Is The AMEX Gold Card Still Worth It In 2024? | Honest Review Of The American Express Gold Card

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  • Опубліковано 23 чер 2024
  • Everyone talks about the American Express Gold Card but is it actually still worth getting the card in 2024? In this video we go over the current sign up bonus, the main benefits the card has to offer, the point multipliers and the protections. Despite what the card has to offer, is it really worth paying $250 for the card? Watch the video and find out!
    90,000 Membership Reward Point Offer: www.americanexpress.com/en-us...
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    0:00 Intro
    0:08 R1: Sign Up Bonus
    3:49 R2: Main Benefits
    5:58 R3: Point Multipliers (Main Value)
    8:48 R4: Protections
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КОМЕНТАРІ • 69

  • @Phillpak
    @Phillpak  2 місяці тому +9

    90,000 MR Offer 👇🏼👇🏼
    americanexpress.com/en-us/referral/gold-card?ref=YANGC8oQb&XL=MIMNS

    • @philtolentino
      @philtolentino 10 днів тому

      Your link doesn’t work anymore. Do you have another link?

  • @kyliepham8715
    @kyliepham8715 2 місяці тому +3

    super informative and useful! Wish you the best. Thank you and I am so glad I came across your channel!

    • @Phillpak
      @Phillpak  2 місяці тому

      I super appreciate you saying this. Really encourages me to keep making these videos!

  • @joshuapak5374
    @joshuapak5374 2 місяці тому +7

    Sounds pretty worth it to me! Nice vid

    • @Phillpak
      @Phillpak  2 місяці тому

      Thanks josh ❤

  • @tracy5250
    @tracy5250 5 днів тому +1

    This is the most informative video about the Gold card that I have seen on UA-cam so far. Thank you!!!

    • @Phillpak
      @Phillpak  4 дні тому

      Seriously appreciate you saying this! Thank you so much for the encouragement!

  • @Deltoiddoctor
    @Deltoiddoctor 2 місяці тому

    Signed up with your link!

    • @Phillpak
      @Phillpak  2 місяці тому

      Appreciate it!

  • @jegglz3845
    @jegglz3845 Місяць тому +2

    FYI for those interested, just signed up yesterday and got a 90k bonus. Id check if interested asap

  • @LK_EBM
    @LK_EBM 2 місяці тому

    What Vegas hotels do you recommend from the hotel collection?

    • @Phillpak
      @Phillpak  2 місяці тому

      Cosmopolitan is great through the hotel collection! You get $100 experience credit + room upgrade to the studio. Feels almost like a suite when you get that upgrade!

    • @Phillpak
      @Phillpak  2 місяці тому

      Also the Conrad is super nice. You can also use the experience credit at the Conrad to go towards a massage!

  • @peaceatheart9788
    @peaceatheart9788 20 днів тому

    Does the 4x on dining apply to any restaurant or only specific ones?

    • @Phillpak
      @Phillpak  20 днів тому

      In my experience, any dining experience I’ve had (restaurant, take out, small business restaurant) has all worked for the 4x points!

  • @TheTubeMeister
    @TheTubeMeister 25 днів тому

    I have the gold and the cobalt. The best 1-2 punch.

  • @BharathKumarSampath
    @BharathKumarSampath 27 днів тому

    The link in the description is expired

  • @ItsJustMeStevie
    @ItsJustMeStevie 2 місяці тому +1

    Can points earned on the golf card be moved to Delta for SkyMiles?

    • @Phillpak
      @Phillpak  2 місяці тому +1

      Yep! It’s a 1:1 transfer. 1,000 MR Points = 1,000 Delta Skymiles

    • @ItsJustMeStevie
      @ItsJustMeStevie 2 місяці тому

      That’s awesome! Thank you. Thinking Amex Gold and Delta Reserve may be ideal. Last question: do I also earn $1 towards MQDs?

  • @nycste1982
    @nycste1982 2 місяці тому +1

    I’m in nyc is there any best way to knockout both Uber eats pickup and shake shack or grub hub (never used ) in one shot?

    • @Phillpak
      @Phillpak  2 місяці тому

      Unfortunately no, they only go in $10 increments every month. So basically you get $10 Uber eats in your Uber wallet and $10 credit on your cc statement after you pay for Grubhub when use the gold card.

    • @nycste1982
      @nycste1982 2 місяці тому

      @@Phillpak gotcha! I never used grub hub and I hate Uber eats charge up on everything but they do offer deals the store doesn’t !

    • @Phillpak
      @Phillpak  2 місяці тому

      @@nycste1982 yeah that’s exactly what I go for too! The deals make it somewhat comparable to actual restaurant prices + I get pickup rather than delivery to really maximize the credit!

    • @nycste1982
      @nycste1982 2 місяці тому

      @@Phillpak ​​⁠yea I found for now the best deals for me is charge up $10+ on Uber eats pickup and then place an order in person to use dining credit both at shack shack once a month… currently they offering Uber eats (of course inflated price) but buy one get one free on the avacado burgers so it’s a deal atm

  • @cathynguyen8406
    @cathynguyen8406 2 місяці тому +1

    How do you find those cheap business class flights? Most of the time they’re 100,000-300,000 points when I look. Thanks for the help

    • @Phillpak
      @Phillpak  2 місяці тому +1

      You can get a subscription to seats.aero and it’ll show you the airlines that have business class flights available. You’ll find a lot from NYC>paris, Boston>london, LA>Japan!

  • @cathynguyen8406
    @cathynguyen8406 2 місяці тому +1

    I didn’t see a video on your favorite card?

  • @heckteck
    @heckteck Місяць тому +1

    Is it worth fore going the green card and just going the gold platinum and buisness card?

    • @Phillpak
      @Phillpak  Місяць тому

      I definitely think you can live without the green card. If anything the blue cash preferred is better if you’re team cash back!

    • @robertm8380
      @robertm8380 День тому

      I heard green card could help increase credit score fast. You could go green card then gold get the points platinum is expensive. You could cancel after you pay off your first annual fee and it won't miss up your credit score.

  • @gyulamoldvan
    @gyulamoldvan 2 місяці тому

    I got a card offer from amex for 75 thousand membership points after spending 6k is that a good offer

    • @Phillpak
      @Phillpak  2 місяці тому

      It’s still a higher off but not the highest offer available. You can still do a ton with 75,000!

  • @derektrejo5641
    @derektrejo5641 2 місяці тому

    The gold card gives 1% back on all eligible purchases, what is that ? I can’t use it to buy anything to get to that 6k spent in the first 6 months ?

    • @Phillpak
      @Phillpak  2 місяці тому

      So anything else that’s not travel or food will get you 1x points back. For example, buying a laptop that’s $1,000 will give you 1,000 AMEX points!

    • @Phillpak
      @Phillpak  2 місяці тому

      You can use your card for anything to get to that $6,000 except for Venmo, ACH transfers, buying stock, etc.

  • @theextravaganttraveler
    @theextravaganttraveler 2 місяці тому +1

    🔥🔥🔥🔥

    • @Phillpak
      @Phillpak  Місяць тому

      🙏🏻🙏🏻🙏🏻

  • @FinesseSHOTz23
    @FinesseSHOTz23 2 місяці тому

    You can upgrade from green to gold to platinum and get points each time? I thought that wasn’t offered, but I can be totally wrong!

    • @Phillpak
      @Phillpak  2 місяці тому

      So rather than upgrading the card, it’d be beneficial to get 3 different cards. First the green card for the first sign up bonus, then the gold card for it’s second sign up bonus and then the platinum for the last and highest sign up bonus!

    • @FinesseSHOTz23
      @FinesseSHOTz23 2 місяці тому

      @@Phillpak ah I see, but then you’d have to pay all of the yearly fees forever unless you closed them, right?
      Also, I am planning on signup up I think. Is your referral code for the gold card at 90k points valid until May 22?

    • @Phillpak
      @Phillpak  2 місяці тому

      @@FinesseSHOTz23 yes! But I totally think the $250 annual fee is worth it due to all the benefits. You get the $240 dining, hotel collection ($100 experience credits), multipliers which earn points for future free travel. I think it’s always a great choice to get this card!

    • @Phillpak
      @Phillpak  2 місяці тому

      @@FinesseSHOTz23 yes it’s available till 05/22. These are my friend’s referral links and it would be much appreciated if you used them, thanks!!

    • @FinesseSHOTz23
      @FinesseSHOTz23 2 місяці тому +1

      @@Phillpak looks like it’s no longer 90k points :( thought that was offered until May 22nd

  • @divyv20
    @divyv20 2 місяці тому

    Hey Phillip , really nice video ! I was wondering if I could help you with Best Quality Editing in your videos which visually appeal to audience and would increase average view duration and will also make a highly engaging Thumbnail which will overall help your videos to reach to a wider audience ? Pls let me know what do you think ?

  • @CathyNguyen-gx7jl
    @CathyNguyen-gx7jl 2 місяці тому +1

    Love the gold card!!

    • @Phillpak
      @Phillpak  2 місяці тому

      It’s the best!

  • @slickbill9488
    @slickbill9488 2 місяці тому +1

    Absolutely not worth it.

    • @Phillpak
      @Phillpak  2 місяці тому

      Why? Please share your thoughts

    • @slickbill9488
      @slickbill9488 2 місяці тому +5

      @@Phillpak I just don’t believe you get enough value to justify the 250.00 annual fee. Maybe if there were more categories instead of just 4% dining, 4% Grocery and only 3% travel then maybe it would be worth it. The least they could do is up it to 6% on groceries like the blue cash preferred.

    • @TheBlob_5roundsIsAnOPP
      @TheBlob_5roundsIsAnOPP Місяць тому

      ⁠@@slickbill9488I think this card might be worth it for people with a family as groceries cost are high my gold card has served me well as I need to feed four mouths but I can see why it wouldn’t be for everyone

    • @rubywalsh2505
      @rubywalsh2505 Місяць тому

      @@slickbill9488Isn’t the blue cash preferred cash back and the gold is points back though? If you don’t travel then maybe the blue is better then the gold and vise versa? Genuinely curious.

  • @MrCrispypata
    @MrCrispypata Місяць тому +5

    Not worth it.

    • @Phillpak
      @Phillpak  Місяць тому +1

      Why? 🤔

    • @soapa4279
      @soapa4279 29 днів тому +3

      Amazing comment, filled with so much insight and explanation. Thank you! 💀

    • @jonathansell5870
      @jonathansell5870 27 днів тому +7

      Prob not worth it to you bc you’re credit score is prob a 350 and needs to be higher to qualify

    • @TheTubeMeister
      @TheTubeMeister 25 днів тому

      Lol

    • @CFLDumpsters
      @CFLDumpsters 3 дні тому +1

      😂 it’s absolutely worth it, it’s a charge card not a credit card. And the points system is fuggin amazing.

  • @jeevanjhitta6310
    @jeevanjhitta6310 26 днів тому

    Don’t get credit cards, it’s the fastest way to get yourself in debit, pay them off and burn the damn card! Cash is always king

    • @Digitalknifeparty
      @Digitalknifeparty 19 днів тому +1

      If you’re responsible and pay off the balance every month, you can utilize the benefits that come with using a credit card.
      Plus, it’s safer to use your credit card for online purchases than a debit card.

    • @290shawty
      @290shawty 13 днів тому

      I use to think this way until I went into a car dealership with no credit and they wanted me to put down 40% on a the vehicle. It's hard living without credit now I got my shit up over 770 all off free UA-cam videos. All You gotta pay that shit off every month. So I still treat it the same way as cash but now I'm benefiting from the credit card rewards