message that mental health needs to be taken care of. Your videos provide hope to people you may never meet. Stay true to you and fall will work out.
Brianne Holmes Thank you so much! It’s definitely something I believe in and will continue to share. Thank you for the support. ❤️❤️
Thank you for sharing....you can do this , we all can. Thank you for helping me today!!!
Yes we all can! 100%!
thank you for making this video .its so important to talk about mental illness. the more we talk about it the less stigma there is. i have been in therapy since I was a teenager and will probably go for the rest of my life.
Definitely agree! I’m proud of people who go and openly talk about it. Nothing wrong with therapy at all and people go for a variety of reasons.
Thank you for having the courage to share this. Your videos definitely keep me on track with my goals and help me to remember I can take control of my financial situation. Keep doing your thing! ❤️
I'm so glad to hear that! Thank you for sharing this.
Thank you so much for sharing this story. I believe that this will help at least one person, and probably more. Thank you. 💕
Thank you Meghan.
A few minutes in and this is EXACTLY what I needed to hear! Firstly, I am so sorry for your loss. 🙏🏼 I am in the grips of this right now and I am very isolated with no family and friends around and a single parent. Thank you for sharing and I am looking forward to looking at more of your videos.
Glad to hear it. Sorry you don’t have a support system near you but there are lots of supportive people online! Your child definitely needs you and you can figure it out for them. Sending you lots of love. 💕
You have no idea how much this video is helping. Thank you.
So sorry for your loss Mary but keep your videos coming! They really helps others get out of debt and to also let them know they are not alone in the process! 👍
Will do! thank you for the encouragement.
@@PenniesNotPerfection Anytime! 👍
Thank you for sharing. I admire the way you do your videos.
Thank you so much! I appreciate that a lot especially since I feel I'm naturally more of a writer. Thanks for watching my videos!
Awww!!! Sending hugs 🤗 and kisses 😘 your way.. I’m so sorry for your loss😞
Thank you! Hugs!
A powerful message that needed to be shared. I'm so so sorry for your loss. You honor your sister, your family, and yourself through the work you do and the support and encouragement you provide others. Thanks for being a beacon of hope 💓
Thank you 💓
Thank you so much for your videos and sharing with us a much more deeper and genuine purpose to why you create them. You are amazing and have really helped me so much with my debt. You are so inspirational, your sister would be so proud. ❤️
You spoke words that were priceless for me ..
You are keeping your promise ... 💜
Thank you Esther.
Thank you for sharing!! This whole debt thing that my husband and I have gotten ourselves into is so frustrating. I get down sometimes when I look at what we bring in compared to what we owe. I watch your channel and feel better about making mistakes with our money and there is a light at the end of the tunnel. Thank you again!! You are appreciated!!
I'm so sorry it gets you down but the good thing is that there are ways you can change the situation to change the outcome! Reduce expenses, find a side hustle, work more hours, etc. There is always something to try and a light at the end of the tunnel. Thank you for watching and being part of this community!
I'm so sorry for your loss 💔 I lost my brother to suicide. Not for the same reasons but I think he also felt like he was dealing with something he couldn't get out of. You're so strong for facing these emotions head on and showing the world.
The Nifty Nester I’m so sorry. It’s so common and that feeling of being trapped without a way out is devastating. Thank you for sharing this with me.
my condolences
💐🙏😑
Thank you for your transparency. I'm so very sorry about your sister. 😢
I understand her pain so well.
Thank you for sharing this story. I’ve been struggling with money for years cause of stupid decisions I have when I was younger and depress. ( basically buy items to make me feel better but then felt guilty about my spending and the chain went on ) I want to make my 2023 year a get back on track year. It feels refreshing to hear someone talk about it so freely because it is scary to talk about especially when even banks don’t want to work with you. I’ll keep pushing through but it’s nice to hear someone actually giving me hope. Take care girl you definietly earn a new sub!
Your "why" is so powerful. Thank you for sharing it. Within a few seconds, I was in tears.
Thank you. I have many WHYs for this channel but this is by far the strongest and most important.
It's such a great a message. Now I know where the pain comes from, thank you for sharing I know this was really tough. I'm sorry my friend.
So very proud of you! I've always loved your channel, and now I love it even more. Thank you! You are an inspiration for us-keep up being real...living your best life. Not only did making the video help others, it helped you...and in turn it will help your daughter; you are a strong and brave woman. : )
Thank you so much for saying that Kimberly. That means a lot to me and I definitely want to be strong and an inspiration for my daughter.
Thanks for sharing your story😢 keep doing what you’re doing! Love your channel🥰
thank you so much Shari!
Mary, you are inspiring so many people with your story and you journey! You are a light for others! Keep being amazing!!!
Thank you so much for saying that Sarah. I really appreciate your encouragement!
Wow Mary, major props to you sharing this! A lot of people go through the stress and anxiety that debt brings including me. But losing a love one is a whole other level I can’t imagine to understand what you’re going through. Love the realness and appreciate ya! Keep speaking your truth! 🙌🏽. Documenting your journey will show people they to can get out of debt and motivate themselves to get up and do it! 👍🏽
Thank you RJ! That means a lot to me!
Mary, I’m so sorry for your loss. Thank you for entrusting us with your story 💙 You will be debt free soon! Mental health is so incredibly important, I wish that so many of us (including myself) didn’t put it on the back burner.
Thank you for sharing your story, this was posted 4 years ago but is my first time seeing it and I needed it today. Thank you for having the strength to share your story and your transparency into finances. We need more of this to encourage each other and pull each other up, there’s always a way out ❤
Thank you! I’ve left it up because its helped and encouraged many people. Even if it just helps one it’s been worth it to share. Definitely always a way out!
Thank you for sharing your story Mary! There is hope for everyone in debt!
There definitely is hope for all!
Sweet Mary. I'm so sorry for your loss. I'm sorry for your sister and your family. Having the courage to share your story is powerful on many levels. This has created a deeper understanding for me of your purpose here. I'm sure you will help many as you've already helped yourself. You've created a light in this community and I'm so glad you did because this is so important. I saw the thumbnail & teared up seeing you so upset. Sending love & hugs. May peace be with you in time. Thank you for sharing.
Thank you Sandra! I am at peace with what happened because my sister no longer suffers and I found comfort in my faith and family. But ultimately sweeping that painful experience under the rug and never talking about it won't help anyone. I know debt and depression go hand in hand for a lot of people so I plan to keep talking about mental health along with financial health. Thank you for the support and being one of the most consistent and supportive people in this community as a whole. Your comments mean a lot to many of us.
@@PenniesNotPerfection I like your plan 😻 Thank you for your kind words.
Thanks for your work. It's a blessing to my life and I am glade you are soo brave to share so much of your journey.
I love the snowflakes, so encouraging!
I love that you make so many short videos and it makes me think of staying on trake a lot.
Also thanks for this video. There is so much strength in vulnerability.
I'm so glad to hear this!! I love sharing the little snowflake videos because I know that the little actions add up even in the face of a big obstacle. I'm so glad you've been encouraged.
Thank you for this comment and for watching!