Marriage Crisis: Drowning In Debt | FULL EPISODE | Dr. Phil

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  • Опубліковано 13 січ 2025

КОМЕНТАРІ • 149

  • @sarahuber8567
    @sarahuber8567 День тому +37

    He filed bankruptcy for the first marriage… and now it’s repeat!

  • @sarahuber8567
    @sarahuber8567 День тому +37

    They may both be responsible, but all the stress is dumped on her. He’s blissfully ignorant and doesn’t pay the actual bills. He’s irresponsible.

    • @Chickenbean4
      @Chickenbean4 17 годин тому +4

      Exactly!! Exactly exactly this. Her mental load is what’s drowning her! He seriously does not care. I dont think he even understands the severity of the consequences. She does and has to see it every day. I feel so bad for her!

  • @vivii794
    @vivii794 День тому +40

    Don't ever buy anything you don't have the money for on your account. How can that be so difficult to understand?

    • @vivii794
      @vivii794 День тому +3

      The money on your account, AFTER all your bills are paid, obviously.

    • @alessandromachi1010
      @alessandromachi1010 День тому

      Does your job or company refuse to accept credit payments? Would your company or job exist if your company did not accept credit?

    • @mthoustontx4311
      @mthoustontx4311 22 години тому +4

      There's nothing WRONG with using credit responsibly so please don't put all people borrowing into this category!

    • @sustud1531
      @sustud1531 14 годин тому

      @@mthoustontx4311YEAH!

  • @OICU2
    @OICU2 День тому +13

    I hope that woman divorces her husband ASAP. She needs to divorce him before she gets her inheritance. She certainly isn't getting anything out of the marriage.

  • @steveguti6452
    @steveguti6452 3 дні тому +77

    Urgent state of emergency please join me in prayer for All those affected families children animals firefighters massive deadly fires in California they desperately need your prayers please pray for them God bless you all.

    • @danniep2737
      @danniep2737 День тому +19

      How about we donate to the people affected since they've lost so much and insurance companies are literally pulling out of the state, and lets actively do something about climate change so this doesn't continuously happen and get worse for people living in California. Lets do that rather than just talking to ourselves and to a likely nonexistent figment of comfort in our imagination and society we call god. Praying is essentially a self righteous way of saying "I helped", and "Im a great person" when really you did nothing to help anyone, because with or without prayer, people still die, people still get sick, people still lose their homes, etc. It can be an added comfort for people, sure, people are entitled to whatever gives them comfort, but it doesn't actually fix, solve, or accomplish anything concrete that its worth commenting on a video thats COMPLETELY unrelated in every sense of the word. I hope you do more to help since you seem so passionate!

    • @Bravevibing
      @Bravevibing День тому +4

      🙏🏻❤️

    • @meghan3713
      @meghan3713 День тому +4

      🙏

    • @trudytiller1960able
      @trudytiller1960able День тому +3

      Praying 🙏

    • @nikstar1313
      @nikstar1313 День тому +7

      @@danniep2737thank you for saying what many of us feel.

  • @chanskichanski7874
    @chanskichanski7874 День тому +28

    I feel her, my husband is almost the same : starts projects and quickly lost interest, constant justify them, and when I say anything, he blames me for nagging and controlling. We haven’t been in debt but once a while I burst out my frustrations and he will stay low a bit and then back again. I want to leave.

    • @chronicallyillicit
      @chronicallyillicit День тому

      I'm sure he's way ahead of u....u sound cringe worthy

    • @MsWaggydog
      @MsWaggydog День тому +4

      Leave. Life's too short. I did it and it was hard, but ten years on, I'm the happiest I've been in years.

    • @Valterwhite
      @Valterwhite 16 годин тому +1

      And this is was y’all as women lead in the divorce rate. You literally just said there’s no debt and you want to divorce him still. It’s not even close to the same situation, you just want a reason to divorce him still

    • @cheetahtfk7274
      @cheetahtfk7274 15 годин тому +4

      ​@@Valterwhite Her entire comment went right over your head. 😂
      Let me break down her comment for you. Debt isn't their issue. Their issue is that he doesn't follow through with anything and then he gaslights her over it and then he continues the toxic cycle over and over again.
      Your comment is rather ironic considering men like you are the reason so many women are filing for divorce. Thank you for being a prime example.

    • @Karin-nh6de
      @Karin-nh6de 3 години тому

      Maybe your husbandet wants to be active, to do things. Maybe he wants to i press You? I don't kbänow of this, but look at Him with your Lovely eyes and commit. Tell Him that You are His sweetheart and that You love Him so. Make time. Go for walks. Let the silence war You. Hold hand again. Remember, God loves a marriage that of course isn't viola t. Hugs

  • @trudytiller1960able
    @trudytiller1960able День тому +28

    Always, Always pay your bills first. Only needs until you save money to slowly buy a want. After 47 yrs. We have savings, investments, no debt.

  • @nancydupuis8083
    @nancydupuis8083 День тому +19

    Its so easy to fall into living beyond your means. Chris is the more irresponsible one of the 2, he was in financial trouble from the beginning. He did that all on his own and carrid his bad patterns into the marriage

  • @Renata-s4f
    @Renata-s4f День тому +11

    A problem with charging things you don't have money to pay off right away is the interest is astronomical. The debt takes on a life of it's own.

  • @gigis731
    @gigis731 День тому +10

    I waited too long. It cost us our marriage and our home. When you are married to a narcissist there is financial abuse.

  • @jennypalmer331
    @jennypalmer331 День тому +7

    I told my kids when they were growing up If you have $20 and have to buy 4 gifts then it is $5 each. Do not put purchases on a ccard. They all listened and none are in debt, I was divorced at 50, bought a house and never had take away coffee or take away food. Yes I own my house and only buy with cash

  • @lour9348
    @lour9348 День тому +10

    He's a liability and she should run far away and should have already done so!

  • @PAMALAsCHARIS
    @PAMALAsCHARIS День тому +14

    25:09--- So bc 2 grown adult ppl decided to live way beyond their means, they should file bankruptcy and what? Bankruptcy does not erase the debt they owed, it just gets divided amongst all other honest hard working people who now have to pay higher taxes, higher interest rates, struggle with other things. How utterly selfish and irresponsible and should be illegal to behave with such disregard then not have to own up? If you have a business where ppl aren't giving you money for supplies it sounds like you aren't running a business but you're behaving like a kid. My parents struggled with life threatening medical issues with a sibling and both parents and they still did the right thing. I'm so sick of hearing grown adult ppl whine about their situation when you created it. Sell your house, live in a trailer, sell whatever you have that is worth a lot and stop being a burden on poor unsuspecting innocent citizens because you're selfish. These ppl are way too old to be this ridiculous! Their inheritance should skip them and be awarded to their creditors.

    • @williamhensley8698
      @williamhensley8698 День тому +3

      And the creditors bear no responsibility? They foolishly gave them more money. I will not weep for them if they can't get it back.

    • @Renata-s4f
      @Renata-s4f День тому

      @@williamhensley8698 Creditors are predators. There is a reason they incorporate in Delaware and Nevada. Those states allow them to charge high usurious interest rates illegal in other states.

  • @dawntaylor3338
    @dawntaylor3338 23 години тому +7

    That guy just thinks it's all about his wants and he doesn't care what happens as a result.

  • @austx290
    @austx290 День тому +12

    The husband has a physics degree so he's book smart. The smarts end there. Did I say that??!! Lol

    • @shrutefarms4741
      @shrutefarms4741 День тому +1

      That’s actually quite common. My ex was/ is brilliant but can’t manage money whatsoever. Thank the lord I never ever put him on any of my cc or debt and never let him borrow money from me. My fico is almost perfect his is…not

    • @cactusrose55
      @cactusrose55 День тому +2

      There is book smart….and then there is common sense….

  • @lynniec
    @lynniec День тому +7

    She can't stand his kid, and she has the ick when it comes to him. Its over.

  • @laiken_poppy2025
    @laiken_poppy2025 День тому +13

    wow,she is just full of excuses! you can't change what you won't acknowledge! it's not all his fault! she was also privy to the debt!

  • @breezeh1127
    @breezeh1127 День тому +7

    Wellll..this man was in debt so had he field fir bankruptcy. He owned 9k in back child support on top.of that. That was a walking red flag that should have told her to keep her finances separated. I dont doubt he spent the money.

  • @vivii794
    @vivii794 День тому +13

    Why is it that americans needs to buy so much nice stuff? As a swedish person I just don't understand.

    • @marieantoinette1091
      @marieantoinette1091 День тому +3

      It’s very intriguing in a way, I’m really fascinated by how much debt they are capable of incurring, I know it’s not funny but I’m really baffled & can’t make myself believe any person in their right mind can find themselves in such a position purely by accumulating so much junk, they buy & buy & it never makes them feel better😕

    • @louisscouten7389
      @louisscouten7389 День тому

      its the cult/this generation of throw away and buy new. My grandfather served in ww2 and he would dry out napkins on the line and clean zip lock bags out for his lunch everyday. Americans are so wasteful now adays and its partially because of these corporations pushing commercials of what an American family should look like and you have to make a lot of money and be successful in life. the thing is, everyone can't be rich and successful 😂 Credit card companies do a good job of saying its free money but its not and debt adds up fast! rant over lol

    • @Renata-s4f
      @Renata-s4f День тому +1

      @@marieantoinette1091 The interest doubles, triples and quadruples what the dollar amount of what they originally bought.

    • @marieantoinette1091
      @marieantoinette1091 День тому +1

      @@Renata-s4f that wouldn’t be an issue if they didn’t “buy” stuff on credit, & it’s almost always wants not needs, I can only understand student & hospital debt because I have an idea that it’s really expensive I think

  • @traymac111
    @traymac111 День тому +9

    you guys need to talk to David Ramsey

  • @debbiebelew2938
    @debbiebelew2938 День тому +6

    Divorce should never be about money: how much someone makes or how much debt they have (that debt could be medical bills that were unavoidable, decisions made jointly, etc. However, financial infidelity and lack of trust can lead to divorce. Taking on huge amounts of debt without consulting the spouse, hiding income or debt all betrays trust.

    • @shrutefarms4741
      @shrutefarms4741 День тому

      It’s almost always about money in some sort of fadhion

  • @mmc9828
    @mmc9828 День тому +5

    We have no debt but still owe $200,000 on our house that is valued at $700,000. I want to pay off the house but my husband doesn't. He says he feels better having that money in the bank. And while I agree having money in the bank is important, it sure would feel good to own our home outright.

    • @jasoncraig4683
      @jasoncraig4683 День тому +3

      I would add up the amount of interest you would save by paying it off,then decide if you guys think its worth saving that money.

    • @mmc9828
      @mmc9828 22 години тому

      @@jasoncraig4683 The mortgage interest is so low at 2.87% vs the 4.5% interest we're earning on the money that I can't win that argument. Even still, it would bring me peace of mind knowing we don't have that payment each month.

  • @carolynwright7408
    @carolynwright7408 День тому +5

    She’s a amazing person. Sadly I would have been on his butt years ago. If the bills can’t be paid, you can’t spend any money. She should have put him in check the first few years.

  • @bryank.vaughan4316
    @bryank.vaughan4316 День тому +3

    No, she is going to divorce him because she is not a woman that has the ability to go BACKWARDS in LIFESTYLE. In her defense, VERY FEW women have that ability to be honest. Let the truth be known, she has already been "checked out" of the marriage for some time now, and she's BEEN looking for a knight to pull her out of the situation. She is talking about HE is "fat"; welllll, she's not exactly......slender herself, so people in glass houses...

  • @isoldeandseamusclubhouse2863
    @isoldeandseamusclubhouse2863 День тому +3

    lol, his seat is firm and high. They have lower and squishy chairs. It automatically gives him a visual position of authority! I have to look back now and see if they have always done this!
    It does make sense in terms of psychology and production.
    People really do get married to hopes/dreams instead of real people 👀

  • @TheMattis63
    @TheMattis63 День тому +5

    She’s done. Look at her body language. He is extremely clueless

  • @kc539-c8t
    @kc539-c8t День тому +3

    I couldn’t live beyond my means. Nor, would I allow my spouse.

  • @vivii794
    @vivii794 День тому +11

    How are not both in a couple responsible? If one is over spending, put your foot down.

  • @fatimakajtazovic7246
    @fatimakajtazovic7246 День тому +1

    One of the best shows of Dr Phil 👌 🙌 👏 ❤️

  • @SouthernBeautyQueen
    @SouthernBeautyQueen День тому +4

    📍College in 2007-2008 was tough financial times. 📍College students now are dropping like flies from the fentanyl crisis.

    • @sustud1531
      @sustud1531 13 годин тому +1

      What’s the comparison your making?

  • @steveguti6452
    @steveguti6452 3 дні тому +22

    Whosoever calls upon the name of the Lord shall be saved praise the Lord praise God praying for everyone Everyday God bless you all

  • @jadetaylor2443
    @jadetaylor2443 День тому +9

    She isn't skinny. Why is she calling him fat?

    • @cheetahtfk7274
      @cheetahtfk7274 15 годин тому +1

      I thought the same thing and I was pretty surprised that no other comments talked about this. If a man said the things she did about their spouse, the comment section would riot against him. She has legit reasons to not be attracted to him anymore, but bashing his weight just seemed unnecessary and hypocritical.

  • @heathermaich8966
    @heathermaich8966 День тому +1

    Excellent episode. Thank you

  • @Lavender-blue80
    @Lavender-blue80 День тому +3

    That amount of debt cannot be settled in two lifetimes. The poor creditors get to foot the bill in the long run.
    I run an accounting package on my computer and reconcile my bank account every month. Have never run out of money before running out of month.

    • @williamhensley8698
      @williamhensley8698 День тому +2

      Let me weep for those poor creditors. They are just babes in the woods. As innocent and trusting as lambs....

    • @Lavender-blue80
      @Lavender-blue80 День тому

      @ until you are one of those creditors

    • @sustud1531
      @sustud1531 13 годин тому

      @@Lavender-blue80it was a joke 😂

  • @jayalexander3356
    @jayalexander3356 16 годин тому +1

    I do not understand how there are so many people living this way. Are there really that many people wo don't understand basic math?? Nothing I own is fancy and my life may not be exciting to most people but I don't owe a single penny to anyone!

    • @josiegraham2591
      @josiegraham2591 7 годин тому

      Same here I live very simple and I’m not stressing out

  • @rosacarrascalao2676
    @rosacarrascalao2676 День тому +2

    I don’t understand how people can have so many credit cards …not where I come from

  • @terrydomeier9252
    @terrydomeier9252 День тому +4

    Wonder what their jobs are and why they still have student loans at their ages..?

  • @nursetinalouise
    @nursetinalouise День тому +2

    He doesn’t understand what divorce would solve since she’s losing the house she brought into the marriage. What an idiot! Divorce would absolutely protect her financially but no it won’t solve anything for him.

  • @savagefox3241
    @savagefox3241 17 годин тому +1

    32:40: no, the thought process is “if I’m gonna lose it all, why stop at the house?”
    Sorry to laugh at other’s pain, I just thought this would be funny

  • @4kassis
    @4kassis День тому +2

    I dont understand why they should not declare bancrupcy. 75K in student loans is a lot better than half a million.

  • @Debisjoy
    @Debisjoy 19 годин тому

    We just bought a fixer upper. We sat down and prioritized the things that need to be fixed. It’s gonna take a few yrs but that’s ok!

  • @americandevo
    @americandevo 5 годин тому

    A friend's wife ran up over $500,000.00 in debt and he knew nothing about it, he found out when the Sheriff and crew showed up and put them out of their house. They moved into his mother's basement with nothing. Terry stayed with his wife until she died from cancer, they were married for 32 years and had two sons. Everybody thought Terry was a fool but he took his marriage vows seriously: "for richer or poorer, in sickness and in health, till death do us part." He never remarried.

  • @nickbaumann7596
    @nickbaumann7596 День тому +2

    How are you guys okay with people willing to get divorced over 50k lmao it's a lot of money but you're telling me the difference between your marriage staying together and not is 50k?

  • @user-ej3iq2to6w
    @user-ej3iq2to6w День тому

    You six ladies stand up - and they are right next to each other. LOL!

  • @shodson314
    @shodson314 20 годин тому

    I can’t even fathom how much the payments on that much debt would be!

  • @alwaysthesleepless1
    @alwaysthesleepless1 14 годин тому +1

    They should get a divorce

  • @sherrydobbins188
    @sherrydobbins188 День тому +4

    He doesn't attack her, she attacks him

    • @lour9348
      @lour9348 День тому +4

      It's called frustration!!! He's fine with spending, totall fine with debt - she is rightfully not okay with all of that debt!!!

  • @nellieponks
    @nellieponks День тому +1

    Marriage is a very risky business.

  • @steveguti6452
    @steveguti6452 3 дні тому +9

    Jesus Christ died for our Sins according to the scriptures and that he was Buried and he rose Again the third day praise God praying for everyone Everyday God bless you all....

    • @danniep2737
      @danniep2737 День тому +4

      unrelated

    • @annegray800
      @annegray800 День тому

      Wtf has religion got to do with this ffs get a life

  • @iluvmusic375
    @iluvmusic375 6 годин тому

    Paying for the lifestyle of a 24yo able-bodied step child is rough.

  • @EvalynChuran
    @EvalynChuran День тому

    Where does the show find these people? I was a victim of labor trafficking and I can't even get the police to listen to me.

  • @jasoncraig4683
    @jasoncraig4683 День тому

    Build a house in a year?? Try 3 months there Phil. lol

  • @susangoodman2598
    @susangoodman2598 21 годину тому

    I never drink,😅 smoke, and l pay off credit cards with many debts with paying off and restain for months to go to stores. Remove temptation, remove expenses, items limit, and even heat in home turned off all day, lights off. No frills used everything. Avoid buying new. Limit everything in Canada, no holidays, and 15-minute visits to store limiting traveling lined up duties when traveling.

  • @Karin-nh6de
    @Karin-nh6de 3 години тому

    You don't pay your depts, You don't pay your bills its no use to pay them for You. It's a pattern that will repeat

  • @annaharner4749
    @annaharner4749 День тому +2

    Why do you think 🤔 I don't trust myself with a credit card?

  • @lynneosborne5200
    @lynneosborne5200 19 годин тому

    Just leave him to it, I'd be long gone. Let him deal with the depth.

  • @lisaann9120
    @lisaann9120 16 годин тому

    Why is it always on the person to be a parent, he's went thru bankruptcy already, so now it's on her to monitor? She trusted him. So?? I totally disagree w dr phil on some points here

  • @pamelabowman161
    @pamelabowman161 22 години тому

    Look at their body language. They are both leaning very far away from each other. This mariage is over.

  • @Claire-gv7pi
    @Claire-gv7pi 3 години тому

    He doesn’t want a divorce because he is a man child who can’t look after himself and unfortunately she has wasted most of her good years looking after him

  • @scottiesciara9009
    @scottiesciara9009 23 години тому

    Listen ladies! This man is a user. Narcissist for sure. He flips from grand to covert.

  • @SAANDDRRRA
    @SAANDDRRRA 22 години тому

    Debt is my worst nightmare😱! Loan sharks🐋 and banks chasing you, I taught my children, if you want something, but you don't have the cash, then you can't afford it💯, I've never had a lone from anyone, bc I know, I can't afford to pay it back💯, I rent from the council! I have the option to buy my house, but I'm in my 50s, there's no point! It's mine till the day I die anyway, I live within my means, which isn't much💯but! I don't owe nobody nothing, my funeral is payed for, my goal! Is to not leave my children under a pile of debt when I die, so far! I'm on track!.😁👍,💯Allegedly!🤣

    • @sustud1531
      @sustud1531 13 годин тому +1

      Congratulations

    • @SAANDDRRRA
      @SAANDDRRRA 13 годин тому

      @sustud1531 thank you! I'm proud of myself for that.

  • @susangoodman2598
    @susangoodman2598 21 годину тому

    Sounds like my partner is borrowing on home.

  • @dzetagamma4287
    @dzetagamma4287 20 годин тому

    what is working the Pam?

  • @NatureConnection-zn4jw
    @NatureConnection-zn4jw День тому

    It's the American way- sic.

  • @kathytaverna9987
    @kathytaverna9987 День тому

    What is wrong with them?

  • @antoniaripia6104
    @antoniaripia6104 День тому +1

    Dr Phil's information is no use to me seeing I live in New Zealand and our government is different

  • @jaynerichman21
    @jaynerichman21 19 годин тому

    DIIVORCE. Before u inherit $

  • @jaynerichman21
    @jaynerichman21 19 годин тому

    Get the dtr. Out

  • @timothymcglynn1935
    @timothymcglynn1935 День тому +2

    Hello 👋

  • @PaulJames-v7x
    @PaulJames-v7x День тому

    Great video, My relationship of 5 years ended a month ago. The love of my life decided to leave me, I really love her so much I can’t stop thinking about her, I’ve tried my very best to get her back in my life, but to no avail, I’m frustrated, I don’t see my life with anyone else. I’ve done my best to get rid of the thoughts of her, but I can’t, I don’t know why I’m saying this here, I really miss her and just can’t stop thinking about her

    • @trevorkelly5036
      @trevorkelly5036 День тому

      i have been in such a situation. i love my woman and unfortunately we separated about two years ago, but i could not let her go, so i had to do all i could to get her back, i had to seek the help of a spiritual adviser who helped me bring her back, now we are back together, and i must say i am enjoying every moment.

    • @PaulJames-v7x
      @PaulJames-v7x День тому +1

      wow, please how did you get a spiritual adviser, and how do i reach her?

    • @trevorkelly5036
      @trevorkelly5036 День тому

      Her name is Prophetess Regina Kuma,and she is great at what she does. you can look her name up online and you will find all you need.

    • @PaulJames-v7x
      @PaulJames-v7x День тому

      Thank you for this valuable information, i just looked her up now online. impressive

    • @ginag8723
      @ginag8723 День тому

      @@PaulJames-v7x it's a scam. But you are too, probably.

  • @josiegraham2591
    @josiegraham2591 8 годин тому

    When you get pd pay your bills first then buy food fell up your gas tank then you know what’s left over you can save some and have some cash for discretionary expenses until next payday This is how we live we are debt free when I was 60 yrs old we live simple vacations is not in our calendar and we drive old cars 21 yrs old 17 yrs old and 9 yrs old I cook we don’t eat out much

  • @brendagreen857
    @brendagreen857 16 годин тому

    I have no excuse for these two people. I’ve been a single mother raised two sons 20 years apart by myself no child support. I bought a duplex and a house and I kept it all going. Give me a break. I’ll take bankruptcy because y’all effed up get out and pay your bills and do it right

  • @betsyogle8224
    @betsyogle8224 9 годин тому

    The creditors should be stiffed for most of this debt. They are greedy and predatory in taking advantage of people who are already drowning in debt

  • @brendagreen857
    @brendagreen857 16 годин тому

    When you’re married is equal equal 50 years and 50 years

  • @josiegraham2591
    @josiegraham2591 8 годин тому

    Number one problem for marriage is money

  • @josiegraham2591
    @josiegraham2591 7 годин тому

    Just divorce him you are not going anywhere he is disaster

  • @cocoworldwideoriginal998
    @cocoworldwideoriginal998 День тому

    Wonder if hes gonna tell us how long he has been married to Bonnie?

  • @carolynwright7408
    @carolynwright7408 День тому

    She’s a amazing person. Sadly I would have been on his butt years ago. If the bills can’t be paid, you can’t spend any money. She should have put him in check the first few years.