Real Life *HOSPITALISATION EXPERIENCE* 😱| Room Rent Capping in Health Insurance | Gurleen Kaur Tikku
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- Опубліковано 11 бер 2024
- Sharing my experience of the latest visit to the hospital & the claim settlement procedure.
2 Things that you must have in your Health Insurance Policy are :
1. No Room Rent Capping
2. Non-Payable Items should be covered.
Do keep this in mind before buying any health insurance policy. My Health Insurance policy is : Niva Bupa Health Companion 2022 with Safeguard Rider.
WATCH THE VIDEO FOR MORE DETAILS : -
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
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For any queries:
📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
📞 Call : 9650706699
💌 Mail us at: info@hareepatti.com
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health insurance 2024 , health insurance claims , best health insurance india , health insurance claim process , health insurance India , health insurance hospitalisation , room rent capping , room rent capping in health insurance , non-payable items in health insurance , real life experience , gurleen kaur tikku , financial advisor , hareepatti
#healthinsurance #roomrentcapping #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised. - Фільми й анімація
In your last live section, Multiple time Comments about Some new Insurance buying suggestion.
Now we don't have any Medical Insurance, want to buy a plan and add.a.new born baby.
Which policy is good? &
Acko Insurance review?
Can you please do a video for deductible health insurance out side with corporate insurance and the claim process
Mam meri wife humari family floater policy ki proposer hai..policy ki payment uske hi bank account se karna chahiye ya fir mere credit card se bhi kar sakte hai? Claim mein issue toh nahi ayega??
Secondly marriage certificate compulsory hai kya claim settlement k liye?
Gurleen Mam I am planning for health plan for mother 62 & Father 68 age and individual plan seperate.Niva Bupa is better or some other.Mother have sugar,BP& Thyroid.First I chose HDFC ergo optima secure but having long waiting period of BP etc.Kindly Guide me.Overall your videos are Excellent and cover all aspects regarding health insurance.
To apka difference amount kitna tha aur kis cheej ka amt payment Krna pda apko ?
What is the premium you are paying?
Gurleen Mam, I hope Mr Tikku is fine now. We pray for his speedy recovery.
Get well soon Tikku ji ! ✌🙏
Thank you jee & he is doing fine now.
Thank you for the wishes 😊
HDFC ki ican policy hai uspar video banakar samjha dijiyega plzz, bohot confusion hai ki lumsum bhi mil, aur treatment ke expenses bhi de rahe hai ye policy kaise kaam karegi? kuch samjh nahi aaraha hai.
Thank you so much mam this information 🙏
Thank you, keep watching 😊
koi jo general ward mai raha ho, woh yeh video dekh kar bolega.. "WAAH KYA SCENE HAI"
Hello mam, which product of HDFC ergo insurance provides no room rent capping and also cover non medical expenses?
Hello jee, You can check out HDFC ERGO Optima Secure.
It's a good plan with many features. If you want any assistance, feel free to connect with us on WhatsApp/Call at 96507066999.
Our team will be happy to assist !
Please make a video in details on ICR vs CSR, in health insurance policy, which should we see or consider in health insurance policy that shows is the policy good or bad for us..
Please please please.. make a detail video
Yes, we have a similar video available on our channel : ua-cam.com/video/MQBsoWZrpbY/v-deo.htmlsi=j7ldhYDqcCK-kpDH
Madam please do videos on Hospital daily cash plans which are provided 5 to 20 k per day
Mam mujhe ulcerative colitis h PED h ky mujhe health insurance mil skta
I have a policy from Lombard. There is no capping as such but a reasonable and customary clause is mentioned. Can it cause issues?
Yes definitely they will deduct some amount under reasonable and customary try to buy policy which haven't that cause like Arogya sanjeevni
Very informative....
Glad it was helpful, Keep Watching 😊
Good suggestion 👍
Thank you, keep watching 😊
Bohot achi janakri deti hai aap madam..
Thank you jee & Do Subscribe for more such informative content.
AP ICU se ek room then dusra room in short time change karte ho to hospital bill main kaunsa room mentioned karta hai???
Lol good question i also want to know
They will charge 1 day for ICU 1day for single AC room 1day AC Deluxe room..or you would negotiate with hospital management to bill entire stay as single AC room..as non-availability of room and getting admitted into ICU is their concern..!!
U looks too beautiful..I haven't seen such a beautiful financial planner in my life....❤
Sad to know Gurleen ji. Hope Tiku ji will be fine now. My best wishes and prayers for him.
Thank you jee 😊
Niva bupa which plan is best bronze or platinum to get lock the clock, non payable items and other benefits
You can opt for a Platinum or Titanium Plan.
For any queries, you can connect with us on WhatsApp/Call at 9650706699.
Our team can assist you 😊
Is there a difference between non-payable items and consumables in health insurance?
It's the same.
Good evening ma'am. Hdfc ergo optima restore kaisi policy hai. Bataenge plz. Thanku
It's a great plan 👍 For any assistance in buying the plan, connect with us on WhatsApp/Call at 9650706699.
Thank you !
Sales manager not support bolate hai new policy dijiye tab purane client ko support karenge. Hame service Sahi nahi lagee
Gurleen kaur ji 🙏 good information madam ji
Thank you, keep watching 😊
Ma'am apne kaun si health insurance policy le rakhi hai pls tell
Already mentioned hai
Niva Bupa
As mentioned, it's Niva Bupa Health Companion 2022 with Safeguard+ rider.
@@GurleenKaurTikku is this policy better than hdfc optima secure plan??
Please tell me about new policy 2024 I'm buying the policy now ji
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements.
Mam Mari policy mai room kaping nahi hai or hospital ka bhee koi taiping nahi hai company say koi bhee room lay saktay hai lakin Mari niva Bupa company nay mujah paisai kaat kai dey mara room deluxe suit room tha or company nay mujah pay Kiya private room ka mujah pay karna pda baki defrance asa kyu hua maray sath kya aap bta sakti hai
We are not on vacation to take suit room.. utilise your health insurance sensibilly.. insurance companies see our intention and have n number of logics not to pay entire claim amount..!! Hospital management will exploit patients to take suit room at the end patient should bear the extra expenses..!!
Madam ji kon sa hospital tha kon sa city hi
DELHI
❤❤
I have shared my problem many times but there is no response from u madam pls review my comment
We are not on vacation to take suit room.. utilise your health insurance sensibilly.. insurance companies see our intention and have n number of logics not to pay entire claim amount..!! Hospital management will exploit patients to take suit room at the end patient should bear the extra expenses..!!
What about Star health Assure policy, will it cover these two?
no
what health insurance you purchased for your family can you show proof
niva bupa health companion see video carefully
Proof kisliye chahiye aaapko🙂
Go with HDFC ERGO HEALTH INSURANCE NO CAPPING WITH ANY ROOM RENT SUBJECT
As mentioned, it's Niva Bupa Health Companion 2022 with Safeguard+ rider.
simple she was master in this subject, simply selecting same policy what she purchased for her family @@Madhur1506
Any room categari means No room rent capping?
Yes, that's right
National Insurance Best Mediclaim Policy.
New India Assurance company ka cover badhwane ke baad bhee 3 years waiting hai enhanced room rent eligibility per.
Jab first time apne bete ka claim lene ki koshish Kari thee tab uski disease hi excluded thee in initial years.
I think Niva or HDFC
Niva
Niva Bupa Health Insurance
@@GurleenKaurTikku thank you Madam
Ma'am one important query pls tell me if my policy is of 5lac with once in year refil 100%. So if my hospital bill comes 6 lac would this bill amount get covered as my base is 5 lac and in the same bill refil amount will be added? Or is there any cool off time period till the refil gets activated. In which case I'll have to pay 1lac from my pocket as the bill cannot be split in 5+1lac
Ye nahi batayenge
Bataya hai video me
Niva Bupa Health Companion 2022
Sajjan not Surgeon 🤣