No Couples Talk About This When Retirement Planning

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  • Опубліковано 7 лют 2025
  • After 15 years of planning couple's retirement, we're surprised how often they've never thought about these important questions.
    Dave Zoller, CFP®
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    Streamline Your Retirement by getting these 3 key parts right!
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    My name is Dave Zoller and I own Streamline Financial along with our team of retirement planning specialists.
    Streamline has been helping people retire for over 25 years and I've personally been working with clients for the last decade and a half.
    We can only work with a select number of clients so we created this channel to share what's working well for the families we help.
    We both know that RETIREMENT IS MORE THAN MONEY so you'll see the financial strategies along with the non-financial strategies to make sure this next stage is YOUR BEST YET!
    Disclaimer: Since we don’t know your specific situation, none of this information should be construed as tax, legal, financial, insurance, financial advice, or other advice and may be outdated or inaccurate. It is your responsibility to verify all information yourself. This content is prepared for entertainment purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Streamline Financial Services, LLC or its members cannot be held liable for any use or misuse of this content.
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    Disclosures: Securities offered through LaSalle St. Securities LLC (LSS), member FINRA/SIPC. Advisory services offered through LaSalle St. Investment Advisors LLC (LSIA), a Registered Investment Advisor. Streamline Financial Services is not affiliated with LSS or LSIA. LSS is affiliated with LSIA.

КОМЕНТАРІ • 61

  • @donaldlee6760
    @donaldlee6760 3 місяці тому +13

    As a fellow introvert and math nerd, these non-financial questions were brilliant, thank you!

  • @mikesurel5040
    @mikesurel5040 3 місяці тому +7

    "Like the video so it is easier to find later"
    Well played sir. I wish I could like it twice 😁
    This is super timely because i was going to chat about some of these things over the next few days. This is a great framework for that conversation.

  • @KaboodleBri
    @KaboodleBri 3 місяці тому +11

    This was of Incredible Value. I Love that it took my wife and I over 30 minutes to watch this < 10 minute presentation. Great conversations, and happy to say, we actually addressed several of them over the last few days already!

  • @russstockman3477
    @russstockman3477 3 місяці тому +6

    David - thank you for providing another layer to our retirement planning. My wife and myself had a very healthy discussion about our answers to your questions.

  • @Andres_853
    @Andres_853 3 місяці тому +1

    came across this discussion, and they were saying that it’s the unspoken parts that really affect how happy you’ll be in retirement.

  • @JimVanderveen
    @JimVanderveen 3 місяці тому +4

    Thank you for this format! And as a fellow introvert, I really appreciate the callout for extra time.

  • @DrChrisHo
    @DrChrisHo 3 місяці тому +1

    Excellent topic, very important area, very pertinent to retirement planning. thank you. I gave you a ‘like’ thumbs up.

  • @Kindlelover88
    @Kindlelover88 3 місяці тому +3

    Thank you so much for these questions. I think they’re very thoughtful and can help a lot of people. I think I know most of my husbands answers because I talk to him about this all the time we’re about six years out from retirement but I might be generalizing so I want to know more specifics from him. I know what we’re doing this weekend. Thank you so much for these questions.

  • @dpol4883
    @dpol4883 3 місяці тому +16

    This is so valuable! I’ve never seen another retirement advisor do this on UA-cam .

  • @smartin498
    @smartin498 3 місяці тому +2

    Dave, you are appreciated. I really enjoy your videos. You do present the whole package. Thank you for being a “breath of fresh air “!

  • @JoseLNazario
    @JoseLNazario 2 місяці тому

    Dave, thank you for this video. I really liked the questions and the format and will watch it with my wife to level set our expectations

  • @johnbailey5503
    @johnbailey5503 3 місяці тому

    Hi Dave, my wife and I went through this and it was great!! We both really enjoyed this format and the questions were really good to have together.
    Loved it! Would love to see more like this, with the question/pause/discussion format.

  • @chrisberdis6228
    @chrisberdis6228 3 місяці тому +2

    Valuable....we have been talking...so glad I found ur page ...great job

  • @ForwardThinkingIncome
    @ForwardThinkingIncome 3 місяці тому

    I'm lucky enough i guess to say my wife and i have good communication and already talked and continue to talk about all that. Absolutely we have goals before and during retirement. Teamwork is key

  • @ChuckD2309
    @ChuckD2309 3 місяці тому +1

    Thank you very much for the thoughtful questions and for your emphasis on curiosity, connection, and contribution. We are confident in our current plan and have a tentative timeline toward which we are working, so your timing and your questions are timely and valuable. I really enjoy your content and your vibe (as a fellow Introvert)! P.S. You have a couple of typos in your slides that are easy to fix, i.e., Slide 7: "you're" instead of "your", Slide 11: "connection" instead of "conenction".Keep up the great work!

  • @MrCalumet75
    @MrCalumet75 3 місяці тому

    I found this super helpful and thoughtful.

  • @Red-Rooster-Group
    @Red-Rooster-Group 3 місяці тому +1

    Very helpful video, Dave. I like the format.

  • @petewilson2314
    @petewilson2314 3 місяці тому +1

    Wonderful ideas on starting the conversation, thanks for the tips

  • @page135creative
    @page135creative 3 місяці тому

    Thank you, Dave - excellent questions and excellent format!

  • @marthatoledo8277
    @marthatoledo8277 3 місяці тому

    This is awesome! Love it

  • @brianwightman2455
    @brianwightman2455 3 місяці тому +1

    This is a really great video! 👍

  • @d.s.7972
    @d.s.7972 3 місяці тому

    Thank you!

  • @Bigwilli123
    @Bigwilli123 3 місяці тому

    My wife and i discussed this some days ago. You know, retirement is not all about money. We focus a lot on the financial aspect

  • @whatthefud
    @whatthefud 3 місяці тому

    I’m 48. Starting to find out what our expected monthly expenses will be. Really appreciate shedding light on this topic. You seem to know people pretty well. How much for a detailed financial plan?

  • @densnow4816
    @densnow4816 3 місяці тому +30

    Dave, how about the same video but for age-gap couples who will retire 10 years apart, etc?

    • @StreamlineFinancial
      @StreamlineFinancial  3 місяці тому +7

      That’s a great idea.

    • @phlatline6573
      @phlatline6573 3 місяці тому

      I’m in this group too……

    • @Juslovdisney
      @Juslovdisney 3 місяці тому +1

      Yes please!

    • @petewilson2314
      @petewilson2314 3 місяці тому +1

      Agreed, great thought

    • @steven-k7j7v
      @steven-k7j7v 3 місяці тому +1

      I fully agree, 13 years and already 3 years into it. It's quite lonely after having dedicated your life to your family and no friends other than work colleagues.
      My advice, don't go all in and keep a life outside the family. I know it sounds odd, but you will be less hurt when rejection happens.
      Great video series BTW, very sound advice.

  • @Kseniaramesh
    @Kseniaramesh 3 місяці тому

    Most of us focus on building that nest egg, but few couples think about how different our needs could be as we age. Like, what if one of us needs long-term care while the other is still relatively healthy? That can drain savings pretty fast

  • @Sanchyfab
    @Sanchyfab 3 місяці тому +1

    I am 53 and retired at 50. 1 thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collabrative efforts in the fund my estate planner has me invested in. I do not work

  • @FoyLo
    @FoyLo 3 місяці тому +1

    Very interesting questions. Typos/errors in the written questions though... 😮

  • @le1964
    @le1964 3 місяці тому

    These are good questions if you are not a couple.

  • @MW-ty1dv
    @MW-ty1dv 3 місяці тому

    Excellent job Dave, very useful.

  • @ThomasColt
    @ThomasColt 3 місяці тому +1

    I’m worried about retirement planning and I want to ensure a comfortable future. I’ve worked hard my entire life and I want to enjoy the fruits of my labor without financial stress. I’m really concerned about whether I’ve saved enough and invested wisely.

  • @daniel-w5g1u
    @daniel-w5g1u 3 місяці тому +1

    Election is one of those things that could really contribute to portfolio growth and vice versa. I've been going hard with my investments this year and have been able to build up to 180k. Are there tips I could apply to help me grow my portfolio even more during this election season?

  • @pensacola321
    @pensacola321 3 місяці тому +3

    You are not an introvert.

    • @StreamlineFinancial
      @StreamlineFinancial  3 місяці тому +5

      lol. I think I am. I love people but I find myself recharging by being alone.

    • @torchkit
      @torchkit 3 місяці тому

      ​​@@StreamlineFinancialThat's a classic introvert. You like people but being around them is emotionally and physically draining. You need to take time alone to recharge. Extroverts draw energy from the people they're with so they always love being around people because it feeds their battery.

  • @whatthefud
    @whatthefud 3 місяці тому +1

    I’m 48. Starting to find out what our expected monthly expenses will be. Really appreciate shedding light on this topic. You seem to know people pretty well. How much for a detailed financial plan?