The dark secrets of NFO [New Fund Offer] | Money-Minded Mandeep | LLA

Поділитися
Вставка
  • Опубліковано 2 сер 2024
  • 💸DEMAT Account: link.lla.in/Demat
    Hax to Save Tax:
    .....................................................
    👕Buy Jagruk Janta T-shirt: link.lla.in/merch
    .....................................................
    COURSES: labourlawadvisor.in/link/LPTI
    .....................................................
    More than 15 NFOs are now being launched in a single year, ever wondered why? Are NFOs really beneficial to you and should you invest in them? Let us discuss it in this video.
    Read the blog in English: labourlawadvisor.in/blog/the-...
    Chapters:
    0:00 NFOs are overhyped
    1:55 Higher Expense Ratio
    8:26 Important
    9:33 Size Matters
    11:35 Hiding Performance
    12:21 SEBI categorization
    14:00 NFO: good or bad?
    .....................................................
    PLAYLISTS :
    Money Frauds You Must Know: link.lla.in/LLA-PL-Money-Frauds
    Life Insurance Guide: link.lla.in/LLA-PL-life-insur...
    Demat Account Guide: link.lla.in/LLA-PL-Demat-Acco...
    Income Tax: link.lla.in/LLA-PL-Income-Tax...
    Jagruk Talks S2: link.lla.in/LLA-PL-Jagruk-Tal...
    Business Basics: link.lla.in/LLA-PL-Business-B...
    ABC of Personal Finance: tinyurl.com/LLA-Financial-Adv...
    Labour Law Crash Course Series: tinyurl.com/Labour-Law-Crash-...
    Social Security Schemes: tinyurl.com/LLA-Social-Securi...
    _____________________________________________________
    Follow us on Social Media📲
    Twitter: link.lla.in/LLAtwitter
    Instagram:
    Telegram: t.me/JoinLLA
    Facebook: link.lla.in/LLAFB
    _____________________________________________________
    📝LLA Blogs: link.lla.in/Blog
    📰Get the LLA newsletter for FREE: labourlawadvisor.in/newsletter/
    🕵️Employment Consultancy, Contract Review, Salary Structure Review: www.consult.lla.in/
    .....................................................
    #LLA #nfo #mutualfund

КОМЕНТАРІ • 545

  • @LabourLawAdvisor
    @LabourLawAdvisor  3 роки тому +13

    💸DEMAT Account: link.lla.in/Demat
    QuickPayroll: quickpayroll.in/
    👕Buy Jagruk Janta T-shirt: link.lla.in/merch
    COURSES: labourlawadvisor.in/link/LPTI
    Hax to Save Tax: www.taxplanningforsalariedemployees.com

    • @yashvashistha7804
      @yashvashistha7804 3 роки тому

      Bro, I enjoy your videos. But it's secret. 🤣 Read again.

    • @WorldgeopoliticsbyPrashant
      @WorldgeopoliticsbyPrashant 3 роки тому +2

      Sir kindly make a video on shiny objects syndrome if a person has too many mutual funds

    • @chittirobogaming
      @chittirobogaming 3 роки тому +2

      Sir new itr website par video banae

    • @smartysaurabh8526
      @smartysaurabh8526 3 роки тому

      brother I am 18 yrs old and I started learning investment

    • @technicaltv4504
      @technicaltv4504 3 роки тому

      Sir I am from Nepal. I love your videos.sir I want to know genuine Way to Earn money by online

  • @pras8004
    @pras8004 3 роки тому +76

    Yes we need A video On how to Settle Too much Mutual Fund In portfolio

    • @namanjain3527
      @namanjain3527 3 роки тому +7

      will say if you have invested in many mutual funds there should be few basic steps I have recommended to my father after seeing how many funds he is having
      1) Do you understand all the funds will say no matter what is the return should exit if you don't understand
      2) What are your goals from that funds
      3) See its performance from its pears and ones that are lagging for no reason should take and exit
      4) Consult for taxes before exit
      all 4 are some of the basic steps it will filter out many of the funds that someone might be having and 1-3 should be done in order and if one level is pass then the selected should go to the next level and one that has failed then go to 4th stage for the plans how to exit to reduce taxes(Taxes are very personal so it depends on your own condition only).
      Hope It will help you to select good funds in the future and ya video should come to make and filter out more funds in a better way

    • @pras8004
      @pras8004 3 роки тому +1

      @@namanjain3527 thanks for this . helped me Alot

    • @namanjain3527
      @namanjain3527 3 роки тому

      @@pras8004 welcome can you tell me how many funds you own as currently I own one liquid and one index fund but most money is in my own stock portfolio

  • @ranadeepkundu5357
    @ranadeepkundu5357 3 роки тому +89

    Glad to find this channel before the age of 25😂 I remember I started investing in mutual funds after passing 12th with an sip of just 500rs from my saved money. Mistakenly I invested in ELSS fund and got my investment locked in . But starting was the big step.

    • @outofthebox4652
      @outofthebox4652 3 роки тому +2

      So now where is your that invested money?? Is that locked till now ? Cause it has only 3 yr lock in period

    • @TheMuser33
      @TheMuser33 3 роки тому +1

      So did you earned from it?

    • @ajayachiever1
      @ajayachiever1 3 роки тому +2

      You should have at least on ELSS FUND which will help you to save the tax.. And after retirement you will have handsome amount to enjoy your life..

    • @sahejg3635
      @sahejg3635 3 роки тому +1

      @@ajayachiever1 Sip band ker do aur redemption Ka intzar Karo.Aur Kisi index fund me sip Shri Karo.Ismejhatke bhi Nahi Lagta.

    • @ajayachiever1
      @ajayachiever1 3 роки тому

      @@sahejg3635 और 1000 रुपये का index fund suru कर देता हूँ.. देख तो लुं कोणसा index fund अच्छा है

  • @ChetanSankhala
    @ChetanSankhala 3 роки тому

    I like the way you explain
    Not taking any side
    Giving both side perspective
    Not defending anyone.
    Unbiased
    Out of words now.. thanks

  • @paritoshchoudhary8182
    @paritoshchoudhary8182 3 роки тому +3

    Very perfect video explaining all and everything and LIKE "SIP" ITS "SVP"- Systematic Video Planning ❤️❤️❤️❤️....

  • @JobinRajuGeorge
    @JobinRajuGeorge 3 роки тому +1

    You guys do a fantastic job! Keep it up! Thanks! :)

  • @veerajpandey
    @veerajpandey 3 роки тому +9

    I like the way mandeep puts on the show, sama baandhna hi itna mushkil hota bcz the topics are technical and actually boring yet he makes it interesting.

  • @killendula
    @killendula 3 роки тому

    Great and eye opening presentation sir. With this, our basic concept has. been cleared. Thank You very much sir and stay safe

  • @sanchitgupta1457
    @sanchitgupta1457 3 роки тому +5

    I wish, my mutual funds may grow at the speed of your hair growth 😁 [referring hair cut, Kidding bro].
    You are doing great work by spreading awareness. Big thanks and lots of blessings brother.
    Yes please plan a video on mutual fund rebalancing

  • @callrahulsir
    @callrahulsir 3 роки тому +1

    You always explains the concept beautifully, keep up the good work

  • @track0123456789
    @track0123456789 3 роки тому

    very thoughtful and nice content!! Thank-you Mandeep.

  • @siddhikhisti8905
    @siddhikhisti8905 3 роки тому

    Great info thanks SIRJI

  • @sanketsarode
    @sanketsarode 3 роки тому +1

    Informative and good. Thank you

  • @indnitin1995
    @indnitin1995 3 роки тому +1

    Appreciable work.

  • @lamhaokip1539
    @lamhaokip1539 3 роки тому +3

    Thank you so much for the insight. If you could kindly clarify whether the expense ratio is calculated on the basis of capital only or inclusive of profits too.

  • @mihirshah6634
    @mihirshah6634 3 роки тому +13

    Hi Mandeep, I always find the content very useful.
    I have questions regarding shuffling of mutual fund(SIP based investment) periodically. Is it necessary to do that or should I continue the SIP in same mutual fund

  • @nicholasalvares5954
    @nicholasalvares5954 3 роки тому

    Thanks for giving the perspective. Take care.

  • @siddhayan123
    @siddhayan123 3 роки тому +38

    Mandeep: Size matters.
    Me: I hate my mind😂😂

    • @mbkunal
      @mbkunal 3 роки тому +6

      Play at .25x at 9:39 . Look at line above title :D

    • @aseemsharan
      @aseemsharan 3 роки тому

      @@mbkunal saw it 😂

    • @Lonewolf9898
      @Lonewolf9898 3 роки тому

      @@mbkunal bhai bade heavy obeserver ho tum 😂

    • @track0123456789
      @track0123456789 3 роки тому

      @@mbkunal saw it.. "tum tu heavy driver ho bhai"

    • @amritpalsandhu7167
      @amritpalsandhu7167 2 роки тому

      That's what she said :D

  • @arijitroy5790
    @arijitroy5790 3 роки тому

    Thanks a lot. Much needed video.....

  • @deartraveller2036
    @deartraveller2036 2 місяці тому

    EXCELLENT TOPIC... Thanks a lot

  • @71sunilkumardeoc73
    @71sunilkumardeoc73 3 роки тому +13

    Sir
    Please do make a video that How can we correct our mistakes of over diversification in Mutual Funds. And thank you so much for such valuable knowledge. We get these quality content here only ❤

  • @basantshorewala1793
    @basantshorewala1793 3 роки тому

    Thanks man you are a genuine. Keep it up. Thank you for so much information.

  • @TheVoiceofNortheastern
    @TheVoiceofNortheastern 3 роки тому +1

    You guyz are like angel for small business
    Thank you

  • @KartiKM001
    @KartiKM001 3 роки тому

    You make really good videos. Kudos to you!:)

  • @subhajit88basu
    @subhajit88basu 3 роки тому

    excellent waiting for this video for long.

  • @tusharaggarwal4707
    @tusharaggarwal4707 3 роки тому

    Thanks sir, for providing such valuable information.

  • @rajanchauhan8140
    @rajanchauhan8140 3 роки тому

    Thanks a lot for the info 😇

  • @tusharaggarwal4707
    @tusharaggarwal4707 Рік тому

    Eye opening video, thanks sir.

  • @akashtodkar5188
    @akashtodkar5188 3 роки тому +6

    Wow mandeep
    Learned something new😁😊

  • @deepakgiri839
    @deepakgiri839 3 роки тому +2

    Very Informative... This Guy is giving very deep knowledge in financial education✌✌✌✌✌✌✌✌✌✌✌

  • @AshishGupta-mc5fi
    @AshishGupta-mc5fi 3 роки тому

    Yes we would very much like you to make a video on how to analyze and correct the existing mutual fund portfolio. keep up the good work, thanks!

  • @independenttradingcommunit8410
    @independenttradingcommunit8410 3 роки тому

    Yes sir... Waiting for the video. For this topic

  • @rohanmane1485
    @rohanmane1485 3 роки тому

    Very insightful 👍

  • @mshivatejareddy609
    @mshivatejareddy609 3 роки тому +1

    Excellent information 👍

  • @taruprakash6813
    @taruprakash6813 3 роки тому

    Hi Mandeep, thanks for making such informative videos in an easy to understand language. Over time we do end up accumulating too many mutual funds and it would be really useful to know how to clean up the clutter. Plus is there any thumb rule on how many mutual funds we should hold?

  • @subhajit88basu
    @subhajit88basu 3 роки тому +1

    Your content with your enthusiasm is great 👍

  • @piyushsingh4072
    @piyushsingh4072 3 роки тому

    Explained quite well on every aspects

  • @KumarP-tr8xe
    @KumarP-tr8xe 3 роки тому +2

    Thanks a lot 🙏

  • @PankajRaichur
    @PankajRaichur 3 роки тому

    Thanks for the knowledge, it would be great if you could make an video on best practices of portfolio like how well you can diversify your portfolio by limiting number of mutual funds.

  • @AshishMishra-li7vd
    @AshishMishra-li7vd 3 роки тому

    Thanks for the video :)

  • @Jyotishman2010
    @Jyotishman2010 3 роки тому +13

    Sir Today the best in class funds was also NFO in the past .....

    • @nishantkashyap9000
      @nishantkashyap9000 2 роки тому

      So better to invest in old fund...like u see Many funds are being closed today.

  • @harshitalalwani5746
    @harshitalalwani5746 3 роки тому +1

    your content is very informative

  • @rajulgupta639
    @rajulgupta639 3 роки тому +1

    Thanks for the info.. pls make a video on how to reduce the number of mutual funds in portfolio and also tax harvesting in mutual funds..

  • @dskushwaha
    @dskushwaha 3 роки тому +8

    You forget to tell one point that Distributors are paid multiple times commission on NFO as compared to existing funds. I am a Mutual Fund Distributor, but I never ask my clients to go for any NFO. I believe in long term relationship and earning money by giving better products.

    • @LabourLawAdvisor
      @LabourLawAdvisor  3 роки тому +3

      I didn't say that specifically, but i did say that NFO allows AMC's to charge high expense ratio and that will be born by investors. Same point, said in a different way.
      But I appreciate you saying this, we need more honest distributors like you :)

  • @prashanttervankar1115
    @prashanttervankar1115 3 роки тому +2

    Nice explanation brother 👏🙂

  • @finsaver9756
    @finsaver9756 3 роки тому

    Hats off your knowledge and sharing with us
    No one share such indepth knowledge with a normal investor

  • @yogeshjonwal8475
    @yogeshjonwal8475 3 роки тому

    इस वीडियो की बहुत जरूरत थी थैंक्स सर

  • @Wealthy_Jeevan
    @Wealthy_Jeevan 3 роки тому

    You guide me A lot #MM Mandeep Bhai keep posting this kind of jaagruk knowledge

  • @jatinverma7214
    @jatinverma7214 Рік тому

    Informative video ✨

  • @cknegi946
    @cknegi946 3 роки тому

    Yes make the video ASAP.🙏

  • @mithunsarkar6724
    @mithunsarkar6724 11 місяців тому

    Very good explanation

  • @rangalajnanee8266
    @rangalajnanee8266 3 роки тому +6

    Mandeep aap ne Sandeep bhayya jaise ban rahe ho.😀
    When Mandeep arrives, content will be useful 🔥🔥🔥.

  • @mannahindu
    @mannahindu 3 роки тому

    Mutual fund to sahi hai but investment se pehle Mandeep bhai ke videos dekhna aur bhi zyada jaruri hai.......Kudos brother, aapke har ek video humare jaise naye investors ke liye bohut karigar sabit hote hai

  • @nancysharma3005
    @nancysharma3005 3 роки тому

    Yes we definitely need video on how to manage existing mutual funds

  • @er.anuragrawat3112
    @er.anuragrawat3112 3 роки тому

    Really, 2days before I was searching about NFO labour law advisor....and here it is now....👍

  • @sameeraj27
    @sameeraj27 3 роки тому

    Sahi he bhai well information

  • @anithakral1626
    @anithakral1626 3 роки тому

    Great video sir 🙏🙏

  • @vinayakmekewar4672
    @vinayakmekewar4672 3 роки тому

    Very good video
    You make really nice and understandable content

  • @kuldeepkuldip2896
    @kuldeepkuldip2896 3 роки тому

    Nice info mandeep👍

  • @jayanarayan
    @jayanarayan 3 роки тому

    Great content 👌👏👍

  • @adheergupta1897
    @adheergupta1897 3 роки тому +2

    How to calculate index value of a SIP for calculating LTCG or STCG, because there are multiple Instalments at different time intervals.

  • @aryanashish9215
    @aryanashish9215 3 роки тому

    Bahiya mne apke videos sai inspire hoke hi 2 SIP chalu kre hai. Ase hi videos upload kia kro aap ✌️✌️

  • @NeelRane
    @NeelRane 3 роки тому

    yes need nxt video as well

  • @user-em2tt1js3r
    @user-em2tt1js3r 3 роки тому

    Thank you 😊

  • @krishnasingha3929
    @krishnasingha3929 3 роки тому +1

    I always had this question that how is NFO any different from investing in an existing MF after the changes in NAV will be same. And yes i was not sure about the concept behind it but your video has cleared all doubts.
    Thankyou

  • @origamipaperkrafts1924
    @origamipaperkrafts1924 3 роки тому +2

    Hello mandeep thanks for all your amazing content. Could you please clear one of my doubts. Suppose I have started in mutual fund with axis bluechip and I wish to invest for 30 years.will the fund last that long? What is the age of a mutual fund? When do I need to switch?
    If a fund closes how can i save my money?

  • @vijaykumarreddyt3287
    @vijaykumarreddyt3287 3 роки тому

    Informative

  • @deepaktak6396
    @deepaktak6396 3 роки тому

    Your all videos are very informative . Thats for yours videos. 🙂🙂
    And please make video if anyone have invested in multiple mutual funds.

  • @ankitadash7412
    @ankitadash7412 3 роки тому

    Prudence information...👍

  • @akhilmj5515
    @akhilmj5515 3 роки тому

    Thank you

  • @udaykulkarni240
    @udaykulkarni240 3 роки тому

    yes, waiting for new video

  • @nisarg6022
    @nisarg6022 3 роки тому

    much needed video ahead of this nfo season

  • @sayanchanda2866
    @sayanchanda2866 3 роки тому

    Yes, Need a video on what to do if multiple mutuals fund are taken

  • @Bookvidhub
    @Bookvidhub 3 роки тому +2

    If we invest too much in research to select NFO,
    then we should go for direct to shares

  • @sunnymenghani5907
    @sunnymenghani5907 3 роки тому

    Yes definitely make video on how many mutual funds should be idol for generating good returns.

  • @933ify
    @933ify 2 роки тому

    Sir , thank you for your contribution !
    Also, pls make a video on age based risk taking ability or to invest in a fund .
    Like a person aged under 30 / under 35
    How they should manage their salary for retirement corpus/ house/child edu and child marriage.
    In short we know we have to invest but how much amount and at what ratio to be put for above mentioned needs.

  • @codedprogram3486
    @codedprogram3486 3 роки тому +1

    Please tell me Should I change/switch my mutual fund after a certain period of time when Aum crosses a very large amount as u mentioned in the video ?

  • @sanketdeshpande2350
    @sanketdeshpande2350 3 роки тому

    Best channel for layman's like me who are not from finance background..
    You rock
    Keep up

  • @ganeshm6316
    @ganeshm6316 3 роки тому

    Hi Mandeep,
    Thanks for educating on NFO and clarifying on "NFO is not IPO".
    I have one question:
    What is ELSS fund? Apart from tax deduction 80C and locking period, How ELSS is different from other Large,small or mid cap fund, these also invest in stocks right?

  • @kailaswani9947
    @kailaswani9947 3 роки тому

    Yes Guruji

  • @somendrasarkar1653
    @somendrasarkar1653 3 роки тому

    Looking forward for your video on limiting the # of mutual funds...

  • @laxmangoral4015
    @laxmangoral4015 3 роки тому

    Awesome explained..as always!!
    Sir you mentioned ki..If any MF introducing a new NFO so they might have object behind it..like for Expense ratio or really they have a better object and plan for launching NFO..So, I have a question..how we come to know that reason..?? It's exactly they have good plan or for expenses ratio..

  • @SuperDHARU
    @SuperDHARU 2 роки тому

    This was really helpful.... I saved my father's money by not investing him into NFO. And totally agree with you, students n females needs more financial literacy.

  • @cheragrana6456
    @cheragrana6456 10 місяців тому

    Hey mandeep this was a fantastic video .. very informative and crisp..
    Please launch a video on how to rebalance our portfolio and at the same time reducing tax liabilities.

  • @siddharthsharma2203
    @siddharthsharma2203 3 роки тому

    You guys are underrated!

  • @rdsk2020
    @rdsk2020 3 роки тому

    Is it good to invest in NFO of small cap with lesser AUM than well-established one with bigger AUM?

  • @Fast_foodie
    @Fast_foodie 3 роки тому +1

    Sir kya abi small cap me 1 lack lumsum kar sakte hai 5 year ke liye?? Ya abi wait karna chaiye

  • @narenderverma9645
    @narenderverma9645 3 роки тому

    Kudos to this man

  • @TheParipelly
    @TheParipelly 3 роки тому

    Thank you brother👍How to choose a mutual fund and I mean iam a newbie, what points should I consider if i invest single time investment for a period of 3 to 5 years.. hope you see this comment brother

  • @saisanjaynagarur
    @saisanjaynagarur 3 роки тому

    Please make a video on what to do with nfos bought in past

  • @indnitin1995
    @indnitin1995 3 роки тому

    Please make a video on how many mutual funds one should have and type of funds to have a diversified portfolio

  • @Nirmal2935
    @Nirmal2935 3 роки тому

    Sir please suggest me which is better to choose Mirae asset FANG+ fund of fund or Motilal oswal Nasdaq 100 FoF.

  • @My90Hits
    @My90Hits 3 роки тому +1

    NPS and stock market which one is better to invest money...

  • @RaghavAggrwal
    @RaghavAggrwal 3 роки тому +1

    Recommend 3 MF for long term( like your with low expense ratio)
    I am 30 and want to build wealth over long term, will go for initial and SIP route.
    Exposure to equity high preferred

    • @vaibhavsingh6336
      @vaibhavsingh6336 3 роки тому +2

      Parag parikh flexi cap fund
      Axis mid cap
      Axis small cap/ sbi small cap
      Quant active fund

    • @naveenrawat.91
      @naveenrawat.91 3 роки тому +1

      Mirae Assest Emerging Bluechip ( Direct)
      Axis Mid Cap (Direct)
      Motilal Oswal Nasdaq 100

  • @RavishMahur
    @RavishMahur 3 роки тому

    Yes please, for the video on how to fix too many mututal funds in your portfolio

  • @atulbaviskar
    @atulbaviskar 3 роки тому

    Thanks for wonderful insighy.
    Yes, please plan how to stay away from Shiny syndrome or rather FOMO

  • @anshul27
    @anshul27 3 роки тому

    Hello Mandeep,
    I have a question about how to effectively invest my emergency fund (thanks to you I was able to pool that amount). I have created a emergency fund and its lying in my bank account. The issues with that are as following:
    1. I might spend its as its freely available in my bank
    2. My saving bank gives 3% interest (is what websites says) and some very safe liquid funds like icici prudential liquid fund also give similar returns, which is better? (as the bank has more flexibility and no risk to say)
    3. Any other alternative for getting some better return
    Thank you!

  • @joeljoseph274
    @joeljoseph274 3 роки тому +1

    Hi Mandeep,Please make a video on standalone personal accident policy!

  • @radhikanaik1548
    @radhikanaik1548 3 роки тому

    Nice video Sir

  • @akshayrohatgi5254
    @akshayrohatgi5254 3 роки тому

    Hi Mandeep. Yes can you please make video on the same. I have N Mutual funds now and thinking on reducing them.