Well done! As a retired real estate broker I must say you provide a very useful and well thought out explanation of your mortgage application experience. Your insight into the various aspects of the application process should be very helpful especially to the first time home buyers. You're well spoken and very articulate which makes for an enjoyable presentation.
You in any financial loan, Do you need a loan to refinance your finance or expand your business? You need loan to settle urgent debt and stay with one lenders? get your from $1000 - $20,000,000.00 usd/euro/pounds at the rate of 3%. Money transferred in 3 to 4 hours, if you are interested in obtaining a loan you can always get in touch with Agent James at JnSBL on jnsmallbusinesscs@gmail.com
This helps a ton. I am a college student graduating early here in December. Want to buy a house. Have a decent down payment with good credit score, just not enough W2 history
They won’t care about the job offer they will want to see at least 2 pay stubs. They will combine the 2 pay stubs and 2 years of education to substitute “W2 work history”
Thanks for the review. Im 34 and just buying my first house. Wish I would’ve had my shit together at your age! Lol. Keep it up man you’re on a great path. Liked & Subbed.
Jimmy thanks jimmy, im glad my content has been helping people through the process and I really appreciate that haha. I hope all goes well with your home purchase!
My goodness I know this is off topic, but you are so handsome !!!! Anyways great video ! Im interested in buying a small townhouse and rocket mortgage was the lender that I guess “pre approved” me idk all of this is so confusing to me but your video makes a lot of sense, thanks
Wish i had done some research before loosing $500 . I would not recommend this company. Go with a local bank. Starts when the underwriter rejects all paper work they request . Thats how they dont close your loan and keep your deposit. Keri McClintock you may have kept most of my deposit but how many people will read this review. Contacting BBB Detroit on Monday .
Jeremy Allen why was it that underwriting stopped you from closing? I would say that local banks care more about you but quickenloans has more resources available to you, there is sadly always a trade off.
@@leonardogonzalez2284 underwriting kept refusing the documents my bank sent them about my checking account. Nothing to do w the amount. Over 4grand it was only the way my bank sent it to them. All of the" resources" you speak of kept the whole process in a state of confusion. The statement from my discover card with a balance of 0 they rejected. My opinion they get your $500 and its quickly gone then they could care less if loan closes or why. That was my experience. Keri Mcclintock refused to issue me a full refund cause she determined QL was not at fault. I hope someone else reads this and at least looks into it before sending them the $500. Local banks can help you just the same and has much more qualified staff. Every review site I can find im telling my experience. Hope this helps someone avoid quicken loans Rocket Mortgage
@@jeremyallen3448 i worked at QL as a banker, with regards yo bank statements i have rejected many ppl bc they didnt gave the right ones just something basic. Has to have a beginning and ending balances, based on your comment. They didnt give your deposit back bc the appraisal was already ordered, and you were probably already in process. You cant get the refund if they went out and did the appraisal, cause of services performed. Hopefully, this helped if not supply some more info and i can give you more of an explanation from the underwriter/banker pov
They are very aggressive to get the $500 deposit. I had to freeze my debit card before it went thru. My agent was not happy about it. If things go south then the consumer is on the hook. Or they will hold it for weeks to penalize you. The agent told me. “I have all your information” because i wanted a lower rate without buying points. As if he would release it to the public or something. I had a bad experience.
| Changes UA-cam channel name to : Young Cardone On a serious note keep up the good work.| Congrats on your first rental. In a few years time I'm sure you'll be dropping a UA-cam video on your 100th rental acquisition. You got dis :D
Well done! As a retired real estate broker I must say you provide a very useful and well thought out explanation of your mortgage application experience. Your insight into the various aspects of the application process should be very helpful especially to the first time home buyers. You're well spoken and very articulate which makes for an enjoyable presentation.
Gary Tolbert coming from someone that has experience in the field, it means a great deal to me to hear you say that, thank you!
Very straight to the point. And you broke it down so well thank you.
You in any financial loan, Do you need a loan to refinance your finance or expand your business? You need loan to settle urgent debt and stay with one lenders? get your from $1000 - $20,000,000.00 usd/euro/pounds at the rate of 3%. Money transferred in 3 to 4 hours, if you are interested in obtaining a loan you can always get in touch with Agent James at JnSBL on jnsmallbusinesscs@gmail.com
Do you still need a realtor ?
Have so much confidence in you *Bitcracks* ...
This helps a ton. I am a college student graduating early here in December. Want to buy a house. Have a decent down payment with good credit score, just not enough W2 history
You could use your education to substitute your W2 history if the job you get is in the same field as what you graduated in.
Leonardo Gonzalez I will. Then did you just submit your job offer with your documents?
They won’t care about the job offer they will want to see at least 2 pay stubs. They will combine the 2 pay stubs and 2 years of education to substitute “W2 work history”
I have a good credit score and have a down payment saved, but I just started a new job weeks ago. Would this affect?
If you have 2 years of work history and at least 2 pay stubs at the new job you will still be fine to get approved
Thanks for the review. Im 34 and just buying my first house. Wish I would’ve had my shit together at your age! Lol. Keep it up man you’re on a great path. Liked & Subbed.
Jimmy thanks jimmy, im glad my content has been helping people through the process and I really appreciate that haha. I hope all goes well with your home purchase!
Congratulations! Regardless of your age you own your home now. 👌🙂
Thank you!!! Thank you!!! I needed it for work, so your step by step easy use instructions helped! You're a lifesaver *BITCRACKS* .
You speak really well, you offer good content and I enjoyed your video. Please keep putting out more videos.
My goodness I know this is off topic, but you are so handsome !!!! Anyways great video ! Im interested in buying a small townhouse and rocket mortgage was the lender that I guess “pre approved” me idk all of this is so confusing to me but your video makes a lot of sense, thanks
Carlos Cantu I’m glad that my video was able to help you understand the process better! Good luck with your home buy
Gay
Is there another way to contact you about a more personal question
dude, is it my computer or is it you? but next time use a mic for more volume
Wish i had done some research before loosing $500 . I would not recommend this company. Go with a local bank. Starts when the underwriter rejects all paper work they request . Thats how they dont close your loan and keep your deposit. Keri McClintock you may have kept most of my deposit but how many people will read this review. Contacting BBB Detroit on Monday .
Jeremy Allen why was it that underwriting stopped you from closing? I would say that local banks care more about you but quickenloans has more resources available to you, there is sadly always a trade off.
@@leonardogonzalez2284 underwriting kept refusing the documents my bank sent them about my checking account. Nothing to do w the amount. Over 4grand it was only the way my bank sent it to them. All of the" resources" you speak of kept the whole process in a state of confusion. The statement from my discover card with a balance of 0 they rejected. My opinion they get your $500 and its quickly gone then they could care less if loan closes or why. That was my experience. Keri Mcclintock refused to issue me a full refund cause she determined QL was not at fault. I hope someone else reads this and at least looks into it before sending them the $500. Local banks can help you just the same and has much more qualified staff. Every review site I can find im telling my experience. Hope this helps someone avoid quicken loans Rocket Mortgage
@@jeremyallen3448 i worked at QL as a banker, with regards yo bank statements i have rejected many ppl bc they didnt gave the right ones just something basic. Has to have a beginning and ending balances, based on your comment. They didnt give your deposit back bc the appraisal was already ordered, and you were probably already in process. You cant get the refund if they went out and did the appraisal, cause of services performed. Hopefully, this helped if not supply some more info and i can give you more of an explanation from the underwriter/banker pov
DANIEL JONNSON : How frequently does it happen that people give the wrong docs
They are very aggressive to get the $500 deposit. I had to freeze my debit card before it went thru. My agent was not happy about it. If things go south then the consumer is on the hook. Or they will hold it for weeks to penalize you. The agent told me. “I have all your information” because i wanted a lower rate without buying points. As if he would release it to the public or something. I had a bad experience.
| Changes UA-cam channel name to : Young Cardone On a serious note keep up the good work.| Congrats on your first rental. In a few years time I'm sure you'll be dropping a UA-cam video on your 100th rental acquisition. You got dis :D
Thank you for the comment, really appreciate it! Thats the goal haha both of that many rental properties and 100 youtube videos.
@@leonardogonzalez2284 amen. You got this keep uploading looking forward to it
Great job!
Great insights!
thank you!
What???👂
Cute
Yo that’s a fha loan smh
I think I’ll just watch your video because I love your lips 👄.
Lol thank you, well if you subscribe you will be able to see the new videos I’m going to be putting out
I have several questions about rocket mortgage. Would you be able to help answer them?
Andrew Martin yea sure
You have a PM I can send my questions?
Homosexuality
Stop talking with your hands, and stop talking so fast
Thank you!!! Thank you!!! I needed it for work, so your step by step easy use instructions helped! You're a lifesaver *BITCRACKS* .