要幾多錢先夠移民和退休？
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- Опубліковано 29 кві 2020
- 我哋日做夜做都係為儲錢退休。 希望總有一日可以享受人生。但係幾多錢先夠呢? 其實唔使儲好多已經可以做被動收入移民後活得舒服。這個video我會解釋一個家庭需要幾多錢先可以移民和退休。然後再分享我對錢的想法。
Patreon ➡ / ahju
阿豬iBanker短炒投資精讀班 ➡ www.ahjutrading.com
IB 連結 ➡ bit.ly/3DX0Jul
We work our butts off day after day so we can make and save money, hoping one day we can retire and enjoy life. But how much do we need? The answer is not as much as you would think if you have a passive income. In this video, I will walk through how much a family needs to immigrate and live comfortably. At the end of the video, I will share my thoughts on money for what it is worth.
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有用的網站:
每城市的一般生活費用: www.numbeo.com/cost-of-living/
#移民 #儲錢退休 #儲錢移民 #錢的想法 #幾多錢先夠 #移動收入 #移民生活費用 #移民政策
#香港 #移民加拿大 #廣東話 #粵語 #香港人
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Very well said sir!
多謝bob叔大駕光臨！
@@AhJu I subscribed to your channel already. Very informative and very well laid out. Keep up the good work!
好贊同，錢，永遠都係唔夠嘅，但係生命只有一次，精力也並非無限，良禽擇木而棲，搵一個適合自己生活令自己開心嘅地方，而且及早去實現夢想
我2017年帶了好少錢就全家來了墨爾本生活 中間失業做散工維持 還要供樓 都係咁過左 未洗用老本 我來之前無計咁多嘢 阿豬的分享對擔心移民生活的香港人好重要 我會分享比D朋友 謝謝
呢位朋友想問下你，當時係做咩工作？
Alex Yeung 散工做Aged care 照顧年老/傷殘婆婆 帶佢地去買菜
同佢地煮飯 高峰時5個客 夠生活
後來找到長工就炒剩一個客 因為個個客已經成為了好朋友 做part time 當幫忙 現在墨爾本疫情下這個兼職都完全停了 反而利用lockdown 時間考牌進修 年中考到一個牌即時有人工加 下年年初如如期考多個牌 事業又會轉變 把握疫情無街去 專心在家 係讀書黃金時期
You are not the only one! 我同老婆都係帶咗好少錢(一定買唔到一部Mazda 3!) 同我同學相比無移民個D，佢地多咗錢，但係聽佢地講現在己經唔夠分 申請，試過一次同D為錢無移民同學食飯，佢地D小朋友講英文真係典型香港人講英文。加上我地早移民早買樓，佢地就算而家甩咗香港層樓都唔好得過我地好多， 輸咗自己時間，輸咗小朋友英文。
@@dominicmota5564咁請問你哋依家情況又點？
我在大陆身无分文，靠命水远嫁移居海外，如今好幸福下，在海外生活确实舒服过国内太多了。个人感受，唔代表所有人，爱国者勿喷
一命二运三风水，各有各幸福法~
哈哈哈 最后一句求生欲好强
你的分享很啟發而對某些人簡直是當頭棒喝！
臨尾是一個很好的提醒。Thanks.
"Money gives me options, not limiting my life." Well said! Thank you Chu Sir~! :D
精辟，大智共鳴，多謝您，好好努力，大家進步
你今集講得好正！ 錢唔會搵得曬，我自己理念係人生係要生活（平凡可以了）不是生存！ 完全認同小朋友學多啲野唔代表人生一定會贏！ 👍🏻👍🏻
Thanks 阿朱🌱🌱🌱太好的分析
睇哂你d片，好informative, 分析得好有條理，加油
Samf17 多謝你捧場!
睇咗你幾條片
最鐘意你無廢話 主題清晰 內容夠資訊性!!
多謝你分享呢個睇法 幫到我更加清楚自己想要咩嘅生活!! Thank you !!
支持你繼續拍多啲片!!
你頻道講解好清晰， 今一理通百理明！😃
無錯，鐘意你最後講對錢嘅睇法! Support
Thanks Matthew
講得好好，分析得好詳細，對外國很有見解，謝謝你
講得好好，非常有用，多謝分享你的智慧，祝心想事成。
Thanks cho
Really good advice in the end. Something alot of people feel trapped in their minds about. Money is never enough.
Thank you.
Ar Chu, well said. Thanks for sharing all video. Good luck and all the best to your journey.
同時，有感香港流失你這人才😭
不要太擔心，上了飛機不要回頭，到達後可到教會認識很多教友，他們很好人及幫助人。
多謝Gary嘅正能量
Never like the church people, they are all moronic!
Your analysis is so professional. Thank!
So happy to hear that Devin
多謝你做既片，獲益良多，亦都好佩服你做到財務自由， 羨慕羨慕
我是新進來的人～你的見解對我來說很實用～期待你更多關於理財投資的片！
Welcome mi. Next week I’ll talk about ETF !
好正，好正，第一次聽你，好實在，好貼地
Thank you Kennis
你真係講得好好，多謝你的分享，願神祝福你和你一家。
最後2分鐘真係精華！
Thanks for your compliment!
Thank you for your sharing . I didn’t do comparisons as detailed as you to figure out amount for retirement that I need precisely . Inspired . 🙏🏻
Thank you Mabel
I enjoy watching your video. Thanks for your efforts. 加油
Thanks for watching Tracy
From Vancouver 🙋🏻♀️..Very well said! Best wishes to you
very useful information and clear explanation. like!!
Thx for ur sharing esp your thoughts about money, agree w u Money should be giving us options 💪🏻
Glad to hear there are like minded people
多謝，很好的分析！
多謝你嘅分析同資料。😁
Well said. Thank you for sharing 🙏🏼
資料好詳细，你幫到好多人。請多拍片，勁支持你。
多謝你cola
well said，好值得睇多兩次
I like your talk, very detail. Thank you.
Thank you for your sharing. It is very useful.
Glad you enjoyed it Emers!
100% agree w/you, the options are what we need
非常清晰的分析，謝謝
多謝
Absolutely agree with you!
Great video mate! I really like your conclusion on this video. Money does give us options.
雖然我已經移民到歐洲一段時間，但也喜歡聽你分享。因為你分析整個移民的計劃很仔細和貼地，而且你很有明確目標並實行，祝移民順利並生活愉快👍👍另外，我也喜歡投資包括海外股票和債券等。希望你移民後仍有時間分享。
thank you CC
你解釋好詳細，好喜歡你講對錢嘅睇法，令我突然清醒咗咁！多謝你
好開心你感覺幫到你
@@AhJu
你的分享很有啟發 簡直是當頭棒喝！好詳細 很好的分析！多謝
你的分析合理👍👍
你嘅資訊真係好全面，我係你個channel學到好多野👍🏻
多謝你又返嚟啊 Mike!
阿豬移民日記 我都好多謝你嘅分享，繼續支持你！
阿豬好清楚錢作用
Very useful. Thanks for sharing
最後幾句好正!
Support! thanks for sharing!!
Thanks chit!
extremely good explanation of "need"
thank you, the final conclusion is very insightful "money gives you options, don't let money limit you options"
Mr. Pig 你分折得非常之詳細 ，亦安排日後在Toronto 的生活費的安排得很有條理 ! 近來Toronto 的 Condo 的租金亦回落少許 ! Good Luck !
Amy Li, thanks for your support! I’m looking forward
人到中年，要放弃一切，带一家大小移民是一个很难的决定。谢谢阿猪
尾段好有同感，好多時唔鍾同香港人傾計，就係無論一開始講咩話題到最後都係變咗錢或同錢有關嘅嘢
本身係公司食飯開無痕睇緊,特登要登入subscribe同like你。 你分享有關金錢的講法真係好好。我自己岩出黎做左野一陣都覺得自己有掉入去呢個賺錢循環的危機。謝提醒!
我也希望有日可以移民,過自己想要的生活!
聽落去你仲後生.加油啊 B Wong!
分享得好好
Well said! Thank you 👍
主播好醒目，有金融背景，理智，冷静，表达清晰明了，前途光明🙏，另外你说的资本是讲港币吧？
對是港元
多謝分享很有資訊性
Thanks FKM
Thanks for your sharing 🙏🏻
@David Yuen thanks for your support!
有捨才有得, very good👍
谢谢你， 分享。 好棒
Thanks.
臨尾的結論才是重點
Thanks for watching Michael!
阿豬移民日記 Thanks for making such a good video 阿豬。 看得出你很有心機去做。
多謝分析！！！
講得好好
不愧是香港的精英
都係一個打工仔+撞到少少運氣
好多謝你啊ah Ju. 而家喺香港做緊護士，不過由細到大一直以來都對經濟股票呢啲冇乜概念，一直都想學投資但又冇認真去學（因為覺得好悶）。不過最近因為又想移民都有Concern到錢嘅問題,好鍾意睇你嘅片。無論係移民系列定係投資系列，好有條理得來，睇得出你背後個腦好犀利👍🏻好識得分析👍🏻幫助到我更加仔細去諗移民要Concern嘅位!多謝你做緊咁有意義嘅嘢🤚🏻🤚🏻我會努力學習!
非常適合佛誕時考慮吓 :)
Just my opinions ^_^
啊豬最後果句好有意思
Very meaningful
Thank you Dereck!
主要是要组合保证到7%, 在目前这个低息环境下, 其实好有难度.
阿豬好正
Can’t agree more 👍🏻👍🏻👍🏻
hope u successful in your immi plan.
Ah Ju, thank you for sharing!
最尾嗰句……金句……好正
謝謝
真係touch heart ，真係忙碌生活為咗咩....
好有用
Well said and outstanding analysis. I am from HK and lived many years in North America. Other than finance, It is also important to consider other factors : such as living environment, opportunities for education and job or career, social system and culture. Each family or person should consider what would expect in the future if they decide to stay or to move before making the proper decision. Both Canada and US have a relatively good social system for the unfortunates.Please realize that you need to make adjustments if you move to another country. Don’t expect to get “ freebies” from the free country. You need to make contributions including working hard and paying taxes. Moving to North America is the best decision in my life. I would not be what I am if I were staying in HK. It is a challenging time for HK residents. Wish you all best of luck in you decision.
so informative
Thanks
聽左好幾個你嘅video，都覺得高音啲會聽得清楚啲，內容好好，加油
Thanks Chris!!
thanks for sharing, I think we work in the same industry. I am also thinking about moving to toronto in a few years. So probably going through similar problems. Maybe see you in toronto one day
You are so kind and wise! Proud to have you as a HKgers . All the best to you. I have already the money for retirement and emigration, and have the full foreign passport. What held me back? Because I love the efficiency of HK, love the food and Chinese culture ! Because HKgers have subject to a lot of pressure to toe the red line, there grew a sense of belonging and bonding 💕
好有心，，謝。。謝
Thanks Read!
無意中發現豬兄呢個 channel. 👍🏻👍🏻. 我幾年前1家4口移民美國, 移民前10幾年已好似豬兄解劃移民後嘅生活. 而家正正就係做緊豬兄所講嘅嘢 - 移民後退休靠passive incone 去生活. 提醒大家豬兄所講嘅7%投資回報收入, 比較難達到. 我自己股票投資就預算4% dividend income 去維持生活費, 所以投資嘅本金大家可能需要預鬆d.
多謝分享 Roy
你講得好好。
thank you
哩個問題其實困擾佐我好多年，你真係Shock到我內心深處，好有同感。睇玩你個Video，我清晰佐好多，我都做緊Research準備移民加拿大，但係同你一樣十五十六唔知去邊個城市好，希望可以一齊交流下。
If you have skilled work experience, under 30 years old, and can score IELTS-G 7.5 or above, you should apply via "Express Entry". Good luck.
Good advice to to those intended immigrants..keep up. Thank you. Texas
Your welcome Robert. Stay safe
Well said on ur conclusion
thank you KK
totally agree with your point
説得太好了
謝謝
多倫多唔係唔鍾意洗車，係洗車超級平 買套票 一千蚊港幣洗90日, 圍起十零蚊港幣一次兩個幾加幣一次。
Good talk
good to know, thanks
You’re welcome C&K!
Can't agree with you more on your observation to money.
well said!
你既思路好清晰，加油拍多啲片
多謝Queenie
講得啱
的確是良心之言
Thanks for sharing 👍🏻
Welcome!
@@AhJu 我已把仔女送到外地讀書，我和先生也正想辦法移民，由於我們沒本事投資移民，只能靠技術移民，我們也擔心賣左自己層樓，揸住d錢點投資？資金留在香港買基金每月收息靠得住嗎?