The lady speaking about how its easier to fail at a business in the US compared to Italy means, you can declare and recover from bankruptcy easier and quicker than in Italy, in other words you can run a risky business and screw over your creditors and come away relatively unscathed if you have an expensive lawyer . meanwhile in Italy, declaring bankruptcy is a bigger deal, because they don't want people starting high-risk nonsense companies that leave other companies to pick up the pieces when the business inevitably fails. Also, in Italy there are loads of great grants, tax incentives, start-up support services etc to help any and all businesses that have an actual realistic chance of lasting longer than a few months. in Italy (and the EU) its about investment, unlike what the tiktok lady wants which is called speculation.
I would say most of Europe is like that, declaring bankruptcy is very difficult and carries repercussions also it does require an insurance for your business so that you dont destroy your debtors if you fail especially since in the EU we mostly are small businesses compared to large conglomerates and corporations
It’s interesting to pair the guy with insurance with the ‘entrepreneur’. It’s the same complaint. As a as self employed person in the EU you have a duty of care to your creditors. Liability snd business insurance is there so if the worst happens you do not take a whole chain of individuals either you. Same with homeowners. For example, if you live in an apartment you ‘share’ the roof. If something happens you pay a portion of the repair. The insurance stops a sudden 50 grand bill dropping on your door. Or if you have s as house fire and damage your neighbourhood. Insurance.
Now in summertime, here in Northern Europe, it's normal to see kids playing in the streets until dark. They need no parents to watch them, and learn to be free and do their thing. 😉
Same here in Germany. Parents may accompany their kids to the playground if the kids are very young. But when they reach the age of six or seven they often ride their bikes to the playground by themselves.
@@clarissagafoor5222 Because every car driver is also a bicyclist in our country and aware of being vulnerable in traffic around car's on their bicycle, it's not a big problem.
@@clarissagafoor5222Learned, seemingly a lil bit earlier by the decades. Mind You, obviosly there are still cars who don't stop if they should etc. A pet peeve of mine but these days Toddlers in afluent areas learn to keep balance with balance bikes and therefore I have seen 3 years olds riding a bike without Training wheels. Besides that in Germany, Here, it's actually the law that Kids drive on the Sidewalk till a certain age. Personally as an adult who hates on-street cycle ways, I wish that could be enhanced to every cyclyst until on street bycycle ways are actually save. tI guess compared to the highways of the USA I should be lucky to have a lane at all...am greatful for that, even if I boycott IT, when I think it's to Dangerous. 😅
I'm European and have never lived in the US but I feel like even though we might not smile and talk to our neighbours, people are still much more willing to help you than in the US, and won't do you any harm. No one here thinks about stealing someone's baby in a stroller. Also if someone says they work for over 40 hours a week in Europe, we just feel bad for them, we don't look up to them lol.
the non-stop fake face americans make, let us not call it a smile because a smile is genuine, is either a coping mechanism for their ego-life OR their way to not get shot in public
Same here in 🇩🇰 I feel so sorry for the American youth. And to you americans, ofc we love you but your society sucks…. BTW dentist work here is not included in free healthcare, so ofc you go to ex Hungary or Poland, where its cheeper and just as good as in 🇩🇰
Kids being outside on their own is normal in France too. I've seen 7yo or 8yo walk to school. I've seen 10yo go hang with their friends in a neighboring village, taking a bus, without anyone being concerned. Hell, I've seen 3 8yo, playing with firecrackers after 9pm on a friday night, I've seen middle schoolers stay out even later than that.... Being accused of child abuse for letting a 10yo take public transportation on their own sounds insane. Trusting your child to be smart enough to not trust random people is not similar to beating him or not feeding him.
10:08 In Europe, if you brag about how many hours you spend working, probably people will think that you have some kind of problem our like if you are sick... and to be honest, it might be true. 😅 Life is to be lived not to be wasted on your job ❤
@@welshgit I think that depends a lot on what you do for your job, in my 20s I was in research for a multinational company and was salaried, so no overtime paid and yet because the work was so varied and interesting I would often work a 60 or 70 hour week in order to run the experiments I designed. Whilst I wasn't "proud" of working those extra hours I loved having the job where I wanted to.
I had a boss that talked about how he thinks it's weird that nobody seems to have ambitions anymore because nobody is willing to do unpaid overtime (keep in mind this is Germany) to buy a nice big car or something .Everybody rolled their eyes because we already had a significant amount of unpaid overtime as journalists. The only person that agreed with him was a mother in her 40s that worked part-time and had the best work-life-balance of all of us. No overtime, always leaving on point, always chatting with people half the time she worked. The audacity.
Letting us have fun outside all day was one of the best things growing up in Germany (and I bet it's basically the same for all of Europe). Also I was a kid when mobile phones were not yet a thing - still all parents just let their kids loose on the town and explore on their own, I also walked to school myself. Then you get your first bike and you just zoom everywhere and do kids stuff until you're hungry. It's really nice over here.
I have lived in the US (NYC) as a Dutchie, and the biggest difference for me between Europe and the US is how Americans are conditioned to fear each other, and ofcourse the one thing that keeps your "system" afloat, is keeping your citizens divided and fearful......
You're a shallow thinker. NEW YORKERS fear each other by virtue of the city they live in....difficult, costly, Diverse, congested Etc etc. It is a HUGE country if you haven't noticed. Plenty of towns, villages and hamlets. If you think NY city represents the country, you are ignorant.
I live in the Netherlands and yes what you call very left side or socialist are still conservative or liberal in my country You give such a picture of McConnell and you are absolutely right. The girl talking about starting a business. She was a foreigner. As a foreigner you need to nave a solid plan and money. You not entitled to the safety net when you fail. As a foreigner without a green card you cannot get a loan to start a business
I walked to school since I was about 7 years old. Kids also take public transport here, and school trips are no big deal. This is pretty normal in Norway.
In Germany, dental is included in health insurance. You can get aditional insurance to cover better treatment (i.e. fillings). Most of the other insurances he mentioned are seperate insurances you _can_ opt for, but are not forced to have. As he's selfemployed, he has more than the average citizen needs. Why having those insurances? Guess you drop your friend's big TV when you help him moving..... liability insurance steps in.
I guess it is because he is selfemployed he 'need' many insurances. He is not required to have 'everything' insured tho how ever, an American in Germany is insurance seller's wet dream😂
Many of the insurances he talked about, health, unemployment, pension, is part of the social security network that every employee automatically pays into.
Expensive places like Switzerland, Austria, Benelux and Scandinavia also have wages to match. So it's expensive for tourists but not as expensive for locals.
Don’t know where you are from (probably Denmark according to your username, i love your Vodka), but in Germany its only 3 years and i think you can even reduce it to 2,5 or 2 years if you have any prior education.
@@E85stattElektro Yes. The 5 and a half year I mentioned is inclusive 3 years in Gymnasium, it is mandatory. When you leave school, it will take you five and a half year, before you are a policeman.
To be a politician in the US you have to be a millionaire! In Europe this is more of a barrier, because voters assume you do not understand their lives or problems!
Not sure about this one. For exemple, in the current French gov, 19 out of 24 ministers are millionaires... In the parliement there is a selection bias too with 87% of them belonging to the upperclass (socioeconomically) So maybe not millionnaires, but clearly you need to be part of the wealthiests to simply be a candidate.
Fun fact: after the last general elections in Slovakia in 2020, leaders of all four parties that created the coalition government were millionaires, because they have been successful businessmen most of their lives. There could have been a coalition of six, but two of them were missing a few votes to join them in the parliament. That would be six businessmen millionaires as gov leaders. But that was quite an exception. Most of the millionaires here are not in the politics, but in the background, using corrupt politicians to achieve their goals.
The fact that some things work differently in the US than in Europe and in large parts of the world is nothing new ... but that someone who has been officially charged and partially convicted for crimes against the state, for influencing election results and all the other things still has the opportunity to run for president is simply the joke of the millennium. In doing so, I have lost all respect for the United States and its laws.
its about police education. Most european nations, have higher education for police training(bachelor's or higher), which is geared towards conflict de-escalation. While the us can have as little as 3 months training to become police. Often geared towards conflict escalation. Police shooting ppl in the back, seems to be a thing in the us.
I wish I could adequately ex press my thoughts on the price of freedom. As an American car maker, I’m FREE to ignore safety standards (the government will do nothing). As a farmer I’m FREE to put whatever additives I like, as a police officer I’m FREE to shoot people, as a drug manufacturer I’m FREE to patent a life-saving drug and charge whatever I want, an an employer I’m FREE to pay minimum wage and offer no benefits. The balance between government and business acting in the public interest versus acting in their own interest is off kilter. And the fear of “socialism” however badly understood is holding America back. Proud of the interstate road system? Built during the depression by a central government and funded by them. That’s socialism in a way.
Here in the Netherlands you litterally see children walking alone in the streets, or riding a bike/e-step, or playing football, or going and coming from school, or whatever they want, all by themselves, nothing happens. I'm from Angola and Portugal and it's the same in those countries too. I would say that the weird one IS the US. All across the world most parents let and teach their children do their thing, be independent.
I'm from Switzerland and i've also went to kindergarten and pre-school alone. My parents went with me on the very first day and from then on, i always went either alone or with my best friend. It's very normal same as playing outside alone. I used to be out with my friends all the time and in the winter i'd be allowed to play outside until it went dark cuz that was around dinner time anyways. And yes you do see a lot of people leaving their strollers outside little bakeries or cafe's when they go inside to grab something. Like it's not really a thing here that kids get snatched up or something.
Cops in the States vs Europe: a difference of day and night! In some european countries police don't even were a gun...they use there mouth to solve the problem!
Very few countries with unarmed police (Ireland, iceland, UK) ("unarmed" as "with no firearms") You may have not seen the weapon, but they do have it in all other EU countries, just that they don't flaunt it cow-boy style.
@@KurtFrederiksen There is a diff but not as high as you might think. For exemple police killing in the US is 33 case per 10 millions/year. In the Netherlands it's 13. 2.7 times is a lot and not that much at the same time. Yet no one would suspect Netherland's police to be "violent" in the common imagination. Clearly there are some great countries (again, UK, Ireland, Iceland) but generalizing it to the whole of Europe is a misconception.
@@KurtFrederiksen Actually the worst are Malta and the luxemburg. I picked the Netherlands to avoid the worst on purpose. You seem to not have knowledge of the problem. At least be humble and listen to your betters. ;) PS and the stats were for death by firearms used by the police. Again, work better on your data diving.
I'm Spanish, I've lived and worked in other European countries, I've visited most of those in the EU a few times and I've got friends from all over the continent. It's not all that great and it's not the same everywhere. The healthcare system in the UK isn't the same as in Ireland, Spain isn't like, Sweden or Norway, Estonia isn't like Belgium...and so on. Education also varies, sometimes even provinces and regions within those countries have slightly different systems. Also, in terms of culture, Europe is becoming more and more Americanised, everything seems more "standard". We'll always be more diverse in terms of language, traditions and folklore and some countries have great ethnic and cultural diversity due to immigration. However, there's a lot of conflict and tensions, we also have plenty of bigots, some people would rather dismantle the public sector entirely, there are racial tensions, hate crimes... every evil you guys have in the States we have it too, perhaps less prominent and it depends on the country and region. Too many Europeans feel morally superior to US Americans and act condescendingly towards Latín America, Africa and Asia. If you pick and choose what you like from each EU country, and the other European countries not in the EU, you may think Europe is some sort of paradise, but that's not really the case.
I’m feeling exactly the same, I’m British but very much a European and I am horrified the way we are becoming more Americanised. It terrifies me. Luckily, our police aren’t routinely armed. I can’t see that changing any time soon. The police don’t want it and the public don’t want it
@@phoenix-xu9xj I think we're safe in that regard...for now. Far right groups are growing, not just political parties but foundations, clubs and all kinds of organisations. Also, I think many people are feeling disenfranchised, social conflicts are on the rise and more and more people are becoming not just radical but violent. We're still not close to the States and for now the "gun question" is not really an issue and the police is more respectful, in general they don't demand more guns because they don't need them and police brutality, although it does happen, it's not (yet) as common. I'm a little worried about the future though, things could get much worse in the next 10-20 years. .
You don't need all those insurances in germany. You can have them if you want to, but they are not by any means mandatory. The only mandatory insurences are health insurence and if you own a car, an insurence for that. As an amployee, you also have to have retirement insurence and being out of work insurence (50% of those two are paid for by your employer). Everything else that guy at around 11:00 mentioned is purely optional, so if he has all these insurences, he has them because he wants to have them. And health insurence covers your visits to the dentist, but you only get the basic treatment and I think you have to pay part of it, if you are guilty of neglecting your teeth (I think you have to visit the dentist twice a year, and if you don't do that, the insurence won't cover all the expenses. Also you won't get gold-inlets and stuff like that. But I might be wrong here, if I am, please correct me)
You're just nearly right. He's self employed. Some professions are only subject to compulsory health and pension insurance, while others must also take out professional liability or pecuniary damage liability insurance, for example, due to the higher financial risk. There's no need for a dental insurance but it covers up some additional cost for some cosmetic treatments if you ask for a higher standard or cover some fees for premium treatments.
in Germany health insurance DOES include dental. However, many people, including myself, have an additional dental insurance. As I knew I had many problems with my teeth, it was totally worth it. When I had to get implants a few years ago (and more in the near future) that insurance alone covered 90% of the cost…. Instead of paying €10.000, I only paid about €1.000 out of pocket…
Oh yes. I have problems with my teeth since childhood and so I made a private dental insurance for me and my 3 kids 16 years ago. The last time I needed some implants I payed nothing!!! Btw I‘m happy my children (26, 25 and 22 years old now) have really, really good teeth…. 😅
Have you ever seen the movie Home alone? Kevin Is how se in Europe grown up. I was walking to supermarket with list of items to buy and money from my parents since I was 6 years old. The same was walking to school, hobbies etc. I'm So glad it's so normal and safe here.
I think the main issue with the police in the US is the short education and simple screening. You'd get a better police officer if this person take a 2 year college education at the police academy to graduate. Chances are you'd weed out the bad ones doing this.
This was a VERY nice video of you both! The time just flew by. Lots of interesting topics, great spontaneous reactions, a good depth of thoughts. As for the insurances in Germany: Most of the time, you don't have to deal with many of the most important insurances, because you are insured by law, without having to interact with anyone about it. You are automatically insured for accidents, for example, as soon as you go to work as an employee. Already on your way to the working place! Health insurance is mandatory for everyone, there is no situation where you can ever be not insured, if you are an employee, the insurance is automatically deducted to the insurance company, same for unemployment insurance and retirement insurance. The different insurances have historical reasons and the social security system with this kind of insurances reaches back 150 years. And Germans like it safe. So you can additionally insure yourself for liability for really low money. You do not pay a lot of money compared to the US for these insurances. Some are paid partly or completely by the employer. It sounds complicated, but in everyday life, it is very easy to handle. Nearly invisible. One of our most popular private insurances is a travel cancellation insurance! (So you don't have to pay high cancellation fees if something comes in the way of your holiday trips!) Admittedly, Germany is really kind of the world champion of insurances. As for e.g. the safety in Europe in general: In most countries noone has ever this kind of fear, that someone does something to your kids, when they are moving outside on their own. It is totally normal. If the kid looks helpless, you ask if it needs help or got lost. If a kid has learned how to move safely on their way to school, or to a friend, or even the playground etc... you let it go on it's own, soon, and it gains confidence. I went to school 3km on my bike or walking, as early as the age of 7 on my own. In my town, that is not small, I recently saw two little girls in my grocery store around the corner, maybe 8 and 9, that were shopping groceries for breakfast of the family, they bought bread rolls, milk, salami, eggs and a newspaper and paid with a 20 Euro bill. (It was adorable, how serious they took this task, makes you really, really smile.) Kids being kidnapped is a very American trauma and thought. For sure has to do with a society, where there are a lot of people that have no support from the government and are more likely to become criminal out of desperation, as well as the general athmosphere of fear, that is constantly produced by american media. Thanks for this video and have a great weekend, guys. I really like your more political videos.
Businesses employ people, so when that lady failed, she also failed her employees who lost their jobs. In europe banks tend to like the businesses to which they give loans to be a little more stable so they can get their loans repaid.
"The Norwegian Police University College (Norwegian: Politihøgskolen; PHS) is a public university college.... It offers education for the police force of Norway, including a three-year basic education and four Master's degrees." (source: wikipedia) "There are around 18,000 police agencies in the US, but with no national standards on training, procedures and timescales vary across the country. On average, US officers spend around 21 weeks training before they are qualified to go on patrol. ... US police academies spend far more time on firearms training than on de-escalating a situation - 71 hours against 21, on average ... And in the US, the escalation of force is at the discretion of the officer, whereas in countries such as Norway and Finland, there are more rigorous rules as to what is considered justified use of force. Prof Haberfeld says: "Most of the training in the US is focused on various types of use of force, primarily the various types of physical force. The communication skills are largely ignored by most police academies. "This is why you see officers very rapidly escalating from initial communication to the actual physical use of force, because this is how they train."" (source: bbc) In Europe we educate the police. And if someone is unfit for working in the police force, they will find out during years of training,
19:50 The first "opening" it was opened on the top by a few degrees, just enough so that air circulates. Really great when it's raining, no need to fully oppen the window.
You simply need people who care & have morals...........l am English & we have good/corrupt like everyone...........We have a great method of dealing with this problem.......We Throw Them Oút.......!..........
How? They have a stable two party system. Despite all the public pageantry both parties are fairly similar in action. It's almost like lobbyists influence whom ever is office or support the opponent of anyone who wont play ball.
re: European food, it's true, Lynda that we generally walk more in Europe, but it's also true that the quality of food has a lot to do with us keeping in better shape. I think you should like this (on YT): "European Fine Dining - Rick Steves Travel Guide" - Rick Steves' Europe
There is many different cultural aspects in the European countries. It’s wrong to assume “how it’s like over there” because of one person’s experience in a area in one country.
okay here's some France for you, having massive trouble recruiting police officers (state ones, we also have local ones that have less/no authority but are usually armed too, well we actually have a third one attached to the military), the bar has been lowered as much as possible to find new recruits, the two physical entry exams will be passed with a score of 7/20 (yes we rank out of 20), there's barely any psychological exam, other than formal declarations, and once the recruit has been admitted it's almost impossible to ditch him if some behaviors problems are noticed. Training has been slashed from 24 to 12 months, the remaining 12 months being done "on the job", some courses are done from home and so on.. This looks bad and it is, french police is probably one of the worst in europe, racial / women discrimination is always present and very little is done to address that, we're doing the camera thing and it seems to produce no effect whatsoever. It's something that the majority of french people won't acknowledge, but it's very common to hear a person of color say that they never felt safe in the presence of police officers, especially in poor neighborhood which can be found in any medium size city.
Hi, very nice new video from both of you. For the lats point regarding policing in the US v. Europe. From my personal german perspectiv there are three major issues that lead to bad policeing. Accountability: If good cops protect the misconduct of bad cops and they are not hold liable like every other citizen. Education: A cop in Germany has to go throug 3 jears of job training especialy law and de-escalation training compaird to 600 hours in the US. Last but not least High risk enviroment. If you as a cop allways have to expect a firearm in any situation, you sooner or later will overreact just for self protection. There are more guns in the US then in any warzone around the world. That transforms a serve and protect approach into a control and oppess behavior of an occupying military force.
Regarding entrepreneurship, I think that depends on the country. Sweden has one of the largest number of startups per capita in the world, which is why Sweden has so many global companies. Companies like Klarna, Volvo, IKEA, H&M, Spotify, Skype, Electrolux, Ericsson, Tetra Pak, Atlas Copco are all huge global companies started in Sweden, and that's just a small sample. For being such a small country, it's impressive that we have so many global companies.
I am norwegian. The police in Norway are not armed. Trust and the feeling of safety. As the lady that lives in Switzerland said; we leave our babys outside while having coffee. Check in occasionally just to make sure they dont cry. And we do this is the middle of winter. Kindergarden; all the children are outside. They climb trees, use knives to make tool etc etc. Even if its minus 10 gegrees celcius. Thats why scandinavian children are so independent. They are raised to be like this. You need to look up Norway and how things work.
The US guy in Germany talked about insurances is funny 😂 me and my family we're french and living in France. I have only 4 insurances for everything : Care for me my wife and our 2 kids, our house, our car, and our private retirement (it's an extra because retirement is also paid by the government) and it cost me less than 250€ euros per month for all of that ! And if for exemple, i have to go in hospital for a surgery, or if me or one of my kids has to change his glasses or have loud teeth care, if we have a big water leak or a fire in our house, or we have an accident with our car, all of that are covered by those 4 insurances (250€ a month!) And so many more ! Sorry for my "frenchglish" 😉🇨🇵
Think you missed the point of the girl who demonstrated the possibilities of german-style-windows without further commenting. Those windows can be opened completely and also could be tilted. There are numerous YT clips where those windows are compared with american ones.
On food there are a lot of differences. fresh food is cheaper than in the US (where it is not only hard to find, but a total rip off in terms of prices), And you'll be able to easily find a bakery making fresh bread daily, be it in France, Germany, Italy or Latvia. Processed food is pricier. It will cost more to eat at a fast food or to buy a frozen pizza in the EU. Many things are forbidden (including the level of salt, sugar, fats but also some chemicals, conservatives and other antimolding agents and such) Average amount of salt and sugar is way lower than in the US, as well as fat. Everything I ate in the US was disgustingly sweet and fat. I like sugar, but not that much, no wonder they have so many problems with diabetes. Overall it will cost you more to eat as much as in the US, but the quality is way above. In the end, you'll eat less (because of prices) and healthier, whether you want it or not. ^^
About the politics, Sanders being a socialiste he would be concedered moderated left in most europeans contries but most Democrates in Europe would be right wing, not radical/far right but many would be considered moderated right.
It wasn’t very obvious but Germany and other parts of Europe have two way windows, ie you unlock it one way and it opens like a window, but if you unlock it another way, it becomes a door you can walk through.
From what I have gathered the education needed to become a cop in the US is like a fraction of what is needed to become a cop i Europe. If that is actually the case it would explain a lot.
1. I'd like to clarify something about insurances in Germany. When you're self employed you're required to be privately insured and these are often very fractured, charging every little shit seperately. A majority of people though are publicly insured and public health insurance for example really covers everything health related. 2. Yea the women who lived in Italy basically said it's better to be rich in the US which is probably true but doesn't matter for like 90% of the people. 3. I don't want to be mean. Switzerland is a nice country but it's a bit like apple products. They are like 1% better than other brands but they cost 3 times as much. Most European countries are equally safe but significantly cheaper. 4. Being a cop in Europe requires much much more training than in the US and that's one of the major differences.
Talking about the police: 1. It's not 1 or 2 percent. It's an entire culture 2. Would you say the same about other professions; "Well, most of them are good but there is a minority who are not up to par". Would you feel safe getting on a plane or going into the operating room as a patient if someone said that about pilots or surgeons?
In the uk we kinda have a 'human insurance'. Its called national insurance and it comes directly out of your wage. And its a very small % of your wage.
I live in Sweden, I pay about 150 bucks a year for basically full insurance. Home insurance covers everything in the home, including your person. The second you get a job, you have automatic insurance for anything that could possibly happen to you at work. Your employer pays that on. So youre basically completely covered. Car insurance youll have to get separately if you have a car. Its a bit more pricey but nothing like the US. How much depends on what car you have but Id say its an average of maybe 500 bucks a year.
Here in Switzerland we also have many different insurances There is no one plan fits all solution You choose what is right for you; health, car, home, etc PS we also have young children walking around freely and safely
In the UK, the different insurance policies allow you to pick something tailored to your needs but also to shop around for the best deal. This helps keep the cost of insurance at a sensible price. We also have a recently introduced law that prevents automatic renewal at an inflated price. Insurers cannot charge a renewal premium that is higher than what would be offered to a new customer.
Was this the video about UK police that you couldn't share? "How British Police Deal With Non-Violent Criminals | Crimefighters | Real Responders". It's a good one. We have dodgy officers and police brutality in the UK too, not to the extent that the US does, but in the main, I've always felt safe around our police men and women and know they'll help if they can.
I found the guy with the many insurances a bit misleading. For many of the insurances he mentioned are your own choice, and some are mandatory. Car and health insurance are mandatory for example. Health insurance is organized so that you just choose a health insurance company that you think ist best for your needs but you have to pay for them via taxes a certain percentage ( I think it's around 14 or 17% currently that is directly deducted from your income and is transferred from the employer) and that percentage is equal for every citizen. As for law insurance: Not everyone has them, because you rarely have to get a lawyer or are in front of courts. So this is for the most part considered a "luxury" to have that. Personal liability insurance is also not mandatory, but it's very reasonable to have it, because if you cause an accident or something it can be that you have to pay millions for the other persons injuries or damages. I think the holy trinity of insurances are health, car and personal liability insurance. Dental could be a good idea also, although you're probably not going bankrupt without it but it can save you a few thousand Euros in some cases. So he exaggerated a bit, which is probably due to the fact that many germans indeed are over insuranced, because they love safety ;-) As for the italian expat: I think she meant in Europe it's harder to found your own business because there is more bureaucracy and regulations, also you can go bankrupt, but you probably have to go through a year long process to pay back some liabilities and are not able to open the next business right away. It's true but also not so much, because you can be self employed fairly easy and quick in Germany, but rather on a small level. If you want to found a GmbH for example (kind of an Ltd.) it gets complicated. So this is all taken to be with a grain of salt.
Europe is not the promised land. There are many countries with a great variety of laws. Each one is not necessarily better than any other. Theyre just different. Good parts bad parts, good things bad things ... Different
Insurance in Europe is super cheap. I compared the liability insurance for a car in Germany and the USA. USA: 2500-3500 €/year. Germany: 200-300 €/year. Legal protection insurance costs about 8 €/month in Germany.
The insurance thing. I don't know about the situation in Germany but at least here in Finland the only mandatory insurance is the car insurance if you have a car. If you don't have a car then you do not have any mandatory insurances to buy.
In UK I paid for life insurance over 20 years which was due to expire. I contracted one of their listed dsabilities and I got paid £20,000 after paying a total of £2,500 into the policy, which was £12 monthly. It wasnt just for my kids. I have been able to use my own money. I also have a standard plus emergency house and contents policy £36 monthly.
From the outside, the US police looks more like the military, both in terms of equipment and behavior. And that makes sense too, because they fight a war in the interest of the upper class. It's not about justice or truth, it's about securing property relationships. And for this purpose, officials are deployed who also know and watch how one percent of the population bathes themselves in bubbly. And in order to do their job with a good feeling, they will crawl to the bigwigs and bully the underlings. They want to belong, at least as servants. So they kick and delight in the humiliation of lawbreakers, outsiders and competition losers.
I don't think they know him that well & said it because he is a Democrat since most of the Democrat Presidents were more conservative & not at all left leaning for europeans, but Bernie is.
U.K. here. I’m retired now but driving to shop in my local town I still see all the kids streaming out of school and walking home together - not a parent in sight
Very good reaction on these items.👍👍you are very welcome to visit Europe. About the politics. I think that you can only trust a politician who grew up in Europe or at least understands the European society structures.
What happened twice with Mitch McConnell is really sad. I agree with you both, America needs younger politicians - and make sure, Trump doesn't get elected ever again. So, get out and vote. Greetings from a Dane 👋
They need a different political system and not just a pale choice between two parties. This way you can actually vote for what you want to change specifically. Positive changes happen much faster over here, while the US basically switches back and forth between their two options. Positive changes happen much slower and are tight to specific politicians and luck. It's like feudal times all over again, where people crossed their fingers, in the hope that their next king will turn out to be a good one and not a mad one.
@@loners4life I would add to J.d.445's comment, if you could also do away with massive $$$$$$$$$$$$$$$$$$$$$$$$$$$$ input interfering with politics, and, while you're at it, with gerrymandering, the USA would truly be as democratic as it claims to be!
@@dnocturn84 I agree. The fact that gerrymandering and the Electoral College isn't abolished is mind-boggling. The fact that you have to register in order to vote and have to stay in lines for hours to vote is a disgrace. And you're rigth - the two party street is insane.
About insurance: insurance is spreading individual risks over a community. This is a very healthy idea. Bad things happen but not everybody gets all of them, at most a few. Spreading the costs over a community makes the community actually stronger because its members have a better chance of surviving. Individuals will not as easily become homeless, or even die, when there is a safety net. Learn America!
13:02 I get what she is saying, but who pays for her failures? If you want to start a business you have to put more work into it, so you might actually succeed. I don't think that is necessarily a bad thing. I have seen too many start-ups here in the Netherlands, and I assume in the US of A as well, that don't have a decent business case. Eventually the suppliers and customers are paying the bills for these failures.
What she was talking about is quite different in Europe on a country to country basis, Italy was probably a bad example when it comes to business friendliness and support, especially when it comes to corruption. Northern European countries tend to be more friendly when it comes to business, as well as the eastern EU countries. The US is still a better place when it comes to starting a business, mostly because they value that more, but in truth, if you've got a good idea, you can more or less start a business anywhere and be successful. At the end of the day, the US is a very capitalistic nation that puts a lot more value on money, so it doesn't surprise me that the US is more business friendly, but a lot of that comes at the expense of the American people in ways they probably don't realise and it's a balancing act which I think European countries do a better job of it.
@@paul1979uk2000 It is not not about lack of Italian business friendliness and support, its about being a young Italian and not having a chance to open your business because you're young. That's how ìt works here in Italy.
Hi! Thank you for a new video! 👍 You two are so wonderfully "normal"! 😀 In the media, you mostly hear about MAGAs freaking out! I like your views and opinions on so many things. Very best greetings from Germany 👋
About the insurances: You have statutory health insurance, that includes denta care, pension insurance, unemployment insurance and nurse care insurance, all paid half and haf by you and your employer, as well as vocational accident insurance, paid by the employer. You have to have a car liability insurance, if you have a car and a home owner liability insurance if you own a home. Both in case, with your car or your home, you harm somebody, so the harmed person gets money from the insurance. If you can afford, you will have an additional private pension insurance, to have more money in retirement, and a private liability is often made, just in case, you break somebody's property. The dental insurance is an additional insurance for dental care, to have less co pay, for "false teeth" or some handling, that is not necessary, but you would like to get it, like a dental cleaning or breaching. But as a German, there is only one answer, how many insurances you have: "Not enough!" We like it very save, just in case.
THat american woman living in italy complaining about not easy to start a business and hard to start a new one when you fail. Is idiotic , in europe 1 first gets experience , knowledge , financial credibility , and then after you got the knowledge and experience you can start your business as banks will agree to loans , chamber of commerce will give you every thing you need to write your business plan and proposals. And if you fail in europe you have only your self to blame . As banks will not loan money if you dont have a viable business plan .. It asures you will do the utmost of not failing . going bankrupt is a big red X and you will never be trusted again
The lady is 100% correct about the Italian situation and young people trying to open their business. No surprize Italy is not a place for young people.
That's how the U.S. was when I was growing up. We went outside to play and were told to come home when the streetlights came on. I walked to school by myself in Kindergarten and no one thoight anything of it. In fsct we'd make fun of kids whose moms seemed too "nervous". But I'm 71 now so that was back in the 50"s and 60's.
I don't remember if I recommended this to you, Loners, but for a glimpse of one of the most beautiful regions in Europe (France), and of its culture, I think you should enjoy this (on YT): "Provence: Legendary Light, Wind, and Wine" - Rick Steves' Europe
The thing with Bernie Sanders is a myth, that has been going for at least a couple of years, even about my country of Germany. His version of socialized healthcare would even be to radical for the center left over here. As for AOC, she was able to achieve something together with Matt Gaetz, that looked promising, if they would team up again in the future. In addition, she is less likely to freeze like Mc Connell.
10:40 Some perspective on the german insurances he talks about there: not all of them are needed The premiums for Health- and long term care insurances as well as retirement and unemplyoyment are directly tied to your income. Car/vehicle insurance is a no brainer and usually comes in a package with a private liability insurance. The costs for that depend on the type of vehicle you drive and your driving experience. If you don't own a vehicle a standalone Private liability insurance is recommendend and you can get it for 36€/year ... many landlords even mandate a PLI if you want to rent, and some jobs require one to. As I also have a side business apart from my regular job, I have business liability (wich also covers my work equipment in case of damages) and legal insurance wich cost me combined about 240€/year
Besides that it is already explained in the comments, that nearly all those injurances are voluntary... the other point is - with an injurance "package" for all, you pay way too much for things you dont need. Thats not smart. 😉🙋🏻♂️
The girl that broke her wrist mentioned the language barrier but they really did try , did she not think about learning some of the language of that country before travelling ?
Swede here... I'm not coming from facts.. but I get the feeling that in the US - "Socialism" gets the same status as Communism? What our "socialism" basically means is that we pay a lot of taxes, yes.. but that goes to (more or less) free education, healthcare and whatever You may need not go homeless if things go wrong for You. We can speak our minds and we have fair (as fair as they come) elections. "Land of the free".. well.. are You, really?
Yes we are free. I for one am sick and tired of foreign criticism. I am 73. Eventually we will no doubt have government health care. Sadly it's taking a long time due to the greed of doctors snd insurance companies. I am not proud of this but it is reality for now. We excelled on th Olympics due to talent, grit and ambition. We excel in the arts, technology, literature and science. Small town life is great here. I live in the Finger Lakes of Central NY.. people are QUIET (yes,Quiet), kind. The region is gorgeous and looks like Germany or Austria.. I can walk to a volunteer shift job at 3 am without fear.. my doctors are amazing. Europe has plenty of homelessness, crime and immigrants problems.. hope all you Europeans enjoy your schadenfreude. .mind your own business and don't come here
That insurance think is more Germany think. I have home insurance and car insurance here in Finland and it is enough, you can take life insurance if you want secure you family after you death.
When you live in a homogenous country, where there is social cohesion and unspoken cultural understanding, of course you can leave a child in a stroller outside. But since you do not live in such a country it must seem insane to you.
20:45 Over here in germany .... it would be .. "whouw, i need to know the parents"..... but every grandmother and grandfather would actually think and do that.. Watch the kid getting safely down the street .. and whenever there is whatever issue, they will take responsibility for the child and do the very best they can to help the child - and _if_ _necessary_ contact the parents for whatever happened what they need to know.. Besides that...... as a tiny child .. you can freely roam the streets, to and from kindergarten, preschool and school .. w/o anybody asking anything... Except, when some child might be clearly supposed to be in some sort of class or another, they will be looked upon. ;)
to insurance: All the insurances don't protect you from something happening to you, but they help to minimize the follow-up costs. Household insurance, for example, is immensely important. If a burst water pipe ruins not only your own but also the neighbor's apartment, you can go bankrupt without insurance. You don't have to take out all insurances, but depending on how and where you live, certain insurances are not wrong.
About 12:00 u talked about the life insurance , well i dont know how it works in the US but in Germany u usually can get ur policy payed to u monthly or in a whole once u reach ur retirement age lets say 65 or 67, so it can become a nice bonus to ur pension
I have already commented in other videos that politicians and judges should follow the same rules as the military, compulsory retirement and giving way to new people. It's just that many years in the same place they take root and settle down to do nothing.
This is really interesting. I just want to clarify about Italy. If you don't have certain paperwork, you can't do anything. It depends a lot on residency, and how permanent you are there.
Because need it and yeah there are Insurances which Cover more like A Haushaltsversicherung. Not only because of walking, we just like it fresh and organic you would say. Not such chemical BS. But we also have fat opl but even if its less..since Corona it increased a bit. And ppl do Hiking, riding a bike, swimming or other things.
2:40 Bernie would be considered center-right in Germany. In Angela Merkel's party, the CDU/CSU, he wouldn't even stand out, except as a grumpy grandpa. There are still three parties that are further to the left than the CDU/CSU, mind you.
Lynda, the reason they divide the insurance is money. The more insurances you take the more money the company makes. The startup failure thing has to do with financial competency. Where in the US, anything that can make money or create debt (which is another form of making money) is always supported, in Europe this is very much frowned upon, as debt creates costs. And eventhough there is money in debts, it is not easy to make money from. Lynda, it is not just more exercise by walking, she is not wrong in regard to additives (see red 40, yellow 5, azodicarbonamide etc etc etc) or the exorbitant amount of added sugar (or cornsyrup instead of sugar), it also way more processed and more GMO'ed as in Europe. She is not wrong there. Brian, the window you said "huh" about, was in there because you can open it two different ways. Either a small gap, by opening the top in which it comes backwards a few degrees, or open fully by opening it sideways. Also over here we have a saying; "No money, no Swiss." In Europe, police officers are quite relaxed. Never had any trouble with them, found them usually very helpfull, and on several occasions found a good laugh with them.
You say it is not easy to make from debt when the whole global economic system is based on debt , the easiest way to make money is off of debt , I know , I was in that game !
Absolute security in health matters alone gives every European a security deep, deep, deep inside which US citizens with 'normal care' secretly burden. 'Just don't call an ambulance', take an Uber, 'co-pays' and much more. That's what every American (normal wage earner) carries around permanently. And that is only 1 aspect, but a psychologically important one.
I am an American who plans on staying in America. We may have a few problems, but this is a great country that helps every other country in the world. 🇺🇸
@@judyrogers9313 OK. Prove it! Apart from spreading junk food that slowly but surely kills people, I can't think of much "help" to every country in the world. There are undeniably scientific and technological "made in USA" progress but, on the subject of Humanity, you guys need to learn a thing or two. And, considering that 99% of the Americans don't even know that "every country in the world" exists!...
There are more than 10 places in the world that are more comfortable to live than in the USA. People are mainly concerned about 4 things: Access (how cheap/expensive it is) to healthcare (quality/poor quality), access to any education (how cheap/expensive it is), access to food (how cheap/expensive it is, quality), and finally access to your own home, how easily you can purchase it. Everything else in a person’s life is not important if you think about it. So, more than 10 countries are much better than the United States in these indicators.
To the lady talking about Italy: she chose the worst country to work and start a business. Unfortunately, young smart Italians move abroad for better opportunities. However, that is not true for the rest of Europe, especially Northern Europe. She shoud have tried Germany or the UK and researched the issue more.
Yep. Italy must be the worst place if you're young to start your business. There's this ignorant bias about being young here that it's shocking. No wonder lots go abroad.
Come & experience Europe, you have no clue how much focus, brain capacity & worries you have in US, or time you spend worrying on stuff, that we don't here in Europe...
Two things: Bernie Sanders would be considered a main stream left wing politician and would fit happily in the British Labour Party or the German SDP etc.. He wouldn't be considered especially extreme. I've had a number of friends ( and friends of friends) come and stay with me here in the UK, without exception the thing that alway shocks/fascinates them in children traveling to and from school unescorted and using public transport.
I think it's funny that people react to the idea of Europe vs. USA. While Europe is still struggling with being a community. Most reactions are from Western Europeans (incl. all Nordic) but those countries also have problems with migration, drug-related criminality, homelessness and poverty. We don't share the same language, we differ in our belief systems and do not forget two wars. Everybody's talking about Finland, Denmark or the Netherlands. Even living in a big city feels pretty safe despite all that is happening. Absolutely true. But it's also a state of mind. I felt safe in NY or LA. And believe me... I did some stupid stuff. But those places are (to an extent) familiar. But there are many places in Europe I wouldn't even think about visiting. Safety is a very subjective feeling and I think that is lacking in the USA. Due to media, guns and the right to protect. Everybody is a potential danger instead of being just careful.
It's not like Biden or Trump are much younger than McConnell so no matter who wins, they are very likely to have similar moments while being POTUS, However, don't blame the politicians or the laws/rules, it's a democracy, the blame goes to the people voting for those folks.
I live in the Cleveland area and I Am white. When I was 17 I was walking down the street and got picked up in a sweep. Some detective got assaulted at least 7 or 8 blocks from where I was. When I was sitting in a cell I noticed a cops name plate and just asked a question by calling him by his name. He pulled me out of the cell and three of them kicked the shit out of me, just for calling him by his name. In my early twenties I was outside of a night club, this cop walked up to me in full uniform and asked for my ID. I took my wallet out of my pocket, he took it and removed the money, between 50 and 100 dollars stuck it in his wallet, looked at me and asked if there was a problem. I said no and walked away
The lady speaking about how its easier to fail at a business in the US compared to Italy means, you can declare and recover from bankruptcy easier and quicker than in Italy, in other words you can run a risky business and screw over your creditors and come away relatively unscathed if you have an expensive lawyer . meanwhile in Italy, declaring bankruptcy is a bigger deal, because they don't want people starting high-risk nonsense companies that leave other companies to pick up the pieces when the business inevitably fails. Also, in Italy there are loads of great grants, tax incentives, start-up support services etc to help any and all businesses that have an actual realistic chance of lasting longer than a few months. in Italy (and the EU) its about investment, unlike what the tiktok lady wants which is called speculation.
I would say most of Europe is like that, declaring bankruptcy is very difficult and carries repercussions also it does require an insurance for your business so that you dont destroy your debtors if you fail especially since in the EU we mostly are small businesses compared to large conglomerates and corporations
Yes, there’s a lot of shame here in the UK if you go bankrupt.
It's easier to rip people off and walk away in the US.
@@Earentir Or put employees out of work who have sunk their livelihoods into it.
It’s interesting to pair the guy with insurance with the ‘entrepreneur’. It’s the same complaint. As a as self employed person in the EU you have a duty of care to your creditors. Liability snd business insurance is there so if the worst happens you do not take a whole chain of individuals either you. Same with homeowners. For example, if you live in an apartment you ‘share’ the roof. If something happens you pay a portion of the repair. The insurance stops a sudden 50 grand bill dropping on your door. Or if you have s as house fire and damage your neighbourhood. Insurance.
Now in summertime, here in Northern Europe, it's normal to see kids playing in the streets until dark. They need no parents to watch them, and learn to be free and do their thing. 😉
Same here in Germany. Parents may accompany their kids to the playground if the kids are very young. But when they reach the age of six or seven they often ride their bikes to the playground by themselves.
traffic?
@@clarissagafoor5222 Because every car driver is also a bicyclist in our country and aware of being vulnerable in traffic around car's on their bicycle, it's not a big problem.
@@clarissagafoor5222Learned, seemingly a lil bit earlier by the decades. Mind You, obviosly there are still cars who don't stop if they should etc. A pet peeve of mine but these days Toddlers in afluent areas learn to keep balance with balance bikes and therefore I have seen 3 years olds riding a bike without Training wheels. Besides that in Germany, Here, it's actually the law that Kids drive on the Sidewalk till a certain age. Personally as an adult who hates on-street cycle ways, I wish that could be enhanced to every cyclyst until on street bycycle ways are actually save. tI guess compared to the highways of the USA I should be lucky to have a lane at all...am greatful for that, even if I boycott IT, when I think it's to Dangerous. 😅
@@clarissagafoor5222Safe lanes!
I'm European and have never lived in the US but I feel like even though we might not smile and talk to our neighbours, people are still much more willing to help you than in the US, and won't do you any harm. No one here thinks about stealing someone's baby in a stroller.
Also if someone says they work for over 40 hours a week in Europe, we just feel bad for them, we don't look up to them lol.
the non-stop fake face americans make, let us not call it a smile because a smile is genuine, is either a coping mechanism for their ego-life OR their way to not get shot in public
👍🏻👍🏻. Same here from U.K. it sounds so awful. Not many holidays. Few workers rights etc. no thanks
Same here in 🇩🇰 I feel so sorry for the American youth. And to you americans, ofc we love you but your society sucks….
BTW dentist work here is not included in free healthcare, so ofc you go to ex Hungary or Poland, where its cheeper and just as good as in 🇩🇰
Kids being outside on their own is normal in France too. I've seen 7yo or 8yo walk to school. I've seen 10yo go hang with their friends in a neighboring village, taking a bus, without anyone being concerned. Hell, I've seen 3 8yo, playing with firecrackers after 9pm on a friday night, I've seen middle schoolers stay out even later than that....
Being accused of child abuse for letting a 10yo take public transportation on their own sounds insane. Trusting your child to be smart enough to not trust random people is not similar to beating him or not feeding him.
Ya it’s crazy over here! We can’t imagine seeing kids by themselves anywhere 😆
10:08 In Europe, if you brag about how many hours you spend working, probably people will think that you have some kind of problem our like if you are sick... and to be honest, it might be true. 😅
Life is to be lived not to be wasted on your job ❤
I think it's more justifiable to show off about how FEW hours you work! Bragging that you're a slave to the job is weird!
XD totally @@welshgit
@@welshgit I think that depends a lot on what you do for your job, in my 20s I was in research for a multinational company and was salaried, so no overtime paid and yet because the work was so varied and interesting I would often work a 60 or 70 hour week in order to run the experiments I designed. Whilst I wasn't "proud" of working those extra hours I loved having the job where I wanted to.
I had a boss that talked about how he thinks it's weird that nobody seems to have ambitions anymore because nobody is willing to do unpaid overtime (keep in mind this is Germany) to buy a nice big car or something .Everybody rolled their eyes because we already had a significant amount of unpaid overtime as journalists. The only person that agreed with him was a mother in her 40s that worked part-time and had the best work-life-balance of all of us. No overtime, always leaving on point, always chatting with people half the time she worked. The audacity.
Letting us have fun outside all day was one of the best things growing up in Germany (and I bet it's basically the same for all of Europe).
Also I was a kid when mobile phones were not yet a thing - still all parents just let their kids loose on the town and explore on their own, I also walked to school myself. Then you get your first bike and you just zoom everywhere and do kids stuff until you're hungry. It's really nice over here.
My memories exactly.
I have lived in the US (NYC) as a Dutchie, and the biggest difference for me between Europe and the US is how Americans are conditioned to fear each other, and ofcourse the one thing that keeps your "system" afloat, is keeping your citizens divided and fearful......
Could you please elaborate on this?
You're a shallow thinker. NEW YORKERS fear each other by virtue of the city they live in....difficult, costly, Diverse, congested Etc etc. It is a HUGE country if you haven't noticed. Plenty of towns, villages and hamlets. If you think NY city represents the country, you are ignorant.
I live in the Netherlands and yes what you call very left side or socialist are still conservative or liberal in my country
You give such a picture of McConnell and you are absolutely right.
The girl talking about starting a business. She was a foreigner. As a foreigner you need to nave a solid plan and money. You not entitled to the safety net when you fail.
As a foreigner without a green card you cannot get a loan to start a business
I walked to school since I was about 7 years old. Kids also take public transport here, and school trips are no big deal. This is pretty normal in Norway.
The same in Denmark 👌
@@CJZ-z4t and Germany 👍🏻
Romania too
In Germany, dental is included in health insurance. You can get aditional insurance to cover better treatment (i.e. fillings). Most of the other insurances he mentioned are seperate insurances you _can_ opt for, but are not forced to have. As he's selfemployed, he has more than the average citizen needs.
Why having those insurances? Guess you drop your friend's big TV when you help him moving..... liability insurance steps in.
And about prices in Germany… ensurancies are not expensive, affordable for most: liability is about 80-100 EUR a year, legal about 25-30 EUR a month…
I guess it is because he is selfemployed he 'need' many insurances. He is not required to have 'everything' insured tho how ever, an American in Germany is insurance seller's wet dream😂
Many of the insurances he talked about, health, unemployment, pension, is part of the social security network that every employee automatically pays into.
Expensive places like Switzerland, Austria, Benelux and Scandinavia also have wages to match. So it's expensive for tourists but not as expensive for locals.
That’s good to know! Those places seem very beautiful
Could you please point me to where in Austria i get the wage to match? I would be very interested and maybe move there if they really pay enough.
The problem with US Police is the training way too poor. Here it takes (in total) five and a half year to become a cop.
Don’t know where you are from (probably Denmark according to your username, i love your Vodka), but in Germany its only 3 years and i think you can even reduce it to 2,5 or 2 years if you have any prior education.
@@E85stattElektro Yes. The 5 and a half year I mentioned is inclusive 3 years in Gymnasium, it is mandatory. When you leave school, it will take you five and a half year, before you are a policeman.
To be a politician in the US you have to be a millionaire! In Europe this is more of a barrier, because voters assume you do not understand their lives or problems!
Not sure about this one.
For exemple, in the current French gov, 19 out of 24 ministers are millionaires...
In the parliement there is a selection bias too with 87% of them belonging to the upperclass (socioeconomically)
So maybe not millionnaires, but clearly you need to be part of the wealthiests to simply be a candidate.
Fun fact: after the last general elections in Slovakia in 2020, leaders of all four parties that created the coalition government were millionaires, because they have been successful businessmen most of their lives. There could have been a coalition of six, but two of them were missing a few votes to join them in the parliament. That would be six businessmen millionaires as gov leaders. But that was quite an exception. Most of the millionaires here are not in the politics, but in the background, using corrupt politicians to achieve their goals.
@@etienne8110 Liar.
But one of the richest politician is a far left one, Melenchon...
It is better here in Scandinavia in my opinion. And the money talks is a type of corruption. Again, just my opinion 😅
As to quote Friedrich Merz with an yearly income of about 1 million €: „I would count myself as upper middle class“.
The fact that some things work differently in the US than in Europe and in large parts of the world is nothing new ... but that someone who has been officially charged and partially convicted for crimes against the state, for influencing election results and all the other things still has the opportunity to run for president is simply the joke of the millennium.
In doing so, I have lost all respect for the United States and its laws.
its about police education.
Most european nations, have higher education for police training(bachelor's or higher), which is geared towards conflict de-escalation.
While the us can have as little as 3 months training to become police.
Often geared towards conflict escalation.
Police shooting ppl in the back, seems to be a thing in the us.
I wish I could adequately ex press my thoughts on the price of freedom. As an American car maker, I’m FREE to ignore safety standards (the government will do nothing). As a farmer I’m FREE to put whatever additives I like, as a police officer I’m FREE to shoot people, as a drug manufacturer I’m FREE to patent a life-saving drug and charge whatever I want, an an employer I’m FREE to pay minimum wage and offer no benefits. The balance between government and business acting in the public interest versus acting in their own interest is off kilter.
And the fear of “socialism” however badly understood is holding America back. Proud of the interstate road system? Built during the depression by a central government and funded by them. That’s socialism in a way.
That's socialism in several Interstate ways...
I would call that less socialism and more planned economy…
Here in the Netherlands you litterally see children walking alone in the streets, or riding a bike/e-step, or playing football, or going and coming from school, or whatever they want, all by themselves, nothing happens. I'm from Angola and Portugal and it's the same in those countries too. I would say that the weird one IS the US. All across the world most parents let and teach their children do their thing, be independent.
Dude, comparing Angola to the Netherlands is a bit of a stretch..no?.
@@dasmaurerle4347 no.
@@crazyoung007 ok then...🙄
I'm from Switzerland and i've also went to kindergarten and pre-school alone. My parents went with me on the very first day and from then on, i always went either alone or with my best friend. It's very normal same as playing outside alone. I used to be out with my friends all the time and in the winter i'd be allowed to play outside until it went dark cuz that was around dinner time anyways. And yes you do see a lot of people leaving their strollers outside little bakeries or cafe's when they go inside to grab something. Like it's not really a thing here that kids get snatched up or something.
Cops in the States vs Europe: a difference of day and night! In some european countries police don't even were a gun...they use there mouth to solve the problem!
Very few countries with unarmed police (Ireland, iceland, UK) ("unarmed" as "with no firearms")
You may have not seen the weapon, but they do have it in all other EU countries, just that they don't flaunt it cow-boy style.
@@KurtFrederiksen There is a diff but not as high as you might think.
For exemple police killing in the US is 33 case per 10 millions/year.
In the Netherlands it's 13.
2.7 times is a lot and not that much at the same time. Yet no one would suspect Netherland's police to be "violent" in the common imagination.
Clearly there are some great countries (again, UK, Ireland, Iceland) but generalizing it to the whole of Europe is a misconception.
@@KurtFrederiksen Actually the worst are Malta and the luxemburg.
I picked the Netherlands to avoid the worst on purpose.
You seem to not have knowledge of the problem. At least be humble and listen to your betters. ;)
PS and the stats were for death by firearms used by the police. Again, work better on your data diving.
I'm Spanish, I've lived and worked in other European countries, I've visited most of those in the EU a few times and I've got friends from all over the continent. It's not all that great and it's not the same everywhere. The healthcare system in the UK isn't the same as in Ireland, Spain isn't like, Sweden or Norway, Estonia isn't like Belgium...and so on. Education also varies, sometimes even provinces and regions within those countries have slightly different systems. Also, in terms of culture, Europe is becoming more and more Americanised, everything seems more "standard". We'll always be more diverse in terms of language, traditions and folklore and some countries have great ethnic and cultural diversity due to immigration. However, there's a lot of conflict and tensions, we also have plenty of bigots, some people would rather dismantle the public sector entirely, there are racial tensions, hate crimes... every evil you guys have in the States we have it too, perhaps less prominent and it depends on the country and region. Too many Europeans feel morally superior to US Americans and act condescendingly towards Latín America, Africa and Asia. If you pick and choose what you like from each EU country, and the other European countries not in the EU, you may think Europe is some sort of paradise, but that's not really the case.
I’m feeling exactly the same, I’m British but very much a European and I am horrified the way we are becoming more Americanised. It terrifies me. Luckily, our police aren’t routinely armed. I can’t see that changing any time soon. The police don’t want it and the public don’t want it
@@phoenix-xu9xj I think we're safe in that regard...for now. Far right groups are growing, not just political parties but foundations, clubs and all kinds of organisations. Also, I think many people are feeling disenfranchised, social conflicts are on the rise and more and more people are becoming not just radical but violent. We're still not close to the States and for now the "gun question" is not really an issue and the police is more respectful, in general they don't demand more guns because they don't need them and police brutality, although it does happen, it's not (yet) as common. I'm a little worried about the future though, things could get much worse in the next 10-20 years. .
@@anxofernandez3344 Italian police is brutal and not respectful at all.
You don't need all those insurances in germany. You can have them if you want to, but they are not by any means mandatory. The only mandatory insurences are health insurence and if you own a car, an insurence for that. As an amployee, you also have to have retirement insurence and being out of work insurence (50% of those two are paid for by your employer). Everything else that guy at around 11:00 mentioned is purely optional, so if he has all these insurences, he has them because he wants to have them. And health insurence covers your visits to the dentist, but you only get the basic treatment and I think you have to pay part of it, if you are guilty of neglecting your teeth (I think you have to visit the dentist twice a year, and if you don't do that, the insurence won't cover all the expenses. Also you won't get gold-inlets and stuff like that. But I might be wrong here, if I am, please correct me)
You're just nearly right. He's self employed. Some professions are only subject to compulsory health and pension insurance, while others must also take out professional liability or pecuniary damage liability insurance, for example, due to the higher financial risk.
There's no need for a dental insurance but it covers up some additional cost for some cosmetic treatments if you ask for a higher standard or cover some fees for premium treatments.
in Germany health insurance DOES include dental. However, many people, including myself, have an additional dental insurance. As I knew I had many problems with my teeth, it was totally worth it. When I had to get implants a few years ago (and more in the near future) that insurance alone covered 90% of the cost…. Instead of paying €10.000, I only paid about €1.000 out of pocket…
Oh yes. I have problems with my teeth since childhood and so I made a private dental insurance for me and my 3 kids 16 years ago.
The last time I needed some implants I payed nothing!!!
Btw I‘m happy my children (26, 25 and 22 years old now) have really, really good teeth…. 😅
Learning from mistakes is an US thing🤣🤣🤣 All organisms with some kind of brain learn from mistakes! That's how you survive😵💫 Credibility shot!
Uhmmmm 1 kid shot in school make gun purchase harder. No hundreds of children shot in school , Make gun purchase harder? No
Have you ever seen the movie Home alone? Kevin Is how se in Europe grown up. I was walking to supermarket with list of items to buy and money from my parents since I was 6 years old. The same was walking to school, hobbies etc. I'm So glad it's so normal and safe here.
I think the main issue with the police in the US is the short education and simple screening.
You'd get a better police officer if this person take a 2 year college education at the police academy to graduate.
Chances are you'd weed out the bad ones doing this.
Very true! We definitely agree
They'd need to rid themselves of Police Immunity before anything, absolution of responsibility is a breeding ground for misuse of power.
This was a VERY nice video of you both!
The time just flew by. Lots of interesting topics, great spontaneous reactions, a good depth of thoughts.
As for the insurances in Germany: Most of the time, you don't have to deal with many of the most important insurances, because you are insured by law, without having to interact with anyone about it. You are automatically insured for accidents, for example, as soon as you go to work as an employee. Already on your way to the working place! Health insurance is mandatory for everyone, there is no situation where you can ever be not insured, if you are an employee, the insurance is automatically deducted to the insurance company, same for unemployment insurance and retirement insurance. The different insurances have historical reasons and the social security system with this kind of insurances reaches back 150 years. And Germans like it safe. So you can additionally insure yourself for liability for really low money. You do not pay a lot of money compared to the US for these insurances. Some are paid partly or completely by the employer. It sounds complicated, but in everyday life, it is very easy to handle. Nearly invisible. One of our most popular private insurances is a travel cancellation insurance! (So you don't have to pay high cancellation fees if something comes in the way of your holiday trips!) Admittedly, Germany is really kind of the world champion of insurances.
As for e.g. the safety in Europe in general: In most countries noone has ever this kind of fear, that someone does something to your kids, when they are moving outside on their own. It is totally normal. If the kid looks helpless, you ask if it needs help or got lost. If a kid has learned how to move safely on their way to school, or to a friend, or even the playground etc... you let it go on it's own, soon, and it gains confidence. I went to school 3km on my bike or walking, as early as the age of 7 on my own. In my town, that is not small, I recently saw two little girls in my grocery store around the corner, maybe 8 and 9, that were shopping groceries for breakfast of the family, they bought bread rolls, milk, salami, eggs and a newspaper and paid with a 20 Euro bill. (It was adorable, how serious they took this task, makes you really, really smile.)
Kids being kidnapped is a very American trauma and thought.
For sure has to do with a society, where there are a lot of people that have no support from the government and are more likely to become criminal out of desperation, as well as the general athmosphere of fear, that is constantly produced by american media.
Thanks for this video and have a great weekend, guys. I really like your more political videos.
Businesses employ people, so when that lady failed, she also failed her employees who lost their jobs. In europe banks tend to like the businesses to which they give loans to be a little more stable so they can get their loans repaid.
19:38 - She was showing how some windows work in most countries here in Europe compared to the standard US windows. 😉
I walked to and from school from age 6.
About 3 miles one way
"The Norwegian Police University College (Norwegian: Politihøgskolen; PHS) is a public university college.... It offers education for the police force of Norway, including a three-year basic education and four Master's degrees."
(source: wikipedia)
"There are around 18,000 police agencies in the US, but with no national standards on training, procedures and timescales vary across the country.
On average, US officers spend around 21 weeks training before they are qualified to go on patrol.
...
US police academies spend far more time on firearms training than on de-escalating a situation - 71 hours against 21, on average
...
And in the US, the escalation of force is at the discretion of the officer, whereas in countries such as Norway and Finland, there are more rigorous rules as to what is considered justified use of force.
Prof Haberfeld says: "Most of the training in the US is focused on various types of use of force, primarily the various types of physical force. The communication skills are largely ignored by most police academies.
"This is why you see officers very rapidly escalating from initial communication to the actual physical use of force, because this is how they train.""
(source: bbc)
In Europe we educate the police. And if someone is unfit for working in the police force, they will find out during years of training,
19:50 The first "opening" it was opened on the top by a few degrees, just enough so that air circulates. Really great when it's raining, no need to fully oppen the window.
I was 6 when I started taking the subway on my own to go to my daycare after preschool. Wasn't uncommon
You simply need people who care & have morals...........l am English & we have good/corrupt like everyone...........We have a great method of dealing with this problem.......We Throw Them Oút.......!..........
How? They have a stable two party system. Despite all the public pageantry both parties are fairly similar in action. It's almost like lobbyists influence whom ever is office or support the opponent of anyone who wont play ball.
re: European food, it's true, Lynda that we generally walk more in Europe, but it's also true that the quality of food has a lot to do with us keeping in better shape.
I think you should like this (on YT): "European Fine Dining - Rick Steves Travel Guide" - Rick Steves' Europe
There is many different cultural aspects in the European countries. It’s wrong to assume “how it’s like over there” because of one person’s experience in a area in one country.
okay here's some France for you, having massive trouble recruiting police officers (state ones, we also have local ones that have less/no authority but are usually armed too, well we actually have a third one attached to the military), the bar has been lowered as much as possible to find new recruits, the two physical entry exams will be passed with a score of 7/20 (yes we rank out of 20), there's barely any psychological exam, other than formal declarations, and once the recruit has been admitted it's almost impossible to ditch him if some behaviors problems are noticed. Training has been slashed from 24 to 12 months, the remaining 12 months being done "on the job", some courses are done from home and so on..
This looks bad and it is, french police is probably one of the worst in europe, racial / women discrimination is always present and very little is done to address that, we're doing the camera thing and it seems to produce no effect whatsoever.
It's something that the majority of french people won't acknowledge, but it's very common to hear a person of color say that they never felt safe in the presence of police officers, especially in poor neighborhood which can be found in any medium size city.
Sounds exactly like the Italian police.
Hi, very nice new video from both of you. For the lats point regarding policing in the US v. Europe.
From my personal german perspectiv there are three major issues that lead to bad policeing.
Accountability: If good cops protect the misconduct of bad cops and they are not hold liable like every other citizen.
Education: A cop in Germany has to go throug 3 jears of job training especialy law and de-escalation training compaird to 600 hours in the US.
Last but not least
High risk enviroment.
If you as a cop allways have to expect a firearm in any situation, you sooner or later will overreact just for self protection.
There are more guns in the US then in any warzone around the world. That transforms a serve and protect approach into a control and oppess behavior of an occupying military force.
Regarding entrepreneurship, I think that depends on the country. Sweden has one of the largest number of startups per capita in the world, which is why Sweden has so many global companies. Companies like Klarna, Volvo, IKEA, H&M, Spotify, Skype, Electrolux, Ericsson, Tetra Pak, Atlas Copco are all huge global companies started in Sweden, and that's just a small sample. For being such a small country, it's impressive that we have so many global companies.
I am norwegian. The police in Norway are not armed. Trust and the feeling of safety. As the lady that lives in Switzerland said; we leave our babys outside while having coffee. Check in occasionally just to make sure they dont cry. And we do this is the middle of winter. Kindergarden; all the children are outside. They climb trees, use knives to make tool etc etc. Even if its minus 10 gegrees celcius. Thats why scandinavian children are so independent. They are raised to be like this. You need to look up Norway and how things work.
No one cares in US how your country works. We do what is best here. Good luck to you
The US guy in Germany talked about insurances is funny 😂 me and my family we're french and living in France. I have only 4 insurances for everything : Care for me my wife and our 2 kids, our house, our car, and our private retirement (it's an extra
because retirement is also paid by the government) and it cost me less than 250€ euros per month for all of that ! And if for exemple, i have to go in hospital for a surgery, or if me or one of my kids has to change his glasses or have loud teeth care, if we have a big water leak or a fire in our house, or we have an accident with our car, all of that are covered by those 4 insurances (250€ a month!) And so many more !
Sorry for my "frenchglish" 😉🇨🇵
Think you missed the point of the girl who demonstrated the possibilities of german-style-windows without further commenting. Those windows can be opened completely and also could be tilted. There are numerous YT clips where those windows are compared with american ones.
On food there are a lot of differences.
fresh food is cheaper than in the US (where it is not only hard to find, but a total rip off in terms of prices), And you'll be able to easily find a bakery making fresh bread daily, be it in France, Germany, Italy or Latvia.
Processed food is pricier. It will cost more to eat at a fast food or to buy a frozen pizza in the EU.
Many things are forbidden (including the level of salt, sugar, fats but also some chemicals, conservatives and other antimolding agents and such)
Average amount of salt and sugar is way lower than in the US, as well as fat. Everything I ate in the US was disgustingly sweet and fat. I like sugar, but not that much, no wonder they have so many problems with diabetes.
Overall it will cost you more to eat as much as in the US, but the quality is way above. In the end, you'll eat less (because of prices) and healthier, whether you want it or not. ^^
About the politics, Sanders being a socialiste he would be concedered moderated left in most europeans contries but most Democrates in Europe would be right wing, not radical/far right but many would be considered moderated right.
It wasn’t very obvious but Germany and other parts of Europe have two way windows, ie you unlock it one way and it opens like a window, but if you unlock it another way, it becomes a door you can walk through.
From what I have gathered the education needed to become a cop in the US is like a fraction of what is needed to become a cop i Europe. If that is actually the case it would explain a lot.
1. I'd like to clarify something about insurances in Germany. When you're self employed you're required to be privately insured and these are often very fractured, charging every little shit seperately. A majority of people though are publicly insured and public health insurance for example really covers everything health related.
2. Yea the women who lived in Italy basically said it's better to be rich in the US which is probably true but doesn't matter for like 90% of the people.
3. I don't want to be mean. Switzerland is a nice country but it's a bit like apple products. They are like 1% better than other brands but they cost 3 times as much. Most European countries are equally safe but significantly cheaper.
4. Being a cop in Europe requires much much more training than in the US and that's one of the major differences.
Interesting! Thanks for the clarification
Talking about the police:
1. It's not 1 or 2 percent. It's an entire culture
2. Would you say the same about other professions; "Well, most of them are good but there is a minority who are not up to par". Would you feel safe getting on a plane or going into the operating room as a patient if someone said that about pilots or surgeons?
As an outsider from Europe - I've been following US politics for a while now and I think Pete Buttigieg is the best politician I've seen.
In the uk we kinda have a 'human insurance'. Its called national insurance and it comes directly out of your wage. And its a very small % of your wage.
I live in Sweden, I pay about 150 bucks a year for basically full insurance.
Home insurance covers everything in the home, including your person.
The second you get a job, you have automatic insurance for anything that could possibly happen to you at work.
Your employer pays that on.
So youre basically completely covered.
Car insurance youll have to get separately if you have a car.
Its a bit more pricey but nothing like the US.
How much depends on what car you have but Id say its an average of maybe 500 bucks a year.
Here in Switzerland we also have many different insurances
There is no one plan fits all solution
You choose what is right for you; health, car, home, etc
PS we also have young children walking around freely and safely
In the UK, the different insurance policies allow you to pick something tailored to your needs but also to shop around for the best deal. This helps keep the cost of insurance at a sensible price. We also have a recently introduced law that prevents automatic renewal at an inflated price. Insurers cannot charge a renewal premium that is higher than what would be offered to a new customer.
Was this the video about UK police that you couldn't share? "How British Police Deal With Non-Violent Criminals | Crimefighters | Real Responders". It's a good one.
We have dodgy officers and police brutality in the UK too, not to the extent that the US does, but in the main, I've always felt safe around our police men and women and know they'll help if they can.
@28:11 To quote Rage Against The Machine: "Some of those that work forces, are the same that burn crosses".
I found the guy with the many insurances a bit misleading. For many of the insurances he mentioned are your own choice, and some are mandatory. Car and health insurance are mandatory for example. Health insurance is organized so that you just choose a health insurance company that you think ist best for your needs but you have to pay for them via taxes a certain percentage ( I think it's around 14 or 17% currently that is directly deducted from your income and is transferred from the employer) and that percentage is equal for every citizen. As for law insurance: Not everyone has them, because you rarely have to get a lawyer or are in front of courts. So this is for the most part considered a "luxury" to have that. Personal liability insurance is also not mandatory, but it's very reasonable to have it, because if you cause an accident or something it can be that you have to pay millions for the other persons injuries or damages. I think the holy trinity of insurances are health, car and personal liability insurance. Dental could be a good idea also, although you're probably not going bankrupt without it but it can save you a few thousand Euros in some cases. So he exaggerated a bit, which is probably due to the fact that many germans indeed are over insuranced, because they love safety ;-)
As for the italian expat: I think she meant in Europe it's harder to found your own business because there is more bureaucracy and regulations, also you can go bankrupt, but you probably have to go through a year long process to pay back some liabilities and are not able to open the next business right away. It's true but also not so much, because you can be self employed fairly easy and quick in Germany, but rather on a small level. If you want to found a GmbH for example (kind of an Ltd.) it gets complicated.
So this is all taken to be with a grain of salt.
Europe is not the promised land. There are many countries with a great variety of laws. Each one is not necessarily better than any other. Theyre just different. Good parts bad parts, good things bad things ...
Different
Insurance in Europe is super cheap. I compared the liability insurance for a car in Germany and the USA.
USA: 2500-3500 €/year.
Germany: 200-300 €/year.
Legal protection insurance costs about 8 €/month in Germany.
The insurance thing. I don't know about the situation in Germany but at least here in Finland the only mandatory insurance is the car insurance if you have a car. If you don't have a car then you do not have any mandatory insurances to buy.
In UK I paid for life insurance over 20 years which was due to expire. I contracted one of their listed dsabilities and I got paid £20,000 after paying a total of £2,500 into the policy, which was £12 monthly. It wasnt just for my kids. I have been able to use my own money. I also have a standard plus emergency house and contents policy £36 monthly.
From the outside, the US police looks more like the military, both in terms of equipment and behavior. And that makes sense too, because they fight a war in the interest of the upper class. It's not about justice or truth, it's about securing property relationships. And for this purpose, officials are deployed who also know and watch how one percent of the population bathes themselves in bubbly. And in order to do their job with a good feeling, they will crawl to the bigwigs and bully the underlings. They want to belong, at least as servants. So they kick and delight in the humiliation of lawbreakers, outsiders and competition losers.
I'm not from Iceland but Bernie in most European countries is a mainstream Social-Democrat (nothing special, nothing extreme)
I don't think they know him that well & said it because he is a Democrat since most of the Democrat Presidents were more conservative & not at all left leaning for europeans, but Bernie is.
U.K. here. I’m retired now but driving to shop in my local town I still see all the kids streaming out of school and walking home together - not a parent in sight
What's your point? That's the way I grew up in the US , too
Very good reaction on these items.👍👍you are very welcome to visit Europe.
About the politics. I think that you can only trust a politician who grew up in Europe or at least understands the European society structures.
What happened twice with Mitch McConnell is really sad. I agree with you both, America needs younger politicians - and make sure, Trump doesn't get elected ever again. So, get out and vote.
Greetings from a Dane 👋
Thanks for your input! 👍🏻
They need a different political system and not just a pale choice between two parties. This way you can actually vote for what you want to change specifically. Positive changes happen much faster over here, while the US basically switches back and forth between their two options. Positive changes happen much slower and are tight to specific politicians and luck. It's like feudal times all over again, where people crossed their fingers, in the hope that their next king will turn out to be a good one and not a mad one.
@@loners4life I would add to J.d.445's comment, if you could also do away with massive $$$$$$$$$$$$$$$$$$$$$$$$$$$$ input interfering with politics, and, while you're at it, with gerrymandering, the USA would truly be as democratic as it claims to be!
@@dnocturn84 I agree. The fact that gerrymandering and the Electoral College isn't abolished is mind-boggling. The fact that you have to register in order to vote and have to stay in lines for hours to vote is a disgrace. And you're rigth - the two party street is insane.
I live in England I have had two strokes ... didnt cost me anything was well looked after .... both in hospital and aftercare god bless the NHS
About insurance: insurance is spreading individual risks over a community. This is a very healthy idea. Bad things happen but not everybody gets all of them, at most a few. Spreading the costs over a community makes the community actually stronger because its members have a better chance of surviving. Individuals will not as easily become homeless, or even die, when there is a safety net. Learn America!
13:02 I get what she is saying, but who pays for her failures? If you want to start a business you have to put more work into it, so you might actually succeed. I don't think that is necessarily a bad thing. I have seen too many start-ups here in the Netherlands, and I assume in the US of A as well, that don't have a decent business case. Eventually the suppliers and customers are paying the bills for these failures.
What she was talking about is quite different in Europe on a country to country basis, Italy was probably a bad example when it comes to business friendliness and support, especially when it comes to corruption.
Northern European countries tend to be more friendly when it comes to business, as well as the eastern EU countries.
The US is still a better place when it comes to starting a business, mostly because they value that more, but in truth, if you've got a good idea, you can more or less start a business anywhere and be successful.
At the end of the day, the US is a very capitalistic nation that puts a lot more value on money, so it doesn't surprise me that the US is more business friendly, but a lot of that comes at the expense of the American people in ways they probably don't realise and it's a balancing act which I think European countries do a better job of it.
@@paul1979uk2000 It is not not about lack of Italian business friendliness and support, its about being a young Italian and not having a chance to open your business because you're young. That's how ìt works here in Italy.
That woman was basically saying in europe they are less tolerant of funding persistent failures in business like she seemed to be.
Hi! Thank you for a new video! 👍
You two are so wonderfully "normal"! 😀
In the media, you mostly hear about MAGAs freaking out! I like your views and opinions on so many things.
Very best greetings from Germany 👋
What you need is term limits for those robber barons holding office on whatever level. Seriously, I´m so glad i don´t have to live in your country.
I fear for Canada. We're a barnacle on the whale that is the USA. We're going to get dragged along with wherever happens to them.
About the insurances:
You have statutory health insurance, that includes denta care, pension insurance, unemployment insurance and nurse care insurance, all paid half and haf by you and your employer, as well as vocational accident insurance, paid by the employer.
You have to have a car liability insurance, if you have a car and a home owner liability insurance if you own a home. Both in case, with your car or your home, you harm somebody, so the harmed person gets money from the insurance.
If you can afford, you will have an additional private pension insurance, to have more money in retirement, and a private liability is often made, just in case, you break somebody's property.
The dental insurance is an additional insurance for dental care, to have less co pay, for "false teeth" or some handling, that is not necessary, but you would like to get it, like a dental cleaning or breaching.
But as a German, there is only one answer, how many insurances you have: "Not enough!"
We like it very save, just in case.
THat american woman living in italy complaining about not easy to start a business and hard to start a new one when you fail. Is idiotic , in europe 1 first gets experience , knowledge , financial credibility , and then after you got the knowledge and experience you can start your business as banks will agree to loans , chamber of commerce will give you every thing you need to write your business plan and proposals. And if you fail in europe you have only your self to blame . As banks will not loan money if you dont have a viable business plan ..
It asures you will do the utmost of not failing . going bankrupt is a big red X and you will never be trusted again
The lady is 100% correct about the Italian situation and young people trying to open their business. No surprize Italy is not a place for young people.
That's how the U.S. was when I was growing up. We went outside to play and were told to come home when the streetlights came on. I walked to school by myself in Kindergarten and no one thoight anything of it. In fsct we'd make fun of kids whose moms seemed too "nervous". But I'm 71 now so that was back in the 50"s and 60's.
I don't remember if I recommended this to you, Loners, but for a glimpse of one of the most beautiful regions in Europe (France), and of its culture, I think you should enjoy this (on YT): "Provence: Legendary Light, Wind, and Wine" - Rick Steves' Europe
The thing with Bernie Sanders is a myth, that has been going for at least a couple of years, even about my country of Germany. His version of socialized healthcare would even be to radical for the center left over here. As for AOC, she was able to achieve something together with Matt Gaetz, that looked promising, if they would team up again in the future. In addition, she is less likely to freeze like Mc Connell.
10:40
Some perspective on the german insurances he talks about there: not all of them are needed
The premiums for Health- and long term care insurances as well as retirement and unemplyoyment are directly tied to your income.
Car/vehicle insurance is a no brainer and usually comes in a package with a private liability insurance. The costs for that depend on the type of vehicle you drive and your driving experience.
If you don't own a vehicle a standalone Private liability insurance is recommendend and you can get it for 36€/year ... many landlords even mandate a PLI if you want to rent, and some jobs require one to.
As I also have a side business apart from my regular job, I have business liability (wich also covers my work equipment in case of damages) and legal insurance wich cost me combined about 240€/year
Besides that it is already explained in the comments, that nearly all those injurances are voluntary... the other point is - with an injurance "package" for all, you pay way too much for things you dont need. Thats not smart. 😉🙋🏻♂️
The girl that broke her wrist mentioned the language barrier but they really did try , did she not think about learning some of the language of that country before travelling ?
Swede here... I'm not coming from facts.. but I get the feeling that in the US - "Socialism" gets the same status as Communism? What our "socialism" basically means is that we pay a lot of taxes, yes.. but that goes to (more or less) free education, healthcare and whatever You may need not go homeless if things go wrong for You. We can speak our minds and we have fair (as fair as they come) elections. "Land of the free".. well.. are You, really?
Yes we are free. I for one am sick and tired of foreign criticism. I am 73. Eventually we will no doubt have government health care. Sadly it's taking a long time due to the greed of doctors snd insurance companies. I am not proud of this but it is reality for now.
We excelled on th Olympics due to talent, grit and ambition. We excel in the arts, technology, literature and science. Small town life is great here. I live in the Finger Lakes of Central NY.. people are QUIET (yes,Quiet), kind. The region is gorgeous and looks like Germany or Austria.. I can walk to a volunteer shift job at 3 am without fear.. my doctors are amazing. Europe has plenty of homelessness, crime and immigrants problems.. hope all you Europeans enjoy your schadenfreude. .mind your own business and don't come here
That insurance think is more Germany think. I have home insurance and car insurance here in Finland and it is enough, you can take life insurance if you want secure you family after you death.
When you live in a homogenous country, where there is social cohesion and unspoken cultural understanding, of course you can leave a child in a stroller outside. But since you do not live in such a country it must seem insane to you.
20:45 Over here in germany .... it would be .. "whouw, i need to know the parents"..... but every grandmother and grandfather would actually think and do that..
Watch the kid getting safely down the street .. and whenever there is whatever issue, they will take responsibility for the child and do the very best they can to help the child - and _if_ _necessary_ contact the parents for whatever happened what they need to know..
Besides that...... as a tiny child .. you can freely roam the streets, to and from kindergarten, preschool and school .. w/o anybody asking anything...
Except, when some child might be clearly supposed to be in some sort of class or another, they will be looked upon. ;)
You got my subscribe here finally too. ;)
to insurance:
All the insurances don't protect you from something happening to you, but they help to minimize the follow-up costs. Household insurance, for example, is immensely important. If a burst water pipe ruins not only your own but also the neighbor's apartment, you can go bankrupt without insurance.
You don't have to take out all insurances, but depending on how and where you live, certain insurances are not wrong.
About 12:00 u talked about the life insurance , well i dont know how it works in the US but in Germany u usually can get ur policy payed to u monthly or in a whole once u reach ur retirement age lets say 65 or 67, so it can become a nice bonus to ur pension
Germany here, we think Bernie Sanders would fit into the CDU which is a center right, conservative political party.
I have already commented in other videos that politicians and judges should follow the same rules as the military, compulsory retirement and giving way to new people. It's just that many years in the same place they take root and settle down to do nothing.
This is really interesting. I just want to clarify about Italy. If you don't have certain paperwork, you can't do anything. It depends a lot on residency, and how permanent you are there.
Because need it and yeah there are Insurances which Cover more like A Haushaltsversicherung. Not only because of walking, we just like it fresh and organic you would say. Not such chemical BS. But we also have fat opl but even if its less..since Corona it increased a bit. And ppl do Hiking, riding a bike, swimming or other things.
2:40 Bernie would be considered center-right in Germany. In Angela Merkel's party, the CDU/CSU, he wouldn't even stand out, except as a grumpy grandpa. There are still three parties that are further to the left than the CDU/CSU, mind you.
Lynda, the reason they divide the insurance is money. The more insurances you take the more money the company makes.
The startup failure thing has to do with financial competency. Where in the US, anything that can make money or create debt (which is another form of making money) is always supported, in Europe this is very much frowned upon, as debt creates costs. And eventhough there is money in debts, it is not easy to make money from.
Lynda, it is not just more exercise by walking, she is not wrong in regard to additives (see red 40, yellow 5, azodicarbonamide etc etc etc) or the exorbitant amount of added sugar (or cornsyrup instead of sugar), it also way more processed and more GMO'ed as in Europe. She is not wrong there.
Brian, the window you said "huh" about, was in there because you can open it two different ways. Either a small gap, by opening the top in which it comes backwards a few degrees, or open fully by opening it sideways.
Also over here we have a saying; "No money, no Swiss."
In Europe, police officers are quite relaxed. Never had any trouble with them, found them usually very helpfull, and on several occasions found a good laugh with them.
You say it is not easy to make from debt when the whole global economic system is based on debt , the easiest way to make money is off of debt , I know , I was in that game !
here, move to europe 🥳
Damn, not even a reply haha. But it's ok, you're Norweigan.
@@Nekotaku_TV lol its a hard knock life 😛
Absolute security in health matters alone gives every European a security deep, deep, deep inside which US citizens with 'normal care' secretly burden. 'Just don't call an ambulance', take an Uber, 'co-pays' and much more. That's what every American (normal wage earner) carries around permanently. And that is only 1 aspect, but a psychologically important one.
I am an American who plans on staying in America. We may have a few problems, but this is a great country that helps every other country in the world. 🇺🇸
... Hmmm ... except their own!
@@micade2518 don’t look to Government look to the good hard working people - that’s what makes America Great!
@@judyrogers9313 "a great country that helps every other country in the world"
Really?
@@micade2518 really!
@@judyrogers9313 OK. Prove it! Apart from spreading junk food that slowly but surely kills people, I can't think of much "help" to every country in the world.
There are undeniably scientific and technological "made in USA" progress but, on the subject of Humanity, you guys need to learn a thing or two.
And, considering that 99% of the Americans don't even know that "every country in the world" exists!...
There are more than 10 places in the world that are more comfortable to live than in the USA. People are mainly concerned about 4 things: Access (how cheap/expensive it is) to healthcare (quality/poor quality), access to any education (how cheap/expensive it is), access to food (how cheap/expensive it is, quality), and finally access to your own home, how easily you can purchase it. Everything else in a person’s life is not important if you think about it. So, more than 10 countries are much better than the United States in these indicators.
To the lady talking about Italy: she chose the worst country to work and start a business. Unfortunately, young smart Italians move abroad for better opportunities. However, that is not true for the rest of Europe, especially Northern Europe. She shoud have tried Germany or the UK and researched the issue more.
Yep. Italy must be the worst place if you're young to start your business. There's this ignorant bias about being young here that it's shocking. No wonder lots go abroad.
Come & experience Europe, you have no clue how much focus, brain capacity & worries you have in US, or time you spend worrying on stuff, that we don't here in Europe...
Two things:
Bernie Sanders would be considered a main stream left wing politician and would fit happily in the British Labour Party or the German SDP etc.. He wouldn't be considered especially extreme.
I've had a number of friends ( and friends of friends) come and stay with me here in the UK, without exception the thing that alway shocks/fascinates them in children traveling to and from school unescorted and using public transport.
I think it's funny that people react to the idea of Europe vs. USA. While Europe is still struggling with being a community. Most reactions are from Western Europeans (incl. all Nordic) but those countries also have problems with migration, drug-related criminality, homelessness and poverty. We don't share the same language, we differ in our belief systems and do not forget two wars. Everybody's talking about Finland, Denmark or the Netherlands. Even living in a big city feels pretty safe despite all that is happening. Absolutely true. But it's also a state of mind. I felt safe in NY or LA. And believe me... I did some stupid stuff. But those places are (to an extent) familiar. But there are many places in Europe I wouldn't even think about visiting. Safety is a very subjective feeling and I think that is lacking in the USA. Due to media, guns and the right to protect. Everybody is a potential danger instead of being just careful.
It's not like Biden or Trump are much younger than McConnell so no matter who wins, they are very likely to have similar moments while being POTUS,
However, don't blame the politicians or the laws/rules, it's a democracy, the blame goes to the people voting for those folks.
I live in the Cleveland area and I Am white. When I was 17 I was walking down the street and got picked up in a sweep. Some detective got assaulted at least 7 or 8 blocks from where I was. When I was sitting in a cell I noticed a cops name plate and just asked a question by calling him by his name. He pulled me out of the cell and three of them kicked the shit out of me, just for calling him by his name. In my early twenties I was outside of a night club, this cop walked up to me in full uniform and asked for my ID. I took my wallet out of my pocket, he took it and removed the money, between 50 and 100 dollars stuck it in his wallet, looked at me and asked if there was a problem. I said no and walked away