One very very important matter. If in porting, the premium is enhanced for enhanced SI, then what new things or the provision of rules would come for the additional amount.
I have a doubt. What does mean upto sum insured? e.g- modern treatment upto SI, if claim amount more than SI then rest of money deduct from cumulative bonus, and from unlimited recharge?
Can I port my base policy of Company A to super top up policy of Company B? Or a user can only port from base plan to base plan and super topup to super topup.
If I do third time portability....last two health policies could be considered for continuation of facilities or ONLY THE PREVIOUS HEALTH POLICY would be considered ....
Maam, If I switch from one plan to another plan in same 'X' company. Do I need to again submit fresh underwriting? And do I need to disclose illness came in between? Will that count as pre-existing illness?
Dear Gurleen Kaur Tikku mam.........Please Make a video on detailed report of health insurance compnies Claim settlemet ratio and incrred amount ratio and others parameters...it is difficult but you are the only one can do it in better way
mam i have a problem for porting, existing policy is star health , last two year ago i have clamed, that's the reason for new company rejected for approval, any solution
Mam I can change my mother health insurance policy hadfcergo to other because I'm not getting benefits I'm paying only premium since when I have purchased by the grace of God i didn't used once that policy would I get more than benefits because this policy has day one hypertension & diabetes I'm not getting any health check up & all too please give me idea mam or else I should stay on this only
Meine star health insurance comprehensive plan liya hai 3 years ho chuke hai kya mujhe doosari company mein port karna chahiye for more beneficial? Please reply
Hi mam ,is there any health insurance where we can get the claim of monthly/quaterly consultation and medicines claim or test claim(like ultrasound,CT scan,or any other ),pls mention
Very informative video, thanks! I had a question. Scenario - I have health insurance of 10L base SI, 5L NCB, and 10L Super NCB... I am planning to port to a new insurer with 25L base SI... So if the porting is accepted, will the 5L NCB and 10L Super NCB be added to my 25L Base SI making it an effective 40L cover?
There should be clear guidelines/rules by the government as companies don't do medical examination of the persons but at the time of claim they used to come up with some clause of non declaration etc to reject the claim.
Yes that's very true. Most of the people are taking policies with trust on agents/relatives but agents are the persons who misguides. It happened with me. Go online or go with direct company person or with your competent financial advisor . Most cases even after saying that we will undergo medical test and even if we tell we will pay, they says no because they don't want to waste time on us and they wanted to finish their daily targets. In india I belive 90% of people fail during claiming because no one reads policy doccument, we are afraid of trust issues with referred relatives, we are not bold enough to question, we don't have time to understand our own customer rights
health insurance policy portability karne ke bad free look period KA BEFENIT MILTA HE YA NAHI or portability karane ke bad hume purani policy me vapas jana ho to ja shakte hai kya?
Good evening mam Mam meri health policy ICICI Lombard mai mai 10 lakh ki mai use star health pro 5 lakh karwana chata hu kiya policy 10 lakh se 5 lakh mainport ho sakhti hai??
Please mention all the existing conditions to new insurance company while porting. You can connect with us for any assistance - hareepatti.com/contact-us/
Madam after going through the policy in detail after porting found new policy not satisfactory. Can I revert to my old policy again? Date of renewal is still 25 days. What is the process if I want to go back
I have a mediclaim policy for 8 years with Royal Sundaram. Now if i migrate to some other policy of the same insurer, will i continue to get the moratorium benefit which i accumulated in my existing policy?
Hello mam we port our policy in care health insurance company but app show a new policy no previous record a brand new policy how they did this and what is its solution
Hi Ma'm, Your videos are very informational and useful. Thanks for educating us. I have query regarding insurance premium. I have health insurance (floater) at age of 31 (Avg premium now is INR 17000) if what will be approx premium when I will be in 65 age. Is there any benefit in terms of premium amount since I bought this at early age? Thank you.
Hi Nikhil, no benefit in terms of premium if bought at a young age. However, other benefits like no claim bonus, fully covered policy and policy of your choice if bought without any PEDs. The premium can't be estimated right now as it will increase as per health inflation
Hi Gurleen Ji,Maine Aditya birla plus health insurance karvaya hua Hai,Jo 04.02.2023 koi renewal hona hai but main Star Health insurance me port karvana chahta hu ,it is safe please suggest me 🙏🙏
Ap ne mera baat samajh nehi paye. Me care health insurance liya hu. Policy certificate mei Ek jaga likha hai has any health policy been rejected or cancelled?. This potion is answered NO. jabke mei star health mai ekbaar try kor chuka hoon. Oh mera application reject kor diya tha sufficient document represent na korne ke vase se. Par care mei sabhii document submit kor diya. Mera policy issue ho geya. Near future mei is vase se claim reject ho sakta hai keya?
It's better to inform to new insurance company beforehand to avoid any claim rejection. You can mail them or inform your insurance agent. Contact the customer care as we are not sure about the Terms & Conditions of all the companies.
I ported My Policy (5 lack ) from one to another company on 27th December 22, after 2years compliton of the old policy, there was a bonous amount for 2years no claim Rs 350000, My question is that bonus amount would be added in Port policy or not?
No claim bonus is not carried forward, however, continuity for NCB is carried forward if you opt for higher sum assured. For eg- Old policy - 5 lacs, NCB 5 lacs, you are paying premium for 5 lacs here New policy - 10 lacs - you will get continuity for 10 lacs ( 5 base+ 5 NCB) , you will have to pay premium for 10 lacs
Hello mam, I have an individual health insurance policy with LIC jeevan arogya from past 4-5 years.. Now I want to take NIVA reassure family floater policy for me,my wife and son.. Can I port my LIC health insurance policy to the NIVA family floater?.. Will the benefits applicable for me get ported to the new policy?
Hi Mayank, you can't port LIC plan to health insurance policy. LIC Arogya is a fixed benefit policy whereas other health insurance policies are indemnity policies. For further information and assistance , you may get in touch with our team at 9650706699 or simply fill in the form below, our team will get in touch with you hareepatti.com/contact-us/
Ma'am meri floater policy pichle 10 saal se parents ke saath chal rahi hai,I am the proposar, toh kya mai apne liye single alag se policy le sakta hu,toh woh as a fresh hogi ya purani floater policy se mai single apne naam nayi policy me port kar sakta hu ?? Kyunki nayi hogi toh fir se waiting period lag jayenge, please advise
1. I am migrating plan in the same company but they are denying to carry forward cumulative bonus. Please give insight. 2. Shall I augment PA insurance of manipal cigna in which my I am having health insurance or purchase PA cover from united india, sbi general or aditay birla. Please guide which PA is good.
1. Yes, usually NCB are not carried forward if migrated from one plan to another 2. We will come up with top PA comparison video soon on our channel - however choose the policy which covers your objective and gives maximum coverage
@@GurleenKaurTikku thank you so much Gurleen. I was expecting reply from you and it came when I was just thinking about it. Please do compare government as well as private players. One query is can we purchase health and PA insurance from 2 different companies ? And if yes is there any need to take medical expenses rider of 10% in PA cover when every health insurance is already paying for hospital expenses as much I know about health insurance.
Namaste, I am keen to port my existing NIA Health Insurance policy (which I have since 20 years, with 50% NCB) to a better company. Please can you guide me. Renewal is on 11.5.2024. I am looking at Care Supreme Direct (not sure if it’s good). I have concerns on paying high premiums which NIA has increased recently. Please can you guide and help me.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history.
मैडम मेरी हेल्थ पॉलिसी 2015 में एक्स कंपनी में थी और मैं 2023 में उसकी दूसरी कंपनी में पोर्ट करा लिया तो क्या मुझे प्रे एक्जिस्टिंग डिजीज का वेटिंग पीरियड का लाभ मिलेगा
There are many great options available. We can suggest you a suitable plan according to your requirements from the plan, Feel free to get in touch with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you 😊
मैंने 3 साल continuos स्टार हेल्थ ऑप्टिमा पॉलिसी रखने के पश्चात इस वर्ष जनवरी 2022 में मैंने उसे Niva BUPA कंपनी में पोर्ट करवा लिया अगस्त 2022 में मेरी पत्नी को kidny stone की प्रॉब्लम हुई तो मैंने उसका ऑपरेशन करा लिया कंपनी ने यह कह कर मेरा claim रिजेक्ट कर दिया कि आपने हमारे पॉलिसी लेने के बाद 3 साल का वेटिंग पीरियड कवर नहीं किया जबकि पोटेबिलिटी के अनुसार 3 साल का वेटिंग पीरियड में पिछली पॉलिसी में पूर्ण कर चुका हूं
If aapne real me policy port krwaye hai …then policy document me mention hoga ….and if policy me detailing he then confirm me claim milega…apne agent se baat kijiye ….confirm claim milega
I have a family floater mediclaim policy with my wife in United india health insurance company with sum insured amount of 2 lakh each... I want to port it to star health insurance changing it into individual policy with sum insured value of 2 lakh Or 3 lakh.... Is it possible?
Mam...Iam 48 yrs old,my wife has 41yrs., My elder child is 10yrs and my younger child is 8 yrs...simply which one is better for my family health insurance...pls tell me mam. I am from visakhapatnam visakhapatnam,ap.
Maam..just now I ported HDFC ERGO to care health through policy bazaar as I took the first policy from the same....I changed the policy as the SA in HDFC ERGO was 3 lac and the renewal cost was quiet high.I went for care with SA 5 lac.I was with HDFC ERGO since 2017 and the NCB is 1.5 lac...kya decision thik hai...?
Mam.. I have reassure policy of niva Bupa..... Is it good to port to any other company.... Because I feel claim process of niva Bupa is complicated...... Even they don't have toll free number.... What s ur opinion mam. Which company claim process is so easy .... Even our parents can do easily in emergency situation.
Niva Bupa ka really claim me issue hai kya ?? Mai bhi reassure me port karvane ki soch raha hu, kyunki claim settlement ratio toh website par star aur dusri company se jyada dikhata hai,toh niva Bupa reassure lena chahiye ya nahi ?? Please advise
Claim experience of any company will not a problem if you have disclosed all the material and medical information properly at the time of buying the policy.
Gurleen Ji, I have policy for my father purchased in 2021 and we declared Hypertension as PED. This year he had sudden Brain stroke but claim rejected due to PED waiting period applicability. PED waiting period is 3 years. Now my queries are, 1. Can I upgrade my plan of same company which has PED 2 years waiting periods? 2. If Yes on above then Can I get claims for Brain stroke treatment from next year onwards. Policy is with Manipal Cigna Health Insurance, Plan is ProHealth Plus Plan and looking to upgrade plan of ProHealth Preferred Plan which has 2 years PED waiting period. Pls advise
@@VenuGopal-tt3ee On choice basis but make sure that you should have necessary documents when it was first diagnosed (i.e. 2020) and all subsequent consultation papers, if any which confirmed the same.
Sir, Replying to your queries below: 1. Since, he had already got brfain stroke, policy change will not be possible as it is a critical illness 2. No You will have to continue with the same policy
If kisi ki policy ko liye hue 1year hue hai and unki waiting period 1year ho chuka hai but wo next year dusri company me port kar lete hai then unka waiting period day 1 cover huga or 1year ka waiting jo old company ke sath 1year bacha hai wo new company me bhi survive karna huga. Please help 🙏
@@soodvikram84 sir har company me waiting period 24months huta hai and specific waiting period 36months huta hai so new company me wo chize day 1se cover hai
Aap ki video very clear cut hoti ha sab bat ache se samaj aa jati ha
Thank you jee, keep watching !
Very good mam no body is so clear in this industry all are looters they don't care for you but you are good at heart to clear all things
Thank you so much jee, keep watching 😊
One very very important matter.
If in porting, the premium is enhanced for enhanced SI, then what new things or the provision of rules would come for the additional amount.
New information known... Thanks a lot
Your vedio on health are so good
Thank you 😊 Keep watching
Well explained in a easy way❤❤❤❤
Thanks a lot 😊 Keep watching !
Thanks Tikku mam for your this video.
Keep watching 😊
Very helpful video ma'am... Thank you so much for sharing 🙏🙏💐
Thankyou so much !!!
Madam,Right information.
Keep watching !!
Thanks mam for your kind information
Thank you, keep watching !
I have a doubt. What does mean upto sum insured? e.g- modern treatment upto SI, if claim amount more than SI then rest of money deduct from cumulative bonus, and from unlimited recharge?
Can I port my base policy of Company A to super top up policy of Company B?
Or a user can only port from base plan to base plan and super topup to super topup.
Mam can we migrate policy in same company having claims in previous plans
is all type of health policy (like master policy) portable?
If I do third time portability....last two health policies could be considered for continuation of facilities or ONLY THE PREVIOUS HEALTH POLICY would be considered ....
Maam,
If I switch from one plan to another plan in same 'X' company.
Do I need to again submit fresh underwriting? And do I need to disclose illness came in between? Will that count as pre-existing illness?
Thank you 😊🙏
Welcome!! Keep Watching 😊
Dear Gurleen Kaur Tikku mam.........Please Make a video on detailed report of health insurance compnies Claim settlemet ratio and incrred amount ratio and others parameters...it is difficult but you are the only one can do it in better way
😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊
Thank you for the video suggestion jee 😊
We will try to bring a video soon
Keep Watching !!
Online portability may kiya koi form fillup kar na hota hai ? Main policy portability kiya tha, lakin mujhe koi form fillup nai karna para.
Madam ji star health ki super top up kis kis company mein port ho sakti h
Very good information
Thanks a lot, keep watching !
mam i have a problem for porting, existing policy is star health , last two year ago i have clamed, that's the reason for
new company rejected for approval, any solution
Mam I can change my mother health insurance policy hadfcergo to other because I'm not getting benefits I'm paying only premium since when I have purchased by the grace of God i didn't used once that policy would I get more than benefits because this policy has day one hypertension & diabetes I'm not getting any health check up & all too please give me idea mam or else I should stay on this only
Meine star health insurance comprehensive plan liya hai 3 years ho chuke hai kya mujhe doosari company mein port karna chahiye for more beneficial? Please reply
My policy with Care.
I am plan to port in Neva bupa. One member take thyroide medicine since 7months.
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you !
Hi mam ,is there any health insurance where we can get the claim of monthly/quaterly consultation and medicines claim or test claim(like ultrasound,CT scan,or any other ),pls mention
Very informative video, thanks!
I had a question.
Scenario - I have health insurance of 10L base SI, 5L NCB, and 10L Super NCB...
I am planning to port to a new insurer with 25L base SI... So if the porting is accepted, will the 5L NCB and 10L Super NCB be added to my 25L Base SI making it an effective 40L cover?
Hello Mam,
Main First Time Heath Insurance Policy Le Raha Hu
Niva Bupa Health Insurance Kaisi Rahegi.
Madam what is "Billed Premium" ??
There should be clear guidelines/rules by the government as companies don't do medical examination of the persons but at the time of claim they used to come up with some clause of non declaration etc to reject the claim.
Yes that's very true. Most of the people are taking policies with trust on agents/relatives but agents are the persons who misguides. It happened with me. Go online or go with direct company person or with your competent financial advisor . Most cases even after saying that we will undergo medical test and even if we tell we will pay, they says no because they don't want to waste time on us and they wanted to finish their daily targets. In india I belive 90% of people fail during claiming because no one reads policy doccument, we are afraid of trust issues with referred relatives, we are not bold enough to question, we don't have time to understand our own customer rights
Very very true@@madhumadhukar4266
(Reference No.: IRDAI/HLT/REG/CIR/003/01/2020). can you explain this please
Good information ji
Thank you so much jee 😊
Mam aapka hath jod kar thanks karta hu 😊
Aapne mere 2 query
Ka answer diya video bahut acha se explain Kiya
Aapka dil se thanks 🙏👍😊
health insurance policy portability karne ke bad free look period KA BEFENIT MILTA HE YA NAHI or portability karane ke bad hume purani policy me vapas jana ho to ja shakte hai kya?
Thank you mam❤❤
Keep watching !!
Very nice vdo madam always
Thank you jee :)
Thanku so much for giving valuable information regarding Health Insurance
Glad, Thank you so much !
Whether No claim bonus will be carry forwarded?
I want to port my health insurance from new india to other which is best for me
No claim from last policy
Policy running from 2014
Thanks for the information , Does the No Claim bonus accumulated also gets ported to new policy after porting ?
Thank you ! We have a detailed video on our channel related to No Claim Bonus. LINK : ua-cam.com/video/RuMbfe88udQ/v-deo.html
Any link for IRDA guidelines?
Why one should not take a Mediclaim policy from any Bank or Bancassurance .
Mam no claim bonus bhi carry forward hoga?
CAN I PORT FORM STAR HEALTH TO ICARE AND WHICH IS BETTER
Portability ke baad kab surgery kar sakte hai
Good evening mam
Mam meri health policy ICICI Lombard mai mai 10 lakh ki mai use star health pro 5 lakh karwana chata hu kiya policy 10 lakh se 5 lakh mainport ho sakhti hai??
Please do a video on SBI general super health insurance policy
Noted ✅ Thanks for the video suggestion ! We will try to bring a video soon !
great video.....one question can we have the sum assured decreased , if yes , are there any charges associated?
Yes, you can increase / decrease- no charges
@@GurleenKaurTikku Thanks for your answer, I hope we can do the same while porting the policy? does it affect the PED and other factors?
hello mam
godigit ki policy 10 lakh ki li hai
Kaisi hai review kare godigit ka
Proposal form pe previous health insurance mention korna bhul geya. Mera claim keya future me reject hoga? Pre diseases mention kiya.
Matlab portability me old policy is not mentioned? Toh woh portability nahin hai, it is a fresh policy
एक ही कंपनी पाॅलिसी दुसरी स्कीम में जानेपर पहेले क्लेम लिया है ये बताना पडेगा
How to port from group insurance like ICICI HEALTH SHIELD 360 to any normal policy like HDFC OPTIMA SECURE
Hello jee, For any queries on Health Insurance : please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you 😊
Want to do porting with pre existing diseases like diabetes , blood pressure and cholesterol, please suggest
Please mention all the existing conditions to new insurance company while porting.
You can connect with us for any assistance - hareepatti.com/contact-us/
Hello Mam, should one go for deductible option inHDFC ERGO. My current age is 50 and wanted to buy e fresh policy
It depends on your requirements & medical history. For any queries, you can connect with us on WhatsApp/Call at 9650706699.
Madam after going through the policy in detail after porting found new policy not satisfactory. Can I revert to my old policy again? Date of renewal is still 25 days. What is the process if I want to go back
Yes, you can cancel your policy.
New Company main Old Policy Successfully Port hone ke baad existing old company ko inform karna hota hai ki humane new company main port kiya hai ?
Yes, you have to inform.
I have a mediclaim policy for 8 years with Royal Sundaram. Now if i migrate to some other policy of the same insurer, will i continue to get the moratorium benefit which i accumulated in my existing policy?
no i dont think so
Hello mam we port our policy in care health insurance company but app show a new policy no previous record a brand new policy how they did this and what is its solution
Please connect with the Care team or your insurance agent for the same.
Does cumulative bonus benefits transfer in case of portability
It can but also depends on your policy terms & conditions.
Tikku Ma'am
Can I port from universal sompo to Aditya Birla?
We have completed 4 years of time period in universal sompo
You can port to any health insurance company. Please check the terms & conditions of your existing insurance policy once.
Thank you
Hi Ma'm, Your videos are very informational and useful. Thanks for educating us.
I have query regarding insurance premium.
I have health insurance (floater) at age of 31 (Avg premium now is INR 17000) if what will be approx premium when I will be in 65 age.
Is there any benefit in terms of premium amount since I bought this at early age?
Thank you.
Hi Nikhil, no benefit in terms of premium if bought at a young age. However, other benefits like no claim bonus, fully covered policy and policy of your choice if bought without any PEDs.
The premium can't be estimated right now as it will increase as per health inflation
@@GurleenKaurTikku Understood. Thanks you so much for response. 😊
Kya police port karani ka OTP ata hai
Mam kya apne hi code mai health mediclaim policy li ja sakti hai in......future generali.
And claim lene mai koi problem toh nahi ayegi.
Aap please future generali ki team se confirm karlijiye.
We don't have any first hand experience in this.
Hi Gurleen Ji,Maine Aditya birla plus health insurance karvaya hua Hai,Jo 04.02.2023 koi renewal hona hai but main Star Health insurance me port karvana chahta hu ,it is safe please suggest me 🙏🙏
Please dont go for star health. Aditya, HDFC and tata are best
Madam ji Koi best Health Insurance bataiye family ke liye yah single len kaun se mein fayda hai
Please fill in the details here - hareepatti.com/contact-us/ , we will get in touch with you
Ap ne mera baat samajh nehi paye. Me care health insurance liya hu. Policy certificate mei Ek jaga likha hai has any health policy been rejected or cancelled?. This potion is answered NO. jabke mei star health mai ekbaar try kor chuka hoon. Oh mera application reject kor diya tha sufficient document represent na korne ke vase se. Par care mei sabhii document submit kor diya. Mera policy issue ho geya. Near future mei is vase se claim reject ho sakta hai keya?
It's better to inform to new insurance company beforehand to avoid any claim rejection. You can mail them or inform your insurance agent.
Contact the customer care as we are not sure about the Terms & Conditions of all the companies.
Please Navi ka health insurance kaisa hain.Please details main guide kijiye .
🙏🙏
Detailed videos are available for the same on our channel, please check- ua-cam.com/video/47BTRN_0KSQ/v-deo.html
I ported My Policy (5 lack ) from one to another company on 27th December 22, after 2years compliton of the old policy, there was a bonous amount for 2years no claim Rs 350000, My question is that bonus amount would be added in Port policy or not?
What is your Cover in new policy
Mam
No claim Bonous bhi carry forward hoga ya nhi...???
No claim bonus is not carried forward, however, continuity for NCB is carried forward if you opt for higher sum assured.
For eg- Old policy - 5 lacs, NCB 5 lacs, you are paying premium for 5 lacs here
New policy - 10 lacs - you will get continuity for 10 lacs ( 5 base+ 5 NCB) , you will have to pay premium for 10 lacs
Do the new companies give no claim bonus based on old policy?
NCB is not transferred in portability
Hello mam how to confirm policy is ported ?
You will get new policy papers when issued.
Mam niva bupa se konse company me port karu pls reply
HDFC ERGO health insurance also offers great plans. But do your due diligence before buying any health insurance plan.
can i port my corporate HI to private Health Insurance (HI)
Yes, you should be able to port. Please check the process with your HR
Hello mam,
I have an individual health insurance policy with LIC jeevan arogya from past 4-5 years.. Now I want to take NIVA reassure family floater policy for me,my wife and son..
Can I port my LIC health insurance policy to the NIVA family floater?.. Will the benefits applicable for me get ported to the new policy?
Must consult with Gurleen mam…before port guidance is required
Hi Mayank, you can't port LIC plan to health insurance policy.
LIC Arogya is a fixed benefit policy whereas other health insurance policies are indemnity policies.
For further information and assistance , you may get in touch with our team at 9650706699 or simply fill in the form below, our team will get in touch with you
hareepatti.com/contact-us/
After porting the policy to the new company, I want to renew the old policy, what should I do?
No, you can renew to the new policy only.
Ma'am meri floater policy pichle 10 saal se parents ke saath chal rahi hai,I am the proposar, toh kya mai apne liye single alag se policy le sakta hu,toh woh as a fresh hogi ya purani floater policy se mai single apne naam nayi policy me port kar sakta hu ?? Kyunki nayi hogi toh fir se waiting period lag jayenge, please advise
You can port single member to a separate policy, that is possible. Continuity benefits will be given
1. I am migrating plan in the same company but they are denying to carry forward cumulative bonus. Please give insight.
2. Shall I augment PA insurance of manipal cigna in which my I am having health insurance or purchase PA cover from united india, sbi general or aditay birla. Please guide which PA is good.
1. Yes, usually NCB are not carried forward if migrated from one plan to another
2. We will come up with top PA comparison video soon on our channel - however choose the policy which covers your objective and gives maximum coverage
@@GurleenKaurTikku thank you so much Gurleen. I was expecting reply from you and it came when I was just thinking about it. Please do compare government as well as private players. One query is can we purchase health and PA insurance from 2 different companies ? And if yes is there any need to take medical expenses rider of 10% in PA cover when every health insurance is already paying for hospital expenses as much I know about health insurance.
Ma'am i took policy from policy bazaar, now i want to change my policy from online to offline. Is it possible to do. Please tell me ma'am.
no, you can either port or just buy a fresh policy
Policy port karne k lia new company ko aadhaar our pan card copy Dena jaruri h kia
Any one id proof for address verification
Hi Gurleen, is it possible to port between policies within the SAME COMPANY?
Wo plan change hoga within same ompany.porting relates to change in company
It's called migration of policy, It's possible.
Good information mam thankuI mam one small suggestion while speaking ur speaking is so fast w speak little bit slow thank u.
Glad that you found the video informative. Also, Thank you for the feedback !
Namaste, I am keen to port my existing NIA Health Insurance policy (which I have since 20 years, with 50% NCB) to a better company. Please can you guide me. Renewal is on 11.5.2024. I am looking at Care Supreme Direct (not sure if it’s good). I have concerns on paying high premiums which NIA has increased recently. Please can you guide and help me.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history.
मैडम मेरी हेल्थ पॉलिसी 2015 में एक्स कंपनी में थी और मैं 2023 में उसकी दूसरी कंपनी में पोर्ट करा लिया तो क्या मुझे प्रे एक्जिस्टिंग डिजीज का वेटिंग पीरियड का लाभ मिलेगा
Mera star health comprahsiv plane tha muje portability Karana he konasi company best he.pls inform
HDFC optima secure or TATA medicare
There are many great options available. We can suggest you a suitable plan according to your requirements from the plan,
Feel free to get in touch with us on WhatsApp/Call at 9650706699.
Our team will be happy to assist you 😊
My mother age 60 she is suffering for cancer and all treatment get of cancer and complite so which company take a policy of this type of person
Regretfully, policy is not possible for him
I ported from Star to Maxbupa Reassure with 20 lakhs cover . Is it wise decision?
Yes sir it's a wise decision
Portability is not an issue , however disclosing all the material information at the time of porting is important. If you have done that, no issues.
Hi RK Khot.... Are you satisfied with all the facilities provided by Max Bupa?? Is it better than Star Health
Madam I taken care health insurance 18-02-2023.
From care health insurance company
But now I will. Change to from care to other how?
Have you ported your policy??
मैंने 3 साल continuos स्टार हेल्थ ऑप्टिमा पॉलिसी रखने के पश्चात इस वर्ष जनवरी 2022 में मैंने उसे Niva BUPA कंपनी में पोर्ट करवा लिया अगस्त 2022 में मेरी पत्नी को kidny stone की प्रॉब्लम हुई तो मैंने उसका ऑपरेशन करा लिया कंपनी ने यह कह कर मेरा claim रिजेक्ट कर दिया कि आपने हमारे पॉलिसी लेने के बाद 3 साल का वेटिंग पीरियड कवर नहीं किया जबकि पोटेबिलिटी के अनुसार 3 साल का वेटिंग पीरियड में पिछली पॉलिसी में पूर्ण कर चुका हूं
If aapne real me policy port krwaye hai …then policy document me mention hoga ….and if policy me detailing he then confirm me claim milega…apne agent se baat kijiye ….confirm claim milega
Sir mila apko claim ?
Take policy through POLICY BAZAAR
you will get 100% claim
Niva bupa ek number ke froad company hai
Any update
I have a family floater mediclaim policy with my wife in United india health insurance company with sum insured amount of 2 lakh each... I want to port it to star health insurance changing it into individual policy with sum insured value of 2 lakh Or 3 lakh.... Is it possible?
Please check with Star health
How I online port to niva bupa health insurance company, Please inform me procedure in online. Thank you.
Please check this video : ua-cam.com/video/dQd0u2-_UF8/v-deo.htmlsi=3b_NurqXFJuWsnXA
Mam...Iam 48 yrs old,my wife has 41yrs., My elder child is 10yrs and my younger child is 8 yrs...simply which one is better for my family health insurance...pls tell me mam. I am from visakhapatnam visakhapatnam,ap.
Please fill in the details here - hareepatti.com/contact-us/ , we will get in touch with you
Maam..just now I ported HDFC ERGO to care health through policy bazaar as I took the first policy from the same....I changed the policy as the SA in HDFC ERGO was 3 lac and the renewal cost was quiet high.I went for care with SA 5 lac.I was with HDFC ERGO since 2017 and the NCB is 1.5 lac...kya decision thik hai...?
I did tha same
I ported HDFC ERGO 3Lakh + 3Lakh no claim bonous to Niva Bupa 5Lakh
Because of High Premium in HDFC ERGO
@@divyanshkulshrestha8511 premium niva bupa ka kitna hai?
Portability is not an issue , however disclosing all the material information at the time of porting is important. If you have done that, no issues.
@@divyanshkulshrestha8511 I also want to port my policy from HdfcErgo for the same reason.. Can you please tell me the premium of Niva bupa..
Mam.. I have reassure policy of niva Bupa..... Is it good to port to any other company.... Because I feel claim process of niva Bupa is complicated...... Even they don't have toll free number.... What s ur opinion mam. Which company claim process is so easy .... Even our parents can do easily in emergency situation.
Niva Bupa ka really claim me issue hai kya ?? Mai bhi reassure me port karvane ki soch raha hu, kyunki claim settlement ratio toh website par star aur dusri company se jyada dikhata hai,toh niva Bupa reassure lena chahiye ya nahi ?? Please advise
Mne to Recently HDFC ERGO se Niva bupa m Port kiya hai
Claim experience of any company will not a problem if you have disclosed all the material and medical information properly at the time of buying the policy.
Gurleen Ji, I have policy for my father purchased in 2021 and we declared Hypertension as PED.
This year he had sudden Brain stroke but claim rejected due to PED waiting period applicability. PED waiting period is 3 years.
Now my queries are, 1. Can I upgrade my plan of same company which has PED 2 years waiting periods?
2. If Yes on above then Can I get claims for Brain stroke treatment from next year onwards.
Policy is with Manipal Cigna Health Insurance, Plan is ProHealth Plus Plan and looking to upgrade plan of ProHealth Preferred Plan which has 2 years PED waiting period.
Pls advise
@@VenuGopal-tt3ee yes, if any pre existing conditions then you must declare to avoid rejection of claims.
@@VenuGopal-tt3ee Read your policy documents where all things are mentioned such as Name, Age, Contact Details, S.I. PED and so on.
@@VenuGopal-tt3ee On choice basis but make sure that you should have necessary documents when it was first diagnosed (i.e. 2020) and all subsequent consultation papers, if any which confirmed the same.
Sir, Replying to your queries below:
1. Since, he had already got brfain stroke, policy change will not be possible as it is a critical illness
2. No
You will have to continue with the same policy
@@GurleenKaurTikku But Company confirmed Yes I can upgrade and then Can go for claims.
If kisi ki policy ko liye hue 1year hue hai and unki waiting period 1year ho chuka hai but wo next year dusri company me port kar lete hai then unka waiting period day 1 cover huga or 1year ka waiting jo old company ke sath 1year bacha hai wo new company me bhi survive karna huga. Please help 🙏
@@soodvikram84 sir har company me waiting period 24months huta hai and specific waiting period 36months huta hai so new company me wo chize day 1se cover hai
@@soodvikram84 okay thanku very much
kya groop policy port ho sakati he ?
No !
Maam super top up policy portable ho sakti h ya nhi
Few companies allow
@@GurleenKaurTikku plz. Suggest company name
Madam I don't want to change the company but I want to change the agent is this possible. ?
Not possible
@@GurleenKaurTikku
Thank you madam
मेरा ग्रुप पॉलिसी है इसमें से मैं इंडिविजुअल में जाना चाहता हूं हेल्थ केयर का पॉलिसी है तो हो सकेगा
Ulcerative Proctitis and hypothyroidism and except care freedom