Is it the RIGHT TIME to EXIT your Mutual Funds? Money-Minded Mandeep

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  • Опубліковано 30 лип 2024
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    Investing in mutual funds is always a great idea to build long-term wealth. However., it is equally important to know when is the right time to exit mutual funds so as to protect your gains.
    Learn about 6 reasons to exit from your mutual funds.
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    Chapters:
    0:00 Intro
    1:23 Reason 1
    5:35 Reason 2
    11:33 Reason 2B
    12:39 Reason 3
    15:37 Reason 4
    17:28 Reason 5
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    #LLA #MutualFund #Investment

КОМЕНТАРІ • 648

  • @LabourLawAdvisor
    @LabourLawAdvisor  2 роки тому +36

    Name the movie you thought of while watching the video🔥

    • @netaji2934
      @netaji2934 2 роки тому +3

      Sir if mutual funds disclose which company they invest in on our behalf then why don't we directly see and invest our money in those companies in same percentage, thus saving charges

    • @RishabhAwasthi007
      @RishabhAwasthi007 2 роки тому +4

      @@netaji2934 I f you have all the time in world to do that kind of research, then why not. Do it.
      People invest in MF to save time

    • @1Bond007
      @1Bond007 2 роки тому +1

      Tenet

    • @sdhara
      @sdhara 2 роки тому +1

      Market me ek naya skim aya hai.... mechine le lo, cr pati banjao.....ispe ek khulasa to banta hai....plz Mandeep bhai banta hai

    • @GoofyChaiLoverGirl
      @GoofyChaiLoverGirl 2 роки тому +1

      K.G.F

  • @gokulbalasu
    @gokulbalasu 2 роки тому +15

    How is it possible that 99% content in your channel is quality content ?

  • @RajagopalaRaoS
    @RajagopalaRaoS 2 роки тому +47

    The advantages of asset allocation with an example gave a very good insight. Planning is most important and to not be hasty either in profit or in losses. Thank you for all your content.

  • @romu44444
    @romu44444 2 роки тому +16

    Mandeep, I follow lot of you tuber on Financial literacy believe me no one can explain like you do (whether its XIRR, CAGR or health and term insurance video). Hats off. Keep us your good work and keep educating us..

  • @TusharadriSarkar
    @TusharadriSarkar 2 роки тому +60

    Tax harvesting is one of the most important but least talked about points. Thank you for putting it into focus with a good example.

    • @devrindare
      @devrindare 2 роки тому +2

      I would like to learn more about Tax harvesting too.

    • @nomeshg
      @nomeshg 2 роки тому +3

      Its important but not more than other points. By tax harvesting you save 90k in 10 years where as if we dont learn other points, the gain or loss can be much higher

  • @RishabhAwasthi007
    @RishabhAwasthi007 2 роки тому +11

    Was waiting for this video eagerly since Mandeep made his last video on MF.
    Well done.

  • @shahryar1673
    @shahryar1673 2 роки тому +10

    7:53 also show how much a 100% equity portfolio earns in this bull Run.
    What I will tell is the closer you are to your goal the less volatile your vehicle of investment should be.
    Bull markets are great for people who are nearing retirement. To lock in those gains and shift to a debt vehicle when near to retirement.
    Bear markets are great for early or mid of journey investors. To put in more money in equity.
    I'm not going to shift my 100% equity allocation till I am atleast 5-6 years near to retirement when I will start shifting to less volatile vehicle to protect my gains.

  • @ganeshvadcar8098
    @ganeshvadcar8098 2 роки тому +3

    SUPERB!! that last point of LTCG is mind-blowing 🔥🔥🔥
    This guy is money God

  • @ddsuvarna
    @ddsuvarna 2 роки тому +4

    Mandeep my man! You are amazing! Thank you for every video you make, I've learnt a lot fron you!! This one was very helpful!!

  • @rohitmahali
    @rohitmahali 2 роки тому +4

    Beautiful content brother. Loved the information about reducing equity allocation while reaching towards the end goal.

  • @NilASH77
    @NilASH77 2 роки тому +3

    U r best presenter... Hats off to ur deep study in every vdo

  • @milindkhare9696
    @milindkhare9696 2 роки тому +9

    Wonderful video with research and great practical tips as always. I would like to point two practical problems about asset allocation and portfolio balancing-
    1. Asset allocation is not visible when we are old invested and investment is spread across direct mutual funds websites and other assets like stocks, gold bond, ppf,fd and hard gold. There is hard to get single bird's eye view for analysis. Gathering all data in each is very hard and then often given up. Can you recommned best solution for this?
    2. You have discussed about debt as alternate to equity asset, however in recent times debt has become more volatile than equity, here please also consider capital preserving investments like ppf, fd, bonds etc. 30% of debt can be wisely spread between debt mf, ppf, sukanya samrudhhi, bonds, fd etc.

  • @manavkapil12
    @manavkapil12 2 роки тому +2

    Amazing video, it gives out exact info which I was searching for.

  • @sumankumarpadhy910
    @sumankumarpadhy910 2 роки тому +3

    Brother, you really care about your viewers. A heartfelt thanks❤️

  • @vinaypradhan1
    @vinaypradhan1 2 роки тому +6

    Mandeep yaar. Tum to hume Mutual fund manager bana ke he manoge. Very informative vedio. Great efforts and thanks for the sharing explaining this management in easy words.

  • @saurabhgupta8505
    @saurabhgupta8505 2 роки тому +3

    Mandeep and team , you are playing a good role for finance literacy in India . keep it up . I am waiting for a video on how to perform rebalancing in MF

  • @bb91979
    @bb91979 2 роки тому +1

    Recently watched ur video. U explained very critical but unknown for lot of mutual fund investors “When & why to exit” in very simple and practical way. Will look forward to next video. Thanks

  • @track0123456789
    @track0123456789 2 роки тому

    A simple wow!! i have not seen such beautiful quality and content, on the youtube platform; till date..
    (especially in hindi and english)!!
    Thamkyou and god bless you!!

  • @gauravupadhyay8280
    @gauravupadhyay8280 2 роки тому

    Thank you so much for your efforts to provide us with this knowledge.

  • @RB-oq1nk
    @RB-oq1nk 2 роки тому +1

    Kudos to you guys for such an awesome and practical videos...pls make video on your life also..as u promised..:)

  • @WhyAnkurGautam
    @WhyAnkurGautam 2 роки тому

    Awesome you have covered everything in a single video only...!!!

  • @darshanjoshi8803
    @darshanjoshi8803 2 роки тому +1

    Just loved the video 💥 straight to the point

  • @TheLukky1991
    @TheLukky1991 2 роки тому

    Thanks for sharing knowledge mandeep paaji✌🏼

  • @soumensutradhar3628
    @soumensutradhar3628 2 роки тому +1

    Thanks Mandip for your well detailed videos. I've learnt a lot.
    Please do a comparison video of nps fund managers and actively managing the funds.
    Keep doing this great work 👍♥️ Thanks...

  • @MayankVerma19
    @MayankVerma19 2 роки тому

    Thank you so much for this video. Loved it :)

  • @NirmalGuptachd
    @NirmalGuptachd 2 роки тому

    Like you ...No nonsense, to the point style.... 👍
    And Generally well researced , thoughtful videos.

  • @tkakki1
    @tkakki1 2 роки тому

    Wow the logics. Thank you for this video 🙏

  • @vinitsanghoi171
    @vinitsanghoi171 2 роки тому

    Awesome info man! Waiting for the upcoming videos!

  • @damien5539
    @damien5539 2 роки тому +1

    I am a teacher by profession but ironically not a good listener....Mentors like you Kamra Sir and Warikoo Sir...you guys have changed that for me...shinning lantern of immense knowledge in the darkness of content saturation....That asset allocation part segment you covered today...has opened up so many knots for me... Please keep up the great work Sir !!!!

  • @sanjaygadari3945
    @sanjaygadari3945 2 роки тому

    Bht hi shandaar video mandeep sir.. Thanx a lot

  • @saulgoodman980
    @saulgoodman980 2 роки тому +11

    Please consider how to tackle taxes when rebalancing portfolio, when you make the portfolio rebalancing video. Also consider SIPs

  • @devrindare
    @devrindare 2 роки тому +1

    FInally, I learned about STP and SWP in clear way and able to know its purpose. It's all for rebalancing.

  • @SuperbExpressions
    @SuperbExpressions 2 роки тому

    Was waiting for this soothing video ❤️

  • @CredIndia
    @CredIndia 2 роки тому

    Your videos are always eye-openers!

  • @dev77799
    @dev77799 2 роки тому

    Underrated Channel. Great Information. Got to understand much better. Subscribed

  • @anilkaul1792
    @anilkaul1792 2 роки тому

    Will be eagerly waiting for your next vedios that you have discussed in this video

  • @dharmendra2196
    @dharmendra2196 2 роки тому

    I was thinking about it. Rightly timed video.

  • @abhishekmungekar8899
    @abhishekmungekar8899 2 роки тому

    Another quality video! I already guess the movie name in health insurance video as a Tenet. Good mixture of quality content and good background music 👌🏻. I would like to suggest you that please upload this type of content on weekends.

  • @linden007dcosta6
    @linden007dcosta6 2 роки тому

    One of the best informational video keep up the good work.

  • @AnamEjaz
    @AnamEjaz 2 роки тому +1

    This was something that I had in my mind while Investing in MFs.. Thanks LLA

  • @priyodit
    @priyodit 2 роки тому

    is channel ke 23 lakh nahin, balki 23 crore subscribers hone chahiye, it is this good!

  • @NilASH77
    @NilASH77 2 роки тому

    I follow you and pranjal kamra for clearing my doubts and learn money management... God bless you brother.

  • @hemant431
    @hemant431 2 роки тому +1

    Very nice video mandeep👍🏻. One thing u missed in this video 👉🏼 Exit strategy for Seasonal Funds i.e small cap, sectorial, thematic. I hope in next video you will cover this as well.

  • @jithpillai9340
    @jithpillai9340 2 роки тому

    Badiya samjhaya aapne bhai. Good examples

  • @sujitmallik2570
    @sujitmallik2570 2 роки тому

    A must see video for all new investors.full of useful and ready to implement facts and ideas.

  • @jaspalchhabra4287
    @jaspalchhabra4287 2 роки тому

    Very knowledgeable video..
    Thanks for making this kind of videos..

  • @avijitmondal4741
    @avijitmondal4741 2 роки тому

    This week I have written a newsletter about tax harvesting on gain and tax harvesting on loss also. Thanks, mandeep #jagrukjanta for discussing this useful topic

  • @prashantmishra1706
    @prashantmishra1706 2 роки тому +8

    Just a correction, at 8:35, value of "Buy Gold 7.9" is incorrect.

  • @avinashkurre8219
    @avinashkurre8219 2 роки тому

    I am waiting for your videoes sir, u r doing great job sir 🙏🏽🙏🏽

  • @ANKITMAHESWARI7
    @ANKITMAHESWARI7 2 роки тому

    Very interesting and important information in the video. Thanks for that. I would request you to create a video on how to perform tax harvesting and portfolio rebalancing when the investment is done in SIPs.

  • @souravbhattacharjee4961
    @souravbhattacharjee4961 2 роки тому +1

    Genuine person... Genuine advice ❤️❤️❤️❤️

  • @mohammadosama915
    @mohammadosama915 2 роки тому

    Bht hi mast video.. full of knowledge.. mza aa gya.. keep it up...

  • @abhishekmittal5440
    @abhishekmittal5440 2 роки тому

    wonderful video...nd coming together with ET Money, welldone 👍 My question is for LIC policy, usko hum kisi asset class mein count kare ya nahi?

  • @itsvarung
    @itsvarung 2 роки тому

    One of the best video I have seen on UA-cam recently

  • @sanyam09
    @sanyam09 2 роки тому

    Thank you so much Mandeep!

  • @nishraj7124
    @nishraj7124 2 роки тому

    Frankly speaking Mandip sir, very informative video but need to understand , write and analyse and rewatch multiple times.

  • @KarshitJaiswal
    @KarshitJaiswal 2 роки тому +1

    This was the most helpful Mutual Fund video I have ever watched on Internet :)
    You earned a subscriber. Any recommendations on debt category that we can hold for long term (like 70:30 in retirement goal)

  • @AshishMishra-li7vd
    @AshishMishra-li7vd 2 роки тому

    Thanks for the content, very informative video.

  • @shaleen2110
    @shaleen2110 2 роки тому +1

    Hi Mandeep, thanks. Tax harvesting video is the need of an hour. Please try to bring it on channel soon.

  • @rajeshfit4021
    @rajeshfit4021 2 роки тому +1

    Yes sir, we really want video on "Tax Harvesting".

  • @priyankabhadange1945
    @priyankabhadange1945 2 роки тому

    Woah!!!!! Thank you for this ⭐⭐⭐

  • @bipinkkw2425
    @bipinkkw2425 2 роки тому

    You cleared my doubts. Thank you so much

  • @SouravSen9748
    @SouravSen9748 2 роки тому

    I agree with all points and concepts except the last tax saving point.
    Good video

  • @e4uentertainment934
    @e4uentertainment934 2 роки тому

    Thank you so much !!
    To give us your valuable knowledge and your time.
    We are going to become a #Jagrook Janta# becoz of you sir.🙏🙏🙏🙏🙏🙏

  • @pareenshah3694
    @pareenshah3694 2 роки тому +11

    This video is literally very much useful for retailers like us and small investors to be balanced and perfect from today. I am definitely going to rebalance my portfolio very soon. Thank you soo much Sirji 🙏💯

    • @sibdas2647
      @sibdas2647 2 роки тому +1

      Bhai humko v trading sikha do

  • @sidgohan4846
    @sidgohan4846 2 роки тому +1

    But sir if I'm doing long time sip like 20year as you said in between year yoc can redeem the some amt or profit amount , in between year, whenever I feel risk is there so this transaction affects does my compound interest amount or not ? Ple tell me

  • @sumitdas6893
    @sumitdas6893 2 роки тому

    Hey Mandeep how to compare any smallcap fund with category index? I use Groww. There I cannot see any benchmark index. In your video which app you used for comparing? Please let us know.

  • @ishugupta8770
    @ishugupta8770 2 роки тому

    Absolutely Informative Video...

  • @Dr_krish20
    @Dr_krish20 2 роки тому

    This is what I'm looking for... Thnk u sir...

  • @motojee3069
    @motojee3069 2 роки тому +3

    What timing and what knowledge mandeep , brilliant .

  • @alisaheebtinwala1998
    @alisaheebtinwala1998 2 роки тому +1

    I love it how Mandeep always knows which video we'll probably request next.

  • @TheVR7
    @TheVR7 2 роки тому

    need more details and guidance on last three points please , rebalancing, goals and tax harvesting. Great video sir..

  • @PremPrakash-fh8wf
    @PremPrakash-fh8wf 2 роки тому

    A proper intellect video. Awesome work Mandeep and team :) #investmentkascience

  • @gaurideshpande8858
    @gaurideshpande8858 2 роки тому

    Very nice! Waiting for asset allocation series 🙂

  • @GoofyChaiLoverGirl
    @GoofyChaiLoverGirl 2 роки тому +20

    Tax harvesting is the best thing I have learned from this video. ( waiting for full video)

  • @mithileshgohite488
    @mithileshgohite488 2 роки тому

    Much awaited video sir....👍

  • @nandyad
    @nandyad 4 місяці тому

    This video is a gem ❤ thank you Mandeep.

  • @akhiljain1429
    @akhiljain1429 2 роки тому

    Hi Mandeep
    Awesome Content!
    Do we get an email from AMC whenever there is a change in the fund manager? Or we have check frequently by ourselves?
    If I am rebalancing my portfolio and reducing my equity portfolio, then how will tax harvesting work? Because I have to see see the 1L gain including the rebalancing..Am I correct?

  • @biddu4u
    @biddu4u 2 роки тому

    Very nice eye opener for new investor
    Please bring next topics on asset allocation

  • @mritunjaykumarsingh2149
    @mritunjaykumarsingh2149 2 роки тому

    This video is so detailed and what i m searching for. If possible please give practical demonstration to some points.

  • @richhpalsingh9007
    @richhpalsingh9007 2 роки тому

    Well explained video on mutual fund on UA-cam till date. 👍

  • @anjana1700
    @anjana1700 2 роки тому

    Thank you Sir for this great content!
    I have a query regarding demat account, kindly answer that.
    I want to ask that if we got a demat account via zerodha, is it recognised by banks?

  • @dpnaturewildlifephotograph6477
    @dpnaturewildlifephotograph6477 2 роки тому

    Very good point covered Mandeep bhai..

  • @abhijeethycinth
    @abhijeethycinth 2 роки тому

    I'm really happy that I subscribed to this channel

  • @vikastulsi
    @vikastulsi 2 роки тому

    Superb information boss.. Thank you..

  • @srshimpi
    @srshimpi 2 роки тому

    Very informative video...all the best

  • @rushithakker1085
    @rushithakker1085 2 роки тому

    Very nice video. Thanks Mandeep 🙏

  • @rameshcharania605
    @rameshcharania605 2 роки тому

    Thnx a lot LLA make some more interesting videos like this 🙏🙏🙏🙏

  • @pratswagh2559
    @pratswagh2559 2 роки тому

    8:33 Timestamp speech and visual representation is out of sync but the point is crystal clear of reallocation of asset !!

  • @hardikdhamdhere3423
    @hardikdhamdhere3423 2 роки тому

    Very informative video and thanks for such a good info.
    Sir I have a doubt about portfolio rebalancing that if sell debt funds before 3 yrs it is taxable

  • @KartiKM001
    @KartiKM001 2 роки тому

    Soo much of quality! Please bring how can 1 Mutual Fund is equivalent to 10 other mutual funds.

  • @venkateshwaranmahalingam3348
    @venkateshwaranmahalingam3348 2 роки тому

    Very nicely explained, thanks

  • @bittu91
    @bittu91 2 роки тому +1

    Can you also make a video on how to set goals with examples of typical goals for people in their 20s or 30s

  • @jahirislam
    @jahirislam 2 роки тому

    You are my financial Guru.... Thanks a lot

  • @piyushjain4349
    @piyushjain4349 2 роки тому

    I was looking for this answer for last 3 weeks no one share this when to exit and u touch those points which i am struggling hehehh big thanks to u

  • @dheerajkumar-mi1hi
    @dheerajkumar-mi1hi 2 роки тому

    Keep up the great work bhai.

  • @anuragpandey7675
    @anuragpandey7675 2 роки тому

    Thanks sir. Very helpful :)

  • @mohdjawed7585
    @mohdjawed7585 2 роки тому

    thanks for your advice

  • @devchintu
    @devchintu 2 роки тому

    Superb clarity..great content

  • @atulkgadekar
    @atulkgadekar 2 роки тому

    About Tax harvesting if we redeem mutual funds and again buy on next day then in that case is the interest earned amount will get added to taxable income of that year..? Please advice..