Please make video on OPD health insurance policy like reassure 2.0 with addon rider and manipal Cigna prime advantage and Bajaj Allianz my health insurance policy
@ insurance impact..😢Bhai wheere is Part 2 ??? Ab policy lene ke liye Thursday tak wait karna padenga.. q ki gajab ki information di hai apne. Thanks ffor making such useful videos.
Never create a video if you cannot conclude or give rating to companies. Many of them leave them open stating that insurance is personal and depends on client state, budget, locality requirements blah blah blah. Sir, there is some thing called customer experience which does not require any of the requirements. You should rate based on how the company helped you in terms of pre and post Policy buy, which companys claim settlement is easy, How the company sees small, medium, large claim (ok, ok or not, not ok).....Find some metrics which will help you to rate the company rather then repeating the same features every video.....Note: You should do something unique which others have not done to gain the trust of views authentically.
First of all Thanks for your valuable Input. Rating companies can make it very simple for the buyers what to buy and what not to. But on my small exposure to claim experience it is not ok according to me. That can Influence decisions based on my opinion only. Our videos are unbiased and are created to have a clarity on the coverages and other aspects of Insurance. Stay Tuned & Take Care ! 🙂
Tata AIG Medicare is also a good plan like other plans from ICICI,SBI General , etc. They are not on the list as This TOP 5 list is just for comparison sake and any other plan can also be best for someone with different location , age, family size etc. So pls choose plans after due diligence and research.
Thank You for providing excellent information for us, thus is very informative video, but about Super Top-up? Are the same guidelines applicable for Super Top-up as well? If not please make another video explaining guidelines for Super Top-up. I recenty took 10L Base plus 90L Super Top-up from NIVA BUPA... Please advise... How is Super Top-up different from Base Policy?
In your video Niva bupa has the lowest incurred claim ratio and assets value ratio among 5. As per previous years IRDA annual reports they have very average claim success ratio and pretty high number of complaints, can you not include only the best products having fair amount of financial, operating ratios and complaints?
Last year we ported to TATA thinking it’s the best for us. And then Aspire was launched in DEC23. How can we know about upcoming health plan launches beforehand ? Any drafts of policy anywhere ? IRDAI website ?
We should focus on our medical needs and buy policy accordingly to cover them. Plan launches every month like car variants, It doesn't mean we have to shift every time. Policy porting is an important decision which you should take only when the existing plan is no longer suitable for your needs.
ICR humein ye batata hai ki insurer ne kitne paise liye aur kitne claim diye. Aap better ICR wali company choose kar sakte hain. But kuch exceptions hain. Iska directly apke personal claim par koi khaas asar nahi hai. Ye data 2022-23 annual report ka hai aur abhi 2024-25 chal rha hai. But latest genuine data yahi available hai.
In almost all such policy comparisons, we see only private insurance companies. Is it that the Govt insurance companies like New India or National are pathetic in all aspects of policy coverage and thus don't even make it to the top 10 list?
My age is 27 and planning to marry in next 2 years so should i take Star Health assure plan coz it covers maternity and new born baby cover.... In my opinion it'll be suited for 25-30 age peoples..... Pls share your feedback also and also about niva bupa aspire plan
Both are good plans. But Assure plan has 10% of Base S.I. as maternity cover. and separate new born baby cover. But check other features too before making a decision.
I already have reassure 2.0 with titanium, booster + nd safeguard+ plans .... Now as per the ICR value I'm a little worried. Should we(my family) switch to hdfc optima or stay here. Please provide Suggestions.
ICR of an Insurer depends on various other factors also like the category of claim filed in a year, which doesn't mean that Insurer can deny your genuine claim. If you are aware and know what's covered in your policy. You are in a better situation to deal claim issues with any Insurer.
Critical Illness treatment base plan mein bhi cover hota hai but Rider lene se 1 lumpsum amount mil jata hai to take care of other expenses related to the treatment.
Care walo ne bahut pereshan ker rakha he bar bar same document mangte he three time mang chuke he koi bhi care policy purchase na ker bahut baieman he claim Dene me bahut pereshan kerte he Mera claim bhi nhi de rahe meri policy 10 year old he so pl don't purchase care policy
Please make video on OPD health insurance policy like reassure 2.0 with addon rider and manipal Cigna prime advantage and Bajaj Allianz my health insurance policy
@ insurance impact..😢Bhai wheere is Part 2 ???
Ab policy lene ke liye Thursday tak wait karna padenga.. q ki gajab ki information di hai apne. Thanks ffor making such useful videos.
Pls check part 2 video- ua-cam.com/video/nMyVT1Bu2Mc/v-deo.html
Never create a video if you cannot conclude or give rating to companies. Many of them leave them open stating that insurance is personal and depends on client state, budget, locality requirements blah blah blah. Sir, there is some thing called customer experience which does not require any of the requirements. You should rate based on how the company helped you in terms of pre and post Policy buy, which companys claim settlement is easy, How the company sees small, medium, large claim (ok, ok or not, not ok).....Find some metrics which will help you to rate the company rather then repeating the same features every video.....Note: You should do something unique which others have not done to gain the trust of views authentically.
First of all Thanks for your valuable Input. Rating companies can make it very simple for the buyers what to buy and what not to. But on my small exposure to claim experience it is not ok according to me. That can Influence decisions based on my opinion only. Our videos are unbiased and are created to have a clarity on the coverages and other aspects of Insurance.
Stay Tuned & Take Care ! 🙂
Excellent detailing ,way of telling gajab
still Learning ! 🙂🙏
Why is acko not the list? Is it bad compared to others?
Very good Comparision. But where is ICICI and TATA in this..!! if u r covering, then cover all the major ones..!!
ICR of Niva Bhupa and Care is below 55%.. very poor...!!
Will try to cover more plans in future videos like this.
Why is tata AIG not the list? Is it bad compared to others?
Tata AIG Medicare is also a good plan like other plans from ICICI,SBI General , etc. They are not on the list as This TOP 5 list is just for comparison sake and any other plan can also be best for someone with different location , age, family size etc. So pls choose plans after due diligence and research.
Thank you so much sir 🙏 aap ne bahut aacha jankari di
🙏🙏🙂
Best channel for medical policies ❤❤
Thanks ji !✌
Thank You for providing excellent information for us, thus is very informative video, but about Super Top-up? Are the same guidelines applicable for Super Top-up as well? If not please make another video explaining guidelines for Super Top-up. I recenty took 10L Base plus 90L Super Top-up from NIVA BUPA... Please advise... How is Super Top-up different from Base Policy?
In your video Niva bupa has the lowest incurred claim ratio and assets value ratio among 5. As per previous years IRDA annual reports they have very average claim success ratio and pretty high number of complaints, can you not include only the best products having fair amount of financial, operating ratios and complaints?
Your concern is valid, but no latest data is available to do so. These metrics are helpful if they are declared on quarterly basis.
So is it fair to promote sub standard problematic products? Is your review really helping innocent customers?
Last year we ported to TATA thinking it’s the best for us. And then Aspire was launched in DEC23.
How can we know about upcoming health plan launches beforehand ? Any drafts of policy anywhere ? IRDAI website ?
We should focus on our medical needs and buy policy accordingly to cover them. Plan launches every month like car variants, It doesn't mean we have to shift every time. Policy porting is an important decision which you should take only when the existing plan is no longer suitable for your needs.
Sir please make video on Manipal Cigna lifeline plan
Ok ji !
Sir jaise aapne bataya ki ICR More than 80% hona chahiye, to kya mujhe niva bupa mein jaane se bachna chahiye ?
ICR humein ye batata hai ki insurer ne kitne paise liye aur kitne claim diye. Aap better ICR wali company choose kar sakte hain.
But kuch exceptions hain.
Iska directly apke personal claim par koi khaas asar nahi hai.
Ye data 2022-23 annual report ka hai aur abhi 2024-25 chal rha hai. But latest genuine data yahi available hai.
Care supreme plan looks the best one among the list comparatively. Can someone give their user experience or testimonials?
I am happy with Care plan
@@harshdhingra2215 ok, have your claims went through?
Sir mi bhi care ka plan lyna soch raha hu bus ye bata best hy ya fack clem ly ny mi koi problem to nahi aati plz bata na
Is prior health check up must for senior citizens in these 5 health policy plans?
If any PED than Insurance company may ask for Pre-Medical Checkup.
In almost all such policy comparisons, we see only private insurance companies. Is it that the Govt insurance companies like New India or National are pathetic in all aspects of policy coverage and thus don't even make it to the top 10 list?
Govt insurance plans are good also but with limited features and coverages.
My age is 27 and planning to marry in next 2 years so should i take Star Health assure plan coz it covers maternity and new born baby cover.... In my opinion it'll be suited for 25-30 age peoples..... Pls share your feedback also and also about niva bupa aspire plan
Both are good plans. But Assure plan has 10% of Base S.I. as maternity cover. and separate new born baby cover. But check other features too before making a decision.
Niva bupa aspire titanium+ ठीक लग रहा है लेलु क्या सर?
Sir lene ka decision apka rahega, And pls confirm all details about coverage before Buying the plan.
Very nice information
Thankyou ji !
Kya in 5 plan me se hi lena चाहिए ,
Relince infinity kya in se bahut पीछे hai
Aisa nahi hai.
Thanks for the useful information
welcome ji !
Why IRDA stopped discolosing company wise claim settlement ratio and other critical ratios in 2022-23 reports? Are they hiding it from customers?
Should declare as a regulator for more transparency.
Sir,I have purchased Niva bupa ,Reassure 2.0 direct, but i have doubt after watching this video,pls reply
Pls ask your query sir. What doubt you have?
I already have reassure 2.0 with titanium, booster + nd safeguard+ plans .... Now as per the ICR value I'm a little worried. Should we(my family) switch to hdfc optima or stay here. Please provide Suggestions.
ICR of an Insurer depends on various other factors also like the category of claim filed in a year, which doesn't mean that Insurer can deny your genuine claim. If you are aware and know what's covered in your policy. You are in a better situation to deal claim issues with any Insurer.
Best information in UA-cam 🎉
Glad you think so! ✌
Critical illness basic sum insured mein include hota hai ? Ya to alag se add on Lena padta hai ?
Included hai sir, addon se lumpsum benefit milega. Policy mein ilaj k sath compensation milta hai.
1 year mai kya hum 2 bar admit hoty hai to kya. 2 time mediclaim pass hota hai ki ek saal ne sirf 1 hi baar allow hai plZ reply
aisi number of admissions ki koi limit nahi hai. Sum Insured se jyada ka claim nahi milega.
One of the best
👍🙂
Hello bhai Aditya Birla ka active one next plan kaisa rahega lena chaiye direct company se le ya policy bazaar se ya agent se please jabab dena bhai
Plan details- ua-cam.com/video/G4nDfeihTf4/v-deo.html
Kahan se lena chahiye- ua-cam.com/video/eBBmIEG3V-o/v-deo.html
I would like to know about Manipal cigna
Ok
Can you mention name of the plan.
Sir,
Critical illness base plan mai cover nhi hota hai kya.
Ya critical illness ke rider lene hote hai.
Critical Illness treatment base plan mein bhi cover hota hai but Rider lene se 1 lumpsum amount mil jata hai to take care of other expenses related to the treatment.
@@insuranceimpact ok thanks
Sir please explain about smokers premium rate? Kiya smokers ko zada premium dena porta hai? Please reply must
For a Normal smoker no extra premium is charged but if the smoking frequency is high loading can be charged.
Bhai Moderate Price mein moderate plan batao
Care & Star Health price moderate hi hai ji
Which insurance company covers hip joint replacement from day 1
None
Which company covers the hip replacement surgery at the earliest of the policy purchased
Can I take two health policy
yes. But you can't claim 1 expense from both.
If you make a video of after buy service of insurance policy as compare to only features so it is more beneficial
Part 2 of this video is coming this Thursday Morning. Stay Tuned !
@@insuranceimpact I have bp so which plan is good
@@insuranceimpactwhy no tata aig
Maine bank se care ka insurance liya hain, thik hain kiya
ye video shayad apki samjne mein madad kare - ua-cam.com/video/BhdahwWeO2o/v-deo.html
Sir mere pas hdfc optima secure hi kya yeh dikh hi
Agar apki medical needs k according sab coverage hai t sahi hai ji.
New India ka bhi kuchh batao
1 Plan abhi ayega is week sir. Stay Tuned.
Sir which policy have you purchased for yourself and your family?
Star Health young Star Policy.
@@insuranceimpact thank you for the reply
Acko ke bare me bhi bataye
In HDFC Ergo Modern treatment covered or not
Coverage Not mentioned anywhere in Policy document.
Sir Aapaka kounsa health insurance hai?
Star Health Young Star Plan.
Polec pord karana ha ji 10 lahk ke ha car suprem ha aga bast campane kon sae ha ji polec 2017 sa ha
Achi policy ki qualities janane k liye ye video dekhein ua-cam.com/video/nMyVT1Bu2Mc/v-deo.html
Sir , restore benefit me konsa partial reload hoga , or konsi me full amount khatam honeme reload hoga batayenge please...???
Pls contact Insurer for specific details.
Thanks sir ❤❤
Sir video plz on portability..
Welcome sir ! ✌🙏
Tata aig health insurance details
Pls watch here
Medicare premier- ua-cam.com/video/8Y7SgWN4bMo/v-deo.html
Medicare- ua-cam.com/video/0GdLA7Ioe94/v-deo.html
Medicare Plus- ua-cam.com/video/CBIiD_INLsM/v-deo.html
What about the air ambulance charges,?
Pls confirm the applicability of this from your respective Insurer sir.
आदित्य बिर्ला हेल्थ इन्शुरन्स कंपनी claim settel नहीं करती कॅशलेस करती नहीं है ग्राहक. की. प्रतिक्रिया निगेटिव्ह है.
मेरे को लेना हैं अच्छा हैं क्या आदित्य बिर्ला
Star is the worst, I have a family optima plan, they find every excuse to deduct money.
Kya hua bataye
Very poor service Star Health
never buy niva bupa insurance
Why ?
Why
Why
It is the best one in market !
Very bad health insurance company Star Health
सबसे घटिया care health insurance companies claim नही देती है बैंक krapt companies है claim के नाम पर परेशान करती है.
Sir ap koi koi thikay aai thi plz batana mi bhi soch raha hu konsa best hy
Care walo ne bahut pereshan ker rakha he bar bar same document mangte he three time mang chuke he koi bhi care policy purchase na ker bahut baieman he claim Dene me bahut pereshan kerte he Mera claim bhi nhi de rahe meri policy 10 year old he so pl don't purchase care policy
Aditya Birla 💯% Discount totally Froud.....
Is video mein tarika bataya hai ua-cam.com/video/G4nDfeihTf4/v-deo.html
Dabse gandi care policy he
Sir give me your WhatsApp number plz mene care supreme plan liya he to thoda dout he plzz
Pls ask your query.
Kya problem hy sir plz batao me bhi soch raha hu care ka