Loved this Graham! Watching my sub count explode💥!! Agree to disagree on annual fees... my "stop paying fees" video specifically compares your cards to mine. Of course, when diligent about *maximizing* the *value* you get from cards (like you do), the fees absolutely make sense. But for MOST people, I'd argue they'll come out way ahead by finding the right mix of no-fee cards. -Graham's older brother Dave
Thanks for the shout out! Pro-tip for the Amex Plat concierge: they have an email and usually get back to you in less than 24 hours. Secured a few good last min reservations that way (when the restaurants claimed to be sold out). 🍔
Graham, Literally the first thing my wife did after I showed her my new Saphire Reserve is drop it on the damn floor to see what it sounds like... 🤦🏻♂️
@@skepticmoderate5790 He uses his credit card on renovations and stuff. Since this last renovation is costing him over $100,000 maybe he'll actually get to $250,000
I question it's requirements. I don't make enough or spend enough to get the black card but have gotten a invite for it. I also don't have the platinum card. I only have a CD with American Express What I did was I shredded it. The benefits are not worth it. The only time those travel cards that charge fees are worth it is if you are a business person constantly doing travel. I don't need to sit in a lobby in the hour I am waiting for my plane and I can do things like wait in line to show my passport etc. If anything I get more from cards like my Costco card because I can get around 40 dollars a year from gas alone with that card.
@Mike Smullin Some people cannot get a chase credit card though. If you have applied for 5 credit cards in the last 2 years you cannot get a chase credit card. Again I am just not a fan of fees on credit cards in general. I can get the Costco cash back card and get 4% back on gas, 2% shopping at Costco and 3% eating out or double cash back with the Citi visa card and all those cards are free. I just don't travel enough to take advantage of any travel perks and I mentioned. I go on vacation every 2-3 years as vacations often turn into layoffs in my field.
@@NickSkye & Aman Bansil -- my 2 nerdy hobbies are credit cards and video production lol. Quick tips: get to know your camera, use manual exposure & white balance, practice color grading, and most important for "quality" is lighting and sound.
Dave Hanson / Hey there, Dave here. Thanks mate! Right now I'm stuck using my iPhone 11 pro but eventually I'll get a legit camera. I've tried playing with lighting but it's nowhere near yours yet. Great videos man.
I had a Platinum card for a while, I used the concierge a few times. They can do things other than just making reservations (don't know about video editing). One my requests to a obtain a toy for a now former friend's kid. This toy was sold out every where, they couldn't find it, I couldn't find it, so I ask the concierge to find it. Told them the specifics, gave them a max purchase price and a shipping address, and two days later got a call they had located the toy, and it was being shipped.
Graham’s channel is the BIGGEST COUNTRY of UA-cam. It influences everyone else in some way and then he helps boost small youtuber’s (economy’s) that are doing something good, but haven’t taken off yet.
@Joker the only rapper I've heard mention it in their songs is Jay-Z. I don't listen to much rap anymore. That being said, I'm sure he's good enough with his money to actually earn it rightfully
If you are using concierge for only restaurant reservations, you are definitely missing out. Think locating an item similar to one you had when you were a kid, sending a snowball to Arizona, gift ideas for your grandma, et cetera. Concierge gets bored with things that can be done with a few clicks online. Give them a challenge.
Both of my uncles have one and they love it, automatic flight upgrades to first class if available, airport lounge access, the whole works. hopefully I am able to get there one day.
Your level of frugality is something to be envious off, admire and try to mimic you never fail me Graham that saks fifth credit didn’t seen worth it until you explain it
The Platinum concierge is a bit better than calling the restaurant, though. There have been times when I couldn’t get a reservation on OpenTable but I gave the task to the concierge and after a couple of days they got it for me at the time I asked for. They will try over and over and they also have special reserved seats at some restaurants. Same goes for event tickets: they will wait online at the moment tickets go on sale and try to grab them for you, even having multiple browsers open to maximize your chances. On the other hand I’ve never been super impressed with their restaurant recommendations. I’ve heard the Centurion concierge however can be super useful if you get the right dedicated concierge.
13:55 you get that compensation in Europe and you don't even need a credit card insurance or any other insurance, it's the law that they need to compensate you if your flight gets delayed or cancelled. It's up to 600€ so usually you get way more than what you paid because flights are super cheap :) you can get 600€ compensation for €20 flight
Grahamn! I have good news, I have the Amex platinum card and I don’t pay annual fees! Anyone on Active Duty (US) can have their fees waived. It may extend to reservist and veterans but you have to ask.
totally I watched "Hey there Dave Here"s video for the first time also with the Black card and was also blown away with his setup and also couldn't believe only 7.38k subs, Its cool that you gave him a boost . your a decent dude. ("a humble millionaires "! ) you remember you were there once too and not too long ago, thumbs up Graham! 👍🏻 stay humble!
“That would match my car. Imagine that. You have a matte black Tesla and you pull up and pay your dollar menu McDonald’s with a matte black American Express black card”
You've got the savings and the checking. And all your money is in the savings. You've got to transfer it over to the checking. And it takes up to 3 business days.....
Bro your getting sucked into it... I love ya Graham seriously got a good giggle out of this one... not sure if its because i've watched you for so long though :p Im sure all your fans happily would call you a friend at this point... Mate :)
Graham, Since I too only go out to eat when sushi is 1/2 price, I decided to finally buy your course for the UA-cam creators academy. Thanks For the Discount! congrats on your success!
12:04 Graham, LAX private lounge costs $4,000 per flight so you are basically getting back 80% of your fee($5000), if you board the flight once from LAX
I have to say Amex is a marketing genius. They turned the 80th myth into a highly desirable card product, dealt with cardmembers with "undesirable demographics" by raising the AF, and adding an initiation fee, that made it even more desirable and maintaining its mystique. I do think there are probably customized perks offered based on cardmember's spend, but they would probably get that with a Green Card.
Graham, after watching his video yesterday this guy made me want to start my own channel. Impeccable lighting! Before watching your video, I thought to myself you don’t strike me as the type to get this card.
I’ve used $498 dollars a few months ago. Rental car to drive to a different city to catch a flight in the AM. Dinner, hotel for the night, and breakfast. Would have definitely been more price sensitive in my hotel without the insurance but when I’m not paying for it stay in a nice place.
hay woods no. I spent like $150 for the last minute rental car. Hotel room was like $300. Then had food at a restaurant on the way of the drive which I spent maybe $35ish. Had to drive across the state as flight was cancelled and could not get to my destination for 2 days without driving to a different airport.
Which hat do you prefer to wear? sales or marketing? Using critical thought to develop genius marketing strategies? Or, do you prefer building influence and knowing how to manipulate emotions to make the sale.
I'll say one thing that I can definitely disagree with Graham on is his shilling for annual fees. His argument is always "Well, numerically speaking, what you get back in rewards and benefits outweighs the annual fee!" The problem with that is that what if I don't travel all the time? Or what if I don't really care about "priority pass lounge access." Sure it may be valuable in a numerical sense but it's only worthwhile if you actually have a genuine use for the benefits and rewards the credit card offers you.
There aren't even that many Equinoxes to have some type of unlimited Equinox pass lol. I've never even seen one outside of like NYC or LA and Chicago. Would be better to have one for Orange Theory or LA Fitness.
Loved this Graham! Watching my sub count explode💥!! Agree to disagree on annual fees... my "stop paying fees" video specifically compares your cards to mine. Of course, when diligent about *maximizing* the *value* you get from cards (like you do), the fees absolutely make sense. But for MOST people, I'd argue they'll come out way ahead by finding the right mix of no-fee cards. -Graham's older brother Dave
Hey there, Graham here. Thanks so much for making this video! Really excited to see your channel grow!!
Graham older brother. Lol long lost family connection made possible by UA-cam and credit card reviews.
This is the second coming of ksi vs Logan paul. Grahm vs Dave on dazn boxing 1/1/2021!
Rafi Choudhury id watch that!
Hey there, Dave here is a 2nd channel isn’t it?
I DIDN’T EVEN KNOW THERE WERE LEVELS OF CREDIT CARD SWAG.
NOW I HATE MY RED VISA.
RAM Real Estate Investing hey I’m 15 boutta be 16 and I don’t got a card man I can’t build credit yet
@@Betoruffo sell weed lol
BetoRuffo tell your parents to put you as an authorized user that’s what they did for me
I agree, massages are reasonable
"Oh my god, is that a black card?"
I turned around and replied, "Why yes
But I prefer the term African American Express" -Kanye West, Last Call
I’m dead
Thanks for the shout out! Pro-tip for the Amex Plat concierge: they have an email and usually get back to you in less than 24 hours. Secured a few good last min reservations that way (when the restaurants claimed to be sold out). 🍔
Awesome tip pal!
Why don't Amex have a ladies card? "Amex lady" with a lady Centurion.
Graham: “I’m frugal”
Also Graham: “I have a $350 wallet and a 40 thousand dollar watch.”
And spends 11x normal gym membership per month. He's in LA. Easy: LA Fitness. I pay $25/mo, plus $50/yr annual fee.
Professor Casturo what time piece is he wearing?
Saul Chavez he has a video on it I can’t remember off hand
@@8187285 It's the Zenith El Primero. It's a $20k watch
Kill The Facade he also has an audemars royal oak offshore and a RG Panerai radiomir
Half of this video is Graham trying to convince / not convince himself to get the American Express Black card lol
Whenever he said wait for it my brain was expecting him to say “millennial money” 😂😂😂
Graham, Literally the first thing my wife did after I showed her my new Saphire Reserve is drop it on the damn floor to see what it sounds like... 🤦🏻♂️
Jason Paul I would of dropped kicked someone. Not my wife but any human near by. I treasure mine I don’t even want anyone to swipe it.
If this isn't motivation for Graham to leap his finances to the next level and GET that invitation...
There is nothing left.
Investing Engineered he needs this card
The equinox credit of the black card would definitely be nice for graham. Plus the UA-cam revenue of doing an unboxing of it.
Trading 212 entered the chat
Don't you have to spend like $250,000 per year though? Pretty sure Graham would never spend that much.
@@skepticmoderate5790 He uses his credit card on renovations and stuff. Since this last renovation is costing him over $100,000 maybe he'll actually get to $250,000
@5:45 I’m sure Graham uses his old card to scrape his avocado onto his toast 😂😂😂
This goes beyond practicality, this card is more of a flex
Hunter Entrepreneur graham is one of those guys you like and are cool with but by trying to help you they just end up flexing on you 🤣
I question it's requirements. I don't make enough or spend enough to get the black card but have gotten a invite for it. I also don't have the platinum card. I only have a CD with American Express What I did was I shredded it. The benefits are not worth it. The only time those travel cards that charge fees are worth it is if you are a business person constantly doing travel. I don't need to sit in a lobby in the hour I am waiting for my plane and I can do things like wait in line to show my passport etc. If anything I get more from cards like my Costco card because I can get around 40 dollars a year from gas alone with that card.
Apple Card on steroids
@Mike Smullin Some people cannot get a chase credit card though. If you have applied for 5 credit cards in the last 2 years you cannot get a chase credit card. Again I am just not a fan of fees on credit cards in general. I can get the Costco cash back card and get 4% back on gas, 2% shopping at Costco and 3% eating out or double cash back with the Citi visa card and all those cards are free. I just don't travel enough to take advantage of any travel perks and I mentioned. I go on vacation every 2-3 years as vacations often turn into layoffs in my field.
It's like SUPREME made a credit card lol
All I see is $10k tax deduction
Thats only if you have kids.
Timothy Byrd tru
Business ones look different, people will know you're not actually personally spending enough to be clouted lmao
This guy's production quality is where I'm trying to get. Just so expensive
Thanks Nick!
Dave Hanson / Hey there, Dave here. Dude you are for real killing it with your quality! Any tips for a noob?
Nick Skye Hoyt ditto
@@NickSkye & Aman Bansil -- my 2 nerdy hobbies are credit cards and video production lol. Quick tips: get to know your camera, use manual exposure & white balance, practice color grading, and most important for "quality" is lighting and sound.
Dave Hanson / Hey there, Dave here. Thanks mate! Right now I'm stuck using my iPhone 11 pro but eventually I'll get a legit camera. I've tried playing with lighting but it's nowhere near yours yet. Great videos man.
get you some mcdonalds with that card😂
The poor folk be like whuuut.
"these shopify kids" -Graham
*Looks at my 12 stores*
*cries internally*
holy humblebrag
Dudeee you tryna teach me your ways?
Ricky Cruz Just get Shopify Go to Ali express ser to America only for faster shipping boom
Toxic air ok so like go to filters and put ship from US right
On store 3 here. Only spend $8k monthly tho
I had a Platinum card for a while, I used the concierge a few times. They can do things other than just making reservations (don't know about video editing). One my requests to a obtain a toy for a now former friend's kid. This toy was sold out every where, they couldn't find it, I couldn't find it, so I ask the concierge to find it. Told them the specifics, gave them a max purchase price and a shipping address, and two days later got a call they had located the toy, and it was being shipped.
"He looks like a perfect blend between my face and my dad's face." 😂😂😂 #DEAD
Graham’s channel is the BIGGEST COUNTRY of UA-cam. It influences everyone else in some way and then he helps boost small youtuber’s (economy’s) that are doing something good, but haven’t taken off yet.
When he said “wait for it” I was thinking he would say millennial money.
Richboywayne same 😂
You do realize that no one at McDonald’s knows the difference between a black Amex and most other cards. LOL
Rappers rap about it all the time, I'm sure they know.
@Joker It would make sense to give people who are bad with money a credit card so you get the interest
@Joker the only rapper I've heard mention it in their songs is Jay-Z. I don't listen to much rap anymore. That being said, I'm sure he's good enough with his money to actually earn it rightfully
Very interesting......I’ll stick with my Discover It lol
I felt that
TheEpiCool
Up top Epi 🙌🏼
Next video: How I got the AMEX BLACK CARD FOR FREE - Amex sees you reacting to an unboxing video. Genius!!!
If you are using concierge for only restaurant reservations, you are definitely missing out.
Think locating an item similar to one you had when you were a kid, sending a snowball to Arizona, gift ideas for your grandma, et cetera. Concierge gets bored with things that can be done with a few clicks online. Give them a challenge.
8:26 the face u were making cracked me up sooooo hard 😂😂😂
This video is just graham trying to convince himself to buy the card lmao
Dude, you have such a great personality! Your content is 🔥
Both of my uncles have one and they love it, automatic flight upgrades to first class if available, airport lounge access, the whole works. hopefully I am able to get there one day.
Yeah. They even reserve tables at restrants in case you cant figure out how to call them yourself.
Your level of frugality is something to be envious off, admire and try to mimic you never fail me Graham that saks fifth credit didn’t seen worth it until you explain it
The Platinum concierge is a bit better than calling the restaurant, though. There have been times when I couldn’t get a reservation on OpenTable but I gave the task to the concierge and after a couple of days they got it for me at the time I asked for. They will try over and over and they also have special reserved seats at some restaurants. Same goes for event tickets: they will wait online at the moment tickets go on sale and try to grab them for you, even having multiple browsers open to maximize your chances. On the other hand I’ve never been super impressed with their restaurant recommendations. I’ve heard the Centurion concierge however can be super useful if you get the right dedicated concierge.
He looks like you, he talks like you, he wants you to smash the like button... This is Graham from a parallel universe.
$15000 divided by 20 cents = 75000 iced coffees!
I would like to see both Graham and Dave get together to do a video debating annual fees on credit cards being justifiable or not. Make it happen.
13:55 you get that compensation in Europe and you don't even need a credit card insurance or any other insurance, it's the law that they need to compensate you if your flight gets delayed or cancelled. It's up to 600€ so usually you get way more than what you paid because flights are super cheap :) you can get 600€ compensation for €20 flight
Grahamn! I have good news, I have the Amex platinum card and I don’t pay annual fees!
Anyone on Active Duty (US) can have their fees waived. It may extend to reservist and veterans but you have to ask.
"HOW I MADE MY ANNUAL CREDIT CARD FEES FREE, EVERYONE SHOULD DO THIS"
totally I watched "Hey there Dave Here"s video for the first time also with the Black card and was also blown away with his setup and also couldn't believe only 7.38k subs, Its cool that you gave him a boost . your a decent dude. ("a humble millionaires "! ) you remember you were there once too and not too long ago, thumbs up Graham! 👍🏻 stay humble!
"wait for it...unboxing" haha that was so anticlimactic 🤣
“That would match my car. Imagine that. You have a matte black Tesla and you pull up and pay your dollar menu McDonald’s with a matte black American Express black card”
This video has been up for 16 minutes and he’s up 1K subs.
Gotta love Graham for the free promo!
Graham if you spent almost $400 on a wallet, Graham Stephan is gonna react to this video and then smack you
"How I bought a $400 Tom Ford wallet for free" video coming soon.
@@arthasgrinds7039 or for $15,000
He got it w the platinum card for free
@@chazdowns8660 you mean for $20,000 😅
*CNBC: He doesn't buy designer clothes*
*Graham: buys 10k watch*
“Find a mailbox somewhere!” How about at the end of your driveway?
Not if you live in a city 😍
I need this card, but the way my bank account is set up...
You've got the savings and the checking. And all your money is in the savings. You've got to transfer it over to the checking. And it takes up to 3 business days.....
Kevin Hart 😂👏
Bro your getting sucked into it... I love ya Graham seriously got a good giggle out of this one... not sure if its because i've watched you for so long though :p
Im sure all your fans happily would call you a friend at this point... Mate :)
6AM here in PHL and Graham voice is all I need to wake my sleepy investing soul. haha!
8:25 aaaaauuuuaauughghghgh! I dont like dropping the cards LMAO
Came here because of Graham Stephan shout out video😂 Keep it up 💪💪💪
Graham, Since I too only go out to eat when sushi is 1/2 price, I decided to finally buy your course for the UA-cam creators academy. Thanks For the Discount! congrats on your success!
Graham wont spend more than $5 at a drive thru or more than 20 cents for ice coffee but he will spend $220 a month at a gym? Whaaaat?
Graham confesses to owning a 350$ wallet, I think i spent 25$ on my wallet like 5-7 years ago lol
OverpoweredNoob knowing Graham he probably got it for free somehow lol
Pulling up to McDonald’s in a matte black Tesla, with your matte black Amex, and dress in a matte black Dark Knight suit... yes, sounds right
Being a server I’ve recently held a few of them and really like the new design over the old one!
He actually knows who you are. He has a video talking about you and your credit cards.
🙌🏼
@6:14 can’t take it serious with the cat looking like that in the background 🤣🤣
"Wait for it...unboxing". That knocked me out!
That editing of your thumbnail is just amazing. Hahaha
No one:
Absolutely no one:
Graham: eating out is a waste of money! Yet I have a 350 dollar Tom ford wallet
Graham: it was a gift
Doesn’t count if it’s free
12:04 Graham, LAX private lounge costs $4,000 per flight so you are basically getting back 80% of your fee($5000), if you board the flight once from LAX
So if you fly normal and buy a drink for $20 then you can save $3,800.
Lmao I've been meaning to comment on your hair. You look so cute! Also this video has made me laugh so much!
Your haircut looks fresh Graham! Great video review btw.
The last thing someone who has this card is thinking about is, An initiation fee or an annual fee lol
Graham’s real reason he won’t ever get the Black Card: $15,000 will buy a total of 75,000 iced coffees that cost 20 cents each.
Lol your Zenith was actually a solid buy and certainly not something I think you needed to hide under your sleeve 😂
Ben at CreditShifu actually mentioned about the card between platinum and black with names too.
Next video: "How I got a $15,000 Credit Card for FREE" with the punchline, 'you clicked on this video.'
I always watch your channel but I bumped into him before I watch your channel today it’s pretty crazy
I have to say Amex is a marketing genius. They turned the 80th myth into a highly desirable card product, dealt with cardmembers with "undesirable demographics" by raising the AF, and adding an initiation fee, that made it even more desirable and maintaining its mystique.
I do think there are probably customized perks offered based on cardmember's spend, but they would probably get that with a Green Card.
That first annual fee is how much I make a year😂😂😂
Graham, after watching his video yesterday this guy made me want to start my own channel. Impeccable lighting! Before watching your video, I thought to myself you don’t strike me as the type to get this card.
That cat had a mean grill lol I don't think he approved of the wallet lol
Graham comes through with another great video
Nice video Graham! Glad to see this reaction to an AmEx
8:27-8:33 I am replaying over and over and CRYING from laughter 😂😂😂
6:16 is me watching Graham watch Dave unboxing someone else's card
I’ve used $498 dollars a few months ago. Rental car to drive to a different city to catch a flight in the AM. Dinner, hotel for the night, and breakfast. Would have definitely been more price sensitive in my hotel without the insurance but when I’m not paying for it stay in a nice place.
Did you get room service?
hay woods no. I spent like $150 for the last minute rental car. Hotel room was like $300. Then had food at a restaurant on the way of the drive which I spent maybe $35ish. Had to drive across the state as flight was cancelled and could not get to my destination for 2 days without driving to a different airport.
Enjoyed this very much! Graham you’re just hilariously funny without even trying.
Haha, I always enjoy watching your reaction videos over the original videos.
Love this one Graham!
Which hat do you prefer to wear? sales or marketing?
Using critical thought to develop genius marketing strategies?
Or, do you prefer building influence and knowing how to manipulate emotions to make the sale.
I'll say one thing that I can definitely disagree with Graham on is his shilling for annual fees. His argument is always "Well, numerically speaking, what you get back in rewards and benefits outweighs the annual fee!"
The problem with that is that what if I don't travel all the time? Or what if I don't really care about "priority pass lounge access."
Sure it may be valuable in a numerical sense but it's only worthwhile if you actually have a genuine use for the benefits and rewards the credit card offers you.
Why does he sound like Robert California from The Office😂
i am a server and saw this card two days ago. its absolutely sick!
Is it made out of titanium or platinum?
@@greenlawnfarm5827 titanium. not as heavy as the JP morgan reserve card or apple card
@@iLeGenDzZz Ok. Wow.
How is it sick? Its just a card that does the same as a capital one quicksilver at its *core*
@@Ndasuunye Its made out of titanium and that costs alot. You should of folded it in half and seen if it straitened out.
Yo this energy is making me hype at almost 1 am lol
I had the same thought about the sound of the cards seconds before you said it lol
This is something that should be on your home channel
Graham "This guy has MONEY to put these camera skills together"
Me, an intellectual: "Why do you think he has this card?"
Sebby is the KING
There aren't even that many Equinoxes to have some type of unlimited Equinox pass lol. I've never even seen one outside of like NYC or LA and Chicago. Would be better to have one for Orange Theory or LA Fitness.
Proud Gay Californian Registered Democrat 🤣😂🤣😂 I have an Equinox...in Chicago. 🤣😂🤣😂
8:30 , when Graham realizes you spend money on Starbucks instead of 20 cent iced coffee.
Starbucks is too expensive, but you dropped $350 on a wallet that doesn't hold much cash and a couple of credit cards?!?!
Graham: I am cheap
Also Graham: I pay $220 a month for my gym
Well being healthy now will help with not causing health problems later on so it's worth it
I’m sad he didn’t finished his 20c diluted coffee.
I’m just gonna quote everything funny in this video
Dollar menu @ McDonalds! LMAO. Nice 1.
I think I first found your channel because of a credit card unboxing
doesn't even unbox credit card yet
Graham: *I gotta already say two things*
Reacting to this card,
as if so many of us would have once in a life the chance to own one.
Yes! My goal in life is to have a credit card that i can tell everyone else i have and feel special.
Would you ever do a collab with Meet Kevin? Also love your videos, informative and entertaining at the same time. Keep it up!
Graham, i think its time for a third channel. a vlog channel! day in the life's, gym videos, holidays etc
Go to McDonald's with your black AMEX card and leave with your black Ferrari ...cuz you need to show off when getting something at the dollar menu lol