11 tips to win your debt collection lawsuit in court

Поділитися
Вставка
  • Опубліковано 9 лют 2025
  • Go here to settle before you go to court: bit.ly/3X32ZJv
    Go here to respond to your debt lawsuit: bit.ly/3qlXTtd
    Questions? Ask here for fastest response: tinyurl.com/So...
    11 tips to win your debt collection lawsuit in court
    Discovery
    Disclosure and discovery
    Depositions - sworn testimony
    Interrogatories - written answers to questions
    Request for production of documents
    Information about what the claim is based upon
    A "charge off," or summary of where the debt stopped being paid off
    Payment history
    Balance statement
    Bill of Sale - if the collection involves a debt buyer/assignee.
    Show up
    Theory of the case - how you’re going to win.
    Pretrial conference - Rule 16(c) FRCP
    Meeting between parties and judge.
    Discuss schedule, content, ADR, summary judgment.
    Consider keeping a trial notebook
    Documents filed in court
    Info about parties.
    Witnesses
    Evidence
    Get it.
    Organize it.
    Follow your court’s rules to submit it.
    Judge trial or jury trial
    Default is a judge trial
    Rule 38(b) requires you to request a jury trial.
    7th amendment provides the right to a jury trial in civil cases over $20.
    If you’re being sued for that toaster you bought for $19.99, sorry, you’re SOL.
    Anatomy of the trial. Can be called a hearing.
    Opening statements
    Plaintiff makes their case
    Burden of proof is on them.
    Defendant makes their case
    You may only need to cross examine their witness
    Ask permission before presenting evidence.
    Closing arguments
    Jury instructions
    Jury deliberation
    The judge may present a decision at the end of the hearing or issue a written decision later.
    The junk debt collector will call a witness.
    It will be over the phone
    It will be a rep for the debt collector,
    The attorney will walk them through the debt
    Cross examine them by asking questions to show they don’t know what they’re talking about.
    They never have a witness from the original creditor.
    The debt collector doesn’t have any independent knowledge about the debt.
    Don’t ask questions you don’t know the answer to.
    Ask leading questions.
    Ask these questions
    Did you review the documents and exhibits that you just testified about?
    Yes
    When was that?
    An hour ago
    Did you ever look at them previously?
    No
    Have you ever worked for the original creditor?
    No
    Did the original creditor ever teach you on how they keep their records?
    No
    Prior to your testimony did you contact the original creditor to confirm the amount owed?
    No
    Have you ever seen or read the bill of sale for the debt?
    Has the bill of sale been disclosed in this case?
    General tips for the hearing
    It’s long. Plan on being at court for most of the day.
    Know where you’re court is so you’re not late.
    Have all of your evidence ready
    Dress to impress. Don’t be a scrub.
    Generally, you need to be represented by you our your lawyer only.
    Arrive early.
    Prepare for airport-like security.
    Eventually your case will be called. Stand and identify yourself. Ask the judge or the security guard where you should stand.
    Refer to the judge as “Your honor”
    Do not interrupt other people, especially the judge.
    Have fun!

КОМЕНТАРІ • 239

  • @Mike-in6mg
    @Mike-in6mg 2 роки тому +103

    ** Update: Today I had my hearing for motion to dismiss and compell arbitration, the plaintiffs (LVNV Funding) didn't show up for a second time on this motion after showing up and requesting mor time to file an opositon to the Arb, and also didn't provide their oposition documents to me as instructed by the court. The judge was not happy, and I reeminded the court this was the 3rd time they hadn't shown up for something and here I am paying to file motions and compell documents and arbitration-self represented I said? He DISMISSED the case with prejudice for non participation! This guidance works! It can be super stressfull going through it, but you just have to stay the course and be strong. Stick it to them consumers!!!!

    • @jeremyphalin600
      @jeremyphalin600 2 роки тому +2

      Going through something very similar. Would you mind saying how much you supposedly owed?

    • @Mike-in6mg
      @Mike-in6mg 2 роки тому +7

      @@jeremyphalin600 The lawsuit was for 25k.

    • @iamtheempatheticcoach
      @iamtheempatheticcoach 2 роки тому +7

      Hello. I have my first trial tomorrow morning with LVNV. Did you provide any proof or did you request that LVNV provide proof of purchase, proof of contract, to prove amount claimed, etc? Glad you won your case, good for you! 💪🏾🙌🏾👏🏾🙏🏾

    • @Mike-in6mg
      @Mike-in6mg 2 роки тому +7

      @@iamtheempatheticcoach I filed the initial Answer to the complaint, demanded the docs in discovery, they refused to provide the master promissory note, next I filed the motion to compel private arbitration and they just stopped showing up. This is when the judge threw the case out. It's very stressful being there, especially when they do show up. In my case, they moved to set a trial date and requested additional time to respond to my motion to compel. In the end they didn't want anything to do with the arbitration.

    • @solosuit
      @solosuit  2 роки тому +5

      Thanks for this awesome update. We're glad you won your case! Congratulations, and thanks for using SoloSuit.

  • @eddykrug6194
    @eddykrug6194 2 роки тому +45

    Thank You George and SoloSuit . I followed all the steps you laid out in your videos and it worked. I was being sued by a cc company for $3200. Had a pretrial on zoom and stated my case to the Magistrate 1 week later I get a letter from cc companies lawyer and the court stating my case was dismissed. So I'm debt free thanks to SoloSuit.
    Again Thank you George

    • @solosuit
      @solosuit  2 роки тому +6

      We're glad to hear you won your case. Congrats! And thanks so much for the feedback.

    • @slrcouture
      @slrcouture 11 місяців тому +3

      I’m being sued for the exact same amount. If you don’t mind me asking, how did you present your case? That’s the part I need help with.

    • @KandyceAurelia
      @KandyceAurelia 11 місяців тому +2

      Hi could you please let us know how you presented your case?

  • @Mike-in6mg
    @Mike-in6mg 2 роки тому +25

    George thank you for what you do! I won today because I gained confidence and knowledge watch your videos and doing research. I hope more people come across this channel and fight these junk debt buyers.

    • @solosuit
      @solosuit  2 роки тому +1

      Wow! Thanks, glad to hear it!

    • @Cummata
      @Cummata Рік тому

      Be honest. Did you owe the debt and just used his tips to win?

    • @Mike-in6mg
      @Mike-in6mg Рік тому +3

      @@Cummata Yeah, I owed huge to Citi which sold to 2 different firms. I followed the steps he has and it worked. In fact once I got
      2 cases dismissed, Citi straight out 1099'd me for the last one that hadn't been sold to the junk debt buyers.

    • @LynxStarAuto
      @LynxStarAuto Рік тому +1

      @@Mike-in6mgWhat happens when they 1099 you? You have to report it as income and pay taxes on it?

    • @Mike-in6mg
      @Mike-in6mg Рік тому

      @@LynxStarAuto yes you report it then you may file form 982 with your taxes to show you are insolvent so the 1099 doesn't count against you or most of it won't. I didn't end up paying a dime even with the 1099. Just look up form 982 and watch some videos on it too.

  • @Jatin19902
    @Jatin19902 9 місяців тому +5

    Tip No. 11 was most helpful for me! On a serious note, I just discovered your UA-cam channel yesterday. Reading is one thing but watching someone talking to you as a beginner, hits differently. Thanks a lot.

    • @solosuit
      @solosuit  8 місяців тому +1

      Glad we could help. We hope you win your case!

  • @Fjayz
    @Fjayz 2 роки тому +12

    This video made me much more confident about the trial. Great nuggets on what to expect and look out for. Thanks. I’ll have fun with this.

    • @Fjayz
      @Fjayz 2 роки тому +4

      Update: won my case and celebrated after. Started by filing my answer with @SoloSuit thanks.

    • @solosuit
      @solosuit  2 роки тому +2

      @@Fjayz thanks for keeping ups updated! We're so glad you won your case. Congratulations.

  • @carllane6521
    @carllane6521 2 місяці тому +1

    I'm encouraged from hearing the success stories here. My court date is in two days.

    • @tammyc349
      @tammyc349 23 дні тому

      how did it go did you win? which company sued you?

  • @MrKsan05
    @MrKsan05 2 роки тому +7

    I Love Solosuit and used their program to make my response to the vile LVNV lawsuit that hit me out of the blue. I'm going to fight this because they are in the wrong and I never made a contract to pay them anything. Solosuit helped a lot with this. BIG Thumbs up

    • @solosuit
      @solosuit  2 роки тому +3

      Thanks for your feedback. We hope you win your case, and we wish you the best of luck!

    • @solosuit
      @solosuit  Рік тому +2

      We'd love to hear more about the details of your case to learn more about how to help future SoloSuit users. Can you send us an email to set up an interview? Send to support@solosuit.com

    • @sonya5568
      @sonya5568 Рік тому +2

      I got served from them and totally caught me off guard. I need to hurry and respond as I had forgotten almost to do so.

  • @cmoreno82cm
    @cmoreno82cm 9 місяців тому +4

    God Bless you❤ Blessings and good luck to everyone going through this ordeal 🙏

    • @solosuit
      @solosuit  9 місяців тому +1

      Thank you!

  • @jonnygrowlately
    @jonnygrowlately 5 днів тому

    @10:37 ... sooooo in those instances where there are multiple cases being heard by one judge that are ALSO being brought by the same attorney, the judge is supposed to think incompetence for your case and think other wise for the cases to be heard after yours? 🤔

  • @sheenalemmons3019
    @sheenalemmons3019 Рік тому +1

    Excellent practice tips for application in court.

    • @solosuit
      @solosuit  Рік тому

      We hope we can help! ☺

  • @oratorofdelphi1973
    @oratorofdelphi1973 Рік тому +4

    You are awesome....so simple and straightforward

    • @solosuit
      @solosuit  Рік тому

      Glad we could help! Thanks for the feedback.

  • @LorenzeWalker
    @LorenzeWalker Рік тому +6

    How can the right to collect a debt be sold if the original creditor writes the amount off and submits a 1099c to the IRS? At that point isn't the amount considered income?

    • @solosuit
      @solosuit  Рік тому +1

      If the debt is cancelled by the original creditor, then a debt collector may be trying to collect on a debt that is invalid. Asking them to validate a debt with a Debt Validation Letter may be a powerful tool in this situation. You can use our Debt Validation Letter template to do so: www.solosuit.com/debt_validation_letter

    • @karrimerritt3126
      @karrimerritt3126 6 місяців тому +1

      @@solosuitif the debt has been charged off can the 3rd party debt collector still collect? Is this legal?

    • @tammyc349
      @tammyc349 23 дні тому

      @@karrimerritt3126 my question too? I see people talking about a 1099 form too .This is so confusing but I'm still going to move forward. Showing up is the first step.

  • @juanalvarez610
    @juanalvarez610 4 місяці тому +3

    i can see how this will work for companies like midland or LVN but …is there a different approach when being sued by the original creditor?

    • @solosuit
      @solosuit  Місяць тому

      In many cases, it's harder to settle for less when you're dealing with the original creditor. However, it's not impossible. The most important thing you can do is communicate and be honest. Most creditors will work with you to settle for less.

  • @AmberSkies.
    @AmberSkies. 11 місяців тому +2

    I have a Bank of America creditor, does this process work for them? How would I respond to debt of its from the original creditor?

    • @solosuit
      @solosuit  10 місяців тому +1

      Yes, the process could work, but note that civil procedure and rules vary by state and court. Here are some resources that might help you in your case against Bank of America:
      www.solosuit.com/posts/beat-bank-of-america-debt-lawsuit
      www.solosuit.com/posts/settle-debt-bank-of-america

  • @Rhonda858
    @Rhonda858 Рік тому +1

    Ty very much For the cross-examination questions! That is A lot of helpful information.. I'm not currently being sued but I am writing down all your information that you're giving us in this video just to have as a reference If im ever sued.

  • @TheLawAndTheProphet
    @TheLawAndTheProphet Місяць тому

    Great video. Thank you!

  • @arielejel8229
    @arielejel8229 2 місяці тому

    What if the summons complaint says I agreed to monthly payment but the contact they attached says biweekly payments. Is that grounds to dismiss the case?

  • @sharonrobins875
    @sharonrobins875 Місяць тому

    Could you please instruct soneone on how to answer a medical debt law suit??

  • @xaviarichard2785
    @xaviarichard2785 11 місяців тому +1

    This guy is awesome 🔥 Theres still good people in the world

    • @solosuit
      @solosuit  11 місяців тому

      Our goal at SoloSuit is to empower people to represent themselves in court and win. We want to make people superhuman at winning disputes!

  • @thesmileyeffect
    @thesmileyeffect 26 днів тому

    Whelp! Didn't work for me. No discovery in the state of Georgia. No witnesses. Judge disagreed. Hope this helps others.

    • @solosuit
      @solosuit  18 днів тому

      Sorry to hear it didn't work out. Were you at least able to settle the debt?

  • @danschaap
    @danschaap 8 місяців тому +1

    Unfortunately I rarely check my PO Box and missed the the first court appearance because of this. I now have a second court date but I’ve been told in a letter the judge already ruled in their favor. And they have started garnishing my account which I only had $50 in. Do I still have the ability to fight the debt? What is the second court date for?

    • @solosuit
      @solosuit  8 місяців тому

      You can file a Motion to Set Aside Judgment (also known as a Motion to Vacate in some states). This would vacate the judgment and give you another chance to respond to the Summons and Complaint.
      Learn more here: www.solosuit.com/posts/file-motion-set-aside-judgment
      Not sure what the second court date could be.

  • @Lara94jm
    @Lara94jm 4 місяці тому

    Hi, What if the summons did not include a complaint attached to it? Where can you find the complaint for the case?

    • @Lara94jm
      @Lara94jm 4 місяці тому

      The summons that I received do not include anything, only the case #, name of creditor, and the amount they want.

    • @solosuit
      @solosuit  2 місяці тому

      You can call the court clerk to see if they can send you a copy or help you access it online.

  • @TsetsiStoyanova
    @TsetsiStoyanova Рік тому +2

    Amazing! I would like to apply to work for you

  • @TopShelfHunters
    @TopShelfHunters 11 місяців тому

    Does all of some of this apply for commercial debts?

    • @solosuit
      @solosuit  10 місяців тому

      Pretty much all of it! Note that some states and courts have unique rules of civil procedure, so the process might vary slightly depending on where your case is filed.

  • @leg414
    @leg414 6 місяців тому +1

    Thank You for this as i need all the help i can get from being from Midland a junk buyer when i go back to court.Great tips to live by.... Peace

    • @solosuit
      @solosuit  6 місяців тому +1

      We hope you're able to resolve the debt and get the case dismissed! Learn more about how to settle debt with Midland Funding here: www.solosuit.com/posts/beat-midland-funding-llc-debt-lawsuit

  • @zloofah
    @zloofah Рік тому +2

    Sorry if I’m reposting my question I’m not sure if the other one is deleted but I need advice. If I want to settle, can I go straight to emailing the lawyer to make my offer OR do I still have to answer the court summon? (I have not officially received the summon and the process server was unable to serve me, I only found out I have a lawsuit thru the county records) HELP!

    • @solosuit
      @solosuit  Рік тому +2

      Generally, it's best practice to respond to a debt lawsuit to avoid default judgment. Even if a settlement agreement has already been reached with the law firm, it's best to file an Answer in case the law firm changes their mind or goes back on their word. Having an Answer filed will protect you from default.

    • @zloofah
      @zloofah Рік тому

      @@solosuit so I respond to the court AND also respond to the lawyer? I want to settle the debt I owe, hence I’m asking if it’s a good idea to just go straight to d lawyer

  • @letitiamason4686
    @letitiamason4686 Рік тому +3

    Super insight

  • @jacobbozeman2364
    @jacobbozeman2364 Рік тому +1

    Question. How can a hospital have each procedure from 1 visit, listed with their own account number, yet still claim its one account? Also the paperwork I received said the collector shall attach an itemized list of the debt. But, all it lists is date of service, account number, my personal info and amount owed. How's that considered itemized?

    • @jacobbozeman2364
      @jacobbozeman2364 Рік тому

      Just to expand on my situation. I lost my employment 1 day before I was served with this lawsuit. I've got no money and my initial court date is May 4th. Then to make matters worse, my dad, who lived with me, passed away last Friday. It's been a crappy month. I tried pushing my court date back but the clerk said to call and ask the collectors lawyer if it's okay to reschedule. I'm afraid to call them because I've got no doubt they'll attempt to trick me into saying something that will hurt me in court

    • @solosuit
      @solosuit  Рік тому +1

      Jacob, we're sorry for your loss.
      Be careful when dealing with medical debt. Many medical collectors are known for double charging or charging the wrong amount. If they have failed to validate the debt, you should definitely push back.

  • @Icewolf6688
    @Icewolf6688 7 місяців тому +1

    I tried to call the Chase bank and ask them to subtract my interest during COVID-19 between 2020 to 2021, but the Chase Bank did not agree, but they told me they will settlement with me if I do not pay at least three month then I will not pay the full debt to the bank, which mean they gave me this advice. However, they did not call me back after three month or more longer, now I have been sued by Chase Bank in California. May I have any chance to win this case due to they asked me do not pay.

    • @solosuit
      @solosuit  7 місяців тому

      You can definitely bring this up in court, but we can't guarantee it will help you win the case. You can use SoloSuit to draft and file an Answer in your case: www.solosuit.com/debt_answer

    • @Icewolf6688
      @Icewolf6688 Місяць тому

      @@solosuit Thank you for your replay, I lost the case......

  • @erikaguerro
    @erikaguerro Рік тому +1

    Thank you for your tips!!

  • @albuquerqueturkey1567
    @albuquerqueturkey1567 2 роки тому +2

    Hey George what if the original creditor sends it to a Law office whos ready to sue you ?Any advice?

    • @solosuit
      @solosuit  2 роки тому +3

      While we can't offer any legal advice, you might consider settling the debt before going to court. If you know you owe the debt, you can reach out to your creditor to offer a debt settlement at any stage of the lawsuit process. Our new service, SoloSettle, can help you with this.

  • @karrimerritt3126
    @karrimerritt3126 6 місяців тому +1

    Question- they said they served me- they didn’t actually serve me they lied and I have proof. I’m going to mediation soon. Any pointers? Is this a reason to ask for dismissal?
    I haven’t received and pre trial documents- I don’t even have the original summons paperwork.
    Thank you

    • @solosuit
      @solosuit  6 місяців тому

      We unfortunately cannot give legal advice on this issue

    • @Icewolf6688
      @Icewolf6688 Місяць тому

      I got the same issue, they said served 6 times for me, but they only showed up 3 times, they lied to court.

  • @TurboRocket326
    @TurboRocket326 9 місяців тому +2

    If credit card company wrote of the charged off the debt then why can’t we get a 1099c to provide to Midland?

    • @solosuit
      @solosuit  9 місяців тому

      Learn more here: www.solosuit.com/posts/report-cancellation-of-debt-1040

  • @legallyndidi
    @legallyndidi 5 місяців тому

    This was such a good breakdown.

    • @solosuit
      @solosuit  5 місяців тому

      Thank you for your kind words!

  • @jonnygrowlately
    @jonnygrowlately Місяць тому

    WHAT HAPPENS IF THE CONSTABLE JUST MAILS YOU THE SUMMONS AND IT GETS LOST BEFORE ARRIVAL?

    • @Icewolf6688
      @Icewolf6688 Місяць тому

      I have been the same issue a year ago, before I go to the court but I do not know they changed the trial room, I went to the wrong room that typed on summons, and I lost the case because I did not show up. What I did do, I did the motion, you can go to front desktop in court for asking motion, they will give you all information that you need, fill out them, bot mail out to court and plaintiff, you will need to wait the result from court.

  • @Texas_Bricklady
    @Texas_Bricklady 3 місяці тому

    I am in Texas and the lawsuit was filed in New York I am on disability and cannot fly to NY. Is there a way that I can request a different way to come to court?

    • @solosuit
      @solosuit  2 місяці тому +1

      In cases like this, it's best to include this information in the written Answer that is filed with the court, specifically the fact that the case was filed in the wrong state.

  • @Vector76291
    @Vector76291 Рік тому

    What about if is not even may name written correct in the papers?

    • @solosuit
      @solosuit  Рік тому

      Sounds like it could be an invalid debt, and you might be able to use it as a defense in your case.

  • @Icewolf6688
    @Icewolf6688 Місяць тому

    Update: At least, from the year 2023, in Los Angeles, the plaintiff never showed up in person in the court instead of they use online video, which mean there is no witness any more, the defendant missed a lots chances to win.

  • @Remy-dl6nc
    @Remy-dl6nc 9 місяців тому

    One main financial just filed a motion summary Disposition against me for a debt I currently owe.
    I’m not sure what to do. I live in Texas and feel overwhelmed.
    I did use your answer tool. Should I answer with arbitration now? Please let me know. Thanks.
    Thank you.

    • @solosuit
      @solosuit  9 місяців тому +1

      Be sure to review the arbitration clause in your credit card agreement closely before filling a motion to compel arbitration. If the clause states that you are responsible for arbitration costs, it might not be the best move. Learn more here: www.solosuit.com/posts/make-motion-compel-arbitration

  • @AmberSkies.
    @AmberSkies. Рік тому

    I got a letter from a law firm for Bank of America to respond within a specific time this month. It’s not an official lawsuit. What is the best step in this circumstance as I’m unemployed currently? Should I ask they validate or wait closer to the date to get more time?

    • @solosuit
      @solosuit  Рік тому

      It's never a bad idea to ask for debt validation. You can draft a Debt Validation Letter here: www.solosuit.com/debt_validation_letter

  • @bigdaddyrichard75
    @bigdaddyrichard75 5 місяців тому

    I had papers taped to my fence never to my hands should i worry

    • @bigdaddyrichard75
      @bigdaddyrichard75 5 місяців тому

      I live in Texas

    • @solosuit
      @solosuit  5 місяців тому +1

      We'd recommend contacting the court to see if there is an active case against you

  • @CAllen-ug6pl
    @CAllen-ug6pl 2 роки тому +2

    Fantastic explanation 👏

  • @jasonblizzard9635
    @jasonblizzard9635 5 місяців тому +2

    In Tennessee debt collectors play the lower courts for defaults, almost never providing any documentation, just a hand written pleading claiming u owe some balance. You'll need to appeal if the judge is unaware of FDCPA or pretends to be an expert to gaslight you. Also, the well is poisoined for pro se defendants due to professionalization of the law. They file suit, then ambush you when u appear, and some judges want their lawyer friends to win, but when caught they ket the lawyer non suit without prejudice, so no accountability for them. Its a racket.

    • @solosuit
      @solosuit  Місяць тому +1

      Craziness! This is why we're trying to help level the playing field and make it easier for consumers to defend themselves in court and settle debt outside of court.

    • @jasonblizzard9635
      @jasonblizzard9635 Місяць тому

      @solosuit 👍

  • @vickylindsey9269
    @vickylindsey9269 Рік тому

    Can I use this on a high interest loan company, they had sherriffs dept serve me yesterday.

    • @solosuit
      @solosuit  Рік тому +1

      The SoloSuit Answer form can be used for debt lawsuits in all 50 states.

  • @mnewyork
    @mnewyork 8 місяців тому

    Does the credit card company need to show a signed agreement for the debt to be valid in court? I was informed that when requesting validation or verification of a debt, credit card companies do not need to produce a signed agreement to prove the debt is valid and that I owe it. Is this true?
    I sent a validation letter to the original creditor's lawyer as part of my lawsuit answer. In response, the lawyer sent back all the credit statements but no signed documents. Exhibit A was just the credit agreement without a signature. A free legal aid lawyer in court told me that they do not need to show a signed agreement to win the case. Is this correct for a case in New York City?

    • @solosuit
      @solosuit  8 місяців тому

      Every state has different rules, but if a legal aid lawyer told you that information, there's a good chance it is true.
      If you think the debt is invalid, you might consider disputing it further with the FTC.

  • @leamondspikes1603
    @leamondspikes1603 2 роки тому

    Is there a office in Las Vegas or something similar?

    • @solosuit
      @solosuit  2 роки тому

      SoloSuit is a fully remote company.

  • @noblesgunjie8450
    @noblesgunjie8450 2 роки тому +1

    I sent the validation letter to Midland on 23 March, 2022 and Last friday, on 7 April, 2022, we received civil summons with the complaint. Also it attached affidavit of jane keller, bill of sale, portfolio level affidavit of sale etc. docs. Is it legal? I live in NC. Before sending the validation letter, we received the credit card statements on 18 March, 2022. Can you tell me it is normal? Thank you

    • @solosuit
      @solosuit  2 роки тому +3

      It sounds like you sent the debt validation letter and they then sued you for the debt. Yeah, that's not uncommon. You can then file an Answer. The Answer should again require they prove you owe the debt if they haven't yet. This all increases their cost of collection and puts you in a better position to settle.

    • @maggierobbins4511
      @maggierobbins4511 2 роки тому +2

      Do not use this company. They scammed me out of $200

    • @evil_predator_8890
      @evil_predator_8890 2 роки тому +3

      @@maggierobbins4511 how did they scammed you? Can you explain?

  • @triplejjam
    @triplejjam Рік тому

    My question is that I had auto loan from ally bank in which I defaulted on the loan so they repo the SUV so now they're suing me what arguments can I use . ally bank was sued for the Same bad practice

    • @solosuit
      @solosuit  Рік тому

      If you really owe the debt, it may be hard to come up with arguments to represent yourself in this case. You may want to consider looking for a lawyer.

  • @michaelatwaoi7876
    @michaelatwaoi7876 Рік тому

    Which court would the case be filed? Where you live? Where the collector is? [didn't sound like it] or where the original complaint came from? Seems like it ought to be in your own county at least.. Common pleas? or something federal if the no one is in the same state? thank you

    • @solosuit
      @solosuit  Рік тому +1

      Generally, the case will be filed in the defendant's local courthouse. So, if you're being sued, the case will be in your local courthouse.

  • @southside9417
    @southside9417 Рік тому

    HELP! 🥵😰😭when going to court, FTC an FDIC do i referr to codes, or make copy off line or down load Pdf and print it. For me exhibits

    • @solosuit
      @solosuit  Рік тому

      I'm not sure I understand your question. Can you rephrase it?

  • @Mike-in6mg
    @Mike-in6mg 2 роки тому +5

    I am following your guidance so far. I sent my answer and then filed a Motion to Compel the Arbitration, now I got Admissions, Documents and Interrogatories sent to me?? I was feeling good for a minute there but now I gotta respond to these docs. Can you make a video addressing any tactics that can be employed here like in my situation. LVNV Funding isn't just dropping the suit in my case.

    • @solosuit
      @solosuit  2 роки тому

      Good job getting this far. Usually we recommend angling for settlement after filing an Answer and MCA. You can use our Debt Lawsuit Settlement Letter to make an offer to settle. Responding to Request for Admission, etc is actually pretty easy. Although we don't have any service for that currently. Generally, you just need to respond yes or no, kind of like on the Answer.

    • @sethjessbry32
      @sethjessbry32 2 роки тому +2

      What happened with your case? I am currently dealing with LVNV at the moment

    • @Mike-in6mg
      @Mike-in6mg 2 роки тому +5

      @@sethjessbry32 I responded to the interrogatories, objecting to everything. Then I sent them MY interrogatories, demanding they admit they sued even though there was an Arb Agreement, demanded proof they own the debt and they responded. Admitting they knew about the Arb agreement but refused to provide proof of ownership of the debt, claiming that proof is a trade secret. Just got it a day ago, thinking about my next move now.

    • @Mike-in6mg
      @Mike-in6mg 2 роки тому +2

      @@jyaneane forgot to mention, I did send an offer letter, which they rejected. They said they are not willing to settle.

    • @jyaneane
      @jyaneane 2 роки тому +3

      @@Mike-in6mg Well I answered and I got a notice from the court sending my case to mediation. I'm not going to offer anything near what they are asking and will be asking how much the paid for the debt. This "trade secret " defense sounds self serving in their extortion.

  • @cybco
    @cybco Рік тому +2

    This video is Awesome!!!!

    • @solosuit
      @solosuit  Рік тому

      Thanks for the feedback! We hope it helped.

  • @Ana-ho2ps
    @Ana-ho2ps Рік тому

    I'm getting sued for unpaid credit card but the bank cannot find/provide the contract that i signed when i applied for said credit card. Do i have a winning case?

    • @solosuit
      @solosuit  Рік тому +1

      If they don't have proof to validate the debt, it sounds like you have a strong case.

  • @KingDB305
    @KingDB305 2 роки тому

    If I file ..the answer thru Solosuit...does that mean it goes to that court already also...I've completed the answer through here

    • @solosuit
      @solosuit  2 роки тому +2

      Not sure I understand. You complete the Answer on our website solosuit.com and we'll file it for you, by sending it to the court.

  • @AHomespunHobby
    @AHomespunHobby Рік тому

    I was going to send a request for discovery. Now I'm thinking I should not and just hope they are not prepared? Would requesting this information for discovery tip them off to be prepared?

    • @solosuit
      @solosuit  Рік тому

      It could, but this can change from case to case.

  • @SixSenseHarleyStreet
    @SixSenseHarleyStreet Рік тому

    What about asking the coroner to state on writing that each them are ‘alive’ in court?

    • @solosuit
      @solosuit  Рік тому

      I'm not sure what you're asking. Can you rephrase your question?

  • @PastoralTeacher
    @PastoralTeacher 7 місяців тому +1

    8:48 Cross examine witness? Who are the witnesses in a credit card lawsuit?

    • @solosuit
      @solosuit  6 місяців тому +1

      In most credit card debt lawsuits, witnesses don't really apply, but here are a few potential witnesses that come to mind: account managers, custodian of records, debt collectors, family members or friends, financial advisors or accountants, and credit Bureaus

    • @PastoralTeacher
      @PastoralTeacher 6 місяців тому +1

      @@solosuit Ok thanks. Since debt collectors like to sue you, can you sue them first? I mean you don't have a contract with with the ones that " buy your original loan". Plus they damage your credit by reporting that you owe them. Not counting all the harassment they do.

  • @jeanyaks
    @jeanyaks 2 роки тому

    Can i use solosuit in nv.? Or it is just in utah

    • @maggierobbins4511
      @maggierobbins4511 2 роки тому

      Do not use them. Scammed me out of $200
      Only communication is my email and they take over 24 hours to answer your questions

    • @solosuit
      @solosuit  2 роки тому

      You can use SoloSuit in Nevada and all 50 states.

  • @ryanb6093
    @ryanb6093 2 роки тому +3

    I think I want to purposely go into debt so that I can go to court just to cross examine a plaintiff (in this case a lawyer)

    • @solosuit
      @solosuit  2 роки тому

      That'd be quite the adventure! Feel free to use our forms if you do. 😄

    • @mumbejja1888
      @mumbejja1888 Рік тому

      No dear just join fake and drama company

  • @legendarypkxd6876
    @legendarypkxd6876 Рік тому

    What do I do if I am being sued by a family member about earrings tbat I lost and ask me to replace it but I am unemployed and she text me and gave me 14 days to give her the money for the earrings or she will sue me

    • @legendarypkxd6876
      @legendarypkxd6876 Рік тому

      And she also want to sue me for rent and she in fact gave me papers to sign to agree but I did not sign those papers, what do I do?

    • @solosuit
      @solosuit  Рік тому

      Keep in mind that we cannot give legal advice, but in general, it's best to respond to a civil claim with a written Answer. You can fill out the SoloSuit's Answer form in minutes online here: www.solosuit.com/debt_answer

  • @claytondoan5712
    @claytondoan5712 Рік тому

    I need help fast...

    • @solosuit
      @solosuit  Рік тому

      Reach out to us at support@solosuit.com and we'll do our best to assist you.

    • @kimfella4770
      @kimfella4770 11 місяців тому +1

      Did these people help you? The reason I ask, is because they have extremely poor reviews on other platforms, and every comment I make gets removed. Hoping this one sticks since it's a reply to you and not them.

    • @claytondoan5712
      @claytondoan5712 11 місяців тому

      @@kimfella4770 I've never reached out to them.

  • @jonnygrowlately
    @jonnygrowlately Місяць тому

    ...also, if i am unable to afford my debts, how exactly am i supposed to afford to dress "fancy" for court?
    serious question in my particular case... im responding on obama phone

    • @Icewolf6688
      @Icewolf6688 Місяць тому

      You don't need to wear suit, the plaintiff never show up in the court but the court only use phone conference, only defendant need to show up, so you don't have to wear serious clothes because no one knows what those plaintiff wearing.

  •  3 місяці тому

    Music? ugh

  • @HollyMusic72
    @HollyMusic72 8 місяців тому

    So my husband got a letter in the mail that was not sent by certified mail. It says motion for summary judgment, and a letter also in the same envelope one that says summary judgment. There is not date on either along with copy's of a person who of a signature of a person claiming to work at the hospital who supposedly signed off on the debt to the lawyer who is the plaintiff on the papers sent to him. Did they get judgment without are knowledge or can we still fight this?

    • @solosuit
      @solosuit  8 місяців тому +1

      It might be a good idea to call the court clerk to figure out if the motion for summary judgment was granted or if there is a court date for the judge to consider the motion and make a decision. This will give you an idea of what action to take next.

  • @dwaynegee4822
    @dwaynegee4822 2 роки тому

    Good stuff man

  • @dixieleflore1409
    @dixieleflore1409 11 місяців тому

    I’ve put the word out about your services 😊CU Health is being aggressive and I told them you keep the wolves away 🙏🏽🕊️🕊️

    • @kimfella4770
      @kimfella4770 11 місяців тому

      They are a scam, just like you are.

    • @solosuit
      @solosuit  11 місяців тому

      Thanks for recommending SoloSuit! We hope you win your case.

  • @melmurphy3967
    @melmurphy3967 Рік тому

    I never got any of these things! What the heck, my court date is tomorrow. I didn't know anything about answering the summons...nothing! Panic mode activated!

    • @solosuit
      @solosuit  Рік тому

      No need to panic. You can fill out an Answer doc on our website and be prepared to respond in court: www.solosuit.com/debt_answer

  • @jimobrien2407
    @jimobrien2407 6 місяців тому

    Winning in court is the easy part. Collecting from the deadbeat even when you have the judgment is the hard part. Professional scammers structure their lives to essentially be judgment proof.

    • @solosuit
      @solosuit  6 місяців тому

      Being judgment proof isn't a defense in a debt lawsuit: www.solosuit.com/posts/judgment-proof-not-defense-lawsuit

    • @Icewolf6688
      @Icewolf6688 Місяць тому

      If you cannot provide the original credit card contract, signature of consumption, creditor cannot win.

  • @Susanagatika
    @Susanagatika Рік тому

    I would imagine this method wouldn’t work if the original creditor is suing you right?

    • @solosuit
      @solosuit  Рік тому

      It can still work. There are many factors that will play into it, though.

  • @braaaptime
    @braaaptime Рік тому +1

    Do you think if a lawyer gave all the true answers and really tried to help the people that they may gain so many viewers that they could make more off UA-cam than going to work everyday being a lawyer? Honestly asking. 😉

    • @solosuit
      @solosuit  Рік тому +1

      Not sure. Professional UA-camrs can make quite a lot of money, but so do high dollar attorneys.

    • @braaaptime
      @braaaptime Рік тому

      @@solosuit a lot of people need help they can’t afford. It would be interesting to see an attorney give truthful, simple knowledge with step by step procedures of the process. I bet it could go viral or be substantial income through UA-cam! 👊🏼😉

    • @solosuit
      @solosuit  Рік тому +4

      @@braaaptime although we aren't attorney, we're trying to give people the resources they need to represent themselves in court and win.

  • @dougdiaz1973
    @dougdiaz1973 2 роки тому

    Yeah, my answer that I filed through here got rejected. I don't recommend it.

    • @solosuit
      @solosuit  2 роки тому +1

      Hi Doug, sorry to hear it. Documents get rejected sometimes, even with attorneys. If we know about the rejection we'll refile for you and get you taken care of. Make sure to let us know.

    • @maggierobbins4511
      @maggierobbins4511 2 роки тому

      They probably will charge you again.
      Very dishonest.
      Do not use this company. They scammed me out of $200
      I filed my own answer with additional documents for free

    • @kimfella4770
      @kimfella4770 11 місяців тому

      I'm shocked they left this comment up. Every time I leave one it gets removed.

  • @destin5o
    @destin5o Рік тому

    Take them to arbitration under FINRA not AAA. Motion to dismiss due to wrong venue. They are going to poop there pants.

    • @solosuit
      @solosuit  Рік тому

      Nice!

    • @Susanagatika
      @Susanagatika Рік тому +1

      What does this mean? I am being sued by the original creditor Bank of America. Help! 😅

  • @puffnstuff6907
    @puffnstuff6907 Місяць тому

    You company does not file paperwork with courts, and sends your
    unsuspecting customers into default. You have no phone number, and do not respond to emails? How can you post these videos misleading people that you can actually help them?

  • @TimTman
    @TimTman Рік тому

    Look at your glasses how they fit.. Look at how they fit on your nose and also your eyebrows.. Great video, but an adjustment at the optician will make you look great again.. Thanks for the video.

  • @Steve33056
    @Steve33056 10 місяців тому

    This video is useless. He never gave us the one sentence to say to get the lawsuit dismissed immediately. Useless

    • @solosuit
      @solosuit  10 місяців тому

      Sorry you feel that way, Steve. If you're looking for ways to prepare for your court hearing, check out some of our other videos:
      ua-cam.com/video/5Syx44W8MXA/v-deo.html

  • @kimfella4770
    @kimfella4770 11 місяців тому +1

    Scammers

    • @solosuit
      @solosuit  11 місяців тому

      Sorry you feel that way. We're legit and want to help people resolve their debts. Contact us if you have any questions or concerns: support@solosuit.com

    • @kimfella4770
      @kimfella4770 11 місяців тому

      @@solosuit I will email you. The reason for my comment is because I read very poor reviews on trustpilot and I tried to ask about them in here, but it kept getting removed. It seems like all of the commenters in here are pre-approved and no one else can leave a comment, and instead are limited to replies only, like this.

    • @kimfella4770
      @kimfella4770 11 місяців тому

      @@solosuit Why do you keep removing comments about your poor reviews?

  • @kimfella4770
    @kimfella4770 11 місяців тому

    Read their reviews on other sources. I bet you anything this comment gets removed too just like every other one I've posted.

    • @solosuit
      @solosuit  11 місяців тому

      You can read our reviews and see that our customers have overwhelmingly positive experiences, Just Google SoloSuit reviews.
      We don't remove comments, so not sure where you got that. Thanks for the feedback and helping us get more traffic to our channel! We hope to empower consumers to resolve their debts. Feel free to spread the word! :)

    • @kimfella4770
      @kimfella4770 11 місяців тому

      @@solosuit I got that from personal experience, as I said........ I tried asking about a negative review here, and I saw and it was removed. About 8 times now I've commented and it keeps getting removed.

  • @jokertt14
    @jokertt14 4 дні тому

    Go to AI and get them to draft you up answer do not pay this company NOTHING >