7 signs that your financial plan isn't working

Here are some keys to tell you when your financial plan is going sideways or South or backward!
Your net worth has gone down or stagnated for 24+ months.
Your advisor has stopped advising you and/or taking your calls.
You and your spouse can’t remember the time of year when your last financial review occurred.
You are your own DIY planner.
You’ve gotten tax refunds almost every year (ask me why that’s not a positive).
Your debt load keeps increasing against too few capital assets.
Your family banking system is under water!
If you answered Yes to:1= Caution2= Danger3 or more= Call the money doctor!
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