oooh I love warm fuzzy socks. Thank you for breaking it all down for us. My long term is getting my mortgage paid off early. I want to have that paid off before we retire. I am also saving for end of life because I don't want my kids to have to worry about any of that.
Love this video! Thank you for sharing how overwhelming saving long term can be. I did what you did at first and didn't see much progress. This year I'm focusing quarterly to stay motivated and realistic! Yay for completing a section!!! 💕🐻
Hi Steph, Christmas is coming fast. Love the happy mail. I love to start fresh in the new year too. I love mixing up big and small challenges to knock off my goals ❤😊
Hey Steph, hehehe. I am the avocado lady 😝. Yay, so happy you loved your happy Mail. That Minnie concha reminded me of you. 😊 Greta video friend, happy holidays 🫶🏻
Thanks for doing this video. I did try the 100 envelope challenge and it took me 3 years to finish because I was going at my own pace. I now do the version from 2 sister bees where I just add $1 for each envelope. At the end, I put that money in my sinking funds jar. At the end of the year, I use all the money saved to fund my next year's sinking funds.❤ some long-term challenges I will be working on in 2025: back to school (I'm a teacher), christmas/black friday/after christmas, travel. This year I started Tiny Tuesdays each week, I love chipping away at mini challenges then adding them to a big goal when they're done. I now have more binders than when I started buying them in January 2024 but I love saving and now I love supporting others by buying their challenges. 😍
Oh my goodness....I guess I'm done shopping. What I have will have to do. I was doing ok, considering that I'm trying to recover from surgery....then on 12/16 Monday, my husband fell on the job and broke his Fibula in 3 places, tibula in 1 and fractured his ankle. He can't use crutches, and is non weight bearing. I am a planner and this sent me into a tail spin. Sis and I are going to plan tonight for Christmas Eve...normally we go to her house, but I think they will come here...and we can still do Christmas Morning here too like normal. I have an intentional Hernia that won't be repaired until next year, so I can't take any of my Husbands weight....Thankful for my son who helps when he can. Sweetie I'm feeling your caregiver challenges. I love that man so much! So thankful because it could have been worse. Love your channel, keeping you in my thoughts and prayers.
Great video! So inspirational. I am so happy I found you and this village. The progress I have made in the last year and a half has been amazing. I am currently saving for a cruise to the Baltic Sea with my two best friends in the fall of 2025.
I am doing the Month Ahead, $2025 in 2025, and both high priority and low priority sinking funds. Saving for remodel as well. It’s going to be a good year!!!
I am so excited for 2025 I can’t even tell you! I bet you are excited for your cruise next fall-what a great time to go! Get away from the November blahs and catch some rays 😎
Hey, will you consider making your planner pages available for purchase? I would love to add them to my planner. I’m putting together the one Donna created.
❤ Hey Mama Bear! ❤ 2024 has been the year when I have seriously committed myself to cash budgeting. Even though I'm starting out slower than I would prefer, I am doing what I can with what I have, where I'm at. I'm grateful for the kindness, support, and encouragement of this community. At this stage of the game, completing the smaller challenges gives me the satisfaction of more frequent wins. Little by very little, I am adding to my various binders while paying off debt. This too shall pass, yes. Unfortunately it's too easy to get discouraged because progress is slow.
Just found out property taxes are going up this year. That's the biggest iM saving for. I have smaller challenges going to it but also a larger one. In total we pay about 4500 in taxes. Ugh
I do get/ feel overwhelmed with saving money. I think it's because I want to do it all and because I don't always have enough money to put in them all, I feel like I'll never catch up. In 2025 though, even if i can't put a much in them or i might have to skip a week, it'll be ok. I'll just add what i can and I'll try not to get discouraged.
I had to think about it. I want to be a month ahead next year And save my first 1.000 emergency fund And I'm saving for a disney cruise in the next cople of years😊
Hey, will you consider making your planner pages available for purchase? I would love to add them to my planner. I’m putting together the one Donna created.
oooh I love warm fuzzy socks. Thank you for breaking it all down for us. My long term is getting my mortgage paid off early. I want to have that paid off before we retire. I am also saving for end of life because I don't want my kids to have to worry about any of that.
That is an awesome plan!!💕🐻
Hello Steph. I am so scared to do a 100 envelope challenge as well. IDK there is something about it that is so intimidating.
We could do it together!
Love this video! Thank you for sharing how overwhelming saving long term can be. I did what you did at first and didn't see much progress. This year I'm focusing quarterly to stay motivated and realistic! Yay for completing a section!!! 💕🐻
You've got this! I'm so excited for you!💕🐻
I'm wrapping my presents today while I catch up on videos!
you are so welcome momma
Very cute. I think I have to do some pink for Christmas next year
Cool! I just love pink Christmas💕🐻
Hi Mama Bear 😊 great video thanks for sharing your insights so very motivating 🙏🏻🙏🏻💕💕💕
I’m so glad it helped you!!💕🐻
Hi Steph, Christmas is coming fast. Love the happy mail. I love to start fresh in the new year too. I love mixing up big and small challenges to knock off my goals ❤😊
Me too!! So excited for the new year!!💕🐻
Hey Steph, hehehe. I am the avocado lady 😝.
Yay, so happy you loved your happy Mail. That Minnie concha reminded me of you. 😊
Greta video friend, happy holidays 🫶🏻
I loved it!! Thank you so much!💕🐻 🥑
Great video!!❤❤
Thanks for doing this video. I did try the 100 envelope challenge and it took me 3 years to finish because I was going at my own pace. I now do the version from 2 sister bees where I just add $1 for each envelope. At the end, I put that money in my sinking funds jar. At the end of the year, I use all the money saved to fund my next year's sinking funds.❤ some long-term challenges I will be working on in 2025: back to school (I'm a teacher), christmas/black friday/after christmas, travel. This year I started Tiny Tuesdays each week, I love chipping away at mini challenges then adding them to a big goal when they're done. I now have more binders than when I started buying them in January 2024 but I love saving and now I love supporting others by buying their challenges. 😍
You are doing great! Sounds like you have a solid plan💕🐻
I’m almost done with my 100 envelope challenge. 😮 I will need to find a new challenge. You make saving look so fun!💕
WOW!! That is awesome!! Thank you so much💕🐻
Oh my goodness....I guess I'm done shopping. What I have will have to do. I was doing ok, considering that I'm trying to recover from surgery....then on 12/16 Monday, my husband fell on the job and broke his Fibula in 3 places, tibula in 1 and fractured his ankle. He can't use crutches, and is non weight bearing. I am a planner and this sent me into a tail spin. Sis and I are going to plan tonight for Christmas Eve...normally we go to her house, but I think they will come here...and we can still do Christmas Morning here too like normal. I have an intentional Hernia that won't be repaired until next year, so I can't take any of my Husbands weight....Thankful for my son who helps when he can. Sweetie I'm feeling your caregiver challenges. I love that man so much! So thankful because it could have been worse. Love your channel, keeping you in my thoughts and prayers.
Sending you lots of love and prayers. I hope you and your family are doing okay. 💕🐻
Great video! So inspirational. I am so happy I found you and this village. The progress I have made in the last year and a half has been amazing. I am currently saving for a cruise to the Baltic Sea with my two best friends in the fall of 2025.
I'm so glad you found us and are making progress! That cruise sounds amazing! 💕🐻
Thank you for sharing this video I needed to see this video 🙏🙏🙏
Oh I am so glad!! Thank you💕🐻
Thanks for the long term video it helped alot I sometimes struggle with my long term.
Glad it helped. I do too and completely understand💕🐻
I am doing the Month Ahead, $2025 in 2025, and both high priority and low priority sinking funds. Saving for remodel as well. It’s going to be a good year!!!
Yes , it is!! Awesome goals!💕🐻
Love your Nails Steph cute socks I barely got my christmas done today 12/18 so I need them to come in to wrap up. Yikes, Christmas came fast.
Thank you💕🐻
Good Morning friend, great plan. Here rooting you on!
Thanks, you too! I believe in you! 💕🐻
I enjoyed this one ❤
Yay, thank you!💕🐻
Great video ❤
Thank you💕🐻
I am so excited for 2025 I can’t even tell you! I bet you are excited for your cruise next fall-what a great time to go! Get away from the November blahs and catch some rays 😎
More than you know!! Thanks Drew!💕🐻
great video love ya
Thank you! 💕🐻
Hey, will you consider making your planner pages available for purchase? I would love to add them to my planner. I’m putting together the one Donna created.
Working on it. Look for them soon! Thank you💕🐻
New subbie here, I am loving your videos ... Binge watching night
Welcome! Thank you for being here!!💕🐻
Good evening 😊❤
❤ Hey Mama Bear! ❤
2024 has been the year when I have seriously committed myself to cash budgeting. Even though I'm starting out slower than I would prefer, I am doing what I can with what I have, where I'm at. I'm grateful for the kindness, support, and encouragement of this community. At this stage of the game, completing the smaller challenges gives me the satisfaction of more frequent wins. Little by very little, I am adding to my various binders while paying off debt. This too shall pass, yes. Unfortunately it's too easy to get discouraged because progress is slow.
You are doing amazing! You have great goals and determination💕🐻
@budgetwithmamabear Thanks for your kindness and encouragement!
I'm saving for a couch
I’m saving for a new stove, $3500. My Monday minis go towards it, so I’m adding $30-$75 at a time.
Great plan!💕🐻
Just found out property taxes are going up this year. That's the biggest iM saving for. I have smaller challenges going to it but also a larger one. In total we pay about 4500 in taxes. Ugh
I am so sorry! Sounds like you have a good plan💕🐻
❤❤❤❤❤
I do get/ feel overwhelmed with saving money. I think it's because I want to do it all and because I don't always have enough money to put in them all, I feel like I'll never catch up. In 2025 though, even if i can't put a much in them or i might have to skip a week, it'll be ok. I'll just add what i can and I'll try not to get discouraged.
Absolutely! Just save what you can when you can. It is an accomplishment!!💕🐻
💕💜
I had to think about it.
I want to be a month ahead next year
And save my first 1.000 emergency fund
And I'm saving for a disney cruise in the next cople of years😊
Nice goals!!💕🐻
Im trying to save 100 envelope plus for my niece and nephews for high school tec since thats bs they will need
Awesome!!💕🐻
My emergency fund 52 week challenge
Now that I have a job I want to save for my emergency fund.
Congratulations on the job! You can do this💕🐻
🩷🩷
Hey, will you consider making your planner pages available for purchase? I would love to add them to my planner. I’m putting together the one Donna created.