IELTS Speaking Part 1 | Low vs High Score | Topic: Money

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[@ElizabethJu]

Lets’ talk about money. Let’s make some money! Show me the money! Show! Me! The! Money!😂

[@dennisjasonbago3659]

The reason why it is difficult for me to save money because of the bills, descretionary and non descretionary spending. As I have observed my monthly expenses. Its my descretionary spending had made a dent in my savings. Reducing my descretionary spending could grow my savings substantially. Furthermore, self discipline and finanicial planning would be benefit me greatly because it restrains me from unnecessary spending.

[@fv447]

Beauty❤

[@tulganoyrabbimova957]

😊

[@Woodland26]

Is this a test for who can talk the most trash?
"I always saves about 10% of my pay immediately after being paid. After that another 5% to another account for discretionary spending such as a holiday, clothes or towards a new phone. I pay my monthly mortgage payment, food and utility bills. After that, if there are any money left I may treat myself for some little luxury items."
sounds wonderful but who really do this in real life.

[@nushabanasirli6743]

Exactly

[@arogundadeomotayo5201]

This does not make any sense, sorry!