The Republican health care bill makes no sense
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- Опубліковано 7 бер 2017
- The bill doesn’t know what problem it’s trying to solve.
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Republicans in the House have finally released a bill to repeal and replace Obamacare: the American Health Care Act. The GOP healthcare bill keeps some of the most popular parts of Obamacare, like letting young adults stay on their parents' health insurance until age 26 and requiring insurance companies to cover people with pre-existing conditions.
But the Republican bill gets rid of the key element that made Obamacare work: the individual mandate. Now that people aren't required to have insurance, healthy people could leave insurance pools en masse, leaving sick people who are more expensive to cover.
Hypocrisy is a minor sin in politics, but still, it is remarkable how much of it there is to be found in this legislation. A core Republican complaint when Obamacare was passed was that the law delayed many of its provisions in order to reduce public outcry and manipulate the CBO’s score. The GOP bill is similarly aggressive with such tricks, delaying changes to the Medicaid expansion until 2020 and pushing Obamacare’s tax on expensive insurance plans out until 2025.
Because Republicans aren’t even trying to win Democratic votes, they’re stuck designing a bill that can wiggle through the budget reconciliation process (another thing they complained about Democrats doing). That means they can’t make major changes to insurance markets like repealing Obamacare’s essential benefit standards or allowing insurance to be sold across state lines. That last part is particularly striking, given that it was one of President Trump’s five demands in his speech last week. I’ve always been skeptical about the savings Republicans could wrest by changing those regulations, but now they can’t get those savings at all - which means sacrificing a key part of their theory of cost control.
This bill has a lot of problems, and more will come clear as experts study its language, the Congressional Budget Office release its estimates, and industry players make themselves heard. But the biggest problem this bill has is that it’s not clear why it exists. What does it make better? What is it even trying to achieve? Democrats wanted to cover more people and reduce long-term costs, and they had an argument for how their bill did both. As far as I can tell, Republicans have neither. At best, you can say this bill makes every obvious health care metric a bit worse, but at least it cuts taxes on rich people? Is that really a winning argument in American politics?
In reality, what I think we’re seeing here is Republicans trying desperately to come up with something that would allow them to repeal and replace Obamacare. This is a compromise of a compromise of a compromise aimed at fulfilling that promise. But “repeal and replace” is a political slogan, not a policy goal. This is a lot of political pain to endure for a bill that won’t improve many peoples’ lives, but will badly hurt millions.
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Erza - Thanks. Exceptionally informative.
You left out the part of blocking planned parenthood for a year saving from last year's cost of 553,000,000, Which would drop the price lower than Obama Care has ever been. That number was from medicaid alone not counting Obama Care's costs. With that price drop it would cover more lower income and also discourage large population growth because you can't just go get the baby out for free. So learn to take BC or go buy condoms they make something for everyone.
Duncle Noriose The Tortoise you are aware that PP is one of the leaders in supplying birth control in the nation right? Defending them would lead to a spike in unwanted babies and unsafe abortions.
II doubt defunding Planned Parenthood will actually decrease spending. For one it will not discourage population growth, as abortion does not encourage it in the first place. Also Planned Parenthood only spends a fraction of it's budget on abortions, and most of it on actually increasing the use of those anti-conceptives you talk of
tailsimp thank you!
Me coming from Germany I seriously do not understand why a lot of people in the US do not understand that literally everybody (healthy or sick) has to pay for an insurance. It’s not about “Uh I am healthy I don’t need to pay for others” it is about “Oh well at the moment I am healthy but I could be sick one day”. It is an insurance which helps you (if everything works out properly) all through your life.
Some do know this but party affiliation means more than getting the stuff you actually wanting to get out of your Government officials and it hadn’t always been that way. Sad really 
Ever hear of Ayn Rand? She's the reason Americans have such f'd up thoughts.
Ouh, hey Mindersting... Wusste nicht, dass man dich hier treffen kann😎😂
Right you never need insurance until you need insurance
I, for a change, don't understand why a lot of people in Europe refer to it as "health insurance"
Number of people who go bankrupt every year bc of medical bills:
Britain: 0
France:0
Japan: 0
Germany: 0
Canada: 0
USA: 643,000
Number of *COUNTRIES* that will go bankrupt due to social safety nets:
Britain
France
Japan
Germany
Canada
Number of countries that have failed due to social safety nets:
Greece
Venezuela
@JarJarBinks you're just uneducated sadly. Must be nice for Europe to have America's military on their side. We pay 611 billion a year which is multiple times all of the European countries combined. Also government destroyed Healthcare in the first place post world War 2. More beurocracy in Healthcare causes prices to go up, more regulations cause prices to go up. I'm sure you think the Fda is criminal. That's government bullshit that I guess you want more of. Also debt doesn't indicate anything a country with growth can handle debt what causes inflation and destroys countries are unsustainable social programs.
@JarJarBinks what alternative facts did I state? I just follow the facts. In 2016 I was a Democrat and pro Bernie. I was for Healthcare for all, 15 dollar minimum wage and free college. Until one beautiful day where I heard that Wal-Mart was lobbying for 15 dollar minimum wage and I thought huh that's odd. Why would this evil huge corporation that I had been lead to hate suddenly be altruistic. Well Wal mart wants a minimum wage at 15 because it makes it harder for their competitors to compete since at the time they were the largest retail entity it would obviously be a huge advantage for them. There are cause and effects to all social programs there are costs. Of course I want medical care for all and I want everyone to make at the minimum 15 in a perfect world why not 20 or even 30 an hour? The reason why I don't support those policies is because they don't work. Europe has issues with medical care it isn't a medical utopia. But if you're looking for an answer to why they wouldn't adapt our system its pretty simple, they are just different countries with different political discourses bringing in our ideas on medical care to them is as radical as Bernie sanders bringing in theirs us. It's just outside of the narrative.
@JarJarBinks in regards to minimum wage increases the implications are obvious. If you have a pie and that pie is the budget and you raise the cost of what each person gets, the slice of the pie for each person is bigger, and there's less pie to go around. If that's what you want then that's fine. Just don't pretend that there's no consequence. I'm not going to convince you of anything on medical but I'd check out this article it's by the new York Times who are left leaning so its not "alternate facts" www.nytimes.com/2018/01/03/world/europe/uk-national-health-service.html
@@dankmeme9577 Pretty much every eu country (except Greece) has less debt compared to their economy then the US. And the whole you pay to protect us stuff. You are protecting US from whom? Russia (Russia has 5times less military budget then the eu I think we can manage without you)
It really enrages me when people say "Why should I pay for other people who're sick?" It's an insurance for Christ's sake. You pay in case you get sick. If you don't get sick, count yourself lucky. It's not like people complain about paying for property insurance and then never getting any money back cause their house is still standing or not getting anything from life insurance since you're still alive.
the difference is being forced, i dont ant tp be forced to buy it.... i defenantly do want it but don't force me to get it
George Mendez You made an important distinction. Whether you're left or right, the logic is solid. +1
@@georgemendez5245 You are already paying taxes for police and fire departments, which are essentially an insurance you are forced to pay. "Why should I pay taxes to fund police when I live in a safe area? Why should I pay taxes for firefighters to put out the fires in other people's homes?" People's health does not just concern themselves, but society at large. If you don't take care of your body, you get sick, you become less productive and your place of employment suffers as a result. What happens to you and your family has ripple effects. So just like you _have_ to have insurance to drive a car, there is nothing wrong with _having_ to have insurance for your body either.
@@Gilmaris You pay for the police because society has criminals that can harm you..... but if we have universal health care why not go all out then, universal car insurance would be nice.... if i have to pay for those who are sick then they should pay for me to be able to drive, why not universal home insurance, the list could go on and on
@@georgemendez5245 Universal car insurance is already mandatory. Not in case something happens to your car, but in case you cause an accident. And yes, we pay for the police because society has criminals who can harm you - just like you pay for health care because there are diseases that can harm you. And the police force actually _used_ to be privatised. As were fire departments. Privatised police still exist to some extent today, even in the US. So the question still stands: why oppose taxes for health care when you don't oppose taxes for other public services, such as schools, police and fire departments? Or conversely, why do you accept socialised schools, police and fire departments when you don't accept socialised medicine?
"What is the point of all of this?"
Answer: To spite Obama. Thats about it.
BIG FACTS HOMIE
not remotely true
I think it's almost like asking someone if they would want infinite money or no.
They said no
How do we spend more taxes on healthcare then any country in the world but don't have universal healthcare?
Colonel 100 No its not, we pay more taxes per capita, even China has a form of universal health care.
Skyshocke because 1/3 of the country is obese and has diabetes and cancer
Your being ripped off by politicians that's why
Skyshocke it sounds like you are being charged more by hospitals and health insurance companies. Your health insurance costs are also way higher than other countries as well.
No it's not. It's percentage based - if you have more people you have higher costs but also higher income.
America has a higher percentage of sick/unhealthy people and you have no regulation on drug prices. That is why big companies get bigger and your people get sicker and poorer.
And they say they are pro life...
Yes. And they're also pro death penalty. That one puzzles me even more.
Get Rekt Pro small government, but government can tell you what you can put in your body 😂
Are you comparing a newborn baby to a murderer? lul
Fetus (not baby), and if life is sacred, it shouldn't matter whose life.
They're pro birth but they want those births to be poor so they can work those shitty jobs no wealthy person wants to work; this is why they're against social programs. Poverty is just another form of slavery and it's time people started to realize this and stop letting the wealthy rob them blind.
everyone who disliked, please explain why
Really best comment on UA-cam.
2 years later and no one can explain why
1 word, partisanship
@@trotoxd6827 1 word, whatyousaidmakesnosense
Still no explanation ❤️
"What is the point of all this?" A black man was successful, and that couldn't be allowed to stand
Exactly
Christopher Monahan It’s not the fact he was black, but the fact he was a democrat. Not everything is centered on race
Kind of is tho
@@genericprofilename9720 The Republicans weren't this bad with Bill Clinton.
@@genericprofilename9720 what's wrong with being a democrat?
Netflix should make a tv series out of this new government.
*clap*
it exists; House of cards. Get the same feeling at least. Manipulative president... WATCH IT
Veep already exists ;)
So it's a documentary of the US government in 2017?
The Daily Conversation veep is better than real world
It's based on age? LOL So the young healthy people will be even LESS likely to have insurance which will drive up the cost. Great thinking. L O L O O L
you can fake income but you can't fake age
Adrian Ronald Sehat What are you taking about?
Adrian Ronald Sehat.... yeah you can if you try hard enough.
exactly, young people are health and dont need coverage but old people do... idiot
Bullshit Detector I mean we the young could care less why should we pay when were perfectly healthy? but then again if we all chip in then we will all be taken care of :/ so its odd
2 words. Universal healthcare
One word. No.
Jakob Stuber yes
> Universal healthcare
It is reverse slavery. The poor rob the rich.
What you have now is a market based insurance system where some people (mainly the wealthy) makes money of off healthcare. So which is worse? The poor 'robbing' the rich or the rich robbing the sick?
> some people (mainly the wealthy) makes money of off healthcare.
If you think someone is making too much, stop buying their products and services or else go into business and provide it at a lower price. Making money is not a crime, stealing from other is.
You know the sad part is in my home state of Texas they love this bill, and they haven't even read it yet...god help us all...
why spend billions in war and not free healthcare for all?
Eliud njai cause republicans
Blood thirsty. Republicans love war.
Obama loves war too. so americans in general
If we didn't spend so much on our military, people wouldn't be as afraid to start wars. It seems to me like the US's military spending is less about the safety of the US, and more about the safety of its allies (for instance those in NATO who don't pay as much as they're supposed to). We are the nuclear deterrent, if we start putting that money towards health care then China or Russia could start WWIII.
And Russia and China will inevitably ignore that they will be killing almost everyone on the planet, especially themselves.
did they really put in tax breaks for the ceos...yo who's voting these people in
Giving tax breaks for the rich is good for economy because they'll invest more and create jobs!1!
I seriously don't get how all those poor people left behind in the Rust Belt could vote for the Donald and his Republicans.. I guess they were really too desperate for a change
riemjann1 tax breaks don't help the economy
riemjann1 Im an economics major, trickle down economics is a myth in economics. Rich people wont create new jobs if there's no need to. Tax breaks just line up their pockets.
riemjann1 I think you were being sarcastic. The Republican South has been poor since before the civil war and they still want more tax breaks to the rich.
Yes, I was being sarcastic ("!1!").
I know trickle-down doesn't work, but I'm staggered how so many people who have lost so much still believe it does. And how those people blame immigrants and free trade for their misery, vote for a billionaire and just don't get it's that very billionaire who has exploited their misery.
Glad I'm Scottish and have universal health care. Oh and also free higher education :D
What do you want a congratulations? In the USA we value freedom over free stuffs, not sure how Scotland is relevant to that.
and looks like US is sinking into a shithole with all the "freedom" you get.
And high taxes
Jakob Stuber Shhhh. You're making us look stupid. Hush.
I love how Americans think they are more free than the rest of the western world - while they have the highest % of people in jail in the world. Not just by a little bit but by a huge margin.
What is this freedom that America has that say, Scotland doesn't?
iam from the uk and we get free health care coz we dont spend most of our tax's on the military
Sure that's why your currency is collapsing and UK is going into economic depression.
craig h Yeah, thanks to the US doing it for you.
tyrel the reason our currency has gone down in value is not because the nhs but because our traitor politician's who even tough the nation has left the eu create uncertainly by still wanting the eu to govern us .
and the depression was a recession not limited to the uk it was globel
dank dark thanks for what you choose to have 7000 nukes when u only need a couple hundred to wipe mankind out , to have 800 military bases around the world when their is less than 200 country's and thats just 2 examples of usa wasteing 10's of billions nothing to do with anyone else just america, then usa doesnt use its military and the 600 billion to end wars were u would be the good guy and make it worth wile u just use the military to be the agressor
+craig h Be grateful to the USA for being the sole superpower. We pay (~$824) billion because military breeds power, and because we can pay for it. Who needs healthcare when you can just shoot the microbes and diseases with a gun or tank.
I am so glad I don't live in The States.
Leviathan It's not so bad, every country has their problems and America is apart of that.
+Artemist Grim Don't lie to yourself, the US is pretty bad. It's not as bad as north korea, but it's still bad.
fflip8 so bad in fact that people are scrambling to leave it.
Ok then your not talking about anything really. do you live here? no. Then you don't know what it's like In American aside from maybe a visit or second hand news from the media. I don't know what it's like in other countries so I'm not about to sit here and say for example " gee Africa sure is violent, I'm glad I don't live there". I live a comfortable life on minimal wage, have great benefits to attend college for free and Barly hear about president trump. You don't know our issues so don't go making remarks like that until you get the full story. Sorry I'm not mad, just a bit defensive cause I do love my country even if I'm a black woman.
Artemist Grim Amen
Why does it have to be republican, why can't ALL OF CONGRESS come together and help out OUR COUNTRY. Why do we fight left and right. We are the ones who suffer. Not the politicians.
100% Beef Because the Republicans have a majority and thus feel no need to negotiate anything. Were they willing they'd had it all fixed and done during the last presidency.
As if the democrats wouldn't do the same thing. Dems don't want to stoop so low as to work with Reps and vice versa.
100% Beef The dems were more than willing to work with republicans when they first tried to get obamacare through. Which is why it took over a year for it to pass through. They compromised with republicans and added many things so it could receive republican support.
because first past the post
100% Beef I generally feel like Ezra Klein is a bit too partisan, but for you to make that comment on this issue?
Have you been paying attention to American politics at all for the last 8 years?
"More people makes the cost go down."
It is almost like having universal healthcare based on a single payer plan would work best.
Combine is key
i still can't understand why republicans love rich people and dislike the middle class (or the poors as they define them) since they are themeselves in the middle class. pls explain. do you hope to become rich? because if that's the case than i have pretty bad news.
Yeah, I never understood that either. The 3 richest people in America own as much wealth as the poorest half of American citizens, many of which are Republican too. Let that sink in
Daniel Degobi I am a republican and middle class. The dems hate us
Because those people are their donors who control policy within the party. The Democrats are little better, the only difference being they don't have a death drive like Republicans do.
Daniel Degobi It’s because the 1% own big corporations and have to employ people for the companies, provide products for there employees to make their product, a place for them to work. They make there own investments and risk their own money. If you don’t have that 1% imagine all the people who lose there job. People blame them for the economy when it’s the government who makes absurd tax and regulations that make it harder for people to make a profit in there business that’s why they lower the wages for labor . It’s crony capitalism.
They Say That Tax Cuts For The Rich Either Increase Wages For Workers Or More Jobs.
“Any Tax Increase Kills Jobs” - Rick Scott Republican Of Florida
Education and health care are important but guns are importanter
Daniel RRNC sorry for bed england
illkyum no one I know is saying "we need universal gun coverage!!"
Government does not need to provide guns. Government only protect gun rights from infringement
Because the goverment buys people guns right ... oh wait no they don't. What a dumb analogy.
Education is the correct spelling.
Isn't the goal pretty obvious?
Making the rich richer.
*Stop taking the money from the hard working Americans and giving it to the lazy ones
*many hard working americans can't get enough money for their healthcare, and "trumpcare" is making sure that these hard working americans don't get healthcare.
Daryl Leckt I find it humorous how you claim to be mature and all, while using such childish insults with no counter claims
lazy one nice jokes its about the sick ones not the lazy ones mate
in the uk we have free healthcare
pretty good idea
Then why do so many come here for our innovative treatments for cancer etc?
Kristen berer Poorly funded free healthcare = long waiting times.
Oh, so your country has a free clinic on every street corner that always seems to have a large sassy black lady that has a minor issue with her neck or elbow that takes all the time to get in and out?
Jordan Ricketts oh, so you do?
* migrates*
God bless the NHS 🇬🇧
Insurance was NOT the problem. Grossly overpriced medical care is what got us here! None of us would need any insurance if we could afford to go to the doctor! So what do we do... we get Obamacare that feeds big insurance companies even more money to pay a portion of something that was criminally overpriced to begin with! We don't need insurance companies. We need reasonably priced medical care!!!!!!!!!!
We would still need an insurance system of some kind whether that's public or private. A lot could be done to bring down the cost of healthcare but certain treatments like cancer are always going to be so expensive that most people wouldn't be able to afford treatment.
I don't want Republicare
Colin Zinngrabe remove the "care" part from that statement
Thorin II Oakenshield, That gives Trump way too much credit.
Thorin II Oakenshield Doncare
good then move to some spliberal paradise like sweden. we don't need any socialists here.
Buck Olsen to bad your country loves socialism lol my god some people are so ill informed. Without it capitalism would destroy.
It's Wednesday my dudes
kowabunga
i like ur pic
AAAAAAAAAHHHHHHHHHHH
aaaaaaaaaaaaaaaaaaaaaaAAAAAAAAAAAAAAAAAAA
Kieren Daste Thursday morning here downunder mate
My man Ezra! He is compassionate as ever and you can clearly see it in his frustration at the end! Ezra bro - I am right there with you! Let's not give up the fight against the big C's!
You know what solves the problem of getting healthy people in the system? Universal healthcare. The UK spends a much lower %GDP on health than the US, and it's free at the point of use
Why do people always compare the American health care system to ours? The UK honestly has one of the worst Medicare for all systems in the world. If you go to Switzerland or Denmark or something, it's a lot better. Trust me. People need to stop using the UK and Canada as examples because conservatives usually backfire it by saying that we have long waiting times, which is totally not true in other parts of Europe
What's the point? Tax breaks for the rich. Like they give two shits for anyone else. LOL
Tax breaks for everyone, less restrictions for everyone, freedom for everyone. That includes rich, poor, black, attack helicopter and midgets. Because when smart business owners have money, they reinvest and grow their company free of restrictions to create more and better jobs to hire dumb people like you. Everybody is a winner!
Pozdrav Kuja Are you being sarcastic?
livrelover - sorry! i didn't see the comment was for our crazy friend. :)
Pozdrav Kuja - Sorry sweetheart. No tax breaks for "everyone" and the rest of this is absolute BS I'm not gunna touch with a 10 foot pole.
Freedom to get sick and die isn't something most people look forward to.
300 Million Americans, pay taxes proportionate to their income such as a fixed percentage of one's income. = Free Health Care and Free University Fees. I can't seem to understand why Americans have the mindset of "I'm not paying a small amount of money for someone else's well-being" The country that has the highest GDP and GNP in the world doesn't want to create free healthcare.
I think America just wants itself to die out. The decisions taken are undoubtedly ridiculous. And yes, they are so, totally like 100% Christians so holy
I have an atheist friend in the US
Social Anarchism No, they just don't believe they should be forced to hand over a large sum of money to the government, when many parts of the government can just be moved to the free market
Coder10 And fail horribly
Social Anarchism they're afraid blacks might benefit in some way.
I think people should not be greedy, do away with medicare and all of the other health programs, and create a free healthcare system base on taxes and not worry if you are paying for someone who is homeless or jobless or whatnot, and be happy that you are helping others. Because why would you need other healthcare programs if there is a free healthcare system to replace it.
Take care, With Love through God and Jesus and The Holy Ghost,
Haha the way you threw the papers down at the end... I feel your frustration. Thanks for doing what you do. I need this to stay hopeful and sane.
Brace yourself comment section, for THEY are coming...
B. R. Lol
the point is to give tax breaks to the rich, duh
Says the liberal
Garrett Gonczy you're dumb *sigh*
Garret you play minecraft why are you talking to adults?
stereotyping people because it's always true
Garrett Gonczy yeah because tax breaks for the rich is totally relevant to healthcare (newsflash: it's not). It's a way to make the rich richer with no benefit to anyone else
in my country it's illegal to not have health insurance
In my country, you pay $3000 dollars a year to the government without health care.
Captain Jack Sparrow In my country, the Government is supposed to leave you be.
2 words : Bernie Sanders,
Please just didn't realise that how important it is to vote for Bernie .
why isn't there a link to the document?
added to the description - thanks!
Can you leave out the sassy paper dropping on to the table next time, it degrades the points your making. Thanks
I was just wondering where the links where so I could read it later that all.
lolwut
read a couple hundred pages of garbage? get rekt by vox
You want healthy people to sign up for insurance they don't need from private companies to pay for sick people?? What we need is single payer, not private insurance companies!
I agree we definitely need single payer but everyone should have insurance. If I have insurance & pay an amount I can afford so some kid can get his asthma medication or an old lady can get the care she needs then I'm fine because that's what good human beings do & one day it will help me. This is just every man for himself & the rich getting richer.
Aaron Cajti but that's socialist god dammit and this is America- said by far too many uninformed Americans
We need a public option...
chelses schaefer, single payer is everyone having insurance. It is literally government insuring everyone. Be it by actual government insurance or government just skipping the "insurance" part and directly providing the care without upfront cost (of course it is paid in in taxes) aka in effect insuring that everyone has access to healthcare when they need it, which both public and private health insurance is about.
The other key is prevention or early intervention is cheaper than emergency care. If there was no upfront high cost for preventive medicine or even access to medical facilities on early sign of trouble it would save USA lots and lots of money. Because now it cost for everyone in USA in the form of emergency rooms effectively getting to try to deal with easily treatable problems, that have become hard and espensive problems due to lack of prevention and early care.
Having to deal with people coming in emergency room with rampant late stage heavy infections and patient going to ICU for week, when a simple early check up and cheap medicine when the infection first appeared would have dealt with it with zero hassle and small cost. stuff like that
single payer isn't insurance, it's healthcare. we've lived with health insurance for so long that we don't know the difference anymore. take insurance out of the equation. everyone should get the care they need, and we all pay for it just as we do national defense.
if we in Romania have a job, we have health insurance too, there is a small tax from our salary and any emergency is free either you're insured or not
their racism is stronger then there survival instinct 🤣
I am a healthy 20 something currently paying a lofty sum because of the current mandate. It sucks when I write these checks, but I do get injuries every so often, so it's not a complete loss. Under the proposed law, though, I won't get a tax credit based on my age, no? And since I make squat, it appears the GOP wants to incentivize people like me to get off (and stay off due to the penalty) my insurance. Bold move, Cotton.
Under the new proposal, you'll get a yearly tax credit of $2000 if you are between 20 and 30 and make under $75k/yr. If you make over that, it goes down but not to 0 (I have to find by how much). Assuming you make under $75k and your yearly premiums total to $2000 (which will likely be the cost for the most basic plan because insurance companies know you would buy it if your effective price is $0), your effective price would be $0. Of course, the difference between what you are paying now and $0 should be paid by someone else for the system to survive. That difference will likely be spread across the age spectrum by an increase in premiums for everybody. Most vulnerable demographic (i.e seniors) will see a price increase (the difference between their premiums and your premiums can be about 5 times according to the new proposal) but won't be able to afford because their tax credit will max out at $4000 over the age of 60 and they may not even owe that much tax at that age.
Tew-D time to get an education bud and get more than minimum wage.
if hes 20 then he isn't old enough for experience needed for higher paying jobs, or he isn't out of college yet, so saying "get smarter" doesn't really help
The only answer is single-payer, so everyone avoids discussing it, at least in America. It's not insurance at all if you take money from the healthy to pay for the sick.
But that's literally how insurance companies work, the payments and profits come from the people who didn't suffer anything and didn't need their insurance. It would be an unsustainable model of business otherwise.
SteamPunk How exactly do you think insurance companies make profit?
Will this effect Medicaid or medical? My mom has a pacemaker and is prone to illness. She doesn't want to stress out about politics because she has to many other things to worry about, so she doesn't really know about what's going on healthcare wise. Can someone please help explain how this is going to effect her, so I can explain it to her correctly?
Just for everybody's information, many conservatives are not in favor of this new bill.
yeah, cuz they think it's too much like obamacare aka too generous
@@RJ-rr1zq AKA it doesn't work because it is too much like Obamacare.
then why you voted for freaking Trump? He doesn't believe in Global Warming, Health care and in respecting woman wtf... probably has a good side, only economic side but are you going to breathe money or what? That is why I would have voted for someone else but I am from another country
Abba123 Better than voting for Hillary.
@@Emilia-lr6vc tbh he may well have dementia and we can't trust his past record
People before politics!
Shoulders of Giants lol like that would happen in a Republican presidency.
MF Whom ? Nope. CEOs before people under republicans
They want their rich friends to get richer thats all they want
Lisa Lowery jealous of the money you don't have?
I do just fine good sir! It's not appropriate for the least among us to suffer needlessly so the upper 10% can gain 0.3% more profit.
***** would you want to gain more profit? I'm sure you'd grab money if someone offered it to you.
Not at the expense of someone less fortunate and in an unfair manner. IF the money is earned, and not taken through legislation, then yes of course I would be happy. However when the rules are stacked against the poor and the middle class simply because of greed. That is unfair. The true measure of any society is how we treat the poorest among us.
***** I mean, life is unfair. But I get what you're saying and I'll respect your opinions.
Eliminating insurance companies would save LOTS OF MONEY (they are nothing more than a middle man cost) - they are simply acting as administrators handling healthcare payments. Insurance companies also play a role in propping up healthcare pricing in making deals with healthcare providers - inflating pricing schemes increases insurance company profits.
Bernie Sanders idea of Medicare for All actually would work best. His financial explanation (published elsewhere on internet) shows how trillions of dollars would be saved over a 10 year span vs current system in place. Medicare has already saved billions because of the leverage it has in negotiating healthcare/ pharmaceutical pricing (ref: Bill Shipp research article "Bitter Pill").
Medicare for All is best viable option - certainly insurance companies don't like the idea as it cuts in their market share.
USA should give everyone free health insurance for everyone. You should never force to pay taxes if you don't have health insurance at all.
Welcome to Obamacare
single payer is the way to go
i live in a country with single payer system. It works great, but it has its problems. The math doesn't change, you still need more healthy ppl in the system than old & sick ppl. It works great in a young country with growing population. But when aging population starts creeping in, tax contributions starts to creep up too. My government tried to keep the system churning by encouraging more immigrants to the displeasure of many citizens. So, unintended consequences?
Yeah, but even in a country like Germany healthcare is still cheap and effective compared to the US.
daheilong Still, that's better than what America has got now. And prioritizing care based on necessity is far superior than prioritizing care based on the amount of $ you have.
TheBig Phenom it's the only way to throw the brake on costs...
single payer is unfair. It chargers more to those with income for the same healthcare. All we need is for healthy people to participate in the system. Making it mandatory means fair prices for everyone. But letting people take that risk allows them to better use their finances in times of an emergency.
i have a better idea.
why not get free health care americans?
Yeah I've experienced both sides of it. Was in a car accident as a child and easily wracked up 1mill in billables that was covered by my seemingly well off parents insurance. We still had very large deductibles to cover. Not sure of the total on that. On the other hand I have a cousin that had a child with complications at birth and racked up a 250k hospital bill in a week. Rural Kansas farming family without insurance. He's 17 years old now and they have barely put a dent in that debt. It's been over their head their entire life. Its hard to understand both sides of the street without experiencing it.
You're absolutely right Jonathon, thats the american way. In addition to that, rich influential people pay less taxes while using more governement money.
Blood Fire Drake I live in Sweden and i hate this system. i have never ever been so sick i had to go to the hospital and neither have anyone very close to me. Waste of money. I pay around 50% taxes.
Because not everyone is as well off as you. Their are people who cannot meet ends meet even though they work harder and longer then us.
Because then Americans would scream "COMMUNISM!" in unison.
Do you have a copy you can email me or can you please point me in the direction to obtain one?
($695 dollars is not a small fine to most people.) (The current healthcare law is no different from car insurance. Both wants to pay you as little as possible regardless of how many people are join in and if something happens they going to make you pay more money down the road anyway.) The money that the IRS take from us does not go back to the US government but to the private shareholder of the (Private) Federal Reserve/Government and there secret shareholder. You can thank President Wilson for putting the (Private) Federal Reserve/Government and the IRS into power. Things would be a lot better if the US money was not giving control to a small group of elite people that has zero to do with the US government. (You can research this information for yourself.)
It may make no cents but it makes dollars AMIRITE
Gilman Goop "if it dont make dollars, it dont make sense"
Just move to a single payer option. The Affordable Care Act is the same crappy, ultra-expensive healthcare as before but now more people have access to it. The Republican option is effectively identical, though likely even more expensive and less effective. The reason every other 1st world country in the world does single payer is because it is far, far cheaper. It's not because their politicians are all just bleeding heart liberals. It helps mitigate the problem of inelastic demand of healthcare and ensures everyone has access to it. Health care is 18% of our GDP and rising - and we have awful outcomes. Everywhere else in the world, including Canada, it's only about 9% and has far better health outcomes. Even the most generous, socialist-minded European countries pay no more than 12% of GDP on healthcare.
Fine Wine Daily not to deduct from your point since I actually agree, Healthcare in Canada is mostly in the "jurisdiction" of provinces. So for provinces budget, the % is higher. But maybe it's the same for US states too, that I don't know.
Actually, when you account for the 20 million at risk to lose it and the 20 million who couldn't access it before you could literally end up with the same gross of people in the ratio. Literally the roles will just be reversed as if we are taking turns with who can get health insurance.
Fine Wine Daily we don't have a single payer program, each province has his own health care
yes some US states spend more than others
Mixlop You really need to test your water for lead it is messing with your ability to think. First of all it is not your money. it is a credit issued from the us federall reserve purchased by your government and payed back to the feds with interest . The fact that your screaming it's my money shows how little you actually know of how money is issued in America. You are already trapped in a socialism system trying to masquerade as a capitalists as your entire country is funded by private citizens ergo the world's biggest socialist experiment. So they pay for everything through a loan to you and you pay back the loan by being a good little debt slave. Do you now understand that if the slaves need to get medicine to keep the country going it's going to happen so stfu and take your medicine!
$695 is definitely not a "small fee" for someone who makes $20,000 a year!
Those people qualify for free healthcare :)
Jacob Moss that’s $58 a month for a 20k earner... affordable.
Can ad to the links below on some of the information you mentioned? Especially the studies you mentioned.
Just do it like we do it in Germany force absolutly everyone to use insurence.
Eduard Bas - that's part of the ACA. You actually get fined if you don't have any insurance during the year. It's just that everyone has different kinds of insurance plans here in America.
Our insurance is State-based and the majority uses it.If you can't afford it you will get it for free.Of course, there are private insurance Companys too, but there are a lot more expensive therefore only a minority uses them.And it's not just a fine it is illegal not to have insurance in Germany.
and the best part: Medical suppliers + pharma companies need to keep their prices low. Public health care providers approve, which implants / medication they pay for and which are "luxury" options. Sure, if you can afford it, you can go with the most expensive option privately (or chose a much more expensive healthcare plan that covers such options) - but the manufacturers lose a huge part of the market, if they do the weird price politics they seem to be doing in the US.
For the same price you can get better healthcare in Germany (and any other industrialized nation) than in the US. The US is already paying more for healthcare per person than other countries are and their population still gets worse care. I am not from the us and this makes me so angry. The greed! Trampling on the back of the weak in much more than one way. The insurance is just the tip of the real problem.
Vox does a great job of covering this (like that video on the couple trying to find out, how much they have to pay for having their child in a hospital).
Eduard Bas You do know that our system is BS, right?
I might have said it a bit misleading I mean our insurance companies are state-controlled to be more precise and the cost is split between worker and employer.
Could you pls explain the short BS?(I wasn't able to find it anywhere)
I didn't come in touch with this theme for a long time that why I am glad if someone correct mistakes.I don't want to say something false and I love to discuss.
I like how they use pictures...Republicans and Trumpers need pictures.
you seem to fail to realize that their target audience is not Republicans
"What are u trying to achieve here ?" And slaps. He's just so done with this 😅😂
I mean, just give them free health care ?.
Look, if Repubs want to replace the ACA, okay that is fine. You are in power. But at least spend a year or so refining it beforehand. Take data from your census, hire scientists, find the best course of action to take. This is something that will affect the lives of Americans. It isn't something to made into a publicity stunt.
SimmonSays Republicans don't believe in science, data and facts. lol that's a funny suggestion.
Lmao hire scientists? These people argue against the scientific community about the existence of climate change.
I mean they had a 6-year head start to do all that. Maybe they did prepare!
But for some reason I find that hard to believe.
SimmonSays republicans don't believe in science this is the first flaw of the plan lmao
good job Vox...keep it up✌👌👌👌
thank you
Haha, thanks man. It's hard work, but look forward to more videos like this one!
Mi vox is a joke
Paul Coleman Yep
Mi
What are they trying to achieve? They're trying to make money.
because of this video i have finally understood a sliver of how premiums on healthcare insurance is determined
Inb4 triggered republicans
Kyle Richardson 😂 no you're not
Liberals*
Kyle Richardson Getting triggered is for liberal girly men.
toopercentmlk ooh burn! 😂
Then by that metric, our president should be wearing a pink tutu, fox ears, and demand to be referred to as "xer".
WTF do we even have to go through insurance... so god damn stupid. insurance companies are there for making money....WTF... he's right what is the point
I love how Ezra does the wonk equivalent of a 'mic drop' at the end of this video.
If republican propose a bill, I don't trust it.
'Nobody knew health care could be so complicated' - Tweeter in Chief.
The point of all this friend, is to give their rich donors a tax break
I loved the Minecraft inspired caracterures for Presidents Obama and Trump. LOL
How is a billionaire business man in charge of such a shitty health care bill?
He is not. This is congressional plan. Trump will fix this mess.
Mermaid Weed because america
How we Dutchies do it? Make it mandatory, problem solved!
But that is FREEDOM KILLING and UN-AMERICAN!!!!1one
Around €100 a month and the government pays me €82 every month to pay it (I know it sounds weird but it's true). Btw we have a what we call 'eigen risico" (own risk), the first €350 a year you need for health care you pay yourself. This is to prevent people going to the doctor without a good reason. For example if you get a €10000 bill you have to pay 350 and insurance pays 9650.
The US also has an 'own risk' provision, it's called deductables if I'm correct. However, in some areas the deductibles are several 1000s a year, making going to the doctor nearly impossible to pay for even with insurance. Most of the healthcare costs in the Netherlands are paid directly by the government to the insurance companies to compensate for sicker patients. The premiums you pay each month are only about 1/4th of the total healthcare costs per capita. And about half of the people paying premiums get them almost entirely subsidised because everyone over 18 needs to pay them, even students without time to work. Meaning many people don't pay anything at all directly.
True we don't spend billions on war and death. We spend on the prosperity of our people.
130 pages is your ticket to live or die. If it comes down to it. K
Here in Canada............... You know what, I think you already know what I'm going to say.
why not just get the government out of the health care business? and don't require people to get health care
you should be old and rich to afford US health care lol
Vox I'm happy to see you're almost hitting 2M subscribers! Congratulations,I've been here for a long time
Do they make it mandatory? That way they can brag that so many are on it.
The real way premiums will be lowered is by dissolving state lines as far as coverage is concerned. If insurance companies are forced to compete prices will drop
No they won't ... No insurance company will ever fight over insuring someone who's sick, it's all about risk to them...
If you copy someone else's work, write it a different way, add a few random things, and change the name.. it's yours.
Yeh we saw that with the FLOTUS speech last year lol.
Joseph Clement
Also known as plagiarism.
this bill became what it needed to be. a trojan horse that contains a lot of money for the rich to take
Why do I keep hearing the Pinky and the Brain theme song playing over and over in my head?!
What you need is a free (tax paid) healthcare...
Lucas Edwards Nothing is free.
Wyatt Rowe The earth is free.
Wyatt Rowe you're right. *healthcare paid for through progressive taxation (hence the rich are - meant to - pay the most)
Lucas Edwards yeah, and a how about a unicorn too!
Lucas Edwards free is never really free, taxpayers end up paying
i wonder if they will become the new whig party
if history is repeating itself
The Republican party; representing the rich, supported by the poor
Nobody knew health care could be so complicated.
Bye, bye Republicans. 2018 is right around the corner. 😂
and welcome new set of Republicans!
Ed Smelly Yeah and Democrats are defending all across the board.
At the end it felt like very vsauce like lol
That can only be a good thing. LOL!
it never hurts to try something new
Thousands are going to lose their health insurance. And the vast majority of Americans are going to have to pay way more. So yes, that is going to hurt, and people are going to die needlessly.
The real problem is insurance companies. They want to make money, they don’t want to pay insurance claims.
man, he's so done covering this topic.
inb4 republicans try to defend trump for his latest bullshit and call everyone snowflakes
I'm not sure if I fully understand whether you're defending trumpcare or saying don't worry, it'll be changed before anything happens, but this time, republican senators have money to gain from what is essentially killing poor people. With their track record, the terrible parts of this proposal would go through simply because the rich few stand to make money.
To be fair... Obamacare didn't make sense either. My costs almost tripled! What's a better idea?
Shawn Abbey Keep Obamacare, add a public option, and expand Medicaid in the states that refused it so ppl who are currently "stuck in the middle" that aren't poor enough for Medicaid as it is now, but make too much for the subsidies will be eligible
Shawn Abbey Universal Health Care like the rest of the developed world?
Simply copy the system of an other country.
I mean countrys like Germany have Universal Healthcare since the 19th Century.
Kruger Wrong freddy. What you need to do is put in a single payer system and standardize prices across the board. How will you pay for it? You already have! If you slash your military budget in half you can have free health care now and forever. Now ask yourself what is more important? Your health or a brand spanking new stealth bomber?
Kruger hahaha, im not from the US mate. So by all means keep paying your extortionate medical fees, and have insurance companys rinse every penny out of you when you get sick, you absolute barbarian hahaha :L
Wasn't Obama care a republican ideal?
Thanks for breaking it down! Love the channel.
When did republicans or democrats make any sense?
YoungEducationUSA Vox just hate Trump and Trump hates them.
Joel Leon That's right although I am not sure that you know why that is.
desiviking Vox is not being honest in their video's on politics.
Because they want huge tax cuts for them.
That bill suggests $600 bil for the rich.
nope, here is why. When the government requires insurance all the prices sky rocket because it doesn't have to be a good deal and the greedy bean counters know it. Don't take my word for it. look at car insurance prices when it became mandatory verse when it was not like in Mississippi.(because it happened when there was Internet)
Better to have insurance companies compete with null then with each other.