I am 51 and spend most of my days alone, on purpose. People have caused me nothing but trouble since I have been a child. I can love others better when I am not in the room.
I retired 4yrs ago at 57 and couldn't be happier. I don't distance myself from people to teach them a lesson, I distance myself because I finally learned mine.
As an introvert, and a person who has been single most of her life, I absolutely love time alone. OK, maybe not just sitting in a room with no reading or writing materials, but curling up with a good book, playing the piano for hours, going for a long walk, or tackling a sewing project are some of the things I enjoy in retirement. I also like traveling alone - less wrapped up in conversation with travel partners and more time to observe the surroundings. I do spend one day a week volunteering and golf every other week so that I have *some* interaction with the outside world.
I'm 63 and retired three years ago at 60. My wife and I are both retired and we do not miss working one bit! Without getting too detailed, we are financially set thanks to pensions (plural) coupled with great health benefits from the department of Defense. We spend our leisure time exercising at the gym daily, traveling all over the world comfortably, and traveling all over the states, visiting family and friends. We are very grateful for what we have.
I am 62, single man never married, have lived alone for the last 35 years? I work Part-time now but soon will be fully retired. I'm not lonely but sometimes wish I had someone to travel with? I do many things alone, if I want to do something, I just do it
You could do a travel club where a group goes together. they have singles travel clubs as well where everyone is there to have a good time and build some friendships.
As a therapist nearing retirement, after seeing this, I should spend more time teaching my clients how to appreciate and make the most out of solitude. Great video!
Im retired 2 years … let me comment. 1. Yes. I went from being important to not being needed. DONT SELL you soul to a company that doesn’t care about you. I heard that, thought … not me! . Prepare for the next step. I struggle(d) with depression. 2. Health is Key in retirement. Work out hard. Don’t drink. Eat clean! Thats the investment people miss. 3. Yes… work on dropping the fear and retire. Live on a budget but still live. Thank you so much for bringing in a relationship with God. After focusing on my career for so long, this is made a huge impact and getting back to what’s important so thank you.
I've always been a solitary guy, so being alone with my thoughts is the default. However, as I start to think about how I want to spend retirement, I feel compelled to reinvent myself to some extent. I do love being on my own, but I also think there's value in getting out of my comfort zone. A big part of being successfully retired has to be pursuing new experiences.
I enjoy Solitude. I spend 90% of my 12 hour workday alone with podcast. Love my wife and family but I need an extra hour alone when I get home to chill. My Job is complex I mix and deal with explosives for mines. A bit stressful,I enjoy silence.
Great video Dave...totally hits home. I have been retired for 2 years now, (currently 63), and I find myself going through cycles of being busy with hobbies and travel, and then periods of boredom, too much TV and drinking...all of those things that you mentioned...very accurate. Your message is clear - look out for those negative aspects of retirement and work on eliminating or improving upon them. Focus more on community, God, family and relationships.
Dave, your videos are awesome! I drive by Dave Ramsey's HQ all the time and you are way better. Your whole strategy about the psychology of retirement is spot on. I'm months away from retirement and I have tremendously enjoyed your videos. I think it is time that you make yourself more of a national brand!
Great video! Everything you went over is spot-on with my personal experiences and beliefs. That "life satisfaction" graph unbelievably mimics my life so far in a nutshell. I'm 100% sure I'm retiring at age 49. I love my alone time and will fill that time with figuring out how to contribute to the other categories in the pie chart. A human can do many great things if he/she has the time to do so.
Thank you Dave. This is just what I needed this morning in some challenging circumstances away from home. I feel like I know these four things in my head but sometimes need to strengthen the conviction of my heart. Fear of growing old; the acronym is FOGO and means fire in my second language (Portuguese). I will remember that!
Regarding the Kitsis references, I was pretty successful savings for retirement, my problem is the spending. I developed many frugal tendencies which remain difficult to overcome. I fear I will pass with a huge unspent surplus
I agree 100%. We just bought a new car, got rid of a 20 year old car that had lots of problems. It was still hard to buy a newer car. I am 70 years old and used money I inherited from my father from 12 years ago. It took me a couple months to convince myself to spend $40,000 on the largest and most expensive car I have ever owned. We are also very frugal, but it really is ok to spend money on things that can improve your life.
Increasing tax rates are the reason I rolled over my 401k to a Roth. I don’t want to be 59 paying taxes on current income on withdrawals made from my retirement account.
My retirement is very good. But I have a neighbor who retired from a pest control company after 30 years. He has no pension, only his 401k. He's living off of his social security income, which is not enough to pay his monthly bills. He's taking money out of his 401k just to make ends meet. He's afraid he'll deplete his 401k and have nothing for the future. So he's looking for a part time job, at age 67.
This may sound funny, but a dog can really help one learn about being comfortable with alone time. The way a dog just wants to be with you, helps us learn to want to just be with God. We wil spend eternity with God, so we better learn how it's done.
Love the content ! But the sound makes it hard for me to listen to. I keep checking to make sure I've not inadvertently set it faster than normal. The sound so often sounds sped up slightly and thus a bit 'electronic'. But it makes the videos so hard to listen to and watch. I wish this could be fixed.
As an introvert who gre up in a VERY large family and spent 20 years in the corporate office.....I am alone but NOT lonely.... Got a work from home job for the past 3+ years and it was a good way to test the water for retirement....and it fits me well....
As a therapist for 40 years I have documented case studies that most loaners by choice that are in that mind set because others do not tolerate their personality.
People who are able to retire early are lucky . I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?
Being unemployed and having just turned 39 is making me feel lost. What chances for passive income do I have with 425,000 saved for an early retirement at 50, 10,000 in an HSA, and a property that could generate an extra 200,000 in income?
I am 51 and spend most of my days alone, on purpose. People have caused me nothing but trouble since I have been a child. I can love others better when I am not in the room.
I retired 4yrs ago at 57 and couldn't be happier.
I don't distance myself from people to teach them a lesson, I distance myself because I finally learned mine.
As an introvert, and a person who has been single most of her life, I absolutely love time alone. OK, maybe not just sitting in a room with no reading or writing materials, but curling up with a good book, playing the piano for hours, going for a long walk, or tackling a sewing project are some of the things I enjoy in retirement. I also like traveling alone - less wrapped up in conversation with travel partners and more time to observe the surroundings. I do spend one day a week volunteering and golf every other week so that I have *some* interaction with the outside world.
"I live in that solitude which is painful in youth, but delicious in maturity " A Einstein
The worst part of retirement is that it comes at the end.
I'm 63 and retired three years ago at 60. My wife and I are both retired and we do not miss working one bit! Without getting too detailed, we are financially set thanks to pensions (plural) coupled with great health benefits from the department of Defense. We spend our leisure time exercising at the gym daily, traveling all over the world comfortably, and traveling all over the states, visiting family and friends. We are very grateful for what we have.
Other people are making my life shorter by giving me stress and drama. I'd rather be in my garden and with my plants and pets instead.
I am 62, single man never married, have lived alone for the last 35 years? I work Part-time now but soon will be fully retired. I'm not lonely but sometimes wish I had someone to travel with? I do many things alone, if I want to do something, I just do it
You could do a travel club where a group goes together. they have singles travel clubs as well where everyone is there to have a good time and build some friendships.
As a therapist nearing retirement, after seeing this, I should spend more time teaching my clients how to appreciate and make the most out of solitude. Great video!
I"m nearing retirement and a I appreciate your insight. Thank you Sir.
Im retired 2 years … let me comment.
1. Yes. I went from being important to not being needed. DONT SELL you soul to a company that doesn’t care about you. I heard that, thought … not me! . Prepare for the next step. I struggle(d) with depression.
2. Health is Key in retirement. Work out hard. Don’t drink. Eat clean! Thats the investment people miss.
3. Yes… work on dropping the fear and retire. Live on a budget but still live.
Thank you so much for bringing in a relationship with God. After focusing on my career for so long, this is made a huge impact and getting back to what’s important so thank you.
Undistracted solitude lowered my blood pressure. I'm golden in retirement.
I've always been a solitary guy, so being alone with my thoughts is the default. However, as I start to think about how I want to spend retirement, I feel compelled to reinvent myself to some extent. I do love being on my own, but I also think there's value in getting out of my comfort zone. A big part of being successfully retired has to be pursuing new experiences.
I enjoy Solitude. I spend 90% of my 12 hour workday alone with podcast. Love my wife and family but I need an extra hour alone when I get home to chill. My Job is complex I mix and deal with explosives for mines. A bit stressful,I enjoy silence.
We’re both introverts, and cherish the quiet time retirement affords.
I'm use to spending time alone, so this part of growing old should be no problem for me.
Great video Dave...totally hits home. I have been retired for 2 years now, (currently 63), and I find myself going through cycles of being busy with hobbies and travel, and then periods of boredom, too much TV and drinking...all of those things that you mentioned...very accurate. Your message is clear - look out for those negative aspects of retirement and work on eliminating or improving upon them. Focus more on community, God, family and relationships.
I'm introverted, but after 10 months of near total isolation, I'm definitely lonely. I guess I better find a senior walking group or something.
I recently retired and plan to have zero before I die. Spending money and having a great time traveling
Dave, your videos are awesome! I drive by Dave Ramsey's HQ all the time and you are way better. Your whole strategy about the psychology of retirement is spot on. I'm months away from retirement and I have tremendously enjoyed your videos. I think it is time that you make yourself more of a national brand!
Love your videos! You always make it a point to focus on things other than money, and you always make me think about what's really important.
My wife hates to see me enjoying myself alone. Help 😂
I retired. I go hiking periodicaly alone, in the nature. No phone
Good video. Some of these things do throw people off. As a natural introvert I had no problem lol.
EXCELLENT video. The psychological side of money & retirement are so very
Important to our experience. More of this please 😊😊
Great video! Everything you went over is spot-on with my personal experiences and beliefs. That "life satisfaction" graph unbelievably mimics my life so far in a nutshell. I'm 100% sure I'm retiring at age 49. I love my alone time and will fill that time with figuring out how to contribute to the other categories in the pie chart. A human can do many great things if he/she has the time to do so.
The struggle of life never ends. FACT! Until life ends. Be ready for the end.
Your brother is awesome and wise beyond his years 😮
That quote perfectly describes how I want to be able to spend my retirement!!
Thank you Dave. This is just what I needed this morning in some challenging circumstances away from home. I feel like I know these four things in my head but sometimes need to strengthen the conviction of my heart.
Fear of growing old; the acronym is FOGO and means fire in my second language (Portuguese). I will remember that!
Thank you for discussing non $ issues in retirement. Working on my relationships and purpose portfolio now.
Excellent video!personally I find prayer very important along with a curiosity that keeps the mind active
Regarding the Kitsis references, I was pretty successful savings for retirement, my problem is the spending. I developed many frugal tendencies which remain difficult to overcome. I fear I will pass with a huge unspent surplus
I agree 100%. We just bought a new car, got rid of a 20 year old car that had lots of problems. It was still hard to buy a newer car. I am 70 years old and used money I inherited from my father from 12 years ago. It took me a couple months to convince myself to spend $40,000 on the largest and most expensive car I have ever owned. We are also very frugal, but it really is ok to spend money on things that can improve your life.
Súper helpful especially the triangles! Thank you very much! ❤
Increasing tax rates are the reason I rolled over my 401k to a Roth. I don’t want to be 59 paying taxes on current income on withdrawals made from my retirement account.
With age comes wisdom.
The way Dom to know being alone is the best time we get.
Excellent info....thanks for making !
Love the triangle. Very informative. Well darn, I may just retire at 61 years of age now 😅
Why would you have no phone, TV or books and just sit alone with your thoughts?
My retirement is very good. But I have a neighbor who retired from a pest control company after 30 years. He has no pension, only his 401k. He's living off of his social security income, which is not enough to pay his monthly bills. He's taking money out of his 401k just to make ends meet. He's afraid he'll deplete his 401k and have nothing for the future. So he's looking for a part time job, at age 67.
This may sound funny, but a dog can really help one learn about being comfortable with alone time.
The way a dog just wants to be with you, helps us learn to want to just be with God. We wil spend eternity with God, so we better learn how it's done.
Love how you Talk about retirement as a whole and that you address the value of our relationship with God.
Your best video yet! Thank you
Love the content ! But the sound makes it hard for me to listen to. I keep checking to make sure I've not inadvertently set it faster than normal. The sound so often sounds sped up slightly and thus a bit 'electronic'. But it makes the videos so hard to listen to and watch. I wish this could be fixed.
Get a pet
As an introvert who gre up in a VERY large family and spent 20 years in the corporate office.....I am alone but NOT lonely....
Got a work from home job for the past 3+ years and it was a good way to test the water for retirement....and it fits me well....
One reason to not work so hard is that you will not have problems adapting. A friend estates pot.
Good info
Check the audio. It's cutting off constantly!
Great perspective!
Good advice & insights… other than the occasional mention of prayer… 🤷🏻♂️. What’s that got to do with the subject.. or anything else for that matter
As a therapist for 40 years I have documented case studies that most loaners by choice that are in that mind set because others do not tolerate their personality.
People who are able to retire early are lucky . I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?
Medical insurance is the issue. I retired at 62 and paid $1000/month for it til Medicare.
Being unemployed and having just turned 39 is making me feel lost. What chances for passive income do I have with 425,000 saved for an early retirement at 50, 10,000 in an HSA, and a property that could generate an extra 200,000 in income?
There should be a very easy answer, and the answer is prayer
Even for you to have to talk about this just goes to show how far gone our society is
Sitting in a room alone....
Doctors office. Boring 😊
I am holding a cash position right now, of about 300k. I know a dip is supposed to be the buying opportunity, so whats the best stocks to dive into?
Stop drinking all together.
I don’t think mysticism or prayer helps anything. Instead, take action and actually do something.
instead of being an introvert doing nothing why not spend your time studying the stock market it can help on the long run
Family values dictate that. Stronger in the south, less divorce, more God, more family